ICICI Bank Personal Loan

ICICI Bank Personal Loan
 4.0 / 5.0   by 971 users
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Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

ICICI Bank is the second largest bank in India by assets and by market capitalization. ICICI Bank India offers instant personal loans for a wide range of your personal needs at attractive interest rates. ICICI Bank has partnered with BankBazaar to offer personal loans at the lowest interest rates for salaried and self-employed individuals. In addition you can apply online instantly and get e-approved. Check below to know your eligibility and documentation needed for ICICI personal loans.


You’re probably eligible for an ICICI Bank Personal Loan if you are

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ICICI Bank Personal Loan Minimum Age

At least 23 years old

ICICI Bank Personal Loan Maximum Age

Less than 58 years old

ICICI Bank Personal Loan Eligible Employment Type

Salaried / Self – Employed
with regular income

ICICI Bank Personal Loan Minimum Income

Earn more than the minimum
income required


Your ICICI Bank Personal Loan amount eligibility is based on these factors

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ICICI Bank Personal Loan Minimum Salary

Minimum income required
Rs.17,500 per month

ICICI Bank Personal Loan Maximum Loan Funded

Maximum allowed personal loan is Rs. 15 lakhs

ICICI Bank Personal Loan EMI

EMIs of other loans lower
your eligibility


Increase your eligible ICICI Bank Personal Loan amount by these steps

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ICICI Bank Personal Loan Payoff Outstanding Credit Card Bills

Pay off your credit card bills

“ICICI

Choose longer tenure loan up to 4 years


Documentation needed to apply for an ICICI Bank Personal Loan

  • 1. Signed application form with photograph
  • 2. Copy of passport/voter ID card/driving license
  • 3. Processing fee cheque
  • 4. Salaried
    • Latest 3 months Bank Statement (where salary/income is credited)
    Self Employed
    • Latest 6 months Bank statement
  • 5. Documentation for salaried applicants:

    Salary slips for last 3 months

  • 6. Documentation for self-employed applicants:

    Income proof (audited financials for the last two years)


ICICI Bank Personal Loan Interest RatesUpdated on 22 Jul 2014

ICICI Bank Personal Loan Details
Interest Rate (Monthly reducing balance) 13.50% to 18.00%
Processing Fees Upto 2.25% of loan amount plus Service Tax
Loan Tenure 1 year to 4 years
Pre-closure Charges 4% of pre-closed amount
Guarantor Requirement No guarantor required

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ICICI Bank Personal Loan Reviews

Customer Reviews
Page 1 of 49 1 2 3 4 5
  • Blown Away!
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    Vaghasia Pravin V, rajkot
    Recommend Recommended by user

    "The processing and the documentation of personal lone with the ICICI Bank was very easy and the customer service was good. BankBazaar website was very informative and very helpful. BankBazaar suits all type of customers to choose their appropriate banks."

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    took a Personal Loan from ICICI BANK Reviewed on
  • Validated User

    ICICI Personal Loan best thing i feel is interest rate, their process was fast, i got loan approval in 10 days, only drawback is i have not received my confirmation letter yet, response was very good they solved all my queries, there was no hidden charges, processing fee was reasonable, overall i am satisfied.

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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Good Service Overall
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    DIGAMBAR PAIKADE, aurangabad
    Recommend Recommended by user
    Validated User
    (6)

    ICICI Personal Loan it was good service, interest was bit high, documentation was pretty good there was no hidden charges, i could say they must provide interest rate at what they commit, with in 15 days i got loan approval, customer service and response was very good, it was good service overall.

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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (3)

    ICICI Bank Personal Loan i had good experience, only drawback is rate of interest was bit high apart from that it was good, what they committed they gave, documentation was easy i got my loan approval in 3 days, response was good for all my queries, there was no extra charges taken.

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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User

    ICICI Bank Personal Loan its good service overall, only drawback is they said my emi will be on 15th date but they changed to 1st for which i am not satisfied there is no proper response when i call up, best thing is i got loan disbursement in 6 days interest rate was good, staff relationship was good to me, there is no extra charges.

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    Fees & Charges
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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (2)

    ICICI Bank Personal loan it was been quick service, i got my loan in 15 days, response and follow up was good, interest rate was bit high if they could reduced interest rate will be great, documentation was easy, no extra charges taken what they committed they gave.

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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Overall Good Service
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    SRINIVAS JADALA, navi mumbai
    Recommend Recommended by user
    Validated User
    (1)

    ICICI Personal Loan satisfied with service, there process was good, i got loan in 15 days, response was fine, interest rate was bit high if they would have reduced it might be great, documentation was easy and there was no hidden charges, only drawback is they opened insurance policy for which i am not satisfied, they informed me at last moment about insurance apart from that it was good.

