PNB Housing Finance Limited Home Loan

PNB Housing Finance Limited Home Loan
 4.5 / 5.0   by 2 users
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Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

PNB Housing Finance Limited (PNBHFL) is a registered housing finance company with National Housing Bank (NHB). PNBHFL excels in providing a complete bouquet of services to customers to meet their Home Loan needs with Ease of applying for a loan with branches spread across India. PNBHFL provides an extensive range of home loan products like Home Purchase Loans, Home Construction Loans, Home Extension Loans, Home Improvement Loans and Plot Loans. PNBHFL give robust service delivery model door step services ensuring easy and fast approval & disbursal of loans. On BankBazaar, you can apply for a PNBHFL home loan and get e-approved in minutes.


You’re probably eligible for an PNBHFL Home Loan if you are

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PNBHFL Home Loan Minimum Age

At least 21 years old

PNBHFL Home Loan Maximum Age

Less than 60 or 65 years old

PNBHFL Home Loan Eligible Employment Type

Salaried or self-employed
with regular income

PNBHFL Home Loan Minimum Income

Earn more than the minimum
income required


Your PNBHFL Home Loan amount eligibility is based on these factors

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PNBHFL Home Loan Minimum Salary

Earn more than the minimum
income required

PNBHFL Home Loan Maximum Loan to property value

Loan capped @ 80% to 85% of property value

PNBHFL Home Loan EMI

EMIs of other loans lower
your eligibility


Increase your eligible PNBHFL Home Loan amount by these steps

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PNBHFL Home Loan Add Spouse as Co-applicant

Make your spouse a co-applicant,
and her income will add
to your eligibility

PNBHFL Home Loan Maximum Tenure

Choose longer tenure loan up to 30 years

PNBHFL Home Loan Add parents as Co-applicant

Alternatively add your parents


Documentation needed to apply for an PNBHFL Home Loan

  • 1. Signed application form with photograph
  • 2. ID and residence proof
  • 3. Processing fee Cheque
  • 4. Latest bank statements
  • 5. Documentation for salaried applicants:
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
  • 6. Documentation for self-employed applicants:

    • latest income tax returns
    • latest comupation of income

PNBHFL Home Loan Interest RatesUpdated on 20 Oct 2014

PNBHFL Home Loan Details
Interest Rate (Monthly reducing balance) 10.15% to 10.75%
Processing Fees 0.5% of the loan amount
Loan Tenure 1 year to 20 years
Partial pre-payment Charges Nil
Pre-closure Charges Nil
Guarantor Requirement Guarantor required

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PNB Housing Finance Limited Home Loan Reviews

100 % of our customers would recommend this bank. (2 out of 2) Write Review
Customer Reviews
Page 1 of 1 1
  • Validated User
    (0)

    PNB Housing Finance Limited: It was good the response was good and the customer service executive who came to collect the documents explained me process in a polite way and they could customize the loan process to suite my requirement and the whole process got completed with in a month.

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    Fees & Charges
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    took a Home Loan from PNB HOUSING FINANCE LIMITED on BankBazaar.com Reviewed on
  • Validated User
    (0)

    I have recently transferred my balance of home loan from LIC housing finance to PNB. I received an email from PNB stating there was an offer of home loan for 10 years with fixed rate of interest. On seeing this advertisement I had made my enquiry online. One of the PNB executive called me from Noida and arranged a meeting with the nearest branch people. The representative from PNB has done everything including the documents and made the loan disbursed within 7 days. Rate of interest was 10.75% fixed for 10 years.

    Was this review helpful? Yes

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    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Home Loan from PNB HOUSING FINANCE LIMITED Reviewed on
Customer Reviews
Page 1 of 1 1
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