Janakalyan Sahakari Bank offers a multi-purpose personal loan to both salaried and self-employed individuals at an interest rate of 16% p.a.
This is a multi-purpose loan which could have any purpose, including Finance for medical expenses, purchase of consumer durables, Travel expenses and even repayment of high cost loans.
The basic eligibility requirements for this loan Janakalyan Sahakari Bank Personal Loan(JanAdhar Personal Loan) is income based. It requires the individual 10 times of Net Pay, subject to minimum take home salary of Rs. 7500/- per month. or 25% of Gross Income, whichever is higher.
These are the following documents that you will require application. Make sure that you have them ready in the form of scans if you are applying online:
The bank is said to have transparent operations, personalised services and professional administration, coupled with social commitment and believe that is their hallmark of the Bank. They have truly shown steady growth over the past four decades and is currently considered as one of the leading Co-operative Banks in Maharashtra based on a business mix. The Bank was conferred the coveted Scheduled status on 30th January, 1998. This bank has a shareholder base of over 55,000, depositors of over 3,60,000 and borrowers of over 12,500 according their website which is an impressive statistics. They also have great products for borrowers in the form of personal loans. One of them is the Janakalyan Sahakari Bank Personal Loan(JanAdhar Personal Loan).
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