Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • HDFC Bank Credit Cards

    HDFC Bank Credit Card
     4.0 / 5.0   by 4330 users
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    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card
    Annual Fee
    Reward type
    JetPrivilege HDFC Bank World Credit Card
     
    3.5 / 5.0
    by 39 users
    Annual Fee:
    Annual Fee: 2,500
    Renewal Fee: 2,500
    Reward type:
    Airline
    HDFC Bank MoneyBack Credit Card
     
    4.0 / 5.0
    by 83 users
    Annual Fee:
    Life Time Free
    (If only applied through website)
    Reward type:
    Shopping and Cashback
    HDFC Bank All Miles Credit Card
     
    4.0 / 5.0
    by 15 users
    Annual Fee:
    Life Time Free
    (If only applied through website)
    Reward type:
    Airline
    HDFC Bank Regalia Credit Card
     
    4.0 / 5.0
    by 15 users
    Annual Fee:
    Annual Fee: 2,500
    Renewal Fee: 2,500
    Reward type:
    Lifestyle
    HDFC Bank Diners Premium Credit Card
     
    3.5 / 5.0
    by 11 users
    Annual Fee:
    Annual Fee: 2,500
    Renewal Fee: 2,500
    Reward type:
    Airline
    HDFC Bank Diners Rewardz Credit Card
     
    3.0 / 5.0
    by 17 users
    Annual Fee:
    Life Time Free
    (If only applied through website)
    Reward type:
    Shopping and Cashback

    *Check eligibility to see cards you are eligible for

    Get the best credit cards from HDFC Bank through BankBazaar

    HDFC Credit Cards Overview:

    The Housing Development Finance Corporation (HDFC) was established in 1994. It is the fifth largest bank in India by assets and is the largest private sector bank in the country. Since 1995, a single minded focus on providing product quality and service excellence has earned HDFC the reputation of being a “World-Class Indian Bank”. HDFC has consistently earned awards like JP Morgan Quality Recognition Award and AIMA Managing India Awards which stands as a testimony to HDFC’s top notch banking services. The bank offers a diverse array of unique financial and banking solutions that caters to the needs of individuals, SME’s and corporates. HDFC offers services in areas like personal banking, wealth management and trade services.

    When it comes to credit cards, HDFC cards provide extreme convenience, unmatched privileges and special discounts. Carefully designed to suit individual lifestyles, HDFC credit cards will definitely delight your wallet.

    Why Choose HDFC Credit Cards:

    HDFC Credit cards comes with a plethora of customer-centric advantages that will fetch you rewards and discounts.

    • Travel Benefits: With the co-branded airline cards, you stand to earn JPMiles on every purchase which will fetch you amazing discounts on air tickets.
    • Lifestyle Benefits: With reward points that come with every spend that you make, you can buy special merchandise and avail deals at the merchant partner stores.
    • Other Unique Benefits: Unique privileges ranging from exclusive credit card for women to easy EMI options for costly spends, make HDFC cards one of its kind in the market.

    Features and Benefits of HDFC Credit Cards:

    HDFC provides a wide array of credit cards to match everyone’s taste and expenses. HDFC cards are internationally accepted and recognized at millions of merchant establishments across the world. Unique benefits like EMI option, reward schemes, loan on credit cards and online services make HDFC cards the best of its kind.

    Why Apply for HDFC Credit Cards through BankBazaar?

    BankBazaar offers you the option to explore all credit cards in detail. Given the vast number of credit cards in the market, BankBazaar will help you zero in the best credit card which matches your needs and lifestyle requirements. Also, you will be able to compare cards and their features which will make your selection process easy. What more, you will be able to apply for a credit card by simply clicking on “Apply” button right from the comfort of your home.

    How to Apply for a HDFC Credit Card through BankBazaar?

    In BankBazaar’s homepage, select “Credit Cards” from the top pane. You will have the option to select credit cards based on the bank or based on the card. To apply for HDFC Cards, select “By Bank” and choose HDFC Bank. You will be able to view and explore different HDFC cards and also check your eligibility for a selected card. You can apply for a card directly by clicking on the “Apply” button and filling in your personal details.

    Eligibility Criteria:

    • To apply for any HDFC card, you should be at least 21 years old and not older than 65.
    • Your annual income must be at least 2 lakh if you are salaried.
    • If you are self-employed, your earnings per year must be at least 1.5 lakh.

