Why BankBazaar Home Loan?
  • Compare multiple bank offers
  • Apply Online for Lowest Rates
  • Get e-approval instantly
 Home Loan Ratings
4.0 / 5.0 by 515 users

Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

 Home Loan Reviews

"HDFC LTD was good in terms of documentation and fulfilling customer requirement,though i have postponded my plan i couldn't avail loan at that point of time but,otherwise i like their rate of interest and happy to deal with HDFC LTD!!!!!!! "

, Bangalore
More Reviews
Choose Loan Offers From

Get E-approved on Your Home Loan

Compare & Apply online at BankBazaar.com to get instant e-approval for your home loan from HDFC Ltd, Axis Bank & ICICI Bank.

Get Best Home Loan deals

BankBazaar.com has coordinated with Axis Bank, HDFC Ltd and ICICI Bank to get you the best deals on your home loan.

Types of Home Loans

Various types of home loans are available in India like home purchase loans, construction, extension, home improvement loans, conversion loans, bridge loans & land purchase loans.
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Compare  Home Loan with other banks & check your loan eligibility

We've identified the lowest interest rate quotes for your profile with great savings.

Rates & special offers displayed below are accurate & applicable ONLY for applications made on BankBazaar.com

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    Slowly start typing your employer's name and choose from the recommendations provided. If you do not see your employer on our list, simply type the name in this field.
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Home Loan Overview

Thinking of buying your Dream Home? Compare and apply online at BankBazaar.com to get instant e-approval for Home Loans

Buying your dream home is an important milestone in your life and requires a lot of planning, thinking and money, but with a wide variety of housing loans available in India, financing your dream home project is just a click away. Check your Home Loan eligibility now by filling up the above form and get best housing loan offers instantly. Check your Eligibility Now!

Why Apply for a Home Loan on BankBazaar.com?
  • Lowest interest rates: We have coordinated with HDFC Ltd, Axis Bank, ICICI Bank & others to get you the best home loan interest rates. In fact, HDFC Ltd, Axis Bank & ICICI Bank use BankBazaar.com-powered technology to give their customers the best home loan experience on their websites, www.hdfcinstanthomeloans.com, https://loans.icicibank.com/home-loan.html and https://loans.axisbank.com/home-loan.html
  • Instant e-approval: On BankBazaar.com you can compare home loan offers, apply online and get instant e-approval for your home loans from HDFC Ltd, Axis Bank and ICICI Bank.
  • Simple Online Comparison: Compare home loan offers on the basis of loan eligibility, EMI, interest rate, fees and customer ratings.
  • Transparency: Aimed at helping you make the right choice, we provide objective and transparent information about your loan options.
  • Privacy: Your application is sent only to the lender you choose, and is never shared with anyone else.
How to get home loans on BankBazaar.com
  • Eligibility Calculator: Fill the form above to instantly get customized home loan quotes that you are eligible for.
  • Compare home loan offers: Compare customized home loans offers from HDFC Ltd, Axis Bank & ICICI based on your eligibility criteria and apply online for the one you like.
  • Your application will be sent electronically to the lender you chose. The lender will contact you within one day.
  • BankBazaar.com will update you on your loan application status via email & SMS alerts.

Home Loan FAQs

  1. What are the factors I need to keep in mind while comparing home loans from different financial institutions?
    A loan applicant needs to check on the following parameters when comparing home loans.
    • Purpose of loan i.e. purchase a already built home, purchase a plot & construct on it
    • Eligible loan amount, as this will govern the down payment you will have to make
    • EMI and interest rate
    • Processing fees
    • Pre-payment and pre-closure fees
    • Ratings of the customer experience by previous customers
  2. Can I take a home loan for Home improvement or home extension?
    Yes, Apart from Home purchase you can take home loan for Home Improvement Loan, Home Extension Loan, Home Conversion Loan, Bridge Loan, Home Construction Loan and Land Purchase Loan.

