Why BankBazaar Personal Loan?
  • Compare multiple bank offers
  • Apply Online for Lowest Rates
  • Get up to Rs.10,000 referral bonus
BankBazaar User Rating
 
3.0/5 from over 3715 users
Customer Testimonials
"BankBazaar has been very helpful in the whole process and I applaud your service for the same in getting the loan . I have become a fan of your site and will be using it more often in future and also refer others regarding your site ."
Krishna Macharyulu, Mumbai
Choose Loan Offers From

CitiFinancial Personal Loans

Avail Fast & Easy Personal Loans from CitiFinancial.

CitiFinancial Personal Loan Interest Rates

Get the Best CitiFinancial Personal Loans at low interest rates.

CitiFinancial Personal Loan Comparison

Compare interest rates, calculate EMI & apply online for CitiFinancial personal loans.
Secure & Safe

Citi Financial personal loan

salaried self employed

Compare Personal Loan Offers. Apply Online and Save Thousands of Rupees.

We've identified the lowest interest rate quotes for your profile with great savings.

Rates & special offers displayed below are accurate & applicable ONLY for applications made on BankBazaar.com

  • Some fields are incorrect or have not been filled in. Please correct this to proceed.
  •       Self Employed?
    Slowly start typing your employer's name and choose from the recommendations provided. If you do not see your employer on our list, simply type the name in this field.
  • This is your net monthly salary as credited to your bank account after all deductions.
  • Please provide First Name as it appears in your PAN card.
  • loading..
Step 1 of 3

Citi Financial Personal Loan Overview

CitiFinancial Personal Loans for urgent cash needs.

CitiFinancial Personal Loans are absolutely hassle free with minimum documentation you can now secure a Loan for an amount upto Rs.10 lakhs with CitiFinancial. Check your Eligibility Now!

Fill the form above and check your personal loan eligibility instantly.

Benefits of CitiFinancial Personal Loans:
  • Flexible Repayment options, ranging from 12 to 60 months.
  • No security or collateral is required to get a CitiFinancial personal loan
  • Borrow up to Rs 10,00,000 for any purpose depending on your requirements.
  • Minimal documentation and quick approvals
  • Repayment through easy EMI’s

CitiFinancial Personal Loan Facts:
  • Take a personal loan only when you cannot borrow from friends & family.
  • Always compare personal loan offers from various banks.
  • Check your eligibility Compare interest rates, Processing fees, prepayment charges & Calculate EMI before signing the personal loan agreement.
  • Make sure you don’t default your payments which can impact your CIBIL credit score. A CIBIL credit score above 800 will help you get quick approvals for personal loan, home loan or car loan. A score of 100 will result in immediate personal loan rejection.

Citi Financial Personal Loan FAQs

  1. How much loan can I get?
    CitiFinancial offers loans from 100,000 to 10 Lacs* for Salaried.

  2. How do I repay my Personal loan?
    You can repay your loan amount through Easy EMI repayments through cheques or ECS.

  3. What security do I need to provide to get the CitiFinancial personal loan?
    There is no security or collateral required to get a CitiFinancial personal loan.

  4. What are the loan tenure options?
    You can repay your loan over a period of 12 to 60 months.

  5. How long will it take for me to get my loan?
    Once you submit your application form and supporting documents, CitiFinancial shall give approval within 5 working days provided everything is in order. All loan approvals are at the sole discretion of the CitiFinancial.

  6. Is there any pre-closure charge for CitiFinancial Personal Loan?
    CitiFinancial foreclosure fee is a nominal 4% as foreclosure charge of the principal outstanding on your loan.

  7. What is the loan processing fees?
    CitiFinancial charges 2% as loan processing fees.

Citi Financial Personal Loan Eligibility & Documentation

CitiFinancial Personal Loan Eligibility:

  • Aged above 21 years.
  • Salaried individual
  • Good repayment capacity with fixed & stable income source
  • Work for a stable company

How is your CitiFinancial Personal loan eligibility determined?
Based on the following aspects CitiFinancial will determine your loan eligibility:

  • Your monthly income
  • Total experience
  • Other EMI’s which you are paying for any other loan

Fill the form above to check your actual personal loan amount eligibility.


CitiFinancial Personal Loan documentation:

  • Proof of Identity (any one) Passport / Driving License / Voters ID / PAN Card
  • Proof of Residence (any one) Ration Card / Utility Bill / Passport / LIC Policy Receipt
  • Latest 3 months Bank Statement (where salary/income is credited)
  • Salary slips for last 2 months

Citi Financial Personal Loan Interest RatesUpdated on 18 June 2013

Details of Citi Financial Personal Loan

CitiFinancial Personal Loan Interest Rate.(Monthly reducing balance)
16% to 49.9% floating. Check Customized Interest Rates Now!
Processing Fees
2% of loan amount
CitiFinancial Personal Loan Tenure
1 year to 4 years
CitiFinancial Personal Loan Amount
Rs. 1 lakh to Rs. 15 lakhs
Pre-closure Charges
4% of pre-closed amount
Guarantor Requirement
No guarantor required

Personal Loan Articles

  • Pointers for your personal loan!
    Evaluate all loan offers. The first condition for loan offer selection is the total money outflow that the loan will cost. The second factor is the EMI. A loan offer with a lower EMI and a longer tenure may seem attractive, as it could be easy on your purse strings, however not all such loans prove to be cost effective in the long run.
  • Alternatives to a personal loan!
    Whenever people have a requirement for some urgent cash and cannot come up with the amount needed with the resources they have, they inadvertently apply for a loan from a bank. Getting a loan today has become very easy, what with the stiff competition prevalent among different banks.
  • A personal loan? Think twice!
    Personal loans are the one of the most widely chosen options, in case you are in a spot and need some urgent cash. However, personal loans are tricky and you need to know as much as possible about their basics before applying for one. Let’s start with some common questions.
  • Have more questions on loans? Ask us now!
    GATEWAY_PL_ARTICLE5_SUMMARY

Personal Loan Forum

Comments: 0    Views: 121     May 22

Comments: 2    Views: 141     May 17

Comments: 2    Views: 81     May 20

Comments: 0    Views: 127     May 22