Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Axis Bank Personal Loan

    Axis Personal Loan
     4.0 / 5.0   by 591 users
    Used this product? Write a review >>

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Axis Bank Limited (formerly UTI Bank) is the third largest private sector bank in India. It offers financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Business. Axis bank offer loan for salaried person who has a dream vacation, child's education, home renovation or wedding in your family, you can instantly fulfill your aspirations with Axis Bank Personal Loans.


    You’re probably eligible for an Axis Bank Personal Loan if you are

    01
    02
    03
    04
    Axis Bank Personal Loan Minimum Age

    At least 21 years old

    Axis Bank Personal Loan Maximum Age

    Less than 60 years old

    Axis Bank Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Axis Bank Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Axis Bank Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Axis Bank Personal Loan Minimum Salary

    Minimum income required
    Rs. 15,000 per month

    Axis Bank Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 15 lakhs

    Axis Bank Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Axis Bank Personal Loan amount by these steps

    01
    02
    Axis Bank Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Axis

    Choose longer tenure loan up to 60 months


    Documentation needed to apply for an Axis Bank Personal Loan

    • 1. Signed application form with photograph
    • 2.Copy of passport/voter ID card/driving license
    • 3. Processing fee cheque
    • 4. Last 3 months bank statement/6 months bank passbook
    • 5. Documentation for salaried applicants:
      • Latest salary slip
      • Current dated salary certificate with the latest Form 16
    • 6. Documentation for self-employed applicants:

      • Latest Bank statement
      • Latest ITR or Form 16

    Axis Bank Personal Loan Interest RatesUpdated on 29 Jul 2015

    Axis Bank Personal Loan Details
    Interest Rate (Floating) 15.50%-24% p.a
    Processing Fees 1.50% to 2.00% + Service Tax as applicable
    Loan Tenure 60 months

    About Axis Bank Personal Loan

    Axis Bank, the third largest private bank in the country is a bank of choice by many when it comes for personal loans. Head quartered in Mumbai and with a wide network of branches in every nooks and corners of India, Axis bank offers personal loans to fulfill the immediate financial requirements of a wide range of people living in any part of India.

    Personal loans offered by Axis bank are flexible with minimal documentation, fast approval and are open for all those who have a secure regular income, irrespective of the purpose of application. Personal loans availed from Axis Bank can be used for any immediate financial needs like children's education, medical emergencies, wedding expenses, home renovation, starting a business or even for closing any other miscellaneous financial liabilities.

    Axis Bank offers personal loans for both salaried and self employed individuals. Personal loans from Axis Bank are available from Rs. 10,000 to Rs. 15 lakhs with a flexible tenure ranging between 12 to 60 months.

    The bank offers very lucrative interest rates for personal loans while allowing applicants the option of transferring their existing personal loans with other banks to Axis Bank through the balance transfer mechanism.

    Why choose Axis Bank Personal Loan?

    Axis Bank personal loans not only come with most competitive interest rates, but also a simple loan facilitation process. Axis Bank is the bank of choice when it comes to personal loans for a wide range of loan applicants as it offers intrinsic advantages including:

    • Minimal documentation
    • Simple procedures
    • Quick loan approval

    Axis Bank offers personal loans up to a maximum limit of Rs. 15 Lakhs making it suitable for even those seeking a higher quantum of loan. With active bank branches in almost all small towns in India, Axis Bank makes sure that there is a loan centre easily accessible for citizens; even for those who live in the semi urban and rural areas of the country.

    Axis Bank has been one of the pioneering banks in embracing technology, allowing loan application and approval through online loan requests. Users can request for a personal loan online without even visiting the bank branch in person and can get the loan approved almost instantly.

    Features of Axis Bank Personal Loan

    When a person is in need of money and finds his or her bank account lacks the ability to support upcoming expenses, it is not the end of the world. There are options available that will help anyone pay for things that might, initially, seem out of reach. This is where Axis Bank’s personal loans come into the picture. The loans offered by them are structured in such a way that not only are they easy to avail but also easy to pay back. They offer a variety of ways to pay back the loans like Standing Instructions, Electronic Clearing Service or even Post Dated Cheques. A personal loan could give a person the purchasing power they need to go on a dream vacation or even provide their children with the best education possible.


