ICICI Car loan their was nothing wrong with them. Interest rate and charges is fine as per market value they offered. They called and informed all details clearly. Since i have changed the plan they have closed the application. It would be great f they improvise on response part.
03:18 PM - Sep 27, 2014
I have availed a car loan from SBH It was nice service, i got loan approval in weeks time. Interest rate was 9% its comparative less when compared to different banks. They charged 4% for processing fee. Since my my friend was working in SBH i got loan approval easily. Thing is on yearly basis they use to approve 2 or 3 car loans not more than that.
12:06 PM - Sep 27, 2014
Car loan with ICICI bank only time they called and verified requested to keep the documents ready, i have arranged the documents but their was no response from their end. It would be great if they provide prompt response and fulfill the commitments about loan approval status.
10:09 AM - Sep 27, 2014
Axis Bank car loan: I got a call from the customer service executive and they explained me about the process and they said they will send a executive to collect the documents. But there was no response from the executive. One suggestion i would say that they need to have a proper communication with the customers.
02:49 PM - Sep 26, 2014
Postponed the plan of taking a car loan with HDFC Bank, I am quite happy with the interest rate, as I had some other plans, I dropped the idea of taking a car loan. Documentation process was quite simple. I have planned to re-apply after 6 or 7months time.
10:43 AM - Sep 26, 2014
ICICI Car loan they took much time they collected all the documents after that their was no response. It would be great if they improvise on verification part as i took almost 1 month. Interest rate and charges is same as market price. They need to be more prompt in terms of response.
01:46 PM - Sep 27, 2014
I had a amazing experience with the Axis Bank when i applied for the car loan. The processing and the documentation was very simple and transparent. Unfortunately i forgot the executive name who was updating me on the status of the loan. The whole process got completed with in 3 days.
10:57 AM - Sep 27, 2014
ICICI Car loan I received the call from their executive she said will be sending approval letter but their was no response. The executive whom i interacted she said i will be eligible for 5 lacs based on my salary. Interest rate and charges was bit high when compare to nationalized banks. It would be great if they provide proper response and need to improve on communication part.
06:19 PM - Sep 26, 2014
ICICI Bank car loan: The processing and the documentation was very fast. The customer service executive My Hydher who took the initiate in updating me on the status of the loan till the loan amount got disbursed. The whole process got completed in 3 days.
02:41 PM - Sep 26, 2014
I have postponed the plan of taking a car loan, my opinion for HDFC, would be the rate of interest charged by HDFC car loan is on the higher side good, if they reduce it. The interest rate offered by HDFC should be in line with nationalized bank, as Nationalised bank charge about 10.12%.
05:08 PM - Sep 25, 2014
My experience with ICICI bank in terms of car loan was not satisfactory. Initially they called and informed everything and collected the documents after that their was no response from their end. I need to call and follow them asking the status of my loan.
01:23 PM - Sep 27, 2014
ICICI Car loan the loan amount what they offered was very less, interest rate and charges is same as market price. I applied on line they approved for 4 lacs. Once the executive called and verified i said i am expecting 90% on road price she said they will offer the loan amount as per my expectation and requested to keep the documents ready after all documentation submitted they stick for 4 lacs again. I would suggest they need to fulfill the commitment what they offer.
10:37 AM - Sep 27, 2014
State Bank of India car loan: The processing and the documentation was fast.They documentation was very simple and it was transparent. The customer service executive responded to my queries quickly and i got the loan amount disbursed in 3 days.
04:10 PM - Sep 26, 2014
I got a disappointing service with the Axis Bank when i applied for the car loan . Initially i got a call from the customer service executive and they came and collected the documents after that there was no response for 10 days. I called to the customer service executive said that the loan application has been canceled and the executive did not had the reason for the cancellation.
02:39 PM - Sep 26, 2014
I am currently dealing with SBI for the housing loan, I have purchased a plot recently. I dropped the idea of taking a car loan, probably during the next 2 year I would not require a car loan. Yes I did receive a call from HDFC for the car loan and their service was quite satisfactory.,
04:20 PM - Sep 25, 2014
Car loan with ICICI bank they called and informed all details clearly. Since the car is not available on the showroom to take delivery it will get take at least 10 days, they are not ready to wait for 10 days. They offered high interest rate and charges when compare to other banks as well.
12:18 PM - Sep 27, 2014
My experience of availing a car loan from Tata capital is very good. The way of approach is excellent, the loan amount what they offered was bit less at 85% on road price. Interest rate and charges is same in all banks, i got loan approval in 3 days it was quick process. It would be nice if they provide at least 90% on road price to make more comfortable.
10:28 AM - Sep 27, 2014
The processing was very fast with ICICI Bank when i took the car loan. There was minimum documentation and the executive took the initiative in updating me on the status of the loan from day one till the loan amount got disbursed and the whole process got completed within 10 days.
02:50 PM - Sep 26, 2014
I would say it was a good experience when in applied for the car loan with HDFC Bank. The processing and the documentation was easy and it was transparent. But little disappointed with the delay in the disbursement of the loan amount that needs to be little quick.
01:15 PM - Sep 26, 2014
I always place my trust on HDFC Bank , I have postponed the plan of taking a car loan till January, I have planned to take it after that. It has very good brand name, they have their own standards nothing much to comment about this Bank, as I have not taken a loan with this Bank.
04:19 PM - Sep 25, 2014
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Minimum income required
Rs.2,40,000 per annum
Loan capped @
85% Ex-Showroom price
EMIs of other loans lower
Pay off your credit card bills
Choose longer tenure loan up to 5 Yr years
|Interest Rate (Monthly reducing balance)||10.5% - 12.75%|
|Processing Fees||Rs. 500 to Rs 5,000|
|Loan Tenure||1 year to 5 years|
|Pre-closure Charges||2% to 4% on outstanding loan amount|
|Guarantor Requirement||No guarantor required|