Why BankBazaar Home Loan?
  • Compare multiple bank offers
  • Apply Online for Lowest Rates
  • Get e-approval instantly
 Home Loan Ratings
4.0 / 5.0 by 534 users

Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

 Home Loan Reviews

"I like State Bank of India for their atm facility and Rate of interest.Their documentation process was fine,even they are good in terms of benefits like 'green channel' its quite helpful instead of filling the form we can use this option for depositing money,account opening in online etc..... "

, Nasik
More Reviews
Choose Loan Offers From

Get E-approved on Your Home Loan

Compare & Apply online at BankBazaar.com to get instant e-approval for your home loan from HDFC Ltd, Axis Bank & ICICI Bank.

Get Best Home Loan deals

BankBazaar.com has coordinated with Axis Bank, HDFC Ltd and ICICI Bank to get you the best deals on your home loan.

Types of Home Loans

Various types of home loans are available in India like home purchase loans, construction, extension, home improvement loans, conversion loans, bridge loans & land purchase loans.
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Compare  Home Loan with other banks & check your loan eligibility

We've identified the lowest interest rate quotes for your profile with great savings.

Rates & special offers displayed below are accurate & applicable ONLY for applications made on BankBazaar.com

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    Slowly start typing your employer's name and choose from the recommendations provided. If you do not see your employer on our list, simply type the name in this field.
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Home Loan Overview

Thinking of buying your Dream Home? Compare and apply online at BankBazaar.com to get instant e-approval for Home Loans

Buying your dream home is an important milestone in your life and requires a lot of planning, thinking and money, but with a wide variety of housing loans available in India, financing your dream home project is just a click away. Check your Home Loan eligibility now by filling up the above form and get best housing loan offers instantly. Check your Eligibility Now!

Why Apply for a Home Loan on BankBazaar.com?
  • Lowest interest rates: We have coordinated with HDFC Ltd, Axis Bank, ICICI Bank & others to get you the best home loan interest rates. In fact, HDFC Ltd, Axis Bank & ICICI Bank use BankBazaar.com-powered technology to give their customers the best home loan experience on their websites, www.hdfcinstanthomeloans.com, https://loans.icicibank.com/home-loan.html and https://loans.axisbank.com/home-loan.html
  • Instant e-approval: On BankBazaar.com you can compare home loan offers, apply online and get instant e-approval for your home loans from HDFC Ltd, Axis Bank and ICICI Bank.
  • Simple Online Comparison: Compare home loan offers on the basis of loan eligibility, EMI, interest rate, fees and customer ratings.
  • Transparency: Aimed at helping you make the right choice, we provide objective and transparent information about your loan options.
  • Privacy: Your application is sent only to the lender you choose, and is never shared with anyone else.
How to get home loans on BankBazaar.com
  • Eligibility Calculator: Fill the form above to instantly get customized home loan quotes that you are eligible for.
  • Compare home loan offers: Compare customized home loans offers from HDFC Ltd, Axis Bank & ICICI based on your eligibility criteria and apply online for the one you like.
  • Your application will be sent electronically to the lender you chose. The lender will contact you within one day.
  • BankBazaar.com will update you on your loan application status via email & SMS alerts.

Home Loan FAQs

  1. What are the factors I need to keep in mind while comparing home loans from different financial institutions?
    A loan applicant needs to check on the following parameters when comparing home loans.
    • Purpose of loan i.e. purchase a already built home, purchase a plot & construct on it
    • Eligible loan amount, as this will govern the down payment you will have to make
    • EMI and interest rate
    • Processing fees
    • Pre-payment and pre-closure fees
    • Ratings of the customer experience by previous customers
  2. Can I take a home loan for Home improvement or home extension?
    Yes, Apart from Home purchase you can take home loan for Home Improvement Loan, Home Extension Loan, Home Conversion Loan, Bridge Loan, Home Construction Loan and Land Purchase Loan.

  3. Will there be any additional costs when I purchase a home?
    Registration charges, transfer charges and stamp duty costs are some of the costs in addition to the cost of the home.

