Multiple banks. Different interest rates. Call it a "conflict of interest".
  • ICICI Bank Personal Loan

    ICICI Personal Loan
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    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    ICICI Bank is the second largest bank in India by assets and by market capitalization. ICICI Bank India offers instant personal loans for a wide range of your personal needs at attractive interest rates. ICICI Bank has partnered with BankBazaar to offer personal loans at the lowest interest rates for salaried and self-employed individuals. In addition you can apply online instantly and get e-approved. Check below to know your eligibility and documentation needed for ICICI personal loans.


    You’re probably eligible for an ICICI Bank Personal Loan if you are

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    02
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    04
    ICICI Bank Personal Loan Minimum Age

    At least 23 years old

    ICICI Bank Personal Loan Maximum Age

    Less than 58 years old

    ICICI Bank Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    ICICI Bank Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your ICICI Bank Personal Loan amount eligibility is based on these factors

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    ICICI Bank Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    ICICI Bank Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 20 lakhs

    ICICI Bank Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible ICICI Bank Personal Loan amount by these steps

    01
    02
    ICICI Bank Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “ICICI

    Choose longer tenure loan up to 4 years


    Documentation needed to apply for an ICICI Bank Personal Loan

    • 1. Signed application form with photograph
    • 2. Copy of passport/voter ID card/driving license
    • 3. Processing fee cheque
    • 4. Salaried
      • Latest 3 months Bank Statement (where salary/income is credited)
      Self Employed
      • Latest 6 months Bank statement
    • 5. Documentation for salaried applicants:

      Salary slips for last 3 months

    • 6. Documentation for self-employed applicants:

      Income proof (audited financials for the last two years)


    ICICI Bank Personal Loan Interest RatesUpdated on 05 Jul 2015

    ICICI Bank Personal Loan Details
    Interest Rate (Monthly reducing balance) 11.99% to 19.50%
    Processing Fees 0.5% of the loan amount
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 4% of pre-closed amount
    Guarantor Requirement No guarantor required

    About ICICI Bank Personal Loan

    ICICI Bank is not only the largest private sector banks in the country but also one of the largest facilitators of personal loans in India. ICICI Bank offers personal loans to help borrowers to ride over any immediate financial requirements. ICICI Banks understand that time is of paramount significance when faced with financial crisis and hence fast tracks all its personal loan applications resulting in quick loan approval and facilitation. Nominal documentation is required to apply for ICICI Personal Loan with a maximum loan limit of up to Rs. 20 Lakhs available for eligible borrowers. ICICI Banks personal loans do not require ant security or guarantor for personal loans. The money available through ICICI Bank personal loans can be used as per the individual needs and requirements of the applicant including medical expenses, foreign travel, home repair or renovation, wedding expenses or any other miscellaneous expenses.


    ICICI Personal Loans are available for both salaried as well as self employed individuals and working professionals. ICICI Bank employs a quick loan approval system making sure that all personal loan requests are approved within 72 hours of submission of complete documentation.

    The bank offers very lucrative interest rates for personal loans with a tenure period ranging between 12 to 60 months. ICICI Bank offers loan liability cover for personal loan applicants by insuring all personal loan liability with ICICI’s 'All Safe' Insurance.

    Why choose ICICI Personal Loan?

    Customized Personal Loans: Unlike a lot of other banks, ICICI Bank offers customized personal loans for every loan applicant. Everything from loan tenure to maximum loan amount is fixed as per the individual financial track record of the borrower. Salaried individuals can get a maximum loan up to Rs. 15 lakhs while self-employed individuals can get a loan up to Rs. 30 lakhs. For professionals like doctors and chartered accountants, the maximum personal loan limit is Rs. 40 lakhs and a flexible tenure of 12 to 60 months for all applicants.


    Attractive Rate of Interest: ICICI Bank offers personal loans at an attractive rate of interest, starting with as low as 13.99% interest rate.


    Fast Loan Approval: ICICI Bank facilitates quick loan approval and disbursal making it one of the most popular banks for personal loan applicants.


    Minimal Documentation: ICICI Personal Loans do not require large documentation process and loans are facilitated after minimal documentation increasing the loan disbursal time substantially.


    Cover for Loan Liability: In a unique benefit offered by ICICI Bank, all personal loan applicants can now insure their loan liability with an 'All Safe' insurance provided at no extra cost.


