Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • HDFC Bank Credit Cards

    HDFC Bank Credit Card
     4.0 / 5.0   by 3936 users
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    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card
    Annual Fee
    Reward type
    JetPrivilege HDFC Bank World Credit Card
     
    3.5 / 5.0
    by 36 users
    Annual Fee:
    Annual Fee: 2,500
    Renewal Fee: 2,500
    Reward type:
    Airline
    HDFC Bank MoneyBack Credit Card
     
    4.0 / 5.0
    by 72 users
    Annual Fee:
    Life Time Free
    (If only applied through website)
    Reward type:
    Shopping and Cashback
    HDFC Bank All Miles Credit Card
     
    4.0 / 5.0
    by 13 users
    Annual Fee:
    Life Time Free
    (If only applied through website)
    Reward type:
    Airline
    HDFC Bank Regalia Credit Card
     
    4.0 / 5.0
    by 13 users
    Annual Fee:
    Annual Fee: 2,500
    Renewal Fee: 2,500
    Reward type:
    Lifestyle
    HDFC Bank Diners Premium Credit Card
     
    3.5 / 5.0
    by 10 users
    Annual Fee:
    Annual Fee: 2,500
    Renewal Fee: 2,500
    Reward type:
    Airline
    HDFC Bank Diners Rewardz Credit Card
     
    3.5 / 5.0
    by 14 users
    Annual Fee:
    Life Time Free
    (If only applied through website)
    Reward type:
    Shopping and Cashback

    *Check eligibility to see cards you are eligible for

    Get the best credit cards from HDFC Bank through BankBazaar

    HDFC Credit Cards Overview:

    The Housing Development Finance Corporation (HDFC) was established in 1994. It is the fifth largest bank in India by assets and is the largest private sector bank in the country. Since 1995, a single minded focus on providing product quality and service excellence has earned HDFC the reputation of being a “World-Class Indian Bank”. HDFC has consistently earned awards like JP Morgan Quality Recognition Award and AIMA Managing India Awards which stands as a testimony to HDFC’s top notch banking services. The bank offers a diverse array of unique financial and banking solutions that caters to the needs of individuals, SME’s and corporates. HDFC offers services in areas like personal banking, wealth management and trade services.

    When it comes to credit cards, HDFC cards provide extreme convenience, unmatched privileges and special discounts. Carefully designed to suit individual lifestyles, HDFC credit cards will definitely delight your wallet.

    Why Choose HDFC Credit Cards:

    HDFC Credit cards comes with a plethora of customer-centric advantages that will fetch you rewards and discounts.

    • Travel Benefits: With the co-branded airline cards, you stand to earn JPMiles on every purchase which will fetch you amazing discounts on air tickets.
    • Lifestyle Benefits: With reward points that come with every spend that you make, you can buy special merchandise and avail deals at the merchant partner stores.
    • Other Unique Benefits: Unique privileges ranging from exclusive credit card for women to easy EMI options for costly spends, make HDFC cards one of its kind in the market.

    Features and Benefits of HDFC Credit Cards:

    HDFC provides a wide array of credit cards to match everyone’s taste and expenses. HDFC cards are internationally accepted and recognized at millions of merchant establishments across the world. Unique benefits like EMI option, reward schemes, loan on credit cards and online services make HDFC cards the best of its kind.

    Why Apply for HDFC Credit Cards through BankBazaar?

    BankBazaar offers you the option to explore all credit cards in detail. Given the vast number of credit cards in the market, BankBazaar will help you zero in the best credit card which matches your needs and lifestyle requirements. Also, you will be able to compare cards and their features which will make your selection process easy. What more, you will be able to apply for a credit card by simply clicking on “Apply” button right from the comfort of your home.

    How to Apply for a HDFC Credit Card through BankBazaar?

    In BankBazaar’s homepage, select “Credit Cards” from the top pane. You will have the option to select credit cards based on the bank or based on the card. To apply for HDFC Cards, select “By Bank” and choose HDFC Bank. You will be able to view and explore different HDFC cards and also check your eligibility for a selected card. You can apply for a card directly by clicking on the “Apply” button and filling in your personal details.

    Eligibility Criteria:

    • To apply for any HDFC card, you should be at least 21 years old and not older than 65.
    • Your annual income must be at least 2 lakh if you are salaried.
    • If you are self-employed, your earnings per year must be at least 1.5 lakh.