  3. Will there be any additional costs when I purchase a home?
    Registration charges, transfer charges and stamp duty costs are some of the costs in addition to the cost of the home.

  4. What are the other costs that usually accompany a home loan?
    Home loans are usually accompanied by the following extra costs:
    • Processing Charge/Booking fee: It is a fee paid to the lender, when you apply for a loan. It could either be a fixed amount (not linked to the loan quantum), or could be a percentage of the loan amount.
    • Pre-payment Penalty: If a loan is paid back before the end of the agreed duration, a penalty is charged by some banks/financial institutions, which could be up to 2% of the amount pre-paid (Some institutions also consider all partial payments done in the last 12 months, as part of the pre-paid amount). However, most lenders currently do not charge a pre-payment fee for floating rate loans.
    • Miscellaneous Costs: Some lenders may levy a documentation or consultant charge. This is also known as "Application fee", in some institutions.
    • Registration and Stamp Duty charges - These are to be paid at the local Sub-Registrar's Office (SRO), as Charges for transferring the rights of the property from the builder/seller, and registering it in the name of the buyer (the loan applicant).
  5. Can I have a co-applicant for a home loan?
    Yes, it is good to have a co-applicant. This can help you increase the loan amount you are eligible for as the income of the co-applicant is also taken into consideration. Providing additional security like bonds, fixed deposits and LIC policies will also help in enhancing eligibility.

  6. What is EMI? How is it calculated?
    An equated monthly Installment (EMI) is the amount of money that is paid back to the lender on a monthly basis. It is essentially made up of two parts, the principal amount and the interest on the principal amount equally divided across each month in the loan tenure. The EMI is always paid up to the bank or lender on a fixed date each month until the total amount due is paid up during the tenure.
    The EMI facility helps the borrower plan his budget. The EMI is calculated taking into account the loan amount, the time frame for repaying the loan and the interest rate on the borrowed sum.

  7. What is an amortization schedule?
    An amortization schedule is a table giving the reduction of your loan amount by monthly installments. The amortization schedule gives the breakup of every EMI towards repayment interest and outstanding principal of your loan.

  8. Can I avail a tax rebate on my home loan?
    Yes, under Section 80C and Section 24 tax deductions are capped at 1 lakh for the principal repaid and 1.5 lakhs for the interest repaid.

  9. What are the loan tenure options?
    You have the option of selecting a loan tenure you are comfortable with, ranging up to 25 years, provided the term does not extend beyond your reaching 65 years of age or retirement age, whichever is earlier.

  10. What is the repayment period for a NRI Home Loan?
    The housing finance offered to NRIs normally do not exceed 7 years. The repayment for the loan is by way of EMIs. The EMIs begin only after the entire loan is disbursed. In case of a part disbursement, you will pay only the interest amount on the disbursed loan amount every month instead of the EMI. This is known as pre-EMI.

  11. What are the Tax Benefits applicable to Non-Resident Indians?
    No tax benefits are available for NRI customers unless you file returns and hence become eligible to avail the tax rebates available for home loans.

  12. Does BankBazaar.com charge me for its services?
    No, BankBazaar.com’s services come to you free of charge.

  13. How will the security and privacy of my data be ensured?
    BankBazaar.com’s will never share your data with any third party other than the financial institution that you decide to apply to. Our sound technology practices ensure a highly secure environment for all your data.

  14. What happens once I submit my application on BankBazaar.com?
    As soon your application is electronically submitted on BankBazaar.com, we will transmit it securely to the financial institution of your choice. This financial institution will then contact you directly to take the process forward.
    BankBazaar.com’s will also keep you updated on the status of your application via email and SMS alerts. You can also view the status of your application online at BankBazaar.com.

