Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Lakshmi Vilas Bank Personal Loan Customer Care is Rated as "Great!" by 98399 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Lakshmi Vilas Bank Personal Loan Customer Care

    Lakshmi Vilas Bank (LVB) is a significant bank in the country that has been extending economical banking services to people across several states. When you approach the bank, you can choose from its loans, deposits, MSME banking products, wealth management services, cards, NRI services, and many more!

    The bank has a concrete loan segment that offers a variety of loans for particular purposes. If you are looking for a loan to meet your personal requirements, you can go for a personal loan offered by the bank. You can choose any of the multiple personal loans offered by the bank.

    Lakshmi Vilas Bank Personal Loan Customer Care

    Lakshmi Vilas Bank works towards offering high satisfaction to all its customers. The bank has a separate customer service segment on its official website. This can be accessed by any existing or non-existing customer from anywhere. You can make use of the bank’s contact details to get clarifications regarding any of the products offered by the bank.

    The table given below displays the customer helpdesk details that are related to Lakshmi Vilas Bank personal loans:

    LVB helpline number (Toll-free) 1800 - 425 - 2233
    Email address info@lvbank.in
    Email address for net banking enquiries netsupport@lvbank.in netbank-br@lvbank.in
    Email address for NRI customers nricell@lvbank.in

    Contact Details for Certain Regional Offices

    Chennai (044) 28547198 42085163 42085253 28411712 28529380 2841711 chennairoplanning@lvbank.in
    Madurai (0452) 2545900 – 910 mduro_planning@lvbank.in
    Bengaluru (080) 22631301-318 Bangaloreroplanning@lvbank.in
    Mumbai (022) 28270236 28270237 Mumbairoplanning@lvbank.in
    Karur (04324) 222046 222048 krrro_planning@lvbank.in

    Lakshmi Vilas Bank Grievance Redressal Procedure

    • The bank also has a grievance redressal cell, which can be accessed online. Any customer can visit the bank’s official website and then go to the ‘Support Services’ section. You can now click ‘Submit Grievance’.
    • Here, you can register your complaints related to your LVB personal loan.
    • You will need to fill your personal details, contact details, and branch details.
    • Next, you can mention what the complaint is about and then describe your complaint in the relevant field.
    • You may also upload any attachment to explain your concern.
    • You will then have to key in the captcha code, and then click ‘Submit’.
    • Your complaint will now be registered with the bank.

    The bank also allows you to track your complaints online by using the same link. You will have to enter details about your complaint and you will be able to view its status on your screen.

    No matter what your query is, you can immediately call the toll-free number of the bank to get an accurate answer from the bank’s skilled customer care representatives. You can find out about your LVB personal loan application process, disbursal process, and repayment process so that your borrowing is absolutely smooth.

    Types of Lakshmi Vilas Bank Personal Loans

    Lakshmi Loan against Securities (LLAS) Scheme:

    This loan is provided to take care of personal expenditures for both official and personal purposes. It is an overdraft facility where the interest is charged on a monthly basis. The applicant will have to pledge a security for the loan to be disbursed. The securities can be only in DEMAT form.

    • The minimum loan amount is 1 lakh and the maximum loan amount is Rs.20 lakh.
    • The applicant should be at least 21 years old and not more than 75 years old.
    • The loan can be repaid within 12 months.
    • The processing fee will be 0.25% of your personal loan amount.

    Lakshmi Easy Loan:

    This personal loan is provided for various purposes such as paying income tax, investing in tax-plans, handling personal needs, domestic needs, and professional needs.

    • The minimum loan amount is Rs.10,000 and there is no maximum loan limit.
    • The Lakshmi Easy Loan is given to any individual applicant or joint applicants who hold LIC policies, Kisan Vikas Patras ( KVPs), and National Savings Certificates(NSCs) in their names.
    • This loan can be taken as an overdraft or as a demand loan.
    • The margin for this loan is 10% of the accrued values of the securities that are pledged by you or the surrender value of your LIC policy.
    • This loan will need to be repaid within 60 months OR 2 months before your NSC or KVP or LLP (that you have pledged) will get matured.
    • The processing fee for this loan is 0.25% of your loan amount. The minimum fee will be Rs.100.

    Lakshmi Gold Power:

    This personal loan is provided by the bank to help individuals and entities meet a broad array of needs such as personal, business, and agricultural needs. This loan is given as an overdraft wherein the borrower will have to pledge their gold ornaments.

    • The minimum loan amount is Rs.0.50 lakh.
    • The maximum loan amount ranges from Rs.5 lakh to Rs.50 lakh.
    • The loan quantum will be decided as per the advance value for each gram that will be set by the bank on a regular basis, with regard to jewel advances.
    • The processing fee for this loan is 0.50% wherein the minimum fee will be Rs.100.
    • As a security, you will be required to pledge a certain portion of your gold jewellery.
    • This loan facility can be extended according to the annual review of your repayment.
    • You can avail this loan from any Lakshmi Vilas Bank branch that offers jewel advances.

    How to Apply for Lakshmi Vilas Bank Personal Loans

    • You can apply for LVB personal loans online by going to the bank’s official website. You can go to the ‘Support’ section of the website.
    • Here, you will need to click ‘Apply Online’.
    • You will now see an online form in which you will need to fill your personal details, contact details, and date of birth.
    • Next, you will have to select any of the product types from the drop-down option. You will have to select ‘Loans’ here.
    • You can then select the name of the product from the drop-down option.
    • You will also have to mention your preference for meeting a bank representative such as place and time. Now, you can click ‘Submit’ and your application will soon get processed.

