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  • Standard Chartered Personal Loan Diwali Offers Oct 2017 is Rated as "Great!" by 3187 Users

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    Standard Chartered Personal Loan Diwali Offers Oct 2017

    Standard Chartered Personal Loan Diwali Offers October 2017 – Grab Amazon Diwali Bonus Wali and Vantage Circle Points

    One of the most popular international banks, Standard Chartered Bank offers excellent personal loan offers in India. With over 99 branches in 42 cities, Standard Chartered Bank is now offering exciting offers on personal loans this Diwali. With affordable financing options and low-interest rates, this is one of the most sought-after personal loans available. You can take advantage of easy documentation and transparent loan process when you choose to apply for a Standard Chartered Personal Loan through BankBazaar.com.

    If you are planning to get a personal loan from Standard Chartered to meet your expenditures associated with Diwali, you should visit BankBazaar.com. You can get the necessary funds for your needs and also enjoy exclusive discounts and offers on your loan application. Now, isn’t that marvellous? So, what are you waiting for? Grab the supercool deals today!

    Key Features of Standard Chartered Personal Loan

    • The bank gives loans up to Rs.30 lakhs for salaried employees and up to Rs.10 lakh for self-employed businessmen.
    • The tenure period ranges from 12 to 60 months.
    • The maximum processing fee charged is 3% of the loan amount.
    • The minimum income requirement for this loan option is Rs.22,000 per month.
    • Generally, the bank takes 4 to 7 working days to disburse personal loans post receiving documents.
    • No security, collateral or guarantor required to avail a personal loan from Standard Chartered Bank.
    • The interest rates for this loan start from 11.99% p.a.
    • The bank does not allow part-payment of the loan.

    BankBazaar Diwali Offers on Standard Chartered Personal Loan 2017

    BankBazaar has partnered with Amazon and Vantage Circle to make certain that you have a joyous Diwali this year! You can choose from any of the 2 offers according to your preferences and needs.

    1. Amazon Diwali Bonus Wali – Standard Chartered Personal Loan

    If you apply for a Standard Chartered Bank personal loan on BankBazaar.com, you will get an Amazon Diwali Bonus Wali gift voucher worth Rs.1,000 when your loan gets disbursed.

    How to apply for this offer?

    • You will have to go the Standard Chartered personal loan section on BankBazaar.com and then click ‘Get Quote’. The response time for such a loan quote is 30 minutes on the website
    • Once your personal loan application is accepted and disbursed, you will receive a gift voucher from Amazon worth Rs.1,000.
    • This voucher will be sent to you through email on your email ID.
    • You can visit the official website of Amazon or download the Amazon app on your smartphone, and then redeem the points available on your Amazon gift voucher.

    Terms and conditions for this offer

    • This offer is valid from October 1, 2017 until October 31, 2017.
    • This gift voucher will be provided for personal loans disbursed on or before December 15, 2017.
    • The personal loan applicant’s age should be at least 22 years old (according to the bank’s eligibility criteria).

    2. Vantage Circle Points for Standard Chartered Personal Loan

    If you apply for any Standard Chartered personal loan through BankBazaar.com via any promotional campaign organised by Vantage Circle, you will then get exclusive Vantage Points worth Rs.1,000.

    How to apply for this offer?

    • You will need to first go to the Standard Chartered personal loan section on the BankBazaar website and then click ‘Get Quote’.
    • If your personal loan gets sanctioned and the funds reach you, you will get Vantage Points on your ID that is registered in the records of Vantage Circle.
    • You can then sign in to the official website of Vantage and then redeem your points.

    Terms and conditions for this offer

    • These exclusive points will be given only to those who apply for personal loans through promotional campaigns organised by Vantage Circle.
    • The applicant should be at least 22 years old (according to the bank’s eligibility criteria).
    • This particular offer is valid from September 15, 2017 until October 31, 2017.
    • You will receive this voucher worth Rs.1,000 if your personal loan product is disbursed on or before November 30, 2017.
    • You will receive the voucher through email on the email ID that is registered with BankBazaar.com.
    • The Vantage points will be registered with the loan applicant’s ID that is registered with Vantage Circle.

    Have the best Diwali party in town with a personal loan from Standard Chartered Bank by applying through BankBazaar.com! Whether you need funds for purchasing new clothes, fancy diyas, decorations, sweets, savouries, new vehicle, new electronic appliances, or for remodelling your living space, you can count on this cost-efficient loan product.

    With a Standard Chartered personal loan via BankBazaar, you can go for a top-up loan option to meet your new and additional expenses. If you want to move your loan balances, you can go for the bank’s balance transfer option. What’s more, the bank has a convenient e-approval and door-step service. All you need to do is make a few clicks, and you will receive your loan amount in your bank account in no time!

