A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • HDFC LTD Home Loan

    HDFC Home Loan
     3.5 / 5.0   by 2656 users
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    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Housing Development Finance Corporation Limited (HDFC Ltd.), India's largest private housing finance company, is renowned for handholding customers right through the home buying process and for a high level of transparency in their loan terms. HDFC offers a variety of financing options including home loans, home improvement loans and home extension loans. Additionally there are many flexible repayment options to suit your stage in life including tranche based EMI and like step-up repayment facility. On BankBazaar, you can apply for a HDFC home loan and get e-approved in minutes.


    You’re probably eligible for an HDFC Limited Home Loan if you are

    01
    02
    03
    04
    HDFC Bank Home Loan Minimum Age

    At least 21 years old

    HDFC Bank Home Loan Maximum Age

    Less than 60 years old

    HDFC Bank Home Loan Eligible Employment Type

    Salaried with regular income

    HDFC Bank Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your HDFC Limited Home Loan amount eligibility is based on these factors

    01
    02
    03
    HDFC Bank Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    HDFC Bank Home Loan Maximum Loan to property value

    Loan capped @ 90% of property value

    HDFC Bank Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible HDFC Limited Home Loan amount by these steps

    01
    02
    03
    HDFC Bank Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    HDFC Bank Home Loan Maximum Tenure

    Choose longer tenure loan up to 30 years

    HDFC Bank Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an HDFC Limited Home Loan

    • 1. Signed application form with photograph
    • 2. ID and residence proof
    • 3. Processing fee cheque
    • 4. Last 6 months bank statements
    • 5. Documentation for salaried applicants:
      • Latest Salary-slip
      • Form 16
    • 6. Documentation for self-employed applicants:

      • Education qualification certificate & proof of business existence
      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years Profit / Loss and Balance Sheet

    HDFC Limited Home Loan Interest RatesUpdated on 03 Sep 2015

    HDFC Limited Home Loan Details
    Interest Rate (Floating) 9.85% to 9.95%
    Processing Fees 0.50% of the loan amount
    Loan Tenure Upto 30 years
    Guarantor Requirement No Guarantor Required
    Pre Payment Charges Nil
    Pre-closure Charges Nil

    Overview:

    The Housing Development Finance Corporation, popularly known as HDFC Bank, was established in the year 1994 and is one of the first Indian banks to receive an in-principle approval from the RBI. At present, HDFC is one the largest lenders in India and the fifth largest bank in the country by assets. HDFC is also ranked one among the top 50 banks in the world in terms of market capitalization. The bank has also received an array of awards like J.P Morgan Quality Recognition Award and Fab 50 by Forbes Asia that stands as a testimony to its impeccable quality and customer services.

    HDFC home loan products are popular in the Indian market because of the customer-centric advantages and the features that it offers.

    Home Loan from HDFC Bank Ltd:

    In this fast-paced modern world, everyone craves for personal space and is looking forward to spend some quality time with their family at the end of the day. Imagine having an own place for yourself, a peaceful home where you celebrate life and the joys that it brings. A home is more than just a place to stay - it is a solid appreciating investment and a proof of what you have built for yourself. If you are wondering about how to afford a property, HDFC Home loans will be your friend in need and help you buy your dream home without any hassles.

    With features like attractive rate of interest, flexible tenure, tailored schemes for different individuals and customized repayment solutions, HDFC Home Loans will delight the borrowers. A pioneer in home loan section who has served over 4.4 million happy home owners, HDFC Home Loans will take away the monetary-constraint factor so you have a happy property financing experience.

    Features and Benefits of HDFC Housing Loans:

    Read on to find more about the features that make HDFC Home Loans one of the most-sought after product in the Indian financial market.

