Santa Claus comes around just once a year. In the meantime, there are Credit Cards.

HDFC Bank Credit Cards

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Credit Card
Annual Fee
HDFC Bank Diners Rewardz Credit Card
 
3.0 / 5.0
by 10 users
Annual Fee:
Life Time Free
(If only applied through website)
Reward type:
Shopping and Cashback
HDFC Bank Diners Premium Credit Card
 
3.5 / 5.0
by 6 users
Annual Fee:
Life Time Free
(If only applied through website)
Reward type:
Lifestyle
HDFC Bank MoneyBack Credit Card
 
4.0 / 5.0
by 23 users
Annual Fee:
Life Time Free
(If only applied through website)
Reward type:
Shopping and Cashback
HDFC Bank All Miles Credit Card
 
3.5 / 5.0
by 6 users
Annual Fee:
Life Time Free
(If only applied through website)
Reward type:
Premium
HDFC Bank Regalia Credit Card
 
4.0 / 5.0
by 10 users
Annual Fee:
Life Time Free
(If only applied through website)
Reward type:
Premium
HDFC Bank All Miles Credit Card
 
3.5 / 5.0
by 6 users
Annual Fee:
Life Time Free
(If only applied through website)
Reward type:
Premium
HDFC Bank Diners Premium Credit Card
 
3.5 / 5.0
by 6 users
Annual Fee:
Life Time Free
(If only applied through website)
Reward type:
Lifestyle
HDFC Bank Diners Rewardz Credit Card
 
3.0 / 5.0
by 10 users
Annual Fee:
Life Time Free
(If only applied through website)
Reward type:
Shopping and Cashback
HDFC Bank MoneyBack Credit Card
 
4.0 / 5.0
by 23 users
Annual Fee:
Life Time Free
(If only applied through website)
Reward type:
Shopping and Cashback
HDFC Bank Regalia Credit Card
 
4.0 / 5.0
by 10 users
Annual Fee:
Life Time Free
(If only applied through website)
Reward type:
Premium
HDFC Bank MoneyBack Credit Card
 
4.0 / 5.0
by 23 users
Annual Fee:
Life Time Free
(If only applied through website)
Reward type:
Shopping and Cashback

*Check eligibility to see cards you are eligible for

Here are the main highlights of HDFC Bank Credit Cards

HDFC Bank 4.0 / 5.0 by 3147 users  
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HDFC Bank Credit Card

Get the best credit cards from HDFC Bank through BankBazaar

Extreme convenience, unmatched benefits and jaw-dropping discounts await you with each HDFC Bank credit card. Explore a world of exciting features and benefits with a wide array of credit cards from HDFC Bank.

The inception of Housing Development Finance Corporation Limited, later known as HDFC Bank came about in the year 1994 when RBI decided to liberalize the Indian Banking Industry. A private sector bank, it set up its first registered office in Mumbai and started operations as a Scheduled Commercial Bank in the year 1995. With its commendable and flawless track record in the country as well as abroad, the bank has made its way steadily as a trusted and respected market leader in the banking industry, with more than a million dwelling units in its outstanding loan portfolio. HDFC bank boasts of a strong network of more than 3400 branches, and 11250 ATM centres in 2171 cities, wherein every branch is inter-connected to another online on a real-time basis.

Customers also enjoy telephone banking privileges in more than 1350 cities with the bank. When it comes to technology, the bank is miles ahead in all possible milestones, whether it's advanced communication systems or state-of-art infrastructure required for it to be a world class bank. Every single HDFC Bank branch has online connectivity and multi-branch access points are offered to retail customers to enable them to transfer and receive funds in a quick and effortless manner.

HDFC Bank offers a wide array of credit cards as well to match the needs and requirements of its customers from different walks of life. Whether it is cashback you are looking for over your purchases, discounts offers for the places you regularly visit, frequent flier miles for reduced prices for your frequent travels, or simply looking for promotional offers on various commodities, you can choose the from the various HDFC Credit Card options to suit your entertainment and lifestyle preferences.