    Axis Bank is one of the top personal loan providers in India, as they aim to give personal attention to each loan applicant. Unlike many other banks, Axis Bank makes sure that loan facilitation and approval process for each applicant is fast tracked without any unnecessary delays.


    Highest Quantum of Loan: The quantum of personal loan offered by Axis Bank is highest in its class; with an upper limit of Rs 15 Lakhs.


    Competitive Interest Rates: Axis bank offers the best in class interest rates with quick loan approval. The bank offers personal loans at a competitive interest rate ranging from 15.5 to 24%.


    Zero Prepayment/Foreclosure Charges: Axis Bank offers no prepayment or foreclosure charges for personal loans.


    eDGE loyalty Benefits: The bank offers eDGE loyalty points on personal loans which can be redeemed for cash surplus and discounts.


    Online Loan Account Facility: Axis Bank offers Statement of Account, loan repayment schedule or interest certificate for all customers through mail.


    Multiple Repayment Options: Axis Bank offers a number of options to make EMI payments including Electronic Clearing Services or ECS and Post Dated Cheques.


    Dedicated Helpline: For any loan related query, Axis Bank has set up a dedicated helpline for loan services available round the clock at the bank's toll free numbers.


    Why apply for Axis Bank Personal Loan on BankBazaar.com?

    BankBazaar.com is India's premier financial market place which has an active collaboration with Axis Bank for all its loan products. Loan applicants can use BankBazaar.com’s Online Loan Calculator Tool to apply for a personal loan with Axis Bank sitting at the comfort of their homes offices.

    The Loan Calculator Tool offered by BankBazaar.com is a one-stop-online shop offering the following services:


    Eligibility Check: It checks for your personal loan eligibility with Axis Bank and instantly shows the results in just the click of a button.


    Instant Quotes: The eligible loan applicants are offered instant personal loan quotes customized as per their profile and with a discounted interest rate.


    Real Time Loan Comparison: BankBazaar.com offers a simple online personal loan comparison tool allowing users to compare the loan offers of various banks. Applicants can also browse through the reviews and feedback of successful personal loan applicants to know the pros and cons of the each product and institution.


    Instant e-Approval: The applicant gets an instant e-approval after successfully submitting his or her loan application.


    Assured Privacy: All applications submitted to BankBazaar.com are sent electronically to the concerned Axis Bank department assuring complete privacy and transparency.


    How to apply for an Axis Bank Personal Loan on BankBazaar.com?

    Applying for an Axis Bank Personal Loan at BankBazaar.com involves three simple steps.

    Step 1: The applicant should fill the personal loan eligibility form available online with required personal data.


    Step 2: Once the basic details along with the loan amount and tenure are submitted, the tool instantly checks for your loan eligibility and displays various personalized loan options.


    Step 3: You can now compare the various personal loan options offered and apply for the best suitable plan according to your eligibility and tenure in one click.


    Step 4: You receive an instant e-approval from BankBazaar.com based on the details you have entered.


    Your application is then electronically sent to your nearest Axis Bank branch by Bank Bazaar.com. The concerned bank loan department gets in touch you applicant for further process like submission of original documents and signing loan agreement. Users can also check the status of their loan application through SMS alters as well as emails sent automatically by BankBazaar.com.

    Axis Bank Personal Loan Interest Rate

    Like any other bank, Axis Bank Personal Loan is floating and is subject to market fluctuations. The bank changes its personal loan interest rates from time to time as per its discretion. The current interest rates charged by the bank ranges between 15.50% and 24%.

    The actual interest rate as applicable for each applicant depends on his/her nature of job (whether you are a Self Employed Professional (SEP), Self Employed Non Professional (SENP) or salaried and factors like age, years in service and CIBIL score. The lower the risk involved for the bank in lending you, the lesser will be the interest rate charged.


