Generally, all credit cards come with an expiration date, just like a debit card. This date is printed on the front side of the credit card and is an important piece of information that is used for verification purposes. Therefore, it adds up to also act as a security feature. An expiration date basically means that the credit card is not valid and can be used only up to the said date printed on the respective card. All customers will have to renew their credit cards post their expiration date.
All Visa credit cards come with an expiry date and this date cannot be changed. Cardholders will have to renew their cards and cannot use an expired card at any cost.
Yes, most banks keep a track of the credit card expiration dates and will ideally courier a new credit card with the same number to the customer well in advance.
The expiry date that is embossed on a credit card acts as a security feature and helps prevent fraud of any kind. It acts as an additional protective layer as most retailers and merchants verify this piece of information.
Most banks allow customers to use the credit card until the end of the month.
Even after the credit card expires, the credit card account of the customer will still be active, unless he/she wishes to close the same.
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