Multiple banks. Different interest rates. Call it a "conflict of interest".

ICICI Bank Personal Loan

ICICI Bank Personal Loan
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Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

ICICI Bank is the second largest bank in India by assets and by market capitalization. ICICI Bank India offers instant personal loans for a wide range of your personal needs at attractive interest rates. ICICI Bank has partnered with BankBazaar to offer personal loans at the lowest interest rates for salaried and self-employed individuals. In addition you can apply online instantly and get e-approved. Check below to know your eligibility and documentation needed for ICICI personal loans.


You’re probably eligible for an ICICI Bank Personal Loan if you are

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02
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ICICI Bank Personal Loan Minimum Age

At least 23 years old

ICICI Bank Personal Loan Maximum Age

Less than 58 years old

ICICI Bank Personal Loan Eligible Employment Type

Salaried / Self – Employed
with regular income

ICICI Bank Personal Loan Minimum Income

Earn more than the minimum
income required


Your ICICI Bank Personal Loan amount eligibility is based on these factors

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02
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ICICI Bank Personal Loan Minimum Salary

Minimum income required
Rs.17,500 per month

ICICI Bank Personal Loan Maximum Loan Funded

Maximum allowed personal loan is Rs. 15 lakhs

ICICI Bank Personal Loan EMI

EMIs of other loans lower
your eligibility


Increase your eligible ICICI Bank Personal Loan amount by these steps

01
02
ICICI Bank Personal Loan Payoff Outstanding Credit Card Bills

Pay off your credit card bills

“ICICI

Choose longer tenure loan up to 4 years


Documentation needed to apply for an ICICI Bank Personal Loan

  • 1. Signed application form with photograph
  • 2. Copy of passport/voter ID card/driving license
  • 3. Processing fee cheque
  • 4. Salaried
    • Latest 3 months Bank Statement (where salary/income is credited)
    Self Employed
    • Latest 6 months Bank statement
  • 5. Documentation for salaried applicants:

    Salary slips for last 3 months

  • 6. Documentation for self-employed applicants:

    Income proof (audited financials for the last two years)


ICICI Bank Personal Loan Interest RatesUpdated on 23 May 2015

ICICI Bank Personal Loan Details
Interest Rate (Monthly reducing balance) 11.99% to 20.00%
Processing Fees Upto 2.50% of loan amount plus Service Tax
Loan Tenure 1 year to 5 years
Pre-closure Charges 5% of principal outstanding
Guarantor Requirement No guarantor required

About ICICI Bank Personal Loan

ICICI Bank is not only the largest private sector banks in the country but also one of the largest facilitators of personal loans in India. ICICI Bank offers personal loans to help borrowers to ride over any immediate financial requirements. ICICI Banks understand that time is of paramount significance when faced with financial crisis and hence fast tracks all its personal loan applications resulting in quick loan approval and facilitation. Nominal documentation is required to apply for ICICI Personal Loan with a maximum loan limit of up to Rs. 20 Lakhs available for eligible borrowers. ICICI Banks personal loans do not require ant security or guarantor for personal loans. The money available through ICICI Bank personal loans can be used as per the individual needs and requirements of the applicant including medical expenses, foreign travel, home repair or renovation, wedding expenses or any other miscellaneous expenses.


ICICI Personal Loans are available for both salaried as well as self employed individuals and working professionals. ICICI Bank employs a quick loan approval system making sure that all personal loan requests are approved within 72 hours of submission of complete documentation.

The bank offers very lucrative interest rates for personal loans with a tenure period ranging between 12 to 60 months. ICICI Bank offers loan liability cover for personal loan applicants by insuring all personal loan liability with ICICI’s 'All Safe' Insurance.

Why choose ICICI Personal Loan?

Customized Personal Loans: Unlike a lot of other banks, ICICI Bank offers customized personal loans for every loan applicant. Everything from loan tenure to maximum loan amount is fixed as per the individual financial track record of the borrower. Salaried individuals can get a maximum loan up to Rs. 15 lakhs while self-employed individuals can get a loan up to Rs. 30 lakhs. For professionals like doctors and chartered accountants, the maximum personal loan limit is Rs. 40 lakhs and a flexible tenure of 12 to 60 months for all applicants.


