ICICI Bank is India’s largest commercial bank. It has grown at an accelerated pace since its establishment and has branches that are spread all across the country. The bank has also diversified in terms of the financial solutions that it offers its customers.
The products that ICICI Bank offers its customers range from the basic savings account to investment instruments such as mutual funds. Its large customer base can be attributed to the diverse range of products that it offers and the quality of service that it provides. One of these products is the current account that is available to customers in several variants. Each type of current account has been designed to suit the financial needs and requirements of the account holder.
The bank has a range of Premier Current Accounts that it offers its customers. One of these is the Current Account for Large Domestic Businesses. This account has several variants based on the customer’s requirements. Each of these accounts differ in terms of the minimum average balance that the account holder is expected to maintain. The following are the current accounts that fall under this category:
- Club Elite Ivy
The Club Elite Ivy Current Account provides account holders with an enhanced banking experience. The bank provides account holders with special privileges such as a dedicated relationship manager and priority service on the bank’s corporate customer care. Additionally, the Club Elite Ivy Current Account does not attract any penalties for non-maintenance of the average monthly balance.
- Roaming Current Account Elite
This account has been designed for high end business transactions within the same city. Furthermore, the account permits account holders to make free cash deposits up to Rs.1 crore. Other benefits include free cheque collections and payments anywhere in the country. Roaming Current Account Elite account holders receive free mobile alerts and a business banking debit card from the bank.
- Smart Business Account- Platinum
This account is an extension of the Smart Business Account and adjusts itself to the needs of the account holder’s business. The bank provides account holders with the benefit of free monthly limits on the maintenance of the monthly average balance. Account holders also receive 600 free cheque leaves each month for their business transactions.
- Roaming Current Account (RCA) Platinum
Individuals who hold this type of current account have the benefit of higher free cash limits on the minimum monthly average balance. The bank provides free cheque collection and payments from anywhere in the country. Additionally, the bank provides its internet banking, mobile banking, and SMS alert facilities free of charge.
- Roaming Current Account Gold Plus
This account type provides account holders with the benefit of making free cash deposits up to 10 times of the account’s minimum average balance. The bank provides account holders with 600 free cheque leaves on a monthly basis. Additionally, the bank provides its internet banking, mobile banking, and SMS banking facilities free of charge.
- Made 2 Order Current Account
The Made2Order Current Account allows account holders the advantage of customising the features of their account to match the requirements of their business.
ICICI Bank has current accounts that can be changed and adapted as per the evolution of the customer’s business.
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