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User reviews
  • It was not a satisfied experience with Fullerton, They never called me and informed me any status of my application , And also they delayed to collect my document its takes long time. once if their any query they have to inform the status of the loan even if its declined to,
    06:33 PM - Oct 18, 2014

    PIYALI GHOSH, kolkata
    1.0/5 "Really Bad"
  • For my sister's education, through IRCTC credit card, I had taken cash on card loan. They provided 70,000 as the loan amount with nominal interest rate. Monthly, along with credit card bills, this loan statements gets generated.Overall happy with the services.
    06:07 PM - Oct 18, 2014

    BHARGAV KUMAR, hyderabad
    4.0/5 "Great!"
  • Services in terms of professionalism by TATA CAPITAL in availing personal loan is extremely good. Customer service team did interact from the start of the processing till the end. It was a reasonable rate provided by the TATA CAPITAL. As am working in TATA consultancy, I like TATA CAPITAL!!!!!
    05:51 PM - Oct 18, 2014

    VIVEK SHENVI, bangalore
    5.0/5 "Blown Away!"
  • When I applied for personal loan ICICI bank try to do faster each and every process for me. There were very fast enough and they were always caution about my loan application. Documentation was quite fast. Rate of interest quiet comfortable than other banks. Around 8000 service charges I have paid quite high. May be they can reduce . I felt myself comfortable with them
    06:32 PM - Oct 18, 2014

    VEENA BOLARAM, hyderabad
    4.5/5 "Excellent!"
  • When I applied for personal loan the welcome call was was very good from icici bank. When compared to other banks I got bit high interest rate . As per the eiligibity this was fit into my budget. Maybe they could work on the same to work on their policy and conditions in terms of interest rates. It would be nice if they improve on their response towards my loan application
    05:59 PM - Oct 18, 2014

    4.0/5 "Great!"
  • My personal experience with TATA CAPITAL in availing personal loan is pretty good. The person who came and assisted me did provide the loan amount on time by helping me a lot. Interest rate as of now is quite reasonable. Overall satisfied with the services.
    05:45 PM - Oct 18, 2014

    RAVINDRA KUMAR VVS, hyderabad
    3.0/5 "Satisfactory"
  • Interest rate is too much with Standard Chartered bank for personal loan. First time, they did provide around 19% which was reduced to 16%. Customer service team handled the process and provided the solutions on time. Overall am satisfied.
    06:23 PM - Oct 18, 2014

    SAIBAL GON, kolkata
    3.0/5 "Satisfactory"
  • I did applied my personal loan with Fullerton but I never taken that loan, initially I got so many calls from Fullerton executive they follow up was good, But they have to improve with their service ground person wants to be clear with their words, executives informed me to submit document but no one came to collect my document, and the rate of interest was very high with compare to other bank. which is 30%. And hence I got money from other source so I dropped my approach with Fullerton.
    05:56 PM - Oct 18, 2014

    DILIP P, bangalore
    3.0/5 "Satisfactory"
  • My feedback for Bajaj Finseve is fine, their rate of interest is on the high and they do charge some processing fee as well. On the other hand, there are few other Banks which offers the least rate of interest with a nil or reduced processing fee . It would be great! if Bajaj Finserve can incorporate such things along with prepayment options as well.
    05:40 PM - Oct 18, 2014

    3.0/5 "Satisfactory"
  • I am unhappy with the services of ICICI although I have taken a personal loan with ICICI Bank. They have called me thrice first time fr there was some problem have misplaced my documents. Second time called me again they said they had some issues with my application and closed my application . Finally, after producing my documents again they have approved my loan but with a different rate of interest. Further more, they merged my previous loan with my current loan and offered me 5 lakhs, for which I am really unhappy.
    06:18 PM - Oct 18, 2014

