Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 Standard Chartered Personal Loan Diwali Offers Oct 2016
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
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    Customer Reviews
    Standard Chartered Personal Loan Diwali Offers Oct 2016 is Rated as "Great!" by 2858 Users

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    Standard Chartered Personal Loan Diwali Offers Oct 2016

    Standard Chartered Personal Loan Diwali Offers Oct 2016 – Grab Amazon Gift Card & Gocash

    One of the most popular international banks, Standard Chartered Bank offers excellent personal loan offers in India. With over 99 branches in 42 cities, Standard Chartered Bank is now offering exciting offers on personal loans this Diwali. With affordable financing option and low interest rates, this is one of the most sought-after personal loans available. Take advantage of easy documentation and transparent loan process.

    Key Features of Standard Chartered Personal Loan

    • Loans up to Rs.30 lakhs for salaried employees and up to Rs 10 lakh for self-employed businessmen.
    • Tenure period ranges from 12 to 60 months.
    • The maximum processing fee charged is 3% on the loan amount.
    • Generally takes 4-7 working days to disburse personal loans post receiving documents.
    • No security, collateral or guarantor required to avail a personal loan.
    • Interest rates starts from 11.99% p.a.

    BankBazaar offer on Standard Chartered Personal Loans 2016

    If you are someone who loves discounts and offers on your financial products, well this diwali take advantage of offers rolled out by BankBazaar. BankBazaar is a third party finance related website which lets you compare various financial products like loans and cards and lets you analyse the benefits of each product, before you make your decision. Avail a personal loan from this website this diwali and get the below offers.

    • Goibibo Gocash worth Rs.1000 which can be used on flight or hotel bookings on Goibibo website.
    • Amazon gift card worth Rs.1000 which can be redeemed on any purchase made on Amazon website.

    BankBazaar is running this campaign from 6th October 2016 to 30th October 2016. If you have decided to apply for a personal loan this Diwali, get some vouchers along with it. Apply for it on BankBazaar website.

    How to get these coupons?

    • Visit BankBazaar.com and compare personal loan in few seconds can compare their pros and cons.
    • Apply for the best suited personal loan on BankBazaar website.
    • You will get Rs.1000 worth of Go-cash voucher from Goibibo and Amazon gift voucher worth Rs.1000 as soon as your loan is disbursed.
    • Complimentary coupons will be sent to the registered email ID.
    • Visit www.amazon.in to redeem the Amazon gift voucher.
    • Redeem the Go-Cash points by visiting Goibibo App.

    How to use the Goibibo coupon?

    • Download the Goibibo app and search for the ‘My Go-cash’ section on the app.
    • With your coupon, you would have received a unique coupon code, use that code to avail the benefit.
    • Please check the coupon e-mailer and use it before the coupon expires.
    • From the date you enter Go-cash points to your account, they are valid up to 180 days.
    • For detailed terms and condition on Go-Cash redemption, Please visit www.goibibo.com/gocash.

    How to use Amazon coupon code?

    • Visit Amazon website or download Amazon mobile app.
    • Add items to the cart and proceed to billing.
    • During the billing stage you will be asked if you wish to apply any coupon, enter the coupon code you received at this time.
    • Make note on coupon validity and use it before it expires.
    • For more details, visit www.amazon.com

    Additional Reading: Diwali Offers on Personal Loan Oct 2016

    Terms & Conditions:

    • Welcome to Dhamaal Diwali Offer on BankBazaar.com (“Program”), co-programmed by Amazon and Goibibo (“Merchant”) and effective from 6th October, 2016 to 30th October, 2016 (“Program Period”).
    • Get Amazon gift voucher worth Rs.500 (Rupees Five Hundred only) and Go-Cash Vouchers worth Rs.500 (Rupees Five Hundred only) (“Vouchers” / “e-Cash” interchangeably), on Approval of Credit Card product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.1000 (Rupees One Thousand only) and Go-Cash Vouchers worth Rs.1000 (Rupees One Thousand only) (“Vouchers” / “e-Cash” interchangeably), on Disbursal of Personal Loan product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.2500 (Rupees Two Thousand and five Hundred only) and Go-Cash Vouchers worth Rs.2500 (Rupees Two Thousand and five Hundred only) (“Vouchers” / “e-Cash” interchangeably), on Disbursal of Car Loan product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.10,000 (Rupees Ten Thousand only) (“Vouchers”), on Disbursal of Home Loan product on or before 15th December, 2016.
    • On approval or issuance of the products as the case may be, the Vouchers and/or e-Cash will be emailed to your email address registered with BankBazaar.com. Please note that the Vouchers offered may be either promotional or gift Vouchers or both depending on the product against which they are issued. For more details of promotional Go-Cash Vouchers and usage limitations, please refer to the Go-Cash T&C below or visit www.goibibo.com. Similarly, for more details of Amazon Gift Vouchers and usage limitations, please visit www.amazon.in.
    • Descriptions of the Merchant’s Voucher advertised on BankBazaar.com are provided solely by the Merchant. BankBazaar.com does not investigate or vet any Merchant or Merchant’s Vouchers and is not responsible for any performance or quality claims associated with such description of the Merchant’s Voucher. All information provided on the Merchants Voucher is for informational purposes only and we encourage you to read all information presented on the Merchant’s website www.amazon.in and www.goibibo.com/gocash for warnings and directions that accompany the Voucher before use.
    • Redemption of the Voucher shall be completely governed by the Merchant’s Terms & Conditions and any query/claim/dispute may be referred to the Merchant alone. By use of this Voucher, you agree specifically to the terms on the Voucher and any additional terms as may be determined by the Merchant.
    • As the issuer of the Voucher, the Merchant shall be fully responsible to honour the Voucher, deliver customer services associated with it and resolve disputes, if any, in relation to the Voucher. BankBazaar.com does not make any warranty in relation to the Voucher, including, without limitation, their validity and/or value.
    • BankBazaar.com is not a party to any transaction that the Merchant and you may enter into as a result of you redeeming the Voucher. Shipment and tracking options may be stated in the Merchant terms and conditions and BankBazaar.com owns no liability on the same.
    • No Voucher requests will be entertained for any Personal Loan, Car Loan, or Home Loan product disbursed after the expiry of the time lines mentioned above.
    • No Voucher requests will be entertained for any Credit Card product approved after the expiry of the time lines mentioned above.
    • The voucher is valid for select partners only. A banner displaying the Dhamaal Diwali Badge indicates that the offer is applicable for that particular product.
    • Participants should be 18 years and above as on date of submission of their application.
    • By obtaining the Vouchers through BankBazaar, you acquire only the right to use the same as per terms and conditions stipulated therein.
    • Participant must qualify the eligibility criteria, as may be laid down by partners and which may vary on product to product basis, for being eligible to participate and avail the offers under this Program.
    • BankBazaar shall not be liable for loss or damage of the Voucher once issued. Vouchers cannot be replaced or cancelled after issue.
    • This Program is valid for 1 order per product for a customer/participant during the Program Period.
    • In addition to the above, the Voucher is subject to the terms of use of BankBazaar and these additional terms and conditions
      • No cash or credit alternative in lieu of the Voucher is available under the Program.
      • Reproduction, resale, modification or trade of Voucher is prohibited.
      • Voucher once used cannot be reused.
      • BankBazaar reserves the right to add, modify or discontinue the terms and conditions of this Program at any time without prior notice.
      • BankBazaar reserves the right to verify the eligibility of participants. By taking part in this Program, participants confirm that they accept the terms and conditions set out herein.
    • The decision with respect to purchase of any financial product like Credit Card, Personal Loan, Car Loan or Home Loan suitability or choice or the viability of any financial product or service shall always be the sole responsibility and decision of the user /subscriber/participant.
    • BankBazaar.com shall not be liable for any losses suffered by any participant/customer due to rejection of any application by the Partner Banks.
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  • Personal Loan Reviews

