Awesome customer service from hdfc limited however personally I requested the exeuctive to postpone the loan after 2 months. Interest rate was quite nominal compared with other banks whereas they offered 10.7% So far no issues with them
05:23 PM - Sep 18, 2014
It would be really nice if hdfc limited may work on certain parameters where they actually needs to improve. I have got proper response for my home loan application however not upto to the mark. Quite moderate interest rates compared with other banks
06:07 PM - Sep 17, 2014
Axis Bank housing loan the experience was good the customer service executive were explaining me about the process in a clear manner. The loan application was canceled from my side since the property was not finalized. In future if i am looking for a housing loan i would prefer Axis Bank.
05:19 PM - Sep 17, 2014
HDFC limited processed the home loan in the short time. However at that point of time, I was not able to make up the requirement, so i canceled my application. The relationship officer were very good in communication and within short span of time, they contacted me. The officer told me clearly whatever they needed and that was the good part. I didnâ??t compare the interest rates of HDFC limited with others, so at that point of time i was quite ok with the interest rate.
10:01 AM - Sep 18, 2014
I had actually dropped the plan of buying a new property at this time hence I asked HDFC LTD to close my home loan application. I am currently not sure when will go for the loan for buying the property however I had experienced an excellent customer service and response from HDFC LTD. I think the rate of interest & charges are quite high when compared to other banks.
05:46 PM - Sep 17, 2014
It was quite good experience by availing home loan from hdfc limited. Currently I postponed the plan since I am not able to find the right property. Pretty high interest rates. I expected lower interest rates whereas all the banks provided same interest rates . The service provided by executive was simply superb
05:17 PM - Sep 17, 2014
I applied for the housing loan on the on-line portal. I got the call from the Axis Bank customer service executive they explained me about the process in a professional manner. I canceled the loan application from my end due to some personal issues.
06:31 PM - Sep 17, 2014
I have got very good response from hdfc limited for my home loan application. They are having the property which I suggested in their map . So I closed this deal with them . However they were able to clarify my doubts very clear and gave ideas to which property should I invest. Quite moderate interest rate compared with other banks. They are fine no issues
05:44 PM - Sep 17, 2014
Axis Bank housing loan experience was good. The customer service executive explained me about all the details which was required to process the loan. The loan application was canceled from my end due to some personal issues. One suggestion i would say if they can reduce the rate of interest and the processing fees that will be more helpful.
05:06 PM - Sep 17, 2014
I had to close my home loan application with HDFC LTD because I wasn't having the down payment to buy my property and I post ponded my plan for the next six months. It was a good customer service from HDFC LTD and the response was prompt. It was little disappointing when I asked them to send someone to my office for discussing about the home loan but they refused to send the person and advised me to check the details online. I think the rate of interest is the lowest among all the banks.
06:12 PM - Sep 17, 2014
I had asked HDFC LTD to close of my recent home loan application as of now. The guy who called me directly from HDFC LTD told me that they would offer me a balance transfer without any processing fee. However another executive who was supposed to collect the documents from me told that the processing fee is definitely application and cannot be waived off. I finally decided not to avail the loan due to this miscommunication and I don't recommend HDFC LTD as they are not transparent on the processing fees.
05:26 PM - Sep 17, 2014
I was looking for a loan transfer from HDFC LTD. However the top up wasn't successful with HDFC LTD as there was lack of documents. There was some boundary line for transferring the loan from one bank to another which was not met. Otherwise I had experienced a fantastic customer service and the overall response was good. I found a slight high rate of interest with HDFC LTD when compared to other private banks.
04:59 PM - Sep 17, 2014
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
EMI limited to about 50%
of monthly income
Loan capped @ 75% - 85% on property value
EMIs of other loans lower
Making your spouse a co-applicant
Choose longer tenure loans of up to 20 - 30 years
Alternatively add your parents as co-applicants
|Interest Rate (Monthly reducing balance)||10% - 10.5%|
|Processing Fees||0.5% of Loan|
|Loan Tenure||1 year to 20-30 years|
|Partial pre-payment Charges||Nil|