    Documentation Requirements:

    • You must have at least 2 photo and signature bearing national identity cards.
    • Proof of address for which documents like ration card and electricity bill can be submitted.
    • PAN card, Form 16 and the Income Tax Returns Statement might be asked for.

    HDFC Bank credit card details:

    Super Premium Credit Cards:

    Infinia:

    Driven by inimitability and spoilt by elegance, Infinia, like the name suggests, has no limit on how much you spend.

    Benefits & Features:
    • Infinia Card comes with no prearranged limit on cash spending or withdrawal.
    • You earn 5 points for every INR.150 you spend.
    • You automatically get free Priority Pass and Taj Epicure Inner Circle Gold Membership.
    • Reserve air tickets, film tickets, and hotel rooms via HDFCBankInfinia.com and make double the points.
    • Free international travel insurance.
    HDFC Regalia card:

    With this super premium credit card enjoy travel and luxury benefits along with privileges such as complimentary passes, gold memberships, etc.

    Benefits & Features:
    • The minute the regalia card is issued, you will receive extra cash points of 2500 as a welcome gifts.
    • You earn four points every time you spend INR. 150.
    • Free Priority Pass as well as Taj Epicure Inner Circle Gold Membership.
    • You can get the best deals available on flight fares, hotel reservations, and film tickets on the HDFC Travel & Entertainment Portal.
    • Go to www.hdfcbankregalia.com and get 8 points with every INR. 150 spent here.
    Diners Club Black:

    With this exclusive international lifestyle benefit card that offers amazing deals and discounts on shopping.

    • Enjoy special entry to the choicest Golf Clubs in India as a Green Fee player.
    • You can earn travel coupons worth INR. 750 for every 1000 points accrued.
    • Points can be redeemed as cash for air tickets, hotel booking at the HDFC entertainment website, hdfcbankdinersclub.com.

    Co-Brand Cards:

    JetPrivilege HDFC Bank World:

    JetPrivilege HDFC Bank World Card is a top airline co-branded credit card that offers you the exclusive travel perks.

    Benefits & Features:
    • You get a welcome gift of up to 10,000 additional JPMiles and one way base ticket charges rebated when you use Jet Airways.
    • Get six JPMiles whenever you spend INR. 150 and 18 JPMiles on every air ticket reserved from the official Jet Airways or JetKonnect website.
    • Committed check-in with 10 kg extra baggage permissions.
    Platinum Times Card:

    Platinum Times Card is an entertainment credit card that offers you great discounts when you go to restaurants or movies.

    Benefits & Features:
    • 25 percent off on film tickets.
    • 20 percent off when dining.
    • Get discount coupons at the time of card issuance.
    • Earn three points for every INR. 150 spent.
    • Earn 10 points when you dine out during weekends.
    Titanium Times Card:

    Another entertainment credit card which will let you enjoy movies and delicacies at unbelievable prices.

    Benefits & Features:
    • Low interest and easy EMIs.
    • 25 percent off on film tickets and theatre tickets.
    • 15 percent off when you dine out at partnered restaurants.
    • 2 points earned when you spend INR. 150.
    • Earn 5 bonus points when you dine out during weekends.
    JetPrivilege Platinum:

    This world-class airline co-branded credit card with JPMiles benefits and privileges is mainly aimed at a global traveler.

    Benefits & Features:
    • Welcome gift of 4000 extra JPMiles.
    • One way base charges rebated if you book a Jet Airways ticket.
    • Get five JPMiles whenever you spend INR. 150.
    • Earn 15 JPMiles on every air ticket reserved from official websites of Jet Airways or JetKonnect.
    • Get five percent off on base charge for air tickets reserved from Jet Airways or JetKonnect.

    Professional credit cards:

    Doctor's Superia:

    This is a premium credit card that offers exclusive travel privileges to doctors. It comes with an elaborate and convenient lounge program.