  4. What are the other costs that usually accompany a home loan?
    Home loans are usually accompanied by the following extra costs:
    • Processing Charge/Booking fee: It is a fee paid to the lender, when you apply for a loan. It could either be a fixed amount (not linked to the loan quantum), or could be a percentage of the loan amount.
    • Pre-payment Penalty: If a loan is paid back before the end of the agreed duration, a penalty is charged by some banks/financial institutions, which could be up to 2% of the amount pre-paid (Some institutions also consider all partial payments done in the last 12 months, as part of the pre-paid amount). However, most lenders currently do not charge a pre-payment fee for floating rate loans.
    • Miscellaneous Costs: Some lenders may levy a documentation or consultant charge. This is also known as "Application fee", in some institutions.
    • Registration and Stamp Duty charges - These are to be paid at the local Sub-Registrar's Office (SRO), as Charges for transferring the rights of the property from the builder/seller, and registering it in the name of the buyer (the loan applicant).
  5. Can I have a co-applicant for a home loan?
    Yes, it is good to have a co-applicant. This can help you increase the loan amount you are eligible for as the income of the co-applicant is also taken into consideration. Providing additional security like bonds, fixed deposits and LIC policies will also help in enhancing eligibility.

  6. What is EMI? How is it calculated?
    An equated monthly Installment (EMI) is the amount of money that is paid back to the lender on a monthly basis. It is essentially made up of two parts, the principal amount and the interest on the principal amount equally divided across each month in the loan tenure. The EMI is always paid up to the bank or lender on a fixed date each month until the total amount due is paid up during the tenure.
    The EMI facility helps the borrower plan his budget. The EMI is calculated taking into account the loan amount, the time frame for repaying the loan and the interest rate on the borrowed sum.

  7. What is an amortization schedule?
    An amortization schedule is a table giving the reduction of your loan amount by monthly installments. The amortization schedule gives the breakup of every EMI towards repayment interest and outstanding principal of your loan.

  8. Can I avail a tax rebate on my home loan?
    Yes, under Section 80C and Section 24 tax deductions are capped at 1 lakh for the principal repaid and 1.5 lakhs for the interest repaid.

  9. What are the loan tenure options?
    You have the option of selecting a loan tenure you are comfortable with, ranging up to 25 years, provided the term does not extend beyond your reaching 65 years of age or retirement age, whichever is earlier.

  10. What is the repayment period for a NRI Home Loan?
    The housing finance offered to NRIs normally do not exceed 7 years. The repayment for the loan is by way of EMIs. The EMIs begin only after the entire loan is disbursed. In case of a part disbursement, you will pay only the interest amount on the disbursed loan amount every month instead of the EMI. This is known as pre-EMI.

  11. What are the Tax Benefits applicable to Non-Resident Indians?
    No tax benefits are available for NRI customers unless you file returns and hence become eligible to avail the tax rebates available for home loans.

  12. Does BankBazaar.com charge me for its services?
    No, BankBazaar.com’s services come to you free of charge.

  13. How will the security and privacy of my data be ensured?
    BankBazaar.com’s will never share your data with any third party other than the financial institution that you decide to apply to. Our sound technology practices ensure a highly secure environment for all your data.

  14. What happens once I submit my application on BankBazaar.com?
    As soon your application is electronically submitted on BankBazaar.com, we will transmit it securely to the financial institution of your choice. This financial institution will then contact you directly to take the process forward.
    BankBazaar.com’s will also keep you updated on the status of your application via email and SMS alerts. You can also view the status of your application online at BankBazaar.com.

Home Loan Eligibility & Documentation

Home Loan Eligibility:
Anyone with a repayment capability and a dream to buy a home is eligible to get a home loan. Some of the important eligibility criteria are as follows:

  • Salaried individual or Self employed individual or Self employed professional like doctor, lawyer, etc.
  • NRI or resident Indians
  • Aged between 21 years and 65 years
  • Have a good CIBIL credit score
  • Good repayment capacity with fixed & stable income source
  • Employment at a stable company
  • Try our home loan eligibility calculator to check how much loan amount you are eligible for.

How is your home loan eligibility determined?
Based on the following aspects financial institutes will determine your loan eligibility:

  • Your monthly income
  • Property cost (you can get 80% of the property value if the loan amount is less than 20 lakhs and 85% of the property value if the loan amount is more than 20 lakhs. )
  • Other EMI’s which you are paying for any other loan

Fill the form above to check your actual home loan amount eligibility.


