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  • Lakshmi Vilas Bank Personal Loan Customer Care is Rated as "Great!" by 95377 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Lakshmi Vilas Bank Personal Loan Customer Care

    Lakshmi Vilas Bank (LVB) is a significant bank in the country that has been extending economical banking services to people across several states. When you approach the bank, you can choose from its loans, deposits, MSME banking products, wealth management services, cards, NRI services, and many more!

    The bank has a concrete loan segment that offers a variety of loans for particular purposes. If you are looking for a loan to meet your personal requirements, you can go for a personal loan offered by the bank. You can choose any of the multiple personal loans offered by the bank.

    Lakshmi Vilas Bank Personal Loan Customer Care

    Lakshmi Vilas Bank works towards offering high satisfaction to all its customers. The bank has a separate customer service segment on its official website. This can be accessed by any existing or non-existing customer from anywhere. You can make use of the bank’s contact details to get clarifications regarding any of the products offered by the bank.

    The table given below displays the customer helpdesk details that are related to Lakshmi Vilas Bank personal loans:

    LVB helpline number (Toll-free) 1800 - 425 - 2233
    Email address info@lvbank.in
    Email address for net banking enquiries netsupport@lvbank.in netbank-br@lvbank.in
    Email address for NRI customers nricell@lvbank.in

    Contact Details for Certain Regional Offices

    Chennai (044) 28547198 42085163 42085253 28411712 28529380 2841711 chennairoplanning@lvbank.in
    Madurai (0452) 2545900 – 910 mduro_planning@lvbank.in
    Bengaluru (080) 22631301-318 Bangaloreroplanning@lvbank.in
    Mumbai (022) 28270236 28270237 Mumbairoplanning@lvbank.in
    Karur (04324) 222046 222048 krrro_planning@lvbank.in

    Lakshmi Vilas Bank Grievance Redressal Procedure

    • The bank also has a grievance redressal cell, which can be accessed online. Any customer can visit the bank’s official website and then go to the ‘Support Services’ section. You can now click ‘Submit Grievance’.
    • Here, you can register your complaints related to your LVB personal loan.
    • You will need to fill your personal details, contact details, and branch details.
    • Next, you can mention what the complaint is about and then describe your complaint in the relevant field.
    • You may also upload any attachment to explain your concern.
    • You will then have to key in the captcha code, and then click ‘Submit’.
    • Your complaint will now be registered with the bank.

    The bank also allows you to track your complaints online by using the same link. You will have to enter details about your complaint and you will be able to view its status on your screen.

    No matter what your query is, you can immediately call the toll-free number of the bank to get an accurate answer from the bank’s skilled customer care representatives. You can find out about your LVB personal loan application process, disbursal process, and repayment process so that your borrowing is absolutely smooth.

    Types of Lakshmi Vilas Bank Personal Loans

    Lakshmi Loan against Securities (LLAS) Scheme:

    This loan is provided to take care of personal expenditures for both official and personal purposes. It is an overdraft facility where the interest is charged on a monthly basis. The applicant will have to pledge a security for the loan to be disbursed. The securities can be only in DEMAT form.

    • The minimum loan amount is 1 lakh and the maximum loan amount is Rs.20 lakh.
    • The applicant should be at least 21 years old and not more than 75 years old.
    • The loan can be repaid within 12 months.
    • The processing fee will be 0.25% of your personal loan amount.

    Lakshmi Easy Loan:

    This personal loan is provided for various purposes such as paying income tax, investing in tax-plans, handling personal needs, domestic needs, and professional needs.

    • The minimum loan amount is Rs.10,000 and there is no maximum loan limit.
    • The Lakshmi Easy Loan is given to any individual applicant or joint applicants who hold LIC policies, Kisan Vikas Patras ( KVPs), and National Savings Certificates(NSCs) in their names.
    • This loan can be taken as an overdraft or as a demand loan.
    • The margin for this loan is 10% of the accrued values of the securities that are pledged by you or the surrender value of your LIC policy.
    • This loan will need to be repaid within 60 months OR 2 months before your NSC or KVP or LLP (that you have pledged) will get matured.
    • The processing fee for this loan is 0.25% of your loan amount. The minimum fee will be Rs.100.

    Lakshmi Gold Power:

    This personal loan is provided by the bank to help individuals and entities meet a broad array of needs such as personal, business, and agricultural needs. This loan is given as an overdraft wherein the borrower will have to pledge their gold ornaments.

    • The minimum loan amount is Rs.0.50 lakh.
    • The maximum loan amount ranges from Rs.5 lakh to Rs.50 lakh.
    • The loan quantum will be decided as per the advance value for each gram that will be set by the bank on a regular basis, with regard to jewel advances.
    • The processing fee for this loan is 0.50% wherein the minimum fee will be Rs.100.
    • As a security, you will be required to pledge a certain portion of your gold jewellery.
    • This loan facility can be extended according to the annual review of your repayment.
    • You can avail this loan from any Lakshmi Vilas Bank branch that offers jewel advances.
    Apply for Personal Loan

    How to Apply for Lakshmi Vilas Bank Personal Loans

    • You can apply for LVB personal loans online by going to the bank’s official website. You can go to the ‘Support’ section of the website.
    • Here, you will need to click ‘Apply Online’.
    • You will now see an online form in which you will need to fill your personal details, contact details, and date of birth.
    • Next, you will have to select any of the product types from the drop-down option. You will have to select ‘Loans’ here.
    • You can then select the name of the product from the drop-down option.
    • You will also have to mention your preference for meeting a bank representative such as place and time. Now, you can click ‘Submit’ and your application will soon get processed.

    Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service from past 1 year, there service is too good, because of bank bazaar i had applied many financial products and there customer service is too good they have explain me about the financial product whatever i have applied they did good co-ordination with me and help me out in choosing good bank , i came to know about bank bazaar service through on line, and i have been using mobile application and the application is very much easy to access.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 14, 2018
    • Early Salary Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with EARLY SALARY recently,they have provided me sufficient loan amount on temporary bases they have given me up to 14,000 i expected a bit more but it was okay for me ,and the rate of interest they have charged me up to 30% per annum was nominal for me and processing fee they have charged me up to 150 plus gst was nominal i have took short term loan for 45 days only.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Nov 14, 2018
    • Early Salary Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with EARLY SALARY recently,they have provided me sufficient loan amount on temporary bases they have given me up to 14,000 i expected a bit more but it was okay for me ,and the rate of interest they have charged me up to 30% per annum was nominal for me and processing fee they have charged me up to 150 plus gst was nominal i have took short term loan for 45 days only.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 14, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with HDFC bank and my experience with this bank was good,the loan which i expected i got even rate of interest and processing fee is nominal compared to other banks.customer support team is good and they response to me very well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 14, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been use this bank bazaar service just couple of months, the service is excellent , the customer support team are good , i have applied cc from bank bazaar i found good in process, the process went very smooth i couldn't find any difficulty in documentation , i mostly use website only. In short service is good and easy to use.
      Was this review helpful? 1
      , mumbai
      Reviewed on Nov 14, 2018
    • Incred Personal Loan
      "Good card"
      0.5 4.0/5 "Great!"
      I have been holding my personal loan with INCRED bank for recently,they have provided me sufficient loan amount up to 1,50,000 ,and the rate of interest they have charged me was little high for me and processing fee they have charged me was high ,and there was delay in getting my loan they took up to 10-15 days in getting disbursal.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 14, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Bank-bazaar service is good i use mob lie application its easy to assess there is no problem in using this app, even customer care service is good they pro actively suggest me for any product which i want, service for documentation is good no problem with their service. I use this app from 1st time
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 14, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have been holding my personal loan with ICICI bank recently, the loan amount was sufficient for me, the rate of interest they have charged me was bit high they have charged up to 15.5% and processing fee they have charged me was 4% that is 5000 it was bit high in other bank processing fee is 4000 and there customer service is very co-operative.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 14, 2018
    • YES Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with YES BANK. I have a good experience where the documentation process is very good. I am satisfied with the loan amount . The rate of interest is very lower, duration is for 5 years to repay the loan also the processing fee is there.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 14, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with ICICI BANK , where i have applied for the loan previously and using it from past few months. I am satisfied with the services of this bank because they done the process very quick . The tenure period is 5year . Rate of interest charged by them is nominal .
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 14, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I came to know about this bank bazaar service while i was surfing Google i have applied credit card too in bank bazaar the service is quite good and even customer team is good they help me in applying a credit card from bank and the documentation part is good, i use bank bazaar website, i have been using this bank bazaar service from past 1-2 years.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 14, 2018
    • Cashe Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with CASH E recently,they have provided me sufficient loan amount and the rate of interest they have charged me is up to 2.5% which was nominal for me and processing fee they have charged up to 200 it is nominal and there was no issue in documentation,overall service was good.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 14, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have used bank bazaar service for first time, the moment when i had applied instantly i got call from the bank bazaar agent and there customer service is good they had responded me well like i had applied my personal loan through bank bazaar it quite fast process and i came about bank bazaar service through promotional ad that use to get pop up in every site and i have been using mobile application and website both are easy to access.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 14, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using my personal loan with TATA CAPITAL recently, the loan amount whatever i have expected they have given me it is sufficient and the rate of interest they have charged me is up to 11.2% which is nominal and they have not charged any processing fee and there was 1 day delay in getting my loan issue but it was okay.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 14, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service a month ago only,the service went very smoothly i had applied credit card from this website of bank bazaar and i have been using mobile application its easy to access , even customer support team is good they are very co-operative in nature.i came to know about this application through online.overall service is excellent.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 14, 2018
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using my personal loan with ICICI bank recently, the loan amount they have given me was sufficient it was more than my expectation they have given me and the rate of interest they have charged me up to 18% it is quite high and they processing fee they have charge me up to 9000 it is nominal and documentation part went smoothly, till now service was good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 14, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my personal loan with HDFC personal loan , there service is too good like they dont force me to take loan insurance they use to call and ask that you need insurance but never had forced me and the rate of interest they have given me was up to 15% it was nominal and loan amount they have given me was sufficient.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 14, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      I have been using bank bazaar service for first time, and i came to know about bank bazaar service through call the bank bazaar agent always call me and i have applied my loan through bank bazaar and i have been downloaded mobile application it was easy to access.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 14, 2018
    • ICICI Bank Personal Loan
      "Average service"
      0.5 5.0/5 "Blown Away!"
      I have been applied for ICICI bank personal loan recently, the loan amount which they have given me was sufficient they have given me up to 1,32,000 and the rate of interest they have charged me was up to 15.75% it is too high and there processing fee they have charged me was nominal but they had forcefully ask me to take insurance from this bank loan i need to give 4000 like my loan amount was approved up to 1,40,000 they deduct 4000 as insurance even in documentation part i had face lot of problem.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 14, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using the Bank Bazaar website for a while. The customer everything was great, I am using the website, easy to use. Overall there wasn't any issues with the Bank Bazaar side. Bank Bazaar is a flexible platform to compare and choose various banking products on line.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 14, 2018
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