Why BankBazaar Home Loan?
  • Compare multiple bank offers
  • Apply Online for Lowest Rates
  • Get e-approval instantly
Bangalore Home Loan Ratings
4.0 / 5.0 by 96 users

Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

Bangalore Home Loan Reviews

"I Am a privilege customer of ICICI Bank. Everything is convenient for me and being provided with a door step services. I have been banking with them for the past 6 years and they communicate very clearly though the bank charges are very high than other banks. ICICI Bank sends SMS /E-mail notification for all the transactions that is done and even for bill payments I get alerts from them. "

Praveen Thanthoni, Bangalore
More Reviews
Choose Loan Offers From

Bangalore Home Loans

Get best quotes for Home Loans in Bangalore at low rates.

Bangalore Home Loan Deals

Great Home Loan deals in Bangalore for HDFC, ICICI and Axis bank.

Bangalore Home Loan Comparison

Compare Bangalore Home loan interest rates, processing fee and EMI.
Secure & Safe

Bangalore  Home Loan

salaried self employed NRI add co-applicant

Apply for Bangalore Home Loan online for lowest interest rate

We've identified the lowest interest rate quotes for your profile with great savings.

Rates & special offers displayed below are accurate & applicable ONLY for applications made on BankBazaar.com

  • Some fields are incorrect or have not been filled in. Please correct this to proceed.
  •       Self Employed?
    Slowly start typing your employer's name and choose from the recommendations provided. If you do not see your employer on our list, simply type the name in this field.
  • This is your gross monthly salary as per your monthly payslip prior to deductions (include only payments via direct deposit or cheque i.e. exclude payments in hard cash and in-kind components)
  • Include only the following components of cost: Basic Cost, car parking (if being sold), Firefighting charges, electricity/water charges,Electrification charges, Power Back Up, Internal Development Charges (IDC), External Development Charges (EDC), Preferential Location Charges (PLC), Interest Free Maintenance Security Deposit ( IFMS), Club Membership, VAT & Service Tax, Stamp duty and registration charges.
  • Please provide First Name as it appears in your PAN card.
  • loading..
Step 1 of 3

Bangalore Home Loan Overview

Bangalore 4.0 / 5.0 by 96 users     Used this product? Write a review »
Bangalore Home Loan Thinking of buying your Dream Home in Bangalore? Get instant e-approval for Home Loans in Bangalore

Get exciting home loan offers on BankBazaar.com if you planning to buy your dream home in IT city of India - Bangalore. Check your Eligibility Now!

Today as a large city and growing metropolis, Bangalore is home to many well-recognized colleges and research institutions in India. Numerous public sector heavy industries, software companies, aerospace, telecommunications, and defense organizations are located in the city. Bangalore is known as the Silicon Valley of India because of its position as the nation's leading IT exporter. A demographically diverse city, Bangalore is a major economic and cultural hub and the second fastest growing major metropolis in India.

Why Apply for a Bangalore Home Loan on BankBazaar.com?
  • Lowest interest rates: We have coordinated with HDFC Ltd, Axis Bank, ICICI Bank & others to get you the best home loan interest rates in Bangalore. In fact, HDFC Ltd, Axis Bank & ICICI Bank use BankBazaar.com-powered technology to give their customers the best home loan experience on their websites, www.hdfcinstanthomeloans.com, https://loans.icicibank.com/home-loan.html and https://loans.axisbank.com/home-loan.html
  • Instant e-approval: On BankBazaar.com you can compare home loan offers, apply online and get instant e-approval for your home loans from HDFC Ltd, Axis Bank and ICICI Bank in Bangalore.
  • Simple Online Comparison: Compare Bangalore home loan offers on the basis of loan eligibility, EMI, interest rate, fees and customer ratings.
  • Transparency: Aimed at helping you make the right choice, we provide objective and transparent information about your loan options.
  • Privacy: Your application is sent only to the lender you choose, and is never shared with anyone else.
How to get Bangalore home loans on BankBazaar.com
  • Eligibility Calculator: Fill the form above to instantly get customized home loan quotes that you are eligible for.
  • Compare home loan offers in Bangalore: Compare customized home loans offers from HDFC Ltd, Axis Bank & ICICI based on your eligibility criteria and apply online for the one you like.
  • Your application will be sent electronically to the lender you chose. The lender will contact you within one day.
  • BankBazaar.com will update you on your loan application status via email & SMS alerts.

