How to Change Name on your Credit Card
All financial institutions and credit card companies have their own processes in place for approving requests for name changes on the credit card. You should reach out to your credit card issuer and find out the documents required and the process to follow to change your name on the credit card.
Process for Changing the Name on Your Credit Card
- Step 1: Make sure to update your government-issued IDs first. These will include your Aadhaar card, voter ID and PAN card, driving licence, and passport.
- Step 2: The credit card issuer will need to see proof of legal identification before they approve the request to change your name on your credit card.
- Step 3: Once you learn the policy of your credit card issuer, you need to submit a form that they will give you along with the required documents.
- Step 4: Once you have submitted all the required documents, the request will be processed.
- Step 5: You will receive your credit with the new name in 7 business days.
Documents Submitted to change the Name on the credit card?
One of the below-mentioned documents must be submitted to change the name on the credit card:
- Affidavit duly notarised
- Court order
- Driving Licence
- Ration Card
- Permanent Account Number (PAN) Card
- Passport
FAQs on Changing Name on Your Credit Card
1.Will my credit score be impacted in case the name is changed on the credit card?
No, the credit score will not be impacted if you change the name on the credit card. Once the changes have been made on the credit card, the name will be updated on the credit report as well.
2.Can the passport be submitted as proof of identity?
Yes, the passport can be submitted as proof of identity to change the name on the credit card.
3.Do I have to submit any physical copies of the identity proof for change of name?
Certain credit card providers may request physical copies of the identity proof to change the name on the credit card.
4.How long will it take for me to receive the new credit card?
In the case of a name change, it may take up to 7 working days for you to receive the new credit card.
Kankana Mukherjee is an engineer and has over 4.5 of experience in content writing. Combining the expertise in financial content writing achieved in her 2 years association with BankBazaar, and a knack for clear and engaging content, Kankana simplifies complex financial concepts and offers practical insights to help readers make informed decisions and achieve financial success.
Disclaimer
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2026 BankBazaar.com.