Home Loan documentation: For a speedy Home Loan approval you will need genuine documents which will help banks to give quick approvals. Here is a standard list of options for each document required.
Identity proof:

  • Driving license
  • Voters ID
  • Passport
  • PAN card
  • Ration card
  • Employee ID
  • Bank passbook
  • Letter from a recognized public authority or public servant verifying your photograph
  • Confirmation letter from your employer or another bank verifying your photograph

Address Proof:

  • Driving license
  • Voters ID
  • Passport
  • Ration card
  • Bank passbook or Bank account statement
  • LIC policy/ receipt
  • Utility Bill – telephone, electricity, water, gas (less than 2 months old)
  • Letter from any recognized public authority verifying residence address of the customer
  • Letter from your employer

Age Proof:

  • Driving license
  • Passport
  • Bank passbook
  • PAN Card
  • Birth certificate
  • 10th standard mark sheet

Income Proof: The following set of documents that detail your credit profile varies according to whether you are a salaried individual or a self-employed individual.
Self Employed/Entrepreneurs:

  • A brief introduction of Business/Profession
  • Balance Sheet, profit and loss account statement of income, proof of income tax returns for the last 3 years certified by a CA
  • Photographs
  • Receipts of advance tax payments if any made
  • A photocopy of Registration Certificate of establishment under Shops and Establishments Act/Factories Act
  • Registration Certificate for deduction of Profession Tax
  • Certificate of Practice
  • Receipts of Bank loans
  • Proof of investments (FD Certificates, Shares, any other fixed asset)

Salaried Individuals:

  • Income Proof ( you just need to provide one of the options listed for income proof)
  • Latest Pay slip
  • Form 16
  • Increment/Promotion letters
  • Appointment letter
  • Pay slip (Last 2 months) with salary account bank statement
  • Certified letter from Employer
  • IT returns ( for three years )
  • Investment proof (FD certificates, shares, any fixed asset etc.)
  • Documents supporting the financial background of the borrower (his liability and assets if any)
  • Photographs

What are the documents required for obtaining NRI Home Loans?
NRIs are required to submit a few documents more than is required for a resident Indian:

  • A copy of the passport
  • A copy of the works contract (also sometimes referred to as the contract card/labor card)
  • The power of attorney (POA). The POA is required because the borrower is not based in India and in such a scenario; the HFC would need a representative ‘in lieu of’ the NRI to deal with as required. Although not compulsory, the POA is usually drawn on the NRI’s parents, wife or children

I am purchasing a flat from the builder, what supporting documents I will need to submit to the bank?

  • Original copy of your agreement with the builder
  • 7/12 extract – This is issued by the concerned land authorities giving details such as the survey numbers, area, date from which current owner is registered as owner etc.
  • Property register card, which is obtained from the City Survey Department
  • N.A. permission for the land from the collector, if its agricultural - If the land is agricultural and is being utilised for residential/ commercial/industrial use, then such agricultural land has to be converted to non-agricultural land and a Non-Agriculture Order has to be obtained from the Collector of the district where the property is located.
  • Search Report and Title Certificate – A search report and title certificate can be obtained from an advocate who will conduct a survey of the title of the property by visiting the office of registrar. A legal opinion can avoid any legal hassles later and is mandatory to be filed with the agreement for sale.
  • Development agreement between the owner of land and the builder
  • Copy of order under the Urban land Ceiling Act
  • Copy of building plans sanctioned by the competent authority
  • Commencement certificate granted by the Corporation
  • Building completion certificate
  • Latest receipts for taxes paid towards the land or property or flat to be purchased
  • Partnership deed or memorandum of association of the builders firm

I am purchasing the house from a Cooperative Society, what documents I will need to submit to get a home loan?

  • Original share certificate of the Society
  • Allotment letter from the Society in your name
  • Copy of the lease deed, if executed
  • Certificate of the registration of the society
  • Copy of the byelaw’s of the Society
  • No objection certificate from the Society
  • 7/12 extract or property register card in the Society’s name
  • Copy of N.A permission for the land from the collector
  • Search Report and Title Certificate
  • Copy of order under the Urban Land Ceiling Act
  • Copy of the building plans sanctioned by a competent authority
  • Commencement certificate granted by Corporation
  • The latest receipts of taxes paid for the property
  • Original Agreement to assign / Deed of assignment

What documents I will need, if I am constructing house on my own land?

  • Original sale deed of land and extract of Index II
  • 7/12 extract or property register card in your name
  • Copy of N.A. permission for land from the collector
  • Search and title report
  • Copy of tax paid under Urban Land Ceiling Act ( obtained from Commissionerate of Urban Land Ceiling and Urban Land Tax )
  • Copy of the building plans sanctioned by a competent authority
  • Building permission granted by the Corporation
  • The latest receipts of taxes paid for your land
  • Estimate of the cost of construction certified by the architect

What are the documents that need to submitted for disbursement of a home improvement loan?