    • Attractive and affordable rate of interest
    • Customers can enjoy a flexible repayment tenure of up to 30 years.
    • An extensive range of specially crafted home loan products & solutions like home extension loans, automated repayment of EMI and home improvement loan
    • Different tailored solutions like pre-approved home loans, home loan transfer and Home loans for Non-resident Indians
    • Special offers for horticulturalists, planters, agriculturalists and farmers.
    • Quick and efficient loan processing with door-step service
    • Absolutely no hidden charges and completely transparent process
    • Legal and technical counselling by experts to help the customer make the right decision
    • Extensive branch network for loan servicing and availing, anywhere across the country

    Who can Apply for HDFC Bank Home Loans?

    Below is the eligibility criteria for HDFC bank home loans.

    HDFC Home Loan is offered for salaried and self-employed individuals. Joint or individual application can be made.

    • HDFC NRI Home Loan
    • This loan is offered for Non-Resident Indians who are of Indian origin or is a citizen of India.

    • HDFC Rural Home Loan
    • This loan is specially offered for planters, agriculturalists, horticulturalists and dairy farmers.

    The income requirements vary depending on the loan amount, tenure, type of housing loan scheme and other conditions. Do enquire with HDFC about your eligibility before applying for a home loan.

    HDFC Home Loans Interest Rates:

    HDFC Bank, as one of the flag-bearers of banking in India, offers home loans at an interest rate that is considered very appealing and competitive. Currently, this interest rate starting from 9.85% to 10.35%, and is applicable to different home loan products and eligible customer groups banking with HDFC.

    The table below gives a snapshot of the prevailing home loan interest rates.

    Home Loan Interest Rates for Salaried and Self-Employed Professionals:

    Home Loan/Home Improvement Loan/Refinancing/Home Extension Loan Revised Rate % Basis %
    Up to and including Rs.75 lakhs 9.90% RPLR - 6.65%
    Above Rs.75 lakhs 9.90% RPLR - 6.65%

    HDFC Housing Loan Interest Rate for Self-Employed Non-Professionals:

    Home Loan/Home Improvement Loan/Refinancing/Home Extension Loan Revised Rate % Basis %
    Up to and including Rs.75 lakhs 9.90% RPLR - 6.65%
    Rs.70.01 lakhs and above 9.90% RPLR - 6.65%

    For Self-Employed Value plus Home Loans:

    Home Loan/Home Improvement Loan/Refinancing/Home Extension Loan Revised Rate % Basis %
    Up to and including Rs.30 lakhs 10.90% RPLR - 5.65%
    Rs.30.01 lakhs to Rs.1 Crore 10.90% RPLR - 5.65%

    Interest Rates for Top-Up Home Loans in HDFC:

    Interest rate for home loan plus the top-up loan 9.90%

    Interest Rates for TruFixed plus Home Loans - 2 and 3 year variants:

    Loan Slabs For employed and self-employed professionals Self Employed Non-Professionals
    Interest Rate ARHL interest rate post fixed rate period Interest Rate ARHL interest rate post fixed rate period
    Up to and including Rs.75 lakhs 9.95% RPLR - 6.60 9.95% RPLR - 6.60
    Above Rs.75 lakhs to Rs.5 crore 10.05% RPLR - 6.50 10.15% RPLR - 6.40
    Above Rs.5 crore 10.15% RPLR - 6.40 10.25% RPLR - 6.30

    Interest Rates for TruFixed Plus Home Loans - 10 Year variant:

    Loan Slabs

    For employed and self-employed professionals Self Employed Non-Professionals
    Interest Rate ARHL interest rate post fixed rate period Interest Rate ARHL interest rate post fixed rate period
    Up to and including Rs.75 lakhs 10.05% RPLR - 6.50 10.05% RPLR - 6.50
    Above Rs.75 lakhs to Rs.5 crore 10.20% RPLR - 6.35 10.30% RPLR - 6.25
    Above Rs.5 crore 10.30% RPLR - 6.25 10.40% RPLR - 6.15

    HDFC Adjustable rate home Loan for Women:

