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HDFC Bank Credit Card Ratings
4.0 / 5.0 by 365 users

Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

HDFC Bank Credit Card Reviews

"I hope there are no hidden charges for credit card. E mail & mobile sms conformation while I have use may credit card. Net Banking payment for credit card amount. Simple to use. Monthly statement received on e mail id in detail format. No charges for the same."

, Ahmednagar
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What is a Credit Card?

A Credit Card is a plastic card issued by financial institutes or banks to the user for shopping at point of sale or online. Credit Cards come with a minimum of 30 days interest free period.

Credit Card Interest Rates

All Credit Cards in India give you a minimum 30 days interest free period, post that interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

Best Credit Cards at BankBazaar.com

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HDFC Bank Credit Card

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Rates & special offers displayed below are accurate & applicable ONLY for applications made on BankBazaar.com

Convert your everyday card purchases into free flights.
Jet Airways American Express Platinum Credit Card

Jet Airways American Express Platinum Credit Card

  • 6 JPMiles for every Rs.100 spent
  • Welcome Gift of 20,000 Bonus JPMiles
  • Access to luxurious Amex Platinum Lounges-Delhi/Mumbai
  • 'Pay-in-Parts' privilege-Pay in easy installments

Jet Airways American Express Platinum Credit Card

The Card for travel-fans

My Wings Credit Card

  • 2 Complimentary Base Fare Flight tickets
  • Cashback on all Travel spends through the year (Air, Rail, Bus & Cab)
  • Hotels/Holiday Vouchers worth Rs.10,000
  • Complimentary Lounge Access at select Airports & Fuel Surcharge Waiver

My Wings Credit Card

Citibank PremierMiles Card

  • Get 100001 Miles as activation benefit
  • Earn 10 Miles for every Rs 100 spent on airlines
  • Earn 4 Miles for every Rs 100 of all other spends
  • Redeem your miles at over 100 airlines on www.premiermiles.co.in
  • Redeem your miles up to 3 hours before take off

Citibank PremierMiles Card

Convert your everyday card purchases into free flights

Jet Airways ICICI Bank Coral VISA Credit Card

  • See. Hear. Experience this Credit Card. Play Video
  • 2,500 Welcome Bonus JPMiles on joining
  • Earn up to 2 JPMiles/Rs.100 spent on www.jetairways.com
  • 1,250 bonus JPMiles every year on renewal

Jet Airways ICICI Bank Coral VISA Credit Card

Convert your everyday card purchases into free flights

Jet Airways ICICI Bank Coral American Express Credit Card

  • See. Hear. Experience this Credit Card. Play Video
  • 2,500 welcome bonus JPMiles on joining
  • Earn up to 3 JPMiles/Rs.100 spent on www.jetairways.com
  • 1,250 bonus JPMiles on renewal every year
  • eBooking discount, extra baggage allowance, premier check-in

Jet Airways ICICI Bank Coral American Express Credit Card

Convert your everyday card purchases into free flights

Jet Airways ICICI Bank Sapphiro VISA Credit Card

  • See. Hear. Experience this Credit Card. Play Video
  • 10,000 Welcome Bonus JPMiles on joining
  • Earn up to 5 JPMiles/Rs.100 spent on www.jetairways.com
  • Complimentary Jet Airways ticket on joining

Jet Airways ICICI Bank Sapphiro VISA Credit Card

Convert your everyday card purchases into free flights

Jet Airways ICICI Bank Sapphiro American Express Credit Card

  • See. Hear. Experience this Credit Card. Play Video
  • 10,000 bonus JPMiles and a complimentary ticket on joining
  • Earn up to 7 JPMiles/Rs.100 spent on www.jetairways.com
  • 5,000 JPMiles and another complimentary ticket on renewal
  • eBooking discount, extra baggage allowance, premier check-in

Jet Airways ICICI Bank Sapphiro American Express Credit Card

JetPrivilege HDFC Bank Platinum Credit Card

JetPrivilege HDFC Bank Platinum

  • 1 domestic JetAirways tickets with Base Fare waived
  • Upto 4000 Bonus JPMiles as welcome benefit (Upto 2000 JPMiles on Renewal)
  • 5 JPMiles on every Rs.150 spent
  • 15 JPMiles on booking tickets on JetAirways or JetKonnect website