  • Title deeds for the past of 13 years
  • Encumbrance certificate for the past 13 years ‘Khata’ certificate
  • Most recent tax receipts for the property
  • Approved plan
  • License for the extension
  • Cost estimate from a qualified engineer
  • Cost estimate from the architect

Home Loan Interest RatesUpdated on 19 April 2014

Details of Home Loan

Home Loan Interest Rate.(Monthly reducing balance)
10.5% to 14.25% floating. Check Customized Interest Rates Now!
Processing Fees
0.5% to 1% of loan amount
Home Loan Tenure
1 year to 20 years
Home Loan Amount Funded
Up to 85% of property value
Pre-payment Charges
0% to 2% of amount being prepaid
Pre-closure Charges
0% to 2% of amount being preclosed
Guarantor Requirement
No guarantor required

Home Loan Articles

  • All about home improvement loans!
    Most people who buy a home through a home loan are often left with little cash to carry out any further improvements in the house as per their requirements. Some opt for personal loans in order to make good this requirement.
  • Essentials before you take a home loan!
    Every financial institution which deals in home loans has a specified set of requirements which are to be met by a borrower. When a borrower is found to be eligible for the loan, only then he is granted the amount applied for.
  • Home loan document checklist for self-employed!
    Getting a home loan approval can be a long and tiresome process especially if you are a self-employed professional or business owner. This is because many banks doubt business men for job continuity, as they are free to quit their jobs at any time. 
  • Have more questions on loans? Ask us now!
    GATEWAY_HL_ARTICLE5_SUMMARY

Home Loan Forum

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  Home Loan Reviews
Customer Reviews
Page 1 of 27 1 2 3 4 5
  • Awesome Service
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    MIRZA ARSHAD BAIG, nasik
    Yes, I recommend this bank.
    STATE BANK OF INDIA Home Loan
    5.0/5
    validated-source
    (0)

    I like State Bank of India for their atm facility and Rate of interest.Their documentation process was fine,even they are good in terms of benefits like 'green channel' its quite helpful instead of filling the form we can use this option for depositing money,account opening in online etc.....

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    Promised Interest Rate
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    took a Home Loan from STATE BANK OF INDIA on BankBazaar.com Reviewed on
  • Good experiance at SBI
    /images/customer_review/default-unknown-person.png
    MIRZA ARSHAD BAIG, nasik
    Yes, I recommend this bank.
    STATE BANK OF INDIA Home Loan
    4.0/5
    validated-source
    (0)

    State Bank of India credit card was good in terms of online shopping and their portal was easy to access with all relevant information.I chose SBI because of their lower rate of interest,emi option,etc... but i would suggest them to work on their customer service apart from that everything was quite ok.

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    Promised Interest Rate
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    took a Home Loan from STATE BANK OF INDIA on BankBazaar.com Reviewed on
  • Amazing Experience
    /images/customer_review/default-unknown-person.png
    MIRZA ARSHAD BAIG, nasik
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    4.0/5
    validated-source
    (0)

    I like HDFC LTD in terms of their timely response and their approach towards customer was on a positive node was good. It will be good if HDFC LTD work on rate of interest and when compared with other bank HDFC LTD rate of interest,fees and charges are high otherwise am quite happy that i had a wonderful experience with them.

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from HDFC LIMITED on BankBazaar.com Reviewed on
  • Good experiance at HDFC LTD
    /images/customer_review/default-unknown-person.png
    DEEPAK JADHAV, mumbai
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    3.5/5
    validated-source
    (0)

    HDFC LTD was good in terms of documentation and fulfilling customer requirement and Bankbazaar was user friendly and quite possible for me to access,even i got call from them with in a moment and overall it was good!!!!!!!!!!!!!!!!!!!!!

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from HDFC LIMITED on BankBazaar.com Reviewed on
  • Wonderful Services
    /images/customer_review/default-unknown-person.png
    JAGADISH JADHAV, pune
    Yes, I recommend this bank.
    ICICI BANK Home Loan
    3.0/5
    validated-source
    (0)

    I took a credit card from ICICI Bank in the year 2002 and closed it long back. I would say its a good bank to deal with ,but the card benefits /features very comparatively less those days. I used the credit card only for shopping purposes and used to get regular alerts from ICICI Bank for the payments which was a good service since that made me to pay my bills on time. One bad thing with ICICI Bank is they charge double the rate on late payments which needs to be reduced.

