Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • HDFC Bank Credit Cards

    HDFC Bank Credit Card
     4.0 / 5.0   by 3535 users
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    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card
    Annual Fee
    Reward type
    HDFC Bank MoneyBack Credit Card
     
    4.0 / 5.0
    by 49 users
    Annual Fee:
    Life Time Free
    (If only applied through website)
    Reward type:
    Shopping and Cashback
    HDFC Bank All Miles Credit Card
     
    4.0 / 5.0
    by 12 users
    Annual Fee:
    Life Time Free
    (If only applied through website)
    Reward type:
    Premium
    HDFC Bank Regalia Credit Card
     
    4.0 / 5.0
    by 12 users
    Annual Fee:
    Life Time Free
    (If only applied through website)
    Reward type:
    Premium
    HDFC Bank Diners Premium Credit Card
     
    3.5 / 5.0
    by 7 users
    Annual Fee:
    Life Time Free
    (If only applied through website)
    Reward type:
    Lifestyle
    HDFC Bank Diners Rewardz Credit Card
     
    3.5 / 5.0
    by 12 users
    Annual Fee:
    Life Time Free
    (If only applied through website)
    Reward type:
    Shopping and Cashback

    *Check eligibility to see cards you are eligible for

    Get the best credit cards from HDFC Bank through BankBazaar

    HDFC Credit Cards Overview:

    The Housing Development Finance Corporation (HDFC) was established in 1994. It is the fifth largest bank in India by assets and is the largest private sector bank in the country. Since 1995, a single minded focus on providing product quality and service excellence has earned HDFC the reputation of being a “World-Class Indian Bank”. HDFC has consistently earned awards like JP Morgan Quality Recognition Award and AIMA Managing India Awards which stands as a testimony to HDFC’s top notch banking services. The bank offers a diverse array of unique financial and banking solutions that caters to the needs of individuals, SME’s and corporates. HDFC offers services in areas like personal banking, wealth management and trade services.

    When it comes to credit cards, HDFC cards provide extreme convenience, unmatched privileges and special discounts. Carefully designed to suit individual lifestyles, HDFC credit cards will definitely delight your wallet.

    Why Choose HDFC Credit Cards:

    HDFC Credit cards comes with a plethora of customer-centric advantages that will fetch you rewards and discounts.

    • Travel Benefits: With the co-branded airline cards, you stand to earn JPMiles on every purchase which will fetch you amazing discounts on air tickets.
    • Lifestyle Benefits: With reward points that come with every spend that you make, you can buy special merchandise and avail deals at the merchant partner stores.
    • Other Unique Benefits: Unique privileges ranging from exclusive credit card for women to easy EMI options for costly spends, make HDFC cards one of its kind in the market.

    Features and Benefits of HDFC Credit Cards:

    HDFC provides a wide array of credit cards to match everyone’s taste and expenses. HDFC cards are internationally accepted and recognized at millions of merchant establishments across the world. Unique benefits like EMI option, reward schemes, loan on credit cards and online services make HDFC cards the best of its kind.

    Why Apply for HDFC Credit Cards through BankBazaar?

    BankBazaar offers you the option to explore all credit cards in detail. Given the vast number of credit cards in the market, BankBazaar will help you zero in the best credit card which matches your needs and lifestyle requirements. Also, you will be able to compare cards and their features which will make your selection process easy. What more, you will be able to apply for a credit card by simply clicking on “Apply” button right from the comfort of your home.

    How to Apply for a HDFC Credit Card through BankBazaar?

    In BankBazaar’s homepage, select “Credit Cards” from the top pane. You will have the option to select credit cards based on the bank or based on the card. To apply for HDFC Cards, select “By Bank” and choose HDFC Bank. You will be able to view and explore different HDFC cards and also check your eligibility for a selected card. You can apply for a card directly by clicking on the “Apply” button and filling in your personal details.

    Eligibility Criteria:

    • To apply for any HDFC card, you should be at least 21 years old and not older than 65.
    • Your annual income must be at least 2 lakh if you are salaried.
    • If you are self-employed, your earnings per year must be at least 1.5 lakh.

    Documentation Requirements:

    • You must have at least 2 photo and signature bearing national identity cards.
    • Proof of address for which documents like ration card and electricity bill can be submitted.
    • PAN card, Form 16 and the Income Tax Returns Statement might be asked for.