Bangalore Home Loan FAQs

  1. What are the factors I need to keep in mind while comparing Bangalore home loans from different financial institutions?
    A loan applicant needs to check on the following parameters when comparing Bangalore home loans.
    • Purpose of loan i.e. purchase a already built home, purchase a plot & construct on it
    • Eligible loan amount, as this will govern the down payment you will have to make
    • EMI and interest rate
    • Processing fees
    • Pre-payment and pre-closure fees
    • Ratings of the customer experience by previous customers
  2. Can I take a home loan for Home improvement or home extension in Bangalore?
    Yes, Apart from Home purchase you can take home loan for Home Improvement Loan, Home Extension Loan, Home Conversion Loan, Bridge Loan, Home Construction Loan and Land Purchase Loan in Bangalore.

  3. Will there be any additional costs when I purchase a home?
    Registration charges, transfer charges and stamp duty costs are some of the costs in addition to the cost of the home.

  4. What are the other costs that usually accompany a home loan in Bangalore?
    Home loans are usually accompanied by the following extra costs:
    • Processing Charge/Booking fee: It is a fee paid to the lender, when you apply for a loan. It could either be a fixed amount (not linked to the loan quantum), or could be a percentage of the loan amount.
    • Pre-payment Penalty: If a loan is paid back before the end of the agreed duration, a penalty is charged by some banks/financial institutions, which could be up to 2% of the amount pre-paid (Some institutions also consider all partial payments done in the last 12 months, as part of the pre-paid amount). However, most lenders currently do not charge a pre-payment fee for floating rate loans.
    • Miscellaneous Costs: Some lenders may levy a documentation or consultant charge. This is also known as "Application fee", in some institutions.
    • Registration and Stamp Duty charges - These are to be paid at the local Sub-Registrar's Office (SRO), as Charges for transferring the rights of the property from the builder/seller, and registering it in the name of the buyer (the loan applicant).
  5. Can I have a co-applicant for a home loan in Bangalore?
    Yes, it is good to have a co-applicant. This can help you increase the loan amount you are eligible for as the income of the co-applicant is also taken into consideration. Providing additional security like bonds, fixed deposits and LIC policies will also help in enhancing eligibility.

  6. What is EMI? How is it calculated?
    An equated monthly Installment (EMI) is the amount of money that is paid back to the lender on a monthly basis. It is essentially made up of two parts, the principal amount and the interest on the principal amount equally divided across each month in the loan tenure. The EMI is always paid up to the bank or lender on a fixed date each month until the total amount due is paid up during the tenure.
    The EMI facility helps the borrower plan his budget. The EMI is calculated taking into account the loan amount, the time frame for repaying the loan and the interest rate on the borrowed sum.

  7. What is an amortization schedule?
    An amortization schedule is a table giving the reduction of your loan amount by monthly installments. The amortization schedule gives the breakup of every EMI towards repayment interest and outstanding principal of your loan.

  8. Can I avail a tax rebate on my home loan in Bangalore?
    Yes, under Section 80C and Section 24 tax deductions are capped at 1 lakh for the principal repaid and 1.5 lakhs for the interest repaid.

  9. What are the loan tenure options?
    You have the option of selecting a loan tenure you are comfortable with, ranging up to 25 years, provided the term does not extend beyond your reaching 65 years of age or retirement age, whichever is earlier.

  10. What is the repayment period for a NRI Home Loan?
    The housing finance offered to NRIs normally do not exceed 7 years. The repayment for the loan is by way of EMIs. The EMIs begin only after the entire loan is disbursed. In case of a part disbursement, you will pay only the interest amount on the disbursed loan amount every month instead of the EMI. This is known as pre-EMI.

  11. What are the Tax Benefits applicable to Non-Resident Indians?
    No tax benefits are available for NRI customers unless you file returns and hence become eligible to avail the tax rebates available for home loans.

