PM Vishwakarma Scheme 2026

The key objectives of PM Vishwakarma Yojana are mentioned below: 

• Recognize artisans and craftspeople as "Vishwakarma," making them eligible for scheme benefits. 

• Offer skill upgradation through relevant and suitable training programs. 

• Provide modern tools to improve productivity, enhance capabilities, and product quality. 

• To reduce borrowing costs, the scheme facilitates easy access to collateral-free credit with interest subvention. 

• Encourage digital transactions by offering incentives for digital payments. 

• To expand growth opportunities, the scheme promotes branding and establishes market linkages. 

Agencies Implementing PM Vishwakarma Yojana 

The PM Vishwakarma Scheme is jointly implemented by the following Ministries or Departments: 

• Ministry of Micro, Small and Medium Enterprises (MoMSME) 

• Department of Financial Services (DFS), Ministry of Finance (MoF) 

• Ministry of Skill Development and Entrepreneurship (MSDE) 

Eligibility Criteria for PM Vishwakarma Yojana 

The beneficiaries must fulfil the below-mentioned eligibility criteria to avail themselves of the benefits of the PM Vishwakarma Yojana: 

• The applicant must be an artisan or craftsperson skilled in handcrafts and tool use. 

• Must be engaged in self-employment within the unorganized sector. 

• They should be involved in one of the 18 traditional family-based trades specified in the scheme. 

• At the time of registration, the applicant must be 18 years of age. 

• Applicants must be actively practicing the relevant trade on the registration date. 

• Should not have taken loans under similar government self-employment schemes, such as PMEGP, PM SVANidhi, Mudra, etc., in the last 5 years. 

• Under this scheme, only one family member can register and avail themselves of the benefits. 

Eligible Traders 

The eligible traders who can avail themselves of the benefits under the PM Vishwakarma Yojana are listed below: 

• Carpenter 

• Boat maker 

• Gold Smith 

• Mason 

• Armourer 

• Breaker 

• Sculptor 

• Blacksmith 

• Locksmith 

• Hammer and tool kit 

• Cobbler 

• Footwear Artisan 

• Potter 

• Basket, Mat, or Broom maker 

• Barber 

• Garland maker 

• Doll and toy maker 

• Tailor 

• Washerman 

• Fishing net maker 

Benefits of PM Vishwakarma Yojana 

The benefits under the PM Vishwakarma Yojana are mentioned below: 

• isans will receive a Certificate and ID Card in recognition of Vishwakarma. 

• Skill verification followed by five to seven days (40 hours) of basic training. 

• Option to enroll in 15 days (120 hours) of advanced training. 

• The training stipend provided is Rs.500 per day. 

• Grant of Rs.15,000 to support purchase of modern tools. 

• Collateral-free Enterprise Development Loans available in two tranches: 

• For first tranche with 18 months repayment period: Rs.1 lakh 

• For second tranche with 30 months repayment period: Rs.2 lakh 

• Beneficiaries are charged a concessional interest rate of 5%. 

• The Ministry of MSME pays interest subvention capped at 8%. 

• Credit guarantee fees covered by the Government of India. 

• Per digital transaction Rs.1 will be provided as an incentive, capped at 100 transactions per month. 

• National Committee for Marketing (NCM) offers: 

• Quality certification 

• E-commerce linkage 

• Branding and promotion 

• Trade fair advertising and publicity 

• Other marketing activities 

Note: Regarding incentive disbursement, the beneficiaries will receive SMS notifications. 

How to Apply for the PM Vishwakarma Yojana Scheme? 

The application process of PM Vishwakarma Yojana includes various steps that are mentioned below: 

Enrollment Process 

• Eligible beneficiaries must enroll through the nearest Common Service Centre (CSC) in their area. 

• Applicants can apply independently or with assistance from CSCs via Village Level Entrepreneurs (VLEs) or Enumerators. 

Registration Steps 

• Visit the Official PM Vishwakarma Portal 

• Click on "Login" (top right corner). 

• Select "CSC - Register Artisans" to start registration. 

• On the "Registration Now" page, answer the Yes/No questions. 

• Click "Continue." 

• On the Aadhaar Verification page, enter the 6-digit OTP sent to your Aadhaar-linked mobile and proceed. 

• Enter your Aadhaar number and registered mobile number. 

• Click on "Continue." 

Application Process 

• Complete biometric verification by visiting the nearest CSC. 

• Fill out the online application form with all mandatory details. 

• Click on ‘Submit’. 

• Note the Application Number displayed after submission for future reference. 

• Click on ‘Done’. 

Verification Process 

• Eligibility verification at Gram Panchayat or Urban Local Body (ULB) level. 

• Application vetting and recommendation by the District Implementation Committee. 

• Final approval by the Screening Committee after confirming eligibility. 

Benefit Disbursal 

• Upon successful verification, artisans and craftspeople are formally registered as Vishwakarmas. 

• They receive a Digital ID, PM Vishwakarma Digital Certificate, and PM Vishwakarma ID Card. 

• The certificate will make them eligible for all scheme benefits by officially recognizing them as Vishwakarmas. 

Documents Required 

To apply for PM Vishwakarma Yojana, the applicants will require the following details and documents

Mandatory for Registration:  

• Aadhaar card 

• Mobile number 

• Bank account details 

• Ration cards 

Note: 

• The beneficiary must provide Aadhaar cards of all family members if the ration card is missing. 

• The beneficiary must open a bank account first, with assistance provided by the Common Services Centre (CSC), if the applicant does not have a bank account. 

Contact Details 

The contact details related to PM Vishwakarma Yojana are mentioned below: 

• Telephone (toll-free): 18002677777 and 17923 

• Champions Desk Ministry of MSME:  

• Email ID: champions@gov.in 

• Contact number: 011-23061574 

To get the contact details of nodal officers of different states, union territories and DFOs, navigate to the ‘Contact Us’ tab on the official website and select the preferred location from the dropdown menu. 

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