    HDFC Bank credit card details:

    Super Premium Credit Cards:

    Infinia:

    Driven by inimitability and spoilt by elegance, Infinia, like the name suggests, has no limit on how much you spend.

    Benefits & Features:
    • Infinia Card comes with no prearranged limit on cash spending or withdrawal.
    • You earn 5 points for every INR.150 you spend.
    • You automatically get free Priority Pass and Taj Epicure Inner Circle Gold Membership.
    • Reserve air tickets, film tickets, and hotel rooms via HDFCBankInfinia.com and make double the points.
    • Free international travel insurance.
    HDFC Regalia card:

    With this super premium credit card enjoy travel and luxury benefits along with privileges such as complimentary passes, gold memberships, etc.

    Benefits & Features:
    • The minute the regalia card is issued, you will receive extra cash points of 2500 as a welcome gifts.
    • You earn four points every time you spend INR. 150.
    • Free Priority Pass as well as Taj Epicure Inner Circle Gold Membership.
    • You can get the best deals available on flight fares, hotel reservations, and film tickets on the HDFC Travel & Entertainment Portal.
    • Click on www.hdfcbankregalia.com and get 8 points with every INR. 150 spent here.
    Diners Club Black:

    With this exclusive international lifestyle benefit card that offers amazing deals and discounts on shopping.

    • Enjoy special entry to the choicest Golf Clubs in India as a Green Fee player.
    • You can earn travel coupons worth INR. 750 for every 1000 points accrued.
    • Points can be redeemed as cash for air tickets, hotel booking at the HDFC entertainment website, hdfcbankdinersclub.com.

    Co-Brand Cards:

    JetPrivilege HDFC Bank World:

    JetPrivilege HDFC Bank World Card is a top airline co-branded credit card that offers you the exclusive travel perks.

    Benefits & Features:
    • You get a welcome gift of up to 10,000 additional JPMiles and one way base ticket charges rebated when you use Jet Airways.
    • Get six JPMiles whenever you spend INR. 150 and 18 JPMiles on every air ticket reserved from the official Jet Airways or JetKonnect website.
    • Committed check-in with 10 kg extra baggage permissions.
    Platinum Times Card:

    Platinum Times Card is an entertainment credit card that offers you great discounts when you go to restaurants or movies.

    Benefits & Features:
    • 25 percent off on film tickets.
    • 20 percent off when dining.
    • Get discount coupons at the time of card issuance.
    • Earn three points for every INR. 150 spent.
    • Earn 10 points when you dine out during weekends.
    Titanium Times Card:

    Another entertainment credit card which will let you enjoy movies and delicacies at unbelievable prices.

    Benefits & Features:
    • Low interest and easy EMIs.
    • 25 percent off on film tickets and theatre tickets.
    • 15 percent off when you dine out at partnered restaurants.
    • 2 points earned when you spend INR. 150.
    • Earn 5 bonus points when you dine out during weekends.
    JetPrivilege Platinum:

    This world-class airline co-branded credit card with JPMiles benefits and privileges is mainly aimed at a global traveler.

    Benefits & Features:
    • Welcome gift of 4000 extra JPMiles.
    • One way base charges rebated if you book a Jet Airways ticket.
    • Get five JPMiles whenever you spend INR. 150.
    • Earn 15 JPMiles on every air ticket reserved from official websites of Jet Airways or JetKonnect.
    • Get five percent off on base charge for air tickets reserved from Jet Airways or JetKonnect.

    Professional credit cards:

    Doctor's Superia:

    This is a premium credit card that offers exclusive travel privileges to doctors. It comes with an elaborate and convenient lounge program.

    Features and Benefits:
    • This credit card comes with a welcome benefit of 1000 reward points.
    • On every Rs.10 spent the cardholder is entitled to get 3 reward points.
    • Upon using the card for dining expenses, the cardholder can receive 50% more reward points.
    • Free Priority Pass Membership
    • With expenses of over 5 lakh used on your credit card, you can earn an air voucher worth Rs.8000.
    • With benefits of airport lounge access and fuel transactions, you can save approximately Rs. 8,300.
    • Lounge access at domestic and international airports.
    • A spend of Rs. 15,000 in the first 90 days of card issue, gets the first year annual fee reversed.
    • With Rs. 1, 00,000 spend in a year prior to renewal date get the renewal fee reversed.
    Teacher's Platinum:

    Teacher’s Platinum Credit Card offered by HDFC Bank is a credit card that is custom-made for teachers. It offers the added advantage of fuel benefits across any fuel station.

