Multiple banks. Different interest rates. Call it a "conflict of interest".

ICICI Bank Personal Loan

ICICI Bank Personal Loan
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Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

ICICI Bank is the second largest bank in India by assets and by market capitalization. ICICI Bank India offers instant personal loans for a wide range of your personal needs at attractive interest rates. ICICI Bank has partnered with BankBazaar to offer personal loans at the lowest interest rates for salaried and self-employed individuals. In addition you can apply online instantly and get e-approved. Check below to know your eligibility and documentation needed for ICICI personal loans.


You’re probably eligible for an ICICI Bank Personal Loan if you are

01
02
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ICICI Bank Personal Loan Minimum Age

At least 23 years old

ICICI Bank Personal Loan Maximum Age

Less than 58 years old

ICICI Bank Personal Loan Eligible Employment Type

Salaried / Self – Employed
with regular income

ICICI Bank Personal Loan Minimum Income

Earn more than the minimum
income required


Your ICICI Bank Personal Loan amount eligibility is based on these factors

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02
03
ICICI Bank Personal Loan Minimum Salary

Minimum income required
Rs.17,500 per month

ICICI Bank Personal Loan Maximum Loan Funded

Maximum allowed personal loan is Rs. 15 lakhs

ICICI Bank Personal Loan EMI

EMIs of other loans lower
your eligibility


Increase your eligible ICICI Bank Personal Loan amount by these steps

01
02
ICICI Bank Personal Loan Payoff Outstanding Credit Card Bills

Pay off your credit card bills

“ICICI

Choose longer tenure loan up to 4 years


Documentation needed to apply for an ICICI Bank Personal Loan

  • 1. Signed application form with photograph
  • 2. Copy of passport/voter ID card/driving license
  • 3. Processing fee cheque
  • 4. Salaried
    • Latest 3 months Bank Statement (where salary/income is credited)
    Self Employed
    • Latest 6 months Bank statement
  • 5. Documentation for salaried applicants:

    Salary slips for last 3 months

  • 6. Documentation for self-employed applicants:

    Income proof (audited financials for the last two years)


ICICI Bank Personal Loan Interest RatesUpdated on 04 May 2015

ICICI Bank Personal Loan Details
Interest Rate (Monthly reducing balance) 13% to 19.50%
Processing Fees 0.5% of the loan amount
Loan Tenure 1 year to 5 years
Pre-closure Charges 4% of pre-closed amount
Guarantor Requirement No guarantor required

About ICICI Bank Personal Loan

ICICI Bank is not only the largest private sector banks in the country but also one of the largest facilitators of personal loans in India. ICICI Bank offers personal loans to help borrowers to ride over any immediate financial requirements. ICICI Banks understand that time is of paramount significance when faced with financial crisis and hence fast tracks all its personal loan applications resulting in quick loan approval and facilitation. Nominal documentation is required to apply for ICICI Personal Loan with a maximum loan limit of up to Rs. 20 Lakhs available for eligible borrowers. ICICI Banks personal loans do not require ant security or guarantor for personal loans. The money available through ICICI Bank personal loans can be used as per the individual needs and requirements of the applicant including medical expenses, foreign travel, home repair or renovation, wedding expenses or any other miscellaneous expenses.


ICICI Personal Loans are available for both salaried as well as self employed individuals and working professionals. ICICI Bank employs a quick loan approval system making sure that all personal loan requests are approved within 72 hours of submission of complete documentation.

The bank offers very lucrative interest rates for personal loans with a tenure period ranging between 12 to 60 months. ICICI Bank offers loan liability cover for personal loan applicants by insuring all personal loan liability with ICICI’s 'All Safe' Insurance.

Why choose ICICI Personal Loan?

Customized Personal Loans: Unlike a lot of other banks, ICICI Bank offers customized personal loans for every loan applicant. Everything from loan tenure to maximum loan amount is fixed as per the individual financial track record of the borrower. Salaried individuals can get a maximum loan up to Rs. 15 lakhs while self-employed individuals can get a loan up to Rs. 30 lakhs. For professionals like doctors and chartered accountants, the maximum personal loan limit is Rs. 40 lakhs and a flexible tenure of 12 to 60 months for all applicants.


