Kalyan Jewellers Gold Schemes

Kalyan Jewellers has partnered with leading banks across the UAE to bring customers an Easy Instalment Plan (EIP) that makes purchasing exquisite jewellery more convenient than ever. With this plan, customers can turn their dream of owning beautiful jewellery into reality without straining their finances. In addition, Kalyan Jewellers offers a loyalty programme that enables customers to earn and redeem reward points effortlessly, enhancing the overall shopping experience. 

Explore My Kalyan Outlets

My Kalyan outlets are more than just stores; they serve as hubs for customer education and convenience. Catering to customers who are new to the gold and jewellery market, these mini stores offer comprehensive guidance and services, such as: 

  1. Gold & Diamond Purchase Plans: Simplified enrolment processes for purchasing precious jewellery over time. 
  1. Gold Insurance Plans: Protection for your investments with tailored insurance options. 
  1. Wedding Jewellery Guidance: Expert advice to help you select the perfect pieces for your special day. 
  1. Price Protection: Advance booking of gold to shield you from price fluctuations. 
  1. Gift Voucher Sales: The perfect gifting solution for your loved ones. 

Additionally, My Kalyan outlets feature an exclusive collection of diamond jewellery at surprisingly affordable prices, making luxury accessible to all. 

Kalyan Gold schemes

Dhanvarsha: Easy Instalment Plan 

Kalyan Jewellers has partnered with leading banks across the UAE to bring customers an Easy Installment Plan (EIP) that makes purchasing exquisite jewellery more convenient than ever. With this plan, customers can turn their dream of owning beautiful jewellery into reality without straining their finances. In addition, Kalyan Jewellers offers a loyalty programme that enables customers to earn and redeem reward points effortlessly, enhancing the overall shopping experience. 

Save Smartly with Dhanvarsha 

Dhanvarsha, one of Kalyan Jewellers’ flagship savings schemes, offers a golden opportunity to invest in jewellery through systematic savings. Customers can: 

  1. Save over 11 months a month to accumulate funds for purchasing gold, diamonds, polki, uncut jewellery, and other precious items. 
  1. Benefit from this hassle-free saving mechanism to make meaningful investments while enjoying the flexibility of instalments. 
  1. This plan allows customers to align their savings with their aspirations, turning dreams of owning luxurious jewellery into reality. 

Dhan Samriddhi Scheme 

The Dhan Samriddhi Scheme is a thoughtfully designed gold purchase plan that helps you systematically save for significant occasions, such as weddings or festive celebrations. With flexible payment options and attractive benefits, it ensures your gold purchase journey is both efficient and rewarding. 

Key Highlights of the Dhan Samriddhi Scheme 

  1. Hassle-free Enrolment: Easily enrol in the scheme through simple and convenient processes. 
  1. Online Payment Convenience: Make monthly payments online from the comfort of your home. 
  1. Assured Discounts: Enjoy guaranteed discounts based on your membership fee and scheme tenure: 
  1. Up to 2.67 times the membership fee for the 11-month scheme. 
  1. Up to 6 times the membership fee for the 6-month scheme. 

Benefit Illustration 

11-month Scheme 

  1. Monthly Payment: Rs. 5,000 
  1. Total Instalments: 11 (Rs. 55,000 total) 
  1. Membership Fee: Rs. 3,000 

Redemption Purchase Value 

Gold Discount Eligible 

Additional Benefits 

Above Rs. 1,11,000 

Rs. 8,010 

7% off on diamond jewellery or 5% off on stone or studded jewellery (up to Rs. 1,20,000) 

Below Rs. 1,11,000 

Rs. 6,750 

7% off on diamond jewellery or 5% off on stone or studded jewellery (up to Rs. 1,20,000) 

6-month Scheme 

  1. Monthly Payment: Rs. 5,000 
  1. Total Instalments: 6 (Rs. 30,000 total) 
  1. Membership Fee: Rs. 500 

Redemption Purchase Value 

Gold Discount Eligible 

Additional Benefits 

Above Rs. 60,000 

Rs. 3,000 

9% off on diamond jewellery or 7% off on stone or studded jewellery (up to Rs. 60,000) 

Below Rs. 60,000 

Rs. 2,375 

9% off on diamond jewellery or 7% off on stone or studded jewellery (up to Rs. 60,000) 

Shop Anytime, Anywhere with Candere 

Candere, Kalyan Jewellers’ specially designed online portal, takes convenience to the next level. This platform allows customers to explore and shop for Kalyan’s exquisite jewellery designs from the comfort of their homes. Key features include: 

  1. A wide range of jewellery options tailored to suit all occasions. 
  1. Secure online transactions and doorstep delivery. 
  1. Round-the-clock accessibility ensures you never miss out on your favourite designs. 

Turn Every Spend into Gold 

Kalyan Jewellers’ innovative card transforms everyday spending into gold. With every purchase, customers can earn rewards that bring them closer to owning their dream jewellery. This initiative adds immense value to daily expenses, making the journey to luxury even more rewarding. 