    Features and Benefits:
    • With every Rs.150 spend get 2 reward points.
    • When you shop on weekends get 3 times more reward points and earn 2,400 reward points or more annually on weekend shopping.
    • On Teacher’s Day get 500 bonus reward points.
    • With every spend of Rs.250 at the fuel station, get a Fuel Surcharge Waiver and get an opportunity to save Rs.1,500 annually on fuel transactions.
    • Zero lost card liability.

    Premium Travel credit cards:

    Superia:

    Superia Credit Card is a premium travel credit card that helps to redeem reward points as air miles and offers other travel privileges.

    Features and Benefits:
    • On card issue, the cardholder is entitled to receive 1000 Reward Points as a welcome benefit.
    • With every Rs. 150 spend, get 3 reward points.
    • Upon using the card for dining expenses, the cardholder can receive 50% more reward points.
    • Free Priority Pass Membership.
    • With expenses of over 5 lakh used on your credit card, you can earn an air voucher worth Rs.8000 and additional rewards.
    • With benefits of airport lounge access and fuel transactions, you can save approximately Rs. 8,300.
    • With spend of Rs. 15,000 in the first 90 days of card issue, get the first year annual fee reversed.
    • With Rs. 75,000 spend on the credit card in a year prior to renewal date get the renewal fee reversed.
    AllMiles:

    AllMiles Credit Card is a premium card that offers two times more reward points in the exclusive AllMiles website.

    Features and Benefits:
    • With card issue, the cardholder is entitled to receive 1000 Reward Points as a welcome benefit.
    • With every Rs. 150 spend, get 3 reward points.
    • Free Priority Pass Membership.
    • With every Rs.500 spent at the fuel station, get a Fuel Surcharge Waiver.
    • With spend of Rs. 15,000 in the first 90 days of card issue, get the first year annual fee reversed.
    • With Rs. 1, 00,000 spend on the credit card in a year prior to renewal date get the renewal fee reversed.

    Premium Women Credit Cards:

    Solitaire:

    Solitaire is a unique, one of a kind card offered by HDFC Bank exclusively for women. Spends on the card are rewarded with Shoppers Stop gift vouchers.

    Features and Benefits:
    • With every Rs. 75,000/- spend every 6 months, the cardholder can avail Rs. 1,000 worth of Shoppers Stop vouchers.
    • Upon using the card for dining expenses and grocery spends, the cardholder can receive 50% more reward points.
    • With every Rs. 150 spend, get 3 reward points.
    • The card offers the option of redeeming reward points as cashback. With every 100 reward points get Rs. 40 cashback.
    • Get Shoppers Stop vouchers of Rs. 2,000 annually.
    • Opportunity to earn Rs. 4,000 as Cashback on reward points accumulated by spending Rs. 5 lakh on the card.
    • With benefits on fuel transactions, cardholders get to save Rs. 1,500 annually.
    • Zero Lost Card Liability.

    Premium Credit Cards:

    World MasterCard:

    World MasterCard is a credit card that offers attractive benefits and waivers of fuel surcharge at all fuel stations across India and also privileged access to premium airport lounges.

    Features and Benefits:
    • With every Rs. 150 spend, get 2 reward points.
    • For spends above Rs. 75,000 in a statement cycle, get 50% additional reward points.
    • With every Rs.250 spent at a fuel station, get a Fuel Surcharge Waiver.
    • Benefits of MasterCard lounge program is included, which offers the cardholder complimentary airport lounge access.
    • You can have up to 3 add-on credit cards.
    • With spend of Rs. 15,000 in the first 90 days of card issue, get first year annual fee reversed.
    • With Rs. 75,000 spend on the credit card in a year prior to renewal date get the renewal fee reversed.
    • With benefits of airport lounge access and fuel transactions, you can save approximately Rs. 8,300.
    Diners Club Premium

    Diners Club Premium Credit Card is one of the best lifestyle cards that is offered by HDFC Bank. It comes with special offers and unlimited domestic lounge access.

    Features and Benefits:
    • With every Rs. 150 spend, get 4 reward points.
    • Get unlimited golf lessons for free.
    • For every 1000 reward points earned, get Rs.600 worth of e-vouchers that can be redeemed for Airline Tickets, Hotels and Movies, etc.
    Diners Club Rewardz:

    HDFC Bank offers Diners Club Rewardz Credit Card to its customers who wishes to gain maximum travel rewards and other travel benefits.