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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (4)

    ICICI Bank Personal Loan i am having good experience, i got my loan approval in 15 days, customer service and response was good they cleared all my queries, documentation is easy there was no extra hidden charges, interest rate was bit high, overall not much satisfied.

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    Fees & Charges
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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Satisfied with Service
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    SREEKAR ATLA REDDY, hyderabad
    Recommend Recommended by user
    Validated User
    (0)

    ICICI Bank Personal loan best thing is interest rate was really good, they took extra charge and gave insurance policy for which i am not satisfied, they should give prepayment option, documentation was high but there was not much hidden charges, with in 5 days i got my loan approval which i fast i feel, response was perfect for all my queries.

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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    I was really disappointed with the service of ICICI Bank when i applied for the personal loan i would say that the front end customer service executive need to work on their communication and to wok on the customer flexibility and there are many hidden charges but the documentation was fair enough and the whole process got completed in fifteen days.

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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Satisfied with Service
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    NEELA SHIVA SHANMUGAM , bangalore
    Recommend Recommended by user
    Validated User
    (0)

    ICICI Bank Personal Loan it was good and processing time was less, within 8 days i got my loan approval, drawback is lot of criteria is there no proper commitment given, response was good they responded quickly, documentation was less and there was no hidden charges taken.

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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Satisfied with Service
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    HARISH KUMAR SHARMA, bangalore
    Recommend Recommended by user
    Validated User
    (0)

    ICICI PL service was good, my suggestion is if they change my emi date will be great, i got my loan approval in 4 days it was fast processing, customer service and response was very good, it was less documentation no extra charges i have no suggestion is the best.

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    Fees & Charges
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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    ICICI Bank Personal Loan, not satisfied with rate of interest, i got loan approval in 15 days, customer service was good, procedure they are lacking, best thing was documentation was easy, no hidden charges taken, my suggestion is they should reduce interest rate since i am taking loan for 2nd time, overall its good.

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    Fees & Charges
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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (0)

    ICICI Personal Loan, I am really happy with the service, lots of verification done, with in 7 days i got loan approval, best thing is their customer service was very good i would like to share my comments on this via mail also, interest rate was good, only drawback is i have not received any prove slip for my loan yet, everything is good. Its excellent service.

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    Fees & Charges
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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Good service
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    NIZALAPUR MURALIDHAR VENKATESH VENKATESH, hyderabad
    Recommend Recommended by user
    Validated User
    (0)

    I got my personal loan with ICICI bank within 3 days of time . Their documentation process was really excellent . At that time I have got emergency so I have applied and they understood my emergency and processed . Appreciated one. I have activated ECS option from Indian bank to personal loan account. Interest rates are quite high they can reduce to get more benefits from customers.Otherwise service was good.

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    Fees & Charges
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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Satisfied with Service
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    RAJENDRA DATTATRAY YENPURE, pune
    Recommend Recommended by user
    Validated User
    (0)

    ICICI Personal Loan was good the time provided they gave the loan, they took extra charges and gave insurance policy for which i am not at all satisfied apart from that i got loan in weeks time, for corporate there should be discount, customer service and response was good, the staff was well knowledgeable.

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    Fees & Charges
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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (9)

    ICICI Bank Personal Loan it was good, within 3 days i got loan approval, best thing is service was very fast, even the interest rate was reasonable, documentation was easy i didn't find any difficulty, there was no hidden charges only drawback is they took some extra charge and gave insurance policy without any confirmation for which i am not satisfied apart from that overall its perfect.

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    Fees & Charges
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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User
    (7)

    ICICI Personal Loan it was good experience i had, documentation was easy, only drawback is they took extra charge and without my knowledge insurance policy provided i am not satisfied with that, best thing is i got loan approval in 7 days interest rate was bit high, response and customer service was good, they took extra charges which needs to reduced. overall its good.

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    Fees & Charges
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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Validated User

    ICICI Bank PL best thing i feel is there customer service and response is very good, the representative came to my home and did all the formalities, only drawback is to take another loan amount from existing one its not possible, i got my existing loan approval with in 1 week of time normal charges applied, satisfied with interest rate i have no suggestion overall i am satisfied.

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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
  • Good options
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    MOHINDER BALIHAN, faridabad
    Recommend Recommended by user
    Validated User
    (6)

    I like them because their phone banking is good, their online banking site is fine through online I am able to do funds transfer pay electric bills post paid bills I love to do online shopping and they respond instantly and their overall service is good.

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    Fees & Charges
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    took a Personal Loan from ICICI BANK on BankBazaar.com Reviewed on
Customer Reviews
Page 1 of 49 1 2 3 4 5
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