JetPrivilege HDFC Bank Platinum

JetPrivilege HDFC Bank World Credit Card

JetPrivilege HDFC Bank World

  • 1 domestic JetAirways tickets with Base Fare waived
  • Upto 10000 Bonus JPMiles as welcome benefit (Upto 4000 JPMiles on Renewal)
  • 6 JPMiles on every Rs.150 spent
  • 18 JPMiles on booking tickets on JetAirways or JetKonnect website

JetPrivilege HDFC Bank World

JetPrivilege HDFC Bank Titanium Credit Card

JetPrivilege HDFC Bank Titanium

  • Rs.750 Discount Voucher on return JetAirways ticket booked on jetairways.com
  • Upto 2000 Bonus JPMiles as welcome benefit (Upto 1000 JPMiles on Renewal)
  • 4 JPMiles on every Rs.150 spent
  • 12 JPMiles on booking tickets on JetAirways or JetKonnect website

JetPrivilege HDFC Bank Titanium

Jet Airways American Express Platinum Credit Card
The Card for travel-fans

Terms & Conditions apply.

1These 10,000 Miles will be credited to the customers on their first transaction of at least Rs.1,000 within 60 days of card booking.

^^Please note that irrespective of the choice made above, you will continue to receive account statements, important advices, alerts and other communication pertaining to the products that you have applied for with Citibank.

As a part of credit card application procedure, Citibank will require your recent passport size photograph; address proof and self-attested copy of your valid photo identity document. You will be contacted separately for collection of these documents. The documents submitted along with the application will be kept with the bank for record purposes and will not be returned.

Issuance of the Credit Card is at the sole discretion of the bank and is subject to the bank's approval criteria.

Convert your everyday card purchases into free flights
Convert your everyday card purchases into free flights
Convert your everyday card purchases into free flights
Convert your everyday card purchases into free flights
JetPrivilege HDFC Bank Platinum Credit Card
JetPrivilege HDFC Bank World Credit Card
JetPrivilege HDFC Bank Titanium Credit Card
Conditions apply.
Own a card inspired by the unique qualities of a rare gemstone.
American Express Gold Card

American Express Gold Card

  • 1000 Bonus MR Points for using your Card 4 times every month
  • Enjoy flexibility in spending with no predefined credit limit
  • Up to 20% off every time you dine at select restaurants
  • Redeem from fabulous 18 carat and 24 carat Gold Collection

American Express Gold Card

IndusInd Bank Platinum Aura Credit Card

IndusInd Bank Platinum Aura Credit Card

  • Flexibility of Rewards Plan to suit your needs
  • Get up to 4X Reward Points for Select Merchant Categories
  • Accelerated Reward points at different merchant categories1
  • Fuel Surcharge waiver at all fuel stations across India
  • Redeem Reward Points as Cash Credit against your card outstanding

IndusInd Bank Platinum Aura Credit Card

The Card for entertainment-fans

My Zone Credit Card

  • Get 25% Cashback on all movie ticket purchases
  • Get 10 times more Reward Points on Dining on weekends
  • Get 5 times more Reward Points on Shopping on weekends
  • Complimentary Lounge Access at select Airports & Fuel Surcharge Waiver

My Zone Credit Card

The Card for entertainment-fans

Signature Credit Card

  • Exclusive invitation to complimentary movie screenings & 25% cashback on all Movie Spends
  • Complimentary Priority Pass for access to over 600 VIP airport lounges across the world
  • Comprehensive insurance cover of upto Rs. 2.55 Crs.

Signature Credit Card

Unlimited Cash Rewards. Every day. Everywhere.

ICICI Bank Coral VISA Credit Card

  • See. Hear. Experience this Credit Card. Play Video
  • Limited period offer: Joining fee Rs.1000 Rs.500
  • 2X cash rewards on dining, groceries and at supermarkets
  • Buy 1, get 1 movie ticket free, through the week
  • Get a complimentary tie from Provogue on joining

ICICI Bank Coral VISA Credit Card

Unlimited Cash Rewards. Every day. Everywhere.

