Accenture is one of India's leading multi-national corporations, offering services in strategy, consulting, digital, technology, and operations. Employees of Accenture can avail a personal loan for any financial requirements that they might have.
Most banks and NBFCs are likely to approve your personal loan request, given that you work for a reputed organisation, subject to you meeting the lender's other eligibility criteria. Currently, HDFC Bank offer customised personal loan solutions to Accenture employees. Read on to know more about these loans.
HDFC Bank, one of India's premier private banks, is offering corporate benefits for Accenture employees. This includes special interest rates for personal loans and car loans, option to create a Salary Family account, and free Personal Accident Death and Air Accident Death Cover, among others.
Lender's Name | Interest Rate | Processing Fee | Loan Amount | Loan Tenure | EMI | Repayment |
HDFC Bank | 11.25% p.a. onwards | As per the lender's terms and conditions | As per the lender's terms and conditions | As per the lender's terms and conditions | Rs.16,429 | Rs.5,91,430 |
*Note: For the EMI and repayment calculation, it is assumed that a loan amount of Rs.5 lakh has been availed for a 3-year term at an interest of 11.25% p.a.
Listed below are the eligibility criteria that you will need to meet to avail a customised personal loan:
The documents that you will need to submit will vary based on the lender that you choose. That said, as a loan applicant, you may be requested to submit the following documents:
While a personal loan can help you during times of need, there are a few things that you should consider before availing a loan:
You can apply for a personal loan through the lender's official website. To do so, you will need to click on the 'Apply Online' option, after which you will need to enter a few details. Once you do so, you can proceed with the online loan application. If your loan application is approved, the money will be disbursed into your bank account immediately.
You can also choose to directly visit the lender's branch with physical copies of the required documentation. In this case, you will be asked to fill up the application form and submit the copies of the documents to the lender at the branch.
You can visit a third-party financial services website, through which you will be able to compare the personal loans offered by different lenders. Once you find a loan that is suitable for your needs, you can apply for it online.
The reputation of the company you work in is very important for approval of personal loans. Banks and Non-Banking Financial Companies (NBFCs) are more likely to approve your personal loan if you are employed with a reputed company. Also, if you have a good credit score and a steady income, you may be able to negotiate better interest rates with banks as well. In addition to the two loans listed above, you can also do your due research and compare loans offered by different lenders to make an informed choice.
Most lenders disburse the loan amount in one go, unless otherwise mentioned in the terms and conditions. Make sure to familiarise yourself with the terms and conditions of the loan that you wish to avail before applying for it.
It is advisable to not miss any EMI payments. If you miss paying an EMI, your lender may levy a penalty. Also, non-payment of EMIs may impact your credit score, which may, in turn, make it difficult for you to avail any loans going forward. It is likely that missing EMI payments will also affect your relationship with the lender.
Most lenders will accept pre-payments and part-payments. However, you may be charged a fee for the same.
You can pay your personal loan via standing instruction (SI), electronic clearing service (ECS), or via post-dated cheques (PDCs). Keep in mind that certain lenders may only accept post-dated cheques at non-ECS locations.
The processing fee is a one-time fee that is collected by banks and financial institutions before the loan amount is disbursed. The processing fee will usually be a certain percentage of the loan amount or a flat fee, based on the lender's terms and conditions. Lenders usually deduct the processing fee from the loan amount before disbursing the loan amount.
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.