    Documentation Requirements:

    • You must have at least 2 photo and signature bearing national identity cards.
    • Proof of address for which documents like ration card and electricity bill can be submitted.
    • PAN card, Form 16 and the Income Tax Returns Statement might be asked for.

    HDFC Bank credit card details:

    1. Super Premium Credit Cards:
      1. Infinia:
      2. Driven by inimitability and spoilt by elegance, Infinia, like the name suggests, has no limit on how much you spend.

        Benefits & Features:
        • Infinia Card comes with no prearranged limit on cash spending or withdrawal.
        • You earn 5 points for every INR.150 you spend.
        • You automatically get free Priority Pass and Taj Epicure Inner Circle Gold Membership.
        • Reserve air tickets, film tickets, and hotel rooms via HDFCBankInfinia.com and make double the points.
        • Free international travel insurance.
      3. HDFC Regalia card:
      4. With this super premium credit card enjoy travel and luxury benefits along with privileges such as complimentary passes, gold memberships, etc.

        Benefits & Features:
        • The minute the regalia card is issued, you will receive extra cash points of 2500 as a welcome gifts.
        • You earn four points every time you spend INR. 150.
        • Free Priority Pass as well as Taj Epicure Inner Circle Gold Membership.
        • You can get the best deals available on flight fares, hotel reservations, and film tickets on the HDFC Travel & Entertainment Portal.
        • Click on www.hdfcbankregalia.com and get 8 points with every INR. 150 spent here.
      5. Diners Club Black:
      6. With this exclusive international lifestyle benefit card that offers amazing deals and discounts on shopping.

        • Enjoy special entry to the choicest Golf Clubs in India as a Green Fee player.
        • You can earn travel coupons worth INR. 750 for every 1000 points accrued.
        • Points can be redeemed as cash for air tickets, hotel booking at the HDFC entertainment website, hdfcbankdinersclub.com.

    2. Co-Brand Cards:
      1. JetPrivilege HDFC Bank World:
      2. JetPrivilege HDFC Bank World Card is a top airline co-branded credit card that offers you the exclusive travel perks.

        Benefits & Features:
        • You get a welcome gift of up to 10,000 additional JPMiles and one way base ticket charges rebated when you use Jet Airways.
        • Get six JPMiles whenever you spend INR. 150 and 18 JPMiles on every air ticket reserved from the official Jet Airways or JetKonnect website.
        • Committed check-in with 10 kg extra baggage permissions.
      3. Platinum Times Card:
      4. Platinum Times Card is an entertainment credit card that offers you great discounts when you go to restaurants or movies.

        Benefits & Features:
        • 25 percent off on film tickets.
        • 20 percent off when dining.
        • Get discount coupons at the time of card issuance.
        • Earn three points for every INR. 150 spent.
        • Earn 10 points when you dine out during weekends.
      5. Titanium Times Card:
      6. Another entertainment credit card which will let you enjoy movies and delicacies at unbelievable prices.

        Benefits & Features:
        • Low interest and easy EMIs.
        • 25 percent off on film tickets and theatre tickets.
        • 15 percent off when you dine out at partnered restaurants.
        • 2 points earned when you spend INR. 150.
        • Earn 5 bonus points when you dine out during weekends.
      7. JetPrivilege Platinum:
      8. This world-class airline co-branded credit card with JPMiles benefits and privileges is mainly aimed at a global traveler.

        Benefits & Features:
        • Welcome gift of 4000 extra JPMiles.
        • One way base charges rebated if you book a Jet Airways ticket.
        • Get five JPMiles whenever you spend INR. 150.
        • Earn 15 JPMiles on every air ticket reserved from official websites of Jet Airways or JetKonnect.
        • Get five percent off on base charge for air tickets reserved from Jet Airways or JetKonnect.
    3. Professional credit cards:
      1. Doctor's Superia:
      2. This is a premium credit card that offers exclusive travel privileges to doctors. It comes with an elaborate and convenient lounge program.

