• //TODO: Amala: Remove this hack when old forms are deprecated
 
User reviews
  • I got the top up home loan from LIC housing finance. Additional processing was done as I had my existing loan with them where they required property documents, building plan. Interest rate is 10.70% with 5000 as processing fees. I feel its quite simple process with LIC housing finance in terms of home loan.
    06:16 PM - Sep 01, 2014

    HARI PRASAD VR, bangalore
    3.0/5 "Satisfactory"
  • ICICI bank executives kept on calling me continuously on my home loan application inspite of telling me it was just an inquiry. I felt it is unnecessary to call many times. Interest rate is quite higher compared with other banks. I would suggest them to understand the people's concern and provide better services.
    05:32 PM - Sep 01, 2014

    JUNED AHMED SAYED, mumbai
    2.0/5 "Expected more"
  • The only issue I had with ICICI bank in terms of home loan is the type of property for which they would not offer loan. As my property was B-Khatta, they were not offering home loan. However the interest rate was all good. acceptable.It was just one call from the customer support and it was good and prompt..
    05:14 PM - Sep 01, 2014

    MADHU HUCHAGONDAR, bangalore
    3.5/5 "Pretty good"
  • Services are fantastic. I went approached this bank personally , I liked the way they are working and their speed of processing of my home loan. The representative came to my office for collecting my documents and it was just an mobile application where they had entered the details and approved the loan. Interest rate is 10.15% with 0.5% is the processing fees.
    06:01 PM - Sep 01, 2014

    ABHIJIT ANNA SAHEB SAWANT, pune
    4.5/5 "Excellent!"
  • According to me, LIC housing finance provides the best offer for home loan. When I compare with others, it is easier to communicate with the person and helpful in getting home loan from them. I submitted all documents to the agent who came home and within a day the loan was sanctioned. They provided clear information in email regarding documentation. Whatever the interest rate I got is less.
    05:29 PM - Sep 01, 2014

    JUNED AHMED SAYED, mumbai
    4.5/5 "Excellent!"
  • I have applied for ICICI Bank home loan , however I have not taken that due to some personal reason. I dropped the idea of taking the loan , I was happy with the services offered by ICICI Bank and I am very much satisfied with the rate of interest and processing fee as well, to conclude everything was in place.
    05:03 PM - Sep 01, 2014

    NAVIN MISHRA, mumbai
    4.0/5 "Great!"
  • I have contacted ICICI Bank for a home loan. As of now, I do not wish to proceed further, I have kept that on hold after 15 days I will proceed further. I have gone through the terms and conditions of the offer. As of now I am not in station and I have planned to take it once when I am back and also it I have two different options for this one is the normal and the other one is mortgage.
    05:55 PM - Sep 01, 2014

    VINAYAK SULEGAI , bangalore
    4.0/5 "Great!"
  • I received upfront, transparent services from customer service of ICICI bank. However, due to some financial issues, was unable to get my home loan. However the overall services was excellent and even there was a faster response from them. The interest rate is more or less the same like other banks. I liked their services.
    05:19 PM - Sep 01, 2014

    AJAY KUMAR MALHOTRA, new delhi
    5.0/5 "Blown Away!"
  • ICICI bank doesn't provide loan for agricultural property, hence was unable to get home loan. I was absolutely fine with their terms and conditions however even the loan amount is quite less. Interest rate is quite the same like other banks. It would be better if they provide higher loan amount for home loan.
    04:37 PM - Sep 01, 2014

    S SANDYA RANI, bangalore
    4.0/5 "Great!"
  • ICICI bank is not much responsive. I was intimated that I will get a response within 2-3 days from the bank in regards with my home loan application. However did not get a proper response. Rate of interest is good and lesser than other banks. Only suggestion is they should be more responsive to the customers.
    05:40 PM - Sep 01, 2014

