Telangana Grameena Bank Personal Loan
Telangana Grameena Bank is a rural regional bank formed with the aim of providing accessible and affordable banking services across rural and semi-urban regions of Telangana. The bank offers a wide range of products and services to its customers, one of which is a personal loan.
Telangana Grameena Bank offers a personal loan up to Rs.20 lakh at an interest rate of 12.50% p.a., with a tenure of up to seven years. The personal loan offered by the bank can be used for various purposes, like medical emergencies, marriage, home repairs, travel, or any other unforeseen cost. Read on to know more about the personal loan offered by the bank.
Eligibility to Apply for a Personal Loan at Telangana Grameena Bank
The eligibility criteria to apply for Telangana Grameena Bank personal loan are as follows:
- The applicant should be below 60 years of age and should have at least 24 months (2 years) of service remaining before retirement.
- The applicant should be a permanent employee working in the Electricity Department, Singareni Collieries, and the Police Department.
- The applicant should have a sufficient monthly salary income to repay the loan without financial strain.
Documents Required to Apply for a Personal Loan at Telangana Grameena Bank
The documents required to apply for Telangana Grameena Bank personal loan are as follows:
- Identity Proof: Aadhaar card, PAN card, Voter ID, etc.
- Address Proof: Electricity bill, Aadhaar card, PAN card, Ration card, etc.
- Income Proof: Income Tax Return, Salary slips (last six months), bank passbook, etc.
- Multiple copies of passport-sized photographs.
Note: The documents listed above are in general, and the bank may request you to submit additional documents based on internal policies.
How to Apply for Telangana Grameena Bank Personal Loan Online?
Follow the steps given below to apply for a personal loan at Telangana Grameena Bank:
Step 1: You need to visit the bank’s official website and navigate to the personal loan section.
Step 2: Click on ‘Apply Now’ tab present on the personal loan page.
Step 3: You will be redirected to a new page, where you need to provide the required details, such as name, mobile number, address, email ID, etc.
Step 4: Click on the ‘Submit’ button to complete the process.
How to Apply for Telangana Grameena Bank Personal Loan Offline?
You need to visit the nearest branch of Telangana Grameena Bank to submit an offline application for a personal loan. You need to submit an application form along with the required documents at the branch to complete your loan application process.
FAQs on Telangana Grameena Bank Personal Loan
- What is the maximum amount of personal loan offered by Telangana Grameena Bank?
The maximum amount of personal loan offered by Telangana Grameena Bank is Rs.20 lakhs.
- How much is the maximum repayment tenure of personal loan offered by Telangana Grameena Bank?
The maximum repayment tenure of personal loan offered by Telangana Grameena Bank is seven years.
- What are the documents required to apply for a personal loan at Telangana Grameena Bank?
You need to submit documents like Aadhaar card, PAN card, salary slips, passport-sized photographs, etc. to apply for a personal loan at Telangana Grameena Bank.
- For what purposes can a personal loan be used?
A personal loan can be used for various purposes, like medical emergencies, weddings, family events, travel, or any other unforeseen circumstances.
- How much is the maximum age limit to apply for a personal loan at Telangana Grameena Bank?
The maximum age limit to apply for a personal loan at Telangana Grameena Bank is 60 years.
Disclaimer
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2026 BankBazaar.com.