• //TODO: Amala: Remove this hack when old forms are deprecated
 
User reviews
  • SBI Home loan offers good interest rate. Service part, is not that good , because the response is slow when compared with other Banks. They provide other benefits like quick process, the time taken to sanction the loan was very less also their documentation process is very simple to conclude satisfactory performance by SBI.
    06:52 PM - Aug 28, 2014

    KIRAN WAGH, mumbai
    5.0/5 "Blown Away!"
  • Services was good, quick and I received the response within the before expected time. The way of approach by the customer service and the way they responded, everything was good. Interest rate is comparatively bit higher than other banks.
    05:10 PM - Aug 28, 2014

    BARUN BHADRA, pune
    5.0/5 "Blown Away!"
  • State Bank of Bikaner & Jaipur Housing Loan : I went to the branch directly and i met the branch manager name Mr D K Malik who took the initiative and completing the whole process and the executives response was also good. The processing and the documentation was very simple. The whole process got completed with in twenty days.
    02:36 PM - Aug 28, 2014

    CHANDRAKANT BELSARE, jaipur
    4.0/5 "Great!"
  • I got a quick response and clear explanation on my loan application. After applying for home loan, the next day i got the call from customer care. The interest rate is quite nominal and similar like other banks. I felt it was a cooperative services from ICICI.
    06:43 PM - Aug 28, 2014

    HIMANSHU SHUKLA, bangalore
    5.0/5 "Blown Away!"
  • Axis Bank Housing loan: When i applied for the housing loan and the customer service executive proactive involved in my housing loan process they collected the documents as per my convenience. They also connected with the builder to get the NOC certificate with out troubling me much. I got the loan amount approved with in twelve to fifteen days.
    04:05 PM - Aug 28, 2014

    SATYA S PRAKAS , bangalore
    4.0/5 "Great!"
  • HDFC Limited Housing loan: Initially there was a good response from the Customer relationship officer and they explained about the loan and the documents that are required, after that there was no response from the HDFC.I went to the branch and there was no proper response. I have canceled this loan application from HDFC due to the delay repose.
    02:33 PM - Aug 28, 2014

    CHANDRAKANT BELSARE, jaipur
    5.0/5 "Blown Away!"
  • Once i received the call from ICICI bank related to home loan, I intimated them that I was looking for a property. However, due to that issue, I was not able to avail loan. Interest rate was quite nominal like other banks. Overall the experience is satisfactory.
    06:34 PM - Aug 28, 2014

    ARUNRAJ VENKATESAN, chennai
    3.0/5 "Satisfactory"
  • HDFC Limited Housing loan: I applied for the housing loan because i needed that and the Customer relationship officer who was interacting with me was very helpful and unfortunate i don't remember the name. As soon as i gave all the details the Customer relationship officer after a day they said the amount that i am eligible for and i was happy with the amount they mentioned. I have not decided the property yet so i have kept the application on hold..I will go for housing loan in the year 2016 i would mostly go with the HDFC .
    04:00 PM - Aug 28, 2014

    RAJAT MONDAL, bangalore
    3.0/5 "Satisfactory"
  • I initially applied for home loan with ICICI however due to few issues, was unable to get loan. As my builder did not have a contract with this bank, didn't get loan. I have my salary account with this bank, the services from customer end are good.
    02:27 PM - Aug 28, 2014

    SYED NOOR, chennai
    4.0/5 "Great!"
  • I have my home loan with Vasai Vikas Sahakari bank. It was very easy for me to avail the loan because it's my homely branch and some of my relatives are working with them. I approached my relative for availing the loan and they ensured my loan disbursement. It took time around 10 to 15 days for disbursing the loan. They have a home pick up service of collecting the documents which was really impressive. I think the rate of interest was quite high.
    05:55 PM - Aug 28, 2014