Home Loan Eligibility & Documentation

Home Loan Eligibility:
Anyone with a repayment capability and a dream to buy a home is eligible to get a home loan. Some of the important eligibility criteria are as follows:

  • Salaried individual or Self employed individual or Self employed professional like doctor, lawyer, etc.
  • NRI or resident Indians
  • Aged between 21 years and 65 years
  • Have a good CIBIL credit score
  • Good repayment capacity with fixed & stable income source
  • Employment at a stable company
  • Try our home loan eligibility calculator to check how much loan amount you are eligible for.

How is your home loan eligibility determined?
Based on the following aspects financial institutes will determine your loan eligibility:

  • Your monthly income
  • Property cost (you can get 80% of the property value if the loan amount is less than 20 lakhs and 85% of the property value if the loan amount is more than 20 lakhs. )
  • Other EMI’s which you are paying for any other loan

Fill the form above to check your actual home loan amount eligibility.


Home Loan documentation: For a speedy Home Loan approval you will need genuine documents which will help banks to give quick approvals. Here is a standard list of options for each document required.
Identity proof:

  • Driving license
  • Voters ID
  • Passport
  • PAN card
  • Ration card
  • Employee ID
  • Bank passbook
  • Letter from a recognized public authority or public servant verifying your photograph
  • Confirmation letter from your employer or another bank verifying your photograph

Address Proof:

  • Driving license
  • Voters ID
  • Passport
  • Ration card
  • Bank passbook or Bank account statement
  • LIC policy/ receipt
  • Utility Bill – telephone, electricity, water, gas (less than 2 months old)
  • Letter from any recognized public authority verifying residence address of the customer
  • Letter from your employer

Age Proof:

  • Driving license
  • Passport
  • Bank passbook
  • PAN Card
  • Birth certificate
  • 10th standard mark sheet

Income Proof: The following set of documents that detail your credit profile varies according to whether you are a salaried individual or a self-employed individual.
Self Employed/Entrepreneurs:

  • A brief introduction of Business/Profession
  • Balance Sheet, profit and loss account statement of income, proof of income tax returns for the last 3 years certified by a CA
  • Photographs
  • Receipts of advance tax payments if any made
  • A photocopy of Registration Certificate of establishment under Shops and Establishments Act/Factories Act
  • Registration Certificate for deduction of Profession Tax
  • Certificate of Practice
  • Receipts of Bank loans
  • Proof of investments (FD Certificates, Shares, any other fixed asset)

Salaried Individuals:

  • Income Proof ( you just need to provide one of the options listed for income proof)
  • Latest Pay slip
  • Form 16
  • Increment/Promotion letters
  • Appointment letter
  • Pay slip (Last 2 months) with salary account bank statement
  • Certified letter from Employer
  • IT returns ( for three years )
  • Investment proof (FD certificates, shares, any fixed asset etc.)
  • Documents supporting the financial background of the borrower (his liability and assets if any)
  • Photographs

What are the documents required for obtaining NRI Home Loans?
NRIs are required to submit a few documents more than is required for a resident Indian:

  • A copy of the passport
  • A copy of the works contract (also sometimes referred to as the contract card/labor card)
  • The power of attorney (POA). The POA is required because the borrower is not based in India and in such a scenario; the HFC would need a representative ‘in lieu of’ the NRI to deal with as required. Although not compulsory, the POA is usually drawn on the NRI’s parents, wife or children

I am purchasing a flat from the builder, what supporting documents I will need to submit to the bank?

  • Original copy of your agreement with the builder
  • 7/12 extract – This is issued by the concerned land authorities giving details such as the survey numbers, area, date from which current owner is registered as owner etc.
  • Property register card, which is obtained from the City Survey Department
  • N.A. permission for the land from the collector, if its agricultural - If the land is agricultural and is being utilised for residential/ commercial/industrial use, then such agricultural land has to be converted to non-agricultural land and a Non-Agriculture Order has to be obtained from the Collector of the district where the property is located.
  • Search Report and Title Certificate – A search report and title certificate can be obtained from an advocate who will conduct a survey of the title of the property by visiting the office of registrar. A legal opinion can avoid any legal hassles later and is mandatory to be filed with the agreement for sale.
  • Development agreement between the owner of land and the builder
  • Copy of order under the Urban land Ceiling Act
  • Copy of building plans sanctioned by the competent authority
  • Commencement certificate granted by the Corporation
  • Building completion certificate
  • Latest receipts for taxes paid towards the land or property or flat to be purchased
  • Partnership deed or memorandum of association of the builders firm

I am purchasing the house from a Cooperative Society, what documents I will need to submit to get a home loan?