  12. Does BankBazaar.com charge me for its services?
    No, BankBazaar.com’s services come to you free of charge.

  13. How will the security and privacy of my data be ensured?
    BankBazaar.com’s will never share your data with any third party other than the financial institution that you decide to apply to. Our sound technology practices ensure a highly secure environment for all your data.

  14. What happens once I submit my application on BankBazaar.com?
    As soon your application is electronically submitted on BankBazaar.com, we will transmit it securely to the financial institution of your choice. This financial institution will then contact you directly to take the process forward.
    BankBazaar.com’s will also keep you updated on the status of your application via email and SMS alerts. You can also view the status of your application online at BankBazaar.com.

Bangalore Home Loan Eligibility & Documentation

Home Loan Eligibility criteria in Bangalore:
Anyone with a repayment capability and a dream to buy a home is eligible to get a home loan. Some of the important eligibility criterias in Bangalore are as follows:

  • Salaried individual or Self employed individual or Self employed professional like doctor, lawyer, etc.
  • NRI or resident Indians
  • Aged between 21 years and 65 years
  • Have a good CIBIL credit score
  • Good repayment capacity with fixed & stable income source
  • Employment at a stable company
  • Try our Bangalore home loan eligibility calculator to check how much loan amount you are eligible for.

How is your home loan eligibility determined in Bangalore?
Based on the following aspects financial institutes will determine your loan eligibility:

  • Your monthly income
  • Property cost (you can get 80% of the property value if the loan amount is less than 20 lakhs and 85% of the property value if the loan amount is more than 20 lakhs. )
  • Other EMI’s which you are paying for any other loan

Fill the form above to check your actual home loan amount eligibility in Bangalore.


Home Loan documentation in Bangalore: For a speedy Home Loan approval in Bangalore you will need genuine documents which will help banks to give quick approvals. Here is a standard list of options for each document required.
Identity proof:

  • Driving license
  • Voters ID
  • Passport
  • PAN card
  • Ration card
  • Employee ID
  • Bank passbook
  • Letter from a recognized public authority or public servant verifying your photograph
  • Confirmation letter from your employer or another bank verifying your photograph

Address Proof:

  • Driving license
  • Voters ID
  • Passport
  • Ration card
  • Bank passbook or Bank account statement
  • LIC policy/ receipt
  • Utility Bill – telephone, electricity, water, gas (less than 2 months old)
  • Letter from any recognized public authority verifying residence address of the customer
  • Letter from your employer

Age Proof:

  • Driving license
  • Passport
  • Bank passbook
  • PAN Card
  • Birth certificate
  • 10th standard mark sheet

Income Proof: The following set of documents that detail your credit profile varies according to whether you are a salaried individual or a self-employed individual.
Self Employed/Entrepreneurs:

  • A brief introduction of Business/Profession
  • Balance Sheet, profit and loss account statement of income, proof of income tax returns for the last 3 years certified by a CA
  • Photographs
  • Receipts of advance tax payments if any made
  • A photocopy of Registration Certificate of establishment under Shops and Establishments Act/Factories Act
  • Registration Certificate for deduction of Profession Tax
  • Certificate of Practice
  • Receipts of Bank loans
  • Proof of investments (FD Certificates, Shares, any other fixed asset)

Salaried Individuals:

  • Income Proof ( you just need to provide one of the options listed for income proof)
  • Latest Pay slip
  • Form 16
  • Increment/Promotion letters
  • Appointment letter
  • Pay slip (Last 2 months) with salary account bank statement
  • Certified letter from Employer
  • IT returns ( for three years )
  • Investment proof (FD certificates, shares, any fixed asset etc.)
  • Documents supporting the financial background of the borrower (his liability and assets if any)
  • Photographs

What are the documents required for obtaining NRI Home Loans in Bangalore?
NRIs are required to submit a few documents more than is required for a resident Indian:

  • A copy of the passport
  • A copy of the works contract (also sometimes referred to as the contract card/labor card)
  • The power of attorney (POA). The POA is required because the borrower is not based in India and in such a scenario; the HFC would need a representative ‘in lieu of’ the NRI to deal with as required. Although not compulsory, the POA is usually drawn on the NRI’s parents, wife or children

I am purchasing a flat from the builder, what supporting documents I will need to submit to the bank?