Attractive Rate of Interest: ICICI Bank offers personal loans at an attractive rate of interest, starting with as low as 13.99% interest rate.


Fast Loan Approval: ICICI Bank facilitates quick loan approval and disbursal making it one of the most popular banks for personal loan applicants.


Minimal Documentation: ICICI Personal Loans do not require large documentation process and loans are facilitated after minimal documentation increasing the loan disbursal time substantially.


Cover for Loan Liability: In a unique benefit offered by ICICI Bank, all personal loan applicants can now insure their loan liability with an 'All Safe' insurance provided at no extra cost.


Instant E-Approval: ICICI Bank offers its users the advantage of applying for a personal loan online sitting at their home or office directly and through its partnering site BankBazaar.com The bank sends an instant e-approval for all successful online personal loan applicants in real time.


Features of ICICI Bank Personal Loan

ICICI Bank offer customized personal loans for every applicant, thereby making sure that each loan applicant gets the best deal. From low interest rates to quick loan approval and minimal documentation, ICICI Bank offers dedicated loan schemes for personal loans for self employed professionals, self employed non-professionals as well as salaried individuals. Some of the apparent benefits of ICICI Personal Loan include:


High Quantum of Loan: ICICI Bank offers one of the highest quanta of loan amount for personal loan applicants. Salaried individuals can attain a loan of up Rs. 15 lakhs while specialized working professionals like doctors can get a personal loan of up to Rs. 40 lakhs. ICICI Bank offers personal loan according to the financial overview for each individual applicant.


Lucrative Rate of Interest: ICICI Bank offers one of the lowest interest rates for personal loans. The bank personal loan starts from as low as 13.99%. ICICI Bank however reserves the right to revise the rate of interest and processing fee from time to time, at its sole discretion.


Online Loan Requests: ICICI bank has been one of the first banks to embrace technology and offers online loan requests from applicants. Personal loan applicants can apply for a loan by sitting in the comfort of their home and office through BankBazaar.com. After submission of online loan application, the bank sends an instant e-approval notice to the successful applicants.


Low Prepayment Charges: ICICI bank offers lowest prepayment charges for all personal loans as compared to other private sector banks in the country.


24/7 Customer Support: ICICI Bank has a dedicated customer support helpline for its loan department making it accessible for any query or requirement 24 hours a day.


Why apply for ICICI Personal Loan on BankBazaar.com?

ICICI Bank has joined hands with BankBazaar.com, India's premier financial marketplace portal for making the bank’s personal loans available for all. Users can now apply for personal loans with ICICI Bank using the state of the art online loan application tool of BankBazaar.com. The loan tool automatically checks for loan eligibility and lists out customized personal loan details from ICICI Bank.


Instant Eligibility Check Facility: The loan calculator tool of BankBazaar.com checks for personal loan eligibility for each applicant according ICICI Bank’s prescribed criteria and offers personalized loan offers instantly.


Customized Quotes: The eligible loan applicants are offered instant quotes customized as per their profile and with a discounted interest rate.


Loan Comparisons in Real Time: Successful applicants can choose their personal loan from the various loan option provided by the loan calculator tool of BankBazaar.com. Users can also customize their personal loan plans by altering their tenure and loan amount subject to the maximum loan amount calculated as per their financial history.


E-Approval Facility: Every loan applicant at BankBazaar.com gets an instant e-approval after successfully submitting his or her loan application.


Assured Privacy: BankBazaar.com assures complete privacy for all loan applications made through us. We send applications electronically to the concerned loan section of ICICI Bank.


How to apply for an ICICI Personal Loan on BankBazaar.com?

Applying for an ICICI Personal Loan at BankBazaar.com involves three simple steps.


Step 1: The loan applicant must fill the loan eligibility form with correct personal data including financial records like salary/ monthly income, other liabilities etc. Once submitted, the tool automatically checks for personal loan eligibility of the applicant and personalized personal loan options are displayed instantly.


Step 2: In the second step, the applicant is given a list of loan options as per his or her financial history. The users can compare various loan options and choose the most appropriate one.


Step 3: In the third and final step, the applicant receives an instant e-approval from BankBazaar.com after successful submission of personal loan application online.