    Loan Quantum Interest Rate per annum RPLR Minus Spread
    Any amount 9.85% to 10.35% RPLR 6.70 to 6.20

    HDFC Adjustable Rate Loan Interest:

    Loan Slab Interest Rate per annum RPLR minus spread
    Upto and including Rs.75 lakhs 9.90% to 10.40% RPLR 6.65 to 6.15
    Rs.75.01 lakh onwards 9.90% to 10.40% RPLR 6.65 to 6.15

    Documents required for HDFC Home Loans:

    Having all necessary documents in place will ensure a quick and easy loan processing, here is a list of documents that you must have when applying for HDFC Housing Loan.

    1. Mandatory Documents:
    2. For Agriculturalists, Salaried Customers, Businessmen and Professionals:

      • Application form with recent photographs
      • Bank statements for the last 6 months
      • Identity and Address Proof
    3. Income Documents:
    4. For Agriculturalists
      • Copies of title documents for agricultural land showing the land holding
      • Copies of title documents for agricultural land showing crops being cultivated
      • Statement of loans availed in the last 2 years
      Salaried Applicants
      • Latest salary slips
      • Form 16
      Businessmen and professionals
      • Business profile documents
      • IT Returns for the last 3 years for business & self
      • Last three years profit and loss statement (P&L) and balance sheet
      • Certificate of educational qualifications
      • Proof of business
    5. Other Documents:
      • Proof of identity and residence can be any of a valid passport, voter ID card, valid driving license and Aadhar card.
      • Applicants might be asked to submit the following documents as income proof - PAN card, last 3 months salary slips, last 6 months bank statements showing salary credit and the latest ITR & Form-16.
      • As property documents, the applicant must submit a copy of the allotment letter, buyer agreement and receipt of payment made of the developer.
      • If the applicant’s employment is less than 1 year, the employment contract or appointment letter will be asked for.

    Different Types of Home Loan Available at HDFC Bank Ltd:

    The following types of home loan schemes are offered by HDFC Bank.

    • Home Loan for Salaried and Self-Employed
    • This home loan scheme is offered for professionals who are self-employed and salaried and also for non-professional self-employed people.

    • HDFC Pre-Approved Loan Scheme
    • If you need to negotiate better with your seller or show your credibility, HDFC pre-approved home loan is your best bet.

    • HDFC NRI Home Loan
    • NRI Home Loan is offered for non-resident Indians willing to purchase a property in India.

    • HDFC Home Loan Transfer
    • Caught up with a home loan with exorbitant interest rates and costly EMIs? You can switch to HDFC Housing Loans with HDFC Home Loan Transfer.

    • Home Improvement Loan (HIL)
    • With HDFC Home Improvement Loans, you can upgrade your property by making structural improvements, painting, waterproofing, roofing and internal, external repairs.

    • Home Extension Loan
    • Add an extra room to your existing home with HDFC Home Extension Loans and extend your house the way you like.

    • HDFC Special Home Loan for Agriculturists
    • HDFC Home Loan for Agriculturists is extended to farmers for buying property in residential areas of villages. No mortgage of agricultural land is required.

    • HDFC Rural Housing Finance
    • This loan is extended to private sector and government employees for properties in rural residential areas.

    HDFC Home Loan Repayment:

    • Step Up Repayment Facility (SURF)
    • This repayment scheme is based on the expected income growth of the borrower. In the initial years, you can pay substantially lower instalments and still avail a high quantum of loan. Subsequently, the repayment increases proportionally with the assumed growth in the borrower’s income.

    • Tranche Based EMI
    • In case you purchase a property that is under construction, you are required to pay the interest amount for the loan till the final disbursement of loan amount and then pay the EMIs thereafter. With tranche based EMI, customers can immediately start on the principal repayment and start paying EMIs on cumulative disbursed amount.