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    Promised Interest Rate
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    Responsiveness
    took a Home Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Faster Process
    /images/customer_review/default-unknown-person.png
    JAGADISH JADHAV, pune
    Yes, I recommend this bank.
    HDFC BANK Home Loan
    3.0/5
    validated-source
    (0)

    HDFC is a better bank and when I approached them for personal loan they processed the same in a very short period. They provided discounts on pre-closure charges when i closed the loan and what ever problem I had, I approached HDFC Bank and they help me to sort out the issues. I have my salary and Recurring Deposit account also in HDFC Bank and the amazing thing was my account got opened within few hours and got my welcome kit from them the next day.HDFC Bank's online service is also wonderful, I placed a request for closing my recurring deposit account online which got processed immediately and amount was credited to my account within a short time.

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from HDFC BANK on BankBazaar.com Reviewed on
  • Good Service
    /images/customer_review/default-unknown-person.png
    JAGADISH JADHAV, pune
    Yes, I recommend this bank.
    LIC HOUSING FINANCE Home Loan
    4.0/5
    validated-source
    (0)

    LIC offered me a better rate of interest and did a regular follow up for my loan and kept me posted on loan status. They are very good in communicating things to their customers and I received proper information on documents list that was required to process the loan. Executives are really good and maintained a good rapport But unfortunately i could not avail loan from LIC and they updated me the reason also for not processing the loan from their end.

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from LIC HOUSING FINANCE on BankBazaar.com Reviewed on
  • Proud Customer of Citibank
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    BHUSHAN DESHPANDE, nagpur
    Yes, I recommend this bank.
    CITIBANK Home Loan
    4.0/5
    validated-source
    (0)

    I am a happy customer of Citibank.They are provide a good service and i have been using Citibank credit card for last 6 years. When ever am in need i call Citibank customer care and they come up with a solution for the issue am facing. Citibank has a best feature in which if the Citibank accounts/ credit card are linked ,we can just call up Citibank customer care and do a balance transfer over the phone itself. It will be better if Citibank opens lot of branches in all cities otherwise their services are excellent.

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from CITIBANK on BankBazaar.com Reviewed on
  • Immediate Process
    /images/customer_review/default-unknown-person.png
    BHUSHAN DESHPANDE, nagpur
    Yes, I recommend this bank.
    HDFC BANK Home Loan
    4.0/5
    validated-source
    (0)

    I had taken Two- Wheeler loan from HDFC Bank and received a good service from them. They sent executives to my place for collecting the documents and processed the loan at Lower Rate of Interest. Basically HDFC Bank staffs are very nice and they provide good guidance on loan matters. Every time I call, they used to update me on the payments that are done and what the remaining balance is pro-actively.My two wheeler loan process was done very smoothly and I took the disbursement was done within 2 days

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from HDFC BANK on BankBazaar.com Reviewed on
  • Lot Of Benefits available
    /images/customer_review/default-unknown-person.png
    BHUSHAN DESHPANDE, nagpur
    Yes, I recommend this bank.
    STATE BANK OF INDIA Home Loan
    4.0/5
    validated-source
    (0)

    I received good response from State Bank Of India, particularly audit of documents was correctly done and documents list shared pretty well in advance to me so the documentation process was very simple. Specialties of SBI are they have no processing fees & no pre-closure charges and my loan was processed at floating rate and was able to get the disbursement within 48 hours. SBI branch staffs were good and co-operated well for mu loan process.

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from STATE BANK OF INDIA on BankBazaar.com Reviewed on
  • Improvisation on their service
    /images/customer_review/default-unknown-person.png
    VIJAY U, surat
    Yes, I recommend this bank.
    STATE BANK OF INDIA Home Loan
    4.0/5
    validated-source
    (0)

    I choose State Bank Of India because of their lowest rate of interest,but am pretty upset the way they respond customer and they have collected my document twice and processed home loan on a delayed manner otherwise am happy about their rate of interest and charges when compared with other bank in the market.

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from STATE BANK OF INDIA on BankBazaar.com Reviewed on
  • Very Nice Experiance
    /images/customer_review/default-unknown-person.png
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    4.0/5
    validated-source
    (0)

    When compared with other bank HDFC LTD rate of interest was pretty high but i like their customer service and response was good. HDFC LTD was good in terms of documentation and fulfilling customer requirement overall i had good experience with HDFC LTD.