BankBazaar.com instantly submits the loan application electronically to the loan department of your nearest ICICI Bank branch, and the bank gets in touch with you directly. Users can also check the status of their loan application through SMS alters as well as emails.

ICICI Bank Personal Loan Interest Rates

Apart from the processing fee of up to 2.5%, the ICICI Bank personal loan will attract an interest rate between 13.00% and 18.00%. In the event that a person defaults on the repayment, an interest rate of 2% per month will be charged, which translates into a rate of 24% per annum. If someone decides to go in for the prepayment option then they may be charged an amount equal to 5% of the principal outstanding amount. It needs to be kept in mind that the rates of interest, and any other charges for services, are subject to change as per bank policies.


ICICI Bank offers lowest interest rates for its loan applicants. The bank can however change its Personal Loan Interest Rates from time to time as per its discretion.


Rate of Interest 13.99% to 18.00%
Loan Processing Charges / Origination Charges (Non-Refundable) Up to 2.25% of loan amount plus Service Tax
Prepayment Charges The lower of the two amounts given below: 1) 5% of principal outstanding or 2) Interest outstanding for the unexpired period of the loan.
Charges for late payment 2% per month
Duplicate No Objection Certificate/ No Due Certificate Rs. 500/- per NOC (inclusive of service tax) Rs 200/- per NOC (inclusive of service tax)

* Current Service Tax applicable is 12.36%.

ICICI Bank Personal Loan Eligibility

ICICI Bank offers personal loans to all applicants fulfilling the basic eligibility criteria.

Eligibility Criteria for Salaried Individuals

If the applicant is a salaried individual then the following eligibility criteria will apply.


  • The person applying for a personal loan from ICICI Bank must be of a minimum age of 23 years and a maximum age of 58 years.
  • The person must have a monthly income of Rs.17,500 or more.
  • If the person resides in Delhi or Mumbai then they must have a minimum monthly income of Rs.25,000 per month.
  • If the person is a resident of Bangalore, Chennai, Hyderabad, Kolkata or Pune then they must have a minimum monthly income of Rs. 20,000 per month.
  • The applicant must have a total of 2 or more years of work experience.
  • They should also have a minimum of 1 year of work experience with the current employer.

Age 23 years - 58 years
Minimum Income Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata)
Total years in job/profession 2 Years
Years in current residence 1 Year

Eligibility Criteria for Self Employed Individuals and Working Professionals:

If the applicant is self-employed then the eligibility criteria for an ICICI personal loan will be as follows:


  • The minimum age for self-employed individuals is 28 years old and the maximum age is 65 years.
  • In case the applicant is a doctor then the minimum age is 25 years.
  • The minimum turnover of the business of the applicant must be, as per audited financial statements, Rs. 40 lakhs in case of non- professionals and Rs. 15 lakhs in case of professionals.
  • The minimum profit after tax should be Rs. 2 lakhs for self-employed individuals and proprietors while for non-professionals it has to be a minimum of Rs.1 lakh.
  • The person applying for the loan has to have been in the current business for a minimum of 5 years. In the case of doctors, they need to have been in business for at least 3 years.
  • The applicant also needs to have had a relationship with ICICI Bank for a minimum of 1 year. This could be in the form of a savings or current account or even in the form of a loan that is still being paid or was completed within the preceding 36 months.

Age 28 years (self employed individuals) and 25 years (for doctors); Maximum age - 65 years
Minimum Turnover Rs. 40 Lakhs for non-professionals; Rs. 15 Lakhs for professionals; as per audited financials
Minimum Profit After Tax Rs. 2 Lakhs for Proprietorship Firm/Self employed Individuals and Rs. 1 Lakhs for non-professionals as per audited financials
Business Stability In current business for at least 5 years and minimum 3 years for doctors

How to calculate EMI for ICICI Bank Personal Loan?

BankBazaar.com offers users a unique tool to calculate your EMI for all loans. This helps you to understand how much a loan would cost you, and plan your budgets accordingly before applying for a loan.

With BankBazaar’s loan calculator tool, all you need to do is to enter the amount you wish to apply and the preferred tenure. The Personal Loan Calculator then calculates the EMI based on the applicable rate of interest and displays your EMI liability for the loan.