    Features and Benefits:
    • With every Rs. 150 spend, get 3 reward points.
    • Special Concierge services exclusive to Diners Club Rewardz credit cardholders that help to make reservations, booking hotel rooms, sending gifts, etc.
    • Get 2 times more reward points on the HDFC travel and entertainment portal.
    Visa Signature Card:

    With Visa Signature Card offered by HDFC Bank, get waiver of fuel surcharge at all fuel stations across India and also privileged access to premium airport lounges.

    Features and Benefits:
    • With every Rs. 150 spend, get 2 reward points.
    • With every Rs.250 spent at the fuel station, get a Fuel Surcharge Waiver.
    • For incremental spends above Rs. 75,000 in a statement cycle get 50% more reward points.
    • With every Rs.250 spent at the fuel station, get a Fuel Surcharge Waiver.
    • You can apply for up to 3 add-on credit cards.
    • With spend of Rs. 15,000 in the first 90 days of card issue, get the first year annual fee reversed.
    • With Rs. 75,000 spend on the credit card in a year prior to renewal date get the renewal fee reversed.
    • With benefits of airport lounge access and fuel transactions, you can save approximately Rs. 8,300.

    Regular Credit Card:

    Platinum Plus:

    Platinum Plus Credit Card offered by HDFC Bank offers the advantage of fuel benefits across any fuel station in India.

    Features and Benefits:
    • With every Rs. 150 spend, get 2 reward points.
    • For incremental spends above Rs. 50,000 in a statement cycle get 50% more reward points.
    • With every Rs.250 spent at the fuel station, get a Fuel Surcharge Waiver.
    • Get the opportunity to save more than Rs. 1,500 annually on fuel transactions.
    • Get 1,200 reward points in a year.
    • Zero lost card liability.
    • Avail revolving credit facility at nominal interest rates.

    Cashback Credit Cards:

    Platinum Edge Credit Card:

    HDFC Platinum Edge credit card offers cashback on various everyday expenses.

    Features and Benefits:
    • For every Rs.150 spent through your card, earn 2 reward points.
    • Enjoy 50% additional reward points for expenses made on dining out.
    • Enjoy fuel surcharge waivers. This is capped at Rs. 250 in every billing cycle (sales tax applicable).
    • The chip on the card ensures that every transaction made is safe and secure
    • Enjoy revolving credit facility at a nominal interest rate.
    Titanium Edge Credit Card:

    Enjoy cashback on your day to day expenses, with HDFC Titanium Edge credit card.

    Features and Benefits:
    • For every Rs.150 spent through your card, earn 2 reward points.
    • Enjoy 50% additional reward points for expenses made on dining.
    • Reward points can be redeemed as cashback against the outstanding bill amount.
    • Enjoy fuel surcharge waivers. This is capped at Rs. 250 in every billing cycle (sales tax applicable).
    • On reporting the loss of your credit card immediately, you enjoy zero liability on any fraudulent transactions made through your card.
    MoneyBack Credit Card:

    HDFC MoneyBack credit card offers cashback and benefits on various travel and retail expenses.

    Features and Benefits:
    • For every Rs.150 spent through your card, earn 2 reward points.
    • Earn 3X reward points on online transactions.
    • Enjoy fuel surcharge waivers. This is capped at Rs. 250 in every billing cycle (sales tax applicable).
    • The chip on the card ensures that every transaction made is safe and secure.
    • Enjoy revolving credit facility at a nominal interest rate.

    Commercial Credit Cards:

    Business Platinum Credit Card:

    Enjoy Cashback on retail expenses you make, with the HDFC Business Platinum Credit Card.

    Features and Benefits:
    • HDFC Business Platinum Credit Card is accepted worldwide.
    • On a minimum statement balance of Rs. 50,000, enjoy 1% cashback on your retail expenses. This is not applicable on fuel spends.
    • Get flat 1% cashback on your international expenses of Rs. 10,000 or above (in a single statement cycle).
    • Enjoy fuel surcharge waivers. This is capped at Rs. 500 in every billing cycle (sales tax applicable).
    • Enjoy exclusive airport lounge access at various airports across India.
    Corporate Platinum Credit Card:

    With a HDFC Corporate Platinum Credit Card, enjoy privileged access to airport lounges across selected domestic airports.