ICICI Bank Coral MasterCard Credit Card

  • See. Hear. Experience this Credit Card. Play Video
  • Limited period offer: Joining fee Rs.1000 Rs.500
  • 2X cash rewards on dining, groceries and at supermarkets
  • Buy 1, get 1 movie ticket free, through the week
  • Get a complimentary tie from Provogue on joining

ICICI Bank Coral MasterCard Credit Card

HDFC Bank Diners Club Black

HDFC Bank Diners Club Black

  • Access to 450+ airport lounges worldwide under the Club Lounge program
  • Exclusive Green fee Waivers & unlimited Golf Training on key Golf Courses in India
  • Exclusive offers from Taj Luxury, Vivanta & Gateway Hotels from Taj Group of Hotels
  • Premium Diners Club Miles Exchange Program @ 1RP = 1 AirMile on select airlines

HDFC Bank Diners Club Black

HDFC Bank Diners Club Premium

HDFC Bank Diners Club Premium

  • Dedicated Concierge services and Dining offers
  • Unlimited Golf Lessons when booked through our dedicated concierge services desk
  • Premium Diners Club Miles Exchange Program @1 Reward Point=1 AirMile on Jet/IA/KF
  • 4 Reward Points on every Rs.150

HDFC Bank Diners Club Premium

American Express Gold Card
IndusInd Bank Platinum Aura Credit Card

Terms & Conditions apply.

1 Click here to know more about Saving Plans

* Waiver of one time Joining fee by spending INR 10,000 or more within first three months

* Waiver of Annual fee by spending Rs 12,000 or more in a year

The Card for entertainment-fans
The Card for entertainment-fans
Unlimited Cash Rewards. Every day. Everywhere.
Unlimited Cash Rewards. Every day. Everywhere.
HDFC Bank Diners Club Black
HDFC Bank Diners Club Premium
Conditions apply.
Earn cash back and rewards on all fuel purchases, along with entertainment and dining benefits.
IndianOil Citibank Platinum Card

IndianOil Citibank Platinum Card

  • Activation benefits worth Rs. 250, for cards booked before April 30, 2014
  • Save over 5% on fuel purchase at IndianOil Outlets1
  • Earn 2 Turbo Points for every Rs100 spent on grocery spends2
  • Redeem Turbo Points for free fuel instantly at select outlets*

IndianOil Citibank Platinum Card

Smart Savings. Incredible Rewards.

ICICI Bank HPCL Coral VISA Credit Card

  • 1000 bonus PAYBACK Points on PAYBACK activation
  • Reduce fuel bills with 2.5% cash back & 2.5% fuel surcharge
  • Earn free fuel with 2.5X rewards on fuel purchases
  • Up to Rs.200 off every month on movie tickets
  • Minimum 15% savings at participating restaurants

ICICI Bank HPCL Coral VISA Credit Card

Smart Savings. Incredible Rewards.

ICICI Bank HPCL Coral MasterCard Credit Card

  • 1000 bonus PAYBACK Points on PAYBACK activation
  • Reduce fuel bills with 2.5% cash back & 2.5% fuel surcharge
  • Earn free fuel with 2.5X rewards on fuel purchases
  • Up to Rs.200 off every month on movie tickets
  • Minimum 15% savings at participating restaurants

ICICI Bank HPCL Coral MasterCard Credit Card

Platinum Plus Credit Card

HDFC Bank Platinum Plus Credit Card

  • 2 Reward points per Rs.150 spent
  • 50% more Reward points on incremental spends above Rs.50,000 per statement cycle
  • Fuel surcharge waiver of 2.5% across any petrol pump in India
  • Revolving Credit facility + Free add-on cards + Zero liability on lost card

HDFC Bank Platinum Plus Credit Card

IndianOil Citibank Platinum Card

Terms & Conditions apply.

1Only on Citibank EDCs.

2Click here for a list of applicable stores.

*Click here for free fuel T&C.

^^Please note that irrespective of the choice made above, you will continue to receive account statements, important advices, alerts and other communication pertaining to the products that you have applied for with Citibank.

As a part of credit card application procedure, we will require your recent passport size photograph; address proof and self-attested copy of your valid photo identity document. You will be contacted separately for collection of these documents. The documents submitted along with the application will be kept with the bank for record purposes and will not be returned.