    Instant E-Approval: ICICI Bank offers its users the advantage of applying for a personal loan online sitting at their home or office directly and through its partnering site BankBazaar.com The bank sends an instant e-approval for all successful online personal loan applicants in real time.


    Features of ICICI Bank Personal Loan

    ICICI Bank offer customized personal loans for every applicant, thereby making sure that each loan applicant gets the best deal. From low interest rates to quick loan approval and minimal documentation, ICICI Bank offers dedicated loan schemes for personal loans for self employed professionals, self employed non-professionals as well as salaried individuals. Some of the apparent benefits of ICICI Personal Loan include:


    High Quantum of Loan: ICICI Bank offers one of the highest quanta of loan amount for personal loan applicants. Salaried individuals can attain a loan of up Rs. 15 lakhs while specialized working professionals like doctors can get a personal loan of up to Rs. 40 lakhs. ICICI Bank offers personal loan according to the financial overview for each individual applicant.


    Lucrative Rate of Interest: ICICI Bank offers one of the lowest interest rates for personal loans. The bank personal loan starts from as low as 13.99%. ICICI Bank however reserves the right to revise the rate of interest and processing fee from time to time, at its sole discretion.


    Online Loan Requests: ICICI bank has been one of the first banks to embrace technology and offers online loan requests from applicants. Personal loan applicants can apply for a loan by sitting in the comfort of their home and office through BankBazaar.com. After submission of online loan application, the bank sends an instant e-approval notice to the successful applicants.


    Low Prepayment Charges: ICICI bank offers lowest prepayment charges for all personal loans as compared to other private sector banks in the country.


    24/7 Customer Support: ICICI Bank has a dedicated customer support helpline for its loan department making it accessible for any query or requirement 24 hours a day.


    Why apply for ICICI Personal Loan on BankBazaar.com?

    ICICI Bank has joined hands with BankBazaar.com, India's premier financial marketplace portal for making the bank’s personal loans available for all. Users can now apply for personal loans with ICICI Bank using the state of the art online loan application tool of BankBazaar.com. The loan tool automatically checks for loan eligibility and lists out customized personal loan details from ICICI Bank.


    Instant Eligibility Check Facility: The loan calculator tool of BankBazaar.com checks for personal loan eligibility for each applicant according ICICI Bank’s prescribed criteria and offers personalized loan offers instantly.


    Customized Quotes: The eligible loan applicants are offered instant quotes customized as per their profile and with a discounted interest rate.


    Loan Comparisons in Real Time: Successful applicants can choose their personal loan from the various loan option provided by the loan calculator tool of BankBazaar.com. Users can also customize their personal loan plans by altering their tenure and loan amount subject to the maximum loan amount calculated as per their financial history.


    E-Approval Facility: Every loan applicant at BankBazaar.com gets an instant e-approval after successfully submitting his or her loan application.


    Assured Privacy: BankBazaar.com assures complete privacy for all loan applications made through us. We send applications electronically to the concerned loan section of ICICI Bank.


    How to apply for an ICICI Personal Loan on BankBazaar.com?

    Applying for an ICICI Personal Loan at BankBazaar.com involves three simple steps.


    Step 1: The loan applicant must fill the loan eligibility form with correct personal data including financial records like salary/ monthly income, other liabilities etc. Once submitted, the tool automatically checks for personal loan eligibility of the applicant and personalized personal loan options are displayed instantly.


    Step 2: In the second step, the applicant is given a list of loan options as per his or her financial history. The users can compare various loan options and choose the most appropriate one.


    Step 3: In the third and final step, the applicant receives an instant e-approval from BankBazaar.com after successful submission of personal loan application online.


    BankBazaar.com instantly submits the loan application electronically to the loan department of your nearest ICICI Bank branch, and the bank gets in touch with you directly. Users can also check the status of their loan application through SMS alters as well as emails.

    ICICI Bank Personal Loan Interest Rates

    Apart from the processing fee of up to 2.5%, the ICICI Bank personal loan will attract an interest rate between 13.00% and 18.00%. In the event that a person defaults on the repayment, an interest rate of 2% per month will be charged, which translates into a rate of 24% per annum. If someone decides to go in for the prepayment option then they may be charged an amount equal to 5% of the principal outstanding amount. It needs to be kept in mind that the rates of interest, and any other charges for services, are subject to change as per bank policies.