    Features and Benefits:
    • This credit card comes with a welcome benefit of 1000 reward points.
    • On every Rs.10 spent the cardholder is entitled to get 3 reward points.
    • Upon using the card for dining expenses, the cardholder can receive 50% more reward points.
    • Free Priority Pass Membership
    • With expenses of over 5 lakh used on your credit card, you can earn an air voucher worth Rs.8000.
    • With benefits of airport lounge access and fuel transactions, you can save approximately Rs. 8,300.
    • Lounge access at domestic and international airports.
    • A spend of Rs. 15,000 in the first 90 days of card issue, gets the first year annual fee reversed.
    • With Rs. 1, 00,000 spend in a year prior to renewal date get the renewal fee reversed.
    Teacher's Platinum:

    Teacher’s Platinum Credit Card offered by HDFC Bank is a credit card that is custom-made for teachers. It offers the added advantage of fuel benefits across any fuel station.

    Features and Benefits:
    • With every Rs.150 spend get 2 reward points.
    • When you shop on weekends get 3 times more reward points and earn 2,400 reward points or more annually on weekend shopping.
    • On Teacher’s Day get 500 bonus reward points.
    • With every spend of Rs.250 at the fuel station, get a Fuel Surcharge Waiver and get an opportunity to save Rs.1,500 annually on fuel transactions.
    • Zero lost card liability.

    Premium Travel credit cards:

    Superia:

    Superia Credit Card is a premium travel credit card that helps to redeem reward points as air miles and offers other travel privileges.

    Features and Benefits:
    • On card issue, the cardholder is entitled to receive 1000 Reward Points as a welcome benefit.
    • With every Rs. 150 spend, get 3 reward points.
    • Upon using the card for dining expenses, the cardholder can receive 50% more reward points.
    • Free Priority Pass Membership.
    • With expenses of over 5 lakh used on your credit card, you can earn an air voucher worth Rs.8000 and additional rewards.
    • With benefits of airport lounge access and fuel transactions, you can save approximately Rs. 8,300.
    • With spend of Rs. 15,000 in the first 90 days of card issue, get the first year annual fee reversed.
    • With Rs. 75,000 spend on the credit card in a year prior to renewal date get the renewal fee reversed.
    AllMiles:

    AllMiles Credit Card is a premium card that offers two times more reward points in the exclusive AllMiles website.

    Features and Benefits:
    • With card issue, the cardholder is entitled to receive 1000 Reward Points as a welcome benefit.
    • With every Rs. 150 spend, get 3 reward points.
    • Free Priority Pass Membership.
    • With every Rs.500 spent at the fuel station, get a Fuel Surcharge Waiver.
    • With spend of Rs. 15,000 in the first 90 days of card issue, get the first year annual fee reversed.
    • With Rs. 1, 00,000 spend on the credit card in a year prior to renewal date get the renewal fee reversed.

    Premium Women Credit Cards:

    Solitaire:

    Solitaire is a unique, one of a kind card offered by HDFC Bank exclusively for women. Spends on the card are rewarded with Shoppers Stop gift vouchers.

    Features and Benefits:
    • With every Rs. 75,000/- spend every 6 months, the cardholder can avail Rs. 1,000 worth of Shoppers Stop vouchers.
    • Upon using the card for dining expenses and grocery spends, the cardholder can receive 50% more reward points.
    • With every Rs. 150 spend, get 3 reward points.
    • The card offers the option of redeeming reward points as cashback. With every 100 reward points get Rs. 40 cashback.
    • Get Shoppers Stop vouchers of Rs. 2,000 annually.
    • Opportunity to earn Rs. 4,000 as Cashback on reward points accumulated by spending Rs. 5 lakh on the card.
    • With benefits on fuel transactions, cardholders get to save Rs. 1,500 annually.
    • Zero Lost Card Liability.

    Premium Credit Cards:

    World MasterCard:

    World MasterCard is a credit card that offers attractive benefits and waivers of fuel surcharge at all fuel stations across India and also privileged access to premium airport lounges.

    Features and Benefits:
    • With every Rs. 150 spend, get 2 reward points.
    • For spends above Rs. 75,000 in a statement cycle, get 50% additional reward points.
    • With every Rs.250 spent at a fuel station, get a Fuel Surcharge Waiver.
    • Benefits of MasterCard lounge program is included, which offers the cardholder complimentary airport lounge access.
    • You can have up to 3 add-on credit cards.
    • With spend of Rs. 15,000 in the first 90 days of card issue, get first year annual fee reversed.
    • With Rs. 75,000 spend on the credit card in a year prior to renewal date get the renewal fee reversed.
    • With benefits of airport lounge access and fuel transactions, you can save approximately Rs. 8,300.
    Diners Club Premium

    Diners Club Premium Credit Card is one of the best lifestyle cards that is offered by HDFC Bank. It comes with special offers and unlimited domestic lounge access.