Issuance of the Credit Card is at the sole discretion of the bank and is subject to the bank's approval criteria

Smart Savings. Incredible Rewards.
Smart Savings. Incredible Rewards.
Platinum Plus Credit Card
Conditions apply.
Earn rewards on all purchases
American Express PAYBACK Credit Card

American Express PAYBACK Credit Card

  • 3 PAYBACK Points for every Rs.100 spent
  • Earn multiple points from more than 40 PAYBACK partners
  • Get welcome vouchers worth Rs.3000
  • 'Pay-in-Parts' privilege-Pay in easy installments

American Express PAYBACK Credit Card

American Express Platinum Travel Credit Card

American Express Platinum Travel Credit Card

  • Welcome Gift of 5,000 MR Points
  • 'Pay-in-Parts' privilege-Pay in easy installments
  • Select Platinum Partners - earn 10x MR Points for every Rs40
  • Spend Rs.1.90 lacs in a year, earn 7500 MR points

American Express Platinum Travel Credit Card

The Customizable Card for choosy-fans

My Choice Credit Card

  • Design your own card with an image of your choice
  • Get 5% cashback on two categories of your choice from Dining, Supermarkets, Utility Bills, Fuel, Travel & Electronics

My Choice Credit Card

Citibank Rewards Card

Citibank Rewards Card

  • Activation benefits worth Rs10001, for cards booked before April 30, 2014
  • Enjoy 10x Reward Points on spends at Apparel & Department Stores2
  • Earn 1 Reward Point for every 125 spent anywhere else
  • Redeem rewards instantly across 600+ stores
  • No annual card fee3

Citibank Rewards Card

Citibank Cashback Card

Citibank Cashback Card

  • 5% cash back on ALL your movie ticket and telephone bill payments^
  • 5% cash back on ALL bill payments made through Citibank Billpay*
  • 0.5% cash back on every swipe across all other purchases
  • Hassle free automatic redemption of cash back in multiples of Rs. 500

Citibank Cashback Card

Convenience, Security and Flexibility

ICICI Bank Platinum Chip VISA Credit Card

  • See. Hear. Experience this Credit Card.Play Video
  • No Joining Fee
  • Earn 2 PAYBACK points on every Rs.100 spent
  • Minimum 15% savings on dining at participating restaurants
  • Save on 2.5% fuel surcharge, waived off at HPCL petrol pumps

ICICI Bank Platinum Chip VISA Credit Card

Convenience, Security and Flexibility

ICICI Bank Platinum Chip MasterCard Credit Card

  • See. Hear. Experience this Credit Card.Play Video
  • No Joining Fee
  • Earn 2 PAYBACK points on every Rs.100 spent
  • Minimum 15% savings on dining at participating restaurants
  • Save on 2.5% fuel surcharge, waived off at HPCL petrol pumps

ICICI Bank Platinum Chip MasterCard Credit Card

The next level of credit card privilege

ICICI Bank Sapphiro Credit Cards

  • See. Hear. Experience this Credit Card. Play Video
  • Exclusive privileges across entertainment, dining, wellness and golf
  • Complimentary membership to the Priority Pass programme
  • Buy 1, get 1 movie ticket free, through the week
  • A set of complimentary Bose IE2 headphones on joining

ICICI Bank Sapphiro Credit Cards

HDFC Bank Diners Club Rewardz

HDFC Bank Diners Club Rewardz

  • Welcome Benefit of 2500 Reward Points on payment of membership fees
  • Double Reward Points on Grocery / Supermarket / Dining / Flight bookings
  • Double Reward Points on incremental retail spends over Rs.10000 / month
  • 3 Reward Points per Rs.150 spent

HDFC Bank Diners Club Rewardz

Titanium Edge Credit Card

HDFC Bank Titanium Edge Credit Card

  • Redeem Reward points against the outstanding balance on your Credit card
  • 2 points per Rs.150 spent + 50% more Reward points on Dining spends
  • 100 Reward points = Rs.40 CashBack
  • Interest free credit facility up to 50 days from the date of purchase

HDFC Bank Titanium Edge Credit Card

American Express PAYBACK Credit Card
American Express Platinum Travel Credit Card
The Customizable Card for choosy-fans
Citibank Rewards Card

Terms & Conditions apply.

11500 bonus reward points on your first spend within 30 days of card issuance, credited within 60 days of transaction date & 1000 bonus reward points on your first spend of Rs.1,000 within 60 days of card issuance credited in the subsequent statement. Click here for terms & conditions.

2The 10X points accrue on spends till Rs.7,000 (or 560 points) per month in Apparel & Department stores. For spends beyond this, earn 1 point per Rs.125. Identification of apparel & department stores are based on Merchant Category Codes allotted by Visa & MasterCard to the merchant where purchase is made. 10X Rewards at featured partners are limited period offers.

3Spend Rs.30,000 in a year and enjoy No Annual Card Fee, else a fee of Rs.1,000 will be applicable at the end of the year.

