How to Update HDFC Credit Card KYC Documents

Updating the KYC details has become a requirement for all banking activities since the Reserve Bank of India (RBI) ordered that every banking and investing customer comply with the Know Your Customer (KYC) regulations.

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Banks and other financial institutions can avoid the misuse of banking services by obtaining all the information about a customer's identity and address through the KYC procedure. In addition to taking place when a banking service is opened, KYC collecting is also carried out on a regular basis to ensure that the data is up to date with the most recent customer information.

KYC is mandatory during the following banking activities:

  1. When opening a new bank account
  2. While availing a bank loan, credit card, prepaid card or smart card
  3. When applying for a bank locker
  4. While carrying out financial transactions
  5. For remittances in India and abroad
  6. When there is a change in key account holders
  7. When the bank or the issuing institution wants to update their records. This is called re-KYC
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HDFC Credit Card KYC

As mentioned earlier, every HDFC credit card user while availing an HDFC credit card should comply with the KYC norms. He/she also should need to update the details as and when there is a change in any of their personal information such as name change, change in mobile number, address, etc.

HDFC provides various channels through which one can upload or update their KYC details. Mentioned below are different ways using which HDFC credit card customers can update their KYC.

  • Update HDFC credit card KYC by sending a courier
  • Update HDFC credit card KYC online
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How to Update HDFC Credit Card KYC Offline

When you don't have HDFC net banking account, you can fill in the KYC updation form available on HDFC website and submit the same, to get your KYC updated with the bank. The HDFC KYC updation form is available in two forms - online and downloadable. While the online form allows you to fill in the information online before downloading, the other form is a scanned copy which should be downloaded and filled in before submitting it to the bank.

The link to HDFC online KYC updation form: Click here to Update the KYC

The link for HDFC KYC updation downloadable form: Download Re-KYC Form

Filling HDFC KYC Updation Form Online

Follow the steps mentioned below to fill the HDFC KYC updation form online -

  1. Step 1: If you wish to fill the KYC updation form online, click and open the link
  2. Step 2: Enter the required details in the relevant fields
  3. Step 3: Select the 'Address Proof' and 'Identify Proof' you wish to attach
  4. Step 4: Check the authorisation box
  5. Step 5: Enter the code and click on 'Submit'

You will be prompted with an option to print the form, do the same. Affix your original signature on the form and attach the self-attested copies or address and identity proof of documents. Send the form along with the documents to HDFC Bank Cards Division, PO BOX NO 8654, Thiruvanmiyur PO, Chennai - 600 041 through ordinary post or courier.

Additionally, you can send it with a bearer to the HDFC bank branch that is closest to you. As an alternative, you can drop off the form and documentation by just walking into the closest branch. Within five to six business days of the bank receiving your request, your KYC will be updated. After the KYC update is done, you will also get a confirmation SMS on the registered mobile number.

Filling the HDFC KYC Updation Downloadable Form

If you wish to fill the KYC updation downloadable form

  1. Step 1: Click here to see the form, download and print it
  2. Step 2: Fill the form manually with all the required details
  3. Step 3: Affix a recent passport size photo on the form
  4. Step 4: Mention the address proof and ID proof you have attached in the required field
  5. Step 5: Sign in the appropriate field
  6. Step 6: Attach the self-attested address proof and identity proof and send it to the same address as mentioned above.

How to Update HDFC Credit Card KYC Online

Updating your credit card KYC online is easy using your HDFC net banking account. If you have an internet banking account with HDFC you can simply log in and update your contact details. The HDFC net banking service allows you to update your e-mail ID, mobile number, current address, Aadhaar number, PAN number, landline number, your profile as well. While a few details can be updated instantly, some others need relevant proof, which should be scanned and uploaded, to update the new details. Let's see how to update each element in detail.

How to Update E-mail Address in HDFC Bank Online?

To update e-mail address in your HDFC credit card account online, log into your HDFC net banking account and follow the mentioned steps.

  1. Step 1: Click on 'Update Contact Details' from the top menu
  2. Step 2: Click on 'Update Email ID and Landline Number' option
  3. Step 3: Enter your e-mail ID, and click on 'Confirm'
  4. Step 4: Authenticate the updation by providing the prompted details

The email address will be updated immediately, and you will begin to receive crucial bank communications and alerts about your HDFC credit card account to the newly registered email address.

How to Update Mobile Number in HDFC Bank Online?

You can also update your mobile number through your HDFC net banking account by following the instructions provided below.