ICICI Personal Loan FAQs

  1. How can I apply for ICICI Bank Personal Loan online?

  2. All you need to do is to simply enter your personal and financial details on our site. It takes only 2-3 minutes. Our loan calculator tool automatically checks for your loan eligibility based on the details you provided and as per the bank’s norms and offers personalized loan offers as per your financial credentials. You can choose the best suited plan and apply for a loan instantly with a click.

  3. What is the minimum and maximum amount of personal loan that I can get with ICICI Bank?

  4. ICICI Bank offers one of the highest quanta of loan amounts for personal loan applicants. Salaried individuals can avail a loan of up Rs. 15 lakhs while self employed professionals can get a personal loan of up to Rs. 40 lakhs. ICICI Bank offers personal loan according to the financial overview for each individual applicant.

  5. What is the maximum tenure for which I can avail a personal loan with ICICI Bank?

  6. ICICI Bank offers personal loans with a tenure period ranging between 12 to 48 months and in some cases it can be extended for up to 60 months.

  7. Is BankBazaar.com Personal Loan Tool Free?

  8. Yes BankBazaar.com loan calculator tool is completely FREE and we are not charging any fee for the services we provide.

  9. Can I track my loan application?

  10. BankBazaar.com offers all loan applicants, an active tracking tool through both email and SMS. You will receive daily updates of your loan application.

  11. Can I know the EMI amount for my personal loan in advance?

  12. Yes BankBazaar.com has developed a unique EMI calculator tool that offers EMI breakup for all loans by entering the loan amount, tenure and rate of interest. You can compare the EMI for different loan amounts and tenures with our tool and finalize the best suited plan for your budgets before applying.

  13. Is my data safe with BankBazaar.com?

  14. Absolutely yes. BankBazaar.com does not share data with any third party other than the financial institution. All data is sent in electronic form with high level of encryption making it safe and secure at all times.

  15. After applying online with BankBazaar.com, when will I get the loan amount and how long it will take?

  16. BankBazaar.com instantly submits your personal loan application at your nearest ICICI bank branch in an electronic format. A representative from the bank will get in touch with you soon to collect documents like salary certificate, identity proof etc. On submitting these, the bank initiates verification process and checks your CIBIL score and disburses the loan if all are fine. The process may take 48-72 hours.


News About ICICI Bank Personal Loan

  • ICICI Bank christens Tap-n-Pay

    Tap-n-Pay is a payment service introduced by ICICI Bank in collaboration with Tech Mahindra. This service is based on near-field communication (NFC) enabling customers to make payments without using cash. You have to merely tap a NFC-enabled phone or a tag to the cash counter. This service is provided only to the closed groups. The user will have the customer for the service before enrolling then for using it.


    This reduces the dependency on cash. The service is not limited to ICICI customers, customer having any bank account can avail the NFC tag or can configure it to their mobile phones. Rajeev Sabharwal, Executive Director of ICICI Bank, said that the customer doesn’t have to visit any branch to register nor is there any documentation required.

    23rd April 2015

  • ICICI Bank Decides to Restart its Special Asset Management Group to Recover its Bad Debt

    India’s largest private-sector bank ICICI Bank is going to restart its Special Asset Management Group by April, which was shut down a decade ago. The main reason for reviving this unit is to initiate a drive to recover its bad debts. Given that the bank’s bad debts soared in the fourth quarter, Chanda Kochhar, the Chief Executive Officer of the bank decided to restart this special unit. In this venture, ICICI Bank joins State Bank of India, the largest public sector bank in India. SBI also has a similar unit dedicated to recover badloans. By reviving this unit, ICICI Bank is expected to improve its asset quality.

    13th March 2015

  • ICICI Bank launches “Touch n Remit” for Bahrain NRIs.

    India's largest private sector bank, ICICI Bank has tied up with SADAD Electronic Payments WLL to provide instant money transfer service to the NRIs based in Bahrain. The bank has launched a service called ‘Touch n Remit’ to help NRIs in Bahrain to transfer money to India instantly from the bank’s kiosks located in Bahrain.