^^Please note that irrespective of the choice made above, you will continue to receive account statements, important advices, alerts and other communication pertaining to the products that you have applied for with Citibank.

As a part of credit card application procedure, we will require your recent passport size photograph, address proof and self-attested copy of your valid photo identity document. You will be contacted separately for collection of these documents. The documents submitted along with the application will be kept with the bank for record purposes and will not be returned.

Issuance of the Credit Card is at the sole discretion of the bank and is subject to the bank's approval criteria.

Citibank Cashback Card

Terms & Conditions apply.

*This is subject to a maximum cap of Rs.100 per month. ^Identification of these transactions are based on MCCs (Merchant Category Codes) allotted by Visa and MasterCard.

Convenience, Security and Flexibility
Convenience, Security and Flexibility
The next level of credit card privilege
HDFC Bank Diners Club Rewardz
Titanium Edge Credit Card
Conditions apply.
Experience ultimate luxury with Premium Credit Cards
American Express Platinum Reserve Credit Card

American Express Platinum Reserve Credit Card

  • Welcome Gift of 22,000 Bonus MR Points
  • Access to luxurious Amex Platinum Lounges-Delhi/Mumbai
  • Enjoy complimentary golf at 5 premier courses in India
  • Select Platinum Partners - earn 10x MR Points for every Rs40

American Express Platinum Reserve Credit Card

IndusInd Bank Platinum Credit Card

IndusInd Bank Platinum Credit Card

  • Fly Jet Airways with zero base fare1
  • 1.5 Reward Points for every INR 100 Spent
  • Buy 1 Get 1 Movie Ticket across multiple Entertainment Partners
  • Get Comprehensive Insurance Benefits
  • Fuel Surcharge waiver at all fuel stations across India

IndusInd Bank Platinum Credit Card

Convert your everyday card purchases into free flights

Jet Airways ICICI Bank Rubyx VISA Credit Card

  • See. Hear. Experience this Credit Card. Play Video
  • 5,000 Welcome Bonus JPMiles on joining
  • Earn up to 4 JPMiles/Rs.100 spent on www.jetairways.com
  • Complimentary Jet Airways ticket on joining

Jet Airways ICICI Bank Rubyx VISA Credit Card

Convert your everyday card purchases into free flights

Jet Airways ICICI Bank Rubyx American Express Credit Card

  • See. Hear. Experience this Credit Card. Play Video
  • 5,000 bonus JPMiles and a complimentary ticket on joining
  • Earn up to 5 JPMiles/Rs.100 spent on www.jetairways.com
  • 2,500 JPMiles and another complimentary ticket on renewal
  • eBooking discount, extra baggage allowance, premier check-in

Jet Airways ICICI Bank Rubyx American Express Credit Card

Welcome to a world of infinite possibilities

ICICI Bank Rubyx Credit Cards

  • See. Hear. Experience this Credit Card. Play Video
  • Exclusive privileges across entertainment, dining, wellness and golf
  • Complimentary airport lounge access
  • Buy 1, get 1 movie ticket free, through the week
  • A set of complimentary Sennheiser HD219 headphones on joining

ICICI Bank Rubyx Credit Cards

Superia Credit Card

HDFC Bank Superia Credit Card

  • Redeem Reward points against air miles of international & domestic airlines
  • Welcome Benefit of 1,000 points + Renewal Benefit of 1,000 points
  • 3 points per Rs.150 spent + 50% more Reward points on Dining spends

HDFC Bank Superia Credit Card

Visa Signature Credit Card

HDFC Bank Visa Signature Credit Card

  • Priority pass membership allowing access to more than 600 airport lounges worldwide
  • 2 Reward points per Rs.150 spent
  • 50% more Reward points on incremental spends above Rs.75,000 per statement cycle
  • Fuel surcharge waiver of 2.5% across any petrol pump in India

HDFC Bank Visa Signature Credit Card

World MasterCard Credit Card

HDFC Bank World MasterCard

  • Priority pass membership allowing access to more than 600 airport lounges worldwide
  • 2 Reward points per Rs.150 spent
  • 50% more Reward points on incremental spends above Rs.75,000 per statement cycle
  • Fuel surcharge waiver of 2.5% across any petrol pump in India

HDFC Bank World MasterCard

Regalia Credit Card

HDFC Bank Regalia Credit Card

  • 4 points per Rs 150 spent + 100% extra Points on the Regalia website
  • Redeem your reward points (1 RP = Rs 0.75) for booking flights, hotels & movies
  • Complimentary Taj Epicure Gold Membership
  • Priority pass membership allowing access to more than 600 airport lounges

HDFC Bank Regalia Credit Card

American Express Platinum Reserve Credit Card
IndusInd Bank Platinum Credit Card

Terms & Conditions apply.

