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  • Lakshmi Vilas Bank Personal Loan Customer Care is Rated as "Great!" by 94192 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Lakshmi Vilas Bank Personal Loan Customer Care

    Lakshmi Vilas Bank (LVB) is a significant bank in the country that has been extending economical banking services to people across several states. When you approach the bank, you can choose from its loans, deposits, MSME banking products, wealth management services, cards, NRI services, and many more!

    The bank has a concrete loan segment that offers a variety of loans for particular purposes. If you are looking for a loan to meet your personal requirements, you can go for a personal loan offered by the bank. You can choose any of the multiple personal loans offered by the bank.

    Lakshmi Vilas Bank Personal Loan Customer Care

    Lakshmi Vilas Bank works towards offering high satisfaction to all its customers. The bank has a separate customer service segment on its official website. This can be accessed by any existing or non-existing customer from anywhere. You can make use of the bank’s contact details to get clarifications regarding any of the products offered by the bank.

    The table given below displays the customer helpdesk details that are related to Lakshmi Vilas Bank personal loans:

    LVB helpline number (Toll-free) 1800 - 425 - 2233
    Email address info@lvbank.in
    Email address for net banking enquiries netsupport@lvbank.in netbank-br@lvbank.in
    Email address for NRI customers nricell@lvbank.in

    Contact Details for Certain Regional Offices

    Chennai (044) 28547198 42085163 42085253 28411712 28529380 2841711 chennairoplanning@lvbank.in
    Madurai (0452) 2545900 – 910 mduro_planning@lvbank.in
    Bengaluru (080) 22631301-318 Bangaloreroplanning@lvbank.in
    Mumbai (022) 28270236 28270237 Mumbairoplanning@lvbank.in
    Karur (04324) 222046 222048 krrro_planning@lvbank.in

    Lakshmi Vilas Bank Grievance Redressal Procedure

    • The bank also has a grievance redressal cell, which can be accessed online. Any customer can visit the bank’s official website and then go to the ‘Support Services’ section. You can now click ‘Submit Grievance’.
    • Here, you can register your complaints related to your LVB personal loan.
    • You will need to fill your personal details, contact details, and branch details.
    • Next, you can mention what the complaint is about and then describe your complaint in the relevant field.
    • You may also upload any attachment to explain your concern.
    • You will then have to key in the captcha code, and then click ‘Submit’.
    • Your complaint will now be registered with the bank.

    The bank also allows you to track your complaints online by using the same link. You will have to enter details about your complaint and you will be able to view its status on your screen.

    No matter what your query is, you can immediately call the toll-free number of the bank to get an accurate answer from the bank’s skilled customer care representatives. You can find out about your LVB personal loan application process, disbursal process, and repayment process so that your borrowing is absolutely smooth.

    Types of Lakshmi Vilas Bank Personal Loans

    Lakshmi Loan against Securities (LLAS) Scheme:

    This loan is provided to take care of personal expenditures for both official and personal purposes. It is an overdraft facility where the interest is charged on a monthly basis. The applicant will have to pledge a security for the loan to be disbursed. The securities can be only in DEMAT form.

    • The minimum loan amount is 1 lakh and the maximum loan amount is Rs.20 lakh.
    • The applicant should be at least 21 years old and not more than 75 years old.
    • The loan can be repaid within 12 months.
    • The processing fee will be 0.25% of your personal loan amount.

    Lakshmi Easy Loan:

    This personal loan is provided for various purposes such as paying income tax, investing in tax-plans, handling personal needs, domestic needs, and professional needs.

    • The minimum loan amount is Rs.10,000 and there is no maximum loan limit.
    • The Lakshmi Easy Loan is given to any individual applicant or joint applicants who hold LIC policies, Kisan Vikas Patras ( KVPs), and National Savings Certificates(NSCs) in their names.
    • This loan can be taken as an overdraft or as a demand loan.
    • The margin for this loan is 10% of the accrued values of the securities that are pledged by you or the surrender value of your LIC policy.
    • This loan will need to be repaid within 60 months OR 2 months before your NSC or KVP or LLP (that you have pledged) will get matured.
    • The processing fee for this loan is 0.25% of your loan amount. The minimum fee will be Rs.100.