        Features and Benefits:
        • This credit card comes with a welcome benefit of 1000 reward points.
        • On every Rs.10 spent the cardholder is entitled to get 3 reward points.
        • Upon using the card for dining expenses, the cardholder can receive 50% more reward points.
        • Free Priority Pass Membership
        • With expenses of over 5 lakh used on your credit card, you can earn an air voucher worth Rs.8000.
        • With benefits of airport lounge access and fuel transactions, you can save approximately Rs. 8,300.
        • Lounge access at domestic and international airports.
        • A spend of Rs. 15,000 in the first 90 days of card issue, gets the first year annual fee reversed.
        • With Rs. 1, 00,000 spend in a year prior to renewal date get the renewal fee reversed.
      3. Teacher's Platinum:
      4. Teacher’s Platinum Credit Card offered by HDFC Bank is a credit card that is custom-made for teachers. It offers the added advantage of fuel benefits across any fuel station.

        Features and Benefits:
        • With every Rs.150 spend get 2 reward points.
        • When you shop on weekends get 3 times more reward points and earn 2,400 reward points or more annually on weekend shopping.
        • On Teacher’s Day get 500 bonus reward points.
        • With every spend of Rs.250 at the fuel station, get a Fuel Surcharge Waiver and get an opportunity to save Rs.1,500 annually on fuel transactions.
        • Zero lost card liability.
    4. Premium Travel credit cards:
      1. Superia:
      2. Superia Credit Card is a premium travel credit card that helps to redeem reward points as air miles and offers other travel privileges.

        Features and Benefits:
        • On card issue, the cardholder is entitled to receive 1000 Reward Points as a welcome benefit.
        • With every Rs. 150 spend, get 3 reward points.
        • Upon using the card for dining expenses, the cardholder can receive 50% more reward points.
        • Free Priority Pass Membership.
        • With expenses of over 5 lakh used on your credit card, you can earn an air voucher worth Rs.8000 and additional rewards.
        • With benefits of airport lounge access and fuel transactions, you can save approximately Rs. 8,300.
        • With spend of Rs. 15,000 in the first 90 days of card issue, get the first year annual fee reversed.
        • With Rs. 75,000 spend on the credit card in a year prior to renewal date get the renewal fee reversed.
      3. AllMiles:
      4. AllMiles Credit Card is a premium card that offers two times more reward points in the exclusive AllMiles website.

        Features and Benefits:
        • With card issue, the cardholder is entitled to receive 1000 Reward Points as a welcome benefit.
        • With every Rs. 150 spend, get 3 reward points.
        • Free Priority Pass Membership.
        • With every Rs.500 spent at the fuel station, get a Fuel Surcharge Waiver.
        • With spend of Rs. 15,000 in the first 90 days of card issue, get the first year annual fee reversed.
        • With Rs. 1, 00,000 spend on the credit card in a year prior to renewal date get the renewal fee reversed.
    5. Premium Women Credit Cards:
      1. Solitaire:
      2. Solitaire is a unique, one of a kind card offered by HDFC Bank exclusively for women. Spends on the card are rewarded with Shoppers Stop gift vouchers.

        Features and Benefits:
        • With every Rs. 75,000/- spend every 6 months, the cardholder can avail Rs. 1,000 worth of Shoppers Stop vouchers.
        • Upon using the card for dining expenses and grocery spends, the cardholder can receive 50% more reward points.
        • With every Rs. 150 spend, get 3 reward points.
        • The card offers the option of redeeming reward points as cashback. With every 100 reward points get Rs. 40 cashback.
        • Get Shoppers Stop vouchers of Rs. 2,000 annually.
        • Opportunity to earn Rs. 4,000 as Cashback on reward points accumulated by spending Rs. 5 lakh on the card.
        • With benefits on fuel transactions, cardholders get to save Rs. 1,500 annually.
        • Zero Lost Card Liability.
    6. Premium Credit Cards:
      1. World MasterCard:
      2. World MasterCard is a credit card that offers attractive benefits and waivers of fuel surcharge at all fuel stations across India and also privileged access to premium airport lounges.

        Features and Benefits:
        • With every Rs. 150 spend, get 2 reward points.
        • For spends above Rs. 75,000 in a statement cycle, get 50% additional reward points.
        • With every Rs.250 spent at a fuel station, get a Fuel Surcharge Waiver.
        • Benefits of MasterCard lounge program is included, which offers the cardholder complimentary airport lounge access.
        • You can have up to 3 add-on credit cards.
        • With spend of Rs. 15,000 in the first 90 days of card issue, get first year annual fee reversed.
        • With Rs. 75,000 spend on the credit card in a year prior to renewal date get the renewal fee reversed.
        • With benefits of airport lounge access and fuel transactions, you can save approximately Rs. 8,300.
      3. Diners Club Premium
      4. Diners Club Premium Credit Card is one of the best lifestyle cards that is offered by HDFC Bank. It comes with special offers and unlimited domestic lounge access.