    Personal Loan Reviews

    • ICICI Bank Personal Loan
      "Good in Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with ICICI. I am a customer of ICICI from the past 7 years and i am a happy customer of ICICI. The loan was approved instant , it was approved within seconds. There are no documentation work and with just one click things were taken care. Also the interest rates were reasonable.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jan 22, 2019
    • Axis Bank Personal Loan
      "Time being very helpful loan"
      0.5 5.0/5 "Blown Away!"
      I have purchased a personal loan from Axis bank 2 years ago. From the offer they have ready to give the immediately hence i chosen them. They have sanctioned the loan in 3 days. They have offered me a interested in 17% and they have offered me a tenure period of 36 months. I can do the pre-closure any month after 3EMIs.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 22, 2019
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been applied ICICI bank credit card , the loan amount they have given me was sufficient, the rate of interest they have charged me up to 15% it is nominal, the processing fee they have charged me up to 2000 it is nominal. Their service is good. There is no hidden charges . Still the loan is running.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 22, 2019
    • Standard Chartered Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It was quite a good experience i had with this personal loan where the process in getting this loan was simple. The loan amount was fine and the interest rate with them was also nominal. There was no additional charges which they had made so far.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 22, 2019
    • ICICI Bank Personal Loan
      "Good Loan"
      0.5 4.0/5 "Great!"
      Purchased my personal loan from ICICI since I'm holding the salary account with the same. I bought the loan 5 years back without any documentation. Within a week, they have sanctioned the loan. They have not provided the partial payment and pre-closure facility.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2019
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The experience with this loan has been quite good and the loan amount which they had provided has been sufficient as well. Their customer support and the staffs had been helpful during the process and the loan amount which they had provided was sufficient as well. There has not been any extra charges which they had made other than the processing fee.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 22, 2019
    • YES Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My experience in getting this loan has been quite good and the loan amount which they had provided has been sufficient as well. The interest rate with them has been quite good when compared with the market rate. There was some charges which they had made as processing fee and their staffs had also been responsive as well.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 22, 2019
    • Bajaj Finserv Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The experience with this loan was quite good and the process had been simple. The loan amount which they had provided has been sufficient and there has not been any sort of charges which they had made additionally. Their customer support team had also been helpful as well.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 22, 2019
    • ICICI Bank Personal Loan
      "Good in Need"
      0.5 4.5/5 "Excellent!"
      I have taken a personal loan with ICICI Bank and the loan is still running. The rate of interest is reasonable and there was less documentation work at the time of applying. My application was processed on time and there was no delay. The response was quick.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 22, 2019
    • RBL Bank Personal Loan
      "Good Loan services"
      0.5 5.0/5 "Blown Away!"
      They have offered me a interest rate of 14.5%. I have purchased a loan amount of Rs. 1. 50 lakhs from RBL bank. They have processed the loan immediately and they have charged me a processing fee of Rs. 499. I have chosen the tenure period of 24 months.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 22, 2019
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I carry a HDFC credit card and on that i had taken a perosnal loan. I was in need of loan and the moment i sent a request my request was taken care and it was processed with in 10 minutes. The rate of interest is bit high but apart from that i am happy with the services.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 22, 2019
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using personal loan with HDFC bank, they have given me good loan amount,it is sufficient for me, as per my requirement they have given me, and the rate of interest they have charged me up to 13%,which is nominal compare to other market value,and the processing fee they had charged around 1.5% was nominal, there is no extra charged, still loan is running 2 Emi installment i have been paid.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2019
    • ICICI Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The process in getting this loan was good but the interest rate with them has been a little high. The loan amount which they had provided has been sufficient and there has been some charges which they had made as well like the processing fee. Their customer support has also been responsive.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2019
    • Citibank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I am not that much satisfied with this experience with this loan, because the interest rate with them has been higher than what they where promising initially, where the promises where not fulfilled. The loan amount has been fine, and there has been some processing fee as well. Their customer support has also been helpful as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2019
    • Axis Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I had taken this loan a long time back and it was closed recently. The process in getting this card has been smooth and simple where it had taken just two to three days in getting this loan. The loan amount which they had provided has been sufficient and the interest rate was nominal, the charges has also not been high.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2019
    • Bajaj Finserv Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this Personal loan from them a very long time back and the experience i had during that time was very good. There was no hassle faced through out the process and they offered me with a good rate of interest when compared with the market rate. There was no extra charges which they had made and their customer support was also helpful.
      Was this review helpful? 0
      , goa
      Reviewed on Jan 22, 2019
    • Bajaj Finserv Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this loan a while back and the process in getting this loan was hassle free. They had provided me with a loan amount of 2,00,000 which was sufficient and there has not been much charges which they had made. The interest rate with them was very less and i personally know some of their staffs their and they are very much friendly.
      Was this review helpful? 0
      , goa
      Reviewed on Jan 22, 2019
    • Bank Bazaar Personal Loan
      "Keep up the good work"
      0.5 4.0/5 "Great!"
      Bankbazaar has a tie up with different bank and its a one stop shop where i can compare about all the financial products. Through online, i have came to know about this website. This is the first time i have used the website and my experience is good,
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 22, 2019
    • HDFC Bank Personal Loan
      "My experience have been good"
      0.5 4.0/5 "Great!"
      Based on the interest rate which they are providing and the service given to me thats the reason i have selected HDFC for my personal loan. The loan disbursal got little bit delayed. They have given me a interest rate of 16% and the processing fee is fine. I have chosen tenure period of 1 year.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 22, 2019
    • Bank Bazaar Personal Loan
      "Good website"
      0.5 3.5/5 "Pretty good"
      In Bankbazaar i can able to get all the products. For insurance renewal i will visit the website and I'm using this website for last 2 years. Through Google search i have come to know about the website. Support team is really good and i have checked my credit score also.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2019
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