  • Original share certificate of the Society
  • Allotment letter from the Society in your name
  • Copy of the lease deed, if executed
  • Certificate of the registration of the society
  • Copy of the byelaw’s of the Society
  • No objection certificate from the Society
  • 7/12 extract or property register card in the Society’s name
  • Copy of N.A permission for the land from the collector
  • Search Report and Title Certificate
  • Copy of order under the Urban Land Ceiling Act
  • Copy of the building plans sanctioned by a competent authority
  • Commencement certificate granted by Corporation
  • The latest receipts of taxes paid for the property
  • Original Agreement to assign / Deed of assignment

What documents I will need, if I am constructing house on my own land?

  • Original sale deed of land and extract of Index II
  • 7/12 extract or property register card in your name
  • Copy of N.A. permission for land from the collector
  • Search and title report
  • Copy of tax paid under Urban Land Ceiling Act ( obtained from Commissionerate of Urban Land Ceiling and Urban Land Tax )
  • Copy of the building plans sanctioned by a competent authority
  • Building permission granted by the Corporation
  • The latest receipts of taxes paid for your land
  • Estimate of the cost of construction certified by the architect

What are the documents that need to submitted for disbursement of a home improvement loan?

  • Title deeds for the past of 13 years
  • Encumbrance certificate for the past 13 years ‘Khata’ certificate
  • Most recent tax receipts for the property
  • Approved plan
  • License for the extension
  • Cost estimate from a qualified engineer
  • Cost estimate from the architect

Home Loan Interest RatesUpdated on 18 April 2014

Details of Home Loan

Home Loan Interest Rate.(Monthly reducing balance)
10.5% to 14.25% floating. Check Customized Interest Rates Now!
Processing Fees
0.5% to 1% of loan amount
Home Loan Tenure
1 year to 20 years
Home Loan Amount Funded
Up to 85% of property value
Pre-payment Charges
0% to 2% of amount being prepaid
Pre-closure Charges
0% to 2% of amount being preclosed
Guarantor Requirement
No guarantor required

Home Loan Articles

  • Checklist-Home loan documentation!
    Home loans are easy to come by these days. So, don’t fret over it. Focus on the documents you need to furnish while applying for a home loan. Documents required: We give you a standard list of documents your bank will ask for. Besides this you need to submit details of the property or home you are obtaining the loan for.
  • Are you loan eligible?
    Home loans are the most easily accessible financial supplement to purchase your dream home. To understand how to enhance your eligibility to apply for a home loan, make a simple self-assessment. Here is how banks do it.
  • Beware of these home loan facts!
    A bank is eligible to demand additional security when property prices fall. Even if you are loyal on your EMI payments, this clause demands a security cover in addition to your loan amount and if a borrower fails to provide such a security then he/ she may be declared a defaulter by the lender.
  • Have more questions on loans? Ask us now!
    GATEWAY_HL_ARTICLE5_SUMMARY

Home Loan Forum

Comments: 97    Views:      September 26

Comments: 3    Views: 35     March 27

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Comments: 4    Views: 112     December 27

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  Home Loan Reviews
Customer Reviews
Page 1 of 26 1 2 3 4 5
  • Very nice experiance
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    RAGESH R M, bangalore
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    5.0/5
    validated-source
    (0)

    HDFC LTD was good in terms of documentation and fulfilling customer requirement,though i have postponded my plan i couldn't avail loan at that point of time but,otherwise i like their rate of interest and happy to deal with HDFC LTD!!!!!!!

