As comparing with other banks the process is clear in Axis bank and the executive has mentioned the details explicitly without hiding. Actually I was contacted by two of the executives and felt some confusion on it thus I dropped home loan idea and gone for personal loan with Axis bank. Initially one of the Axis bank executive came my place for application process later another executive from Axis bank contacted me and informed that the application could no pre filled thus I skipped. It would be better if Axis bank message the details of executive in prior so that customer could avoid confusion.
05:18 PM - Oct 23, 2014
Axis bank customer service is good and they given better response. According to me the rate of interest is moderate. The property which I was looking for did not work thus I was supposed to close the application. The rate of interest for home loan is fixed for tenor of two years so it would be convenient if they prolong it for 3 to 4 years.
04:26 PM - Oct 23, 2014
While comparing to other banks HDFC Limited is not offering high loan amount but the rate of interest is less while comparing to others. I suggest HDFC Limited to provide high loan amount basis customer eligibility. However, I am satisfied with HDFC Limited services.
06:58 PM - Oct 21, 2014
I did not face any problem with Axis Bank with regards to housing loan, even before I could start off with the process, I got a call from HDFC Ltd and HDFC Ltd approved the property and that is the reason why I gave up the idea of taking a loan from Axis . However Axis Bank was clear in explaining about the interest rates and other factors.
05:17 PM - Oct 23, 2014
SBI is giving facility of mexgin so using that we can do repayment option and also we can withdraw the amount easily. Other than that the rate of interest and other charges are similar like other banks. Actually my father is having account with SBI and he is promoter thus I approached SBI for Home loan. SBI could improve their customer service.
01:08 PM - Oct 23, 2014
Actually I was unable to find the property and still is in progress thus I could not avail home loan with Axis bank. The rate of interest 10.25% is less while comparing to other banks. Customer service is good and I am satisfied with process. It would be great if the Axis bank give prior intimation before confirming the cibil score.
06:56 PM - Oct 21, 2014
I had plan to purchase a residential property due to certain personal reasons I am unable to finalized the property yet. Mainly because of the above mentioned reason I have dropped the idea of taking a housing loan. Services are good and I like their commitment level as well.
04:55 PM - Oct 23, 2014
The Axis bank was ready to offer interest rat of 10.15% and their service was excellent. Unfortunately I was unable to go with Axis bank because I approached some other bank but I am highly satisfied with Axis bank. The executive has contacted me immediately and explained all details accurately. Axis bank is doing good already so I donâ??t have any suggestion.
01:07 PM - Oct 23, 2014
Actually I was unable to submit the required documents to Axis bank thus I could not take home loan. My suggestion is that, the executive should visit the customer directly and they should explain the details rather calling the customer for discussion. The rate of interest 9.25% is less thus I am satisfied. Other than that there was regular updates and follow up.
06:20 PM - Oct 21, 2014
Related to my home loan application with HDFC limited, there was no single call or SMS received from them. On a major basis, every customer would expect the faster response needs to be there from the bank so that could avail the services, however in terms of HDFC limited, response needs to be more better. Even the rates and charges are not much satisfied.
04:47 PM - Oct 23, 2014
My home loan application is accepted by Punjab National bank. The process was a bit tricky, but finally got that. The processing time was average. They were actually including the insurance amount along with the processing fee. . They offered me an interest rate of 9.35%.
11:04 PM - Oct 21, 2014
The rate of interest is less in Axis bank thus I preferred Axis bank for home loan and they contacted me timely and provided all kinds of details. They were keep on updating the status and the executive was very kind enough. They clarified my queries timely. Actually there was some issues in property thus I unable to take home loan. If I avail property sure I would come to Axis bank for home loan.
05:42 PM - Oct 21, 2014
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
EMI limited to about 50%
of monthly income
Loan capped @ 75% - 85% on property value
EMIs of other loans lower
Making your spouse a co-applicant
Choose longer tenure loans of up to 20 - 30 years
Alternatively add your parents as co-applicants
|Interest Rate (Monthly reducing balance)||10% - 10.5%|
|Processing Fees||0.5% of Loan|
|Loan Tenure||1 year to 20-30 years|
|Partial pre-payment Charges||Nil|