The SBI YONO app, also known as ‘You Only Need One’ app, was launched by State Bank of India (SBI) to provide multiple services under one platform. Using the app, both existing as well as new SBI customers, can enjoy a host of services including opening an SBI digital savings account, apply for various financial products such as SBI credit cards, SBI insurance policies, SBI investments, SBI loans, etc. Further, SBI customers can use the app to transfer funds, apply for an overdraft against a fixed deposit, etc.
The YONO app also allows the users to shop, book and order products or services online. The app is available on all three smartphone platforms including Android, iOS and Windows.
Yono App For Existing Sbi Credit Card Customers
Existing SBI credit cardholders can download the YONO app, link their credit card and start enjoying the credit card related services offered by the app. If your SBI credit card is already registered online, linking the card on the app becomes easy. If you already have SBI internet banking access and registered your SBI credit card to the account, follow the instructions mentioned below to link the card on the app.
Steps to link SBI credit card on YONO app (For registered users)
Open SBI YONO app on your mobile
Click on ‘Go to your account’ option available at the bottom of the page
Login to the app using your net banking user ID and password or MPIN
From the main page, click on ‘My Relationships’ option
Select ‘Link SBI Credit Card’ option
Click on ‘Send OTP’ button
You will receive an OTP on your registered mobile number, enter the same to complete credit card registration
Link SBI credit card on YONO app (for non-registered users): If you have an SBI credit card but don’t have access to SBI internet banking account, follow the steps mentioned below.
Open YONO app on your mobile
Click on 'My Relationships > Link SBI Credit Card’
Click on ‘Register’
It will take you to SBI Cards website, where you need to register your credit card
Enter SBI credit card number, CVV and date of birth and click on ‘Submit’
You will receive a one time password (OTP) on your registered mobile number and e-mail ID, both of which are valid only for 30 minutes and for one-time usage
Enter the received OTP and create your user ID and password
The credit card registration process will be completed, once the user ID and password are valid. You can use the same credentials to login to the YONO app. Once you login to the app, follow the steps provided below to link SBI credit card on the app.
From the main page of the app, click on ‘My Relationships’ option
Select ‘Link SBI Credit Card’ option
Click on ‘Send OTP’ button
You will receive an OTP on your registered mobile number, enter the same to complete credit card registration.
How To Pay Credit Card Bill Using Yono App?
Of the many credit card related services offered by YONO app, paying SBI credit card bill is one. YONO app users who linked their credit card on the app can make credit card payment using the instructions provided below.
Steps to pay credit card bill using YONO app
Open YONO app and login using your user ID and password
Go to ‘Credit Cards’ and select the SBI credit card towards which you wish to make the payment
Click on ‘My Relationships’ option and select ‘Pay Now’ button
Select the SBI savings/current account from which you wish to make the payment
Select the payment amount – Total outstanding or minimum amount due or any other amount
Click on ‘Pay Now’ to complete the payment
Faqs On Credit Card Related Services On Yono App
1. What are the various credit card related services available on YONO app?
Through SBI YONO app, one can apply for an SBI credit card, get recommendations about a suitable SBI credit card, track SBI credit card application status, retrieve application status, access SBI credit card details, make credit card payment, track reward points and redeem them, view transaction history, and get an update on the various offers available on SBI cards.
Users can also update contact details, block the credit card in case it’s lost/stolen, change credit card PIN, delink a credit card, etc.
2. How can I block my SBI credit card using YONO app?
Open YONO app
Go to credit cards page
Visit the card summary page
Under the ‘Card Services’, select ‘Block lost or stolen card’
Choose the credit card you wish to block
If you want the card to be reissued you can click on ‘Re-issue’ option
3. How to delink my SBI credit card through YONO app?
If you have closed or cancelled any of your SBI credit cards, you can de-link them from the YONO app.
Login to the YONO app
Go to Credit Card page
Find ‘Delink SBI Credit Card’ option and click on it
Select the card, you wish to delink
Accept the terms and conditions and click on ‘Confirm’
The card will be instantly delinked from the YONO app.
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How To Register Your Credit Card On SBI Yono App
I have State Bank Of India credit card through Shopping Mall.This card is a chargeable card for the past 5 months .I have got all the required details about the card process through the agent .I have got this credit card within a week time .I have not faced any drawbacks while submitting the documents.
I am having CIti Bank credit card which was availed through Bank direclty .I am using this credit card for the past 3 to 4 months .This was a free card and the credit limit was good and it was upto 75,000 and it was sufficient as well .I have got all the details about the card process very clearly through the agent.