    Features and Benefits:
    • Get up to 50 interest free days on your card.
    • For every Rs.150 spent through your card, earn 2 reward points.
    • Availability of 24X7 online Monthly Instalment Scheme (MIS).
    • Enjoy fuel surcharge waivers at all petrol pumps for transactions between Rs. 400 to Rs. 5000.
    • Enjoy accident insurance coverage on air, road and railway travel (conditions apply).
    Corporate World MasterCard:

    HDFC Corporate World MasterCard offers its customer’s privileged access to premium airport lounges across the world.

    Features and Benefits:
    • Availability of 24X7 online Monthly Instalment Scheme (MIS).
    • Enjoy accident insurance coverage on air, road and railway travel subject to conditions applicable.
    • Enjoy fuel surcharge waivers at all petrol pumps for transactions between Rs. 400 to Rs. 5000.
    • Get up to 50 interest free days on your card.
    • Get access to premium airport lounges at selected airports.
    Corporate Card:

    HDFC Corporate Credit Card offers multiple travel and entertainment benefits to its customers.

    Features and Benefits:
    • This card is accepted worldwide.
    • Get up to 50 interest free days.
    • Around the clock availability of online Monthly Instalment Scheme (MIS).
    • Enjoy fuel surcharge waivers at all petrol pumps for transactions between Rs. 400 to Rs. 10,000.
    • For every Rs.150 spent through your card, earn 2 reward points.
    • Revolving credit facility available at an interest rate of 1.99% per month.

    FAQ’s for HDFC Bank Credit Cards

    1. What are the different categories of credit cards offered by HDFC Bank?
    2. Super Premium Credit Cards
      Infinia
      Regalia
      Diners Club Black
      Premium Women's Credit Cards
      Solitaire
      Co-Brand Credit Cards
      Platinum Times Card
      Titanium Times Card
      Premium Credit Cards
      Visa Signature
      World MasterCard
      Diners Club Premium
      Diners Club Rewardz
      Professional Credit Cards
      Doctor's Superia
      Teacher's Platinum
      Regular Credit Cards
      Platinum Plus
      Premium Travel Credit Cards
      Superia
      AllMiles
      Commercial Credit Cards
      Business Regalia
      Business Platinum
      Business Gold
      Corporate Platinum
      Corporate Visa Signature
      Corporate World MasterCard
      Corporate Card
      Purchase Card
      Distributor Card
      CashBack Cards
      Platinum Edge
      Titanium Edge
      MoneyBack
       

    3. At a glance, what features do HDFC Bank credit cards offer to a customer?

      • Welcome benefits
      • Rewards Points - Redemption across multiple airlines
      • Attractive offers on movies and dining
      • Spend based Annual and Renewal fee reversals
      • Fuel Surcharge waivers
      • Priority passes
      • Comprehensive Insurance coverage

    4. Can I apply for a HDFC credit card online? What benefits can I get?
    5. Yes, you can apply for a HDFC credit card online, getting an e-approval in just three easy steps. Additionally, online applicants can enjoy special offers like lifetime free credit cards, Rs 250 cashback and 5X rewards points on purchases for the first three months.

    6. What are the documents required to complete my HDFC credit card application online?

      • Applicant's address details
      • PAN card
      • Scanned copy of your ID proof and address proof

    7. How do I register for Credit Card Net Banking with HDFC?
    8. As an existing HDFC Bank account holder, you can register for Credit Card Net Banking services by following the below given steps.

      • Customers need to login into NetBanking with their customer ID and internet password.
      • Inside the Net Banking account, click on the credit card tab.
      • Add your new card, by selecting the ‘Register New Card’ feature.
      • Enter your card credentials like credit card number, credit card ATM PIN, expiry date and click on ‘Submit’.

    9. What are the features available under HDFC Credit Card Net Banking?
    10. After logging into a HDFC NetBanking account, customers can view the following:

      • Cash and credit limits pertaining to the registered credit card
      • Billed/Unbilled transactions
      • Payment due date
      • Reward points earned on a credit card
      • Credit Card Statements (up to 6 months)

    11. How can I pay my HDFC credit card bills?
    12. Customers can use any of the following modes of payments:

      • HDFC Bank Netbanking
      • Non-HDFC Bank Netbanking
      • HDFC Bank Mobile Application
      • Auto pay
      • ATM Funds Transfer

    13. What is the advantage of paying my HDFC credit card bill using internet banking?
    14. Customers can make online credit card payments free of charge, and also from other non-HDFC Bank accounts.