    Axis Bank interest rates claim to be the highly competitive and best in the market. The interest rates levied on Axis Bank personal loans can be between 15.5% and 24%. These rates are subject to change depending on market conditions and at the bank’s discretion. Interest rates charged for defaulters is 24% per annum which basically translates into 2% per month for each overdue instalment. Axis Bank also provides interest certificates which can be issued for a charge of Rs. 250 plus service taxes. In case the original certificate is misplaced, the bank can also issue a provisional certificate for which customers have to pay a fee which is the same as that for the actual certificate.


    The current interest rates and other charges of the bank are as below:

    Rate of Interest 15.50% to 24% ( varies with the nature of job of the applicant and monthly income )
    Loan Processing Charges 1.50% to 2.00% + Service Tax as applicable
    Prepayment/ Forclosure Charges Nil
    CIBIL Report Issuance Charges Rs. 50/- per instance per set+ service tax as applicable
    Duplicate Statement Issuance Charge Rs 250 per instance + Service Tax as applicable
    Cheque Bounce Charges Rs. 500 per cheque bounce + Service Tax as applicable

    Axis Bank Personal Loan Eligibility

    Axis Bank offers personal loans ranging from Rs.1 lakh to Rs. 15 lakhs, to all applicants fulfilling the basic eligibility criteria as below:

    • The applicant must be a salaried person. Which means that they should either be doctors or employees of a private/public limited companies. They can even be employed by a public sector undertaking or central or local bodies. Government sector employees are also eligible. Self-employed individuals can also apply.
    • The minimum age of the applicant must be 21 years and the maximum 60 years.
    • The minimum Net Monthly Income should be no less than Rs.15,000 per month.

    Eligibility Criteria for Salaried Individuals:

    • Minimum age of applicant: 21 years
    • Maximum age of applicant at loan maturity: 58 years
    • Minimum Net Monthly Income: Rs 15,000
    • Loan Amount Offered: Rs 1 lakh to Rs. 15 Lakhs
    • Minimum Service Period With Current Employer: One Year

    Eligibility Criteria for Self Employed Individuals:

    • Minimum age of applicant: 24 years
    • Maximum age of applicant at loan maturity: 65 years
    • Minimum Net Annual Income: Rs 2, 00,000
    • Loan Amount Offered: Rs 1 lakh to Rs. 15 lakh
    • Minimum Work Experience in Current Business/Profession: Three Years

    Besides this, the CIBIL score of the applicant plays a major role in the loan application approval.

    How to calculate EMI for Axis Bank Personal Loans

    Calculating EMI manually can be a tough task with a complicated formula. From the loan amount to the tenure of loan and interest rates, each aspect plays an important role in deciding the EMI to be paid each month by the applicant.

    EMI Calculations Made Easy:

    The best way to calculate EMI is by using the Personal Loan EMI Calculator provided by BankBazaar.com. Users simply need to add the amount of their personal loan, tenure and rate of interest. The EMI calculator then automatically calculates your EMI and provides the result instantly.

    Axis Bank Personal Loan FAQs

    1. What is the best way to apply for Axis Bank personal Loan?

    2. The best way to apply for Axis Bank Personal Loan is by using the online loan application tool at BankBazaar.com. It offers personal loan quote in seconds so that you can assess your loan eligibility sitting at the comfort of your home or office.

    3. What is the minimum and maximum amount of personal loan that I can get from Axis Bank?

    4. Axis Bank offers personal loans ranging from a minimum amount of Rs. 10,000 to a maximum amount of Rs. 15 lakhs. Your eligible loan amount depends on your age, monthly income and the nature of your job.

    5. What is the maximum tenure for which I can avail a personal loan from Axis Bank?

    6. Axis bank offers a flexible tenure for its personal loans ranging from 12 to 60 months.

    7. Is BankBazaar.com Personal Loan Tool free?

    8. Yes, BankBazaar.com loan calculator tool is totally free and the portal does not charge any fee for its services from members. Applying for Axis Bank Personal Loan through BankBazaar.com also does not involve any additional charges.

