It was not a satisfied experience with Fullerton, They never called me and informed me any status of my application , And also they delayed to collect my document its takes long time. once if their any query they have to inform the status of the loan even if its declined to,
06:33 PM - Oct 18, 2014
For my sister's education, through IRCTC credit card, I had taken cash on card loan. They provided 70,000 as the loan amount with nominal interest rate. Monthly, along with credit card bills, this loan statements gets generated.Overall happy with the services.
06:07 PM - Oct 18, 2014
Services in terms of professionalism by TATA CAPITAL in availing personal loan is extremely good. Customer service team did interact from the start of the processing till the end. It was a reasonable rate provided by the TATA CAPITAL. As am working in TATA consultancy, I like TATA CAPITAL!!!!!
05:51 PM - Oct 18, 2014
When I applied for personal loan ICICI bank try to do faster each and every process for me. There were very fast enough and they were always caution about my loan application. Documentation was quite fast. Rate of interest quiet comfortable than other banks. Around 8000 service charges I have paid quite high. May be they can reduce . I felt myself comfortable with them
06:32 PM - Oct 18, 2014
When I applied for personal loan the welcome call was was very good from icici bank. When compared to other banks I got bit high interest rate . As per the eiligibity this was fit into my budget. Maybe they could work on the same to work on their policy and conditions in terms of interest rates. It would be nice if they improve on their response towards my loan application
05:59 PM - Oct 18, 2014
My personal experience with TATA CAPITAL in availing personal loan is pretty good. The person who came and assisted me did provide the loan amount on time by helping me a lot. Interest rate as of now is quite reasonable. Overall satisfied with the services.
05:45 PM - Oct 18, 2014
Interest rate is too much with Standard Chartered bank for personal loan. First time, they did provide around 19% which was reduced to 16%. Customer service team handled the process and provided the solutions on time. Overall am satisfied.
06:23 PM - Oct 18, 2014
I did applied my personal loan with Fullerton but I never taken that loan, initially I got so many calls from Fullerton executive they follow up was good, But they have to improve with their service ground person wants to be clear with their words, executives informed me to submit document but no one came to collect my document, and the rate of interest was very high with compare to other bank. which is 30%. And hence I got money from other source so I dropped my approach with Fullerton.
05:56 PM - Oct 18, 2014
My feedback for Bajaj Finseve is fine, their rate of interest is on the high and they do charge some processing fee as well. On the other hand, there are few other Banks which offers the least rate of interest with a nil or reduced processing fee . It would be great! if Bajaj Finserve can incorporate such things along with prepayment options as well.
05:40 PM - Oct 18, 2014
I am unhappy with the services of ICICI although I have taken a personal loan with ICICI Bank. They have called me thrice first time fr there was some problem have misplaced my documents. Second time called me again they said they had some issues with my application and closed my application . Finally, after producing my documents again they have approved my loan but with a different rate of interest. Further more, they merged my previous loan with my current loan and offered me 5 lakhs, for which I am really unhappy.
06:18 PM - Oct 18, 2014
Compared to others, TATA CAPITAL processed the personal loan quickly. Within 3 days, even the loan amount got credited. The loan amount was quite less as it is due to bank protocols. Interest rate is also very less. Regarding all aspects, I liked TATA CAPITAL services.
05:54 PM - Oct 18, 2014
Overall experience with TATA CAPITAL in terms of personal loan is good. Everything was fine with TATA CAPITAL. Interest rate was quite high compared with others in the market. I did get the loan amount whatever I asked. The short time processing of the loan is the best.
05:37 PM - Oct 18, 2014
Are legally adult enough to handle it
Have still got it
Get a regular pay check
Make more than a basic buck
Minimum income required
Rs.17,500 per month
Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs
EMIs of other loans lower
Pay off your credit card bills
Choose longer tenure loan up to 5 Yr years
|Interest Rate (Monthly reducing balance)||13.49% - 34%|
|Loan Tenure||1 year to 5 years|
|Pre-closure Charges||2% - 5%|
|Guarantor Requirement||No guarantor required|