How to Change Your Name on Credit Card

All financial institutions and credit card companies have their own processes in place for approving requests for name changes on the credit card. You should reach out to your credit card issuer and find out the documents required and the process to follow to change your name on the credit card.

Process for Changing the Name on Your Credit Card

• Step 1: Make sure to update your government-issued IDs first. These will include your Aadhaar card, voter ID and PAN card, driving licence, and passport.
• Step 2: The credit card issuer will need to see proof of legal identification before they approve the request to change your name on your credit card.
• Step 3: Once you learn the policy of your credit card issuer, you need to submit a form that they will give you along with the required documents.
• Step 4: Once you have submitted all the required documents, the request will be processed.
• Step 5: You will receive your credit with the new name in 7 business days.

FAQs on Changing Name on Your Credit Card

1. Will your credit score be affected when you change your name on the credit card?

   Legally speaking, when you change your name on the credit card, it will not affect your credit score. Once your name has been updated on the credit card, your name will be updated on your credit report as well.

2. Will I have to submit the physical copies of all my identity proof documents?

   A few credit card companies might accept digital scans of the documents, and a few may need the physical forms.

3. Can I submit my passport as an identity proof?

   Yes, you can submit your passport as a document for proof of identity.