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    Promised Interest Rate
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    took a Home Loan from HDFC LIMITED on BankBazaar.com Reviewed on
  • Fantastic experience
    /images/customer_review/default-unknown-person.png
    SANDEEP GEDAM, mumbai
    Yes, I recommend this bank.
    DENA BANK Home Loan
    4.5/5
    validated-source
    (0)

    DENA BANK was quite good in terms of their customer service and i have my account with them, for past 15years i haven't faced any problem with them. Even if i go to the branch they responded me well and rate of interest was quite ok with DENA Bank.

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    Promised Interest Rate
    Fees & Charges
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    took a Home Loan from DENA BANK on BankBazaar.com Reviewed on
  • Good experiance at HDFC LTD
    /images/customer_review/default-unknown-person.png
    SANDEEP GEDAM, mumbai
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    4.0/5
    validated-source
    (0)

    HDFC LTD was good in terms of documentation and fulfilling customer requirement,though i have postponeded my plan i couldn't avail loan at that point of time but,am pretty disappointed that HDFC LTD failed to inform me about fees and charges,apart from that everything was fine with HDFC LTD and bankbazaar website was user friendly and quite possible for me to access,even i got call from them with in a moment and overall it was good.

    Was this review helpful? Yes

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from HDFC LIMITED on BankBazaar.com Reviewed on
  • Customer Support should be improved
    /images/customer_review/default-unknown-person.png
    VIJAYA SARATHY, chennai
    Yes, I recommend this bank.
    STATE BANK OF INDIA Home Loan
    3.0/5
    validated-source
    (0)

    "SBI's customer support is not that much good. They charge annual fees and no waiver options are available like other bank credit cards. They have lot of formalities for everything which is annoying. They must improve their customer support. Since their response level was poor I had to close my credit card account and for that also i faced lot of problems when i requested initially for closure via phone banking. Later I approached the bank directly to close the credit card.

    Was this review helpful? Yes

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from STATE BANK OF INDIA on BankBazaar.com Reviewed on
  • Good Reward Schemes
    /images/customer_review/default-unknown-person.png
    VIJAYA SARATHY, chennai
    Yes, I recommend this bank.
    CITIBANK Home Loan
    5.0/5
    validated-source
    (0)

    CITIBANK's services are ok.I have earned lot of reward points by using the card for most of the purchases and it was very useful for me to redeem the bonus point in fuel stations.Till now i have not faced any problem with Citibank with regard to credit card.Also they have a offer on annual fees where if the spends crosses above 30,000 rs in a year then the annual fees that was charged would get waived off."

    Was this review helpful? Yes

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from CITIBANK on BankBazaar.com Reviewed on
  • Response is not good
    /images/customer_review/default-unknown-person.png
    VIJAYA SARATHY, chennai
    Yes, I recommend this bank.
    LIC HOUSING FINANCE Home Loan
    4.0/5
    validated-source
    (0)

    LIC's Loan processing system is very poor.They took a very long time to approve my loan and their follow up was too poor . I had to walk in to the branch for everything and they failed to provide door step services. LIC's online Portal is not that good and no facility to make payments in the website. Their customer service is also not fine when compared with other organizations. Their Response was not good once when i called them to update my contact details.LIC must improve their online portal and customer service. "

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from LIC HOUSING FINANCE on BankBazaar.com Reviewed on
  • Awesome Service
    /images/customer_review/default-unknown-person.png
    DINKAR SINHA, bangalore
    Yes, I recommend this bank.
    HDFC BANK Home Loan
    5.0/5
    validated-source
    (2)

    HDFC Bank customer service and instant response was good,myself and my wife is a regular user of credit card,we have a signature card which has tie-up with many outlets,even they provide discount coupon for travel and one good thing is HDFC Bank credit card is accepted on all petrol pumps .It will be good if they stop deducting amount from customer account at the time of cash or cheque deposit.