    Features and Benefits:
    • With every Rs. 150 spend, get 4 reward points.
    • Get unlimited golf lessons for free.
    • For every 1000 reward points earned, get Rs.600 worth of e-vouchers that can be redeemed for Airline Tickets, Hotels and Movies, etc.
    Diners Club Rewardz:

    HDFC Bank offers Diners Club Rewardz Credit Card to its customers who wishes to gain maximum travel rewards and other travel benefits.

    Features and Benefits:
    • With every Rs. 150 spend, get 3 reward points.
    • Special Concierge services exclusive to Diners Club Rewardz credit cardholders that help to make reservations, booking hotel rooms, sending gifts, etc.
    • Get 2 times more reward points on the HDFC travel and entertainment portal.
    Visa Signature Card:

    With Visa Signature Card offered by HDFC Bank, get waiver of fuel surcharge at all fuel stations across India and also privileged access to premium airport lounges.

    Features and Benefits:
    • With every Rs. 150 spend, get 2 reward points.
    • With every Rs.250 spent at the fuel station, get a Fuel Surcharge Waiver.
    • For incremental spends above Rs. 75,000 in a statement cycle get 50% more reward points.
    • With every Rs.250 spent at the fuel station, get a Fuel Surcharge Waiver.
    • You can apply for up to 3 add-on credit cards.
    • With spend of Rs. 15,000 in the first 90 days of card issue, get the first year annual fee reversed.
    • With Rs. 75,000 spend on the credit card in a year prior to renewal date get the renewal fee reversed.
    • With benefits of airport lounge access and fuel transactions, you can save approximately Rs. 8,300.

    Regular Credit Card:

    Platinum Plus:

    Platinum Plus Credit Card offered by HDFC Bank offers the advantage of fuel benefits across any fuel station in India.

    Features and Benefits:
    • With every Rs. 150 spend, get 2 reward points.
    • For incremental spends above Rs. 50,000 in a statement cycle get 50% more reward points.
    • With every Rs.250 spent at the fuel station, get a Fuel Surcharge Waiver.
    • Get the opportunity to save more than Rs. 1,500 annually on fuel transactions.
    • Get 1,200 reward points in a year.
    • Zero lost card liability.
    • Avail revolving credit facility at nominal interest rates.

    Cashback Credit Cards:

    Platinum Edge Credit Card:

    HDFC Platinum Edge credit card offers cashback on various everyday expenses.

    Features and Benefits:
    • For every Rs.150 spent through your card, earn 2 reward points.
    • Enjoy 50% additional reward points for expenses made on dining out.
    • Enjoy fuel surcharge waivers. This is capped at Rs. 250 in every billing cycle (sales tax applicable).
    • The chip on the card ensures that every transaction made is safe and secure
    • Enjoy revolving credit facility at a nominal interest rate.
    Titanium Edge Credit Card:

    Enjoy cashback on your day to day expenses, with HDFC Titanium Edge credit card.

    Features and Benefits:
    • For every Rs.150 spent through your card, earn 2 reward points.
    • Enjoy 50% additional reward points for expenses made on dining.
    • Reward points can be redeemed as cashback against the outstanding bill amount.
    • Enjoy fuel surcharge waivers. This is capped at Rs. 250 in every billing cycle (sales tax applicable).
    • On reporting the loss of your credit card immediately, you enjoy zero liability on any fraudulent transactions made through your card.
    MoneyBack Credit Card:

    HDFC MoneyBack credit card offers cashback and benefits on various travel and retail expenses.

    Features and Benefits:
    • For every Rs.150 spent through your card, earn 2 reward points.
    • Earn 3X reward points on online transactions.
    • Enjoy fuel surcharge waivers. This is capped at Rs. 250 in every billing cycle (sales tax applicable).
    • The chip on the card ensures that every transaction made is safe and secure.
    • Enjoy revolving credit facility at a nominal interest rate.

