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User reviews
  • I had recently applied for a home loan with HDFC LTD however I didn't avail the loan because I spent the money for another purpose. HDFC executive called me and explained me everything about the document to be submitted, processing time, EMI, etc. They also responded very well on all my queries and frequently followed me up. Interest rates are quite high when compared to other banks.
    03:47 PM - Aug 20, 2014

    AJAY SHARMA, pune
    4.0/5 "Great!"
  • India Bulls Home loan they are very flexible, they consider the things and gave the amount as per my expectation, interest rate was same as other banks, they are listening to my words and working on half of that, the loan approval process took within 10 days its much faster than other banks.
    12:42 PM - Aug 19, 2014

    AMIT VERMA, delhi
    4.0/5 "Great!"
  • A few days back I saw advertisement for home loans at 10.15% from Indiabulls Housing Finance Limited and I was moved by the way the played with the sentiment of hardworking Indian. I have been looking for a home loan to suit my income and I think I have found my prospective lender to fund my home loan.
    12:39 AM - Aug 19, 2014

    Bhargesh B., mumbai
    4.0/5 "Great!"
  • LIC Housing Finance Home Loan its very good the process was very smooth and clear, presently they are offering lower interest rate they gave 10.01% its quite less they are celebration their 25 years thats why i got less rate of interest, loan approval took 12 to 15 days, documentation was normal other banks.
    02:20 PM - Aug 20, 2014

    SAMARAN DAS, kolkata
    4.0/5 "Great!"
  • ICICI Bank home Loan so far everything is good, they sanctioned my loan in 2 weeks, documentation was normal only, i cant say any best, everything was normal, interest rate was normal as 10.15% its same as other banks, at the time of disbursement they need some more documents, all things was good the representative called and helped, the processing charges was nil, it is best.
    12:18 PM - Aug 19, 2014

    VISHAL H, delhi
    4.0/5 "Great!"
  • I had a great experience of applying for a home loan with HDFC LTD via bank bazaar website. I am just waiting to get the estimation of my house. I would probably get the estimation tomorrow and I would proceed with documentation on day after tomorrow. So far the response & customer service is very good from HDFC LTD.
    06:00 PM - Aug 18, 2014

    VIVEK S, kochi
    4.0/5 "Great!"
  • I had a great experience of applying for a home loan with HDFC LTD via bank I am not interested to take the loan from HDFC LTD because of high rate of interest and the processing fee was also little high around 0.5%. Another bank where I am holding an account was offering me a much better rate of interest and the processing is also very fast. I was little disappointed with HDFC LTD because they already deducted the documentation charges.
    11:50 AM - Aug 20, 2014

    NIKHIL GHANEKAR , mumbai
    4.0/5 "Great!"
  • HDFC Home Loan response is very good and customer service was very good, i have postponed the plan not problem with finance, i did not went process they said interest rate was 10.15%, process is very quick, its very good experience i have not finalize the property. I have not taken so i cant say about interest rate and charges.
    10:53 AM - Aug 19, 2014

    SRI MURTHI, hyderabad
    4.5/5 "Excellent!"
  • HDFC Home loan processing time was less and documentation process was good, loan approval time is good it took around 7 days, interest rate was 10.15% as compare to other bank it was good, service is good no suggestion, processing fee 11,500/-.
    05:42 PM - Aug 18, 2014

    ANURAG SACHAN, delhi
    4.5/5 "Excellent!"
  • Axis Bank Home Loan prompt response, it was fast with in 5 days i got the approval, they took 11000/- documentation and for interest rate was 8.25% it was less when compare to other banks, charges are same as other banks, interest rate was related to RBI so it was good.
    04:00 PM - Aug 19, 2014

    MAULIK TRIVEDI, vadodara
    4.0/5 "Great!"
  • HDFC Home Loan From my side i post ponded the plan the process was good, when i post the query with in few min they call and gave the response, interest rate they said 10.25% i feel it was bit high they said tenure was 30 years, the all values when compare it was high, they gave 10 lakh they recovery for 24 lakhs, overall the experience was good. they said charges was 5k to 7k.
    10:18 AM - Aug 19, 2014

    3.0/5 "Satisfactory"
  • It was a great experience of applying for a home loan with HDFC LTD via bank Unfortunately I had not finalized the property yet because I am currently waiting my official transfer. Hopefully I would choose the right property in the new place and re-apply for the home loan. Rate of interest was 10.25% which is slightly higher than other banks.
    05:37 PM - Aug 18, 2014

    5.0/5 "Blown Away!"
BankBazaar Home Loan is Rated as "Pretty good" by 1489 Users
 3.5 / 5.0   by 1489 users
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Fees & Charges

Promised Interest Rate

Customer Service



You're probably eligible for a Home Loan if you are

That's 21 years old, same time that everything besides milk becomes legal too

Legally adult enough to handle it

Less than 65 years of age, because sanguine golden years are for playing golf

Have still got it

Salaried or self-employed - whatever puts food on your table

Get a regular pay check

There's a minimum amount for that regular pay check

Make more than a basic buck

Your eligibility depends on

So you'll have enough for life's other goodies

EMI limited to about 50%
of monthly income

So you have something to call your very own from the get go

Loan capped @ 75% - 85% on property value

So you don't bite off more than you can chew. Trust us, it's less painful this way

EMIs of other loans lower
your eligibility

Increase your eligible Home Loan amount by these steps

Her income will bolster your eligibility and make good on your wedding vows of sharing, caring and avoiding doing the dishes.

Making your spouse a co-applicant

We've all learned that haste makes waste

Choose longer tenure loans of up to 20 - 30 years

They will always remain older, wiser and more credible than their offspring.

Alternatively add your parents as co-applicants

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Processing fee cheque
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Home Loan Interest RatesUpdated on 21 Aug 2014

Home Loan Details
Interest Rate (Monthly reducing balance) 10% - 10.5%
Processing Fees 0.5% of Loan
Loan Tenure 1 year to 20-30 years
Partial pre-payment Charges Nil
Pre-closure Chargest Nil

rated 3.5 /5.0
by 1489 users
Over 5,00,000 Happy Customers with loans & cards
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Offers to Compare
Over 25 offers to compare!

This is our forte- helping you compare the finest deals. Additionally, we'll handpick offers that suit your profile and present the best rates from several banks, so you can make a thoroughly-informed decision.

Breaking Down Offers
Breaking down offers

We're obsessed with giving you a 365 degree view of offers. So, we'll break it down for you - EMIs, eligibility, maximum amount that can be borrowed, fees, hidden charges... no more getting fooled by the fine print!

Why Apply Online
Preferred over builder

There's a good reason by thousands of customers choose BankBazaar - we support you in many more ways than a builder would through the process - multiple options & timely handheld support.

Cheaper then Dealer
Why apply online?

You don't have to fight for parking space! Jokes apart, applying online will help you save time and money; plus, you'll be able to use the services of our super-friendly customer service team at anytime and get all your queries answered.

Comparing Best Car Loans
Done comparing! Now what?

We showcase the best loan offers and help you compare them... what next? Well, we'll aid you in applying to the bank of your choice and work with you right up to the delivery of the loan!

Still have a gazillion questions?
Still have a gazillion questions?

Think of BankBazaar as your loan-savvy buddy! Our customer support team is at your service to clear doubts on eligibility, offers, procedures and documentation, and help you apply. They'll even co-ordinate with the bank to get you your loan on time.

Connect to the Bank
We'll connect you to the bank

We know the bank guys really well! So, if you want to talk to a bank representative or get help on your loan application, we won't just connect you to them; we'll also do the follow-up on your behalf.

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