Attractive Rate of Interest: ICICI Bank offers personal loans at an attractive rate of interest, starting with as low as 13.99% interest rate.


Fast Loan Approval: ICICI Bank facilitates quick loan approval and disbursal making it one of the most popular banks for personal loan applicants.


Minimal Documentation: ICICI Personal Loans do not require large documentation process and loans are facilitated after minimal documentation increasing the loan disbursal time substantially.


Cover for Loan Liability: In a unique benefit offered by ICICI Bank, all personal loan applicants can now insure their loan liability with an 'All Safe' insurance provided at no extra cost.


Instant E-Approval: ICICI Bank offers its users the advantage of applying for a personal loan online sitting at their home or office directly and through its partnering site BankBazaar.com The bank sends an instant e-approval for all successful online personal loan applicants in real time.


Features of ICICI Bank Personal Loan

ICICI Bank offer customized personal loans for every applicant, thereby making sure that each loan applicant gets the best deal. From low interest rates to quick loan approval and minimal documentation, ICICI Bank offers dedicated loan schemes for personal loans for self employed professionals, self employed non-professionals as well as salaried individuals. Some of the apparent benefits of ICICI Personal Loan include:


High Quantum of Loan: ICICI Bank offers one of the highest quanta of loan amount for personal loan applicants. Salaried individuals can attain a loan of up Rs. 15 lakhs while specialized working professionals like doctors can get a personal loan of up to Rs. 40 lakhs. ICICI Bank offers personal loan according to the financial overview for each individual applicant.


Lucrative Rate of Interest: ICICI Bank offers one of the lowest interest rates for personal loans. The bank personal loan starts from as low as 13.99%. ICICI Bank however reserves the right to revise the rate of interest and processing fee from time to time, at its sole discretion.


Online Loan Requests: ICICI bank has been one of the first banks to embrace technology and offers online loan requests from applicants. Personal loan applicants can apply for a loan by sitting in the comfort of their home and office through BankBazaar.com. After submission of online loan application, the bank sends an instant e-approval notice to the successful applicants.


Low Prepayment Charges: ICICI bank offers lowest prepayment charges for all personal loans as compared to other private sector banks in the country.


24/7 Customer Support: ICICI Bank has a dedicated customer support helpline for its loan department making it accessible for any query or requirement 24 hours a day.


Why apply for ICICI Personal Loan on BankBazaar.com?

ICICI Bank has joined hands with BankBazaar.com, India's premier financial marketplace portal for making the bank’s personal loans available for all. Users can now apply for personal loans with ICICI Bank using the state of the art online loan application tool of BankBazaar.com. The loan tool automatically checks for loan eligibility and lists out customized personal loan details from ICICI Bank.


Instant Eligibility Check Facility: The loan calculator tool of BankBazaar.com checks for personal loan eligibility for each applicant according ICICI Bank’s prescribed criteria and offers personalized loan offers instantly.


Customized Quotes: The eligible loan applicants are offered instant quotes customized as per their profile and with a discounted interest rate.


Loan Comparisons in Real Time: Successful applicants can choose their personal loan from the various loan option provided by the loan calculator tool of BankBazaar.com. Users can also customize their personal loan plans by altering their tenure and loan amount subject to the maximum loan amount calculated as per their financial history.


E-Approval Facility: Every loan applicant at BankBazaar.com gets an instant e-approval after successfully submitting his or her loan application.


Assured Privacy: BankBazaar.com assures complete privacy for all loan applications made through us. We send applications electronically to the concerned loan section of ICICI Bank.


How to apply for an ICICI Personal Loan on BankBazaar.com?

Applying for an ICICI Personal Loan at BankBazaar.com involves three simple steps.


Step 1: The loan applicant must fill the loan eligibility form with correct personal data including financial records like salary/ monthly income, other liabilities etc. Once submitted, the tool automatically checks for personal loan eligibility of the applicant and personalized personal loan options are displayed instantly.