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from HDFC BANK on BankBazaar.com Reviewed on
  • 'Good Experience'
    /images/customer_review/default-unknown-person.png
    DINKAR SINHA, bangalore
    Yes, I recommend this bank.
    ICICI BANK Home Loan
    4.5/5
    validated-source
    (0)

    I have a coral credit card with ICICI Bank,benefits are good in terms of movie tickets, payback option etc..and i would say that ICICI Bank credit card charges are optimal when compared with other bank . In last 7yrs i haven't faced any problem with ICICI Bank.

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Good job
    /images/customer_review/default-unknown-person.png
    KAMLESH TAILOR, pune
    Yes, I recommend this bank.
    LIFE INSURANCE CORPORATION OF INDIA Home Loan
    4.0/5
    validated-source
    (1)

    I have insurance with Life Insurance Corporation,though i don't have much interaction with them ,i like their portal it was fine and being very informative with all relevant information and am quite happy to be a insurance holder of LIC!!!

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    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Home Loan from LIFE INSURANCE CORPORATION OF INDIA on BankBazaar.com Reviewed on
  • ' Good service'
    /images/customer_review/default-unknown-person.png
    KAMLESH TAILOR, pune
    Yes, I recommend this bank.
    ICICI BANK Home Loan
    5.0/5
    validated-source
    (1)

    Till now i haven't faced any problem with ICICI Bank, i like ICICI bank for their prompt and quick service, and benefits like discount on dinning and 0%emi scheme were also good.ICICI portal is very clear and fine,its like every thing at one go.So i will suggest my friends to opt credit card from ICICI Bank.

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    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Home Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Awesome job done on time
    /images/customer_review/default-unknown-person.png
    KAMLESH TAILOR, pune
    Yes, I recommend this bank.
    ICICI BANK Home Loan
    5.0/5
    validated-source
    (1)

    ICICI Bank rate of interest and customer service was good. Customer service at ICICI Bank was good in terms of clearing customer queries on time and i like their instant response too,Bankbazaar website was good enough in terms of information,easy to access and viewing all bank on one site makes job easier.

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    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Home Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Good Bank
    /images/customer_review/default-unknown-person.png
    RUPALI RAVI KANSE, mumbai
    Yes, I recommend this bank.
    HDFC BANK Home Loan
    5.0/5
    validated-source
    (0)

    I am using HDFC bank credit card and it is really good. I am very comfortable using their net banking services and that is good for fund transfer facility and credit card bill payment. Another good option with HDFC Bank is they have EMI conversion scheme and any transaction crossing Rs 2000 can be converted into EMI which is very useful and awesome scheme. My salary account is also with HDFC Bank and I have given standing instruction option for LIC Insurance payment which is really fantastic in making the payment on time without any defaults

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    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Home Loan from HDFC BANK on BankBazaar.com Reviewed on
  • Simple Process
    /images/customer_review/default-unknown-person.png
    RUPALI RAVI KANSE, mumbai
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    5.0/5
    validated-source
    (0)

    It was nice to get my home loan processed from HDFC LTD.I got a call immediately from their representative and documents were collected on time.They disbursed the loan within 1 month which i think is a normal process when compared with other banks. Customer service was good and I am satisfied with the rate of interest provided by HDFC LTD.Overall services was good with easy documentation process.

    Was this review helpful? Yes

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Home Loan from HDFC LIMITED on BankBazaar.com Reviewed on
  • Happy Customer
    /images/customer_review/default-unknown-person.png
    DEVRISHI TIWARI, indore
    Yes, I recommend this bank.
    HDFC BANK Home Loan
    4.5/5
    validated-source
    (0)

    I have a credit card,saving account with HDFC Bank and I am an existing customer for the past 8 years.I am enjoying a lot using my credit card and I have been given 5,00,000 credit limit which is the best thing from HDFC's End.I use their credit card for all transactions /online purchases also and it is accepted in all merchant outlets.One disadvantage is, HDFC Bank doesn't have EMI conversion for all types of transactions when compared with other bank and they should bring in such facility.