    9. Can I track my loan application?

    10. BankBazaar.com offers loan applicants active tracking tool through both email and SMS allowing users to track daily updates of their loan application.

    11. How can I calculate my EMI amount for my personal loan?

    12. BankBazaar.com has developed a unique EMI calculator tool that offers EMI breakup for all loans. All you need to do is to enter the preferred loan amount and tenure. The tool calculates the EMI based on the applicable rate of interest.

    13. Is my Data Safe with BankBazaar.com?

    14. Yes of course. BankBazaar.com is India’s premier financial market place and takes utmost care in ensuring the all data is sent in electronic form with high level of encryption. BankBazaar.com does not share your data with any third party other than the financial institution.

    15. How many days will it take to receive the loan amount after applying with BankBazaar.com? Is there any other procedures?

    16. Usually it takes 48 hours, but may vary from case to case. BankBazaar.com will instantly submit your loan application to your nearest Axis Bank in an electronic format. A representative from the branch gets in touch with you for collecting original documents from you. The bank will also check your CIBIL score and approves the loan application. You will also have to sign a loan agreement with the bank.

    17. How it is more beneficial to apply through BankBazaar.com than to apply directly with the bank’s website?

    18. BankBazaar.com offers a unique EMI calculator tool and online submission with which you can understand your loan eligibility, applicable EMI and thereby apply online without visiting the branch. Axis Bank’s website also offers e-approval of loan, but BankBazaar.com being a premier banking partner with tie ups with all leading Indian banks and NBFCs, can get you the lowest and the best deals on personal loans.


    News About Axis Bank Personal Loan

    • Axis Bank launches Loan App

      Axis bank has launched a new mobile app called “24X7 Instant Personal Loan” for selected customers. The customers can avail personal loans that will be credited to their account through this app. The customer needs to log on to the app to view their pre-approved loan amount. The customer can use the slider scale on the app to decide on their loan amount and loan tenure. The app gives out information about EMI for the loan, interest rate and processing fee.

      Cash is instantly credited to the customer’s account once they agree to the terms and conditions. They will get a verification message for the same. The maximum loan amount that one can avail depends on the applicant’s credit history. Though the maximum loan amount is hinted to be around Rs.5 lakh while the minimum is somewhere close to Rs.1 lakh. The rate of interest to be charged will be about 12-17%.

      15th May 2015

    • Suvidhaa Prepaid Card being launched by Axis Bank

      Axis Bank announced that it is partnering with Suvidhaa Infoserve and launching Axis Bank- Suvidhaa Prepaid Card. It leverages e-Know Your Customer platform for on-boarding, making cash deposits and withdrawing money at ATMs. The card complements Prime Minister’s Jan Dhan Yojana programme. The launch ensures that it can attract new customers from sectors such as construction and migrant workers, who do not like availing banking services.

      Axis Bank is the 3rd largest private sector bank in India. It began its operations in 1994. They aim to become the preferred financial solution provider for the customers.

      23rd April 2015

    • Axis Bank To Strengthen Personal Loan Portfolio

      Axis Bank has decided to strengthen retail credit growth by enhancing its personal loan and credit card portfolios.

      The bank hopes to profit by focusing on unsecured advances given the high returns on these products vis-a-vis secured advances.

      The risk the bank is willing to bear is supported by positive economic growth indicators. They aim to cash-in on creditworthy customers with large personal funding needs thereby enhancing its asset-base while maintaining asset-quality.

      This move also comes on the back of stiff competition in the retail loan segment, which the industry turned to in the wake of stagnant/declining corporate credit growth. While secured advances like home and auto loans were prioritised to bring in business thus far, Axis Bank has zeroed in on opportunities in the personal loans space. Despite a general call to tighten credit disbursal norms, with increased business confidence, it can be assumed other financially sound players will also follow this leading private bank’s initiative to tide over times of slow-growth.

