Poultry Farm Loan in 2025

Poultry Farm Loans from Leading Banks

1. SBI Poultry Loan – MUDRA Loan under PMMY (Allied Agri)

Key allied activities covered under the Mudra Yojana:

1. Poultry or dairy or fisheries

1. Goat or sheep or piggery rearing

1. Bee keeping

1. Agri clinic and agri-business centres

1. Other activities promoting livelihood and income generation

Interest Rate:

Starting at 11.25% per annum (1-year MCLR of 8.50% + 2.75%).

Nature of Loan:

1. Agriculture Term Loan

Loan Limit: 

1. Up to Rs. 1 lakh: No running Overdraft (OD) that is renewable annually. 

1. Beyond Rs. 1 lakh: 5-year term (60 months) including a moratorium or gestation period of 1 month, provided as a Drop Line Overdraft Limit. 

Loan Amount: 

1. Project Cost (A) 

1. Less Margin (B) 

1. Bank Loan (A-B) 

Margin: 

1. Up to Rs. 50,000: None 

1. Rs. 50,000 to Rs. 10 lakh: 10% 

Collateral: 

1. Not required for amounts up to Rs. 10 lakh. 

1. Primary: Hypothecation of assets created using the Bank Loan. 

Processing Fee: 

1. Nil for amounts up to Rs. 50,000. 

1. 0.35% for amounts from Rs. 50,000 to Rs. 10 lakh + GST. 

Moratorium: 

1. Maximum of 12 months (to be determined based on the financed activity). 

Interest Subvention: 

1. Not applicable. 

2. PNB Poultry Loan

Scheme: Financing Poultry Farming 

Interest Rate:

1. Depends on the applicant’s profile and business requirements 

Purpose:

1. Investment credit for the construction of sheds 

1. Purchase of equipment and production credit for day-old chicks, feed, medicines, etc. 

Nature of Loan:

1. Agriculture Term Loan – Short-term & Medium-term 

Loan Amount:

1. Need-based 

Repayment Tenure (Production Credit):

1. Up to 18 months or 12 months 

1. Gestation period of 6 months or three months for broilers and layers 

Repayment Tenure (Investment Credit): 

1. 6 years to 7 years 

1. The gestation period of 12 months for layers and three months for broilers 

Eligible Entities:

1. Under-employed individuals, landless agricultural labourers, small farmers, etc. 

1. Unit Size Eligibility: Minimum poultry farm size of at least 500 birds for subsidiary activity 

3. Federal Bank Poultry Loan

Broiler Poultry Farming 

Interest Rate:

1. Depends on the applicant’s profile and business requirements (11% p.a. on Other Business Loans) 

Purpose of Loan: 

1. Procurement of day-old chicks 

1. Purchase of feed, medicine 

1. Labour cost, power cost 

1. Veterinary expenses, etc. 

Nature of Loan:

1. Agricultural Medium-Term Loan 

Eligible Entities:

1. Individuals 

1. Sole proprietorships 

1. Partnership firms 

1. Companies & Co-operatives 

Loan Amount:

1. Minimum of Rs. 1,50,000 

1. Minimum flock size of 500 birds per batch 

1. The loan amount depends on the rearing system 

1. 60% of civil structures expenses as per project cost 

1. 75% of machineries and working capital expenses can be financed under the scheme 

Repayment Options & Tenure:

1. Term Loan up to 7 years 

1. Cash Credit for up to 12 months 

Collateral or Security:

1. Mortgage of land with a 10-20% margin (Residential or Commercial Property only) 

4. Bank of India Poultry Loan

Poultry Development Scheme for Financing to the Poultry Sector 

Interest Rate:

1. Depends on the applicant’s profile and business requirements 

Nature of Loan:

1. Term Loan & Working Capital Loan 

Loan Amount:

1. Collateral-free loans up to Rs.1.60 lakh 

1. Based on unit cost fixed by DLTC or individual project cost 

Eligible Entities:

1. Individuals 

1. SHG or JLG groups consisting of poultry farmers 

1. Cooperative societies 

1. Companies or associations of persons 

1. Partnership firms 

1. Proprietorship concerns 

1. FPOs or FPCs 

1. Pvt. Ltd. firms 

5. Canara Bank Poultry Loan

Loan for Poultry & Duck Rearing 

Interest Rate:  

1. Depends on the applicant’s profile and business requirements 

Purpose: 

1. Establishment of layer or broiler farms and hatcheries 

1. Purchase of chicks, feeds, and medicine 

1. Buying equipment and feed mixing plants 

1. Construction of poultry sheds 

1. Working capital limits for purchase of chicks, feed, and medicines 

Margin: 

1. Up to Rs. 1.60 lakh – NIL 

1. Above Rs. 1.60 lakh – 15% to 25% 

Collateral or Security: 

1. Up to Rs. 1.60 lakh – Hypothecation of assets created out of the bank loan 

1. Above Rs. 1.60 lakh – Hypothecation of assets plus mortgage of land where the development is proposed or investment is made 

6. Bank of Baroda Poultry Loan 

Financing Development of Dairy, Poultry, Fishery, etc. 

Nature of Loan:  

1. Term Loan and Cash Credit 

Interest Rate: 

1. Up to Rs. 3 lakh:  

1. Other than crop loan: 8.55% p.a. onwards 

1. Limit above Rs. 3 lakh and less than Rs. 25 lakh: 9.80% p.a. onwards 

1. Limit Rs. 25 lakh and above: 

1. 3 years & up to 5 years: 10.65% p.a. onwards 

1. Above 5 years and up to 7 years: 10.70% p.a. onwards 

Purpose of Loan:  

1. Funding for the establishment of units engaged in poultry, dairy, piggery, sericulture, and other sectors 

Eligible Entities:  

1. Individuals or groups, including small and marginal farmers and agricultural labourers engaged in agriculture and allied activities 

Processing Fees: 

1. Aggregate Agriculture exposure up to Rs. 3 lakh: Nil 

1. For Working Capital (Fresh or Review): 

1. Above Rs. 3 lakh to Rs. 10 lakh: Rs. 250 per lakh or part thereof + GST 

1. Above Rs. 10 lakh: Rs. 350 per lakh or part thereof, maximum Rs. 35 lakh 

1. For Term Loan: Above Rs. 3 lakh: 1% of the limit sanctioned, with a maximum of Rs. 100 lakh 

Margin: 

1. Up to Rs. 1 lakh: Nil 

1. Above Rs. 1 lakh: 15% 

Repayment Tenure: 

1. Term Loan: For purchase of milch cattle – 4 years to 5 years 

1. For fishery, piggery, apiculture, sericulture, etc.: 3 years to 7 years, depending on the economic viability of the scheme, but not less than 36 months 

Inspection Charges:  

1. Nil for Aggregate Loan up to Rs.3 lakh 

Poultry farm loans can also be availed under various government-initiated loan schemes, such as NABARD, Start-Up India, MUDRA under PMMY, PSB loans in 59 minutes, and other business loan types including MSME loans, working capital loans, startup loans, etc. Applicants can obtain generic business loans from private and public sector banks or NBFCs to start a poultry farming business. 

Note: All the above-mentioned interest rates, fees, and charges are subject to change at the discretion of the bank and the RBI. GST and service tax will be levied additionally on the specified charges. 

Documents Required for Loan Application 

The following documents are generally required while applying for a poultry farm loan:  

1. Completed poultry farm application form with passport-sized photographs 

1. Identity, age, address, and income proofs of the applicant and co-applicant 

1. Certificate of incorporation 

1. Business PAN card 

1. Poultry farm business permit 

1. Permit from Animal Care Standards 

1. Invoice for the purchase of equipment, cages, and birds 

1. Plan and estimate for the construction of the building 

1. Copies of land records for owned/leased land, certified by the relevant Revenue Authorities 

1. Insurance policy 

1. Any additional documents required by the bank

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