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User reviews
  • As comparing with other banks the process is clear in Axis bank and the executive has mentioned the details explicitly without hiding. Actually I was contacted by two of the executives and felt some confusion on it thus I dropped home loan idea and gone for personal loan with Axis bank. Initially one of the Axis bank executive came my place for application process later another executive from Axis bank contacted me and informed that the application could no pre filled thus I skipped. It would be better if Axis bank message the details of executive in prior so that customer could avoid confusion.
    05:18 PM - Oct 23, 2014

    4.0/5 "Great!"
  • Axis bank customer service is good and they given better response. According to me the rate of interest is moderate. The property which I was looking for did not work thus I was supposed to close the application. The rate of interest for home loan is fixed for tenor of two years so it would be convenient if they prolong it for 3 to 4 years.
    04:26 PM - Oct 23, 2014

    NAVEEN SAMANTRI, bangalore
    3.0/5 "Satisfactory"
  • While comparing to other banks HDFC Limited is not offering high loan amount but the rate of interest is less while comparing to others. I suggest HDFC Limited to provide high loan amount basis customer eligibility. However, I am satisfied with HDFC Limited services.
    06:58 PM - Oct 21, 2014

    RAJEEV MISHRA, bhopal
    5.0/5 "Blown Away!"
  • I did not face any problem with Axis Bank with regards to housing loan, even before I could start off with the process, I got a call from HDFC Ltd and HDFC Ltd approved the property and that is the reason why I gave up the idea of taking a loan from Axis . However Axis Bank was clear in explaining about the interest rates and other factors.
    05:17 PM - Oct 23, 2014

    3.0/5 "Satisfactory"
  • SBI is giving facility of mexgin so using that we can do repayment option and also we can withdraw the amount easily. Other than that the rate of interest and other charges are similar like other banks. Actually my father is having account with SBI and he is promoter thus I approached SBI for Home loan. SBI could improve their customer service.
    01:08 PM - Oct 23, 2014

    5.0/5 "Blown Away!"
  • Actually I was unable to find the property and still is in progress thus I could not avail home loan with Axis bank. The rate of interest 10.25% is less while comparing to other banks. Customer service is good and I am satisfied with process. It would be great if the Axis bank give prior intimation before confirming the cibil score.
    06:56 PM - Oct 21, 2014

    RAJEEV MISHRA, bhopal
    5.0/5 "Blown Away!"
  • I had plan to purchase a residential property due to certain personal reasons I am unable to finalized the property yet. Mainly because of the above mentioned reason I have dropped the idea of taking a housing loan. Services are good and I like their commitment level as well.
    04:55 PM - Oct 23, 2014

    DINESH TALWAS, chandigarh
    4.0/5 "Great!"
  • The Axis bank was ready to offer interest rat of 10.15% and their service was excellent. Unfortunately I was unable to go with Axis bank because I approached some other bank but I am highly satisfied with Axis bank. The executive has contacted me immediately and explained all details accurately. Axis bank is doing good already so I donâ??t have any suggestion.
    01:07 PM - Oct 23, 2014

    5.0/5 "Blown Away!"
  • Actually I was unable to submit the required documents to Axis bank thus I could not take home loan. My suggestion is that, the executive should visit the customer directly and they should explain the details rather calling the customer for discussion. The rate of interest 9.25% is less thus I am satisfied. Other than that there was regular updates and follow up.
    06:20 PM - Oct 21, 2014

    SRINIVAS KASA, hyderabad
    3.0/5 "Satisfactory"
  • Related to my home loan application with HDFC limited, there was no single call or SMS received from them. On a major basis, every customer would expect the faster response needs to be there from the bank so that could avail the services, however in terms of HDFC limited, response needs to be more better. Even the rates and charges are not much satisfied.
    04:47 PM - Oct 23, 2014

    PRABU M, chennai
    1.0/5 "Really Bad"
  • My home loan application is accepted by Punjab National bank. The process was a bit tricky, but finally got that. The processing time was average. They were actually including the insurance amount along with the processing fee. . They offered me an interest rate of 9.35%.
    11:04 PM - Oct 21, 2014