      21st November 2014

    Personal Loans from Top Banks
    Personal Loan Tools
    Personal Loans in Top Cities
    Personal Loans By Bank
    Personal Loans by City

    Axis Bank Personal Loan Reviews

    86 % of our customers would recommend this bank. (508 out of 594) Write Review
    Customer Reviews
    Page 1 of 30 1 2 3 4 5
    • Validated User
      (0)

      I have applied for a personal loan with Axis Bank and the application is still in process.I have not got any call regarding the verification process.They should speedup the loan process.The interest rate offered was same like other banks and they do have best preclosure offers available for this loan.The top up loan offer provided by Axis bank is also very good.

      Was this review helpful? Yes

      Thank you for your vote

      Thanks, you've already rated this review

      Fees & Charges
      Promised Interest Rate
      Customer Service
      Responsiveness
      ayan took a Personal Loan from AXIS BANK Reviewed on
    • Validated User
      (0)

      I had the experience of personal loan with the Axis bank.The process was very easy with them and the loan got credited to my account within 4 days.I am having the salary account with them for the last 9 years but they provided around 17% as the rate of interest which was high.The processing charges was waived off because there is an offer, I guess.

      Was this review helpful? Yes

      Thank you for your vote

      Thanks, you've already rated this review

      Fees & Charges
      Promised Interest Rate
      Customer Service
      Responsiveness
      gopal took a Personal Loan from AXIS BANK Reviewed on
    • Validated User
      (0)

      Always I would like to rate five stars for Axis bank as all my products are with them. When I was taking a personal loan with Axis bank, they did not make me to wait as they kept following me regularly. I can repay the loan without extra charges. There was no processing charge, I guess.

      Was this review helpful? Yes

      Thank you for your vote

      Thanks, you've already rated this review

      Fees & Charges
      Promised Interest Rate
      Customer Service
      Responsiveness
      sheeba took a Personal Loan from AXIS BANK Reviewed on
    • Validated User
      (0)

      My personal loan was taken from Axis bank.I applied for 1.5 lacks and Interest Is charged @ 18% which Is high.Processing fees is 1%.Preclosure charges Is also high.Overall I had a good experience with them.Agent was good In giving all Informations.

      Was this review helpful? Yes

      Thank you for your vote

      Thanks, you've already rated this review

      Fees & Charges
      Promised Interest Rate
      Customer Service
      Responsiveness
      sunil took a Personal Loan from AXIS BANK Reviewed on
    • Validated User
      (0)

      I am having the personal loan with the Axis bank.The rate of interest was 16.5% and am not happy , I expected around the rate of interest would be around 12 to 13%. I am getting the better service because am having the corporate account over there.Within 5 days of time the loan got disbursed into my account.They asked only the simple documentation.

      Was this review helpful? Yes

      Thank you for your vote

      Thanks, you've already rated this review

      Fees & Charges
      Promised Interest Rate
      Customer Service
      Responsiveness
      vinayak took a Personal Loan from AXIS BANK Reviewed on
    • Validated User
      (0)

      My personal loan was taken from Axis bank. The charges was minimum. A person came to me and spoke regarding my personal loan. Got the amount on time without any delay. Interests is good not bad.. Service was good. In 14 days the loan amount got credited to my account. So I am happy with this personal loan.

      Was this review helpful? Yes

      Thank you for your vote

      Thanks, you've already rated this review

      Fees & Charges
      Promised Interest Rate
      Customer Service
      Responsiveness
      bhaskar took a Personal Loan from AXIS BANK Reviewed on
    • Good
      https://cdn1.bankbazaar.com/images/customer_review/default-unknown-person.png
      , bangalore
      Recommend Recommended by user
      Validated User
      (0)

      I have applied for a personal loan from Axis bank.I didn't proceed further because 100%funding was not given.They told only 85% can be given.so I canceled the loan.I applied for 545000.Interest rate is 10.45%.Overall services is good from Axis Bank.