    Personal Loan Reviews

    • Standard Chartered Bank Personal Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      I have applied for the personal loan from SCB, my loan application was closed because there was no proper follow up done after the application was submitted. When it comes to customer service, it was not up to the mark, they did not follow up and there was no response from them. The rate of interest is way high when compared to other banks.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 22, 2017
    • Standard Chartered Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have taken personal loan with SCB, it was overall a good loan experience with SCB. The loan amount was for Rs 5 lakhs with the rate of interest of 18% which is high when compared to all other banks. Customer service was average, they did not keep up their commitments. Initially they said there was no processing fees but later they said processing fee is applicable. Documents were collected door step and the loan amount was approved within a week.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 21, 2017
    • Standard Chartered Bank Personal Loan
      "Recommedable bank"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from STANDARD CHARTERED BANK. The approved loan amount was 4 lakhs with a rate of interest of 11%. The total tenure period was for 5 years. Executive came to my place to collect the documents. Documentation process also went well.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 21, 2017
    • Standard Chartered Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the personal loan from SCB, my loan application was closed because i have taken the personal loan from other source. When it comes to customer service, it was quite good and they responded on time. I find the rate of interest is way too high when compared to all other banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 21, 2017
    • Standard Chartered Bank Personal Loan
      "Good. Can be more flexible"
      0.5 4.0/5 "Great!"
      The experience was good at Standard Chartered Bank for the personal loan. It all went fine for the document collection and the disbursement. I needed four lakhs and they said that they would process only 2.5 lakhs because of the existing loan I have. The interest rate was of 12.99% with a zero processing fee.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 21, 2017
    • Standard Chartered Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied for a personal loan with STANDARD CHARTERED bank. They collected the documents immediately and within 10 business days my personal loan got approved and disbursed my funds after my documents submission. They offered me the loan with 12.99% as rate of interest and there is no processing fees.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 18, 2017
    • Standard Chartered Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have applied for a personal loan with STANDARD CHARTERED bank. They collected the documents in the very next day and within a week my personal loan got disbursed after my documents submission. They offered me the loan with 11.99% as rate of interest and there are no processing fees as such.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 18, 2017
    • Standard Chartered Bank Personal Loan
      "Good bank"
      0.5 4.0/5 "Great!"
      As i had some pending from my end , i could not able to proceed the loan from STANDARD CHARTERED BANK.The bank and the approach from the executives are satisfied. I dont have any other issue with STANDARD CHARTERED BANK. I am planning to reapply for the same bank some time later.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 18, 2017
    • Standard Chartered Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      It was a good experience with STANDARD CHARTERED for my personal loan service,the customer service was prompt they offered me a average interest rate of 11.99 the documents have been collected from my door step it was a cool service from STANDARD CHARTERED for my personal loan service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 17, 2017
    • Standard Chartered Bank Personal Loan
      "Average service"
      0.5 3.5/5 "Pretty good"
      I feel the process was little slow with STANDARD CHARTERED for my personal loan service they took a long time to verify my documents but the interest rate they quoted me was fine when compared to others. To conclude , I would say it was an average experience that I had with STANDARD CHARTERED on my personal loan service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 17, 2017
    • Standard Chartered Bank Personal Loan
      "Average service"
      0.5 3.5/5 "Pretty good"
      I feel the process was little slow with STANDARD CHARTERED for my personal loan service they took a long time to verify my documents but the interest rate they quoted me was fine compare to others it was a average experience with STANDARD CHARTERED for my personal loan service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 17, 2017
    • Standard Chartered Bank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      STANDARD CHARTERED bank provides me a very good service regarding my personal loan service but their executives rejected my loan process as because my salary account was not under banks criteria they quoted me interest rate of 14.49 which is fine compare to others also the customer service was fine it was a average service from STANDARD CHARTERED for my personal loan service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 17, 2017
    • Standard Chartered Bank Personal Loan
      "Good customer service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the personal loan from SCB, my loan application was closed because i have postponed the plan to get the personal loan. I have planned to get the loan in the month of January. The customer service was good and their response was also good. The rate of interest was high when compared to others in the market.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 16, 2017
    • Standard Chartered Bank Personal Loan
      "Good customer service"
      0.5 4.0/5 "Great!"
      I have applied for the personal loan from SCB, my loan application was closed because i did not have the salary payslip for 3 months. Customer service part was fine, they responded on time and their service was also good. The rate of interest was very high when compared to all other banks.
      Was this review helpful? 0
      , surat
      Reviewed on Nov 16, 2017
    • Standard Chartered Bank Personal Loan
      "NOT HAPPY"
      0.5 1.0/5 "Really Bad"
      I am not at all happy with the customer service STANDARD CHARTERED BANK it could have been more better actually . The bank never made a contact i never got a call from the bank side . The one part i liked was i uploaded the documents online need not run around for any documentation process . The process could have been even more easier.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 14, 2017
    • Standard Chartered Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I applied for a personal loan with STANDARD CHARTERED they said my credit score was not eligible and i was not under bank criteria so they where not able to process further with my loan process but the customer service was good with STANDARD CHARTERED it was a average service from STANDARD CHARTERED for my personal loan service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 14, 2017
    • Standard Chartered Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I applied for a personal loan with STANDARD CHARTERED bank but I am not happy with the service of STANDARD CHARTERED the interest rate was very high compare to other banks in the market I feel there approach was not good it was totally a average service from STANDARD CHARTERED for my personal loan service.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 14, 2017
    • Standard Chartered Bank Personal Loan
      "My first experience with SCB"
      0.5 5.0/5 "Blown Away!"
      Much delighted with the service rendered by SCB with regards to personal loan. I got a better rate of interest from them also, I am convincied with the way they dealt with me. There is nothing negative to comment about them its totally a very good experience that I had with SCB with regards to personal loan. I am very much happy with the features of the loan but it would great if they reduce the number of months when it comes to foreclosure as of now we are allowed to foreclose the loan before 12 months.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 14, 2017
    • Standard Chartered Bank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      STANDARD CHARTERED personal loan service was good the interest rate they quoted me was 12.5 which is fine but I have some personal queries I was unable to process further with my loan process with STANDARD CHARTERED it was average service from STANDARD CHARTERED for my personal loan service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 14, 2017
    • Standard Chartered Bank Personal Loan
      "Best banking"
      0.5 3.0/5 "Satisfactory"
      I had applied for a personal loam with Standard chartered bank.The loan amount is 2.5 lakhs,rate of interest is 9% higher as compared to others.Bank has got too much of hidden charges charged on the account otherwise the banks service is best.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 11, 2017
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