  • Original copy of your agreement with the builder
  • 7/12 extract – This is issued by the concerned land authorities giving details such as the survey numbers, area, date from which current owner is registered as owner etc.
  • Property register card, which is obtained from the City Survey Department
  • N.A. permission for the land from the collector, if its agricultural - If the land is agricultural and is being utilised for residential/ commercial/industrial use, then such agricultural land has to be converted to non-agricultural land and a Non-Agriculture Order has to be obtained from the Collector of the district where the property is located.
  • Search Report and Title Certificate – A search report and title certificate can be obtained from an advocate who will conduct a survey of the title of the property by visiting the office of registrar. A legal opinion can avoid any legal hassles later and is mandatory to be filed with the agreement for sale.
  • Development agreement between the owner of land and the builder
  • Copy of order under the Urban land Ceiling Act
  • Copy of building plans sanctioned by the competent authority
  • Commencement certificate granted by the Corporation
  • Building completion certificate
  • Latest receipts for taxes paid towards the land or property or flat to be purchased
  • Partnership deed or memorandum of association of the builders firm

I am purchasing the house from a Cooperative Society, what documents I will need to submit to get a home loan in Bangalore?

  • Original share certificate of the Society
  • Allotment letter from the Society in your name
  • Copy of the lease deed, if executed
  • Certificate of the registration of the society
  • Copy of the byelaw’s of the Society
  • No objection certificate from the Society
  • 7/12 extract or property register card in the Society’s name
  • Copy of N.A permission for the land from the collector
  • Search Report and Title Certificate
  • Copy of order under the Urban Land Ceiling Act
  • Copy of the building plans sanctioned by a competent authority
  • Commencement certificate granted by Corporation
  • The latest receipts of taxes paid for the property
  • Original Agreement to assign / Deed of assignment

What documents I will need, if I am constructing house on my own land?

  • Original sale deed of land and extract of Index II
  • 7/12 extract or property register card in your name
  • Copy of N.A. permission for land from the collector
  • Search and title report
  • Copy of tax paid under Urban Land Ceiling Act ( obtained from Commissionerate of Urban Land Ceiling and Urban Land Tax )
  • Copy of the building plans sanctioned by a competent authority
  • Building permission granted by the Corporation
  • The latest receipts of taxes paid for your land
  • Estimate of the cost of construction certified by the architect

What are the documents that need to submitted for disbursement of a home improvement loan?

  • Title deeds for the past of 13 years
  • Encumbrance certificate for the past 13 years ‘Khata’ certificate
  • Most recent tax receipts for the property
  • Approved plan
  • License for the extension
  • Cost estimate from a qualified engineer
  • Cost estimate from the architect

Bangalore Home Loan Interest RatesUpdated on 23 April 2014

Details of Bangalore Home Loan

Home Loan Interest Rate.(Monthly reducing balance)
10.5% to 14.25% floating. Check Customized Interest Rates Now!
Processing Fees
0.5% to 1% of loan amount
Home Loan Tenure
1 year to 20 years
Home Loan Amount Funded
Up to 85% of property value
Pre-payment Charges
0% to 2% of amount being prepaid
Pre-closure Charges
0% to 2% of amount being preclosed
Guarantor Requirement
No guarantor required

Home Loan Articles

  • All about home improvement loans!
    Most people who buy a home through a home loan are often left with little cash to carry out any further improvements in the house as per their requirements. Some opt for personal loans in order to make good this requirement.
  • Essentials before you take a home loan!
    Every financial institution which deals in home loans has a specified set of requirements which are to be met by a borrower. When a borrower is found to be eligible for the loan, only then he is granted the amount applied for.
  • Home loan document checklist for self-employed!
    Getting a home loan approval can be a long and tiresome process especially if you are a self-employed professional or business owner. This is because many banks doubt business men for job continuity, as they are free to quit their jobs at any time. 
  • Have more questions on loans? Ask us now!
    GATEWAY_HL_ARTICLE5_SUMMARY