How the Kalyan Jewellers Savings Scheme Works 

Step 1: Enrolment 

  1. Interested customers can join the scheme at any time without paying any registration fees. 
  1. To enrol, visit any Kalyan Jewellers store or register online. 

Step 2: Product Selection 

  1. During enrolment, select the desired ornament along with its size, length, and weight. 
  1. On the 8th of each month, customers can either change their selection or reconfirm the previous choice. 

Step 3: Payment of Instalments 

  1. Make monthly instalments every 30 days. 
  1. The instalment amount ranges from Rs. 500 to Rs. 40,000, based on the selected ornament. 
  1. Payments can be made using cash, demand drafts, or cheques. 

Step 4: Tenure 

  1. The scheme has a maximum tenure of 365 days. 
  1. You can close the scheme after paying the 11th instalment. 

Step 5: Closing the Scheme 

  1. After the 11th instalment, visit a Kalyan Jewellers showroom within 20 days. 
  1. Pay any pending balance and collect your ornament. 
  1. Delivery charges will apply for online registrations. 

Step 6: Weight and Tax Adjustments 

  1. The actual weight of the selected ornament may vary by up to 10%, and charges will be based on the actual weight. 
  1. Customers will need to bear any sales tax and other applicable taxes. 

Step 7: Additional Conditions 

  1. If the selected product is not taken, customers can purchase any other product at the store based on the price and value-added charges displayed. 
  1. Gold card holders are not eligible to earn points on this scheme. 

You can reach out to your nearest Kalyan Jewellers store to get the exact details of the process. 

Important Notes 

  1. Customers can choose between Gold Discounts or Studded Jewellery Offers; both cannot be availed simultaneously. 
  1. The scheme benefits can be clubbed with ongoing seasonal store offers for additional value. 
  1. GST and other applicable taxes are additional and must be borne by the customer. 
  1. Membership Fees are non-refundable. 
  1. This scheme can be purchased without membership, but gold discounts will not apply. 
  1. Discounts are eligible only for Priority Customers. 

Conclusion 

Kalyan Jewellers’ Easy Instalment Plan, along with its diverse range of services, makes luxury jewellery affordable, accessible, and convenient for everyone. From educational initiatives and savings schemes to personalised matchmaking and seamless online shopping, Kalyan Jewellers continues to redefine customer satisfaction. Start your journey today and experience the joy of owning timeless jewellery that lasts a lifetime. 

FAQs on Kalyan Jewellers Gold Schemes

  • What is the Easy Instalment Plan (EIP) offered by Kalyan Jewellers?

    Kalyan Jewellers’ EIP allows customers to purchase jewellery conveniently by converting their payments into easy monthly instalments. This plan is available through partnerships with leading banks in the UAE. 

  • What services are provided at My Kalyan outlets?

    My Kalyan outlets offer services such as gold and diamond purchase plans, gold insurance, wedding jewellery guidance, advance gold booking for price protection, and gift voucher sales. They also feature a collection of affordable diamond jewellery. 

  • How does the Dhanvarsha savings scheme work?

    Customers can save over 11 months a month to purchase gold, diamonds, polki, uncut jewellery, and other precious items. This scheme is designed to help customers make systematic savings toward their jewellery goals. 

  • Can I shop for Kalyan Jewellers products online?

    Yes, Kalyan Jewellers’ online portal, Candere, allows customers to shop for a wide range of exquisite jewellery designs anytime, anywhere, with secure transactions and doorstep delivery. 

  • What is the benefit of the Kalyan Jewellers loyalty programme?

    The loyalty programme enables customers to earn and redeem reward points on purchases, making the shopping experience more rewarding and cost-effective. 

  • How does the price protection service at My Kalyan outlets work?

    Customers can book gold in advance at My Kalyan outlets to lock in the current price and protect themselves from future price fluctuations. 

  • What is the Kalyan Jewellers card, and how does it work?

    The Kalyan Jewellers card allows customers to earn rewards on everyday spending, which can be redeemed for jewellery purchases, turning daily expenses into valuable savings. 

  • What is the Dhan Samriddhi Scheme, and how does it work?

    The Dhan Samriddhi Scheme is a gold purchase plan designed to help customers systematically save for significant occasions like weddings or festive celebrations. Customers make monthly payments for either 6 or 11 months, and at the end of the tenure, they can redeem their savings along with assured discounts on gold and jewellery purchases. 

  • Are the membership fees refundable, and what do they cover?

    No, the membership fees are non-refundable. However, they contribute to unlocking assured discounts and additional benefits, such as gold discounts and studded jewellery offers. 

  • Can the scheme benefits be combined with other offers?

    Yes, the scheme benefits can be clubbed with ongoing seasonal store offers for extra value. However, customers must choose between gold discounts or studded jewellery benefits as both cannot be availed simultaneously. Additionally, GST and other applicable taxes must be borne by the customer.  

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