Step 2: In the second step, the applicant is given a list of loan options as per his or her financial history. The users can compare various loan options and choose the most appropriate one.


Step 3: In the third and final step, the applicant receives an instant e-approval from BankBazaar.com after successful submission of personal loan application online.


BankBazaar.com instantly submits the loan application electronically to the loan department of your nearest ICICI Bank branch, and the bank gets in touch with you directly. Users can also check the status of their loan application through SMS alters as well as emails.

ICICI Bank Personal Loan Interest Rates

Apart from the processing fee of up to 2.5%, the ICICI Bank personal loan will attract an interest rate between 13.00% and 18.00%. In the event that a person defaults on the repayment, an interest rate of 2% per month will be charged, which translates into a rate of 24% per annum. If someone decides to go in for the prepayment option then they may be charged an amount equal to 5% of the principal outstanding amount. It needs to be kept in mind that the rates of interest, and any other charges for services, are subject to change as per bank policies.


ICICI Bank offers lowest interest rates for its loan applicants. The bank can however change its Personal Loan Interest Rates from time to time as per its discretion.


Rate of Interest 13.99% to 18.00%
Loan Processing Charges / Origination Charges (Non-Refundable) Up to 2.25% of loan amount plus Service Tax
Prepayment Charges The lower of the two amounts given below: 1) 5% of principal outstanding or 2) Interest outstanding for the unexpired period of the loan.
Charges for late payment 2% per month
Duplicate No Objection Certificate/ No Due Certificate Rs. 500/- per NOC (inclusive of service tax) Rs 200/- per NOC (inclusive of service tax)

* Current Service Tax applicable is 12.36%.

ICICI Bank Personal Loan Eligibility

ICICI Bank offers personal loans to all applicants fulfilling the basic eligibility criteria.

Eligibility Criteria for Salaried Individuals

If the applicant is a salaried individual then the following eligibility criteria will apply.


  • The person applying for a personal loan from ICICI Bank must be of a minimum age of 23 years and a maximum age of 58 years.
  • The person must have a monthly income of Rs.17,500 or more.
  • If the person resides in Delhi or Mumbai then they must have a minimum monthly income of Rs.25,000 per month.
  • If the person is a resident of Bangalore, Chennai, Hyderabad, Kolkata or Pune then they must have a minimum monthly income of Rs. 20,000 per month.
  • The applicant must have a total of 2 or more years of work experience.
  • They should also have a minimum of 1 year of work experience with the current employer.

Age 23 years - 58 years
Minimum Income Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata)
Total years in job/profession 2 Years
Years in current residence 1 Year

Eligibility Criteria for Self Employed Individuals and Working Professionals:

If the applicant is self-employed then the eligibility criteria for an ICICI personal loan will be as follows:


  • The minimum age for self-employed individuals is 28 years old and the maximum age is 65 years.
  • In case the applicant is a doctor then the minimum age is 25 years.
  • The minimum turnover of the business of the applicant must be, as per audited financial statements, Rs. 40 lakhs in case of non- professionals and Rs. 15 lakhs in case of professionals.
  • The minimum profit after tax should be Rs. 2 lakhs for self-employed individuals and proprietors while for non-professionals it has to be a minimum of Rs.1 lakh.
  • The person applying for the loan has to have been in the current business for a minimum of 5 years. In the case of doctors, they need to have been in business for at least 3 years.
  • The applicant also needs to have had a relationship with ICICI Bank for a minimum of 1 year. This could be in the form of a savings or current account or even in the form of a loan that is still being paid or was completed within the preceding 36 months.

Age 28 years (self employed individuals) and 25 years (for doctors); Maximum age - 65 years
Minimum Turnover Rs. 40 Lakhs for non-professionals; Rs. 15 Lakhs for professionals; as per audited financials
Minimum Profit After Tax Rs. 2 Lakhs for Proprietorship Firm/Self employed Individuals and Rs. 1 Lakhs for non-professionals as per audited financials
Business Stability In current business for at least 5 years and minimum 3 years for doctors

How to calculate EMI for ICICI Bank Personal Loan?