    15. Can I take a loan using the HDFC Bank credit card I currently hold?
    16. Yes, if you are an existing HDFC Bank credit card holder, there are two pre-approved loans offered - Insta Loan, within your credit card limit and Insta Jumbo Loan, available above the credit limit of your card.

    17. What does the SmartEMI scheme offer to a customer?
    18. The Smart EMI scheme allows you to easily convert your credit card purchases into monthly instalments with flexible tenures and attractive interest rates.

    19. I am looking to transfer my existing credit card balance to a HDFC credit card. Is that possible?
    20. Yes, you can transfer your outstanding balance from any other bank’s credit card to your new or existing HDFC Bank credit card and complete the payments with flexible EMI options.

    21. My HDFC credit card application is in process. Can I track the status online?
    22. Yes, your credit card application status can be instantly got on the HDFC web portal by providing your application reference number, mobile number or date of birth.

    23. Are HDFC Bank credit card statements available online?
    24. Yes, HDFC credit card statements up to a period of six months can be viewed online by using the Credit Card Net Banking feature.

    25. Can I earn reward points and JPMiles for expenses done using my HDFC Bank credit card?
    26. ‘MyRewards’ from HDFC Bank is a unique reward points program presenting easy redemption options with a wide range of coupons and discounts to choose from. Customers can earn JPMiles from their Jet Airways/HDFC Bank co-branded credit cards.

    27. Does HDFC Bank offer the option of converting accrued rewards points into Air-miles or Airline E-Vouchers?
    28. Yes, HDFC credit card holders do have the option of converting their accumulated rewards points into Air-miles or Airline e-vouchers online. The number of reward points available currently for redemption can be got from a customer’s credit card statement.

    News About HDFC Bank Credit Card

    • Holiday packages on EMI by TravelnShop

      TravelnShop has collaborated with HDFC bank to provide EMI options for tourists in Jammu, Kashmir, Katra and Ladakh. Travellers holding HDFC credit cards can book holiday packages and hotel accommodations including houseboats, on the TravelnShop website. HDFC is providing EMI options of up to 12 months and is not imposing any processing fee or down payment. HDFC credit card holders can also avail a 10% discount by redeeming discount vouchers online on travel packages in Kashmir.

      TravelnShop is the only online travel portal from Jammu and Kashmir and is seeking to promote tourism by providing an online platform for tourists to find the best accommodation at competitive prices. Travellers can book their holiday packages online while opting for EMIs, and pay it in easy instalments.

      18th May 2015

    • HDFC to launch online shopping on its website

      HDFC, India's second largest private sector lender, is tying up with renowned e-tailers like Flipkart, Snapdeal and Amazon to provide the option of online shopping on the bank’s website. It is also seeking to get preferential deals for its customers on a host of products like clothes, shoes, and groceries. HDFC has been working to launch SmartBuy, based on customer feedback, so that customers can view deals offered by merchants to HDFC customers and use its payment gateway to make the purchase.

      In light of the rapid growth of e-commerce, this move seems to be highly beneficial for the bank. HDFC debit and credit cards account for about 30-40% of online spends. The bank benefits from this as it ensures online shopping payments are not routed through any third party websites. By law, the bank cannot sell goods directly, but has partnered with e-tailers who already have established websites.

      The bank is also launching a wallet facility that enables customers to store virtual credit and debit cards on their mobile phones.

      12th May 2015

    • HDFC, ICICI High on Mobile Payment Platforms

      After the pioneering Airtel, with its innovative Airtel Money concept, followed by Vodafone (m-pesa), Paytm, MobiKwik and Oxigen, it’s the turn of major commercial banks to jump into the mobile payments fray. HDFC bank is leading the charge with Chillr, a third party app platform that facilitates the transaction of money to anyone on the sender’s phone address book- a feature limited to just HDFC bank accounts for now, but expected to cover other bank accounts soon. Meanwhile, ICICI Bank launched the Pockets app last month- an online wallet in the likeness of MobiKwik or Paytm. The number of mobile payment users in India has also improved dramatically, standing in at 45 million users, almost twice the number of credit card users in India. The remarkable ease of money transfer, prospective acceptance of this payment by the bulk of small retailers across India and importantly, the ready acceptance of these online options by the target Indian audience has boosted HDFC and ICICI’s investment in this segment, and is likely to draw in more players, sooner than later.