    PRASANNA K K, bangalore
    1.0/5 "Really Bad"
  • Compared to others, TATA CAPITAL processed the personal loan quickly. Within 3 days, even the loan amount got credited. The loan amount was quite less as it is due to bank protocols. Interest rate is also very less. Regarding all aspects, I liked TATA CAPITAL services.
    05:54 PM - Oct 18, 2014

    BHARGAV KUMAR, hyderabad
    5.0/5 "Blown Away!"
  • Overall experience with TATA CAPITAL in terms of personal loan is good. Everything was fine with TATA CAPITAL. Interest rate was quite high compared with others in the market. I did get the loan amount whatever I asked. The short time processing of the loan is the best.
    05:37 PM - Oct 18, 2014

    BHAGAT SINGH, pune
    4.0/5 "Great!"
BankBazaar Personal Loan is Rated as "Pretty good" by 6516 Users
 3.5 / 5.0   by 6516 users
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Fees & Charges

Promised Interest Rate

Customer Service



You're eligible for a Personal Loan if you:

That's 21 years old, same time that everything besides milk becomes legal too

Are legally adult enough to handle it

Less than 65 years of age, because sanguine golden years are for playing golf

Have still got it

Salaried or self-employed - whatever puts food on your table

Get a regular pay check

There's a minimum amount for that regular pay check

Make more than a basic buck

Your eligibility depends on

Personal Loan Minimum Salary

Minimum income required
Rs.17,500 per month

Personal Loan Maximum Loan Funded

Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

Personal Loan EMI

EMIs of other loans lower
your eligibility

Boost your eligibility by

Personal Loan Payoff Outstanding Credit Card Bills

Pay off your credit card bills

Personal Loan Tenure

Choose longer tenure loan up to 5 Yr years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Personal Loan Interest RatesUpdated on 21 Oct 2014

Personal Loan Details
Interest Rate (Monthly reducing balance) 13.49% - 34%
Processing Fees 0.5-2.5%
Loan Tenure 1 year to 5 years
Pre-closure Charges 2% - 5%
Guarantor Requirement No guarantor required

rated 3.5 /5.0
by 6516 users
Over 5,00,000 Happy Customers with loans & cards
Hdfc Bank CITI Bank ICICI Bank AXIS_BANK Bajaj Fin Serv Bank Magma Standard Chartered Bank Indusind Bank American Epress Bank DHFL SBI Card Tata Capital Fullerton Bank Credila HDFC TVS CREDIT SERVICES PNB Housing Finance Limited LIC HFL
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Offers to Compare
Over 25 offers to compare!

This is our forte- helping you compare the finest deals. Additionally, we'll handpick offers that suit your profile and present the best rates from several banks, so you can make a thoroughly-informed decision.

Breaking Down Offers
Breaking down offers

We're obsessed with giving you a 365 degree view of offers. So, we'll break it down for you - EMIs, eligibility, maximum amount that can be borrowed, fees, hidden charges... no more getting fooled by the fine print!

Why Apply Online
Emergency, Marriage or Travel

Be it a marriage, higher education, a personal emergency, shopping needs or just need extra cash - instant cash with the best rates & timely handheld support.

Cheaper then Dealer
Why apply online?

You don't have to fight for parking space! Jokes apart, applying online will help you save time and money; plus, you'll be able to use the services of our super-friendly customer service team at anytime and get all your queries answered.

Comparing Best Car Loans
Done comparing! Now what?

We showcase the best loan offers and help you compare them... what next? Well, we'll aid you in applying to the bank of your choice and work with you right up to the delivery of the loan!

Still have a gazillion questions?
Still have a gazillion questions?

Think of BankBazaar as your loan-savvy buddy! Our customer support team is at your service to clear doubts on eligibility, offers, procedures and documentation, and help you apply. They'll even co-ordinate with the bank to get you your loan on time.

Connect to the Bank
We'll connect you to the bank

We know the bank guys really well! So, if you want to talk to a bank representative or get help on your loan application, we won't just connect you to them; we'll also do the follow-up on your behalf.

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