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from HDFC LIMITED on BankBazaar.com Reviewed on
  • Good experiance at HDFC LTD
    /images/customer_review/default-unknown-person.png
    MOHAMMED SATTAR SHARIF, hyderabad
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    4.0/5
    validated-source
    (0)

    I like HDFC LTD because they were taking care of customer, in terms of calling customer frequently to know about their property details and even bankbazaar was user friendly,informative and easy to access!!!!!!!!...................

    Was this review helpful? Yes

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from HDFC LIMITED on BankBazaar.com Reviewed on
  • Must Cut Down Rates
    /images/customer_review/default-unknown-person.png
    DHARMVEER VISHWAKARMA , kolkata
    Yes, I recommend this bank.
    HDFC BANK Home Loan
    4.0/5
    validated-source
    (0)

    I have been using HDFC Bank credit card for for last 7 years and it is very useful for making utility bill payments and other payments. I have also availed cash on card but the rate on interest charged is very high. HDFC Bank has given me a higher limit on my card which is a wonderful thing.It will be better if HDFC Bank reduces their rate of interest on cash withdrawal and consideration for existing customer on late payments fee

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    took a Home Loan from HDFC BANK on BankBazaar.com Reviewed on
  • Good benefits
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    DHARMVEER VISHWAKARMA , kolkata
    Yes, I recommend this bank.
    STATE BANK OF INDIA Home Loan
    4.0/5
    validated-source
    (0)

    I use SBI Bank credit card at times of emergencies only. Features given by them are not almost like other banks and the best feature is the balance transfer & cash withdrawal option as the rate of interest charged is less.SBI's online services are good and the site is secured .Overall transacting with SBI is fine

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    took a Home Loan from STATE BANK OF INDIA on BankBazaar.com Reviewed on
  • Good Response
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    DHARMVEER VISHWAKARMA , kolkata
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    5.0/5
    validated-source
    (0)

    My experience with HDFC LTD was good, they gave prompt service and executive co-operated well by doing a good follow up.Rate of interest and processing fee is normal like other banks.My suggesting is HDFC Ltd must try to lower the rate of interest in order to retain the customer.

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    took a Home Loan from HDFC LIMITED on BankBazaar.com Reviewed on
  • Better Banking
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    STEPHEN WILLIAMS, chennai
    Yes, I recommend this bank.
    HDFC BANK Home Loan
    5.0/5
    validated-source
    (0)

    My experience with HDFC BANK is overall good. It is my 1st bank with which I started banking and maintaining my salary account,credit card and two wheeler loan with them currently. Basis my relationship with them, they approached me for lending loans,though my company is not a categortised one.They are very kind and even when i requested for reversing my penalties for late payments on credit card ,they credited the amount back which is a good thing a bank can do for its customers.

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    took a Home Loan from HDFC BANK on BankBazaar.com Reviewed on
  • Good Response
    /images/customer_review/default-unknown-person.png
    STEPHEN WILLIAMS, chennai
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    5.0/5
    validated-source
    (0)

    HDFC LTD is overall good. They have done a very good follow for my case via calls & mails.Executive was very co-operative and everything regarding the loan process was communicated very clearly and in detail. Their response was good even when I requested them to cancel the loan. HDFC LTD sent a confirmation mail stating that the loan process is stopped basis the request given which most of the banks fail to do.

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    took a Home Loan from HDFC LIMITED on BankBazaar.com Reviewed on
  • Avail credit card from HSBC
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    ANISH LAL GEORGE LALA BABY CHRISTY, bangalore
    Yes, I recommend this bank.
    HSBC BANK Home Loan
    4.0/5
    validated-source
    (0)

    HSBC service was quite good ,though i have a salary account with them it was easy for me to avail a credit card from them. Am quite happy on their benefits like net banking,online transfer etc..and they are awesome in terms of phone-banking ,very professional while they handle customer and resolve their queries on time.

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    took a Home Loan from HSBC BANK on BankBazaar.com Reviewed on
  • Very nice experiance
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    RAGESH R M, bangalore
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    5.0/5
    validated-source
    (1)

    HDFC LTD was good in terms of documentation and fulfilling customer requirement,though i have postponded my plan i couldn't avail loan at that point of time but,otherwise i like their rate of interest and happy to deal with HDFC LTD!!!!!!!

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    took a Home Loan from HDFC LIMITED on BankBazaar.com Reviewed on
Customer Reviews
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