      Was this review helpful? Yes

      Thank you for your vote

      Thanks, you've already rated this review

      Fees & Charges
      Promised Interest Rate
      Customer Service
      Responsiveness
      vivek took a Personal Loan from AXIS BANK Reviewed on
    • Validated User
      (0)

      I have taken my personal loan from Axis Bank. The services was good from them. It was a quick process from them. They offered me a good rate of interest and they had no processing fees. They also did not have a preclosure charge. Pretty happy with their services.

      Was this review helpful? Yes

      Thank you for your vote

      Thanks, you've already rated this review

      Fees & Charges
      Promised Interest Rate
      Customer Service
      Responsiveness
      vinay took a Personal Loan from AXIS BANK Reviewed on
    • Good
      https://cdn1.bankbazaar.com/images/customer_review/default-unknown-person.png
      , bangalore
      Recommend Recommended by user
      Validated User
      (0)

      The services offered by the Axis Bank was good for the personal loans. It took only 2 to 3 days for my loan to get disbursed. The rate of interest charged and the processing fee was very high. The interesting feature which I had looked with the bank was the the part payment facilities and unfortunately it was not upto the mark as they are charging 3 times the emi amount I had to pay.

      Was this review helpful? Yes

      Thank you for your vote

      Thanks, you've already rated this review

      Fees & Charges
      Promised Interest Rate
      Customer Service
      Responsiveness
      manjunath took a Personal Loan from AXIS BANK Reviewed on
    • Validated User
      (0)

      I have taken a personal loan from Axis Bank.overall services is very good.Terms and conditions were explained clearly.I applied for 2 lacks loan amount and the Interest is charged @ 13.5%processing fees is 1%.No preclosure charges were applicable.within 2 days loan was sanctioned.Agent was goo din providing all Informations.

      Was this review helpful? Yes

      Thank you for your vote

      Thanks, you've already rated this review

      Fees & Charges
      Promised Interest Rate
      Customer Service
      Responsiveness
      nagaraju took a Personal Loan from AXIS BANK Reviewed on
    • Validated User
      (0)

      I have taken a personal loan with Axis Bank last year.they didn't mention about the Interest rate and Interest was charged @ 18% without my knowledge.Later on they gave a new loan for 24% which Iam paying for 4 years with high Interest rate.No proper Information was given.Underwriters should check about interest rate.I applied for 2 lacks loan amount.Overall services is okay.It would be nice If my mothers name Annop which is mentioned wrongly in the Application Form.

      Was this review helpful? Yes

      Thank you for your vote

      Thanks, you've already rated this review

      Fees & Charges
      Promised Interest Rate
      Customer Service
      Responsiveness
      manish took a Personal Loan from AXIS BANK Reviewed on
    • Validated User
      (0)

      I have taken a Personal Loan from Axis Bank. The customer service was good. The offer they gave me was for Rs 2.94 Lakhs with an interest rate of 24%. It is really high. Other banks offer 13 to 14%. The processing fee was reasonable. They also given offer for top up. It would be better if they could reduce the interest rate.

      Was this review helpful? Yes

      Thank you for your vote

      Thanks, you've already rated this review

      Fees & Charges
      Promised Interest Rate
      Customer Service
      Responsiveness
      s took a Personal Loan from AXIS BANK Reviewed on
    • Validated User
      (0)

      The personal loan process with Axis Bank was completely done by the agent and he was really helpful in submitting all documents.The interest rate offered was on the higher side and they took around 15days for the loan to be processed.The executive was with me throughout the loan process.I will surely recommend Axis Bank to others for getting a loan.

      Was this review helpful? Yes

      Thank you for your vote

      Thanks, you've already rated this review

      Fees & Charges
      Promised Interest Rate
      Customer Service
      Responsiveness
      pawan took a Personal Loan from AXIS BANK Reviewed on
    • Validated User
      (2)

      Its really good to take a personal loan with Axis Bank because they do have prepayment and preclosure options available for nil charges.The interest rate offered was slightly high in 0.5% difference with HDFC Bank but the offers provided are good.The pre-payment on the loan application can be done till 4-5 times.The customer service is in touch with the customer till the disbursement process.