    Commercial Credit Cards:

    Business Platinum Credit Card:

    Enjoy Cashback on retail expenses you make, with the HDFC Business Platinum Credit Card.

    Features and Benefits:
    • HDFC Business Platinum Credit Card is accepted worldwide.
    • On a minimum statement balance of Rs. 50,000, enjoy 1% cashback on your retail expenses. This is not applicable on fuel spends.
    • Get flat 1% cashback on your international expenses of Rs. 10,000 or above (in a single statement cycle).
    • Enjoy fuel surcharge waivers. This is capped at Rs. 500 in every billing cycle (sales tax applicable).
    • Enjoy exclusive airport lounge access at various airports across India.
    Corporate Platinum Credit Card:

    With a HDFC Corporate Platinum Credit Card, enjoy privileged access to airport lounges across selected domestic airports.

    Features and Benefits:
    • Get up to 50 interest free days on your card.
    • For every Rs.150 spent through your card, earn 2 reward points.
    • Availability of 24X7 online Monthly Instalment Scheme (MIS).
    • Enjoy fuel surcharge waivers at all petrol pumps for transactions between Rs. 400 to Rs. 5000.
    • Enjoy accident insurance coverage on air, road and railway travel (conditions apply).
    Corporate World MasterCard:

    HDFC Corporate World MasterCard offers its customer’s privileged access to premium airport lounges across the world.

    Features and Benefits:
    • Availability of 24X7 online Monthly Instalment Scheme (MIS).
    • Enjoy accident insurance coverage on air, road and railway travel subject to conditions applicable.
    • Enjoy fuel surcharge waivers at all petrol pumps for transactions between Rs. 400 to Rs. 5000.
    • Get up to 50 interest free days on your card.
    • Get access to premium airport lounges at selected airports.
    Corporate Card:

    HDFC Corporate Credit Card offers multiple travel and entertainment benefits to its customers.

    Features and Benefits:
    • This card is accepted worldwide.
    • Get up to 50 interest free days.
    • Around the clock availability of online Monthly Instalment Scheme (MIS).
    • Enjoy fuel surcharge waivers at all petrol pumps for transactions between Rs. 400 to Rs. 10,000.
    • For every Rs.150 spent through your card, earn 2 reward points.
    • Revolving credit facility available at an interest rate of 1.99% per month.

    FAQ’s for HDFC Bank Credit Cards

    1. What are the different categories of credit cards offered by HDFC Bank?
    2. Super Premium Credit Cards
      Infinia
      Regalia
      Diners Club Black
      Premium Women's Credit Cards
      Solitaire
      Co-Brand Credit Cards
      Platinum Times Card
      Titanium Times Card
      Premium Credit Cards
      Visa Signature
      World MasterCard
      Diners Club Premium
      Diners Club Rewardz
      Professional Credit Cards
      Doctor's Superia
      Teacher's Platinum
      Regular Credit Cards
      Platinum Plus
      Premium Travel Credit Cards
      Superia
      AllMiles
      Commercial Credit Cards
      Business Regalia
      Business Platinum
      Business Gold
      Corporate Platinum
      Corporate Visa Signature
      Corporate World MasterCard
      Corporate Card
      Purchase Card
      Distributor Card
      CashBack Cards
      Platinum Edge
      Titanium Edge
      MoneyBack
       

    3. At a glance, what features do HDFC Bank credit cards offer to a customer?

      • Welcome benefits
      • Rewards Points - Redemption across multiple airlines
      • Attractive offers on movies and dining
      • Spend based Annual and Renewal fee reversals
      • Fuel Surcharge waivers
      • Priority passes
      • Comprehensive Insurance coverage

    4. Can I apply for a HDFC credit card online? What benefits can I get?
    5. Yes, you can apply for a HDFC credit card online, getting an e-approval in just three easy steps. Additionally, online applicants can enjoy special offers like lifetime free credit cards, Rs 250 cashback and 5X rewards points on purchases for the first three months.

    6. What are the documents required to complete my HDFC credit card application online?

      • Applicant's address details
      • PAN card
      • Scanned copy of your ID proof and address proof

    7. How do I register for Credit Card Net Banking with HDFC?
    8. As an existing HDFC Bank account holder, you can register for Credit Card Net Banking services by following the below given steps.