Home Loan Forum

Comments: 97    Views:      September 26

Comments: 3    Views: 47     March 27

Comments: 1    Views: 33     March 25

Comments: 1    Views: 81     March 23

Comments: 1    Views: 4     March 21

Comments: 1    Views: 33     March 18

Comments: 1    Views: 41     March 13

Comments: 3    Views: 14     March 12

Comments: 1    Views: 45     March 11

Comments: 1    Views: 22     March 07

Comments: 0    Views: 25     March 06

Comments: 2    Views: 24     March 04

Comments: 1    Views: 25     March 03

Comments: 3    Views: 12     March 03

Comments: 0    Views: 12     February 26

Comments: 0    Views: 33     February 18

Comments: 0    Views: 42     February 17

Comments: 3    Views: 51     February 08

Comments: 1    Views: 53     February 08

Comments: 0    Views: 11     February 14

Comments: 0    Views: 22     February 10

Comments: 1    Views: 101     January 07

Comments: 1    Views: 51     January 07

Comments: 1    Views: 11     January 07

Comments: 4    Views: 114     December 27

Comments: 1    Views: 73     December 27

Comments: 1    Views: 41     December 27

Comments: 3    Views: 52     December 27

Comments: 0    Views: 1     December 27

Comments: 1    Views: 1     December 16

 Bangalore Home Loan Reviews
Customer Reviews
Page 1 of 5 1 2 3 4 5
  • Good experience
    /images/customer_review/default-unknown-person.png
    Arun, bangalore
    Yes, I recommend this bank.
    HDFC BANK Home Loan
    3.0/5
    validated-source
    (0)

    I have a saving account with HDFC Bank,they have responded to me well on most aspects but am pretty disappointed on their customer service because they were unavailable when I tried to contact them for a very urgent banking related issue. Otherwise they are a good bank and I will recommend them to my friends and colleagues

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from HDFC BANK Reviewed on
  • Overall my experience at HDFC LTD was OK.
    /images/customer_review/default-unknown-person.png
    Arun, bangalore
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    3.5/5
    validated-source
    (0)

    I had requested for loan transfer but the relationship manager was not tat much responsive. I wanted to transfer my loan from Bangalore to Pune. However, the RM was not at all responsive and I had to request him twice to initiate the process, delaying my disbursal by a week. This caused me immense inconvenience. However, once transferred, my disbursal process was very smooth and the executives in Pune were very helpful and responsive.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from HDFC LIMITED Reviewed on
  • Slow Process But Good Service
    /images/customer_review/default-unknown-person.png
    SIB SANKAR DEY, bangalore
    Yes, I recommend this bank.
    STATE BANK OF INDIA Home Loan
    3.5/5
    validated-source
    (4)

    I got my home loan processed from SBI. Initially they took long time to process but later things were done smoothly.They charged very less processing fee and their legal clearance is very good. We blindly can trust the legal clearance of SBI an d the best thing with SBI is they provide zero % pre-closure / pre-payment charges.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from STATE BANK OF INDIA Reviewed on
  • Improve Customer Service
    /images/customer_review/default-unknown-person.png
    SONAI KUMAR, bangalore
    Yes, I recommend this bank.
    CORPORATION BANK Home Loan
    3.0/5
    validated-source
    (0)

    Corporation Bank provided a good response for my home loan compared to other banks.Whatever loan amount was required they gave me in a very short time. Corporation Bank has problem in communication, they need to work on bridging the gap in terms of communication. They failed to provide door step services and all follow up for the loan process was done from my end.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from CORPORATION BANK Reviewed on
  • Payment Methods Are Easy
    /images/customer_review/default-unknown-person.png
    PRAVEEN THANTHONI, bangalore
    Yes, I recommend this bank.
    ICICI BANK Home Loan
    5.0/5
    validated-source
    (0)

    I Am a privilege customer of ICICI Bank. Everything is convenient for me and being provided with a door step services. I have been banking with them for the past 6 years and they communicate very clearly though the bank charges are very high than other banks. ICICI Bank sends SMS /E-mail notification for all the transactions that is done and even for bill payments I get alerts from them.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from ICICI BANK Reviewed on
  • Should Be Transparent
    /images/customer_review/default-unknown-person.png
    PRAVEEN THANTHONI, bangalore
    Yes, I recommend this bank.
    AXIS BANK Home Loan
    3.0/5
    validated-source
    (1)