      18th March 2015

    • Snapdeal Launches Co-Branded Credit Card with HDFC

      Snapdeal, India’s leading e-tailer has entered into an agreement with HDFC Bank to launch a co-branded credit card, the first of its kind in the country. This card is expected to hit the market in the next 4 to 6 weeks.

      The co-branded card is primarily targeted at tier-III and IV towns, where the penetration of credit cards is considerably low when compared to the cities and metros. This arrangement is likely to benefit thousands of customers across the country by means of exclusive offers & loyalty points.

      Jasper InfoTech, the holding company of Snapdeal has been pioneering a number of initiatives in the financial services space. In mid-2014, this online marketplace giant had launched Capital Assist, a mechanism that helps its sellers in meeting the working capital requirements as they grow on the Snapdeal platform.

      11th March 2015

    HDFC Bank Credit Cards Reviews

    HDFC Bank   Credit Card Reviews
    Customer Reviews
    Page 1 of 50 1 2 3 4 5
    • Validated User
      (0)

      I am holding a credit card of HDFC Bank. They are not providing good offers and they don't have pay back options. They follow their own process for redemption the pay back option is not good. Mine is a Titanium credit card and I have not redeem the bonus pints yet.

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      Fees & Charges
      Promised Interest Rate
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      sandeep took a Credit Card from HDFC BANK Reviewed on
    • Good
      https://cdn1.bankbazaar.com/images/customer_review/default-unknown-person.png
      , chennai
      Recommend Recommended by user
      Titanium Edge
      0.5 4.0/5
      Validated User
      (0)

      I have Titanium Edge credit card with HDFC Bank. Its a priviliged card with no annual charges. Also have a Smart EMI plan option with 0% interest. I only pay back the amount swiped on the card there is no other charges or interest taken on it.

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      ananda took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      HDFC bank credit card process is really good when compared with others. Credit limit offered by them was very high. They hardly took a weeks time to provide the credit card cash limit offered by them is one lakh. Mine is a platinum credit card. I have been holding this credit card for the past 5.5 years.

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      sridhar took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      Since 2012, i have the HDFC titanium credit card. Mostly i use the card for the petrol filling and do payments for my bills. The annual fee is been waived off on the usage of the credit card. More offers are available on the credit card.Credit limit offered is very low excepting to provide more credit limit.

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      harish took a Credit Card from HDFC BANK Reviewed on
    • Gold
      0.5 3.5/5
      (0)

      I am holding a car loan with HDFC Bank. The customer service offered by them was really good. Interest rate offered by them was in line with the market rate. The staff their were very friendly and they kept up their promise. They did not provide any misleading information. More than all , they have waived off my processing fee and they took about 2 or 3 days of time to process the loan.

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      sai took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      I am holding a Signature credit card of HDFC bank. The best part about this card is they are providing insta cash loan. This is offered against the credit limit. They will not block the limit. The loan amount is 3 times of the limit and this will not affect the credit limit. Everything is customized now a days and interest rate offered for this is also less.

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      sivasubramaniam took a Credit Card from HDFC BANK Reviewed on
    • Platinum Edge
      0.5 5.0/5
      Validated User
      (0)

      I am holding the credit card with HDFC bank and the name is platinum visa.I am happy with credit limit.I am using this very frequently in the shopping and groceries.They are offering lot of schemes and discounts.There is no difficulty with this card till now that I faced.

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      shrikant took a Credit Card from HDFC BANK Reviewed on
    • Platinum Edge
      0.5 2.0/5
      Validated User
      (0)

      Not too happy with the services of my Platinum Edge credit card with HDFC Bank. Though I have been with them for the last Two years am yet to get a single offer on my card and every time I call the customer service for any query my call is put on hold for a mininum of Ten minutes. I have also been requesting them for the last eight months for an increase on my card limit, but till date I have not got any response. The interest on EMI's are of 13% ist. Because many of d tme on hold for 10mins.