      • Customers need to login into NetBanking with their customer ID and internet password.
      • Inside the Net Banking account, click on the credit card tab.
      • Add your new card, by selecting the ‘Register New Card’ feature.
      • Enter your card credentials like credit card number, credit card ATM PIN, expiry date and click on ‘Submit’.

    9. What are the features available under HDFC Credit Card Net Banking?
    10. After logging into a HDFC NetBanking account, customers can view the following:

      • Cash and credit limits pertaining to the registered credit card
      • Billed/Unbilled transactions
      • Payment due date
      • Reward points earned on a credit card
      • Credit Card Statements (up to 6 months)

    11. How can I pay my HDFC credit card bills?
    12. Customers can use any of the following modes of payments:

      • HDFC Bank Netbanking
      • Non-HDFC Bank Netbanking
      • HDFC Bank Mobile Application
      • Auto pay
      • ATM Funds Transfer

    13. What is the advantage of paying my HDFC credit card bill using internet banking?
    14. Customers can make online credit card payments free of charge, and also from other non-HDFC Bank accounts.

    15. Can I take a loan using the HDFC Bank credit card I currently hold?
    16. Yes, if you are an existing HDFC Bank credit card holder, there are two pre-approved loans offered - Insta Loan, within your credit card limit and Insta Jumbo Loan, available above the credit limit of your card.

    17. What does the SmartEMI scheme offer to a customer?
    18. The Smart EMI scheme allows you to easily convert your credit card purchases into monthly instalments with flexible tenures and attractive interest rates.

    19. I am looking to transfer my existing credit card balance to a HDFC credit card. Is that possible?
    20. Yes, you can transfer your outstanding balance from any other bank’s credit card to your new or existing HDFC Bank credit card and complete the payments with flexible EMI options.

    21. My HDFC credit card application is in process. Can I track the status online?
    22. Yes, your credit card application status can be instantly got on the HDFC web portal by providing your application reference number, mobile number or date of birth.

    23. Are HDFC Bank credit card statements available online?
    24. Yes, HDFC credit card statements up to a period of six months can be viewed online by using the Credit Card Net Banking feature.

    25. Can I earn reward points and JPMiles for expenses done using my HDFC Bank credit card?
    26. ‘MyRewards’ from HDFC Bank is a unique reward points program presenting easy redemption options with a wide range of coupons and discounts to choose from. Customers can earn JPMiles from their Jet Airways/HDFC Bank co-branded credit cards.

    27. Does HDFC Bank offer the option of converting accrued rewards points into Air-miles or Airline E-Vouchers?
    28. Yes, HDFC credit card holders do have the option of converting their accumulated rewards points into Air-miles or Airline e-vouchers online. The number of reward points available currently for redemption can be got from a customer’s credit card statement.

    News About HDFC Bank Credit Card

    • HDFC Ups its GoDigital Plan- PayZapp, Mobile Payments Piggybacking on Apple Pay

      Mobile payments is a hot topic in the Indian context today, and the situation gets more competitive with the launch of ‘PayZapp’, HDFC Bank’s foray into this very lucrative operational sphere. This new app joins others in the market, including PayMate, PayZippy, Paytm, M-PESA, PingPay etc, and offers a string of mobile payment solutions that are designed to alleviate the customer’s dependence on conventional payment mediums like debit/credit cards, as well as usher in a safer, technologically advanced medium for financial transactions. Interestingly, PayZapp will be the first in its class to utilise Apple Pay and its ground breaking technology. Whilst Samsung Pay and Android Pay will join under PayZapp’s applicable playing fields soon, it looks like HDFC’s ‘GoDigital’ campaign is definitely going places.

      1st July 2015

    • Holiday packages on EMI by TravelnShop

      TravelnShop has collaborated with HDFC bank to provide EMI options for tourists in Jammu, Kashmir, Katra and Ladakh. Travellers holding HDFC credit cards can book holiday packages and hotel accommodations including houseboats, on the TravelnShop website. HDFC is providing EMI options of up to 12 months and is not imposing any processing fee or down payment. HDFC credit card holders can also avail a 10% discount by redeeming discount vouchers online on travel packages in Kashmir.

      TravelnShop is the only online travel portal from Jammu and Kashmir and is seeking to promote tourism by providing an online platform for tourists to find the best accommodation at competitive prices. Travellers can book their holiday packages online while opting for EMIs, and pay it in easy instalments.