    Vaibhav Shukla, bangalore
    4.0/5 "Great!"
  • The rate of interest is less in Axis bank thus I preferred Axis bank for home loan and they contacted me timely and provided all kinds of details. They were keep on updating the status and the executive was very kind enough. They clarified my queries timely. Actually there was some issues in property thus I unable to take home loan. If I avail property sure I would come to Axis bank for home loan.
    05:42 PM - Oct 21, 2014

    MANOJ S, new delhi
    4.0/5 "Great!"
BankBazaar Home Loan is Rated as "Pretty good" by 3162 Users
 3.5 / 5.0   by 3162 users
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Fees & Charges

Promised Interest Rate

Customer Service



You're eligible for a Home Loan if you:

That's 21 years old, same time that everything besides milk becomes legal too

Are legally adult enough to handle it

Less than 65 years of age, because sanguine golden years are for playing golf

Have still got it

Salaried or self-employed - whatever puts food on your table

Get a regular pay check

There's a minimum amount for that regular pay check

Make more than a basic buck

Your eligibility depends on

So you'll have enough for life's other goodies

EMI limited to about 50%
of monthly income

So you have something to call your very own from the get go

Loan capped @ 75% - 85% on property value

So you don't bite off more than you can chew. Trust us, it's less painful this way

EMIs of other loans lower
your eligibility

Boost your eligibility by

Her income will bolster your eligibility and make good on your wedding vows of sharing, caring and avoiding doing the dishes.

Making your spouse a co-applicant

We've all learned that haste makes waste

Choose longer tenure loans of up to 20 - 30 years

They will always remain older, wiser and more credible than their offspring.

Alternatively add your parents as co-applicants

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Processing fee cheque
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Home Loan Interest RatesUpdated on 24 Oct 2014

Home Loan Details
Interest Rate (Monthly reducing balance) 10% - 10.5%
Processing Fees 0.5% of Loan
Loan Tenure 1 year to 20-30 years
Partial pre-payment Charges Nil
Pre-closure Chargest Nil

rated 3.5 /5.0
by 3162 users
Over 5,00,000 Happy Customers with loans & cards
Hdfc Bank CITI Bank ICICI Bank AXIS_BANK Bajaj Fin Serv Bank Magma Standard Chartered Bank Indusind Bank American Epress Bank DHFL SBI Card Tata Capital Fullerton Bank Credila HDFC TVS CREDIT SERVICES PNB Housing Finance Limited LIC HFL
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Offers to Compare
Over 25 offers to compare!

This is our forte- helping you compare the finest deals. Additionally, we'll handpick offers that suit your profile and present the best rates from several banks, so you can make a thoroughly-informed decision.

Breaking Down Offers
Breaking down offers

We're obsessed with giving you a 365 degree view of offers. So, we'll break it down for you - EMIs, eligibility, maximum amount that can be borrowed, fees, hidden charges... no more getting fooled by the fine print!

Why Apply Online
Preferred over builder

There's a good reason by thousands of customers choose BankBazaar - we support you in many more ways than a builder would through the process - multiple options & timely handheld support.

Cheaper then Dealer
Why apply online?

You don't have to fight for parking space! Jokes apart, applying online will help you save time and money; plus, you'll be able to use the services of our super-friendly customer service team at anytime and get all your queries answered.

Comparing Best Car Loans
Done comparing! Now what?

We showcase the best loan offers and help you compare them... what next? Well, we'll aid you in applying to the bank of your choice and work with you right up to the delivery of the loan!

Still have a gazillion questions?
Still have a gazillion questions?

Think of BankBazaar as your loan-savvy buddy! Our customer support team is at your service to clear doubts on eligibility, offers, procedures and documentation, and help you apply. They'll even co-ordinate with the bank to get you your loan on time.

Connect to the Bank
We'll connect you to the bank

We know the bank guys really well! So, if you want to talk to a bank representative or get help on your loan application, we won't just connect you to them; we'll also do the follow-up on your behalf.

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