I think Corporation bank has offered competitive rate and they disbursed the home loan amount within 15 days. All the benefits like pre closure and part payment are available in Corporation bank. They are bit slow in process and no updates on time thus I followed them to get status. However, I am satisfied.
01:09 PM - Oct 30, 2014
I had applied for home loan with HDFC limited and its in processing stage. I had already submitted the documents and its quite minimal documents given.Processing fees is around 13000 where 2000 for confirmation of the rate as per the market value. They could have negotiated in that part, however not made. I did spoke with the relationship manager where he is so interactive and he is giving up all the information. It would be fine if the relationship officer calls up instantly and intimate the offers so that could avail loan at the best rate.
12:18 PM - Oct 30, 2014
Response was normal, I applied home loan with HDFC limited , Interest rate is very high to compare other bank , At the same time I got best offer from other bank so I dropped my loan approach with HDFC limited, I never got any call back about my loan procedures. it could better if they provide proper follow up for the customer.
11:14 AM - Oct 30, 2014
There were few issues in purchasing the property and due to even personal issues, I was not in a position to avail home loan from HDFC limited. The relationship officer was there from the start to the end process and total it was a great experience. Follow ups was there in terms of phone calls, email as well as personally.
06:23 PM - Oct 29, 2014
I did applied home loan with HDFC limited before 2 months particularly it is construction loan Its applied for my own property I was developing that, While submitting my documents they asked me to submit salary slip but I wont able to submit because we have alloted for the society people, society will purchase the land.Its better if they could understand that construction people cant be provide salary slip even I waited for 20 days+ to get this information. It could be better if they provide it in rules and regulation. Its saves our time.
05:50 PM - Oct 29, 2014
I havenÃ¢??t faced any issues with HDFC Limited. 10.15% of interest is competitive. I closed the application with HDFC Limited because my existing bank gave best offer in rate but I have no complaints at all. HDFC Limited is charging high processing fee so they could reduce it and waive it off.
01:07 PM - Oct 30, 2014
The rate of interest that HDFC Limited offering is same like other banks. Staffs of HDFC Limited are good in response and I am very much happy with them. For home loan process I did not get response as satisfactory. They were ready to offer processing fee of 0.5% but it is too high according to me so I suggest HDFC Limited to lower the fees.
11:54 AM - Oct 30, 2014
I had selected the property but due to some personal issues I unable to take it so I skipped the plan of Home loan with HDFC Limited. I would take it after six months so sure I would come back to HDFC Limited. I did not go in depth to get full satisfaction but whole service that I got was really good. The rate of interest is around 10.5% to 11%.
10:32 AM - Oct 30, 2014
Whenever I had issues, the relationship officers responded well and they explained all details transparently without hiding. HDFC Limited is giving good rate which is equal to government banks. My salary account is with different bank so I felt convenient there so I stopped my home loan application with HDFC Limited. In overall I am happy with services.
06:06 PM - Oct 29, 2014
I would say HDFC limited relationship officer are very energetic, furious and is completing the home loan processing at the right point of time. From my application, Sheila, the officer is helping me a lot and lot of information provided. Am satisfied with the interest rate. Overall everything is good.
05:39 PM - Oct 29, 2014
I haven't had much interaction with HDFC limited When I applied home loan with them, actually I wanted some more information about the location but they couldn't confirm it. So in the mean time I did with others they confirmed it and I got response from the nationalized bank so I dropped my further move with HDFC limited.
12:37 PM - Oct 30, 2014
I did apply my home loan with many other bank, I got response from HDFC limited. Their services was good, they continuously called me and gave me proper details about home loan. Once I had already got better loan option in SBI and LIC compare to HDFC limited. I feel LIC provides less interest and fee charges. Apart from this its good experience.
11:52 AM - Oct 30, 2014
I approached home loan with HDFC limited, Instantly their customer relationship officer contacted me regarding my property location. Unfortunately I was unable to take this loan as I had some personal issues. Otherwise I felt their rate of interest and processing fees is little high.
10:25 AM - Oct 30, 2014
With HDFC limited, I did apply home loan for 32 lakhs, however they stated I could get only 29 lakhs. The response was much slower and not much satisfied. Interest rate is quite comparable. However, if the loan amount can be more higher, it would be helpful as well the rate of interest can be bit less.
05:55 PM - Oct 29, 2014
Am looking for home loan with nationalized banks as it could be flexible and more good offers would be. Particularly, am looking for partial payment option which is not available in HDFC limited. Inspite of me not availing home loan from them, response is quick. Even my property is not identified, however there was a great support received.
05:25 PM - Oct 29, 2014
My experience with HDFC Limited was good and they gave regular follow ups. The relationship officers gave enough information about home loan. Due to some personal issues I closed home loan application. As per market, the rate of interest 10.15% is good. On the whole I felt good in dealing with HDFC Limited.
12:26 PM - Oct 30, 2014
I did applied Home loan with ICICI, processing time is very fast, They did very good job to me, Compare to other norms ICICI providing very less, I did approached for Rs.32 lack they did the same amount what I approached , It better they could reduce interest rate
11:19 AM - Oct 30, 2014
I applied once home loan with HDFC limited there is no difference between other banks. All are offering the same thing, I didnâ??t face any issues with HDFC limited, I promised them after finalizing my property I will get back to them, My concern they should respect and wants accuracy of the customer, customer service was good but they use to call me once for every five days its embarrassing me. it would be nice if they avoid frequent calls.
06:25 PM - Oct 29, 2014
When I did applied my home loan I got many offers from various bank, I felt ICICI providing less rate of interest and processing fees, I would suggest for all home loan and for credit card ICICI is the best bank. Strongly I would recommend for all.comparatively ICICI doing very good customer support.
05:52 PM - Oct 29, 2014
HDFC Limited peoples were kind enough and they explained all necessary information. I was looking for land and HDFC Limited could not fulfill my requirement on the loan amount, as well my builder had a tie up with different banks so I dropped the plan of home loan. I am totally satisfied with HDFC limited because I am being with them for a long time. The rate of interest is par with market and even charges are nominal. The relationship officers followed me for many days, which I am satisfied.
05:17 PM - Oct 29, 2014
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
EMI limited to about 50%
of monthly income
Loan capped @ 75% - 85% on property value
EMIs of other loans lower
Making your spouse a co-applicant
Choose longer tenure loans of up to 20 - 30 years
Alternatively add your parents as co-applicants
|Interest Rate (Monthly reducing balance)||10% - 10.5%|
|Processing Fees||0.5% of Loan|
|Loan Tenure||1 year to 20-30 years|
|Partial pre-payment Charges||Nil|