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    Capital Local Area Bank Personal Loan

    The requirement for finance to deal with day to day life can go off track with sudden major expenses. Capital Local Area Bank Personal Loan can help bring your life back on track and take care of the sudden and genuine financial needs. Use the Capital Local Area Bank Personal Loan for any expenses like social obligation such as marriages, family functions, sudden medical expenses, educational expenses, travel deals etc.

    Where is the purpose of Capital Local Area Bank Personal Loan?

    Loan amount can be used for any expenses such as marriages, family functions, sudden medical expenses, educational expenses, travel deals etc.

    What is the eligibility criteria for Capital Local Area Bank Personal Loan?

    Eligibility conditions for professionals, self-employed, employees and business community.

    What is the maximum amount of loan I can avail?

    The maximum of Rs.1.00 lakh to Rs.5.00 lakh for qualified professionals, MBBS/BDS Doctors subject to repayment capacity.

    What is the rate of interest on Capital Local Area Bank Personal Loan?

    Interest rate for this loan from Capital Local Area Bank will be at a rate of 17.3% (Base Rate of 10.55% + 6.75%)

    What are the documents required for Capital Local Area Bank Personal Loan?

    Documents required for Capital Local Area Bank Personal Loan:

    1. Identity Proof
    2. Address Proof
    3. Income Proof or salary certificate
    4. Few other documents as per scheme

    What are the terms for Capital Local Area Bank Personal Loan?

    1. The Capital Local Area Bank will not charge any margins on this loan,
    2. A processing fee of 1% or a minimum of Rs. 500.
    3. The applicant will need to provide post-dated cheques as security
    4. Prepayment earlier than 12 months from the date of expiry will have a 1% charge

    How do I apply for this loan?

    To apply for the loan from Capital Local Area Bank you can fill in a form on their website requesting a call back from their representative.

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