    • Flexible Loan Instalments Plan (FLIP)
    • FLIP is essentially a customized solution which is linked to the repayment capacity of the borrower which may change during the loan tenure. The repayment schedule is in such a way that the instalment is higher during initial years of the term and then decreases proportionally to the income.

    • Accelerated Repayment Scheme
    • This is a flexible scheme where you can increase the EMIs every year, proportional to your income growth which will enable you to repay the loan much faster.

    • Telescopic Repayment Option
    • Telescopic repayment plan will get the borrower a longer repayment tenure of up to 30 years which means the EMIs will be more affordable and the loan eligibility will also be enhanced.

    How to Apply for HDFC Home Loan at BankBazaar.com?

    Just follow the simple steps given below to apply for a HDFC home loan through BankBazaar.

    • In the BankBazaar.com homepage, choose “Home Loans” under the “Loans” tab on the top menu.
    • In the adjacent pane where home loans are grouped by bank, choose “HDFC Home Loans”.
    • The HDFC Bank home loan page will provide you all information about HDFC home loans. You can also check your eligibility and the loan quantum that you are eligible for.
    • Click on “Apply Now” to initiate your home loan application process. Just answer a simple questionnaire to view all home loan offers.
    • Fill in your personal details and click “Submit”. You also have the option to save your application form.
    • The application will be forwarded to HDFC for further processing. You can check the status of your application through e-mail notifications and SMS.

    FAQs about HDFC Bank Home Loans:

    1. How is my home loan eligibility determined by HDFC?
    2. HDFC bases the loan eligibility on the customer’s repayment capacity which is decided by several factors like income, age, occupation, co-applicant’s income, number of dependents, assets & liabilities and savings history.

    3. Can I structure my home loan as part fixed or part floating?
    4. Yes, HDFC Bank offers you the flexibility to schedule your home loan as part floating or fixed as per your requirements.


    5. What is the processing fee for HDFC Home Loans?
    6. The processing fee is up to 0.50% of the total loan amount or Rs.2,000 whichever is higher plus the taxes as applicable.

    7. Am I allowed to prepay my loan? If so, what will be the prepayment penalty?
    8. Yes, you can make prepayments. The penalty charges for prepayment will be as follows.

      • For home loans sanctioned to individual customers
      • On account of full or part prepayments, no prepayment charges will be levied.

      • For other loans
      • For any amount up to & including 25% of the principal balance, no prepayment charges will be levied. For part prepayment exceeding 25% of full prepayment amount will attract a prepayment charge of 2% plus taxes if the prepayment is made within 3 years from the date of loan disbursement. For part prepayment made after 3 years, there is no prepayment penalty. However, full pre payment after 3 years of loan disbursement, 2% charges will be levied.

    9. Who can I assign as co-applicant for the home loan?
    10. When you are applying jointly for HDFC bank housing loan, all proposed owners of the house must be co-applicants. But, all co-applicants need not necessarily be co-owners. Co-applicants are generally immediate family members.

    Other Products from HDFC Group

    News About HDFC Limited Home Loan

    • HDFC’s ‘India Home Fair’ to be presented in September

      HDFC, the biggest housing loan provider in the country, is conducting an ‘India Home Fair’ at Al Falaj Hotel in Muscat in the first week of September. This event will last for 2 days (4 & 5 September 2015) and will display details of plots, price trends and other real estate inclinations in various cities and towns in India, as reiterated by over 40 reliable and renowned builders. The presentation of properties peppered across the country is to reassure the NRIs that there is something in the offing for every one of them, residing in the Sultanate.

      The exhibition, which is the first of its kind conducted by HDFC in Oman, is expected to be huge hit and will succeed in bridging the gap between builders and potential home buyers by amalgamating their resources. They can also get firsthand information about different and tailor-made home loan schemes offered by HDFC.

