HDFC Bank

HDFC Bank offers different types of accounts to its customers. They are given below: 

1. Savings Account: Choose from a host of savings account options available based on your eligibility criteria and financial capabilities. 

1. Salary Account: Apply for customised salary accounts and as an employee enjoy the benefit of having a zero-balance account. 
2. Current Account: Open a current account if you own a business and carry out withdrawals and make deposits as per your requirements. 
3. Rural Account: If you reside in a rural area or if you are a farmer, then you can open a rural savings account that will be able to understand your lifestyle and banking requirements. 
4. Sukanya Samriddhi Yojana: Avail this saving scheme to ensure the future of your girl child is secure. 
5.  Public Provident Fund: Invest in PPF to ensure that not only you are able to maximise your savings but also enjoy tax benefits. 

Deposits 

You can avail different deposit options as per your financial requirements: 

1. Fixed Deposits: Open a fixed deposit account with HDFC Bank and earn attractive interest on your deposit amount. 
2. Recurring Deposits: Open a recurring deposit account with a maximum amount of up to Rs.2 crore for a tenure of up to 10 years. 
3. Tax Saving Fixed Deposit: Open a tax-saving fixed deposit and not only earn interest on your deposits but also save on your taxes. 

Cards 

There are different card options offered by HDFC Bank. They are: 

1. Credit Card: You can choose from a host of credit cards based on your financial requirements and eligibility criteria. 
2. Debit Card: Choose from a host of debit cards offered by HDFC Axis Bank based on your financial capabilities. 
3. Pre-paid Card: Load any amount as per your convenience and use it either as a meal card, gift card, or smart pay card. 

1. Forex Card: Apply for a Forex Card so that you can make payments when traveling abroad in a convenient manner. 
2. Commercial Credit Card: Use an HDFC Bank commercial credit card to manage your corporate expenses in a hassle-free manner. 

Loan

HDFC Bank offers various loan services to its customers. You can apply for any one based on your requirements and financial capabilities. The loan services offered by the bank are given below: 

1. Personal Loan: Apply for a personal loan either online or offline to meet your immediate personal needs. 

1. EasyEMI Consumer Loans: Apply for this loan so that you can raise capital to purchase consumer durables such as television, AC, etc. 
2. Car Loan: Apply for a car loan to purchase a car of your choice. 
3. Two-wheeler Loan: Apply for a two-wheeler loan to purchase a two-wheeler vehicle of your choice. 
4. Loan on Credit Card: Apply for a loan against your credit card limit to meet your immediate financial requirements. 
5. Business Loan: You can apply for this loan so that you can raise capital to expand your business. 

1. Home Loan: HDFC Bank offer home loans so that you can purchase the house of your choice. 
2. Education Loan: HDFC Bank offers education loans so that you can pursue further education in India or abroad. 
3. Rural Loan: Rural Loan by HDFC Bank allows you to meet your agriculture needs. 
4. PM Mudra Yojana: Apply for loans on behalf of small or micro businesses. 

Some other loan services that you can avail from the HDFC Bank are: 

1. Gold Loan 
2. Loan against Securities 
3. Loan against Mutual Fund 
4. Loan against Property 
5. Loan against Car 

1. Loan against Rental Receivables 

Insurance 

HDFC Bank also offers various insurance services to its customers. As a customer, insurance products you can avail yourself of are given below: 

1. Life Insurance: HDFC Bank offers different types of life insurance schemes which you can choose based on your requirements and ensure the future of your loved ones is safe. 
2. Health Insurance: Apply for a health insurance from HDFC Bank so that you don’t have to worry about hospitalisation and medical cost in case you fall sick or get injured. 

1. Motor Insurance: Apply for a motor insurance to protect your vehicle. 

Some of the other insurance products that you can apply for from HDFC Bank are: 

1. Travel Insurance 
2. Home Insurance 
3. Cyber Insurance 

Investments 

Some of the investment options offered by HDFC Bank are: 

1. Mutual Fund: You can visit the HDFC Bank website to explore the top performing mutual fund offered and invest as per your needs. 
2. Bond and Securities: HDFC Bank offers you the option of investing in different kinds of securities and bonds such as capital bonds, sovereign gold bonds, floating rate saving bonds, etc. Invest in the one you feel will be suitable for you. The application process is simple and can be done both online and offline. 

Other Services offered by HDFC Bank 

Some other services offered by HDFC Bank are: 

1. Demat 
2. Net Banking 
3. Money transfer through channels such as UPI, IMPS, NEFT, RTGS, RemitNow, Remittance, and VisaCard Pay. 
4. PayZapp 

1. SmartBuy 
2. Bill Payments and Recharge