    ‘Touch n Remit’ is a 24X7 remittance service, available round-the-clock and 365 days a year to all NRIs in Bahrain. By using this service, funds can be transferred at any time by anyone, including non-ICICI Bank customers to over 100 banks in India. To get this service, remitters have to go through a one-time registration formality for themselves and the named beneficiary by visiting the ICICI Bank Bahrain branch. After registration, they can visit designated SADAD kiosks with cash and initiate money transfers. Remitters can also track their money transfer status by calling ICICI Bank’s toll free number in Bahrain which is 80004877 or SADAD toll free number which is 80008338. The service is launched to provide enhanced convenience for its users.

    13th March 2015

  • What works for a personal loan and what doesn't?

    Everyone of us think about personal loans whenever there is a sudden or short term financial requirement As part of an unsecured loan, personal loans are a great financial tool when faced with financial dilemma including overdue credit card woes to meeting personal financial difficulties, or occasions like wedding. Read more

    25th February 2014

  • What is the right time to prepay your personal loan!

    The personal loan has become a popular tool that is used by many people to raise additional cash when in tight corner or when there is an urgent requirement of money at a short notice. However in most cases the situation does ease off after some time and the burrowers are in comfortable position pay back the loan availed by them. That is the time when most people land up in a dilemma about prepaying their outstanding loans. There are several issues associated with prepaying personal loan before its complete tenure. Read more

    25th December 2013

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ICICI Bank Personal Loan Reviews

Customer Reviews
Page 1 of 50 1 2 3 4 5
  • Validated User
    (1)

    The experience I had with ICICI bank is bad. I feel that since I am in need of loan very badly at that time the bank took this an advantage and offered me high interest rates and processing was also high. It is really annoying I would like to suggest that they should really consider the requirements of their clients. And the bank should also improve in customer support in terms of response and instead of post ponding things.

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    ganesh took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    I am not happy with ICICI bank. They charged me huge interest rate of 17% which I feel high compared to the other banks.. My suggestion would be the bank should reduce the Interest rates. And also I had applied credit card from ICICI but for some reason it has got declined. When I asked for the reason the customer service agent is not ready to answer and share what was the reason. It is really annoying and definitely the customer support has to improve on this.

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    amandeep took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    Six months ago I have taken personal loan and now I got top up on the same loan with loan interest rate. Out of the sanctioned loan amount ICICI bank deducted 1% for processing charge. Insurance is not at all mandatory so I did not go for it. Lockin period of top up loan is six months.

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    sandeep took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    I am very happy with the service provided by ICICI while getting this personal loan.The customer service provided is really good and they assist customer in a good manner.They do collect minimal documents and they interest rate offered was also nominal.The fee they collected was competitive and I feel the best part of ICICI is their good technology.The loan was disbursed within 3-4 days and I feel its a fast process as well.

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    ajit took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    ICICI bank sanctioned the requested amount of 2.5lakhs and with the interest of 16%, which is nominal but nice if they decrease the rate. Likes is the loan amount and dislikes is the interest rate. Suggesting ICICI to make the insurance as optional as they forcing to take insurance along with the personal loan.

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    rahul took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    ICICI is a privilege bank to go for personal loan. The customer service in terms of response was better than Standard Chartered bank. The process was really good and within 72 hours my loan got disbursed. And on whole I am totally satisfied with ICICI bank.

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    kapil took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    I had taken a personal loan from ICICI bank. After submitting the application online I had received a call from them from 5 to 6 days for the loan to get sanctioned and the entire loan procedure got completed in 6 days. Overall it was a fast processing from their end. The customer service offered by them was excellent. The best part about the bank is they value the customers.

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    pradeep took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    The service offered by the ICICI Bank was very good for the personal loan I have taken. The processing was very fast as loan got disbursed within a week. The executive had clearly informed me in prior of what documents to be submitted and also the emi details. They were prompt and it was a immediate response from the Bank. One thing which I didnâ??t like was they made insurance as mandatory. And also it would be better if the Banks declare all the terms and conditions in the first point of contact.

