RBL Bank - Know More Info about Products Offered & Banking Services

Products Offered by RBL Bank 

Some of the products that are offered by RBL Bank are mentioned below: 

Accounts 

Several deposit accounts are offered by RBL Bank with different benefits. Some of the accounts that are offered by the bank are listed below: 

1. Savings Accounts -  RBL Bank allows you to open a savings account online within five minutes. The bank offers the account at a high interest rate. 

1. Current Accounts - Various current accounts are offered by the bank that can be opened online. Certain current accounts allow you to pay direct taxes online. 
2. Doctors Account - The account is offered to health care professionals and doctors. You can choose the account number under the Doctors Account. 

Deposits 

The FD and RD schemes offered by the bank come with attractive interest rates. RBL Bank provides the option to open an account online as well. 

1. Fixed Deposits - Several FD schemes are offered by RBL Bank. The tenure of the scheme may vary from 7 days to 20 years. 

1. Recurring Deposits - The RD scheme offered by the bank comes with a tenure ranging between 6 months and 20 years. Nominees can be added to the account as well. 

Cards 

Several debit cards and credit cards are offered by RBL Bank with different benefits. 

1. Debit Cards - Various debit cards are offered by the bank with different features and benefits. You can apply for a debit card online as well. 
2. Credit Cards  - RBL Bank offers the option to apply for a credit card online. A host of benefits and features are offered by the bank on its credit cards. 

Loans 

Depending on your requirements, several loans are offered by RBL Bank, some of which are listed below: 

1. Education Loan - RBL Bank offers an education loan of up to Rs.20 lakh at attractive interest rates. The loan can be used for higher education in India or abroad. 
2. Working Capital Finance - The loan is offered in order to help your business progress. The process to apply for the loan is simple and minimal documents will need to be submitted. 
3. Car Loan - You can avail a car loan from the bank to purchase a new car. Up to 90% of the on-road price of the car may be provided as a loan. 

1. Home Loan - Up to Rs.10 crore may be offered by the bank as a home loan. Salaried employees, professionals, and self-employed individuals can apply for the loan. 
2. Personal Loan - RBL Bank offers a personal loan at attractive interest rates. Up to Rs.20 lakh may be offered by the bank as a loan. 
3. Business Loan - Up to Rs.35 lakh may be provided as a business loan by RBL Bank. No security or collateral will need to be provided to avail the loan. 
4. Loan Against Property -  Both commercial and residential property may be provided as collateral. The maximum loan amount that will be provided is up to Rs.10 crore. 
5. Overdraft Against Property - The loan is offered at attractive interest rates. Up to 80% of the value of the property may be provided as a loan. 

1. Affordable Housing Loan - Up to Rs.35 lakh may be provided as a loan. The repayment tenure is up to 20 years. 

Insurance 

Different insurance products are offered by RBL Bank, some of which are listed below: 

1. Health Insurance - Three health insurance plans are offered by the bank that comes with several features and benefits. 
2. General Insurance - Several general insurance plans are offered by RBL Bank to meet your requirements. You can apply for certain insurance plans online as well. 

1. Life Insurance - Different life insurance policies are offered by RBL Bank with various benefits. The bank also provides the option to purchase a policy online. 

Investments 

Some of the investment options that are provided by RBL Bank are mentioned below: 

1. National Pension System - The PFRDA has appointed RBL Bank as a Point of Presence (POP) for the scheme. 
2. e-ASBA - Investment in FPOs and IPOs can be made through this facility. 

Banking Services 

Some of the banking services that are offered by the bank are given below: 

1. Chat with RBL Cares -  Assistance is provided for credit card and bank account-related queries via RBL Cares. 
2. Mobile Banking - You can download the app on your smartphone. Several products can be opened on the RBL Bank mobile application. 
3. Net Banking - The net banking facility offered by the bank allows you to access account details.