Services was user friendly and process oriented from HDFC in terms of car loan. Executive Sathi reddy was in constant touch and kept updated about the status. Rate of interest is quite better and good.Overall quite amazing.
06:17 PM - Dec 17, 2014
Car loan services with HDFC was very fast. Process was easier and hassle free. HDFC bank people are customer oriented. Executive of HDFC was too prompt in manner. Overall experience is good in availing car loan. Even rate of interest is quite ok.
06:05 PM - Dec 16, 2014
Initially I got a call from one of the executives of ICICI bank for car loan but later no one have contacted regarding the same. I just got one text stating as unable to process car loan due to some bank norms. No one mentioned about interest rate and other charges so not aware about other stuffs.
04:10 PM - Dec 16, 2014
Overall its a good experience and the processing time was too less in availing car loan from HDFC. There were few hiccups in terms of document submission where I was about to submit the document twice. Other than that, it was quite good.
06:12 PM - Dec 17, 2014
I submitted all necessary documents that required for car loan and yet to receive the loan amount. Interest rate they offered is 10.4% and charges are nominal. Getting proper response and alerts from HDFC bank regarding car loan application. Nominal processing charge as they said as 1600.
05:48 PM - Dec 16, 2014
I am very much satisfied by the car loan services from hdfc bank where I got with better . The only drawback was they are charging nearly 4% as preclosure charges which was not accepted. Other things were fine and good . Quite satisfactory.
12:22 PM - Dec 16, 2014
Rate of interest they were ready to offer was between 16% to 17% for car loan. I submitted documents to one of the executives but later no one have contacted. There was a delay in revert and response so I postponed the plan of car loan thus I advising ICICI bank to give proper response.
06:26 PM - Dec 16, 2014
Interest rate that ICICI bank ready to offer was around 10.75%. I was informed processing fee as 1600 to 2000 but they did not process the car loan and I am not sure about the reason. Experience was not much good with ICICI bank so I suggest them to fulfill customer expectations.
05:47 PM - Dec 16, 2014
Got response immediately from HDFC bank employees and within 3 days they disbursed the loan amount. I am highly satisfied with interest rate as they gave 10.5% for car loan and no foreclosure charge. Can foreclose the loan only after 18 months. No issues in process but not yet received car loan schedule.
10:44 AM - Dec 16, 2014
I liked the processing time which was speedy as well the disbursal time was very less by HDFC. Car loan terms and conditions was quite acceptable. Customer service team did coordinate well and was cooperative. Rates and charges are quite affordable.
06:11 PM - Dec 16, 2014
Really very satisfied with ICICI bank car loan service as they negotiated rate of interest as per my request and they waived of all charges. Comparing to other banks interest rate and service is good in ICICI bank. I visited branch of ICICI to avail car loan. ICICI is very good so keep going the same.
05:00 PM - Dec 16, 2014
Everything was at door step and the services was quite faster from HDFC in disbursing the car loan. Pre closure charges is 0% which is a good option as well as no document charges which is quite impressive. Overall good.
10:37 AM - Dec 16, 2014
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Minimum income required
Rs.2,40,000 per annum
Loan capped @
85% Ex-Showroom price
EMIs of other loans lower
Pay off your credit card bills
Choose longer tenure loan up to 5 Yr years
|Interest Rate (Monthly reducing balance)||10.5% - 12.75%|
|Processing Fees||Rs. 500 to Rs 5,000|
|Loan Tenure||1 year to 5 years|
|Pre-closure Charges||2% to 4% on outstanding loan amount|
|Guarantor Requirement||No guarantor required|
There are plenty of reasons to buy a car. Off the top of our heads, we’ll tell you: long, happy drives with your family to fun destinations, no more haggling with mean auto rickshaw drivers, avoid being packed like a tin of sardines in a bus, immunity to public transport strikes, the “cool” factor, your own choice of music… The list goes on. Get from Point A to Point B or Point Z and back with some new commuting adventures thrown in. Don’t have the funds for it? No worries. Simply apply for a car loan and in just a few EMIs, you’ll have your own set of wheels. Let’s fulfill your dreams today.
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