Personal loan with HDFC initially they informed well about the process, after arranging the documents they are not responding. The representative who was handling is not attending my calls. I would say they need to improvise on co ordination part and response.
06:10 PM - Sep 20, 2014
Personal loan with HDFC they need to improvise on eligibility criteria, they require minimum 2 years of experience in current company in order to get approved for loan. Interest rate was nominal, response part is great. I would be great if they reduce the charges.
04:13 PM - Sep 20, 2014
I applied for personal loan with HDFC bank they offered very less loan amount it was not up to my expectation. They offered 70k, i am looking for 1.50lacs. Customer service was professional they informed all information clearly. It could have been great if they offered the loan amount as per my expectation.
12:22 PM - Sep 20, 2014
ICICI Personal loan it was smooth process my loan was approved in 7 days. They offered decent rate of interest at13.50% it was bit less when compare to other banks, service is very good. They charged rs2400/- including processing fee, it was quick process, i am happy with service.
05:50 PM - Sep 20, 2014
It was nice experience with HDFC bank in terms of personal loan. Service part is excellent, interest rate and charges is fine as per market value they offered. I am already their existing customer, the process is quite smooth as i have already taken personal loan from them.
03:16 PM - Sep 20, 2014
HDFC Personal loan they have collected all the documents, i am still waiting for the response, their was no proper information given, documentation part was bit difficult several times i need to submit. I would suggest they need to keep me informed abut my loan status. They have not informed about interest rate and charges yet.
11:55 AM - Sep 20, 2014
I applied for personal loan with HDFC the loan amount which was offered was very less and rate of interest was bit high when compare to other banks. I would have taken the personal loan with them if they offered the loan amount as per my expectation with better interest rate.
05:19 PM - Sep 20, 2014
Personal loan with HDFC bank since my company was listed on their sheet they are not ready to provide the loan, they said interest rate will be 15%. I would suggest they need to consider for partnership farm companies in order to process loan. Response part was very quick.
02:37 PM - Sep 20, 2014
Personal loan with HDFC bank they offered interest rate at 13.5% where as other private bank is offering me at 13% and charges is also comparatively high in terms of pre closure and partial payment. Their should have good co ordination and way of approach needs to improve. Their was no proper explanation given to me about the product.
11:05 AM - Sep 20, 2014
HDFC Personal loan i got loan approval in 8 days. I would suggest they need to be more faster on their process, they need to maintain what they commit initially they told i will be getting loan amount of 3.5 lacs at the time of disbursement they offered 2.10 lacs only. Interest rate was bit high when compare to other banks. It would be great if they improvise on commitment and interest rate.
04:39 PM - Sep 20, 2014
It would be really great if hdfc bank may consider on interest rate in terms of personal loan. Since i am their existing customer i have many accounts with them. The communication part was great. Customer service and process is pretty good. I would like to say when other bank is offering without any relationship at less interest rate why cant HDFC.
01:29 PM - Sep 20, 2014
Personal loan with HDFC bank initially it was good the responded quickly and process was very fast but after collecting the documents their was no response. I tried calling at least 20 times in a day after that they responded. I would suggest they should keep me informed whether loan is approved or not.
10:38 AM - Sep 20, 2014
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Minimum income required
Rs.17,500 per month
Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs
EMIs of other loans lower
Pay off your credit card bills
Choose longer tenure loan up to 5 Yr years
|Interest Rate (Monthly reducing balance)||13.49% - 34%|
|Loan Tenure||1 year to 5 years|
|Pre-closure Charges||2% - 5%|
|Guarantor Requirement||No guarantor required|