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Extreme convenience, unmatched benefits and jaw-dropping discounts await you with each HDFC Bank credit card. Explore a world of exciting features and benefits with a wide array of credit cards from HDFC Bank.
The inception of Housing Development Finance Corporation Limited, later known as HDFC Bank came about in the year 1994 when RBI decided to liberalize the Indian Banking Industry. A private sector bank, it set up its first registered office in Mumbai and started operations as a Scheduled Commercial Bank in the year 1995. With its commendable and flawless track record in the country as well as abroad, the bank has made its way steadily as a trusted and respected market leader in the banking industry, with more than a million dwelling units in its outstanding loan portfolio. HDFC bank boasts of a strong network of more than 3400 branches, and 11250 ATM centres in 2171 cities, wherein every branch is inter-connected to another online on a real-time basis.
Customers also enjoy telephone banking privileges in more than 1350 cities with the bank. When it comes to technology, the bank is miles ahead in all possible milestones, whether it's advanced communication systems or state-of-art infrastructure required for it to be a world class bank. Every single HDFC Bank branch has online connectivity and multi-branch access points are offered to retail customers to enable them to transfer and receive funds in a quick and effortless manner.
HDFC Bank offers a wide array of credit cards as well to match the needs and requirements of its customers from different walks of life. Whether it is cashback you are looking for over your purchases, discounts offers for the places you regularly visit, frequent flier miles for reduced prices for your frequent travels, or simply looking for promotional offers on various commodities, you can choose the from the various HDFC Credit Card options to suit your entertainment and lifestyle preferences.
BankBazaar.com can assist you in your quest to find the right card. All you need to do is browse through the various credit cards available by different banks and financial institutions and compare the credit cards for different features like credit limit, features, discount offers etc. That’s not all – once you’ve zeroed upon the right credit card, BankBazaar also helps you apply for the same online via their website, free of cost and from the convenience of your home. Just fill in an online application form and submit the same, and BankBazaar would intimate you once the lender responds to the application.
Super Premium Credit Cards
Diners Club Black
|Premium Women's Credit Cards
| Co-Brand Credit Cards
JetPrivilege HDFC Bank World
JetPrivilege HDFC Bank Platinum
JetPrivilege HDFC Bank Titanium
Platinum Times Card Titanium Times Card
| Premium Credit Cards
Diners Club Premium
Diners Club Rewardz
|Professional Credit Cards
|Regular Credit Cards
|Premium Travel Credit Cards
|Commercial Credit Cards
Corporate Visa Signature
Corporate World MasterCard
Yes, you can apply for a HDFC credit card online, getting an e-approval in just three easy steps. Additionally, online applicants can enjoy special offers like lifetime free credit cards, Rs 250 cashback and 5X rewards points on purchases for the first three months.
As an existing HDFC Bank account holder, you can register for Credit Card Net Banking services by following the below given steps.
After logging into a HDFC NetBanking account, customers can view the following:
Customers can use any of the following modes of payments:
Customers can make online credit card payments free of charge, and also from other non-HDFC Bank accounts.
Yes, if you are an existing HDFC Bank credit card holder, there are two pre-approved loans offered - Insta Loan, within your credit card limit and Insta Jumbo Loan, available above the credit limit of your card.
The Smart EMI scheme allows you to easily convert your credit card purchases into monthly instalments with flexible tenures and attractive interest rates.
Yes, you can transfer your outstanding balance from any other bank’s credit card to your new or existing HDFC Bank credit card and complete the payments with flexible EMI options.
Yes, your credit card application status can be instantly got on the HDFC web portal by providing your application reference number, mobile number or date of birth.
Yes, HDFC credit card statements up to a period of six months can be viewed online by using the Credit Card Net Banking feature.
‘MyRewards’ from HDFC Bank is a unique reward points program presenting easy redemption options with a wide range of coupons and discounts to choose from. Customers can earn JPMiles from their Jet Airways/HDFC Bank co-branded credit cards.
Yes, HDFC credit card holders do have the option of converting their accumulated rewards points into Air-miles or Airline e-vouchers online. The number of reward points available currently for redemption can be got from a customer’s credit card statement.
After the pioneering Airtel, with its innovative Airtel Money concept, followed by Vodafone (m-pesa), Paytm, MobiKwik and Oxigen, it’s the turn of major commercial banks to jump into the mobile payments fray. HDFC bank is leading the charge with Chillr, a third party app platform that facilitates the transaction of money to anyone on the sender’s phone address book- a feature limited to just HDFC bank accounts for now, but expected to cover other bank accounts soon. Meanwhile, ICICI Bank launched the Pockets app last month- an online wallet in the likeness of MobiKwik or Paytm. The number of mobile payment users in India has also improved dramatically, standing in at 45 million users, almost twice the number of credit card users in India. The remarkable ease of money transfer, prospective acceptance of this payment by the bulk of small retailers across India and importantly, the ready acceptance of these online options by the target Indian audience has boosted HDFC and ICICI’s investment in this segment, and is likely to draw in more players, sooner than later.
18th March 2015
Snapdeal, India’s leading e-tailer has entered into an agreement with HDFC Bank to launch a co-branded credit card, the first of its kind in the country. This card is expected to hit the market in the next 4 to 6 weeks.
The co-branded card is primarily targeted at tier-III and IV towns, where the penetration of credit cards is considerably low when compared to the cities and metros. This arrangement is likely to benefit thousands of customers across the country by means of exclusive offers & loyalty points.
Jasper InfoTech, the holding company of Snapdeal has been pioneering a number of initiatives in the financial services space. In mid-2014, this online marketplace giant had launched Capital Assist, a mechanism that helps its sellers in meeting the working capital requirements as they grow on the Snapdeal platform.
11th March 2015
Buoyed, from the very encouraging sale of shares earlier this month, HDFC bank is all set to raise Rs.4, 500 Cr through the sale of infrastructure bonds by the end of March this year. The bank raised over Rs. 9,766 crores earlier this month through sale of shares to ADR (American Depository Receipts) and domestic institutional investors.
HDFC intends to use this money largely to fund its lending offerings. The demand for retails loans is ramping up and is likely to head northwards in the next few quarters owing to softening interest rates and low inflation levels. Many banks like Axis, ICICI & Kotak have been taking the infra bonds route over the last couple of months to pump money into its operations to meet the growing demands in retail lending. The sale of Infrastructure bonds by HDFC will be under the guidelines of the new rules framed by the Reserve Bank of India.
24th February 2015