      18th May 2015

    • HDFC to launch online shopping on its website

      HDFC, India's second largest private sector lender, is tying up with renowned e-tailers like Flipkart, Snapdeal and Amazon to provide the option of online shopping on the bank’s website. It is also seeking to get preferential deals for its customers on a host of products like clothes, shoes, and groceries. HDFC has been working to launch SmartBuy, based on customer feedback, so that customers can view deals offered by merchants to HDFC customers and use its payment gateway to make the purchase.

      In light of the rapid growth of e-commerce, this move seems to be highly beneficial for the bank. HDFC debit and credit cards account for about 30-40% of online spends. The bank benefits from this as it ensures online shopping payments are not routed through any third party websites. By law, the bank cannot sell goods directly, but has partnered with e-tailers who already have established websites.

      The bank is also launching a wallet facility that enables customers to store virtual credit and debit cards on their mobile phones.

      12th May 2015

    • HDFC, ICICI High on Mobile Payment Platforms

      After the pioneering Airtel, with its innovative Airtel Money concept, followed by Vodafone (m-pesa), Paytm, MobiKwik and Oxigen, it’s the turn of major commercial banks to jump into the mobile payments fray. HDFC bank is leading the charge with Chillr, a third party app platform that facilitates the transaction of money to anyone on the sender’s phone address book- a feature limited to just HDFC bank accounts for now, but expected to cover other bank accounts soon. Meanwhile, ICICI Bank launched the Pockets app last month- an online wallet in the likeness of MobiKwik or Paytm. The number of mobile payment users in India has also improved dramatically, standing in at 45 million users, almost twice the number of credit card users in India. The remarkable ease of money transfer, prospective acceptance of this payment by the bulk of small retailers across India and importantly, the ready acceptance of these online options by the target Indian audience has boosted HDFC and ICICI’s investment in this segment, and is likely to draw in more players, sooner than later.

      18th March 2015

    Credit Cards

    HDFC Bank Credit Cards Reviews

    HDFC Bank   Credit Card Reviews
    Customer Reviews
    Page 1 of 50 1 2 3 4 5
    • Validated User
      (0)

      I have a credit card with HDFC Bank. I do not much prefer this card as the rate of interest is very high not much of offers I get on it though I am having the card for the last five years. It is a life time free card. The banks needs to know how to value their customers.

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      Fees & Charges
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      lova took a Credit Card from HDFC BANK Reviewed on
    • Platinum Edge
      0.5 4.0/5
      Validated User
      (0)

      I feel HDFC is far better than SBI based on the credit card service.The credit limit offered in the card was less and I am requiring a higher credit limit.I have used the EMI facility but not through bank but directly through the vendors.I do have a platinum Edge card with HDFC Bank.

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      gaurav took a Credit Card from HDFC BANK Reviewed on
    • Titanium Edge
      0.5 4.0/5
      Validated User
      (0)

      Titanium edge card taken from Hdfc bank,it is a good card. This card I use it for all the purpose like shoppings, payments etc... I am totally satisfied with the credit limit. Actually I wont consider the interest rate. If any updates the customer service will call us or email me about the offers. It is a life time free card.

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      ashokkumar took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      The HDFC Bank Visa signature Platinum credit card is good. I use this card for shopping and also I get time to time offers around 10% as cash back for the purchases. Its a good limit offered to this card. One drawback about this card is there is no encashment facility for this card as I cannot convert those points into cash.

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      aakash took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      I am keep on getting calls and alerts stating offers and benefits but I hardly give attention to such things. There is no grace period that provided by HDFC bank on credit card payment but the cycle is comfortable for me to make payment. Limit in my credit card is of 2.5lakhs. Never tried for loans against this card.

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      gupteshwar took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      I have a credit card with HDFC Bank. The services has been good with them. I get a prompt response when there is a query. The offers are good, I get cash back offers and discounts when I shop online. There are reward points, which are not redeemable. There is a annual fee of Rs. 500 which gets waived off when there is a purchase of 50K.