BankBazaar.com offers users a unique tool to calculate your EMI for all loans. This helps you to understand how much a loan would cost you, and plan your budgets accordingly before applying for a loan.

With BankBazaar’s loan calculator tool, all you need to do is to enter the amount you wish to apply and the preferred tenure. The Personal Loan Calculator then calculates the EMI based on the applicable rate of interest and displays your EMI liability for the loan.

ICICI Personal Loan FAQs

  1. How can I apply for ICICI Bank Personal Loan online?

  2. All you need to do is to simply enter your personal and financial details on our site. It takes only 2-3 minutes. Our loan calculator tool automatically checks for your loan eligibility based on the details you provided and as per the bank’s norms and offers personalized loan offers as per your financial credentials. You can choose the best suited plan and apply for a loan instantly with a click.

  3. What is the minimum and maximum amount of personal loan that I can get with ICICI Bank?

  4. ICICI Bank offers one of the highest quanta of loan amounts for personal loan applicants. Salaried individuals can avail a loan of up Rs. 15 lakhs while self employed professionals can get a personal loan of up to Rs. 40 lakhs. ICICI Bank offers personal loan according to the financial overview for each individual applicant.

  5. What is the maximum tenure for which I can avail a personal loan with ICICI Bank?

  6. ICICI Bank offers personal loans with a tenure period ranging between 12 to 48 months and in some cases it can be extended for up to 60 months.

  7. Is BankBazaar.com Personal Loan Tool Free?

  8. Yes BankBazaar.com loan calculator tool is completely FREE and we are not charging any fee for the services we provide.

  9. Can I track my loan application?

  10. BankBazaar.com offers all loan applicants, an active tracking tool through both email and SMS. You will receive daily updates of your loan application.

  11. Can I know the EMI amount for my personal loan in advance?

  12. Yes BankBazaar.com has developed a unique EMI calculator tool that offers EMI breakup for all loans by entering the loan amount, tenure and rate of interest. You can compare the EMI for different loan amounts and tenures with our tool and finalize the best suited plan for your budgets before applying.

  13. Is my data safe with BankBazaar.com?

  14. Absolutely yes. BankBazaar.com does not share data with any third party other than the financial institution. All data is sent in electronic form with high level of encryption making it safe and secure at all times.

  15. After applying online with BankBazaar.com, when will I get the loan amount and how long it will take?

  16. BankBazaar.com instantly submits your personal loan application at your nearest ICICI bank branch in an electronic format. A representative from the bank will get in touch with you soon to collect documents like salary certificate, identity proof etc. On submitting these, the bank initiates verification process and checks your CIBIL score and disburses the loan if all are fine. The process may take 48-72 hours.


News About ICICI Bank Personal Loan

  • ICICI Bank christens Tap-n-Pay

    Tap-n-Pay is a payment service introduced by ICICI Bank in collaboration with Tech Mahindra. This service is based on near-field communication (NFC) enabling customers to make payments without using cash. You have to merely tap a NFC-enabled phone or a tag to the cash counter. This service is provided only to the closed groups. The user will have the customer for the service before enrolling then for using it.


    This reduces the dependency on cash. The service is not limited to ICICI customers, customer having any bank account can avail the NFC tag or can configure it to their mobile phones. Rajeev Sabharwal, Executive Director of ICICI Bank, said that the customer doesn’t have to visit any branch to register nor is there any documentation required.

    23rd April 2015

  • ICICI Bank Decides to Restart its Special Asset Management Group to Recover its Bad Debt

    India’s largest private-sector bank ICICI Bank is going to restart its Special Asset Management Group by April, which was shut down a decade ago. The main reason for reviving this unit is to initiate a drive to recover its bad debts. Given that the bank’s bad debts soared in the fourth quarter, Chanda Kochhar, the Chief Executive Officer of the bank decided to restart this special unit. In this venture, ICICI Bank joins State Bank of India, the largest public sector bank in India. SBI also has a similar unit dedicated to recover badloans. By reviving this unit, ICICI Bank is expected to improve its asset quality.