BankBazaar.com can assist you in your quest to find the right card. All you need to do is browse through the various credit cards available by different banks and financial institutions and compare the credit cards for different features like credit limit, features, discount offers etc. That’s not all – once you’ve zeroed upon the right credit card, BankBazaar also helps you apply for the same online via their website, free of cost and from the convenience of your home. Just fill in an online application form and submit the same, and BankBazaar would intimate you once the lender responds to the application.

FAQ’s for HDFC Bank Credit Cards

  1. What are the different categories of credit cards offered by HDFC Bank?
  2. Super Premium Credit Cards
    Infinia
    Regalia
    Diners Club Black
    Premium Women's Credit Cards
    Solitaire
    Co-Brand Credit Cards
    Platinum Times Card
    Titanium Times Card
    Premium Credit Cards
    Visa Signature
    World MasterCard
    Diners Club Premium
    Diners Club Rewardz
    Professional Credit Cards
    Doctor's Superia
    Teacher's Platinum
    Regular Credit Cards
    Platinum Plus
    Premium Travel Credit Cards
    Superia
    AllMiles
    Commercial Credit Cards
    Business Regalia
    Business Platinum
    Business Gold
    Corporate Platinum
    Corporate Visa Signature
    Corporate World MasterCard
    Corporate Card
    Purchase Card
    Distributor Card
    CashBack Cards
    Platinum Edge
    Titanium Edge
    MoneyBack
     

  3. At a glance, what features do HDFC Bank credit cards offer to a customer?

    • Welcome benefits
    • Rewards Points - Redemption across multiple airlines
    • Attractive offers on movies and dining
    • Spend based Annual and Renewal fee reversals
    • Fuel Surcharge waivers
    • Priority passes
    • Comprehensive Insurance coverage

  4. Can I apply for a HDFC credit card online? What benefits can I get?
  5. Yes, you can apply for a HDFC credit card online, getting an e-approval in just three easy steps. Additionally, online applicants can enjoy special offers like lifetime free credit cards, Rs 250 cashback and 5X rewards points on purchases for the first three months.

  6. What are the documents required to complete my HDFC credit card application online?

    • Applicant's address details
    • PAN card
    • Scanned copy of your ID proof and address proof

  7. How do I register for Credit Card Net Banking with HDFC?
  8. As an existing HDFC Bank account holder, you can register for Credit Card Net Banking services by following the below given steps.

    • Customers need to login into NetBanking with their customer ID and internet password.
    • Inside the Net Banking account, click on the credit card tab.
    • Add your new card, by selecting the ‘Register New Card’ feature.
    • Enter your card credentials like credit card number, credit card ATM PIN, expiry date and click on ‘Submit’.

  9. What are the features available under HDFC Credit Card Net Banking?
  10. After logging into a HDFC NetBanking account, customers can view the following:

    • Cash and credit limits pertaining to the registered credit card
    • Billed/Unbilled transactions
    • Payment due date
    • Reward points earned on a credit card
    • Credit Card Statements (up to 6 months)

  11. How can I pay my HDFC credit card bills?
  12. Customers can use any of the following modes of payments:

    • HDFC Bank Netbanking
    • Non-HDFC Bank Netbanking
    • HDFC Bank Mobile Application
    • Auto pay
    • ATM Funds Transfer

  13. What is the advantage of paying my HDFC credit card bill using internet banking?
  14. Customers can make online credit card payments free of charge, and also from other non-HDFC Bank accounts.

  15. Can I take a loan using the HDFC Bank credit card I currently hold?
  16. Yes, if you are an existing HDFC Bank credit card holder, there are two pre-approved loans offered - Insta Loan, within your credit card limit and Insta Jumbo Loan, available above the credit limit of your card.

  17. What does the SmartEMI scheme offer to a customer?
  18. The Smart EMI scheme allows you to easily convert your credit card purchases into monthly instalments with flexible tenures and attractive interest rates.

  19. I am looking to transfer my existing credit card balance to a HDFC credit card. Is that possible?
  20. Yes, you can transfer your outstanding balance from any other bank’s credit card to your new or existing HDFC Bank credit card and complete the payments with flexible EMI options.

