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User reviews
  • Awesome customer service from hdfc limited however personally I requested the exeuctive to postpone the loan after 2 months. Interest rate was quite nominal compared with other banks whereas they offered 10.7% So far no issues with them
    05:23 PM - Sep 18, 2014

    KUMARESAN RAJENDRAN, chennai
    4.0/5 "Great!"
  • It would be really nice if hdfc limited may work on certain parameters where they actually needs to improve. I have got proper response for my home loan application however not upto to the mark. Quite moderate interest rates compared with other banks
    06:07 PM - Sep 17, 2014

    VIKAS JANGRA, chandigarh
    4.0/5 "Great!"
  • Axis Bank housing loan the experience was good the customer service executive were explaining me about the process in a clear manner. The loan application was canceled from my side since the property was not finalized. In future if i am looking for a housing loan i would prefer Axis Bank.
    05:19 PM - Sep 17, 2014

    PRABHAVATI T TAMARAYA KOLI, mumbai
    5.0/5 "Blown Away!"
  • HDFC limited processed the home loan in the short time. However at that point of time, I was not able to make up the requirement, so i canceled my application. The relationship officer were very good in communication and within short span of time, they contacted me. The officer told me clearly whatever they needed and that was the good part. I didnâ??t compare the interest rates of HDFC limited with others, so at that point of time i was quite ok with the interest rate.
    10:01 AM - Sep 18, 2014

    ASHISH SONI, pune
    4.0/5 "Great!"
  • I had actually dropped the plan of buying a new property at this time hence I asked HDFC LTD to close my home loan application. I am currently not sure when will go for the loan for buying the property however I had experienced an excellent customer service and response from HDFC LTD. I think the rate of interest & charges are quite high when compared to other banks.
    05:46 PM - Sep 17, 2014

    SACHIN SRIKRISHNA LOHAKARE, pune
    4.0/5 "Great!"
  • It was quite good experience by availing home loan from hdfc limited. Currently I postponed the plan since I am not able to find the right property. Pretty high interest rates. I expected lower interest rates whereas all the banks provided same interest rates . The service provided by executive was simply superb
    05:17 PM - Sep 17, 2014

    SRINIVASA RAO MARASU, hyderabad
    5.0/5 "Blown Away!"
  • I applied for the housing loan on the on-line portal. I got the call from the Axis Bank customer service executive they explained me about the process in a professional manner. I canceled the loan application from my end due to some personal issues.
    06:31 PM - Sep 17, 2014

    ARVIND KUMAR DAGUR, secunderabad
    4.0/5 "Great!"
  • I have got very good response from hdfc limited for my home loan application. They are having the property which I suggested in their map . So I closed this deal with them . However they were able to clarify my doubts very clear and gave ideas to which property should I invest. Quite moderate interest rate compared with other banks. They are fine no issues
    05:44 PM - Sep 17, 2014

    ARCHISH GUPTA, delhi
    4.0/5 "Great!"
  • Axis Bank housing loan experience was good. The customer service executive explained me about all the details which was required to process the loan. The loan application was canceled from my end due to some personal issues. One suggestion i would say if they can reduce the rate of interest and the processing fees that will be more helpful.
    05:06 PM - Sep 17, 2014

    YASHWANT VITTHAL PATIL, mumbai
    4.0/5 "Great!"
  • I had to close my home loan application with HDFC LTD because I wasn't having the down payment to buy my property and I post ponded my plan for the next six months. It was a good customer service from HDFC LTD and the response was prompt. It was little disappointing when I asked them to send someone to my office for discussing about the home loan but they refused to send the person and advised me to check the details online. I think the rate of interest is the lowest among all the banks.
    06:12 PM - Sep 17, 2014

    RAJ KISHORE MAHENDRAKAR, hyderabad
    4.0/5 "Great!"
  • I had asked HDFC LTD to close of my recent home loan application as of now. The guy who called me directly from HDFC LTD told me that they would offer me a balance transfer without any processing fee. However another executive who was supposed to collect the documents from me told that the processing fee is definitely application and cannot be waived off. I finally decided not to avail the loan due to this miscommunication and I don't recommend HDFC LTD as they are not transparent on the processing fees.
    05:26 PM - Sep 17, 2014

