Multiple banks. Different interest rates. Call it a "conflict of interest".
  • ICICI Bank Personal Loan

    ICICI Personal Loan
     3.5 / 5.0   by 5914 users
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    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    ICICI Bank is the second largest bank in India by assets and by market capitalization. ICICI Bank India offers instant personal loans for a wide range of your personal needs at attractive interest rates. ICICI Bank has partnered with BankBazaar to offer personal loans at the lowest interest rates for salaried and self-employed individuals. In addition you can apply online instantly and get e-approved. Check below to know your eligibility and documentation needed for ICICI personal loans.


    You’re probably eligible for an ICICI Bank Personal Loan if you are

    01
    02
    03
    04
    ICICI Bank Personal Loan Minimum Age

    At least 23 years old

    ICICI Bank Personal Loan Maximum Age

    Less than 58 years old

    ICICI Bank Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    ICICI Bank Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your ICICI Bank Personal Loan amount eligibility is based on these factors

    01
    02
    03
    ICICI Bank Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    ICICI Bank Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 20 lakhs

    ICICI Bank Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible ICICI Bank Personal Loan amount by these steps

    01
    02
    ICICI Bank Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “ICICI

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an ICICI Bank Personal Loan

    • 1. Signed application form with photograph
    • 2. Copy of passport/voter ID card/driving license
    • 3. Processing fee cheque
    • 4. Salaried
      • Latest 3 months Bank Statement (where salary/income is credited)
      Self Employed
      • Latest 6 months Bank statement
    • 5. Documentation for salaried applicants:

      Salary slips for last 3 months

    • 6. Documentation for self-employed applicants:

      Income proof (audited financials for the last two years)


    ICICI Bank Personal Loan Interest RatesUpdated on 01 Sep 2015

    ICICI Bank Personal Loan Details
    Interest Rate (Monthly reducing balance) 11.99% to 19.50%
    Processing Fees 0.45% of the loan amount
    Loan Tenure 1 year to 5 years
    Pre-closure Charges Preclosure permitted after 6 months. 5% of principal outstanding (plus ST)
    Guarantor Requirement No guarantor required

    About ICICI Bank Personal Loan

    ICICI Bank is not only the largest private sector banks in the country but also one of the largest facilitators of personal loans in India. ICICI Bank offers personal loans to help borrowers to ride over any immediate financial requirements. ICICI Banks understand that time is of paramount significance when faced with financial crisis and hence fast tracks all its personal loan applications resulting in quick loan approval and facilitation. Nominal documentation is required to apply for ICICI Personal Loan with a maximum loan limit of up to Rs. 20 Lakhs available for eligible borrowers. ICICI Banks personal loans do not require ant security or guarantor for personal loans. The money available through ICICI Bank personal loans can be used as per the individual needs and requirements of the applicant including medical expenses, foreign travel, home repair or renovation, wedding expenses or any other miscellaneous expenses.


    ICICI Personal Loans are available for both salaried as well as self employed individuals and working professionals. ICICI Bank employs a quick loan approval system making sure that all personal loan requests are approved within 72 hours of submission of complete documentation.

    The bank offers very lucrative interest rates for personal loans with a tenure period ranging between 12 to 60 months. ICICI Bank offers loan liability cover for personal loan applicants by insuring all personal loan liability with ICICI’s 'All Safe' Insurance.

    Why choose ICICI Personal Loan?

    Customized Personal Loans: Unlike a lot of other banks, ICICI Bank offers customized personal loans for every loan applicant. Everything from loan tenure to maximum loan amount is fixed as per the individual financial track record of the borrower. Salaried individuals can get a maximum loan up to Rs. 15 lakhs while self-employed individuals can get a loan up to Rs. 30 lakhs. For professionals like doctors and chartered accountants, the maximum personal loan limit is Rs. 40 lakhs and a flexible tenure of 12 to 60 months for all applicants.


    Attractive Rate of Interest: ICICI Bank offers personal loans at an attractive rate of interest, starting with as low as 13.99% interest rate.


    Fast Loan Approval: ICICI Bank facilitates quick loan approval and disbursal making it one of the most popular banks for personal loan applicants.


    Minimal Documentation: ICICI Personal Loans do not require large documentation process and loans are facilitated after minimal documentation increasing the loan disbursal time substantially.


    Cover for Loan Liability: In a unique benefit offered by ICICI Bank, all personal loan applicants can now insure their loan liability with an 'All Safe' insurance provided at no extra cost.


