As comparing with other banks the process is clear in Axis bank and the executive has mentioned the details explicitly without hiding. Actually I was contacted by two of the executives and felt some confusion on it thus I dropped home loan idea and gone for personal loan with Axis bank. Initially one of the Axis bank executive came my place for application process later another executive from Axis bank contacted me and informed that the application could no pre filled thus I skipped. It would be better if Axis bank message the details of executive in prior so that customer could avoid confusion.
05:18 PM - Oct 23, 2014
Axis bank customer service is good and they given better response. According to me the rate of interest is moderate. The property which I was looking for did not work thus I was supposed to close the application. The rate of interest for home loan is fixed for tenor of two years so it would be convenient if they prolong it for 3 to 4 years.
04:26 PM - Oct 23, 2014
I am yet to finalize the property , mostly by this week end I would be finalizing the property. Rate of interest offered by them is 14% which is high when compared with others, as others were offering 12%. Axis Bank customer service team were able to assist guide me appropriately and I wish I should take a housing loan from Axis bank.
12:21 PM - Oct 21, 2014
I did not face any problem with Axis Bank with regards to housing loan, even before I could start off with the process, I got a call from HDFC Ltd and HDFC Ltd approved the property and that is the reason why I gave up the idea of taking a loan from Axis . However Axis Bank was clear in explaining about the interest rates and other factors.
05:17 PM - Oct 23, 2014
SBI is giving facility of mexgin so using that we can do repayment option and also we can withdraw the amount easily. Other than that the rate of interest and other charges are similar like other banks. Actually my father is having account with SBI and he is promoter thus I approached SBI for Home loan. SBI could improve their customer service.
01:08 PM - Oct 23, 2014
I dont have much interactions with Axis Bank for the housing loan , I have can celled the application due to personal reasons nothing much. I have planned to re-apply shortly the interest rate and processing fee offered by them is quite reasonable and I have absolutely no other issues with them and overall its fine.
11:40 AM - Oct 21, 2014
I had plan to purchase a residential property due to certain personal reasons I am unable to finalized the property yet. Mainly because of the above mentioned reason I have dropped the idea of taking a housing loan. Services are good and I like their commitment level as well.
04:55 PM - Oct 23, 2014
The Axis bank was ready to offer interest rat of 10.15% and their service was excellent. Unfortunately I was unable to go with Axis bank because I approached some other bank but I am highly satisfied with Axis bank. The executive has contacted me immediately and explained all details accurately. Axis bank is doing good already so I donâ??t have any suggestion.
01:07 PM - Oct 23, 2014
I am yet to finalize the property that is the reason why I have not taken this housing loan with Axis bank. Probably, it might take a monthâ??s time to finalize the property. Rate of interest offered by Axis bank is on the higher side which is 11% where with other Banks its 10.2% only, could be better if they reduce it and overall its been good.
11:21 AM - Oct 21, 2014
Related to my home loan application with HDFC limited, there was no single call or SMS received from them. On a major basis, every customer would expect the faster response needs to be there from the bank so that could avail the services, however in terms of HDFC limited, response needs to be more better. Even the rates and charges are not much satisfied.
04:47 PM - Oct 23, 2014
I am satisfied with Axis bank and my experience was good with them while I approached for Home loan. Customer service is really good. Actually I requested Axis bank for high amount because I planned to extend the size of my house. The executive informed that he has to confirm with the higher officer for high loan amount however the builder also informed as not possible to extend thus the application closed. The rate of interest is high according to me.
01:04 PM - Oct 21, 2014
HDFC Limited has helped me lot and they processed my home loan as faster thus I am satisfied with their services. The offered rate of interest is 10.15% which is quiet reasonable as compared to other banks. They approved my home loan in 7 days but disbursement took some delay that too from my side however no issues. Though the processing fee is bit high I am satisfied with the services of HDFC Limited. Also I am satisfied with the EMI date which is 1st of every month.
10:47 AM - Oct 21, 2014
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
EMI limited to about 50%
of monthly income
Loan capped @ 75% - 85% on property value
EMIs of other loans lower
Making your spouse a co-applicant
Choose longer tenure loans of up to 20 - 30 years
Alternatively add your parents as co-applicants
|Interest Rate (Monthly reducing balance)||10% - 10.5%|
|Processing Fees||0.5% of Loan|
|Loan Tenure||1 year to 20-30 years|
|Partial pre-payment Charges||Nil|