• Poonawalla Finance Personal Loan

    Poonawalla Finance Private Limited is a Non-Banking Financial Company (NBFC) based in Pune that offers personal loans to its customers to help them take care of their financial requirements.

    You can apply for a personal loan from Poonawalla Finance that offers loan amount up to Rs.30 lakh at attractive rates of interest. The repayment tenure offered is up to 5 years.

    Features and benefits of applying for Personal Loan from Poonawalla Finance

    Some of the features and benefits of applying for a personal loan from Poonawalla Finance are given below:

    • Attractive interest rates: You can apply for a personal loan from the lender at affordable interest rates.
    • No security required: You are not required to pledge any collateral or security when applying for a personal loan from Poonawalla Finance.
    • Minimum documentation: The whole application process is paperless and minimum documents are required to complete it.
    • Quick approval: Once you submit your application for a personal loan, the lender will take only two working days to approve your loan application, provided the documents submitted by you are correct. If all the details provided by you are correct, the lender will immediately disburse the loan amount to your bank account.
    • No prepayment charges: The lender does not levy any pre-payment or foreclosure charge whatsoever.
    • No hidden charges: There are no hidden charges levied by the lender. There is full transparency regarding the fees and charges of the NBFC.
    • Hassle-free process: The entire application process is extremely simple and hassle-free. All you have to do is fill the form online by providing the details required and submit it along with the relevant documents.
    • Multiple loan: You can apply for multiple loans from the lender in future, provided you clear your EMIs on time.
    • Flexible repayment tenure: Maximum repayment tenure of up to 5 years.
    • Takeover your high-cost loan: You can enjoy the benefits of low interest rates by taking over your high-cost loan.

    Eligibility criteria

    Given below are the eligibility criteria you will have to fulfill to apply for a personal loan from Poonawalla Finance:

    • Your minimum age of eligibility is 22 years and the maximum age at the time of maturity of loan must be 55 years.
    • You must be a resident of India.
    • Your minimum net monthly salary should be at least Rs.20,000.
    • You need to have a minimum work experience of one year with three months stability with your current employer.
    • You must be working at an LLP, a private limited company, or a public limited company.

    Documents required

    Given below is the list of documents you will have to submit when applying for a personal loan from Poonawalla Finance:

    • Proof of identity such as PAN Card, Aadhaar Card, etc.
    • Proof of address such as utility bills, rent agreement, passport, etc.
    • Latest months’ salary slips.
    • Bank account statements for the last three months which clearly shows the salary being credited to your account.
    • Proof of employment and qualification such as your employee ID card, certificate of degree, etc.

    How to apply for a personal loan from Poonawalla Finance

    Given below are the steps to apply for a personal loan from Poonawalla Finance:

    • Visit the official website of Poonawalla Finance.
    • Under ‘Looking For’, click on ‘Personal Loan’ and click on ‘Get Started’.
    • You will be directed to a new page where you will have to click on the ‘Apply Now’ button to begin the application process.
    • You will be redirected to a new page where you will have to click on ‘Get Started’.
    • Select whether you are a salaried or a non-salaried individual. If you choose the latter, you will be asked to apply for either a business loan, or a professional loan. This applies if you are a doctor, lawyer, architect, chartered accountant, or some other professional. Hence, you will be able to apply for a personal loan only if you are a salaried individual.
    • Provide details such as your name, email ID, and mobile number. A 4-digit verification code will be sent to your mobile number. Enter the code and tick the box where you agree to the disclaimer policy and authorise the lender to contact you.
    • Click on ‘Next’.
    • The next few steps will require you to provide your personal details, employment details, and information regarding your requirement for a personal loan.
    • The final step will be the uploading of all relevant documents. Once that is done, click on ‘Submit’.
    • Once the application form and the documents have been submitted, the lender will verify them and if they are found to be correct, the loan amount will be disbursed to your bank account.


    1. Can I send my queries via email ID to Poonawalla Finance?

      Yes, you can email your queries to customercare@poonawallafinance.com.

    2. What is the customer care number?

      The customer care number is +91 8822 200 200.

    3. At what time is the Poonawalla Finance customer care service available?

      The Poonawalla Finance customer care service is available from Monday to Friday between 10:00 a.m. and 06:00 p.m.

    4. What other products are offered by Poonawalla Finance?

      Apart from offering personal loans, the lender also provides business loans and professional loans to its customers.

    5. Can I apply for a personal loan from Poonawalla Finance offline?

      Contact Poonawalla Finance’s customer care to know if you can apply for a personal loan offline.

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