        Features and Benefits:
        • With every Rs. 150 spend, get 4 reward points.
        • Get unlimited golf lessons for free.
        • For every 1000 reward points earned, get Rs.600 worth of e-vouchers that can be redeemed for Airline Tickets, Hotels and Movies, etc.
      5. Diners Club Rewardz:
      6. HDFC Bank offers Diners Club Rewardz Credit Card to its customers who wishes to gain maximum travel rewards and other travel benefits.

        Features and Benefits:
        • With every Rs. 150 spend, get 3 reward points.
        • Special Concierge services exclusive to Diners Club Rewardz credit cardholders that help to make reservations, booking hotel rooms, sending gifts, etc.
        • Get 2 times more reward points on the HDFC travel and entertainment portal.
      7. Visa Signature Card:
      8. With Visa Signature Card offered by HDFC Bank, get waiver of fuel surcharge at all fuel stations across India and also privileged access to premium airport lounges.

        Features and Benefits:
        • With every Rs. 150 spend, get 2 reward points.
        • With every Rs.250 spent at the fuel station, get a Fuel Surcharge Waiver.
        • For incremental spends above Rs. 75,000 in a statement cycle get 50% more reward points.
        • With every Rs.250 spent at the fuel station, get a Fuel Surcharge Waiver.
        • You can apply for up to 3 add-on credit cards.
        • With spend of Rs. 15,000 in the first 90 days of card issue, get the first year annual fee reversed.
        • With Rs. 75,000 spend on the credit card in a year prior to renewal date get the renewal fee reversed.
        • With benefits of airport lounge access and fuel transactions, you can save approximately Rs. 8,300.
    7. Regular Credit Card:
      1. Platinum Plus:
      2. Platinum Plus Credit Card offered by HDFC Bank offers the advantage of fuel benefits across any fuel station in India.

        Features and Benefits:
        • With every Rs. 150 spend, get 2 reward points.
        • For incremental spends above Rs. 50,000 in a statement cycle get 50% more reward points.
        • With every Rs.250 spent at the fuel station, get a Fuel Surcharge Waiver.
        • Get the opportunity to save more than Rs. 1,500 annually on fuel transactions.
        • Get 1,200 reward points in a year.
        • Zero lost card liability.
        • Avail revolving credit facility at nominal interest rates.
    8. Cashback Credit Cards:
      1. Platinum Edge Credit Card:
      2. HDFC Platinum Edge credit card offers cashback on various everyday expenses.

        Features and Benefits:
        • For every Rs.150 spent through your card, earn 2 reward points.
        • Enjoy 50% additional reward points for expenses made on dining out.
        • Enjoy fuel surcharge waivers. This is capped at Rs. 250 in every billing cycle (sales tax applicable).
        • The chip on the card ensures that every transaction made is safe and secure
        • Enjoy revolving credit facility at a nominal interest rate.
      3. Titanium Edge Credit Card:
      4. Enjoy cashback on your day to day expenses, with HDFC Titanium Edge credit card.

        Features and Benefits:
        • For every Rs.150 spent through your card, earn 2 reward points.
        • Enjoy 50% additional reward points for expenses made on dining.
        • Reward points can be redeemed as cashback against the outstanding bill amount.
        • Enjoy fuel surcharge waivers. This is capped at Rs. 250 in every billing cycle (sales tax applicable).
        • On reporting the loss of your credit card immediately, you enjoy zero liability on any fraudulent transactions made through your card.
      5. MoneyBack Credit Card:
      6. HDFC MoneyBack credit card offers cashback and benefits on various travel and retail expenses.

        Features and Benefits:
        • For every Rs.150 spent through your card, earn 2 reward points.
        • Earn 3X reward points on online transactions.
        • Enjoy fuel surcharge waivers. This is capped at Rs. 250 in every billing cycle (sales tax applicable).
        • The chip on the card ensures that every transaction made is safe and secure.
        • Enjoy revolving credit facility at a nominal interest rate.
    9. Commercial Credit Cards:
      1. Business Platinum Credit Card:
      2. Enjoy Cashback on retail expenses you make, with the HDFC Business Platinum Credit Card.