      1st September 2015

    • HDFC Bank Announces its Standalone and Consolidated Financial Results for Q1

      The unaudited Standalone and Consolidated Financial Results for Q1 of the financial year 2015-16, has been released by HDFC Ltd. The standalone profit reported by the company during this period is Rs. 1,361 crore and the Net Interest Margin is 3.8%, which is spread across loans at 2.31%. The individual loan book has witnessed a growth of 23% and Gross non-performing loans occupy 0.69% of the loan portfolio. The company boasts of an astounding growth in consolidated profit after tax, which stands at Rs. 2,204 crore as compared to Rs. 1,873 crore in Q1 of the last financial year.

      6th August 2015

    • HDFC Bank looks to raise 85,000 crore

      On Friday, July 17th 2015, Housing Development Finance Corporation (HDFC) looked for shareholders’ approval to raise up to Rs. 85,000 crore. HDFC will hold its annual general meeting on July 28th. It has set its target to raise funds via private placements within one year from this meeting.

      HDFC, a big player in the home loan market, plans on raising funds through redeemable, secured and unsecured, non-convertible debentures, or through hybrid instruments which could be classified as tier II capital. HDFC has also separately sought a nod from the shareholders to raise up to Rs. 5,000 crore through warrants to qualified institutional buyers.

      In the last fiscal year 2015, HDFC had raised Rs 26,170 crore through secured NCDs and Rs 3,000 crore through unsecured NCDs. For this fiscal year 2016, the home loan lender has increased its borrowing limit by Rs. 75,000 crore.

      24th July 2015

    • HDFC Bank Reduces Lending Rate By 0.15%

      HDFC Bank, one of the largest private sector lenders in the country, has reduced its lending rate by 0.15%. Earlier, HDFC’s lending rate, i.e. the base rate, was 9.85% and now it has been reduced to 9.70%. In the last couple of months, many public and private sector banks in India have reduced their lending rate after a reduction of policy rates by the RBI.

      Raghuram Rajan, the governor of RBI, has also urged the bank to revise their lending rates after the policy rates were revised by the RBI and the Finance Minister, Arun Jaitley, also supported this revision and advised the same.

      Within a short duration of 3 months, HDFC bank has reduced its base twice. Thus, this is an ideal time for the customers of the bank to avail home loans, personal loans and other loans at very attractive interest rates.

      23rd June 2015

    • HDFC to offer lowered rates to women borrowers

      HDFC, one of India’s leading home loan provider, has recently announced revised lending rates for women borrowers. The lender lowered its home loan rate by 5 basis points and now offers a new rate of 9.85%. ‘Women Power’ is a loan product launched by HDFC which will be applicable to women borrowers, residents and non-residents, who are either sole / joint owners or first applicants of a property.

      Following the recent directive issued by the RBI to reduce lending rates, banks like SBI, ICICI and HDFC have been some of the first few to lower their interest rates. While SBI was the first to reduce its base rate down to 9.85%, HDFC took the lead in the home loan category to reduce its lending rate down to 9.90%.

      07th May 2015

    • Great Offer on HDFC’s Trufixed Fixed Interest Rate Home Loans.

      One of India’s largest home finance lender, HDFC, has introduced a pioneering new offer. According to this, home loans that were sanctioned between December 22, 2014 and January 31, 2015 are liable to attract a fixed interest rate. This condition applies to loans with tenures of 10 years, with prospective loans that will be disbursed before March 21, 2015 earning the eligibility to also comply with this rule. HDFC’s fixed interest rate home loan option, aptly called Trufixed, allows customers to avail home loans at a fixed interest rate for a tenure ranging from two to ten years. However, after the initial period, the loan will automatically switch to HDFC’s ‘Adjustable Rate Home Loan’ (ARHL) structure without any applicable conversion charges.

