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  • Lakshmi Vilas Bank Personal Loan Customer Care is Rated as "Great!" by 92866 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Lakshmi Vilas Bank Personal Loan Customer Care

    Lakshmi Vilas Bank (LVB) is a significant bank in the country that has been extending economical banking services to people across several states. When you approach the bank, you can choose from its loans, deposits, MSME banking products, wealth management services, cards, NRI services, and many more!

    The bank has a concrete loan segment that offers a variety of loans for particular purposes. If you are looking for a loan to meet your personal requirements, you can go for a personal loan offered by the bank. You can choose any of the multiple personal loans offered by the bank.

    Lakshmi Vilas Bank Personal Loan Customer Care

    Lakshmi Vilas Bank works towards offering high satisfaction to all its customers. The bank has a separate customer service segment on its official website. This can be accessed by any existing or non-existing customer from anywhere. You can make use of the bank’s contact details to get clarifications regarding any of the products offered by the bank.

    The table given below displays the customer helpdesk details that are related to Lakshmi Vilas Bank personal loans:

    LVB helpline number (Toll-free) 1800 - 425 - 2233
    Email address info@lvbank.in
    Email address for net banking enquiries netsupport@lvbank.in netbank-br@lvbank.in
    Email address for NRI customers nricell@lvbank.in

    Contact Details for Certain Regional Offices

    Chennai (044) 28547198 42085163 42085253 28411712 28529380 2841711 chennairoplanning@lvbank.in
    Madurai (0452) 2545900 – 910 mduro_planning@lvbank.in
    Bengaluru (080) 22631301-318 Bangaloreroplanning@lvbank.in
    Mumbai (022) 28270236 28270237 Mumbairoplanning@lvbank.in
    Karur (04324) 222046 222048 krrro_planning@lvbank.in

    Lakshmi Vilas Bank Grievance Redressal Procedure

    • The bank also has a grievance redressal cell, which can be accessed online. Any customer can visit the bank’s official website and then go to the ‘Support Services’ section. You can now click ‘Submit Grievance’.
    • Here, you can register your complaints related to your LVB personal loan.
    • You will need to fill your personal details, contact details, and branch details.
    • Next, you can mention what the complaint is about and then describe your complaint in the relevant field.
    • You may also upload any attachment to explain your concern.
    • You will then have to key in the captcha code, and then click ‘Submit’.
    • Your complaint will now be registered with the bank.

    The bank also allows you to track your complaints online by using the same link. You will have to enter details about your complaint and you will be able to view its status on your screen.

    No matter what your query is, you can immediately call the toll-free number of the bank to get an accurate answer from the bank’s skilled customer care representatives. You can find out about your LVB personal loan application process, disbursal process, and repayment process so that your borrowing is absolutely smooth.

    Types of Lakshmi Vilas Bank Personal Loans

    Lakshmi Loan against Securities (LLAS) Scheme:

    This loan is provided to take care of personal expenditures for both official and personal purposes. It is an overdraft facility where the interest is charged on a monthly basis. The applicant will have to pledge a security for the loan to be disbursed. The securities can be only in DEMAT form.

    • The minimum loan amount is 1 lakh and the maximum loan amount is Rs.20 lakh.
    • The applicant should be at least 21 years old and not more than 75 years old.
    • The loan can be repaid within 12 months.
    • The processing fee will be 0.25% of your personal loan amount.

    Lakshmi Easy Loan:

    This personal loan is provided for various purposes such as paying income tax, investing in tax-plans, handling personal needs, domestic needs, and professional needs.

    • The minimum loan amount is Rs.10,000 and there is no maximum loan limit.
    • The Lakshmi Easy Loan is given to any individual applicant or joint applicants who hold LIC policies, Kisan Vikas Patras ( KVPs), and National Savings Certificates(NSCs) in their names.
    • This loan can be taken as an overdraft or as a demand loan.
    • The margin for this loan is 10% of the accrued values of the securities that are pledged by you or the surrender value of your LIC policy.
    • This loan will need to be repaid within 60 months OR 2 months before your NSC or KVP or LLP (that you have pledged) will get matured.
    • The processing fee for this loan is 0.25% of your loan amount. The minimum fee will be Rs.100.