        Features and Benefits:
        • HDFC Business Platinum Credit Card is accepted worldwide.
        • On a minimum statement balance of Rs. 50,000, enjoy 1% cashback on your retail expenses. This is not applicable on fuel spends.
        • Get flat 1% cashback on your international expenses of Rs. 10,000 or above (in a single statement cycle).
        • Enjoy fuel surcharge waivers. This is capped at Rs. 500 in every billing cycle (sales tax applicable).
        • Enjoy exclusive airport lounge access at various airports across India.
      3. Corporate Platinum Credit Card:
      4. With a HDFC Corporate Platinum Credit Card, enjoy privileged access to airport lounges across selected domestic airports.

        Features and Benefits:
        • Get up to 50 interest free days on your card.
        • For every Rs.150 spent through your card, earn 2 reward points.
        • Availability of 24X7 online Monthly Instalment Scheme (MIS).
        • Enjoy fuel surcharge waivers at all petrol pumps for transactions between Rs. 400 to Rs. 5000.
        • Enjoy accident insurance coverage on air, road and railway travel (conditions apply).
      5. Corporate World MasterCard:
      6. HDFC Corporate World MasterCard offers its customer’s privileged access to premium airport lounges across the world.

        Features and Benefits:
        • Availability of 24X7 online Monthly Instalment Scheme (MIS).
        • Enjoy accident insurance coverage on air, road and railway travel subject to conditions applicable.
        • Enjoy fuel surcharge waivers at all petrol pumps for transactions between Rs. 400 to Rs. 5000.
        • Get up to 50 interest free days on your card.
        • Get access to premium airport lounges at selected airports.
      7. Corporate Card:
      8. HDFC Corporate Credit Card offers multiple travel and entertainment benefits to its customers.

        Features and Benefits:
        • This card is accepted worldwide.
        • Get up to 50 interest free days.
        • Around the clock availability of online Monthly Instalment Scheme (MIS).
        • Enjoy fuel surcharge waivers at all petrol pumps for transactions between Rs. 400 to Rs. 10,000.
        • For every Rs.150 spent through your card, earn 2 reward points.

        Revolving credit facility available at an interest rate of 1.99% per month.

    FAQ’s for HDFC Bank Credit Cards

    1. What are the different categories of credit cards offered by HDFC Bank?
    2. Super Premium Credit Cards
      Infinia
      Regalia
      Diners Club Black
      Premium Women's Credit Cards
      Solitaire
      Co-Brand Credit Cards
      Platinum Times Card
      Titanium Times Card
      Premium Credit Cards
      Visa Signature
      World MasterCard
      Diners Club Premium
      Diners Club Rewardz
      Professional Credit Cards
      Doctor's Superia
      Teacher's Platinum
      Regular Credit Cards
      Platinum Plus
      Premium Travel Credit Cards
      Superia
      AllMiles
      Commercial Credit Cards
      Business Regalia
      Business Platinum
      Business Gold
      Corporate Platinum
      Corporate Visa Signature
      Corporate World MasterCard
      Corporate Card
      Purchase Card
      Distributor Card
      CashBack Cards
      Platinum Edge
      Titanium Edge
      MoneyBack
       

    3. At a glance, what features do HDFC Bank credit cards offer to a customer?

      • Welcome benefits
      • Rewards Points - Redemption across multiple airlines
      • Attractive offers on movies and dining
      • Spend based Annual and Renewal fee reversals
      • Fuel Surcharge waivers
      • Priority passes
      • Comprehensive Insurance coverage

    4. Can I apply for a HDFC credit card online? What benefits can I get?
    5. Yes, you can apply for a HDFC credit card online, getting an e-approval in just three easy steps. Additionally, online applicants can enjoy special offers like lifetime free credit cards, Rs 250 cashback and 5X rewards points on purchases for the first three months.

    6. What are the documents required to complete my HDFC credit card application online?

      • Applicant's address details
      • PAN card
      • Scanned copy of your ID proof and address proof

    7. How do I register for Credit Card Net Banking with HDFC?
    8. As an existing HDFC Bank account holder, you can register for Credit Card Net Banking services by following the below given steps.

      • Customers need to login into NetBanking with their customer ID and internet password.
      • Inside the Net Banking account, click on the credit card tab.
      • Add your new card, by selecting the ‘Register New Card’ feature.
      • Enter your card credentials like credit card number, credit card ATM PIN, expiry date and click on ‘Submit’.

