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  • VK Fincorp Personal Loan

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  • V.K Fincorp is a Delhi-based Non-Banking Financial Company registered with the R.B.I. It is one of the leading loan and financial service providers in the Delhi and N.C.R regions with a decade-long history of servicing clients who have faced difficulties in acquiring loans from banks. V.K FINCORP offers customers a wide range of loan services and personal loans for salaried employees at attractive interest rates with hassle-free documentation procedures.

    Features of V.K Fincorp Personal Loan

    Some of the main features of V.K Fincorp Personal Loan are:

    • Loan amount issued up to Rs 5 Lakh
    • Personal loans provided exclusively for government, semi-government and private sector employees in Delhi and N.C.R
    • Loan tenure/duration for 6, 12, 18 and 24 months with a maximum period of two years
    • Loan repayment by EMI.
    • The first EMI will be deducted in advance from the loan amount if the loan duration is more than 6 months
    • No CIBIL check
    • No advance charges or hidden fees, except an 8% service and documentation fee deducted from the initial loan amount
    • Easy and convenient repayments
    • Personalised customer service at your doorstep
    • Simple documentation process

    V.K Fincorp Personal Loan Interest rate

    V.K Fincorp offers personal loans at a flat rate of 18.9% over a minimum duration of 6 months and a maximum duration of 24 months.

    Eligibility criteria for V.K Fincorp Personal Loan

    The eligibility criteria to acquire a personal loan from V.K Fincorp is:

    • The company needs one guarantor - A government or private service person
    • The guarantor must own a house of his own or have government accommodation in the Delhi or N.C.R region
    • One cheque from the guarantor as a security at the time of loan approval, which will be returned once the loan is paid off

    Documentation Required for V.K Fincorp Personal Loan

    The following documents are required when availing a personal loan from V.K Fincorp:

    Customer’s Documents Required:
    • ID Proof : Photocopy of PAN Card or driving license
    • Salary proof - Salary slip of the previous month
    • Last five Months bank statement
    Guarantor’s Documents Required:
    • ID Proof : Photocopy of PAN Card or driving license
    • Salary proof - Salary slip of the previous month
    • Signature Verification from bank.
    • One cheque.
        

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    Uttar Bihar Gramin Bank Integrated Dairy Development Scheme Reviews