    Axis Bank executive who was assigned to take care of my loan process was not really knowledgeable, everything went in a hurry and I had a doubt whether registration would happen. Nothing was clearly communicated to me and there was lots of hidden charges which Axis Bank could have informed in the intiall stage itself.It will be better if Axis Bank gives clear information about documents and all the charges.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Home Loan from AXIS BANK Reviewed on
  • Avail credit card from HSBC
    /images/customer_review/default-unknown-person.png
    ANISH LAL GEORGE LALA BABY CHRISTY, bangalore
    Yes, I recommend this bank.
    HSBC BANK Home Loan
    4.0/5
    validated-source
    (1)

    HSBC service was quite good ,though i have a salary account with them it was easy for me to avail a credit card from them. Am quite happy on their benefits like net banking,online transfer etc..and they are awesome in terms of phone-banking ,very professional while they handle customer and resolve their queries on time.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Home Loan from HSBC BANK Reviewed on
  • Very nice experiance
    /images/customer_review/default-unknown-person.png
    RAGESH R M, bangalore
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    5.0/5
    validated-source
    (2)

    HDFC LTD was good in terms of documentation and fulfilling customer requirement,though i have postponded my plan i couldn't avail loan at that point of time but,otherwise i like their rate of interest and happy to deal with HDFC LTD!!!!!!!

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from HDFC LIMITED Reviewed on
  • Awesome Service
    /images/customer_review/default-unknown-person.png
    DINKAR SINHA, bangalore
    Yes, I recommend this bank.
    HDFC BANK Home Loan
    5.0/5
    validated-source
    (3)

    HDFC Bank customer service and instant response was good,myself and my wife is a regular user of credit card,we have a signature card which has tie-up with many outlets,even they provide discount coupon for travel and one good thing is HDFC Bank credit card is accepted on all petrol pumps .It will be good if they stop deducting amount from customer account at the time of cash or cheque deposit.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Home Loan from HDFC BANK Reviewed on
  • 'Good Experience'
    /images/customer_review/default-unknown-person.png
    DINKAR SINHA, bangalore
    Yes, I recommend this bank.
    ICICI BANK Home Loan
    4.5/5
    validated-source
    (0)

    I have a coral credit card with ICICI Bank,benefits are good in terms of movie tickets, payback option etc..and i would say that ICICI Bank credit card charges are optimal when compared with other bank . In last 7yrs i haven't faced any problem with ICICI Bank.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from ICICI BANK Reviewed on
  • Good Response
    /images/customer_review/default-unknown-person.png
    AVINASH MONDAL, bangalore
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    5.0/5
    validated-source
    (2)

    My overall experience was good. They immediately responded to my request and made so many calls and did continuous follow up . They were very interested in processing the loan for me but i declined the loan as the deal was not working out. I approached HDFC LTD via bankbazaar and they also provided good services. The website is good and user friendly.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from HDFC LIMITED Reviewed on
  • Best Customer Service
    /images/customer_review/default-unknown-person.png
    TANWEER MOHMMAD, bangalore
    Yes, I recommend this bank.
    ICICI BANK Home Loan
    5.0/5
    validated-source
    (0)

    One thing I like the most with ICICI Bank is their customer support. They build a good rapport with their customers and when compared with other banks ICICI is the best with regard to customer service.They are more commercial and even for bank statements they charge.I have a credit card also from ICICI,I am a new user and never faced any problems so far.Another exiting scheme is ICICI Bank's IWish account where there is not limitation on the amount for Recurring Deposit"

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from ICICI BANK Reviewed on
  • Existing Customer should be given good response
    /images/customer_review/default-unknown-person.png
    TANWEER MOHMMAD, bangalore
    Yes, I recommend this bank.
    AXIS BANK Home Loan
    4.0/5
    validated-source
    (1)

    I Am an existing customer of Axis Bank for the past 7 years. When i approached them for the home loan,they were unable to process the loan for me at that time and they got back when the home loan offer was over,which was quite frustrating and I told them not interested. Response given to me by Axis Bank for my home loan was poor being an existing customer"

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Home Loan from AXIS BANK Reviewed on
  • Executive was not knowledgeable
    /images/customer_review/default-unknown-person.png
    TANWEER MOHMMAD, bangalore
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    4.0/5
    validated-source
    (0)

