Multiple banks. Different interest rates. Call it a "conflict of interest".
  • UCO Bank Shopper Loan Scheme is Rated as "Excellent!" by 6 Users

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    Promised Interest Rate

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    Personal Loan BYTES FROM OUR KITCHEN

    UCO Bank Shopper Loan Scheme

    Established in 1917, NKGSB Co. Op. Bank is a multi-state bank having its operations spread across states of Karnataka, Maharashtra, Goa, and Gujarat. The bank also has its branches in the Union Territories of Daman, Diu, Dadra & Nagar Haveli. The bank offers savings deposit, current deposits, terms deposits, loans & advances, Money Transfer Service Scheme (MTSS), to suit customers’ needs.

    Purpose – How can NKGSB Co. Op. Bank’s Stree Udyogika be used?

    The NKGSB Cooperative Bank, in order to encourage women entrepreneurs, offers the Stree Udyogika loan. Using this loan women can acquire office premises, industrial spaces, office equipment, furniture & fixtures, and machinery. They can also use the amount as working capital.

    Eligibility Criteria for NKGSB Co Op Bank Stree Udyogika

    Women entrepreneurs running manufacturing/service units are eligible for this personal loan scheme.

    Features and Benefits of NKGSB Co Op Bank Stree Udyogika

    Women entrepreneurs availing the Stree Udyogika loan from NKGSB Co. Op. Bank can enjoy a number of benefits. Here are some of the features of the loan scheme:

    • Quick loan approvals
    • Attractive interest rates, with interest being charged on daily reducing basis
    • Simple and hassle-free documentation
    • Low processing fee
    • Easy repayment options through ECS or post-dated cheques
    • Insurance cover for all assets at attractive premiums
    • No pre-payment charges for repayment through own source
    • 80% quantum of loan
    • Nominal rate of interest
    • Mortgage of asset to be financed needed as security
    • Two guarantors required for surety

    Documents required to avail Stree Udyogika

    Here is the list of documents that has to be produced at the bank in order to avail the Stree Udyogika personal loan:

    • Pan card
    • Form 60, in case the applicant doesn’t have a pan card
    • Id proof and residence proof
    • Two recent passport-size color photographs
    • In case of previous loans, repayment track records of the same
    • Letter of introduction from an existing customer (at least 6 months) or from applicant’s existing bank verifying signature
    • In case of salaried applicant, latest salary slips of 3 months and IT returns of last 3 years
    • Income Tax returns, profit & loss statement, and balance sheet in case the applicant owns a business

    The bank may require also additional documents for further verification depending on the borrower. Rates of interest are subject to change as per the bank’s discretion. Hence it is advisable to check with the bank before availing the loan.

    UCO Bank Shopper Loan Scheme Reviews

    • UCO Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      The UCO bank personal loan service was good and I have got the personal loan within 21 days of time. The customer support service and the response was quite good from the UCO bank and I am satisfied with the loan amount .I would say it is a very good service,
      Was this review helpful? 7
      , kolkata
      Reviewed on May 10, 2018
    • UCO Personal Loan
      "Approchable bank"
      0.5 4.0/5 "Great!"
      I have taken a personal Loan from UCO BANK.The approved loan amount was 40 thousand . The given rate of interest was2% yearly. As one time payment i closed the loan. The experience was really good.The customer service and response at the time of submitting the application was fine.
      Was this review helpful? 2
      , new delhi
      Reviewed on Jan 24, 2018
    • UCO Personal Loan
      "Good Loan "
      0.5 5.0/5 "Blown Away!"
      I got a Personal Loan from UCO few years back, and the experience with them has been great . The process for the application was simple and required minimal hassle. I got the loan for Rs.1.50 Lakhs for a mere 10.99% rate of interest, which I think is a great deal.
      Was this review helpful? 6
      , new delhi
      Reviewed on Nov 07, 2017
    • UCO Personal Loan
      "excellent service"
      0.5 4.5/5 "Excellent!"
      I have taken a personal loan from UCO and their main branch was located near to my office so I applied from there their interest rate was very low compare to others in the market and during the process they asked for my document 16 and a letter from my employer and the guaranty and the previous policy copies once I submitted with the documents they completed the process which was good.
      Was this review helpful? 3
      , bangalore
      Reviewed on Oct 15, 2017
    • UCO Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      UCO bank gave a very good service in regards to my personal loan application and I got the loan amount within 7 to 8days from UCO bank. The process just took a week time. The customer service, the response and their follow up was good with UCO bank. The rate of interest is low when compared with others. The processing fee is also reasonable with UCO bank. I am very much satisfied with the loan amount with UCO bank.
      Was this review helpful? 4
      , bangalore
      Reviewed on Jun 23, 2017
    • UCO Personal Loan
      "Very lengthy process"
      0.5 2.5/5 "Just OK"
      Besides paper work the rest is fine with UCO bank personal loan. The documentation part is very lengthy and they took a lot of time to provide the loan. UCO bank took around 10 to 15 days of time to provide the loan. Apart from that, I did not undergone any sort of issues with them.
      Was this review helpful? 8
      , jharsuguda
      Reviewed on Dec 21, 2016
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