    ICICI Bank offers lowest interest rates for its loan applicants. The bank can however change its Personal Loan Interest Rates from time to time as per its discretion.


    Rate of Interest 13.99% to 18.00%
    Loan Processing Charges / Origination Charges (Non-Refundable) Up to 2.25% of loan amount plus Service Tax
    Prepayment Charges The lower of the two amounts given below: 1) 5% of principal outstanding or 2) Interest outstanding for the unexpired period of the loan.
    Charges for late payment 2% per month
    Duplicate No Objection Certificate/ No Due Certificate Rs. 500/- per NOC (inclusive of service tax) Rs 200/- per NOC (inclusive of service tax)

    * Current Service Tax applicable is 12.36%.

    ICICI Bank Personal Loan Eligibility

    ICICI Bank offers personal loans to all applicants fulfilling the basic eligibility criteria.

    Eligibility Criteria for Salaried Individuals

    If the applicant is a salaried individual then the following eligibility criteria will apply.


    • The person applying for a personal loan from ICICI Bank must be of a minimum age of 23 years and a maximum age of 58 years.
    • The person must have a monthly income of Rs.17,500 or more.
    • If the person resides in Delhi or Mumbai then they must have a minimum monthly income of Rs.25,000 per month.
    • If the person is a resident of Bangalore, Chennai, Hyderabad, Kolkata or Pune then they must have a minimum monthly income of Rs. 20,000 per month.
    • The applicant must have a total of 2 or more years of work experience.
    • They should also have a minimum of 1 year of work experience with the current employer.

    Age 23 years - 58 years
    Minimum Income Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata)
    Total years in job/profession 2 Years
    Years in current residence 1 Year

    Eligibility Criteria for Self Employed Individuals and Working Professionals:

    If the applicant is self-employed then the eligibility criteria for an ICICI personal loan will be as follows:


    • The minimum age for self-employed individuals is 28 years old and the maximum age is 65 years.
    • In case the applicant is a doctor then the minimum age is 25 years.
    • The minimum turnover of the business of the applicant must be, as per audited financial statements, Rs. 40 lakhs in case of non- professionals and Rs. 15 lakhs in case of professionals.
    • The minimum profit after tax should be Rs. 2 lakhs for self-employed individuals and proprietors while for non-professionals it has to be a minimum of Rs.1 lakh.
    • The person applying for the loan has to have been in the current business for a minimum of 5 years. In the case of doctors, they need to have been in business for at least 3 years.
    • The applicant also needs to have had a relationship with ICICI Bank for a minimum of 1 year. This could be in the form of a savings or current account or even in the form of a loan that is still being paid or was completed within the preceding 36 months.

    Age 28 years (self employed individuals) and 25 years (for doctors); Maximum age - 65 years
    Minimum Turnover Rs. 40 Lakhs for non-professionals; Rs. 15 Lakhs for professionals; as per audited financials
    Minimum Profit After Tax Rs. 2 Lakhs for Proprietorship Firm/Self employed Individuals and Rs. 1 Lakhs for non-professionals as per audited financials
    Business Stability In current business for at least 5 years and minimum 3 years for doctors

    How to calculate EMI for ICICI Bank Personal Loan?

    BankBazaar.com offers users a unique tool to calculate your EMI for all loans. This helps you to understand how much a loan would cost you, and plan your budgets accordingly before applying for a loan.

    With BankBazaar’s loan calculator tool, all you need to do is to enter the amount you wish to apply and the preferred tenure. The Personal Loan Calculator then calculates the EMI based on the applicable rate of interest and displays your EMI liability for the loan.

    ICICI Personal Loan FAQs

    1. How can I apply for ICICI Bank Personal Loan online?

    2. All you need to do is to simply enter your personal and financial details on our site. It takes only 2-3 minutes. Our loan calculator tool automatically checks for your loan eligibility based on the details you provided and as per the bank’s norms and offers personalized loan offers as per your financial credentials. You can choose the best suited plan and apply for a loan instantly with a click.

    3. What is the minimum and maximum amount of personal loan that I can get with ICICI Bank?

    4. ICICI Bank offers one of the highest quanta of loan amounts for personal loan applicants. Salaried individuals can avail a loan of up Rs. 15 lakhs while self employed professionals can get a personal loan of up to Rs. 40 lakhs. ICICI Bank offers personal loan according to the financial overview for each individual applicant.

