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User reviews
  • I did not take any loan from ICICI and their interest rate is very low also I wish to say that their customer support is very good. Actually I have not done any business with them so far this experience of mine is when I approached them for a ICICI Personal Loan
    05:23 PM - Aug 20, 2014

    PRAKASH KAMBLE, mumbai
    4.0/5 "Great!"
  • HDFC Bank personal loan is very fast in picking up the doucments like increasing the cusotmer data base the executives visited my house he took all my documents they are demanding money there is condition for giving the money and after collecting the documents there was no response again called about 10 to 15 times and finally my loan was unapproved
    02:43 PM - Aug 19, 2014

    PRASHANT SINGH, ghaziabad
    1.0/5 "Really Bad"
  • There was no issues i was just applying for a hdfc personal loan later on what i did was i just walked in to the branch and after inquiring with the bank and there was a little bit of confusion and finally from the main branch i took the personal loan from the main branch and not through the application submitted through bank bazaar.
    06:09 PM - Aug 18, 2014

    ASHRAFH KASIM, bangalore
    4.0/5 "Great!"
  • I applied for HDFC Personal loan they have good got facilities with them, its really good and even after negotiating with them or even if I apply for the new loan they will be providing only 15% interest rate which is much lower than the other Banks that its the only thing about HDFC otherwise its ok.
    05:21 PM - Aug 20, 2014

    PRAKASH KAMBLE, mumbai
    4.0/5 "Great!"
  • I have taken a personal loan from HDFC I took it from hdfc i have approached the bank directly it was good i mean service time line, low interest rate and service they provide with in a short time of span they disbursed the money overall its a good service
    01:45 PM - Aug 19, 2014

    SMRUTI RANJAN SABAT, hyderabad
    4.5/5 "Excellent!"
  • HDFC Personal loan it was good processing time was less with in 2 or 3 days it got processed and i am satisfied no suggestion its been good charges they took around rs 1000 if they reduce it will be good some processing fee this is what it is i will recommend hdfc personal loan
    05:40 PM - Aug 18, 2014

    5.0/5 "Blown Away!"
  • HDFC Personal Loan my opinion is very good actually one thing has to be improved executives who calls us for the loan confirmation they did not furnish about the details it was auto debited from my account and after that i came to know that auto debit just show case to the customer tell the details about loan I have granted the loan I did not get any message send a copy of loan details just send the customer a copy of the loan tenure interest rate monthly payment emi date alt east one copy t the customer i furnished my details at bank bazaar then i got a call from hdfc.
    06:09 PM - Aug 19, 2014

    4.5/5 "Excellent!"
  • It was quite OK services from Fullerton India. It was 33% interest rate and they cannot negotiate they said. 4 or 5 days of processing for personal loan. Information given by customer service was good. Interest rate can be lesser and normal processing fees around 5%.
    12:23 PM - Aug 19, 2014

    4.0/5 "Great!"
  • I got the call from the HDFC Bank customer service executive only twice and the customer service executive came and collected the documents and after that there was no response from them till date, i made call back twice to the executives but there was no response, since no response i have canceled the personal loan application.
    05:39 PM - Aug 18, 2014

    3.0/5 "Satisfactory"
  • Actually i have the plan of taking a personal loan from HDFC Bank next month its ok kind of thing its neither high or nor too low range its a medium thing actually i know will get the closure letter and email and also we have to visit the branches and also branch is too far because the number of branches are very less
    04:07 PM - Aug 19, 2014

    5.0/5 "Blown Away!"
  • I don't think they have not changed the status for my personal loan which I closed long back with HDFC bank from negative to positive. Due to some cheque issue few years back the remarks was happened after the complete settlement. Well comforatable with interest rates. No suggestions for them
    10:33 AM - Aug 19, 2014

    4.5/5 "Excellent!"
  • My experience of availing a personal loan from SBI was very good. They demanded for so many documents and they took almost a month for disbursing the loan. Customer service really needs improvement. Rate of interest & processing fees are very good when compared to other banks. I would recommend the bank for people looking for lower interest rate and ready to face some challenges.
    05:37 PM - Aug 18, 2014

    5.0/5 "Blown Away!"
BankBazaar Personal Loan is Rated as "Great!" by 4390 Users
 4.0 / 5.0   by 4390 users
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Fees & Charges

Promised Interest Rate

Customer Service



You're probably eligible for a Personal Loan if you are

That's 21 years old, same time that everything besides milk becomes legal too

Legally adult enough to handle it

Less than 65 years of age, because sanguine golden years are for playing golf

Have still got it

Salaried or self-employed - whatever puts food on your table

Get a regular pay check

There's a minimum amount for that regular pay check

Make more than a basic buck

Your eligibility depends on

Personal Loan Minimum Salary

Minimum income required
Rs.17,500 per month

Personal Loan Maximum Loan Funded

Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

Personal Loan EMI

EMIs of other loans lower
your eligibility

Increase your eligible Personal Loan amount by these steps

Personal Loan Payoff Outstanding Credit Card Bills

Pay off your credit card bills

Choose longer tenure loan up to 5 Yr years

Nothing gets done without that paperwork (which we'll happily carry over to the bank for you, no sweat). Here's what you'll need:

  • 1. Photo ID and age proof
  • 2. Signed application form with photograph
  • 3. Residence proof
  • 4. Last 6 months bank statement
  • 5. Documentation for salaried applicants:
    • Last 3 months salary - slips
    • Form 16 or Income Tax Returns
  • 6. Documentation for self-employed applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Personal Loan Interest RatesUpdated on 21 Aug 2014

Personal Loan Details
Interest Rate (Monthly reducing balance) 13.49% - 34%
Processing Fees 0.5-2.5%
Loan Tenure 1 year to 5 years
Pre-closure Charges 2% - 5%
Guarantor Requirement No guarantor required

rated 4.0 /5.0
by 4390 users
Over 5,00,000 Happy Customers with loans & cards
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Breaking down offers

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Why Apply Online
Emergency, Marriage or Travel

Be it a marriage, higher education, a personal emergency, shopping needs or just need extra cash - instant cash with the best rates & timely handheld support.

Cheaper then Dealer
Why apply online?

You don't have to fight for parking space! Jokes apart, applying online will help you save time and money; plus, you'll be able to use the services of our super-friendly customer service team at anytime and get all your queries answered.

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We showcase the best loan offers and help you compare them... what next? Well, we'll aid you in applying to the bank of your choice and work with you right up to the delivery of the loan!

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Still have a gazillion questions?

Think of BankBazaar as your loan-savvy buddy! Our customer support team is at your service to clear doubts on eligibility, offers, procedures and documentation, and help you apply. They'll even co-ordinate with the bank to get you your loan on time.

Connect to the Bank
We'll connect you to the bank

We know the bank guys really well! So, if you want to talk to a bank representative or get help on your loan application, we won't just connect you to them; we'll also do the follow-up on your behalf.

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