      Was this review helpful? Yes

      Thank you for your vote

      Thanks, you've already rated this review

      Fees & Charges
      Promised Interest Rate
      Customer Service
      Responsiveness
      avinash took a Personal Loan from AXIS BANK Reviewed on
    • Validated User
      (0)

      Axis bank is good. The interest rate is high,I was given 24% per annum. The service is good. I was given two credit card based on my transaction. The documentation was very simple, so within 4 working days I got my personal loan credited. From last 10 year I am have an account with this bank. hence I am very much satisfied.

      Was this review helpful? Yes

      Thank you for your vote

      Thanks, you've already rated this review

      Fees & Charges
      Promised Interest Rate
      Customer Service
      Responsiveness
      gururaj took a Personal Loan from AXIS BANK Reviewed on
    • Validated User
      (0)

      Two years back I took a personal loan from Axis bank. Still the Emi is running. One good thing is there is a pre closure option. The paper work was fine. So within four days my personal loan got disbursed. There is no processing fee..Interest rate is good. It would be nice if all the branches of this bank allow to pay the pre closure charges. Other wise Axis is good.

      Was this review helpful? Yes

      Thank you for your vote

      Thanks, you've already rated this review

      Fees & Charges
      Promised Interest Rate
      Customer Service
      Responsiveness
      suresh took a Personal Loan from AXIS BANK Reviewed on
    • Validated User
      (0)

      Axis bank personal loan process is fine. The interest rate offered by them when compared with others is high. The most interesting part is the foreclosure we can pay what ever we want and how much ever we want and there is no charges for that I can also make a part payment. Just like other banks the processing fee is 2%. They provide very good service.

      Was this review helpful? Yes

      Thank you for your vote

      Thanks, you've already rated this review

      Fees & Charges
      Promised Interest Rate
      Customer Service
      Responsiveness
      manjunatha took a Personal Loan from AXIS BANK Reviewed on
    • Validated User
      (0)

      I have got the personal loan with the Axis bank and it got happened before 2.5 years.The service is really nice and they are prompt with the customers.The rate of interest was 17% and am not happy because the interest rate is huge.Rest of things are really okay.

      Was this review helpful? Yes

      Thank you for your vote

      Thanks, you've already rated this review

      Fees & Charges
      Promised Interest Rate
      Customer Service
      Responsiveness
      rupam took a Personal Loan from AXIS BANK Reviewed on
    • Validated User
      (1)

      I have a personal loan from Axis Bank. The process was smooth and I got my loan within 10 days. The response was good. The rate of interest was of 17% and the processing charges was nominal. I got the loan as per my requirement.

      Was this review helpful? Yes

      Thank you for your vote

      Thanks, you've already rated this review

      Fees & Charges
      Promised Interest Rate
      Customer Service
      Responsiveness
      savita took a Personal Loan from AXIS BANK Reviewed on
    • Validated User
      (1)

      One of my friend working in Axis, so thing was done very easily and fast process. So I never got an options to interact with the customer service. The interest rate offered for me was around 17% but I am expecting around 13% of interest it would be much better. The charges are normal. The documentation was easy, within 10 days I got my loan approved. The main advantage is the pre closure . We can pre close it without any interest.

      Was this review helpful? Yes

      Thank you for your vote

      Thanks, you've already rated this review

      Fees & Charges
      Promised Interest Rate
      Customer Service
      Responsiveness
      ganesan took a Personal Loan from AXIS BANK Reviewed on
    Customer Reviews
    Page 1 of 30 1 2 3 4 5
    4.5 3 0.0 5.0
    Thank you for the feedback.
    Make a suggestion or report a bug
    • Like us? Spread the word
    • Broadcast your feedback via Facebook Twitter
    • or Cancel
    • View our privacy policy

    Contact Us on Mail
    Facebook
    reTH65gcmBgCJ7k - pingdom check string.
    This Page is BLOCKED as it is using Iframes.