1Get 3 Jet Airways promo codes at one time Joining fee of INR 7,500

Get 1 Jet Airways promo code at one time Joining fee of 5,000

Convert your everyday card purchases into free flights
Convert your everyday card purchases into free flights
Welcome to a world of infinite possibilities
Superia Credit Card
Visa Signature Credit Card
World MasterCard Credit Card
Regalia Credit Card
Conditions apply.
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  • Slowly start typing your employer's name and choose from the recommendations provided. If you do not see your employer on our list, simply type the name in this field.
  • This is your net monthly salary as credited to your bank account after all deductions.
  • Gross Total Income as per latest ITR.
  • Please provide First Name as it appears in your PAN card.
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HDFC Bank Credit Card Overview

HDFC Bank Credit Card

Today credit cards have found widespread usage due to the convenience they offer. Unlike the old days, you do not have to carry large sums of money when you go shopping. All you need to do is take your credit card with you when you go out shopping, select whatever you want to buy, hand over your card to the cashier to make the payment and walk out with your purchase. Simple, isn't it? Card issuing banks offer many types of benefits like cash back, reward points, interest free credit and discount offers on purchases made at select stores. All this makes it attractive to use a credit card in lieu of cash for your purchases. If you are wondering, "What happens after I hand over my card to the cashier?", then read on to know more.


When you hand over your credit card to the cashier to pay for your purchases he takes it and swipes it in the merchant's point of sale (POS) system. This system is connected to the merchant's bank via a communication link. This POS system helps in verifying your data by using an electronic verification system. The details verified include the validity of your card and the availability of sufficient balance on your credit card to pay for the purchases.


Once your details are transmitted to the merchant's bank, they are sent to your bank which then authorizes the payment if all the details are in order. This authorization is then sent to the merchant's bank, which then blocks the amount from your credit limit so as to reimburse it to the merchant later on. The authorization generates an approval code and is transmitted to the merchant. This code has to be keyed in by the cashier, after which two copies of charge slip are generated. This charge slip is your agreement to pay your issuing bank the amount of purchase. You then sign one copy of the charge slip and take the other one with you, along with your purchase.

Just like you, there are many others who use credit cards for their purchases. They also generate their own charge slips. All these charge slips are stored in batches and submitted by the merchant to his bank, once a day at the end of the working day. But remember, the nature of the relationship of the merchant with his bank is far different from your relation with your bank. It is called a merchant account and is actually a line of credit rather than a regular account. As per this contract, the bank agrees to undertake collection of payments on behalf of the merchant from his customers' banks. These payments are credited to the merchant's bank accounts after deducting the fees for all the services involved.


When the merchant deposits these batches in his bank, they are sent by the merchant's bank for clearing and settlement through the credit card association. This association charges your purchase amount to your bank and pays the amount to the merchant's bank. The merchant's bank then reimburses this amount to the merchant.

Your bank now charges your purchase amount to your credit card account. On the specific date, your bank will generate an account statement, listing all the credit and debit transactions in your account. If the debits are higher than credits, you have to pay the difference to your bank. You will also be given a due date, which is the last date by which you have to repay your bank in full. Failure to pay off this amount in full by due date will mean you will have to pay late fees as well as interest charges to the bank. These fees and charges can be very high, so be very careful.


Credit cards are a powerful credit tool to help you tide over short term financial requirements. However they must be used judiciously, as any misuse of the credit card can attract stiff charges and make you fall into debt trap, besides destroying your credit rating. So the watch word is - BE CAREFUL when using the credit card.

Some of the major banks that issue credit cards include:

HDFC Bank Credit Card FAQs

  1. Who can get a Credit Card?
    Anyone with a fixed income, aged above 21 & good CIBIL credit score can get a credit card.
  1. What will be my credit limit?
    The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history.
  1. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.
  1. What should I do if there is a fraud transaction on my credit card?
    You should immediately inform your credit card issuer about the fraud transaction.
  1. What should I do if my Credit card is lost or stolen?
    If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.
  1. Which payment network credit cards are available in India?
    Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.
  1. What is a grace period?
    A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.
  1. Will there be any joining fees for credit card?
    Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.
  1. Is there any annual fee associated with credit cards?
    Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.
  1. What is the interest rate/finance charge for credit cards?
    The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).
  1. Will there be an overdue penalty or late payment fee?
    Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.
  1. Will there be a separate charge for foreign currency transactions on my credit card?
    Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.
  1. How can I make my credit card payment?
    • Credit Card issuers provide the following credit card payment options:
      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.

