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Axis Bank Personal Loan Ratings
3.5 / 5.0 by 2 users

Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

Axis Bank Personal Loan Reviews

"AXIS Bank was good in terms of customer service,quick response and i haven't faced any problem yet with AXIS Bank. I will recommend AXIS Bank to my friends and colleague, it will be good if they reduce their rate of interest otherwise am glad to deal with them. "

Manjunatha Reddy, Hyderabad
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Axis Bank Personal Loan

Axis Bank offers best personal loans to salaried & self employed with balance transfer facility.

Axis Bank Personal Loan Interest Rates

Axis personal loan interest rates are very attractive and start as low as 14.5 %.

Axis Bank Personal Loan Fees

Axis Bank charges 2% of loan amount as processing fees and there are no Pre-closure charges.
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Axis Bank Personal Loan

salaried self employed

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Axis Bank Personal Loan Overview

Axis Bank 3.5 / 5.0 by 2 users     Used this product? Write a review »
Axis Bank Personal Loan Best Axis Bank Personal Loan Deals

Are you in need of urgent cash? Axis Bank offers low interest rate personal loans for any purpose. Axis bank personal loans will help you meet your personal requirements be it for your dream holidays, marriage or any other purpose. Get fast approval for your Axis Bank personal loan with simple documentation process and low processing fees. Check your Eligibility Now!

Fill the form above and check your personal loan eligibility instantly.

Benefits of Axis Bank Personal Loans:
  • Special loans for Doctors, Chartered Accountants, Engineers, Architects and CS
  • No security or collateral is required to get Axis bank personal loan
  • Axis Bank Personal loan can be taken up to Rs. 20,00,000
  • Minimal documentation and quick approvals
  • Repayment through easy EMIs starting from 12 months to 60 months
  • Loans at higher rates can be transferred to Axis Bank with our Balance transfer facility.
  • Attractive personal loan interest rates

Axis Bank Personal Loan FAQs

  1. How much personal loan I can get through Axis Bank?
    Through Axis Bank you can get a personal loan from Rs 1 lac to Rs 20 lacs depending on your income and repayment capacity. You can club the income of your spouse if you wish to increase your loan amount.

  2. How do I repay my Axis Bank personal loan?
    You can repay the loan in Equated Monthly Installments (EMIs) through post dated - cheques, Standing Instructions and ECS facility

  3. What security do I need to provide to get the Axis Bank personal loan?
    There is no security or collateral required to get a Axis Bank personal loan.

  4. What are the loan tenure options?
    You can repay your loan over a period of 12 to 60 months

  5. Is there any pre-closure charge for Axis Bank Personal Loan?
    No, there are no pre-closure charges.

  6. Is it possible to prepay my loan?
    Yes, you can prepay the entire loan outstanding any time. No Prepayment charges to be levied on the outstanding loan amount. Part Prepayment is permitted.

  7. Is it mandatory to open an account with Axis Bank to avail the personal loan?
    No, It is not mandatory to open an account with Axis bank to get a personal loan.

  8. What are the loan processing charges?
    Axis Bank charges 2% of the loan amount as processing fees.

Axis Bank Personal Loan Eligibility & Documentation

Axis Bank Personal Loan Eligibility: You are eligible for a personal loan if you are:
  • Salaried individual
  • Self employed individual
  • Self employed professional like doctor, lawyer, etc.
  • Aged above 18 years
  • Have a good CIBIL credit score
  • Good repayment capacity with fixed & stable income source
  • Work for a stable company
  • Try our Personal Loan eligibility Calculator to check on the loan amount you are eligible for.

Axis Bank Personal Loan documentation's: Axis Bank personal loan documentation process is minimal. Generally banks require the following documentation:
  • Identity proof (PAN card, Passport, etc.)
  • 3 to 6 months bank statement (if salaried then bank statement of your salary account)
  • Residence proof (rent agreement, property document, ration card, etc.)
  • Salary Slips
  • In case of self-employed applicants, banks require balance sheets, profit & loss accounts, partnership deeds & other documents etc.

Axis Bank Personal Loan Interest RatesUpdated on 23 April 2014

Details of Axis Bank Personal Loan

Axis Personal Loan Interest Rate.(Monthly reducing balance)
15% to 24% floating. Check Customized Interest Rates Now!
Processing Fees
1.5% - 2% of loan amount
Personal Loan Tenure
1 year to 5 years
Personal Loan Amount
1L - 15 L
Guarantor Requirement
No guarantor required

Personal Loan Articles

  • Document Checklist for Personal Loans!!!
    A personal loan is by nature an unsecured credit that is provided to an individual based on his personal capability of repayment. The process is extremely simple and fast provided that the requisite documents are in order when applying for the loan.
  • What happens after a personal loan is disbursed?
    The ease and simplicity associated with the personal loan along with no restrictions on the end usage makes it extremely popular option to raise funds when there is an urgent need. There are many doubts in the minds of applicants regarding the post disbursal procedure involved in a personal loan
  • When should one apply for a personal loan?
    One should opt for a personal loan only when all other means of availing funds have been exhausted and the need is pressing and situational. Taking a personal loan when the need is not justifiable or other means are available creates tremendous amount financial complications at a later stage.
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Personal Loan Forum

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Axis Bank  Personal Loan Reviews
100 % of our customers would recommend this bank. (2 out of 2) Write Review
Customer Reviews
Page 1 of 1 1
  • Excellent job
    /images/customer_review/default-unknown-person.png
    UDAY KUMAR YADAV, noida
    Yes, I recommend this bank.
    AXIS BANK Personal Loan
    3.0/5
    (4)

    Though i have my salary account with AXIS Bank it was easy for me to avail AXIS Bank credit card. I feel AXIS rate of interest was pretty high when compared with other bank but otherwise i like their balance transfer into emi option...........

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Personal Loan from AXIS BANK Reviewed on
  • 'Good Experience'
    /images/customer_review/default-unknown-person.png
    MANJUNATHA REDDY, hyderabad
    Yes, I recommend this bank.
    AXIS BANK Personal Loan
    4.0/5
    (1)

    AXIS Bank was good in terms of customer service,quick response and i haven't faced any problem yet with AXIS Bank. I will recommend AXIS Bank to my friends and colleague, it will be good if they reduce their rate of interest otherwise am glad to deal with them.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Personal Loan from AXIS BANK Reviewed on
Customer Reviews
Page 1 of 1 1

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