    5. What is the maximum tenure for which I can avail a personal loan with ICICI Bank?

    6. ICICI Bank offers personal loans with a tenure period ranging between 12 to 48 months and in some cases it can be extended for up to 60 months.

    7. Is BankBazaar.com Personal Loan Tool Free?

    8. Yes BankBazaar.com loan calculator tool is completely FREE and we are not charging any fee for the services we provide.

    9. Can I track my loan application?

    10. BankBazaar.com offers all loan applicants, an active tracking tool through both email and SMS. You will receive daily updates of your loan application.

    11. Can I know the EMI amount for my personal loan in advance?

    12. Yes BankBazaar.com has developed a unique EMI calculator tool that offers EMI breakup for all loans by entering the loan amount, tenure and rate of interest. You can compare the EMI for different loan amounts and tenures with our tool and finalize the best suited plan for your budgets before applying.

    13. Is my data safe with BankBazaar.com?

    14. Absolutely yes. BankBazaar.com does not share data with any third party other than the financial institution. All data is sent in electronic form with high level of encryption making it safe and secure at all times.

    15. After applying online with BankBazaar.com, when will I get the loan amount and how long it will take?

    16. BankBazaar.com instantly submits your personal loan application at your nearest ICICI bank branch in an electronic format. A representative from the bank will get in touch with you soon to collect documents like salary certificate, identity proof etc. On submitting these, the bank initiates verification process and checks your CIBIL score and disburses the loan if all are fine. The process may take 48-72 hours.


    News About ICICI Bank Personal Loan

    • ICICI & Alibaba Team Up To Finance Small Business

      Indian banking giant ICICI has teamed up with Alibaba to provide funding solutions for small businesses. The plan is to extend services like loans, finance management solutions, forex solutions, etc. to entrepreneurs who are already members of Alibaba’s marketplace. The services extended to them will also include letters of credit, accounts and help with logistics.


      The plan is to provide these facilities to attract more young Indian businessmen to the platform offered by Alibaba. To make personal finance for small traders the bank has also worked out schemes that offer discounts on charges and interest rates on loans that are more attractive.

      24th June 2015

    • ICICI Bank christens Tap-n-Pay

      Tap-n-Pay is a payment service introduced by ICICI Bank in collaboration with Tech Mahindra. This service is based on near-field communication (NFC) enabling customers to make payments without using cash. You have to merely tap a NFC-enabled phone or a tag to the cash counter. This service is provided only to the closed groups. The user will have the customer for the service before enrolling then for using it.


      This reduces the dependency on cash. The service is not limited to ICICI customers, customer having any bank account can avail the NFC tag or can configure it to their mobile phones. Rajeev Sabharwal, Executive Director of ICICI Bank, said that the customer doesn’t have to visit any branch to register nor is there any documentation required.

      23rd April 2015

    • ICICI Bank Decides to Restart its Special Asset Management Group to Recover its Bad Debt

      India’s largest private-sector bank ICICI Bank is going to restart its Special Asset Management Group by April, which was shut down a decade ago. The main reason for reviving this unit is to initiate a drive to recover its bad debts. Given that the bank’s bad debts soared in the fourth quarter, Chanda Kochhar, the Chief Executive Officer of the bank decided to restart this special unit. In this venture, ICICI Bank joins State Bank of India, the largest public sector bank in India. SBI also has a similar unit dedicated to recover badloans. By reviving this unit, ICICI Bank is expected to improve its asset quality.

      13th March 2015

    • ICICI Bank launches “Touch n Remit” for Bahrain NRIs.

      India's largest private sector bank, ICICI Bank has tied up with SADAD Electronic Payments WLL to provide instant money transfer service to the NRIs based in Bahrain. The bank has launched a service called ‘Touch n Remit’ to help NRIs in Bahrain to transfer money to India instantly from the bank’s kiosks located in Bahrain.