    Lakshmi Gold Power:

    This personal loan is provided by the bank to help individuals and entities meet a broad array of needs such as personal, business, and agricultural needs. This loan is given as an overdraft wherein the borrower will have to pledge their gold ornaments.

    • The minimum loan amount is Rs.0.50 lakh.
    • The maximum loan amount ranges from Rs.5 lakh to Rs.50 lakh.
    • The loan quantum will be decided as per the advance value for each gram that will be set by the bank on a regular basis, with regard to jewel advances.
    • The processing fee for this loan is 0.50% wherein the minimum fee will be Rs.100.
    • As a security, you will be required to pledge a certain portion of your gold jewellery.
    • This loan facility can be extended according to the annual review of your repayment.
    • You can avail this loan from any Lakshmi Vilas Bank branch that offers jewel advances.
    Apply for Personal Loan

    How to Apply for Lakshmi Vilas Bank Personal Loans

    • You can apply for LVB personal loans online by going to the bank’s official website. You can go to the ‘Support’ section of the website.
    • Here, you will need to click ‘Apply Online’.
    • You will now see an online form in which you will need to fill your personal details, contact details, and date of birth.
    • Next, you will have to select any of the product types from the drop-down option. You will have to select ‘Loans’ here.
    • You can then select the name of the product from the drop-down option.
    • You will also have to mention your preference for meeting a bank representative such as place and time. Now, you can click ‘Submit’ and your application will soon get processed.

