HDFC Bank’s PayZapp is a complete payment solution that empowers an individual to pay with the help of just one click. The app allows individuals to buy products from the partner apps, book movie tickets, send money to anyone, pay utility bills among many other things while staying in the comfort of his/her home. The biggest benefit of PayZapp is that it allows individuals to not only link their debit and credit card that they availed from HDFC bank but also the ones availed from different banks to make the payments. PayZapp apart from allowing individuals to carry out the above mentioned activities also enables them to buy groceries, compare and book flight tickets as well as hotels, shop online at SmartBuy, recharge their mobiles, DTH, data cards etc.
How To Make Payment With The Help Of Payzapp?
Payments can be made for various purposes using PayZapp. An individual can do so in three simple ways:
Scan to pay: Simply scan the Bharat QR code at merchant outlets and pay.
Pay/Send Money: Use this feature to pay/transfer money from the PayZapp account to another PayZapp account or directly to the bank account.
Online Pay: Individuals can pay online choosing the ‘Pay with PayZapp’ option. Apart from this individual can also use the PayZapp wallet to pay using the cards linked with PayZapp.
Steps To Make Payments Using The Three Ways Available On Payzapp
To make any payment using the three ways made available by PayZapp involves certain steps. Below mentioned is the step-wise guide with regard to the three ways, while looking to make payments:
Scan to pay: The steps involved while looking to make payments through ‘Scan to Pay’ are as follows
Click on Scan to Pay
Scan Bharat QR code at the merchant outlet or website
Enter the amount that is to be paid
Click on Approve button to complete the payment
Pay/Send Money: To send money to the bank account of the individual as well as to PayZapp account, the steps involved are as follows:
PayZapp to bank account
Click on Pay/Send money
Click on bank icon
Enter account name, account number, IFSC code, account type and amount
Click on ‘Proceed’
PayZapp to other PayZapp account
Click on Pay/Send money
Enter the details asked for and click ‘Continue’
Click on ‘Proceed’ to make the payment
Online Pay: To make payments using the ‘Online Pay’ option, the steps involved are as follows:
Select ‘Pay with PayZapp’
Next, select the card with which the individual intends to make the payment
Click the approve button to complete the payment
How To Link Credit Card To Payzapp App?
To link one’s credit card to the PayZapp app, the process involved is mentioned below:
First thing that needs to be done for linking one’s credit card with the PayZapp app is to install the app on the smartphone. An individual can get it from the App store or from Google Play. It can also be availed by giving a missed call on the toll free number 1800 833 4141 or by simply sending a SMS typing ‘PAYZAPP’ to 5676712 or scanning the QR code.
After availing the app, the next thing that needs to be done is to register with the mobile number that is registered with HDFC bank and fill in the details asked for.
Verify the authentication code sent on the mobile number
Following that the individual needs to create a secure PIN that is within 4-12 digits.
Next, link any debit and credit card by scanning the card or by entering the card details.
Making Hdfc Credit Card Payment Through Payzapp App?
An individual can make credit card payment through PayZapp after linking the card with the app. Following the successful linking, the individual merely needs to
Select ‘PayZapp’ as the payment mode
Key-in the PayZapp secure PIN
Confirm the linked credit card
The process initiated to make payments for any purpose like buying groceries, booking tickets etc is completed instantly without much hassle.
How To Pay Utility Bills & Recharge Mobile / Dth Using Payzapp?
HDFC’s PayZapp app apart from other things also allows individuals to make instant bill payments and carry out mobile recharges. All one needs to do is to link the credit or debit card through which one intends to carry out the transactions. The detailed steps through which an individual can carry out online recharge as well as make bill payments are as follows:
Select the Recharge/Bill Pay option on the ‘PayZapp’ app
Choose mobile recharge/bill pay option depending on the requirement
Enter the mobile number or the subscriber/consumer ID
Select the service provider
Enter the amount that is to be paid
Use the card that is linked with the app to make the payment and it is done
Why Pay With Payzapp?
By using PayZapp, an individual can avail a lot of benefits. Some of them are as follows:
No need to stand in queue for paying utility bills
Enables convenient shopping experience
Purchase movie tickets at best prices
Avail best offers while booking flight and bus tickets as well as hotels
Can send money to anyone using their mobile number or the email ID
Get access to special offers provided by top brands
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
I have ICICI bank credit card which was offered through Bank .I am using this credit card for the past 6 months and the credit limit was really good and it was sufficient as well .This was a free card and there are good reward points as well as cash back offers .I have got the credit card on time without any delay .