HDFC Bank Credit Card Eligibility & Documentation

Credit Card Eligibility Criteria:

  • Card holder should be in the age bracket of 18 years to 70 years.
  • Should have a fixed monthly income.
  • Should have a good CIBIL credit score.

Documents required for Credit Card:

  • Pan Card Photocopy OR Form 60
  • Latest Salary Slip, Form 16, Income Tax return copy as income proof
  • Passport, driving license, ration card, etc for residence proof.

HDFC Bank Credit Card Credit Card Details

Features & Benefits of Credit Cards :

To fulfill dreams which can’t wait, apply for credit cards and live your dreams.

Credit Cards come with great features and benefits :

  • Save on fuel spends
  • Exiting reward programs
  • Comprehensive Insurance coverage
  • Cash back facilities
  • EMI facility on your product purchases
  • Balance Transfer facility
  • Interest Free Period
  • Special discounts on various products

Credit Card Articles

  • Balance of transfer on cards–Make most of it!
    Have you ever run into a situation where you find your current outstanding dues on your credit card suddenly overwhelming? Do you wish you had better benefits on your card? There is a way out which will give you more time to pay off the dues and also get rid of your current credit card. Balance of Transfer facility is the answer.
  • Use your credit card right!
    Never exceeding 40% of your credit limit has a very beneficial effect on your credit score. This shows your credit limit is high but you have not burnt it up and have plenty in reserve. This logic helps you attain a much higher credit score. This is the same logic that suggests you should not close any credit card accounts, as they collectively will provide you a high credit limit, which is good for the score.
  • Prevent credit card fraud!
    Whenever you use your card, always ensure that the transaction is completed in front of you and that no details are written down by the merchant. Do not provide photocopies of both sides of the credit card to anyone. The card verification value (CVV) which is required for online transactions is printed on the reverse of the card. Anyone can use the card for online purchases if the information is available with them.
  • Credit card checklist!
    As the features offered by each credit card varies, it is essential for you to understand which features will benefit you a lot. If you are shopping regularly at a particular store, go for a credit card that offers your reward points or cash back or discount when you shop at that store. Don’t select a card that offers you free air miles on usage, if you are not a regular flier.

Credit Card Forum

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HDFC Bank  Credit Card Reviews
Customer Reviews
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  • 'Improvisation on their service'
    /images/customer_review/default-unknown-person.png
    OM PRASAD SUBEDI, bangalore
    Yes, I recommend this bank.
    HDFC BANK Credit Card
    3.0/5
    validated-source

    HDFC Bank was good in terms of their credit limit,benefits were also seems to be good. But i suggest HDFC to work on their customer service and response, otherwise overall am happy about their automatic enhancement facility etc............

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Credit Card from HDFC BANK on BankBazaar.com Reviewed on
  • Personal Review
    /images/customer_review/default-unknown-person.png
    AMIT VILAS REGE, ahmednagar
    Yes, I recommend this bank.
    HDFC BANK Credit Card
    4.0/5
    validated-source

    I hope there are no hidden charges for credit card. E mail & mobile sms conformation while I have use may credit card. Net Banking payment for credit card amount. Simple to use. Monthly statement received on e mail id in detail format. No charges for the same.

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    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from HDFC BANK on BankBazaar.com Reviewed on
  • HDFC Bank Credit Card
    /images/customer_review/default-unknown-person.png
    Neeraj Kumar, kurukshetra
    Yes, I recommend this bank.
    HDFC BANK Credit Card
    4.0/5

    Service of HDFC bank is good , I have saving account and also have credit card, and i using it without any doubt about any extra charge, I am happy with service provide by HDFC Bank. Hop HDFC bank provide me more better services. Some improvement need at branch only

    Was this review helpful? Yes

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    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from HDFC BANK Reviewed on
  • coprative
    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
    DEEP CHAND, meerut
    Yes, I recommend this bank.
    HDFC BANK Credit Card
    4.5/5
    validated-source

    im very happy with hdfc bank i fell like a family memmber whenver i vist the bank last time i visted the bank they treat me very well and told me new scheme of RD and the i do a new RD as per the condition in may simply i would like to say thanks hdfc bank

