Pay LIC Insurance Premium Online Through Credit Card
Life Insurance Corporation (LIC) provides a variety of insurance solutions that cater to the needs of people from different backgrounds. With increasing number of people opting for some or the other type of insurance policy offered by the company, it has made insurance premium payment easy and convenient for its customers by introducing online payment channels.
While there are a variety of online channels through which LIC customers can pay their insurance premium, making payments through credit card is one of the popular options and here we discuss the step-by-step guide to do the same.
Step-by-Step Guide to Pay LIC Premium Using a Credit Card (For First Time Users)
If you're paying your LIC premium for the first time using your credit card, you can make online payment without registration. Follow the instructions mentioned below.
- Visit LIC's official website (www.licindia.in)
- Under 'Online Services', click on 'Pay Premium Online' option
- You will be redirected to a new page, where you find two options - one for registered LIC users and another for first time users
- Since you're paying insurance premium for the first time online, click on 'Pay Direct'
- You will be redirected to a new page where you need to select 'Renewal Premium/ Revival' and click on 'Proceed' in the next page
- You will then be taken to customer validation page, where you need to enter your policy number, date of birth, mobile number, instalment premium amount and email ID. Once you have entered all the details, check the 'I Agree' box and click on 'Submit'
- Once the customer details are validated, you will be redirected to premium payment options page, where you need to select policy type and premium option and click on 'Submit'
- You will then be taken to payment page, where you will find policy details including policy number, premium amount, taxes, other fees, and total amount payable. Confirm the details and check the 'Pay Prm' box and click on 'Submit'
- You will then be redirected to payment interface, where you need to choose the appropriate payment option. Since you're using your credit card, choose the first option which says 'Internet banking/Amex Cards/ Debit Cards/ e-Wallets/ Credit Cards and click on 'Yes'
- You will then be directed to payment gateway, where you need to select credit card and enter card details to process the payment
On successful premium payment, you will see an acknowledgment confirming the payment. You will also receive payment receipt to the registered e-mail ID within 48 hours.
Step-by-Step Guide to Pay LIC Premium Using a Credit Card (For Registered Users)
Registered LIC Insurance customers can directly login to their accounts to pay their LIC insurance premium. Below are the instructions to pay the premium using your credit card.
- Visit LIC's official website (www.licindia.in)
- Under 'Online Services', click on 'Customer Portal' option
- On the 'LIC's e Services' page, click on 'Registered User'
- You will be redirected to login page, where you need to enter your user ID/e-mail/mobile, password and date of birth and click on 'Sign in'
- From the left side menu, select 'Pay Premium Online' option under 'Premium Services'
- You will then be redirected to premium payment options page, where you need to select policy type and premium option and click on 'Submit'
- You will then be taken to a new page, where you will find policy details including policy number, premium amount, taxes, other fees, and total amount payable. Confirm the details and check the 'Pay Prm' box and click on 'Submit'
- You will then be redirected to payment interface, where you need to choose the appropriate payment option. Since you're using your credit card, choose the first option which says 'Internet banking/ Debit Cards/ e-Wallets/ Credit Cards' and click on 'Yes'
- You will then be directed to payment gateway, where you need to select credit card and enter card details to process the payment
On successful premium payment, you will see an acknowledgment confirming the payment. You will also receive payment receipt to the registered email ID within 48 hours.
FAQs on Pay LIC Insurance Premium Online Through Credit Card
1.In case I am not a registered user, can the LIC insurance premium be paid via credit card?
Yes, the LIC insurance premium can be paid on the official website of LIC even if you are not a registered user.
2.Which website must I visit to pay the LIC insurance premium?
You must visit https://www.licindia.in/Home-(1)/Online-Payment in order to pay the LIC insurance premium.
3.Will there be any additional charges levied in case I pay the LIC insurance premium via credit card?
No additional charges will be levied in case you pay the LIC insurance premium via credit card.
4.Will there be a convenience fee levied in case I pay the LIC insurance premium via credit card?
No convenience will be levied in case you pay the LIC insurance premium via credit card.
5.Can I pay the renewal premium through a credit card?
Yes, the renewal premium of the LIC insurance can be paid via credit card.
Annie Jangam is a financial writer with a unique background in biotechnology and eight years of genomics research experience, culminating in 6 international publications. She combines her analytical and communication skills to simplify complex financial concepts, delivering precise and creatively engaging content in the fintech industry. She covers various financial products such as banking, insurance, credit cards, tax, commodities, and more. Outside of the financial realm, she dabbles in poetry. Her extracurricular passions include organizing events like One Billion Rising and Human Rights Day. She is committed to the equality of all people, a principle rooted in her Christian faith. Annie strives to embody the values of faith, hope, and love in both her work and her life.
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