Lalithaa Jewellery Gold Schemes

Features and Benefits of the Eleven Month Plan: 

1. Protection against gold price fluctuations: Customers can choose between weight-based or rupee-based calculations at the time of purchase, selecting the option that offers the most benefit. This feature safeguards against gold rate volatility throughout the scheme's duration. 

1. No value addition charges: Lalithaa Jewellery store covers 100% of the value addition charges on their entire range of gold jewelry, resulting in additional savings for customers. 

1. Bonus on Installments: As a token of appreciation, the scheme offers a 50% bonus on one month's installment amount, enhancing the overall value of the investment. 

1. Flexible Payment Options: The scheme allows for small, manageable monthly installments, making it easier for customers to plan and purchase their desired jewelry without financial strain. 

1. No Wastage Charges: There are no wastage charges on any jewelry purchased through this scheme, ensuring that customers receive full value for their money.
   

Jewellery Pre-booking Scheme 

Lalithaa store’s innovative jewelry scheme allows the customer to exchange the old jewelry for new pieces at no additional cost. Alternatively, you can enroll in the scheme with a one-time payment to purchase the jewelry of your choice. Additionally, your payment will be credited as either rupees or gold units in grams, based on the prevailing 22-carat gold rate on the day of payment. 

Scheme details: 

1. After 5 Months (150 Days): Gold jewelry with V.A. charges up to 5% can be purchased without any V.A. charges. For charges exceeding 5%, the customer must bear the difference. 

1. After 6 Months (180 Days): Gold jewelry with V.A. charges up to 6% is available with no V.A. charges. Any charges beyond 6% are payable by the customer. 

1. After 7 Months (210 Days): Gold jewelry with V.A. charges up to 7% can be availed without V.A. charges. Excess charges above 7% must be covered by the customer. 

1. After 8 Months (240 Days): Gold jewelry with V.A. charges up to 8% is provided with no V.A. charges. Customers bear charges of over 8%. 

1. After 9 Months (270 Days): Gold jewelry with V.A. charges up to 9% is offered without V.A. charges. Any charges exceeding 9% are payable by the customer. 

1. After 10 Months (300 Days): Gold jewelry with V.A. charges of up to 10% can be purchased with no V.A. charges. Customers bear any additional charges beyond 10%. 

1. After 11 Months (330 Days): All categories of gold jewelry are available with no V.A. charges. Additionally, diamond jewelry can be purchased with a 50% reduction in V.A. charges and Rs.1,000 off per carat. 

Note: This scheme is not applicable for platinum jewelry and silver items. 

Features and Benefits of the jewellery pre-booking scheme are as follows: 

1. Old Gold Exchange: You can exchange your old gold jewelry for new designs without incurring any additional costs.  

1. One-Time Payment Option: The scheme allows for a single payment, providing flexibility in purchasing the jewelry of your choice.  

1. Credit Based on Current Gold Rates: Your payment is credited in rupees or gold units (grams) according to the prevailing 22-carat gold rate on the day of payment, ensuring transparency and value for your investment.