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      vigneshwara took a Credit Card from HDFC BANK Reviewed on
    • Good
      https://cdn1.bankbazaar.com/images/customer_review/default-unknown-person.png
      , chennai
      Recommend Recommended by user
      Validated User
      (0)

      My opinion about HDFC Credit card. I am a longstanding customer . Name of the credit card is gold. Nothing interesting about this card. I have taken insurance on this card and this insurance is a free one. I am already holding an account with HDFC I have mapped my credit card to my account.

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      krishna took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      I use this credit card with HDFC very rarely and I donâ??t get any special benefits offered in the card.I have not tried the EMI options as well and the credit limit offered was good but if a customer needs increase the limit its easy to increase through the online portal itself.I do have a platinum card with HDFC Bank.

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      manikandan took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      It is a platinum plus card. It is useful for me. I am using this card for past four years. It would be nice if they increase the credit limit as per my salary. Interest rate is good. There are lot of offers available. The service is good on a whole with Hdfc bank in terms of credit card.

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      lendle took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      The signature card is taken from Hdfc bank..I use this card for online transactions only. It is a zero interest rate. the reward point are not provided. The service in terms of credit card is good. I suggest the bank to add reward points. And I am satisfied with the credit limit.

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      thameem took a Credit Card from HDFC BANK Reviewed on
    • Superia
      0.5 5.0/5
      Validated User
      (0)

      The HDFC Superia credit card is good. I use this card for paying my hotel bills and also to book my tickets. I get some reward points for all the transactions I do. It is a good limit offered and they have recently increased the limit from 50000 to 75000. I hold my salary account with this bank and it is very convenient for me to make the payments.

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      ranajee took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      I have the HDFC platinum credit card for the past 3 years. For the accumulated reward points the bank is giving the offers but not utilized yet. Interest rate of the card is very less and the card is life time free card.EMI conversation is available for the purchases. Loan on the credit card is also offered but some time the limit will be blocked or sometimes not it depends.

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      kiran took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      I am having the experience with the HDFC bank credit card.The name of the card is platinum.I recently closed the card due to the non flexibility with them.Even-though if a single rupee is pending with them they will not release the credit.The services are good with them.The offers are also good with them.

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      sridhar took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      I have a platinum credit card with HDFC Bank. They give good offers. I do have the EMI Schemes and instant loan facilities on my card but I have not made use of it. There is a visibility of deductions and of what I pay. There have a online statement and its feasible which is very useful. It is a life time free card.

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      santhosh took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      I am holding a HDFC credit card. I am getting my statements on time. Name of the credit card is Platinum credit card. I can purchase up to 2 lakhs on this card. I used to get all my deliverables on time. I am getting updates to my mobile number on time. They are very much helpful and they are customer focused as well.

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      pranav took a Credit Card from HDFC BANK Reviewed on
    • Platinum Edge
      0.5 2.5/5
      Validated User
      (0)

      The Platinum Edge credit card from HDFC Bank is good. I use this card for shopping, at hotels and also to make online payments. There are no much benefits for this card and so I am planning to upgrade this card. It is a good limit offered to this card.

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      hrushikesh took a Credit Card from HDFC BANK Reviewed on
    • Best option
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      , chennai
      Recommend Recommended by user
      Superia
      0.5 5.0/5
      Validated User
      (1)

      The HDFC Bank Superia credit card is good. I am using this card for purchasing and also for booking hotels as I often go for meetings. I do get rewards points for all the purchase. There is a facility with this card where I donâ??t have to make payments for the complete 3 months purchase and after which I can make it together after 3 months. Overall I am very much comfortable using this card.

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      karthikeyan took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (1)

      It is normal Titanium card taken from Hdfc bank. I use this mostly for all the purpose. Recently I stopped using this card is because of the chip error I am unable to swipe it. I contacted the customer service but then also I faced such error. Apart from this the customer service is good. interest rate is high and the charges are free. I suggest that Hdfc bank should improve the quality of their card, it would be more helpful.

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      sameer took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      I am having the credit card with HDFC bank.The name of the card is platinum, with the nominal credit limit.The offers are really good with them and it will change time to time.The annual charges are nil and that really the good one.

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      dharmendra took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (1)

      I got a credit card with HDFC Bank. It is a life time free card. They have a lot of good offers on shopping and discounts for shopping online. The rate of interest varies in the EMI schemes. The minimum interest offered was 11.25%. The services has always been good and prompt.

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      raja took a Credit Card from HDFC BANK Reviewed on
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