    13th March 2015

  • ICICI Bank launches “Touch n Remit” for Bahrain NRIs.

    India's largest private sector bank, ICICI Bank has tied up with SADAD Electronic Payments WLL to provide instant money transfer service to the NRIs based in Bahrain. The bank has launched a service called ‘Touch n Remit’ to help NRIs in Bahrain to transfer money to India instantly from the bank’s kiosks located in Bahrain.


    ‘Touch n Remit’ is a 24X7 remittance service, available round-the-clock and 365 days a year to all NRIs in Bahrain. By using this service, funds can be transferred at any time by anyone, including non-ICICI Bank customers to over 100 banks in India. To get this service, remitters have to go through a one-time registration formality for themselves and the named beneficiary by visiting the ICICI Bank Bahrain branch. After registration, they can visit designated SADAD kiosks with cash and initiate money transfers. Remitters can also track their money transfer status by calling ICICI Bank’s toll free number in Bahrain which is 80004877 or SADAD toll free number which is 80008338. The service is launched to provide enhanced convenience for its users.

    13th March 2015

  • What works for a personal loan and what doesn't?

    Everyone of us think about personal loans whenever there is a sudden or short term financial requirement As part of an unsecured loan, personal loans are a great financial tool when faced with financial dilemma including overdue credit card woes to meeting personal financial difficulties, or occasions like wedding. Read more

    25th February 2014

  • What is the right time to prepay your personal loan!

    The personal loan has become a popular tool that is used by many people to raise additional cash when in tight corner or when there is an urgent requirement of money at a short notice. However in most cases the situation does ease off after some time and the burrowers are in comfortable position pay back the loan availed by them. That is the time when most people land up in a dilemma about prepaying their outstanding loans. There are several issues associated with prepaying personal loan before its complete tenure. Read more

    25th December 2013

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ICICI Bank Personal Loan Reviews

Customer Reviews
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  • Validated User
    (0)

    I had some issues whilst getting this ICICI Bank personal loan. Initially, I was told that loan was approved. Later when I called them to find some details they said its cancelled. Again called an another person after 4 days post which the loan was approved. Interest rate charged by them was on the higher side which is 18% and processing fee charged by them was rs 6000.

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    mari took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    I have taken a personal loan with ICICI Bank. They have promised that it would take only a weekâ??s time however it took more than a monthâ??s time to get that. After approving the loan it was after 20 days of time I got the loan. That too I was following up vigorously to get that.

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    sridhar took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    I took personal loan from ICICI bank. I had no problem with this bank during the process. Interest rate is bit higher so it can be reduced. Since I am an existing customer only few document were collected. Once the documents were collected my loan got disbursed within 3 days. It is good experience.

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    vijay took a Personal Loan from ICICI BANK Reviewed on
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    (0)

    I have taken a personal loan with ICICI BANK. I was able to get the loan within 5 working days of time. I am really happy with ICICI Bank as I am holding an account with them for 5 to 6 years. The interest rate offered by them was 14.5 % and its good.

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    ravindra took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    ICICI Bank personal loan process as okay. However there was some delay form their side. Also it would be great if they change the EMI Date as I am not comfortable with that. I have to call them to find out the payment options which is available with them.

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    mugunthan took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    ICICI Bank process is not that good. As the interest rate and processing fee is high I understand it varies on a case to case basis. For the processing fee they have deducted around rs 7000 and the funds were released for the remaining amount which is 2,43,000. Another concern as the ECS payment. I have filled the ECS mandate however it was accepted. They called me up adivsed me to make the manual payment. I called up to find out the IFSC code and got my account number as well and I have to make a manual payment.

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    santosh took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    ICICI Bank personal loan process is too good. The rate of interest offered by them was very high which is 14% it would be great if they reduce it. They have contacted me on time and they provided the right solution. It would have been great if they could have reduced the rate of interest to 12%. The name of the agent is Vikas and he was the one who assisted me.