  21. My HDFC credit card application is in process. Can I track the status online?
  22. Yes, your credit card application status can be instantly got on the HDFC web portal by providing your application reference number, mobile number or date of birth.

  23. Are HDFC Bank credit card statements available online?
  24. Yes, HDFC credit card statements up to a period of six months can be viewed online by using the Credit Card Net Banking feature.

  25. Can I earn reward points and JPMiles for expenses done using my HDFC Bank credit card?
  26. ‘MyRewards’ from HDFC Bank is a unique reward points program presenting easy redemption options with a wide range of coupons and discounts to choose from. Customers can earn JPMiles from their Jet Airways/HDFC Bank co-branded credit cards.

  27. Does HDFC Bank offer the option of converting accrued rewards points into Air-miles or Airline E-Vouchers?
  28. Yes, HDFC credit card holders do have the option of converting their accumulated rewards points into Air-miles or Airline e-vouchers online. The number of reward points available currently for redemption can be got from a customer’s credit card statement.

News About HDFC Bank Credit Card

  • HDFC, ICICI High on Mobile Payment Platforms

    After the pioneering Airtel, with its innovative Airtel Money concept, followed by Vodafone (m-pesa), Paytm, MobiKwik and Oxigen, it’s the turn of major commercial banks to jump into the mobile payments fray. HDFC bank is leading the charge with Chillr, a third party app platform that facilitates the transaction of money to anyone on the sender’s phone address book- a feature limited to just HDFC bank accounts for now, but expected to cover other bank accounts soon. Meanwhile, ICICI Bank launched the Pockets app last month- an online wallet in the likeness of MobiKwik or Paytm. The number of mobile payment users in India has also improved dramatically, standing in at 45 million users, almost twice the number of credit card users in India. The remarkable ease of money transfer, prospective acceptance of this payment by the bulk of small retailers across India and importantly, the ready acceptance of these online options by the target Indian audience has boosted HDFC and ICICI’s investment in this segment, and is likely to draw in more players, sooner than later.

    18th March 2015

  • Snapdeal Launches Co-Branded Credit Card with HDFC

    Snapdeal, India’s leading e-tailer has entered into an agreement with HDFC Bank to launch a co-branded credit card, the first of its kind in the country. This card is expected to hit the market in the next 4 to 6 weeks.

    The co-branded card is primarily targeted at tier-III and IV towns, where the penetration of credit cards is considerably low when compared to the cities and metros. This arrangement is likely to benefit thousands of customers across the country by means of exclusive offers & loyalty points.

    Jasper InfoTech, the holding company of Snapdeal has been pioneering a number of initiatives in the financial services space. In mid-2014, this online marketplace giant had launched Capital Assist, a mechanism that helps its sellers in meeting the working capital requirements as they grow on the Snapdeal platform.

    11th March 2015

  • HDFC Bank Set To Cash On Infra Bonds

    Buoyed, from the very encouraging sale of shares earlier this month, HDFC bank is all set to raise Rs.4, 500 Cr through the sale of infrastructure bonds by the end of March this year. The bank raised over Rs. 9,766 crores earlier this month through sale of shares to ADR (American Depository Receipts) and domestic institutional investors.

    HDFC intends to use this money largely to fund its lending offerings. The demand for retails loans is ramping up and is likely to head northwards in the next few quarters owing to softening interest rates and low inflation levels. Many banks like Axis, ICICI & Kotak have been taking the infra bonds route over the last couple of months to pump money into its operations to meet the growing demands in retail lending. The sale of Infrastructure bonds by HDFC will be under the guidelines of the new rules framed by the Reserve Bank of India.

    24th February 2015

HDFC Bank Credit Cards Reviews

HDFC Bank   Credit Card Reviews
Customer Reviews
Page 1 of 50 1 2 3 4 5
  • Validated User
    (0)

    I am holding a HDFC Titanium Master credit card. I use this card mainly for my shopping and for online transactions. I do get reward points but I havenâ??t checked for it. There is no joining fees for this card but there is annual fees charges.

