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Building a home for many, is a long term goal and is an expensive affair. In such instances a personal loan won’t cut it. Home construction loans as such have become a specialized product. Higher loan amounts, longer repayment tenures and lower interest rates are hallmark features of these loans. Construction loans are provided both for individual consumers looking to build their dream home as well as to builders looking to construct projects for sale. Below are examples of both types of construction loans and their features.