    9. What are the features available under HDFC Credit Card Net Banking?
    10. After logging into a HDFC NetBanking account, customers can view the following:

      • Cash and credit limits pertaining to the registered credit card
      • Billed/Unbilled transactions
      • Payment due date
      • Reward points earned on a credit card
      • Credit Card Statements (up to 6 months)

    11. How can I pay my HDFC credit card bills?
    12. Customers can use any of the following modes of payments:

      • HDFC Bank Netbanking
      • Non-HDFC Bank Netbanking
      • HDFC Bank Mobile Application
      • Auto pay
      • ATM Funds Transfer

    13. What is the advantage of paying my HDFC credit card bill using internet banking?
    14. Customers can make online credit card payments free of charge, and also from other non-HDFC Bank accounts.

    15. Can I take a loan using the HDFC Bank credit card I currently hold?
    16. Yes, if you are an existing HDFC Bank credit card holder, there are two pre-approved loans offered - Insta Loan, within your credit card limit and Insta Jumbo Loan, available above the credit limit of your card.

    17. What does the SmartEMI scheme offer to a customer?
    18. The Smart EMI scheme allows you to easily convert your credit card purchases into monthly instalments with flexible tenures and attractive interest rates.

    19. I am looking to transfer my existing credit card balance to a HDFC credit card. Is that possible?
    20. Yes, you can transfer your outstanding balance from any other bank’s credit card to your new or existing HDFC Bank credit card and complete the payments with flexible EMI options.

    21. My HDFC credit card application is in process. Can I track the status online?
    22. Yes, your credit card application status can be instantly got on the HDFC web portal by providing your application reference number, mobile number or date of birth.

    23. Are HDFC Bank credit card statements available online?
    24. Yes, HDFC credit card statements up to a period of six months can be viewed online by using the Credit Card Net Banking feature.

    25. Can I earn reward points and JPMiles for expenses done using my HDFC Bank credit card?
    26. ‘MyRewards’ from HDFC Bank is a unique reward points program presenting easy redemption options with a wide range of coupons and discounts to choose from. Customers can earn JPMiles from their Jet Airways/HDFC Bank co-branded credit cards.

    27. Does HDFC Bank offer the option of converting accrued rewards points into Air-miles or Airline E-Vouchers?
    28. Yes, HDFC credit card holders do have the option of converting their accumulated rewards points into Air-miles or Airline e-vouchers online. The number of reward points available currently for redemption can be got from a customer’s credit card statement.

    News About HDFC Bank Credit Card

    • HDFC Ups its GoDigital Plan- PayZapp, Mobile Payments Piggybacking on Apple Pay

      Mobile payments is a hot topic in the Indian context today, and the situation gets more competitive with the launch of ‘PayZapp’, HDFC Bank’s foray into this very lucrative operational sphere. This new app joins others in the market, including PayMate, PayZippy, Paytm, M-PESA, PingPay etc, and offers a string of mobile payment solutions that are designed to alleviate the customer’s dependence on conventional payment mediums like debit/credit cards, as well as usher in a safer, technologically advanced medium for financial transactions. Interestingly, PayZapp will be the first in its class to utilise Apple Pay and its ground breaking technology. Whilst Samsung Pay and Android Pay will join under PayZapp’s applicable playing fields soon, it looks like HDFC’s ‘GoDigital’ campaign is definitely going places.

      1st July 2015

    • Holiday packages on EMI by TravelnShop

      TravelnShop has collaborated with HDFC bank to provide EMI options for tourists in Jammu, Kashmir, Katra and Ladakh. Travellers holding HDFC credit cards can book holiday packages and hotel accommodations including houseboats, on the TravelnShop website. HDFC is providing EMI options of up to 12 months and is not imposing any processing fee or down payment. HDFC credit card holders can also avail a 10% discount by redeeming discount vouchers online on travel packages in Kashmir.

      TravelnShop is the only online travel portal from Jammu and Kashmir and is seeking to promote tourism by providing an online platform for tourists to find the best accommodation at competitive prices. Travellers can book their holiday packages online while opting for EMIs, and pay it in easy instalments.