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    presengiraj took a Credit Card from HDFC BANK Reviewed on
  • Validated User
    (0)

    I have been using this platinum card with HDFC for last 4 years and it was easy for me to get this card even I donâ??t hold a salary account with them.I got this card mainly for the wonderful benefits they provide to the customer.Initially they offered a credit limit of 60000 and later I got a call from Bank and they asked whether I am interested in revision of the limit and offered 1lakh.I get regular cash back in online purchase with smart deal and flipkart.They do provide EMI converting options which is really good.

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    raghavendra took a Credit Card from HDFC BANK Reviewed on
  • Validated User
    (0)

    Mine is world credit card with the limit of 3lakhs and hope the cash limit is of 50k. I am using HDFC credit card for eight years and really benefits are good. Charges are nominal in this card and no additional charges on it. The rate is of 0.99% per month in terms of EMI conversion.

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    sudip took a Credit Card from HDFC BANK Reviewed on
  • Validated User
    (0)

    I am holding a credit card of HDFC Bank. It is a globally valid card. I can use it around the world. Once after transacting I will send the bills to official id and they would pay it on my behalf. It is a Corporate card and I dont use it much and I normally use it for my personal use. I have surrendered this card after leaving that company as it is a Corporate card.

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    anwar took a Credit Card from HDFC BANK Reviewed on
  • Validated User
    (0)

    HDFC Credit card is really good, I have been offered a life time free card. The bonus points which I have earned cannot be used at all places only at specific outlets and on line stores like flip kart . However the card is acceptable at all places. I got to know for every rs 150 spent I will be getting one bonus point.

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    naresh took a Credit Card from HDFC BANK Reviewed on
  • Validated User
    (0)

    I am holding a Master card of HDFC Credit. The annual fee charged by them is rs600. The offers what I get from them is not that good when compared with Axis bank. To conclude, I would its an average card and I am holding this card for a period of one year.

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    nanda took a Credit Card from HDFC BANK Reviewed on
  • Validated User
    (1)

    Hdfc bank is very good bank for all your financial requirements, bank service is very good and very faster. I am very Lucky man for opening my acount in this bank and I hope you will be happy if you open account with this bank so please open your account with this bank

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    amol took a Credit Card from HDFC BANK on BankBazaar.com Reviewed on
  • Validated User
    (1)

    Upto 40% of cash limit is being offered by HDFC bank and it is really helpful in emergency cases so like to hold Titanium credit card. Call waiting time to speak with customer executive is too long so HDFC bank should improve on it. Interest rate is of 0%. Accurately the terms and conditions were described by the executive.

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    dineshkumart took a Credit Card from HDFC BANK Reviewed on
  • Validated User
    (0)

    I am holding a Platinum credit card of HDFC bank. I normally use this card for fuel transactions. I used to get waiver on the fuel transactions. I have been holding this card for the past 5 years. The limit offered by them is really good. For every rs 100 I used to get 1 bp where as with CITI I used to get 4 bonus points. HDFC Bank was also able to resolve the query over the phone and more than all HDFC Bank was able to waive off the charges just in case if I miss the payment.

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    pradeep took a Credit Card from HDFC BANK Reviewed on
  • Validated User
    (0)

    I am holding a Times Titanium credit card of HDFC BANK. One good thing about them is they charge less fees and charges. They offer a grace days of 50 days. The payment options are really good. There is no annual fee on this card. It was once my card was stolen they have blocked the card successful they did not charge me the replacement. The only drawback here is the bonus points the value of the bonus points is very less and I can use it only in smart buy site.

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    sanket took a Credit Card from HDFC BANK Reviewed on
  • Platinum Plus
    0.5 4.0/5
    Validated User
    (1)

    My salary account is with HDFC bank so basis that I have taken the credit card. Till date I never seen any offers because I did not notice that. I been linked with HDFC bank of seven years and credit limit has enhanced for several times. 1.56% is the credit limit and out of that 30k is the cash limit.