      ‘Touch n Remit’ is a 24X7 remittance service, available round-the-clock and 365 days a year to all NRIs in Bahrain. By using this service, funds can be transferred at any time by anyone, including non-ICICI Bank customers to over 100 banks in India. To get this service, remitters have to go through a one-time registration formality for themselves and the named beneficiary by visiting the ICICI Bank Bahrain branch. After registration, they can visit designated SADAD kiosks with cash and initiate money transfers. Remitters can also track their money transfer status by calling ICICI Bank’s toll free number in Bahrain which is 80004877 or SADAD toll free number which is 80008338. The service is launched to provide enhanced convenience for its users.

      13th March 2015

    • What works for a personal loan and what doesn't?

      Everyone of us think about personal loans whenever there is a sudden or short term financial requirement As part of an unsecured loan, personal loans are a great financial tool when faced with financial dilemma including overdue credit card woes to meeting personal financial difficulties, or occasions like wedding. Read more

      25th February 2014

    • What is the right time to prepay your personal loan!

      The personal loan has become a popular tool that is used by many people to raise additional cash when in tight corner or when there is an urgent requirement of money at a short notice. However in most cases the situation does ease off after some time and the burrowers are in comfortable position pay back the loan availed by them. That is the time when most people land up in a dilemma about prepaying their outstanding loans. There are several issues associated with prepaying personal loan before its complete tenure. Read more

      25th December 2013

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    ICICI Bank Personal Loan Reviews

    Customer Reviews
    Page 1 of 50 1 2 3 4 5
    • Validated User
      (0)

      Compared to the other the interest rate is little high. When I came to collect the documents, they disclosed about the insurance and later I found they have deducted some charges. I suggest ICICI bank that what ever it may be they should clearly mention about the deductions before the approval of loan it self so that it will be more helpful for the customers those who are in needy of loan..Other wise I am happy with the customer service. I am an existing customer for past four years with ICICI bank. It would be better if the improve their response .

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      manohar took a Personal Loan from ICICI BANK Reviewed on
    • Validated User
      (0)

      Actually when I called the customer care they approved for 3 lakh loan amount. Later they approved it for very low loan amount even same for the interest rate they told lower interested rate and after the process they offered high interest rate. I suggest the customer service that what ever is committed should stick on same and should be more transparent. Customer service is good with ICICI bank.

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      talari took a Personal Loan from ICICI BANK Reviewed on
    • Validated User
      (0)

      If I face any issues and when ever I call the customer service there wont be any proper response. Interest rate is good. But still it would be better if they work on reducing the interest rate. The processing time is very fast so within 3 days my personal loan got disbursed. Because of the processing time only I went with Icici to avail loan. I appreciate ICICI for the quick disbursal of my loan.Customer service is dead slow should improve more in their response.

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      ganeshram took a Personal Loan from ICICI BANK Reviewed on
    • Validated User
      (0)

      The experience with ICICI bank was good... I applied for a Personal Loan online. The loan application got rejected since I had got the loan from them in last may. The interest rate was fair. I have a savings account with ICICI. I am totally happy with their service.

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      faizan took a Personal Loan from ICICI BANK Reviewed on
    • Validated User
      (0)

      Very responsive bank and anyone can opt personal loan with ICICI bank. On my quote, got good response initially and followed to that I was waiting for their return where no one has reverted. ICICI bank had ask for some documents but they could not process the loan with that papers so I have opted personal loan with other bank and they accepted the document that I have provided.

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      dinesh took a Personal Loan from ICICI BANK Reviewed on
    • Validated User
      (0)

      Interest rate offered by ICICI bank for the personal loan was very high when compared with other Banks. HDFC Bank was offering a very good rate. Processing fee was also good. No additional charges charged by ICICI Bank. ICICI Bank always respond on time. They provide very good banking service.

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      manivannan took a Personal Loan from ICICI BANK Reviewed on
    • Validated User
      (0)

      I was in need of a Personal loan and I approached ICICI bank to avail the same. I was really happy with their response. The service rendered by them were not bad. Unfortunately my application was rejected within a day. I think the reason was I was not having 2 years of work experience in the same company. I was disappointed and I did not get a clarification from ICICI for this rejection. But they processed fast.

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      talari took a Personal Loan from ICICI BANK Reviewed on
    • Validated User
      (0)

      ICICI Bank personal loan process is good. Actually at the time of applying I got money through some other source that is why I have not taken loan from ICICI Bank. I am very much happy with the interest rate offered by them and processing fee is also good.

