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User reviews
  • i like sbi , because of them service and rates. their plan and rates are very very good and also their's service is best , i know some time they go to wrong way but overall i want to give sbi 4 star out of 5 , i also like sbi because of their prodectivite .

    m b chavda, jamnagar
    3.5/5 "Pretty good"
  • ICICI Personal Loan it was good service, interest was bit high, documentation was pretty good there was no hidden charges, i could say they must provide interest rate at what they commit, with in 15 days i got loan approval, customer service and response was very good, it was good service overall.

    DIGAMBAR PAIKADE, aurangabad
    3.0/5 "Satisfactory"
  • HDFC bank is the only bank they provide Personal loan. It was a great service but one thing is I need to wait for such a long time for disbursement where it took around 3 weeks. Executive was fine and documentation process itself took almost 15 days. Interest rate was also good.

    SUNNY RAGHAV, pune
    3.0/5 "Satisfactory"
  • "The processing and the documentation of personal lone with the ICICI Bank was very easy and the customer service was good. BankBazaar website was very informative and very helpful. BankBazaar suits all type of customers to choose their appropriate banks."

    Vaghasia Pravin V, rajkot
    5.0/5 "Blown Away!"
  • The best part of my personal loan with HDFC bank is document collection which was prompt and they intimated at first point of time about the documents. My documents was all collected within 24 hrs of application and disbursement was done within 2 days. On line banking is good in terms of automated detection of monthly payments and i do get updated.

    ARNAV PANDEY, hyderabad
    4.0/5 "Great!"
  • It was a nice processing in terms of my personal loan disbursement. Processing and disbursement together took around 3 days of time and the executive who came forward was good and updating me about everything. I get intimated about my EMI payments, due date through SMS alerts. The executive can be more responsive where in my part, i was keep on calling them to know the status.

    SIMPLE YADAV, lucknow
    3.0/5 "Satisfactory"
  • ICICI Personal Loan best thing i feel is interest rate, their process was fast, i got loan approval in 10 days, only drawback is i have not received my confirmation letter yet, response was very good they solved all my queries, there was no hidden charges, processing fee was reasonable, overall i am satisfied.

    PRASAD V SHETTY, mangalore
    4.0/5 "Great!"
  • It was nice experience I had with my personal loan disbursement with HDFC. Verification part was too nice but the documentation process took a long time which is not good. The executive who was helping me was lacking in knowledge but other than that fine. Processing charges and interest rate can be quite less.

    3.0/5 "Satisfactory"
  • ICICI Bank Personal Loan i had good experience, only drawback is rate of interest was bit high apart from that it was good, what they committed they gave, documentation was easy i got my loan approval in 3 days, response was good for all my queries, there was no extra charges taken.

    MOHIT AHUJA, new delhi
    4.0/5 "Great!"
  • Through BankBazaar, i applied personal loan with which is good. Response was good in terms of quick and faster response. Interest rates are very higher and services were faster in terms of documentation, verification. On line banking can be more approachable way as its not reflecting up the loan information in terms of EMI date, due payments etc.

    ARUNA KEERTHY, hyderabad
    3.5/5 "Pretty good"
  • The person who communicated from HDFC bank was good and responsive. But the interest rates are bit higher but they were not negotiable and intimated that its based on my eligibility. Processing charges are more or less the same compared with other banks. Executive who helped me beyond the office timings is too nice and I would surely appreciate him for his work done. And also initially one of the executive from HDFC helped me who was great.

    SHENJUTI DUTTA, kolkata
    4.5/5 "Excellent!"
  • It was a great experience of availing a personal loan from HDFC bank through bank bazaar website. Documentation went well and the processing was much faster than other banks. Rate of interest is fine affordable but It would be better if it's reduces a little bit. I would suggest the bank to communicate about the insurance in advance before disbursing the loan.

    4.0/5 "Great!"
BankBazaar Personal Loan is Rated as "Great!" by 2652 Users
 4.0 / 5.0   by 2652 users
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Fees & Charges

Promised Interest Rate

Customer Service



You're probably eligible for a Personal Loan if you are

Personal Loan Minimum Age

At least 21 years old

Personal Loan Maximum Age

Less than 65 years old

Personal Loan Eligible Employment Type

Salaried / Self - Employed
with regular income

Personal Loan Minimum Income

Earn more than the minimum
income required

Your Personal Loan amount eligibility is based on these factors

Personal Loan Minimum Salary

Minimum income required
Rs.17,500 per month

Personal Loan Maximum Loan Funded

Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

Personal Loan EMI

EMIs of other loans lower
your eligibility

Increase your eligible Personal Loan amount by these steps

Personal Loan Payoff Outstanding Credit Card Bills

Pay off your credit card bills

Choose longer tenure loan up to 5 Yr years

Documentation needed to apply for an Personal Loan

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Personal Loan Interest RatesUpdated on 02 Aug 2014

Personal Loan Details
Interest Rate (Monthly reducing balance) 13.49% - 34%
Processing Fees 0.5-2.5%
Loan Tenure 1 year to 5 years
Pre-closure Charges 2% - 5%
Guarantor Requirement No guarantor required

rated 4.0 /5.0
by 2652 users
Over 5,00,000 Happy Customers with loans & cards
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Why Apply Online
Emergency, Marriage or Travel

Be it a marriage, higher education, a personal emergency, shopping needs or just need extra cash - instant cash with the best rates & timely handheld support.

Cheaper then Dealer
Why apply online?

You don't have to fight for parking space! Jokes apart, applying online will help you save time and money; plus, you'll be able to use the services of our super-friendly customer service team at anytime and get all your queries answered.

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We showcase the best loan offers and help you compare them... what next? Well, we'll aid you in applying to the bank of your choice and work with you right up to the delivery of the loan!

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Still have a gazillion questions?

Think of BankBazaar as your loan-savvy buddy! Our customer support team is at your service to clear doubts on eligibility, offers, procedures and documentation, and help you apply. They'll even co-ordinate with the bank to get you your loan on time.

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We'll connect you to the bank

We know the bank guys really well! So, if you want to talk to a bank representative or get help on your loan application, we won't just connect you to them; we'll also do the follow-up on your behalf.

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