    HDFC LTD was good but the person who handled my account was not completely aware of the process and due to which the loan process got delayed.Their processing fee is much higher when compared with other banks and rate of interest being at par.HDFC LTD disbursed my loan within 5-7 days.Overall experience was good and the mainly delay happened due to intercity loan process

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from HDFC LIMITED Reviewed on
  • Average service
    /images/customer_review/default-unknown-person.png
    SIDDHARTH GUPTA, bangalore
    HDFC LIMITED Home Loan
    4.0/5
    validated-source
    (0)

    HDFC provided good service. They picked up documents at my door step. I was little disappointed with their high processing fees and took two months to process the loan. Worrying thing is they asked for excess documents which was so difficult to produce. I think your site is good with all Banks comparison with their loan % and emi calculation

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from HDFC LIMITED Reviewed on
  • Unhappy with the services
    /images/customer_review/default-unknown-person.png
    SHANKER GHANATHE, bangalore
    Yes, I recommend this bank.
    AXIS BANK Home Loan
    4.0/5
    validated-source
    (1)

    Axis Bank is a good bank but one things which i did not like about Axis was, once is spent around 66,000 on credit card and i was able to repay only 60k and remaining 6,000 rs i transferred after the due date. Axis bank charged me a penalty of 2000 rs for late payment and when i requested them to reverse the penalty take basis my previous transactions, they refused to do.Since i did not receive proper response from the team for the request that was raised , the frequency of using Axis card has reduced and I switched to other bank credit cards.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from AXIS BANK Reviewed on
  • Happy Customer of AVIVA
    /images/customer_review/default-unknown-person.png
    SHANKER GHANATHE, bangalore
    Yes, I recommend this bank.
    AVIVA Home Loan
    4.5/5
    validated-source
    (0)

    I took a student insurance policy with Aviva for my brother when he went abroad for his higher studies. Due to some medical emergencies he had to come back to India and Aviva gave a very prompt response in certifying my brothers health issue as genuine and replayed the amount that we had spent within 1 month.We were able to recover the money from Aviva without any problem and their services were amazing.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from AVIVA Reviewed on
  • All hidden charges must be informed
    /images/customer_review/default-unknown-person.png
    SHANKER GHANATHE, bangalore
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    4.0/5
    validated-source
    (0)

    HDFC LTD was not compromising on rate of interest in my case.I saw their advertisements on discount in processing fee and later i came to know that it is not applicable for all customer and discounts are given only to those customer who had approached HDFC LTD and selected the property in a fair that was conducted earlier. HDFC ltd should be flexible on their processing fee part and should give discounts to all customers irrespective the channel type.HDFC Ltd should also be transparent and must educate their customers on the complete insight of the loan process in the initial level itself

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from HDFC LIMITED Reviewed on
  • At Par Interest Rates
    /images/customer_review/default-unknown-person.png
    ABHISHEK ANIL JOSHI, bangalore
    Yes, I recommend this bank.
    STATE BANK OF MYSORE Home Loan
    4.0/5
    validated-source
    (0)

    I have opened saving account and locker facility in state bank of Mysore. Services provided by branch are nice and i get a very personalized service from them. Their Fixed deposit rate /interest payout on saving account are at par and a good bank to do banking in case of joint accounts.SBM has lots of ATMS across India which is an added benefit as we can operate from any where while we are traveling. My suggestion for SBM is to improve their online portal and they should come up with a mobile application soon.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from STATE BANK OF MYSORE Reviewed on
  • Good Reward Plans
    /images/customer_review/default-unknown-person.png
    ABHISHEK ANIL JOSHI, bangalore
    Yes, I recommend this bank.
    CITIBANK Home Loan
    5.0/5
    validated-source
    (0)

    Citibank's online portal is really awesome and they are giving good offers on credit card which are entirely different from the reward plans given by other banks. Points earned on citibank credit cards can be redeemed on air tickets which is a very useful scheme which citi has.One dis -advantage with Citibank is, doing transactions at branch is not hazzle free as there will be lot of rush all the time.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from CITIBANK Reviewed on
Customer Reviews
Page 1 of 5 1 2 3 4 5

Loading...