Andhra Bank is a popular banking institution in India that is dedicated to providing top-class banking services at economical prices. The bank has a wide variety of products to cater to the specific requirements of each individual. The bank has retail, agricultural, MSME, NRI, and corporate banking products and services. Whether you are looking for a loan or an insurance policy or a deposit account or a mutual fund, you can count on the bank to give you the right product that is appropriate for you.
You can take any type of loan from the numerous loan products offered by the bank. The bank offers education loans, gold loans, personal loans, housing loans, loans against receivables, etc. Andhra Bank provides personal loan options which will help you fund any of your needs. The bank will not ask you to specify the reason for which you need this loan. You will need to make sure that the loan is utilized only for a genuine, legal purpose. You can make use of the loan to finance your wedding plans, to remodel your abode, or to purchase a highly expensive product such as an electronic appliance, and so on.
Types of Personal Loans Offered by Andhra Bank
Andhra Bank provides 2 kinds of personal loans and they include:
Andhra Consumer Loan is offered for purchasing any consumer durable or household appliance. It can be repaid through EMIs. Andhra Clean Loan is a cash loan that is offered to any loan applicant for any purpose. It has to be repaid through 60 equal monthly installments (EMIs).
Andhra Bank has a reliable and first-class customer care facility for all the products that it offers. For Andhra Bank Personal Loan queries, you can reach out to the bank by using its customer care numbers. The bank has different customer care numbers for specific purposes. According to your specification and preference, you can choose the right number and get your queries resolved.
Whether you have a question regarding your personal loan application or personal loan repayment or personal loan disbursal or anything related to your Andhra Bank personal loan, you may get in touch with a customer care representative from the bank for knowledgeable and timely support. You may also call the customer care number of the bank if you have any grievances related to unresolved issues. These customer care numbers are toll-free in nature. Therefore, you will not be charged any amount when you make these calls to the bank.
The Customer Service Department of Andhra Bank is available from 10:00 a.m. to 5:00 p.m. on every working day except on second and fourth Saturdays.
With these customer care details of Andhra Bank Personal Loan, you can have a clear picture of your product right from the application process to the disbursal process and even during your loan repayment process. You may also send an email to the official email address of Andhra Bank to get clarifications for any of your queries or troubles.
A GST rate of 18% will be applicable on banking services and products from 01 July, 2017.
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