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    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from HDFC BANK on BankBazaar.com Reviewed on
  • So far the experience is good, lets see what happens
    /images/customer_review/default-unknown-person.png
    SALMAN AHMED ANSARI, nagpur
    Yes, I recommend this bank.
    HDFC BANK Credit Card
    4.5/5
    validated-source

    I have applied for the credit card, so far the experience is good, lets hope for the best. The bankbazaar.com site appears good. Lets see if i get my credit card though this site. If i get the card, so it will be great experience from bankbazaar.

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Credit Card from HDFC BANK on BankBazaar.com Reviewed on
  • very good
    /images/customer_review/default-unknown-person.png
    DEEP BARUA, kolkata
    Yes, I recommend this bank.
    HDFC BANK Credit Card
    4.0/5
    validated-source

    HDFC bank services is good but still need to improve so as to compete with the services of ICICI,HSBC,CITIBANK etc. I do not know much about the Credit card minimum processing time that HDFC would take for me. But I would appreciate if HDFC process my Credit card As soon as possible because don't know why I have a blind trust with the bank. Hope that HDFC will keep up to my expectations.

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    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from HDFC BANK on BankBazaar.com Reviewed on
  • HDFC Bank  Credit Card
    /images/customer_review/default-unknown-person.png
    M.BHARATH BHARATH MOGURAM, hyderabad
    HDFC BANK Credit Card
    3.0/5
    validated-source

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    took a Credit Card from HDFC BANK on BankBazaar.com Reviewed on
  • HDFC Bank  Credit Card
    /images/customer_review/default-unknown-person.png
    HDFC BANK Credit Card
    4.5/5
    validated-source

    Excellent in all departments

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    took a Credit Card from HDFC BANK on BankBazaar.com Reviewed on
  • HDFC Bank  Credit Card
    /images/customer_review/default-unknown-person.png
    VINOD R YADAV, ahmedabad
    HDFC BANK Credit Card
    4.0/5
    validated-source

    good

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    took a Credit Card from HDFC BANK on BankBazaar.com Reviewed on
  • HDFC Bank  Credit Card
    /images/customer_review/default-unknown-person.png
    PRASHANTH I M, bangalore
    HDFC BANK Credit Card
    4.5/5
    validated-source

    EXCELENT BANK TO BE ASSOCIATED FROM LAST 5 YEARS

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    took a Credit Card from HDFC BANK on BankBazaar.com Reviewed on
  • HDFC Bank  Credit Card
    /images/customer_review/default-unknown-person.png
    HDFC BANK Credit Card
    5.0/5
    validated-source

    best service 5 star

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  • HDFC Bank  Credit Card
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    SRIKANTH SHETTY SIDDAMSHETTY, hyderabad
    HDFC BANK Credit Card
    5.0/5
    validated-source

    Good bank for banking easyly

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  • HDFC Bank  Credit Card
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    HDFC BANK Credit Card
    3.5/5
    validated-source

    AGGRESSIVE ACTION

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  • HDFC Bank  Credit Card
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    HDFC BANK Credit Card
    5.0/5
    validated-source

    GOOD SERVICE

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  • Review number: 30412
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    ANUPAM CHOPRA CHOPRA, new delhi
    HDFC BANK Credit Card
    3.5/5
    validated-source

    Propmt and effective service.

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  • Review number: 30500
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    KUMAR DORAISWAMY DORAISWAMY, chennai
    HDFC BANK Credit Card
    4.0/5
    validated-source

    Good bank in India to be associated with.Especially when it comes to banking services.

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  • Review number: 30166
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    HDFC BANK Credit Card
    5.0/5
    validated-source

    Over All Your Services is very good and also very fast.

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  • Review number: 30164
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    HDFC BANK Credit Card
    4.5/5
    validated-source

    Very Quick Delivery

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  • Review number: 30076
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    AVIK BHATTACHARYA, kolkata
    HDFC BANK Credit Card
    5.0/5
    validated-source

    Service is prompt realy appriciate it

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  • Review number: 30142
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    ANJU SINGH SINGH, ghaziabad
    HDFC BANK Credit Card
    4.0/5
    validated-source
    (8)

    good service given to customer

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Customer Reviews
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