    Lakshmi Gold Power:

    This personal loan is provided by the bank to help individuals and entities meet a broad array of needs such as personal, business, and agricultural needs. This loan is given as an overdraft wherein the borrower will have to pledge their gold ornaments.

    • The minimum loan amount is Rs.0.50 lakh.
    • The maximum loan amount ranges from Rs.5 lakh to Rs.50 lakh.
    • The loan quantum will be decided as per the advance value for each gram that will be set by the bank on a regular basis, with regard to jewel advances.
    • The processing fee for this loan is 0.50% wherein the minimum fee will be Rs.100.
    • As a security, you will be required to pledge a certain portion of your gold jewellery.
    • This loan facility can be extended according to the annual review of your repayment.
    • You can avail this loan from any Lakshmi Vilas Bank branch that offers jewel advances.
    Apply for Personal Loan

    How to Apply for Lakshmi Vilas Bank Personal Loans

    • You can apply for LVB personal loans online by going to the bank’s official website. You can go to the ‘Support’ section of the website.
    • Here, you will need to click ‘Apply Online’.
    • You will now see an online form in which you will need to fill your personal details, contact details, and date of birth.
    • Next, you will have to select any of the product types from the drop-down option. You will have to select ‘Loans’ here.
    • You can then select the name of the product from the drop-down option.
    • You will also have to mention your preference for meeting a bank representative such as place and time. Now, you can click ‘Submit’ and your application will soon get processed.

