YES Bank - Know More Info about Products Offered & Banking Services

Products Offered by YES Bank 

Some of the products that are offered by the YES Bank are mentioned below: 

Accounts 

YES Bank provides a wide range of deposit accounts, some of them are given below: 

1. Savings Account - YES Bank provides different types of savings accounts for its customers which are specifically designed based on their needs. Some of the popular savings accounts designed by YES Bank are YES Digital Savings Account, Women Savings Account, Senior Citizen Savings Account, Regular Savings Account, My First YES, Savings Value, Savings Family, Pradhan Mantri Jan Dhan Yojana, Smart Salary Platinum Account, Smart Salary Exclusive Account, Smart Salary Advantage Savings Account, and YES Honour. 
2. Current Account - YES Bank has designed various types of current accounts depending on the needs of the businesses. Customers can avail a wide range of banking solutions through these current accounts. Some of the popular current accounts designed by YES Bank are Business Value Current Account, Business Growth Current Account, Business Benefit Current Account, and Business Edge Current Account. 

Loans 

There are several loan facilities provided by YES Bank to its customers based on their requirement. Given below are different types of loans offered by YES Bank: 

1. Personal Loan - The bank provides personal loans to its customers ranging from Rs.1 lakh to Rs.40 lakh at attractive interest rates. The loan tenure ranges between 12 to 60 months. Presently, YES Bank offers three types of personal loans to its customers namely, YES Bank Personal Loan for Holiday, YES Bank Personal Loan for Wedding, and YES Bank Personal Loan for Home Renovation. 

1. Home Loan - YES Bank provides home loans to salaried and self-employed individuals at flexible loan tenures and competitive interest rates. Not only this, but the bank has designed various home loan schemes for those who wish to build or purchase a house.  
2. Car Loan - YES Bank provides the best car loan schemes ranging from Rs.1 lakh to Rs.500 lakh to its customers. Apart from this, the bank offers 100% funding towards on road price of the vehicle for the selected cars. 
3. Two-Wheeler Loan - The bank also offers two-wheeler loans to its account holders ranging from Rs.1 lakh to Rs.25 lakh at flexible tenure up to 60 months. YES Bank also provides exclusive loan offers for scooters, bikes, and superbikes. 
4. Loan Against Property - YES Bank sanctions loans against properties like residential, commercial, warehouse, industrial, and school properties for a tenure up to 15 years. The customers can avail the loan with minimal documentation. 
5. Gold Loan - Customers can avail gold loans from YES Bank with attractive interest rates as well as flexible repayment options. The gold loan ranges between Rs.25,000 to Rs.50 lakh with a tenure till three years. The loan amount will be disbursed by the bank on the same day. 

1. Business Loan - YES Bank offers business loans to self-employed professionals, sole proprietorships, partnerships, and closely held companies. The loan amount ranges up to Rs.50 lakh which should be paid back within 12 to 60 months. 

Deposits 

YES Bank offers the following deposit accounts to its customers: 

1. Fixed Deposit - YES Bank offers fixed deposit schemes to its account holders so that they can maximize the surplus amount through dynamic interest rates. The fixed deposit tenure ranges between six months to 36 months. 
2. Recurring Deposit - YES Bank has also designed recurring deposit schemes for its customers which help them to invest a part of their earnings on a monthly basis. The interest rate of recurring deposits varies depending on the amount and tenure. 

Cards 

YES Bank offers various types of cards to its account holders. Some of them are mentioned below: 

1. Credit Card -  YES Bank has designed different types of credit cards which have been introduced with the aim of providing various benefits and rewards like discount coupons on travel, entertainment, dining, etc. The popular credit cards offered by YES Bank are YES Prosperity Cashback Credit Card, YES First Exclusive Credit Card, YES Bank Wellness Plus Credit Card, etc. 
2. Debit Card -  YES Bank debit cards are featured with advanced spending and withdrawal limits along with value added services. Presently, there are seven different types of Debit cards offered by YES Bank, namely YES Premia World Debit Card, YES Prosperity Platinum Card, YES Prosperity Titanium Debit Card, YES Prosperity Titanium Plus Debit Card, and YES Bank VISA Platinum Debit Card. 

Banking Services 

Given below are the banking services provided by YES Bank: 

1. Balance Enquiry - The account holders of YES Bank can get the balance enquiry facility through mobile banking, net banking, passbook, SMS banking, Automated Teller Machine (ATM), and missed call facility. 
2. Internet Banking - YES Bank offers an internet banking facility to its customers using which they can avail different types of services like online booking, fund transfer, paying bills, and balance enquiry. 
3. Mobile Banking - YES Bank account holders can enjoy all the banking facilities through mobile banking. The mobile banking facilities include balance enquiry, fund transfer, online payment, etc.