When I applied for Axis bank housing loan, it was so unfortunate my mother expired, that is why I was unable to proceed with the concerned Bank. I also hold a salary account with Axis Bank that is why I have approached Axis bank. I would certainly approach Axis Bank for the housing loan as I was banking with them and love to bank with them forever.
05:27 PM - Oct 20, 2014
Axis bank executive was good and explained all necessary details to me when I approached them for Home loan. Actually I am having several loan with different banks thus I was informed that I am not eligible for home loan. Customer service of Axis bank is really good. The owner of property could not provide required documents that Axis bank asked for and that too a reason for closing of home loan application. However, I am happy about Axis bank. I felt the rate of interest to be high in Axis bank while comparing to other banks.
04:39 PM - Oct 20, 2014
I previously had my interaction with Axis Bank with regards to housing loan, I have asked them to check whether it is possible for the Axis bank to do a balance transfer from India bulls as I already hold a personal loan with them and also from HDFC Ltd as, I hold a housing loan with them, so jointly I was requesting them to do a balance transfer . So that I can close both the loans and take a fresh loan from Axis as there was no revert from them I did not take the loan.
02:17 PM - Oct 20, 2014
As not finalized with property, I haven't got the home loan from HDFC limited. My experience with them is not much good. There are lot of hidden charges which is not intimated. I felt inconvenient to go with HDFC limited. Regarding the interest rate, its almost the same offered by others. Mostly, customer delight is more important.
05:21 PM - Oct 20, 2014
No issues from tata capital for my home loan application. Whenever I put any query these customer service people responded very properly. Rate of interest was quite competitive for me . Within a day they resolved for any query. They need to focus on the documentation part to be and make it simple
04:36 PM - Oct 20, 2014
I have visited Axis bank branch for Home loan and they processed the loan amount in 15 days. The rate of interest they offered is 10.25% and processing fee is 15,000, which is reasonable. Initially I have dropped the application because they are not giving details accurately. I have received call from two executives and they were providing different details in regards to eligibility criteria. Apart from that I am satisfied with the customer service.
01:40 PM - Oct 20, 2014
Axis bank executive has called me and they guided properly. Even I got call from local branch of Axis bank where response was good. Actually I have planned to buy house which belongs to my relatives but they dropped the plan of selling thus the home loan application with Axis bank got closed. I am much satisfied with the customer service. Initially there was some communication gap but the follow ups were good. I am not very sure about the offered rate but I am satisfied with the offered rate.
05:16 PM - Oct 20, 2014
AS of now, I don't have any plan of availing home loan, hence not availed the home loan from ICICI. Inspite of me not availing home loan, customer service team did approach me well. Interest rate was quite higher which could be reduced. Overall satisfactory.
04:22 PM - Oct 20, 2014
I was having some property and and I have some issues on that thus I dropped the home loan application with Axis bank. The executives are good and they were keep on following me for home loan application. Customer service is good. The interaction with the executive was good and they were friendly. I am not very sure about the rate of interest but the processing fees said like 11,000. If I find property sure I would come back Axis bank for home loan.
01:00 PM - Oct 20, 2014
I was holding my home loan with HDFC bank for last 5 years , It was totally a good experience with them, Customer care executive was pretty good with their service initially while I approached they given me proper response they guided me very politely. I approached Rs 25 lackh they approved the same amount what I approached with them, I am really happy with their service.
05:01 PM - Oct 20, 2014
I had good experience with Axis bank while I approached them for Home loan. Actually I postpone the plan of getting property thus I closed the home loan application. They were ready to offer the interest rate of 10.5% and better processing fee. There is no pre closure charges which is satisfactory. The executive has just contacted me once and mentioned the required details apart from that I did not go in depth. However the executive was good. Probably I would start for real estate in future thus I approach for home loan.
03:54 PM - Oct 20, 2014
The application got approved as faster in Axis bank while I approached them for Home loan. I did not face any issues with Axis bank and customer service is good. As comparing to other banks, the rate of interest 10.25% is less. The processing fee is Rs.5000 and we did not proceed to next level because we canceled the application. The reason to cancel the home loan application is that we dropped the idea to take home.
11:56 AM - Oct 20, 2014
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
EMI limited to about 50%
of monthly income
Loan capped @ 75% - 85% on property value
EMIs of other loans lower
Making your spouse a co-applicant
Choose longer tenure loans of up to 20 - 30 years
Alternatively add your parents as co-applicants
|Interest Rate (Monthly reducing balance)||10% - 10.5%|
|Processing Fees||0.5% of Loan|
|Loan Tenure||1 year to 20-30 years|
|Partial pre-payment Charges||Nil|