    • Standard Chartered Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have approached STANDARD CHARTER bank for my personal loan. There was no call from the bank end and they have taken too much of time for the process so I have cancelled my application and taken with CITY bank. I was looking for a quick response from them but I was disappointed .
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 21, 2017
    • Standard Chartered Bank Personal Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      The reason why I didn't go head with Standard Chartered for the personal loan because their repay option is not good and also their interest was not competitive as per the market. Hence I have taken personal loan from AXIS, they have good repayment option.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 21, 2017
    • Standard Chartered Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with STANDARD CHARTER bank as they were so prompt on responses and customer service .However their rate of interest was bit high comparing to yes bank but there is no processing fee at all which was satisfactory.They have processed very quickly and with in a day I have received my loan amount.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 21, 2017
    • Standard Chartered Bank Personal Loan
      "After loan services not satisfactory"
      0.5 1.0/5 "Really Bad"
      The process was good at SCB for the personal loan. But the after loan services is very poor. I am not able to check the loan details as I have not got the welcome kit or any information about the loan details. I do not have a login ID as well where I can login and check my payment. I was informed that I could pay 25% per year in addition as a part payment, but there is no point of contact to clarify my details.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 21, 2017
    • Standard Chartered Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have approached STANDARD CHARTER bank for my personal loan through Bank bazaar.I felt that their rate of interest was bit high comparing to HDFC bank which was 11.5% per annum. I have postponed my loan process as I have to still plan and work on it first and get back here to start my personal loan. Their customer service and responses was satisfactory.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Sep 21, 2017
    • Standard Chartered Bank Personal Loan
      "Not satisfied"
      0.5 2.5/5 "Just OK"
      I am not really satisfied with the Standard chartered bank because the EMI was huge one for me. Response was fine one and I dont have any issues on it. Customer service is fine one with the Standard chartered bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 21, 2017
    • Standard Chartered Bank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      The loan amount got disbursed within five days of time, also everything was great one. My experience with the Standard chartered bank is fine and the customer service is fine one for me, also everything was fine one.I am happy with the Standard chartered bank.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Sep 21, 2017
    • Standard Chartered Bank Personal Loan
      "Need to improve"
      0.5 2.5/5 "Just OK"
      Standard chartered bank have provided the different one rather than what they have promised for my personal loan, which I have applied. I would like to suggest that they have to provide the offers on the basis of what they have committed as first.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 21, 2017
    • Standard Chartered Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My experience was good one with the Standard chartered bank for the personal loan. I would like to say that there were no issues with the Standard chartered bank and the loan amount got disbursed within ten days of time from the time, when I have applied.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 21, 2017
    • Standard Chartered Bank Personal Loan
      "Average services & high on ROI"
      0.5 3.0/5 "Satisfactory"
      SCB was not up to the mark on the personal loan services. The customer support team was not talking properly and they need to be more professional. More over I required a assistance in the regional language which is Kannada and no one could help. The interest rate was of 11.99% which was high and the processing charges was waived off.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • Standard Chartered Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The Standard Charted Bank just sent me a text saying that my profile haven't met their bank eligibility criteria to process with my personal loan application. The Customer service was average with SCB . The rate of interest which they have offered was nominal when compared with others.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
    • Standard Chartered Bank Personal Loan
      "Very good experience"
      0.5 4.0/5 "Great!"
      It was a on time process at Standard Chartered Bank and over all good as there was someone being following up on regular intervals to check on the status for the personal loan. The only thing is that the first EMI got deducted five days later from the actual date and later I got a call from the bank informing me there was some issues.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • Standard Chartered Bank Personal Loan
      "Excellent"
      0.5 4.0/5 "Great!"
      I have my saving account with STANDARD CHARTER bank. Their rate of interest was 3.5% for saving account per month and there is no withdrawal limit here. STANDARD CHARTER website shows the eligibility criteria to apply credit card which was very useful and easy instead of taking a help from their representative or the bank. Its 0 balance to maintain your saving account with. My overall experience was excellent.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • Standard Chartered Bank Personal Loan
      "Good deal and process"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from Standard chartered bank and the process was good. It was quick and there are no hassles. I got the loan on time and because it had a good deal I went ahead with the bank. The rate of interest was around 11.99% and the processing charges was waived off.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 20, 2017
    • Standard Chartered Bank Personal Loan
      "Best"
      0.5 5.0/5 "Blown Away!"
      My experience was good one with the Standard chartered bank and the loan amount got disbursed within a week of time. I would like to say that the response is really good one and the processing charges were nil one for me.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 20, 2017
    • Standard Chartered Bank Personal Loan
      "Overall good services"
      0.5 4.0/5 "Great!"
      My experience was perfect at Standard Chartered Bank. It was for a personal loan. The customer services are good and they completed my process on time. The disbursement was also as expected. I also got a normal interest rate and processing fee.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • Standard Chartered Bank Personal Loan
      "Response need to be improved"
      0.5 4.0/5 "Great!"
      There is no proper response found in Standard charted bank personal loan application so that was the reason I haven't proceed with SCB personal loan. The rate of interest is nominal which was offered by SCB. I would like o suggest SCB to improve in their response part.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 19, 2017
    • Standard Chartered Bank Personal Loan
      "Its Better"
      0.5 4.0/5 "Great!"
      I got better offer from Bajaj finserv hence I didn't take loan from Standard Chartered. I don't have any issues with SCB, I felt offers were low. But interm of service Standard Chartered is good gave me prompt reply on the loan process, their interest rate is also fine..
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 19, 2017
    • Standard Chartered Bank Personal Loan
      "Its Better"
      0.5 5.0/5 "Blown Away!"
      I have already processed my personal loan with other bank it got sanctioned faster than Standard Chartered. Rate of interest is also better than SCB, they offered around 11.39% but Standard Chartered offered around 12% but with zero processing fee. Hence I didn't go head with Standard Chartered.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 19, 2017
    • Standard Chartered Bank Personal Loan
      "Good rate and transparent policy"
      0.5 5.0/5 "Blown Away!"
      For Standard Chartered I always would like rate them full stars for the personal loan product. Because in term of offers or service Standard Chartered is best. I have taken Rs.4 lakhs with tenure of one years. Everything is good I am satisfied with them.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 19, 2017
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