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  • Lakshmi Vilas Bank Personal Loan Customer Care is Rated as "Great!" by 91489 Users

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    Lakshmi Vilas Bank Personal Loan Customer Care

    Lakshmi Vilas Bank (LVB) is a significant bank in the country that has been extending economical banking services to people across several states. When you approach the bank, you can choose from its loans, deposits, MSME banking products, wealth management services, cards, NRI services, and many more!

    The bank has a concrete loan segment that offers a variety of loans for particular purposes. If you are looking for a loan to meet your personal requirements, you can go for a personal loan offered by the bank. You can choose any of the multiple personal loans offered by the bank.

    Lakshmi Vilas Bank Personal Loan Customer Care

    Lakshmi Vilas Bank works towards offering high satisfaction to all its customers. The bank has a separate customer service segment on its official website. This can be accessed by any existing or non-existing customer from anywhere. You can make use of the bank’s contact details to get clarifications regarding any of the products offered by the bank.

    The table given below displays the customer helpdesk details that are related to Lakshmi Vilas Bank personal loans:

    LVB helpline number (Toll-free) 1800 - 425 - 2233
    Email address info@lvbank.in
    Email address for net banking enquiries netsupport@lvbank.in netbank-br@lvbank.in
    Email address for NRI customers nricell@lvbank.in

    Contact Details for Certain Regional Offices

    Chennai (044) 28547198 42085163 42085253 28411712 28529380 2841711 chennairoplanning@lvbank.in
    Madurai (0452) 2545900 – 910 mduro_planning@lvbank.in
    Bengaluru (080) 22631301-318 Bangaloreroplanning@lvbank.in
    Mumbai (022) 28270236 28270237 Mumbairoplanning@lvbank.in
    Karur (04324) 222046 222048 krrro_planning@lvbank.in

    Lakshmi Vilas Bank Grievance Redressal Procedure

    • The bank also has a grievance redressal cell, which can be accessed online. Any customer can visit the bank’s official website and then go to the ‘Support Services’ section. You can now click ‘Submit Grievance’.
    • Here, you can register your complaints related to your LVB personal loan.
    • You will need to fill your personal details, contact details, and branch details.
    • Next, you can mention what the complaint is about and then describe your complaint in the relevant field.
    • You may also upload any attachment to explain your concern.
    • You will then have to key in the captcha code, and then click ‘Submit’.
    • Your complaint will now be registered with the bank.

    The bank also allows you to track your complaints online by using the same link. You will have to enter details about your complaint and you will be able to view its status on your screen.

    No matter what your query is, you can immediately call the toll-free number of the bank to get an accurate answer from the bank’s skilled customer care representatives. You can find out about your LVB personal loan application process, disbursal process, and repayment process so that your borrowing is absolutely smooth.

    Types of Lakshmi Vilas Bank Personal Loans

    Lakshmi Loan against Securities (LLAS) Scheme:

    This loan is provided to take care of personal expenditures for both official and personal purposes. It is an overdraft facility where the interest is charged on a monthly basis. The applicant will have to pledge a security for the loan to be disbursed. The securities can be only in DEMAT form.

    • The minimum loan amount is 1 lakh and the maximum loan amount is Rs.20 lakh.
    • The applicant should be at least 21 years old and not more than 75 years old.
    • The loan can be repaid within 12 months.
    • The processing fee will be 0.25% of your personal loan amount.

    Lakshmi Easy Loan:

    This personal loan is provided for various purposes such as paying income tax, investing in tax-plans, handling personal needs, domestic needs, and professional needs.

    • The minimum loan amount is Rs.10,000 and there is no maximum loan limit.
    • The Lakshmi Easy Loan is given to any individual applicant or joint applicants who hold LIC policies, Kisan Vikas Patras ( KVPs), and National Savings Certificates(NSCs) in their names.
    • This loan can be taken as an overdraft or as a demand loan.
    • The margin for this loan is 10% of the accrued values of the securities that are pledged by you or the surrender value of your LIC policy.
    • This loan will need to be repaid within 60 months OR 2 months before your NSC or KVP or LLP (that you have pledged) will get matured.
    • The processing fee for this loan is 0.25% of your loan amount. The minimum fee will be Rs.100.

    Lakshmi Gold Power:

    This personal loan is provided by the bank to help individuals and entities meet a broad array of needs such as personal, business, and agricultural needs. This loan is given as an overdraft wherein the borrower will have to pledge their gold ornaments.

    • The minimum loan amount is Rs.0.50 lakh.
    • The maximum loan amount ranges from Rs.5 lakh to Rs.50 lakh.
    • The loan quantum will be decided as per the advance value for each gram that will be set by the bank on a regular basis, with regard to jewel advances.
    • The processing fee for this loan is 0.50% wherein the minimum fee will be Rs.100.
    • As a security, you will be required to pledge a certain portion of your gold jewellery.
    • This loan facility can be extended according to the annual review of your repayment.
    • You can avail this loan from any Lakshmi Vilas Bank branch that offers jewel advances.
    Apply for Personal Loan

    How to Apply for Lakshmi Vilas Bank Personal Loans

    • You can apply for LVB personal loans online by going to the bank’s official website. You can go to the ‘Support’ section of the website.
    • Here, you will need to click ‘Apply Online’.
    • You will now see an online form in which you will need to fill your personal details, contact details, and date of birth.
    • Next, you will have to select any of the product types from the drop-down option. You will have to select ‘Loans’ here.
    • You can then select the name of the product from the drop-down option.
    • You will also have to mention your preference for meeting a bank representative such as place and time. Now, you can click ‘Submit’ and your application will soon get processed.

    Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my personal loan wit HDFC bank which was taken 1 year back. The loan amount was 3 lakhs and the interest rate was 10.99% which is average . The tenure period was 36 months. The customer service and responses was really good. The loan was approve don time and I have not faced any inconvenience with the process,.
      Was this review helpful? 0
      , thane
      Reviewed on May 20, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the HDFC bank. The loan application was completely paperless. The loan amount was credited to my account quickly. Overall the whole application process was really fast and hassle free. It is so easy to apply for personal with HDFC
      Was this review helpful? 0
      , secunderabad
      Reviewed on May 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 4.5/5 "Excellent!"
      Bank bazaar is a one stop solution for all the financial products . The customer service and responses was really good. The website is very user friendly and easy to navigate . The web portals accuracy and speed is good so I would like to recommend to others.,
      Was this review helpful? 0
      , pune
      Reviewed on May 20, 2018
    • Citibank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have approached CITI bank for my personal loan . Their interest rate was very high so I have canceled and taken with HDFC bank. I was looking for 8 lakhs and the interest rate was 15.85% which si very high . The customer service and responses was good.
      Was this review helpful? 0
      , pune
      Reviewed on May 20, 2018
    • HDB Financial Services Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with HDFC bank 3 years back. The loan amount was 1,14,000 and the interest rate was 11-12% which is average . The customer service and responses was really good. The process was very good and they haves sanctioned the loan with the committed time .
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is a good platform for all the financial products . The customer service and responses really good. The website has many good options on banks and interest rate . The web portal's accuracy and speed is good.My overall experience was good.
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 20, 2018
    • Fullerton Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have approached FULLERTON for my personal loan. There is no requirement for the loan as of now so i have canceled the loan process. The loan amount was 4 laksh and interest rate was 30% which is high .The customer service and responses was good.
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 20, 2018
    • IndusInd Bank Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with INDUSIND BANK. They have rejected the application. They have collected all the documents. The customer service and responses was very good. I was looking for 3 lakhs and the interest rate .My overall experience was good.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • ICICI Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with ICICI bank few months back. The loan amount was 4 lakhs and the interest rate was 10.99%n which is satisfactory . The customer service and responses was very good,. The process was bit lengthy and they have take much time. They have provided door step service for collecting documents.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with HDFC bank few months back. The loan amount was 5 lakhs and the interest rate was 10.99% which is average . The tenure period was 5 years and the process easy very smooth. They have sanctioned the loan with the committed time.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is a good platform for all the financial products . The customer service and response was really good. The website has many good options on banks and interest rate . I have not faced any issues with the service so its recommendable.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • Citibank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have approached CITI bank for my personal loan but their interest rate was very high so i have canceled here and taken with ICICI bank.I was looking fir 4 lakhs and the interest rate was 12.24% which is very high . I am satisfied with the customer service and responses.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • Axis Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with AXIS BANK 2 years back. The loan amount was 6 lakhs and the interest rate was 11% which is high . The tnrue period was 4 years . The process was very good and the possessing fee was 7000. My overall experience was good.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 20, 2018
    • Bank Bazaar Personal Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      Bank bazaar is a good platform for all the financial products . The customer service and responses was really good. The websites option was really good. The web portals accuracy is also good. I am happy with the overall service here so its recommendable.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 20, 2018
    • Kotak Personal Loan
      "Average"
      0.5 2.5/5 "Just OK"
      I have approached KOTAK bank for my personal loan .They have canceled my request with out any intimations. I was looking for 6 lakhs and the interest rate was 14.99% which is very high . The customer service and responses was not good.My experience was not up to the mark.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is a good platform for all the financial products . The customer service and responses was really good. The website has many good options on banks and interest rate . The web portal's accuracy and speed is good so I would like it recommend to others.
      Was this review helpful? 0
      , chennai
      Reviewed on May 20, 2018
    • IndusInd Bank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      My personal loan was taken wit INDUSIND bank. The loan amount was 3 lakhs and the interest rate was 12% which is bit high . The customer service and responses was good. There is no processing fee and the tenrue period was 2 years.My experience with Indusind was not all good.
      Was this review helpful? 0
      , chennai
      Reviewed on May 20, 2018
    • Bajaj Finserv Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the Bajaj Finserv for 11 Lakhs. The application process was easy and with in1 week the loan amount was Credited to account. The documentation and the application process was easy and hassle free. Overall it was a good expereince.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I took a personal loan for 1 Lakh from the HDFC bank. They offered an interest rate of 16.2 % .The application process was smooth and hassle free. I got the loan amount credited to my account with in 2 days. The whole application process and documentation was quick and hassle free.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 20, 2018
    • Axis Bank Personal Loan
      "GOOD"
      0.5 3.5/5 "Pretty good"
      I have been using my PERSONAL LOAN from AXIS BANK since 30 months i am really happy to hold my loan from this bank. Because the thing is that there is no pre-closure charges applicable in this bank. But the rate of interest is very high when compared to the other banks but other than that everything is good.
      Was this review helpful? 0
      , chennai
      Reviewed on May 20, 2018
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