    PRADEEP BOHRA , bangalore
    3.0/5 "Satisfactory"
  • I was looking for a loan transfer from HDFC LTD. However the top up wasn't successful with HDFC LTD as there was lack of documents. There was some boundary line for transferring the loan from one bank to another which was not met. Otherwise I had experienced a fantastic customer service and the overall response was good. I found a slight high rate of interest with HDFC LTD when compared to other private banks.
    04:59 PM - Sep 17, 2014

    HITENDRA SINGH GEHLOT, delhi
    5.0/5 "Blown Away!"
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BankBazaar Home Loan is Rated as "Pretty good" by 2469 Users
 3.5 / 5.0   by 2469 users
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Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

Home Loan BYTES FROM OUR KITCHEN

You're eligible for a Home Loan if you:

01
02
03
04
That's 21 years old, same time that everything besides milk becomes legal too

Are legally adult enough to handle it

Less than 65 years of age, because sanguine golden years are for playing golf

Have still got it

Salaried or self-employed - whatever puts food on your table

Get a regular pay check

There's a minimum amount for that regular pay check

Make more than a basic buck


Your eligibility depends on

01
02
03
So you'll have enough for life's other goodies

EMI limited to about 50%
of monthly income

So you have something to call your very own from the get go

Loan capped @ 75% - 85% on property value

So you don't bite off more than you can chew. Trust us, it's less painful this way

EMIs of other loans lower
your eligibility


Boost your eligibility by

01
02
03
Her income will bolster your eligibility and make good on your wedding vows of sharing, caring and avoiding doing the dishes.

Making your spouse a co-applicant

We've all learned that haste makes waste

Choose longer tenure loans of up to 20 - 30 years

They will always remain older, wiser and more credible than their offspring.

Alternatively add your parents as co-applicants


Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Processing fee cheque
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Home Loan Interest RatesUpdated on 20 Sep 2014

Home Loan Details
Interest Rate (Monthly reducing balance) 10% - 10.5%
Processing Fees 0.5% of Loan
Loan Tenure 1 year to 20-30 years
Partial pre-payment Charges Nil
Pre-closure Chargest Nil

rated 3.5 /5.0
by 2469 users
Over 5,00,000 Happy Customers with loans & cards
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Offers to Compare
Over 25 offers to compare!

This is our forte- helping you compare the finest deals. Additionally, we'll handpick offers that suit your profile and present the best rates from several banks, so you can make a thoroughly-informed decision.

Breaking Down Offers
Breaking down offers

We're obsessed with giving you a 365 degree view of offers. So, we'll break it down for you - EMIs, eligibility, maximum amount that can be borrowed, fees, hidden charges... no more getting fooled by the fine print!

Why Apply Online
Preferred over builder

There's a good reason by thousands of customers choose BankBazaar - we support you in many more ways than a builder would through the process - multiple options & timely handheld support.

Cheaper then Dealer
Why apply online?

You don't have to fight for parking space! Jokes apart, applying online will help you save time and money; plus, you'll be able to use the services of our super-friendly customer service team at anytime and get all your queries answered.

Comparing Best Car Loans
Done comparing! Now what?

We showcase the best loan offers and help you compare them... what next? Well, we'll aid you in applying to the bank of your choice and work with you right up to the delivery of the loan!

Still have a gazillion questions?
Still have a gazillion questions?

Think of BankBazaar as your loan-savvy buddy! Our customer support team is at your service to clear doubts on eligibility, offers, procedures and documentation, and help you apply. They'll even co-ordinate with the bank to get you your loan on time.

Connect to the Bank
We'll connect you to the bank

We know the bank guys really well! So, if you want to talk to a bank representative or get help on your loan application, we won't just connect you to them; we'll also do the follow-up on your behalf.

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