The SBI YONO app, also known as 'You Only Need One' app, was launched by State Bank of India (SBI) to provide multiple services under one platform. Using the app, both existing as well as new SBI customers, can enjoy a host of services including opening an SBI digital savings account, apply for various financial products such as SBI credit cards, SBI insurance policies, SBI investments, SBI loans, etc. Further, SBI customers can use the app to transfer funds, apply for an overdraft against a fixed deposit, etc.
The YONO app also allows the users to shop, book and order products or services online. The app is available on all three smartphone platforms including Android, iOS and Windows.

Existing SBI credit cardholders can download the YONO app, link their credit card and start enjoying the credit card related services offered by the app. If your SBI credit card is already registered online, linking the card on the app becomes easy. If you already have SBI internet banking access and registered your SBI credit card to the account, follow the instructions mentioned below to link the card on the app.
The credit card registration process will be completed, once the user ID and password are valid. You can use the same credentials to login to the YONO app. Once you login to the app, follow the steps provided below to link SBI credit card on the app.
Of the many credit card related services offered by YONO app, paying SBI credit card bill is one. YONO app users who linked their credit card on the app can make credit card payment using the instructions provided below.
Steps to pay credit card bill using YONO app
Yes, you can block the credit card on the YONO app in case the card has been stolen or lost.
Yes, you can check the reward points balance on the YONO app.
Yes, the reward points that you have earned can be redeemed on the YONO app.
Yes, you can delink the credit card on the YONO app. Once you have logged in, you will find the 'Delink SBI Credit Card' option. Once you click on that option, you will be able to delink the credit card.
Yes, you can find the SBI cards that you are eligible for on the YONO app.
Through SBI YONO app, one can apply for an SBI credit card, get recommendations about a suitable SBI credit card, track SBI credit card application status, retrieve application status, access SBI credit card details, make credit card payment, track reward points and redeem them, view transaction history, and get an update on the various offers available on SBI cards.
Users can also update contact details, block the credit card in case it's lost/stolen, change credit card PIN, delink a credit card, etc.
Annie Jangam is a financial writer with a unique background in biotechnology and eight years of genomics research experience, culminating in 6 international publications. She combines her analytical and communication skills to simplify complex financial concepts, delivering precise and creatively engaging content in the fintech industry. She covers various financial products such as banking, insurance, credit cards, tax, commodities, and more. Outside of the financial realm, she dabbles in poetry. Her extracurricular passions include organizing events like One Billion Rising and Human Rights Day. She is committed to the equality of all people, a principle rooted in her Christian faith. Annie strives to embody the values of faith, hope, and love in both her work and her life.

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