    Personal Loan Reviews

    • YES Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I've take a personal loan from the Yes bank for 2 lakhs. It was not good, the associate told me 13.29% but the bank is charging 14 %. I am paying an EMI of 9803 for 24 Months. There were also hidden charges too when it comes to the YES bank with respect to personal loan.
      Was this review helpful? 1
      , delhi
      Reviewed on Jul 14, 2018
    • Kotak Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've taken a personal loan from the Kotak Mahindra bank. I have taken 1 lac, I got the loan with in 2 days. I applied online banking. The interest rate is low. It was a very fast personal loan experience with the bank and their services.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 14, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDFC bank 1 year back. The loan amount was 5 lakhs and the interest rate was satisfactory . The tenure period was 5 years . The process was very quick and satisfactory . I have got the loan with in a day. Here pre closure is after 3 months and the processing fee was bit high . My overall experience was good.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Jul 14, 2018
    • SBI Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      My personal loan was taken with SBI 2 years back.The loan amount was 2 lakhs and the interest rate as very high . The EMI period was 5 years .The process was very slow and they have delayed processing it .The documentation was smooth .hey did not sanction the loan within the committed time. Their processing fee was average in the market.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 14, 2018
    • Tata capital Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I took loan personal loan from the Tata Capital for 4.25 lacs. I got the loan amount with in 15 days cheque. The interest rate was 14% initially and they reduced the interest rate to 13.5% Overall it has been a good experience so far. They need to lower the interest rates.
      Was this review helpful? 2
      , chennai
      Reviewed on Jul 13, 2018
    • SBI Personal Loan
      "Very Good Service"
      0.5 4.5/5 "Excellent!"
      I had chosen to go with them since i was holding my salary account from the same bank. The process in getting the loan had been very easy and smooth. The loan amount which they had given had been okay and the interest rate with them had been nominal. There has not been any processing fee which they have charged. Their customer support and the staff responses had been helpful as well.
      Was this review helpful? 2
      , kochi
      Reviewed on Jul 13, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting the loan had been very smooth and easy and the loan amount which they had provided had been satisfactory. The interest rate with them had been average and there has not been any hassles faced during the process and with the staff responses. I have taken totally two loans from them.
      Was this review helpful? 2
      , new delhi
      Reviewed on Jul 13, 2018
    • Bajaj Finserv Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It was a too expensive loan where the interest rate with them had been on the higher end. The process in getting the loan had been simple and smooth and the loan amount of 1.25L which they had provided me has been satisfactory. There has not been any hassle faced during the whole process and i am satisfied with the services of them.
      Was this review helpful? 2
      , chennai
      Reviewed on Jul 13, 2018
    • Bajaj Finserv Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with BAJAJ 1 years back. The loan amount was 1 lakh and the interest rate was bit high and the tnrue period was 2 years . The process was very immediate and hassle free . I have upload ll my documents through on line so i had smooth loan experience here .The processing fee was also nominal.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 13, 2018
    • Bajaj Finserv Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My personal loan was taken with BAJAJ 6 months back. The loan amount was 1,40,000 and the interest rate was very high . The tenure period was 4 years . The process was very simply and the documentation was very simple. They have provide door step service for collected documents but the processing fee was bit high.
      Was this review helpful? 2
      , secunderabad
      Reviewed on Jul 13, 2018
    • Axis Bank Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with AXIS Bank 6 months back. The loan amount was lakhs and the interest rate was very high but the service was amazing . The tenure period was 36 months. I had a very hassle free process and smooth documentation.There is no processing fee and the pre closure is allowed after 6 months.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 13, 2018
    • HDFC Bank Personal Loan
      "Better service"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with HDFC Bank 1 month back. The loan amount was 1,90,000 and the interest rate was very satisfactory . The customer service and responses was good. The tenure period was 3 years .The staffs were very supportive and guided well. The processing fee was very nominal.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 12, 2018
    • HSBC Bank Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I took a ,personal loan from the HSBC bank. The loan amount was 6 lacs, I applied for the loan via an HSBC executive. I got the loan with in 3 days, it was quick. The interest rate is higher side but they promised that there will be a revised rate soon.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jul 12, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the HDFC bank. The loan amount was 15 lacs, it was quite fast and the processing was very fast. The interest rate was low when comparing to other banks. Overall it has been a very good loan experience with the HDFC bank.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 12, 2018
    • Citibank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It had been a very good experience i had with them in taking this personal loan where the process in getting the loan had been easy and smooth where the loan amount also had been satisfactory. The interest rate had been good with them where it was not much higher. There has not been any hassle so far.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jul 12, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with ICICI bank and my loan experience was good, the loan amount was for Rs 2 lakhs with nominal interest rate when compared to other banks. I received my loan amount on time and there are no preclosure charges. The tenure period for this loan is 2 years.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Jul 12, 2018
    • Citibank Personal Loan
      "Very Good Service"
      0.5 3.5/5 "Pretty good"
      I had taken this loan almost a year back and it had been a very good experience with them. The loan amount which they where providing had been satisfactory and the interest rate with them has been okay and it was not that high. There has not been any issues faced with the services of them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 12, 2018
    • ICICI Bank Personal Loan
      "Go for it"
      0.5 5.0/5 "Blown Away!"
      ICICI is extremely is good in all their products. I have purchased this personal loan 4 months back. They have provided me interest rate 14.75% which is very nominal and processing fee is Rs. 2000. I used to pay the EMI of Rs. 4850. Actually i have applied two times with ICICI due to credit score it got rejected for the first time and the second time it got approved. They are providing the excellent customer care services.
      Was this review helpful? 2
      , surat
      Reviewed on Jul 12, 2018
    • Bank of India Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience i had with them and the loan amount which they had provided had been satisfactory and the interest rate with them also had been good as well. The services from the staff and their customer support also had been well and good.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jul 12, 2018
    • ICICI Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting this loan from them had been good and the loan amount which they had provided had been satisfactory. The interest rate has not been too much high or too much low when compared with the market. There has not been any issues faced and their customer support also had been very good where they had been helpful at times.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 12, 2018
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