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    took a Home Loan from HDFC BANK on BankBazaar.com Reviewed on
  • Poor Response
    /images/customer_review/default-unknown-person.png
    DEVRISHI TIWARI, indore
    Yes, I recommend this bank.
    ICICI BANK Home Loan
    4.0/5
    validated-source
    (1)

    My experience with ICICI is not that good. I tried applying for credit card 3 years back,that time they refused to give basis my profile but said that,they can issue me an instant credit card against fixed deposit of Rs 50,000. I was not interested and requested them not to process the credit card.Later ,they themselves came to me asking if am interested in applying for credit card when i approached them for ECS approval for the home loan taken from HDFC LTD recently and also they tried convincing me to get the home loan from ICICI as i have my salary account. But i informed them that the services are not good and disinterested in getting a credit card from them

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    Fees & Charges
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    took a Home Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Good Customer Support
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    DEVRISHI TIWARI, indore
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    4.0/5
    validated-source
    (0)

    HDFC LTD is overall good and the loan processing was done on time.Everything is perfect with them except the documentation part as they asked for detailed documents from me for each and everything and those arranging those documents would at least take minimum 20 days.It was a crucial time for me when i was trying to arrange these documents.Customer service was really awesome as the executive reached me on time and gave a good guidance on the home loan process. HDFC LTD's rate of interest is very normal like other banks and I am completely satisfied.

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    took a Home Loan from HDFC LIMITED on BankBazaar.com Reviewed on
  • Good Response
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    AVINASH MONDAL, bangalore
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    5.0/5
    validated-source
    (1)

    My overall experience was good. They immediately responded to my request and made so many calls and did continuous follow up . They were very interested in processing the loan for me but i declined the loan as the deal was not working out. I approached HDFC LTD via bankbazaar and they also provided good services. The website is good and user friendly.

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    Fees & Charges
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    took a Home Loan from HDFC LIMITED on BankBazaar.com Reviewed on
  • Should Maintain Good Rapport
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    VISHWAS BHAUSAHEB TARALEKAR, mumbai
    Yes, I recommend this bank.
    BANK OF INDIA Home Loan
    3.0/5
    validated-source
    (3)

    I have my saving account with Bank of India and they have zero balance account scheme which is amazing as other banks are expecting us to maintain 10,000 rs every quater.Also they provided a free debit card when the account was opened ,but am little worried about customer service they provide as the staffs are not co-operative when compared with other banks and that is thing which bank of India has to improve."

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    took a Home Loan from BANK OF INDIA on BankBazaar.com Reviewed on
  • Customers should be educated on the process
    /images/customer_review/default-unknown-person.png
    VISHWAS BHAUSAHEB TARALEKAR, mumbai
    Yes, I recommend this bank.
    HDFC BANK Home Loan
    4.0/5
    validated-source
    (0)

    HDFC BANK Credit card services are fine. They have given me a higher credit limit and have been using this card since 5 years and so far i have not faced any issues.One bad thing with HDFC Bank is they have not explained me clearly about the the cash back reward plan. I have earned around 5000 bonus point and till now i have not utilized the bonus points to redeem it as I am not aware of the procedure

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    took a Home Loan from HDFC BANK on BankBazaar.com Reviewed on
  • Some discounts needs to be given on rate of interest
    /images/customer_review/default-unknown-person.png
    VISHWAS BHAUSAHEB TARALEKAR, mumbai
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    4.0/5
    validated-source
    (1)

    HDFC LTD should give some discounts on rate of interest otherwise I did not face any problem when i was in touch with them. They must also reduce the processing fee as few banks are giving offers on processing fee with zero % charges. Customer service is good and branch staffs are really co-operative.

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    took a Home Loan from HDFC LIMITED on BankBazaar.com Reviewed on
Customer Reviews
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