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      krishna took a Personal Loan from ICICI BANK Reviewed on
    • Validated User
      (0)

      Customer support is excellent in ICICI bank but processing charge is very high comparing to other banks for personal loan. Transaction procedures are very good in ICICI bank and satisfied with Internet features. Rate of interest is nominal but due to heavy documentation, I dropped the plan of taking loan.

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      somashekar took a Personal Loan from ICICI BANK Reviewed on
    • Validated User
      (0)

      Not sure why ICICI Bank was unable to offer personal loan. My application has been closed as well. Meanwhile HDFC Bank was able to process the loan for me. However I managed to arrange my own funds. Hence gave up the idea of taking personal loan.

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      bapurao took a Personal Loan from ICICI BANK Reviewed on
    • Validated User
      (0)

      I applied for Personal loan in ICICI bank. Since I couldnâ??t meet the bank norms my application was rejected. I was really disappointed with the way they informed me about the rejection of my application. They were not proactive and were searching for the information. It would be good if their response is customer friendly.

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      chandra took a Personal Loan from ICICI BANK Reviewed on
    • Validated User
      (0)

      I am in need of a personal loan for home loan renovation. However ICICI Bank declined my request stating that my salary is very low which is 18k so I am not eligible for the loan. I have not taken loan with any other Bank. Interest rate offered by them was 13% and processing fee was okay.

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      muniyarajp took a Personal Loan from ICICI BANK Reviewed on
    • Validated User
      (0)

      I approached ICICI bank for a Personal loan. Initially the response from ICICI was good. They really serve their customers well. I got disappointed when they canceled my loan application since my salary was less than 25k. I was very much in need of a personal loan at that time. I suggest that ICICI can make their banking norms flexible to serve their customers better.

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      kiran took a Personal Loan from ICICI BANK Reviewed on
    • Validated User
      (0)

      I am totally fine with the interest rate and processing fee but the only thing is that I was told that the processing time will complete in a week. But it took around two and half weeks to complete the whole process. And more documents were collected. I suggest ICICI to improve in customer satisfaction, for corporate employee should reduce the interest rate and less documents should be collected.

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      balakrishna took a Personal Loan from ICICI BANK Reviewed on
    • Validated User
      (0)

      Only basic documents were collected. I am totally satisfied with the interest rates it was around 14.99%. The processing fee is very reasonable. My loan got accepted within 15 days. Over all the service was good with ICICI I did not face any issues with them in terms of my personal loan.

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      velayuda took a Personal Loan from ICICI BANK Reviewed on
    • Validated User
      (0)

      I am an account holder with ICICI bank. The interest rate is good. The processing fee compared to the other bank it is bits high. I suggest the bank to reduce the processing fee. When ever I use the phone banking, the IVR is a long process that it takes me long to get to talk to a customer service executive, it would be better if there is a option where a customer get to choose one particular option to talk with the customer care.

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      ashok took a Personal Loan from ICICI BANK Reviewed on
    • Validated User
      (0)

      Followed to my application of personal loan, the ICICI bank executive informed that they would come my residence to collect paper and I kept all the documents ready but no one has turned back. I am totally disappointed with the kind of response that I got. Bank people had contact me within 2 hours next to my application but they did not fulfill their commitment.

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      sandeep took a Personal Loan from ICICI BANK Reviewed on
    • Validated User
      (0)

      It was a reasonable interest rate. I was rendered a good service by ICICI bank. After all the verifications and documentation my personal loan got disbursed within 5 days. It was smooth process and in 5 days my loan got credited to my account.

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      nishit took a Personal Loan from ICICI BANK Reviewed on
    • Validated User
      (0)

      With the processing fee I was charged for the insurance as well while I applied for my personal loan with ICICI bank. The documentation was quite lengthy. The executive does not know about the documents to be submitted, they are not quite clear about the process. I suggest that their should be proper and clear communication to the customers, the actual charges has to be deducted and the interest rate s has to be reduced.

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      Fees & Charges
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      utsah took a Personal Loan from ICICI BANK Reviewed on
    • Validated User
      (0)

      Though ICICI bank has a good customer service, their response towards my Personal loan application was a bit slow. I was not satisfied with the interest rate and the offer. It was not a good experience with ICICI. It will be good if they respond well towards their customer.

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      Fees & Charges
      Promised Interest Rate
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      Responsiveness
      shailkant took a Personal Loan from ICICI BANK Reviewed on
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