      18th May 2015

    • HDFC to launch online shopping on its website

      HDFC, India's second largest private sector lender, is tying up with renowned e-tailers like Flipkart, Snapdeal and Amazon to provide the option of online shopping on the bank’s website. It is also seeking to get preferential deals for its customers on a host of products like clothes, shoes, and groceries. HDFC has been working to launch SmartBuy, based on customer feedback, so that customers can view deals offered by merchants to HDFC customers and use its payment gateway to make the purchase.

      In light of the rapid growth of e-commerce, this move seems to be highly beneficial for the bank. HDFC debit and credit cards account for about 30-40% of online spends. The bank benefits from this as it ensures online shopping payments are not routed through any third party websites. By law, the bank cannot sell goods directly, but has partnered with e-tailers who already have established websites.

      The bank is also launching a wallet facility that enables customers to store virtual credit and debit cards on their mobile phones.

      12th May 2015

    • HDFC, ICICI High on Mobile Payment Platforms

      After the pioneering Airtel, with its innovative Airtel Money concept, followed by Vodafone (m-pesa), Paytm, MobiKwik and Oxigen, it’s the turn of major commercial banks to jump into the mobile payments fray. HDFC bank is leading the charge with Chillr, a third party app platform that facilitates the transaction of money to anyone on the sender’s phone address book- a feature limited to just HDFC bank accounts for now, but expected to cover other bank accounts soon. Meanwhile, ICICI Bank launched the Pockets app last month- an online wallet in the likeness of MobiKwik or Paytm. The number of mobile payment users in India has also improved dramatically, standing in at 45 million users, almost twice the number of credit card users in India. The remarkable ease of money transfer, prospective acceptance of this payment by the bulk of small retailers across India and importantly, the ready acceptance of these online options by the target Indian audience has boosted HDFC and ICICI’s investment in this segment, and is likely to draw in more players, sooner than later.

      18th March 2015

    HDFC Bank Credit Cards Reviews

    HDFC Bank   Credit Card Reviews
    Customer Reviews
    Page 1 of 50 1 2 3 4 5
    • Validated User
      (0)

      The credit card is really good with the HDFC bank. I have not seen any redeem points with them till now. Its the gold card that am having with them. Customer service and the responsiveness its very good. Payment mode is really compact with them.

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      Fees & Charges
      Promised Interest Rate
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      deepak took a Credit Card from HDFC BANK Reviewed on
    • Good!!!
      https://cdn1.bankbazaar.com/images/customer_review/default-unknown-person.png
      , vadodara
      Recommend Recommended by user
      Validated User
      (0)

      I have a credit card taken from Hdfc bank, actually I availed a car loan from Hdfc for that I was given a credit card. . The name of the card is Titanium card. The service in terms of credit card is good. Documentation was fine. It is a life time free card I was not charged for this card.

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      Fees & Charges
      Promised Interest Rate
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      darshankumar took a Credit Card from HDFC BANK Reviewed on
    • Titanium Edge
      0.5 1.0/5
      Validated User
      (0)

      I am holding a HDFC credit card, they are not providing for pre approved loans and credit card. There is no options where we can convert the transactions in to EMI. Name of the credit card is Titanium Edge the limit on this card is good. I hardly use this card and the offers on this card were less.

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      Fees & Charges
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      sudhakar took a Credit Card from HDFC BANK Reviewed on
    • Platinum Edge
      0.5 4.0/5
      Validated User
      (0)

      The HDFC Platinum edge credit card is good. I do get some rewards points for the shopping .I will be getting points for all the shopping I do. The best part about this card is there is no hidden charges with this card. The customer service is really awesome. It is a life time free credit card and I donâ??t have to make any charges for this card.

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      sarfraj took a Credit Card from HDFC BANK Reviewed on
    • It is good
      https://cdn1.bankbazaar.com/images/customer_review/default-unknown-person.png
      , bangalore
      Recommend Recommended by user
      Platinum Plus
      0.5 4.0/5
      Validated User
      (0)

      I have a platinum plus credit card with HDFC Bank. The services are not satisfactory. I been banking with them for my card for the last four years. I did not get offers on the card or any kind of benefits. I been asking for a EMI scheme. I have called thrice but till now they have not given me that benefit. There is a annual fee for this card.

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      raghavendra took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      I am holding a Signature credit card. I do have balance transfer and EMI options. I have not utilized it though. I am getting alerts for debit and credit card transactions.I am very much happy with the interest rate and processing fee was nominal.