      13th January 2014

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    HDFC LTD Home Loan Reviews

  • Page 1 of 50 1 2 3 4 5
    • Home Loan
      "Average!!!"
      HDFC LIMITED
      0.5 3.5/5 "Pretty good"
      Experience was good with Hdfc Ltd. customer service was not that helpful. I was not given the expected loan amount by Hdfc Ltd. Customer satisfaction has to be improved. Interest rate what they told me was as per the market. I am not aware of the charges. When I approached I received many calls on the same day, It would be better if you update their status inorder to avoid unwanted calls.
      Was this review helpful? 0
      , delhi
      Reviewed on Sep 02, 2015
    • Home Loan
      "Good!!!"
      HDFC LIMITED
      0.5 1.0/5 "Really Bad"
      I have not faced any problem with Hdfc Ltd. I just enquired for my home loan. The guy who called me was good had a good response as well so their service was good. Interest rate what they told me was reasonable one, almost same as the other banks.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 02, 2015
    • Home Loan
      "Average!!!"
      HDFC LIMITED
      0.5 2.0/5 "Expected more"
      I approached Hdfc Ltd for my loan, I received a call from them. Hdfc is not ready to provide loan for my property where it is located. Otherwise I am fine with their service, I had no issues with them. I got my home loan with Sbi for lower interest rate.
      Was this review helpful? 0
      , lucknow
      Reviewed on Sep 02, 2015
    • Home Loan
      "Not Happened "
      HDFC LIMITED
      0.5 3.0/5 "Satisfactory"
      I planned to get a pre loan approval for taking my Home Loan from HDFC LIMITED. I was under the process of identifying the property that time. The deal with the land owner was not successful to me so I was looking for other options as well. Firstly I need to identify the property, so dropped my plan for quite some time.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 02, 2015
    • Home Loan
      "Better Bank "
      HDFC LIMITED
      0.5 5.0/5 "Blown Away!"
      When compared with other Nationalized and Cooperative banks I felt HDFC LIMITED is better for taking a Home Loan. The property which I have identified is far away from the metro city and also I did not get proper documents from the seller. So I was unable to submit my documents to the bank on time. I got a message from the bank stating my application was closed now.
      Was this review helpful? 0
      , nasik
      Reviewed on Sep 02, 2015
    • Home Loan
      "Perfect company "
      HDFC LIMITED
      0.5 5.0/5 "Blown Away!"
      I am really happy with the service provided by HDFC LTD based on the Home loan process.The interest rate offered was around 10.50% for the loan.They have applied charges for 0.2% as processing.This company have provided perfect service for Home loan application.
      Was this review helpful? 0
      , moga
      Reviewed on Sep 02, 2015
    • Home Loan
      "Better!!!"
      HDFC LIMITED
      0.5 4.0/5 "Great!"
      I approached Hdfc Ltd for taking the home loan. I received a frequent call from them, they were very helping. The initial service was good. They also discussed about the interest rates and the charges. It was a reasonable one. Actually due to some personal reason I just dropped the plan.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 02, 2015
    • Home Loan
      "Very Good!!!"
      HDFC LIMITED
      0.5 4.0/5 "Great!"
      I availed my loan from Hdfc ltd. My loan is till in process with them. They have collected all my documents it was very fast process. So everything was done and they have sanctioned within a day. Interest rate was around 9.75% in which I am happy with that. Till now their service was very good and cooperative.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 02, 2015
    • Home Loan
      "Better!!!"
      HDFC LIMITED
      0.5 4.5/5 "Excellent!"
      They were good in explaining the policy , when I approached Hdfc Ltd for my home loan. They rendered a good service. Interest rate was reasonable was same as the others. I liked the way they approach. Since I had a good relationship and deal with Lic housing finance I have taken my loan with them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 02, 2015
    • Home Loan
      "Good!!!"
      HDFC LIMITED
      0.5 2.0/5 "Expected more"
      I approached Hdfc Ltd for my home loan I have not got proper response from them. At least they should have given a call to the customer to intimate the status of the application. It would be nice if all the information displayed on the site about the limitation etc before applying for loan.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 02, 2015