  1. Step 1: Login to your HDFC net banking account
  2. Step 2: Click on 'Update Contact Details' option
  3. Step 3: Select 'Update Mobile Number'
  4. Step 4: You will find a downloadable form, download the same, fill in the details, and scan the document, for uploading
  5. Step 5: Click on 'Continue' to upload the document
  6. Step 6: Click on 'Add' to upload the scanned document and click on 'Submit'

The bank will update the phone number in the database and validate the provided documents as soon as it receives the request.

How to Update Address in HDFC Bank Online?

You can also update your address through HDFC net banking by uploading the address proof document. Mentioned below is the process in detail.

  1. Login to HDFC net banking account
  2. Click on 'Update Contact Details' and select 'Update Address'.
  3. Click on 'Update'
  4. You will be redirected to a page where you need to upload a scanned address proof document by clicking on 'Add' option.
  5. Once the document is uploaded, click on 'Upload'
  6. Once the upload is done, click on 'Submit'

Once the bank verifies the uploaded document, it will update your address in the records. The same will be reflected in your net banking account soon.

How to Update PAN Number in HDFC Bank Oline?

The PAN number can be updated instantly through HDFC net banking service. Follow the 3 simple steps to update your PAN number.

  1. Login to your HDFC net banking account
  2. Under 'Accounts' menu, click on 'Request'
  3. Click on 'Add / Update PAN number' option
  4. Enter your PAN number and click on 'Continue'

The new PAN number will be updated within 4 working days upon verifying with the authorities.

How to Update Aadhaar Number in HDFC Bank Online?

Following are the steps to update your Aadhaar number with HDFC through your net banking account

  1. Login to your HDFC net banking account
  2. Under 'Accounts' menu, click on 'Request'
  3. Click on 'View / Update Aadhaar Details' option
  4. Enter your Aadhaar number and confirm the account number to be linked
  5. Confirm the same
  6. Click on 'Update'

Your Aadhaar number will be updated within 4 working days upon verifying with the authorities.

List of Documents Accepted as Identity Proof for HDFC KYC Updation

Below is the list of documents accepted as ID proof for HDFC KYC updation

  1. A valid passport
  2. Voter's ID Card
  3. Aadhaar Card
  4. Driving Licence
  5. Job card issued by NREGA duly signed by an officer of the State Government
  6. PAN Card
  7. A letter issued by the government of India
  8. Identity card issued by Central or State Government, Public sector undertaking, Scheduled Commercial Bank, or any Public Financial Institution
  9. Letter by a gazetted officer with a duly attested photo of the person (acceptable only for a few low-risk customers)

List of Documents Accepted as Address Proof for HDFC KYC Updation

  1. A valid passport
  2. Voter's ID Card
  3. Aadhaar Card
  4. Driving licence
  5. NREGA Card
  6. PAN Card
  7. A letter issued by the government of India
  8. Utility bill not more than two months old including electricity bill, telephone bill, postpaid mobile phone bill, piped gas bill and water bill)
  9. Property tax or municipal tax receipt
  10. Statement of bank account or post office savings scheme

FAQs on How to Update HDFC Credit Card KYC Documents

  • Can I update HDFC credit card KYC offline?

    Yes, you can update HDFC credit card KYC offline as well as online.

  • How long does it take for my KYC to be updated?

    Your KYC will be updated in 5–6 working days after the branch receives your request and all the necessary paperwork.

  • How can I update my email address in HDFC Bank online?

    You can update your email address in HDFC Bank online by logging into your internet banking account.

  • Is KYC mandatory to obtain an HDFC credit card?

    Yes, in accordance with the rules that the majority of banks abide by, the KYC procedure must be finished before obtaining banking services.

  • How will I know if my KYC is updated with HDFC Bank?

      A confirmation message will be sent to your registered mobile number after your KYC is successfully updated. 

  • What is HDFC Bank re-KYC?

    Re-KYC is the procedure implemented by banks to make sure the records gathered when a bank account was opened are still valid.

  • What is the use of HDFC Bank re-KYC?

    To ensure that credit card statements, other vital correspondence, and reissued or upgraded credit cards are delivered to the correct address, it is advised to update or reconfirm the address regularly. In addition, you need to complete the HDFC Bank re-KYC in order to comply with the most recent RBI regulations.

About the Author

Nishit Kunal

Nishit Kunal

Nishit Kunal, currently working as an Editor has been with BankBazaar for over 5 years with expertise in writing on loan, credit cards, etc. When not working, Nishit dabbles between being a cinephile, writing, and playing with his dogs.

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