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      dilip took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      Online shopping experience is not much good as offers are limited but while using the card lively in retailers, offers are lot. There are two kinds of loan features on this credit card as jumbo and insta loan. Also HDFC bank has offered me with health insurance and the coverage is up to 4lakhs.

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      yuvaraj took a Credit Card from HDFC BANK Reviewed on
    • Platinum Edge
      0.5 3.0/5
      Validated User
      (0)

      I have the a platinum credit card from hdfc bank from 9 months . Credit limit offered is 40,000 with which i am satisfied.Reward points are given only on the selected purchase and there is no waive off for the petrol surcharge. There is an annual fee for the card is Rs.550.Emi conversation is given with the interest rate of 13-15% for a year.In case if we miss the due date we will be charged 10% on the loan amount.

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      shubhaker took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      The HDFC bank Platinum visa credit card is not that good. There is no special offers for this card. I do get some points for the purchases and I have not used those points as it gets accumulated. One good thing is that they have extended my limit as an offer for this card.

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      suresh took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      From Hdfc bank I have taken a platinum Visa card. It was pretty cool, I used to pay bills by using this card, purchase etc. Customer service was nice, I never faced any issues so far. Everything should be updated in the mail or Sms. I used to reward points for all the purchase. It is life time card. I am very much satisfied with the credit limit. No feed as such.

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      rahul took a Credit Card from HDFC BANK Reviewed on
    • Titanium Edge
      0.5 5.0/5
      Validated User
      (0)

      I have a titanium edge credit card with HDFC Bank. The services has been good. The card has the normal offers. The offer I prefer best is the offers on fuel and shopping as I get benefited from it. The cash withdrawals do have a fee, and they also give a monthâ??s time for the payment. There is a annual fee of Rs. 500 for the 1st year after which there is no charge. Not too sure of the interest rates I make my payments on time.

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      sampath took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      I have a titanium master card from hdfc bank. I have good credit limit. I use it maximum for traveling and purchases. They send SMS regarding the new offers but I do not concentrate on it much. They delivered the card within 15 days. The annual fee is Rs 500. It is useful for day to day life.

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      manoj took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (1)

      Signature credit card of HDFC bank has higher credit limit but no cash limit on this card. Offers are limited but can go for jumbo loan as I received a call from HDFC bank for the same and mentioned rate was 11.99%. No problem in making payments as salary account is in HDFC bank.

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      subhash took a Credit Card from HDFC BANK Reviewed on
    • Platinum Edge
      0.5 4.0/5
      Validated User
      (0)

      I have a credit card named platinum edge from hdfc bank. It is really beneficial card. I get reward points for my purchases and I get many offers from them. I get cash back offer for fuels. EMI conversions are easy with them and its a life time free card. It is a good one.

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      manimaran took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      Holding a Credit card with HDFC is a good experience. Initially the Credit limit is low. Got good response from banks when I used to visit branches for queries . The most important feature is zero annual fee, which is only available with minimal banks.

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      deepak took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (1)

      I have a platinum credit card with HDFC Bank. The services has been good. The interest rate is very high. There are charges of Rs. 300 per day taken for a late payment. There is a annual fee for the card. I am planning to close this card and they interest rate is too high.

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      sucy took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      I have been using this credit card with HDFC Bank for last 2years and I would say it was a average service provided.They provide special offers in pizza hut and other offer which are available for different state.I have not availed this offers yet.The credit limit offered was very less and I have requested to increase the same but no response regarding this.

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      manikandan took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      I am using the credit card with the HDFC bank.The name of the card is diners club card.The credit limit 1.2 lakhs.I am using this card in the petrol stations.Mostly this card is not accepted some of the shops.So I would like to convert it to the visa card.

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      alagar took a Credit Card from HDFC BANK Reviewed on
    • Validated User
      (0)

      The HDFC bank platinum master credit card is good. So far I have not faced any issues with the card and so everything is going on smooth. The best part about this card is they are able to extend the limit whenever needed. I do get points for the transactions and I can redeem those points only from their websites.

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      renu took a Credit Card from HDFC BANK Reviewed on
    • Titanium Edge
      0.5 5.0/5
      Validated User
      (0)

      From hdfc bank i have the titanium edge credit card for the past 4 years. The credit limit offered is 50,000 by which i am satisfied with the limit. I use to get some reward points for the purchase and also get some cash back offers on the clothing shopping

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      mohan took a Credit Card from HDFC BANK Reviewed on
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