    JALESH SURESH RAUT, mumbai
    5.0/5 "Blown Away!"
  • The person from LIC housing finance was too responsive and supportive in manner. They totally took 20 days for processing my home loan however there was a delay due to some agreement issues. 10.10% was the interest rate and the processing fees was lesser due to the offers which was available at that point of time. I would like to appreciate Govind Kulkarni who helped me in loan processing.
    03:48 PM - Aug 28, 2014

    BB USER
    5.0/5 "Blown Away!"
  • HDFC Limited Housing loan : The initial stage it was good and the Customer relationship officer explained me about the process and collected the documents.The Customer relationship officer said that i need to give two guaranteer for processing the loan. I thought for the verification i gave the name. I did not had full documents that required for processing the loan, since i have changed the company recently. I have postponed the plan from my side for couple of months.
    02:26 PM - Aug 28, 2014

    UMA SHANKAR, delhi
    2.0/5 "Expected more"
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BankBazaar Home Loan is Rated as "Pretty good" by 1777 Users
 3.5 / 5.0   by 1777 users
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Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

Home Loan BYTES FROM OUR KITCHEN

You're eligible for a Home Loan if you:

01
02
03
04
That's 21 years old, same time that everything besides milk becomes legal too

Are legally adult enough to handle it

Less than 65 years of age, because sanguine golden years are for playing golf

Have still got it

Salaried or self-employed - whatever puts food on your table

Get a regular pay check

There's a minimum amount for that regular pay check

Make more than a basic buck


Your eligibility depends on

01
02
03
So you'll have enough for life's other goodies

EMI limited to about 50%
of monthly income

So you have something to call your very own from the get go

Loan capped @ 75% - 85% on property value

So you don't bite off more than you can chew. Trust us, it's less painful this way

EMIs of other loans lower
your eligibility


Boost your eligibility by

01
02
03
Her income will bolster your eligibility and make good on your wedding vows of sharing, caring and avoiding doing the dishes.

Making your spouse a co-applicant

We've all learned that haste makes waste

Choose longer tenure loans of up to 20 - 30 years

They will always remain older, wiser and more credible than their offspring.

Alternatively add your parents as co-applicants


Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Processing fee cheque
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Home Loan Interest RatesUpdated on 30 Aug 2014

Home Loan Details
Interest Rate (Monthly reducing balance) 10% - 10.5%
Processing Fees 0.5% of Loan
Loan Tenure 1 year to 20-30 years
Partial pre-payment Charges Nil
Pre-closure Chargest Nil

rated 3.5 /5.0
by 1777 users
Over 5,00,000 Happy Customers with loans & cards
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Offers to Compare
Over 25 offers to compare!

This is our forte- helping you compare the finest deals. Additionally, we'll handpick offers that suit your profile and present the best rates from several banks, so you can make a thoroughly-informed decision.

Breaking Down Offers
Breaking down offers

We're obsessed with giving you a 365 degree view of offers. So, we'll break it down for you - EMIs, eligibility, maximum amount that can be borrowed, fees, hidden charges... no more getting fooled by the fine print!

Why Apply Online
Preferred over builder

There's a good reason by thousands of customers choose BankBazaar - we support you in many more ways than a builder would through the process - multiple options & timely handheld support.

Cheaper then Dealer
Why apply online?

You don't have to fight for parking space! Jokes apart, applying online will help you save time and money; plus, you'll be able to use the services of our super-friendly customer service team at anytime and get all your queries answered.

Comparing Best Car Loans
Done comparing! Now what?

We showcase the best loan offers and help you compare them... what next? Well, we'll aid you in applying to the bank of your choice and work with you right up to the delivery of the loan!

Still have a gazillion questions?
Still have a gazillion questions?

Think of BankBazaar as your loan-savvy buddy! Our customer support team is at your service to clear doubts on eligibility, offers, procedures and documentation, and help you apply. They'll even co-ordinate with the bank to get you your loan on time.

Connect to the Bank
We'll connect you to the bank

We know the bank guys really well! So, if you want to talk to a bank representative or get help on your loan application, we won't just connect you to them; we'll also do the follow-up on your behalf.

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