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    munendra took a Credit Card from HDFC BANK Reviewed on
  • Validated User
    (2)

    I hold a Titanium card with HDFC and I dot have any special benefits in this particular card.The credit limit they offered was really good and I mostly use this cards for shopping and bill payments.I got some cash back in bill payments for the first 6months but later I have not received such offers,I get some reward points as well but I have not redeemed them so far and I get updates about the points through statements.They do collect some fee of 500Rs for this card.

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    kishor took a Credit Card from HDFC BANK Reviewed on
  • Validated User
    (0)

    I would say HDFC Bank credit card is neither good nor bad. The name of the credit card is times card. Nothing unique about them its quite similar to others. I am getting about 25% off on movie tickets. The limit offered by them is very less. Cash limit is also good. I did not get any offers for pre approved loan so far based on this card.

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    babu took a Credit Card from HDFC BANK Reviewed on
  • Validated User
    (0)

    I am holding a Jet privilege credit card of HDFC Bank. The best part about them is, I am getting offers from them on a timely basis and I can easily convert the transactions in to EMI. I am very much satisfied with the current limit offered by them. Its been 8 months now since I am holding this card. The cash limit provided by them is 40% and I have been informed about the cash transactions charges.

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    ganaraj took a Credit Card from HDFC BANK Reviewed on
  • Validated User
    (1)

    I am holding a credit card of HDFC Bank. Their customer service is not up to the mark as I am finding it difficult to reach the customer service team even if I reach them they are unable to provide proper solution on call they are advising me to check online. I have been told that I will get 5% cash back on movie tickets book my show have not got any. I have also raised a complaint in this regards yet to receive the confirmation on this.

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    lokesh took a Credit Card from HDFC BANK Reviewed on
  • Platinum Edge
    0.5 4.0/5
    Validated User
    (0)

    I had a wonderful experience with HDFC Bank in having a Platinum Edge credit card with HDFC.The credit limit of the card is nearly 45000 and I get regular cash back of 5% on all fuel filling and bill payments through this card.They do offer a 45days of grace period for the customer to pay the bill which is really good. I got a very good customer service provided by HDFC and I am really happy about the same.

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    amit took a Credit Card from HDFC BANK Reviewed on
  • Validated User
    (0)

    WHENEVER I SWAP MY CARD LITTLE BIT BIG AMOUNT, WITHIN 2 MINUTES I GET A CALL FROM HDFC BANK EXECUTIVE TO CONFIRM DEBIT FROM MY CREDIT CARD IS REAL OR FAKE, VERY GOOD SERVICES I GOT FROM HDFC BANK, THANK YOU BANK BAZAAR TO GIVE ME THE RIGHT CARD FOR ME. THANKS ONCE AGAIN.

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    vikas took a Credit Card from HDFC BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    I am holding HDFC Titanium Credit card. I use this card for shopping, dining and for petrol purposes. And when I use this card at petrol Bunks the surcharges are waived off. And I do get cash back point when I use this card for dining and for purchase. They have their online portal with multiple product so that I can redeem my reward points . There is no proper response from the executive for my card renewal.

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    ajay took a Credit Card from HDFC BANK Reviewed on
  • Validated User
    (0)

    I am holding a gold credit card of HDFC Bank. The benefits are like its quite similar to others. The only difference is the credit limit as it varies from card to card. It was once my card was misused by some one online, all of sudden I got a SMS stating it was used in play store. I immediately informed that I have not used the card and filled a dispute transaction. After 2 of 3 days of time I got a call from them stating that the dispute has been resolved in my favour and they reverted the amount back that was one of the memorable instance.

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    chikon took a Credit Card from HDFC BANK Reviewed on
  • Validated User
    (0)

    I am holding a HDFC Credit card. I use this card whenever I am in need of money and I donâ??t use this card on a regular basis. I have used it for shopping purposes. I am holding my savings account and I have not face any issues with the card so far. It is a life time free credit card.

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    shilpa took a Credit Card from HDFC BANK Reviewed on
Customer Reviews
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