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      "Need to decrease interest rate "
      0.5 4.0/5 "Great!"
      BAJAJ FINANCE has offered a pre approved personal loan offer and I accepted for the same. I have taken this loan 2 months back. The process was smooth and submitted required docuemtns within 1.5 hrs amount was credited to my account with 1.64L with tenure period of 4 years. The rate of interest is 18% which is high. Fee was deducted of 9K. There is pre closure option after 30 days with charge of 4%. EMI need to pay the amount of 4K. The best which I would like to say is online process was done with short term.
      Was this review helpful? 59
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    • ICICI Bank
      ICICI Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The tenure for ICICI personal loan is for 3 years, I have taken the loan for some personal purposes. I got my loan statements on time but the interest rate of the loan is 12% which is bit high for me. I wish the bank can reduce it up to 10%. Otherwise everything is good about the loan.
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      , hyderabad
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    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken personal loan from HDFC bank as I need some loan for personal reason. It was nice because the loan was sanctioned on time.The interest rate is 13%. The tenure of the loan is for 4 years but it have completed only 1.5 years. I got my loan easily without any delay.
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      , bangalore
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    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I taken a personal loan from HDFC bank on 2 years back. The tenure period of 3 years. An interest rate is high of 12%. The amount was sufficient and processing fee deducted of 3K. EMI need to pay of 7,175 rupees. I use to get remainder message. There is no option of pre closure. They have sanctioned the loan by 1 week. For first and second month I faced some payment issue so I visited to bank then it was resolved.
      Was this review helpful? 41
      , hosur
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    • IDFC Bank Personal Loan
      "Instant loan approval"
      0.5 5.0/5 "Blown Away!"
      IDFC Bank offered Rs.60,000 of a personal loan and the rate of interest was actually they took 12-13% normal interest and pre closure charges is 3%. I opted for the tenure of two years. I am paying Rs. 4,000 monthly EMI and instantly it got approved.
      Was this review helpful? 39
      , hyderabad
      Reviewed on Mar 20, 2020
    • Capital First Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      The rate of interest and processing fee was very high on Capital First since requirement was there taken this loan . I have got callback from capital first and there was proper response as well. This loan is still active and the loan got sanctioned on time .The loan amount was 2.5lakhs for the tenure of 3 years .
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      , hyderabad
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    • Capital First Personal Loan
      "Not Satisfied"
      0.5 1.0/5 "Really Bad"
      The rate of interest was very high with Home credit India Finance Pvt Ltd .This loan was sanctioned on exact time frame and it was taken for personal use and i have submitted documents through agent . If the premium is paid on delay basis there is no extra charge. I have successfully closed the loan.
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      , ahmedabad
      Reviewed on Mar 20, 2020
    • Bank of Baroda Personal Loan
      "Easy loan approval"
      0.5 4.0/5 "Great!"
      I have taken personal loan from BANK OF BARODA before four years. Their service was really good and timely responded for my loan application. BOB offered an interest rate was normal .Totally I had taken the tenure of 4 years. But after 3 months they have given an option for foreclosure without any additional charges.
      Was this review helpful? 29
      , tirupur
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    • Axis Bank Personal Loan
      "Easy loan approval"
      0.5 5.0/5 "Blown Away!"
      Axis Bank has offered a personal loan and the loan amount was Rs. 50,000 and the rate of interest was normal. I am paying EMI 4500 including all kind of Tax with the period of 1 year. Pre closure charges and part payment options are available and its a instant loan approval.
      Was this review helpful? 69
      , indore
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    • Axis Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
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      Was this review helpful? 48
      , ludhiana
      Reviewed on Mar 20, 2020
    • review Personal Loan
      "Need to learn how to behave with the customer"
      0.5 1.0/5 "Really Bad"
      I have taken a personal loan from Bajaj finance and the loan amount was Rs. 30K. I opted for the tenure of 1 year but they did for 3 years and also they have misused my details, i dint given my bank account number. I have purchase for Rs. 10k but they are called me for100 times and they are saying cheque bounce charges i need to pay, same problem my cousin brother also faced and i blocked this service. Customer service need to improve whenever i called getting hindi speaking, i am comfortable with Kannada, Tamil and English.
      Was this review helpful? 21
      , bangalore
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    • HDFC Bank Personal Loan
      "Interest rate was high"
      0.5 4.0/5 "Great!"
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      Was this review helpful? 36
      , bangalore
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    • Axis Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
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      Was this review helpful? 56
      , patiala
      Reviewed on Mar 20, 2020
    • ICICI Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan through ICICI Bank.still this loan is active on my account and the rate of interest and processing fee was good compared to other bank .This loan was availed for personal use and it was a paperless approval since have saving account ,loan got sanctioned on time .This loan was availed for personal use and it was a paperless approval since have saving account ,loan got sanctioned on time
      Was this review helpful? 26
      , patiala
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    • HDFC Bank Personal Loan
      "Rate of interest was very high"
      0.5 4.0/5 "Great!"
      The rate of interest was very high 10.45% for personal loan from HDFC Bank. So i request to close this loan because i alreay taken a loan from other bank with the normal interest. Customer service and responsive was good, need to work on interest rate.
      Was this review helpful? 37
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    • IndusInd Bank Personal Loan
      "Ask them to disclose the details at earlier"
      0.5 3.0/5 "Satisfactory"
      Since I work for LLP company, INDUSIND has not offered the personal loan. The rate of interest was nominal for the loan. While doing verification banker came to know from which company I work so the application was rejected from bank end. The banker would have disclose those information at earlier.
      Was this review helpful? 27
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    • HDFC Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
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      Was this review helpful? 31
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    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      I have taken personal loan directly through ICICI bank. I will be closing this loan within 4 months through bank directly rat of interest and the processing fee was medium, ,the loan was got sanctioned instantly ,it was a paperless approval it was taken for personal expenses .I am paying the premium on ecs mode.
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      , chennai
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    • review Personal Loan
      "Good "
      0.5 4.0/5 "Great!"
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      Was this review helpful? 54
      , chennai
      Reviewed on Mar 19, 2020
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have applied Hdfc bank personal loan through online .There was lack of information from online customer service ,i have not availed the loan since i have requested some information they have gather my details and without any information they have told application is on process this was the issue.
      Was this review helpful? 71
      , chennai
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