    Personal Loan Reviews

    • ICICI Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI bank 1 year back. I have taken 2.8 lakhs and the interest rate was very high . The tenure period was 4 years but i did pre closure . The chargers re very high for pre closuring the loan here but i had a smooth loan process . The documentation was quite smooth and hassle free.
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      , bangalore
      Reviewed on Sep 20, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 4.5/5 "Excellent!"
      I have taken my personal loan with HDFC bank 1 year ba4ck. The loan amount was 4,25,000 and the interest rate was average The tenure period was 2 years . I had a good satisfactory experience . They have sanctioned the loan with the committed time also. There are no difficulties faced .
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2018
    • ICICI Bank Personal Loan
      "Process is nice"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank has also offered me a personal loan. The customer services and response is good and there are no hassles in the process. They also offered me a good rate of interest and the processing charges are nominal too. The after loan services are good too.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 20, 2018
    • Capital First Personal Loan
      "Hassle free process"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with Capital first. The customer services and response is good. The process to get the loan is good and the rate of interest and processing charges is normal too. The after loan services are also satisfactory. Good overall.
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      , greater noida
      Reviewed on Sep 20, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with HDFC bank 1 year back. I have taken 2.5 lakhs and the interest rate was satisfactory . I am happy with the customer service and responses. There is no inconvenience faced and the process was completely hassle free.
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      , chennai
      Reviewed on Sep 20, 2018
    • Citibank Personal Loan
      "Satisfactory"
      0.5 3.5/5 "Pretty good"
      My personal loan was taken with CITI bank 4 months back. The loan amount was 1,20,000 and the interest rate was very high . The customer service and responses was good. I have faced some difficult and they even detected some amount also. The processing fee was nominal.
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      , hyderabad
      Reviewed on Sep 20, 2018
    • ICICI Bank Personal Loan
      "Very bad experience and still sufferring"
      0.5 0.5/5 "Unacceptable"
      Took BT and top up loan from icici in July 2018 but received DD for balance transfer in third week of August. When submitted the DD to the other bank it got rejected as authorised signature is missing on it. The sales manager is not answering my call. I have already raised the complaint with customer care after which I received the DD.
      Was this review helpful? 2
      , bangalore
      Reviewed on Sep 19, 2018
    • HDFC Bank Personal Loan
      "good service"
      0.5 5.0/5 "Blown Away!"
      My jumbo loan was taken with HDFC BANK , the tenure period is 2year . They charge 15% of interest rate and it is too high. There is no processing fee with this bank and the best part they gave preclosere option . The service and process was good and smooth with this bank .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2018
    • Bank Bazaar Personal Loan
      "Normal Service"
      0.5 4.0/5 "Great!"
      I've been using the BankBazaar platform for a while. I have applied for a short term loan via BankBazaar. It was good, customer support support was good. BankBazaar is a convenient platform for comparing and choosing various financial products online.
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      , faridabad
      Reviewed on Sep 19, 2018
    • Cashe Personal Loan
      "Awesome Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a short term loan from the CashE. It was awesome, I got the loan on the same day with in hours. It was a very good experience and they processed the application very quick. It is a very good service for emergency financial aid.
      Was this review helpful? 0
      , faridabad
      Reviewed on Sep 19, 2018
    • HDFC Bank Personal Loan
      "good service"
      0.5 5.0/5 "Blown Away!"
      My jumbo loan was taken with HDFC BANK , their tenure period is 4year . The best part is processing fee is free with this bank and rate of interest is 1.3% which is nominal in the market . There is option preclosere with 3% on principal amount . Overall it is good to have HDFC BANK.
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      , pune
      Reviewed on Sep 19, 2018
    • SBI Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with SBI and my loan experience was very good. The process was smooth and i received my loan amount on time. Customer service is good and they responded on time. The tenure period for this personal loan is 5 years.
      Was this review helpful? 1
      , secunderabad
      Reviewed on Sep 19, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with HDFC bank and my experience was good, the loan amount was for Rs 1 lacs with nominal interest rate of 11.5%. Customer service was good with this bank and they followed up on time and the tenure period for this loan is 2 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience i had with this personal loan and the loan amount which they had provided also had been satisfactory as well. The interest rate with them has been nominal when compared with the market rate. Their customer support also had been responsive where they had been helpful at times.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 19, 2018
    • Bank Bazaar Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience i had with Bank Bazaar and i had been using it for checking about the credit scores and the interest rate as well. I had been using the website of them and it has been easy in using it. Their customer support also had been responsive where there has been good follow up during the process of my personal loan.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 19, 2018
    • ICICI Bank Personal Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with them since one of my friend had suggested me about them. The process in getting this loan has been smooth and easy and the loan amount which they had provided also had been satisfactory. The interest rate with them has been nominal when compared with the market rate. Their customer support with them also had been responsive.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 19, 2018
    • Kotak Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The experience i had in getting this personal loan has been okay, where the loan amount which they had provided had been sufficient and the interest rate with them also had been nominal. Their customer support also had been helpful at times and has been responsive. There has not been any hassle faced with them so far.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2018
    • Bank Bazaar Personal Loan
      "Excellent Service"
      0.5 4.0/5 "Great!"
      It has been a very good experience i had with Bank Bazaar so far and i had recently started using the services of them. I had been using the website of them and it has been easy in using it. Their customer support also had been responsive where they had been making a good follow up during the process in getting the personal loan.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2018
    • Early Salary Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with them since i was looking for a small finance and the process in getting this loan had been smooth and easy. It took less than an hour to get this loan, the loan amount which they had provided with this card has been good and the interest rate with them has been nominal.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2018
    • ICICI Bank Personal Loan
      "Overall good"
      0.5 4.5/5 "Excellent!"
      ICICI Bank is also good in the personal loan process. The customer services and response is good and there has been no hassles in the process. They have offered a low rate of interest and processing charges. The loan was processed on time too.
      Was this review helpful? 2
      , vadodara
      Reviewed on Sep 18, 2018
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