    • Home Loan
      "Rates and charges has to be reduced"
      HDFC LIMITED
      0.5 3.0/5 "Satisfactory"
      When I approached Hdfc Ltd it was good. I am satisfied with their service. Based on the discussion I was told that they offer 9.90% interest rate which is high and their charges are high as wel compared to the other banks. It would be nice if they reduces the interest rates and the charges so that it will be very much helpful.
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 02, 2015
    • Home Loan
      "More Documents "
      HDFC LIMITED
      0.5 4.0/5 "Great!"
      I felt the charges were very high with HDFC LIMITED when compared with other nationalized banks. Once they have visited my place for documentation purpose, I have given my electricity bill as an address proof. But the bank executive was asking for the government attested copy which I was unable to submit it. Since they could not process it without the government copy I canceled my application.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 02, 2015
    • Home Loan
      "Fair!!!"
      HDFC LIMITED
      0.5 3.5/5 "Pretty good"
      Since my property do have an approved map I was not able to avail my home loan with Hdfc Ltd. Other wise it was good with Hdfc Ltd in terms of their service etc. And I have no comments as well.
      Was this review helpful? 0
      , delhi
      Reviewed on Sep 01, 2015
    • Home Loan
      "Good!!!"
      HDFC LIMITED
      0.5 3.0/5 "Satisfactory"
      Hdfc Ltd, it was good. For home loan the interest rate what they offer is normal as per the market. I received few call from them I found their service was good, with Hdfc Ltd service is good. Since I was not able to provide the documents what they required I was not proceed with Hdfc Ltd hence closed my application with Hdfc Ltd. Otherwise the are good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 01, 2015
    • Home Loan
      "Good!!!"
      HDFC LIMITED
      0.5 4.0/5 "Great!"
      It was good with Hdfc Ltd when I approached them. I got a call from an executive since the property is registered they have refused to give loan. Over all service was good. Once I finalize the other property I will go with Hdfc Ltd for home loan. Hdfc Ltd is too good.
      Was this review helpful? 0
      , delhi
      Reviewed on Sep 01, 2015
    • Home Loan
      "Average!!!"
      HDFC LIMITED
      0.5 3.0/5 "Satisfactory"
      It was not that good with Hdfc Ltd when I applied fro my home loan with them. Since Hdfc Ltd was not able to approve the loan amount what I expected, I just dropped the plan with Hdfc Ltd. The initial service was good with Hdfc Ltd.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 01, 2015
    • Home Loan
      "Kept On Hold "
      HDFC LIMITED
      0.5 3.0/5 "Satisfactory"
      I tried for applying my Home Loan with HDFC LIMITED. They have offered me 10.75% which is nominal. I wanted to built a house on the property which is registered on my mothers name. But later I came to know that the property needs to be registered on my name for taking a home loan. So I have sent a mail to the bank requesting them to hold my application.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 01, 2015
    • Home Loan
      "Good banking"
      HDFC LIMITED
      0.5 5.0/5 "Blown Away!"
      I planned to take my Home Loan from HDFC LIMITED. Through online website I have applied for this loan, once my application was forwarded to them they called me immediately. Twice they visited at my place to collect the documents from me. Due to some personal issue I canceled this plan for now.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 01, 2015
    • Home Loan
      "Good"
      HDFC LIMITED
      0.5 3.0/5 "Satisfactory"
      when i applied for the home loan through online there was a delay in the response. So, i went on directly with hdfc ltd but due the lengthy process and extra amount for the resell property I dropped the plan of taking the loan with them. Interest rate offered was competitive.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Sep 01, 2015
    • Home Loan
      "Better!!!"
      HDFC LIMITED
      0.5 3.5/5 "Pretty good"
      It was an wonderful experience with Hdfc Ltd. Since I was not given an expected loan amount I just dropped the plan with Hdfc Ltd. Interest rate was same as the other banks. Service and everything was pretty good with Hdfc ltd. It was good with Hdfc Ltd no comments as of now.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 01, 2015
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