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    dharmender took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    There was some issues with ICICI Bank personal loan services. Where I had to submit my documents thrice due to certain correction which needs to be made in documents. There by the entire process got delayed they took around a week time to provide the loan. Rate of interest offered by them was very less.

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    prajith took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    ICICI Bank process was very slow where I had to call a number of people to get my work done. They confirmed that they will complete the work within 3 days however they took more than 9 to 10 days. I guess there was some delay in verification process where the executives came to my place very late and they have submitted my documents the next day. After which there was no response form their side. Where I had to find their Branch manager number through goggle search I called him to find out the status finally out of great difficulty I got this loan.

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    surya took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    I have taken a personal loan with ICICI Bank. They took around 15 days of time to provide this loan. That too because of documentation issue, I was unable to provide the required documents on time as they have asked that later. I have spoken with their Bangalore office as well. Processing fee charged by them was high. It is just the top up loan which I have taken.

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    ramados took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    Foreclosure option is not available with ICICI Bank for free of cost. The processing fee charged by them was 1.5% it could have been better if its 0.5%. When it comes to foreclosure their charges are 0.5%. I am not happy with them there should not be any charge, if I foreclose the loan at any point of time. They took around 15 days of time to provide this loan.

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    manoj took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    I have taken a personal loan from ICICI Bank. We can approach the bank easily as it is a trusted one. I am using this for the past 7years my salary account is with them. They were offering a preferential rate of interest which is 9%. They are very transparent , their executives clearly explained to me about the details of the loan like interest rate, base price and other components of the loan . Only after agreeing to that they sanctioned the loan.

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    manikandan took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (1)

    ICICI Bank personal loan is really good. They have not provided the required amount initially they confirmed something. Finally at the time of disbursing the loan they have issued a different amount. Customer service offered by them was really good. Within 10 days I got the loan.

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    chidambaram took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (1)

    ICICI Bank personal loan process is really good. I would say the interest rate offered by them is very high when compared with market rate. Even Though the rates are high they have given the best interest rate for me. This is the first time, I have taken this loan interest rate offered by them was 17%.

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    ahmed took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    I have taken a personal loan from ICICI Bank. As I hold an account with ICICI Bank it was very easy for me to get the loan as they were very fast in providing the loan . They hardly took around 10 days of time to provide the loan. Customer service is good as what ever they have promised they have delivered.

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    bhupinder took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    I got the personal loan with ICICI bank.The reason why I used to prefer ICICI is they are very fast in the service and their low rate of interest , good customer service.They gave the capital what I quoted.The processing charge is low.I do say they are best.

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    uday took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    Almost 11 EMI have been completed and I am planning to pre close the personal loan. Pre closure charge is 5% in ICICI bank. No bank is giving partial payment options and they give that it would be helpful to customers. Atleast ICICI can provide partial payment to salaried customers. I am lucky because I got very good relationship manager and interaction was good with him.

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    rahul took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    ICICI Bank personal loan service is really good. Everything went on well. Expect for the loan amount as I was in need of 3.5 lakhs however they offered only 3 lakhs. Moreover, I was told that I will receive the complete loan amount. In spite of me explaining about the situation they failed to offer me the complete amount. Incase if this was in place I would have offered them more than 5. Otherwise they are doing well in all areas of banking.

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    ali took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    I have taken a personal loan with ICICI Bank, they took around 15 to 20 days of time to provide the loan. However I was told it will take only 72 hours to provide this loan. The interest rate offered by them was 17.5% which is again on the higher side. Processing fee charged by them was 0.5% however other banks were charging around 2.5%.

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    nagarjuna took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
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    ICICI Bank personal loan process was good. Good if they reduce the rate of interest. As they have offered around 11.6%. Service offered by them was really good. Within a span of 5 days of time the loan was processed. Adding up to that, I was expecting more amount from them it would be great if they provide that.

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    Fees & Charges
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    uday took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
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