    SUMIT BANERJEE, bangalore
    2.0/5 "Expected more"
  • I have tired to apply for a home loan at ICICI BANK. The reason why I was unable to take it because, it was a free hold property for which ICICI was not ready to offer me a loan. It could have been better if their response is quick, because I got a call from after 15 days time , where I was in need of a loan within 15 to 20 days.
    05:17 PM - Sep 01, 2014

    YOGESH KUMAR MISHRA, ghaziabad
    2.5/5 "Just OK"
  • I have applied for home loan through ICICI, I have postponed the plan of taking a home loan, I have planned to take it after 6 months. I am happy about the followupâ??s calls and they explained me about each and every information, what ever I require in a clear way.
    04:30 PM - Sep 01, 2014

    ABHISHEK ARUN KORE, pune
    3.5/5 "Pretty good"
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BankBazaar Home Loan is Rated as "Pretty good" by 1843 Users
 3.5 / 5.0   by 1843 users
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Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

Home Loan BYTES FROM OUR KITCHEN

You're eligible for a Home Loan if you:

01
02
03
04
That's 21 years old, same time that everything besides milk becomes legal too

Are legally adult enough to handle it

Less than 65 years of age, because sanguine golden years are for playing golf

Have still got it

Salaried or self-employed - whatever puts food on your table

Get a regular pay check

There's a minimum amount for that regular pay check

Make more than a basic buck


Your eligibility depends on

01
02
03
So you'll have enough for life's other goodies

EMI limited to about 50%
of monthly income

So you have something to call your very own from the get go

Loan capped @ 75% - 85% on property value

So you don't bite off more than you can chew. Trust us, it's less painful this way

EMIs of other loans lower
your eligibility


Boost your eligibility by

01
02
03
Her income will bolster your eligibility and make good on your wedding vows of sharing, caring and avoiding doing the dishes.

Making your spouse a co-applicant

We've all learned that haste makes waste

Choose longer tenure loans of up to 20 - 30 years

They will always remain older, wiser and more credible than their offspring.

Alternatively add your parents as co-applicants


Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Processing fee cheque
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Home Loan Interest RatesUpdated on 02 Sep 2014

Home Loan Details
Interest Rate (Monthly reducing balance) 10% - 10.5%
Processing Fees 0.5% of Loan
Loan Tenure 1 year to 20-30 years
Partial pre-payment Charges Nil
Pre-closure Chargest Nil

rated 3.5 /5.0
by 1843 users
Over 5,00,000 Happy Customers with loans & cards
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Offers to Compare
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This is our forte- helping you compare the finest deals. Additionally, we'll handpick offers that suit your profile and present the best rates from several banks, so you can make a thoroughly-informed decision.

Breaking Down Offers
Breaking down offers

We're obsessed with giving you a 365 degree view of offers. So, we'll break it down for you - EMIs, eligibility, maximum amount that can be borrowed, fees, hidden charges... no more getting fooled by the fine print!

Why Apply Online
Preferred over builder

There's a good reason by thousands of customers choose BankBazaar - we support you in many more ways than a builder would through the process - multiple options & timely handheld support.

Cheaper then Dealer
Why apply online?

You don't have to fight for parking space! Jokes apart, applying online will help you save time and money; plus, you'll be able to use the services of our super-friendly customer service team at anytime and get all your queries answered.

Comparing Best Car Loans
Done comparing! Now what?

We showcase the best loan offers and help you compare them... what next? Well, we'll aid you in applying to the bank of your choice and work with you right up to the delivery of the loan!

Still have a gazillion questions?
Still have a gazillion questions?

Think of BankBazaar as your loan-savvy buddy! Our customer support team is at your service to clear doubts on eligibility, offers, procedures and documentation, and help you apply. They'll even co-ordinate with the bank to get you your loan on time.

Connect to the Bank
We'll connect you to the bank

We know the bank guys really well! So, if you want to talk to a bank representative or get help on your loan application, we won't just connect you to them; we'll also do the follow-up on your behalf.

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