One year before I had applied for a master credit card with AXIS bank. Once the verification done I received a card by 4 days. The credit limit is nominal before given for 25 thousands but now enhanced to 34 thousands. EMI option is applicable and charges are nominal. I use for shopping and fuel purposes I get reward points.
I had applied for a credit card with SBI on a month before which was processed through an online. My friend is working in that bank so process was done on smooth. But suddenly felt to not process for further for this card process so intimate to bank to close it.
I am using Indusind Bank credit card which was taken through Bank directly .I am having this card for the past 2 months ,I have got the credit within a week.I have got all the details about the card process very clearly .There are very useful reward points as well as cash back offers .I am really satisfied with the service so far .
I am having HDFC Bank credit card for the past 15 days only ,I have availed this credit card through Bank directly ,I have got a clear picture about the card process through the agent ,This was a free card and there was no difficulties faced while submitting the documents .I am really satisfied with the service .
Was this review helpful?
SHANUR ANISUR RAHMAN
Reviewed on Oct 12, 2019
From INDUSIND BANK LTD I am holding a credit card for the past 4 months before. I have applied for a card directly to them. It is a life time free credit card and the credit limit is given for 50 thousands only. EMI option is not applicable is applicable and charges are nominal. I use this card for medical and shopping purposes.
On 4 months before I have applied for a credit card with ICICI bank directly to them. It is a life time free credit card and the credit limit is given for 30 thousands only for this card. EMI option is not applicable. I use this card for many purposes.
I am having a credit card with HDFC bank for the past few months only which was processed through bank directly. It is a life time free credit card and the credit limit is much sufficient for this card. EMI option is not applicable. So far no issues I had faced from them.
I am using ICICI Bank credit card which was directly availed through Bank.I am using this credit card for the past 1 year,This was a coral card and got all the relevant information about the card process through the agent.This was a paperless approval and i a m comfortable on using this card.
I have Kotak Mahindra Bank credit card which was taken through Bank directly.I am using this credit card for the past 2.5 years and the credit limit was upto 2 lakhs it is really sufficient as well.There are really good reward points as well as cash back offers.I am comfortable on using this credit card .
For the past 2 years I am using RATNAKAR BANK platinum credit card through them processed directly. It is an annual fee chargeable of rupees 500. But the credit limit was given only for 35 thousands and yet to enhance it. EMI option is applicable and it is nominal. I use this card for fuel purpose. Based on the usage I get reward points.
I am holding SBI bank simply credit card for more than 2 years which was process through bank directly. It is an annual fee chargeable of 500 rupees.But the credit limit was given only for 10 thousands. There is an option for EMI and charges are nominal. I use this card for shopping and fuel purposes.
I have Yes Bank credit card which was directly taken through Bank.I am using this credit card for the past 6 months,This was a free card and the credit limit was really sufficient .I have got good reward points as well as cash back offers .I am really satisfied with the service .
I have State Bank Of India credit card which was direclty taken through Bank .I am using this credit card for the past 8 months only .The credit limit was pretty good t was upto 50,000,I have got my creidt card on time without any delay .I have got all the relevant information about this credit also through the agent.
I have Ratnakar Bank credit card which was taken through Bank .The credit limit was 40,000 and this was a free card ,Customer service is quite average .Cash back offers are very good and got all the required details about the credit card very clearly through the agent .
PNB charges are quite less and convenient. PNB card is very simple and there is no annual fee, financial charges and no late fee. I can easily convert the rewards points into cash by making a single call. PNB customer care support is very good and easily available for all the time. There is no such offers like other credit card.
There is some discount in online for SBI credit card. There is no hidden charges deducted so far and they are providing flexi pay option. The financial charges and late fee charges are less. They have provided me a credit limit of Rs. 1.50 lakhs and there is a annual fee of Rs. 450. I am using the simplysave credit card.
HDFC Credit card is better than other cards. I have a HDFC money back credit card so i get a rewards points whenever I'm doing the transaction or purchases those rewards points, i can easily converted into cash. There are lots of EMI conversion done from this card. If i purchase in online and converting those transaction into EMI at that time, there is no charges. Due to some personal reason, if a customer unable to make the payment on a due date, they are charging me a huge late fee and interest rate.
I have State Bank Of India credit card which was directly taken through Bank .I am using this credit card for the past 6 months only.The credit limit was good and it was 30,000 and this is a chargeable card.I have got god cash back offers as well as reward points ,I have got my credit card on time without any hassle.