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    vipul took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    The executives of ICICI Bank personal loan is really good. They were very co-operative. Within a span of 3 days of time the loan was approved. My only concern here is, I was previously holding an insurance with ICICI Lombard. I was supposed to cancel the old one and I had to opt for the new one. For which I gave the form to the agent a way back he did not submit the form on time. He submitted the form only after 2months and he himself agreed that he has submitted the form late and he apologised for that and its because of that policy got cancelled late and the money was reimbursed late.

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    michael took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    My feedback for ICICI Bank personal loan service is really good. Being a valuable customer of ICICI . Despite of me holding this account for 2.5 years they failed to offer me a preferential rate of interest. My major concern was the interest rate which is 17%. Even the processing fee could have been a bit less. Processing time taken for the loan is 10 to 15 days.

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    sivakrishna took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    ICICI Bank personal loan process is really good. I am very much satisfied with them. The process was very speedy and the interest offered by them was 18%. I am very much happy with them. Processing fee charged by them was 5%. The EMI amount is very much affordable. Almost all the payment options are available there.

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    balraj took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Good
    https://cdn1.bankbazaar.com/images/customer_review/default-unknown-person.png
    , bangalore
    Recommend Recommended by user
    Validated User
    (0)

    ICICI Bank personal loan process is really good. Based on my package they are providing me a very good deal. Interest rate offered by them was average which is 18%. It could be great if they reduce it even more. The loan amount offered by them was hardly 2 lakhs it could have been better if they would have offered 4 lakhs. Processing fee charged by them was quite nominal.

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    anup took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    I applied personal loan with ICICI.. One thing I found is what ever is committed is by the bank executive is later not considered. Actually an executive spoke to me and that I will be offered 17.5 % as my Interest rate and later after completing the process they charged me 18.25% which I am not satisfied at all. I would like to suggest that customer care must be more clear in what they speak and must be more transparent. And later I had no other go I had to accept for that Interest rates which is offered to me. ICICI should improve in this.

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    hemalatha took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    As soon as I applied for loan I got a call immediately. And very next day a person from the bank came to collect the documents. I would say that the response was very good. About the customer service I was not given a proper information with regard to the Interest rate. Before applying I was told a interest rate that will be offered it is 14% and later after all the process I was given 17%... which is annoying and they should be clear in what they convey to their customers in all the aspects.

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    ranjith took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (1)

    I have taken a personal loan with ICICI Bank. The rate of interest charged by them was 11%. I did not face any issues with them. I am yet to get the closure letter and NOC. Interest rate charged by them was really high and this loan was taken for home improvement purpose.

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    sunita took a Personal Loan from ICICI BANK Reviewed on
  • Validated User
    (0)

    I satisfied with the personal loan from ICICI bank. Interest rate is best in the market and I was offered %13 and I am satisfied. About the fee and charges it is flat only Rs 1000 was charged for me. I would say customer service is average. The response is not that fast. An agent came to collect the document, but I would like to suggest that they should be clear, transparent and straight forward. ICICI should improve in customer service.

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    kayala took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    Nothing was done as promised by the customer service of ICICI. I got a personal loan from ICICI bank.. When I am in need the bank did not do. The disbursement of loan was not done on the promised date. And I was going on calling an agent who came to collect the document, he did not respond me four days and two days later he got back to me. I would like to suggest that better training should be given for the customer service. I am okay with interest rate offered by the bank.

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    praveen took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (1)

    I got my personal loan within two days from ICICI bank. An executive from bank planned to meet me at office and collected the documents. and it was very helpful. I fell that the interest rate is quite high compared to the other banks. The processing time was very fast and I am fully satisfied.

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    nadarajan took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    Its easy to approach ICICI Bank in the loan process I had a very good service provided by the Bank.The customer service provided was really good and I am happy about the same.They required minimal documents from the customer and the process was a easy process as well.The interest rate offered was little high and the loan amount was disbursed timely within 10days with which I am really happy.

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    gowri took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    I am really unhappy with the service provided by ICICI Bank in loan process.They took nearly 4months for approving the loan application and Its really a long time.I use to visit the branch several time where is takes lot of time to travel but I still didn't get a proper solution for my query.The interest rate offered was nominal and they were asking for the same set of documents repeatedly and I don't want to appreciate such service provided.

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    ranjana took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
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