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      sanjay took a Credit Card from HDFC BANK Reviewed on
    • Titanium Edge
      0.5 3.0/5
      Validated User
      (0)

      I am a Titanium Edge Credit card with HDFC Bank. The limit I have on my card is for 25K. Nothing much about this card as I dont get any much of offers or benefits on it. I pay an amount of Rs.1250 every month on interest for my card. I have been requesting for an EMI option on my card, and every time I request the bank they keep saying that they are still corresponding to the head office for this request. I definately need this EMI option as it will be more convenient.

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      aditya took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      I use this titanium master card for all the purpose. This card was taken from Hdfc bank. I use this for my personal uses and purchases. Customer service is very good in term of this card. The charges is free for this card. There are reward points but I donâ??t use this. Over all it is a good card no negative feed backs..

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      gnanadeva took a Credit Card from HDFC BANK Reviewed on
    • Platinum Plus
      0.5 5.0/5
      Validated User
      (0)

      I have a platinum plus credit card with Hdfc bank. I am absolutely fine with this card. I use this card for purchasing, to pay the bills etc.. The reward points can be redeem it through different ways like redeeming it by getting vouchers etc. It would be better if the point redemption or the accumulation of points can be improved.

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      abhik took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      I wanted to apply for my 1st credit card and wow, its completed in 2mins faster than MAGGI... I am very happy with the experience.. I would refer everyone I know who needs help in these matters.. Awesome experience... Glad to have a website like this..

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      soumyarup took a Credit Card from HDFC BANK on BankBazaar.com Reviewed on
    • Platinum Edge
      0.5 4.0/5
      Validated User
      (0)

      I took a Visa platinum edge card from Hdfc bank. It is OKAY. One suggestion is if I exceed the due date for the payment they charge Rs 750.. I would be better if there is grace period, extra 5 days then the to apply the charge it would be much better. Apart from this it is normal

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      gnanapragasam took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      I have a Titanium Master Credit card with HDFC Bank. I been using this card for the last four years and If I get to earn around 500 points.I get to convert my reward points to cash. Another good thing about the card is I can get EMI options on any product. The interest rates are okay, I am on 0% interest for the first 6 months after which I am charged. The fees and charges are high on cash transaction.

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      imran took a Credit Card from HDFC BANK Reviewed on
    • Platinum Plus
      0.5 5.0/5
      Validated User
      (0)

      There is no annual maintenance charge in my platinum plus credit card but no enough offers. Got some points but not yet utilized. It is basically an international credit card and on installment the rate is 16%. Benefit on HDFC bank is that we can very well change the address over phone and also on ATM centers.

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      praveen took a Credit Card from HDFC BANK Reviewed on
    • Titanium Edge
      0.5 4.0/5
      Validated User
      (0)

      For the past 5 years i have the HDFC titanium edge credit card. There are more offers available on the card like cash backs, reward points etc..........we can also avail the EMI conversation option.They are very fast in the response. They charge the annual fees of Rs.650.Not aware of the extra charges as i make my payment on time.

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      arun took a Credit Card from HDFC BANK Reviewed on
    • Superia
      0.5 4.0/5
      Validated User
      (1)

      I get the normal benefits on my Superia credit card with HDFC Bank. The interest rates are 11%. And I pay an annual fee of Rs. 500. I get a lot of bonus points as per the usage of my card. The customer service has been really good. They respond back to my email inquiries too.

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      manu took a Credit Card from HDFC BANK Reviewed on
    • Gold
      0.5 1.0/5
      Validated User
      (1)

      I visited the branch personally to apply gold credit card. For several times I had requested them to upgrade the card to platinum but no one returned back. I am just using this card as no much offers. Just I got some rewards points and that too cannot convert in to cash where can only get coupons. Out of five thousand rewards points, HDFC provides 500 worth of coupon. Even they are not recovering sur charges properly.

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      harshavardan took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      I have a credit card taken from Hdfc bank. It is master card. I use this card if any online offers coming up then I used to purchase something. I will get 10% cash back. I would like to suggest that Hdfc should also have a tie up with all the petrol bunks so that we can easily use it.

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      rajkumar took a Credit Card from HDFC BANK Reviewed on
    • Platinum Edge
      0.5 5.0/5
      Validated User
      (0)

      HDFC Bank credit card is a useful one. Nothing new about this credit card. Name of the credit card is Platinum Edge credit card. I have been using this card for 3 months now. I strongly recommend this card to others and it is far better than other bank cards. I have applied for a better card as well.

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      panara took a Credit Card from HDFC BANK Reviewed on
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