Will my credit score be impacted in case the name is changed on the credit card?

No, the credit score will not be impacted if you change the name on the credit card. Once the changes have been made on the credit card, the name will be updated on the credit report as well.

Can the passport be submitted as proof of identity?

Yes, the passport can be submitted as proof of identity to change the name on the credit card.

Do I have to submit any physical copies of the identity proof for change of name?

Certain credit card providers may request physical copies of the identity proof to change the name on the credit card.

How long will it take for me to receive the new credit card?

In the case of a name change, it may take up to 7 working days for you to receive the new credit card.

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How to Change Name on your Credit Card

All financial institutions and credit card companies have their own processes in place for approving requests for name changes on the credit card. You should reach out to your credit card issuer and find out the documents required and the process to follow to change your name on the credit card.

Updated On - 16 Sep 2025

Process for Changing the Name on Your Credit Card

Step 1: Make sure to update your government-issued IDs first. These will include your Aadhaar card, voter ID and PAN card, driving licence, and passport.
Step 2: The credit card issuer will need to see proof of legal identification before they approve the request to change your name on your credit card.
Step 3: Once you learn the policy of your credit card issuer, you need to submit a form that they will give you along with the required documents.
Step 4: Once you have submitted all the required documents, the request will be processed.
Step 5: You will receive your credit with the new name in 7 business days.

Steps to change your name on Credit Card

Documents Submitted to change the Name on the credit card?

One of the below-mentioned documents must be submitted to change the name on the credit card:

FAQs on Changing Name on Your Credit Card

Will my credit score be impacted in case the name is changed on the credit card?
No, the credit score will not be impacted if you change the name on the credit card. Once the changes have been made on the credit card, the name will be updated on the credit report as well.
Can the passport be submitted as proof of identity?
Yes, the passport can be submitted as proof of identity to change the name on the credit card.
Do I have to submit any physical copies of the identity proof for change of name?
Certain credit card providers may request physical copies of the identity proof to change the name on the credit card.
How long will it take for me to receive the new credit card?
In the case of a name change, it may take up to 7 working days for you to receive the new credit card.

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