I am using RATNAKAR bank Bajaj credit card for more than a year which was applied through an other channel. It is an annual fee chargeable of 1000 rupees. The credit limit is given for 45 thousands which was sufficient. There is an EMI option but charges are high 23%. I use this card for shopping and get reward points.
I have HDFC Bank credit card which was applied through Bank directly .The credit limit was really good and it was sufficient as well and got all the details about the card process very clearly through the agent.This was a free card and got the card on time .Customer service is also good and getting good response if contact for any query .
I have State Bank Of India credit card which was applied through Bank directly and got it .I am satisfied with the credit limit and got all the details about the card process very clearly through the agent.This was a chargeable card and got the card on time .Customer service is also good and getting good response .
I am using ICICI Bank credit card which i am using for more than 2 years .I have taken this credit card through bank directly.This was a free card and got the details about the card process through the agent.I have got very good credit limit and this card is good to use .I am very much comfortable with the service so far .
I am using Axis Bank credit card which i am using for more than 2 years .I have taken this credit card through bank directly.This was a free card and got the details about the card process through the agent.I have got good credit limit and this card is good to use .I am satisfied with the service so far .
I am satisfied with Bankbazaar's service. Bankbazaar is helping me a lot to get credit card. I had come to know about Bankbazaar from Google. I have downloaded their mobile application. I am receiving update credit score and I can check loans and credit card offers.
I applied for HDFC BANK MONEYBACK CREDIT CARD. I submitted my documents online. They have closed my application as my credit score is very low. I tried 2-3 times for credit card. My salary account is with HDFC Bank still they are rejecting my application.
I have State Bank Of India credit card which was taken through Bank directly.I am using this credit card for the past 2 years ,This was a life time free card and satisfied with the credit limit as well.There are reward points but no cash back offers .The service was really good and i am very much comfortable to use this card .
I have HDFC Bank credit card which was taken through Bank directly.I am using this credit card for the past 4 years ,This was a free card and i have got a very good credit limit it was upto 1lakh .There are good cash back offers and reward points .I am using this card for mostly for online purchase and i am getting good offers as well.
Was this review helpful?
Reviewed on Sep 21, 2019
I am using Axis Bank credit card which was taken through Bank directly .I am using this credit card for the past 1 year .The credit limit was really good it was upto 40,000 and it was very much comfortable as well.This was a chargeable card and having good reward points as well as cash back offers.
I have been using Bankbazaar's mobile application for a long time. I am using it to my account details, loans and credit card offers. I am really satisfied with their services. I have come to know about Bankbazaar from a promotional message.
I have HDFC Bank credit card which was offered through Bank .I am using this credit card for the past 1.5 years.The credit limit was good and it was acceptable as well. There are really good reward points as well as cash back offers ,This was a free card and it is very easy to use and it was smooth as well .
I had applied a MONEYBACK CARD from HDFC Bank. I had arranged the documents to submit. I called them many times but their number was not reachable. I just spoke to them one on the phone once. One of their executives told me that they don't give loan to security guard.
I have been using Bankbazaar's service for the last 2-3 years. I have downloaded their mobile application to check credit card offer and loans. It's very useful. I had come to know about Bankbazaar when I received a promotional message to check credit score.
I had applied HDFC BANK MONEYBACK credit card. Their executive called and informed me that my application has been closed because my employer is not private limited. I submitted my documents online. Their customer service was good, they gave me proper information.
Last two years I am using SBI simply save card, its easy to access any where either in all the swiping machine. It has yearly fee around Rs.2500, they have airport lounge, travel discounts, they do have cash back at amazon, flipkart and other sites.
I have HDFC Bank credit card which was taken through Bank.I am using this credit card for the past 1 year .This was a free card and the agent gave all the information about the card process.I have got the credit card on time and the credit limit was good .I have not submitted any documents since it was a paperless approval .
My master privilege card has yearly fee of Rs.1500, Its a basic card for regular usage. Some time I get fuel surcharges around 2% but its not so beneficial , I am getting reward points based on my spend. For 100 rupees I get 4 points is equal to one rupee.
AXIS bank upgraded my credit card feature in my seven years of experience, earlier I had my zone card now I got classic signature card it has yearly fee of Rs. 5000, they give same value of Rs.5000 cash back for shopping purpose like big bazaar and they do have airport lounges, air miles.