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    Janata Sahakari Bank Paryatan Loan

    What is Janata Paryatan?

    The Janata Sahakari Bank which was established in 1949, has been very committed to rectifying a social issues in the city of Pune. The main objective of the bank is to ensure that finance is provided to the economically weaker section of society. The bank is extremely happy catering to the financial requirement of the masses instead of the classes. The bank got its green signal from the Reserve Bank of India back in 1988, to function as a scheduled co-operative bank and started to accept deposits Government, Semi-Government corporations. As well as Government & Semi-Government corporations started to accept Janata Sahakari Bank drafts. Since 2012 the bank has been give the multi state bank status.

    What is the purpose of the Paryatan loan?

    The Janata Paryatan loan offered by the bank to any applicant who wishes to travel within the country or even outside the country. The loan will help to fund the expenses related to the travel.

    The features and benefits of the Paryatan loan are

    1. The maximum loan amount provided for this loan will be Rs. 50, 000 for domestic travels within the country. And Rs. 1, 00, 000 for international or overseas travel.
    2. The bank will be need two individuals who will to stand as a guarantor for the loan amount.
    3. Repayment term of the loan is a period of 3 years.
    4. A total margin charged on any domestic travel will be of 15% of the total expenses, and a 30% of the total expenses incurred during an overseas or foreign travel.
    5. Repayment of this loan can be done only via post-dated cheque.
    6. A collateral security will be needed for foreign or overseas travel only.

    The documents that are required by the Janata Sahakari Bank

    1. A copy of the applicant’s PAN card.
    2. Latest income proof of the applicant
    3. The applicant’s address proof.
    4. A quotation of the expenses that will be incurred during the travel.
    5. The loan application form for the Paryatan loan
    6. Photograph of the applicant.
    7. Passport and visa copies.
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