    Instant E-Approval: ICICI Bank offers its users the advantage of applying for a personal loan online sitting at their home or office directly and through its partnering site BankBazaar.com The bank sends an instant e-approval for all successful online personal loan applicants in real time.


    Features of ICICI Bank Personal Loan

    ICICI Bank offer customized personal loans for every applicant, thereby making sure that each loan applicant gets the best deal. From low interest rates to quick loan approval and minimal documentation, ICICI Bank offers dedicated loan schemes for personal loans for self employed professionals, self employed non-professionals as well as salaried individuals. Some of the apparent benefits of ICICI Personal Loan include:


    High Quantum of Loan: ICICI Bank offers one of the highest quanta of loan amount for personal loan applicants. Salaried individuals can attain a loan of up Rs. 15 lakhs while specialized working professionals like doctors can get a personal loan of up to Rs. 40 lakhs. ICICI Bank offers personal loan according to the financial overview for each individual applicant.


    Lucrative Rate of Interest: ICICI Bank offers one of the lowest interest rates for personal loans. The bank personal loan starts from as low as 13.99%. ICICI Bank however reserves the right to revise the rate of interest and processing fee from time to time, at its sole discretion.


    Online Loan Requests: ICICI bank has been one of the first banks to embrace technology and offers online loan requests from applicants. Personal loan applicants can apply for a loan by sitting in the comfort of their home and office through BankBazaar.com. After submission of online loan application, the bank sends an instant e-approval notice to the successful applicants.


    Low Prepayment Charges: ICICI bank offers lowest prepayment charges for all personal loans as compared to other private sector banks in the country.


    24/7 Customer Support: ICICI Bank has a dedicated customer support helpline for its loan department making it accessible for any query or requirement 24 hours a day.


    Why apply for ICICI Personal Loan on BankBazaar.com?

    ICICI Bank has joined hands with BankBazaar.com, India's premier financial marketplace portal for making the bank’s personal loans available for all. Users can now apply for personal loans with ICICI Bank using the state of the art online loan application tool of BankBazaar.com. The loan tool automatically checks for loan eligibility and lists out customized personal loan details from ICICI Bank.


    Instant Eligibility Check Facility: The loan calculator tool of BankBazaar.com checks for personal loan eligibility for each applicant according ICICI Bank’s prescribed criteria and offers personalized loan offers instantly.


    Customized Quotes: The eligible loan applicants are offered instant quotes customized as per their profile and with a discounted interest rate.


    Loan Comparisons in Real Time: Successful applicants can choose their personal loan from the various loan option provided by the loan calculator tool of BankBazaar.com. Users can also customize their personal loan plans by altering their tenure and loan amount subject to the maximum loan amount calculated as per their financial history.


    E-Approval Facility: Every loan applicant at BankBazaar.com gets an instant e-approval after successfully submitting his or her loan application.


    Assured Privacy: BankBazaar.com assures complete privacy for all loan applications made through us. We send applications electronically to the concerned loan section of ICICI Bank.


    How to apply for an ICICI Personal Loan on BankBazaar.com?

    Applying for an ICICI Personal Loan at BankBazaar.com involves three simple steps.


    Step 1: The loan applicant must fill the loan eligibility form with correct personal data including financial records like salary/ monthly income, other liabilities etc. Once submitted, the tool automatically checks for personal loan eligibility of the applicant and personalized personal loan options are displayed instantly.


    Step 2: In the second step, the applicant is given a list of loan options as per his or her financial history. The users can compare various loan options and choose the most appropriate one.


    Step 3: In the third and final step, the applicant receives an instant e-approval from BankBazaar.com after successful submission of personal loan application online.


    BankBazaar.com instantly submits the loan application electronically to the loan department of your nearest ICICI Bank branch, and the bank gets in touch with you directly. Users can also check the status of their loan application through SMS alters as well as emails.

    ICICI Bank Personal Loan Interest Rates

    Apart from the processing fee of up to 2.50%, the ICICI Bank personal loan will attract an interest rate between 13.00% and 18.00%. In the event that a person defaults on the repayment, an interest rate of 2% per month will be charged, which translates into a rate of 24% per annum. If someone decides to go in for the prepayment option then they may be charged an amount equal to 5% of the principal outstanding amount. It needs to be kept in mind that the rates of interest, and any other charges for services, are subject to change as per bank policies.

    ICICI Bank offers lowest interest rates for its loan applicants. The bank can however change its Personal Loan Interest Rates from time to time as per its discretion.


    Rate of Interest 13.99% to 18.00%
    Loan Processing Charges / Origination Charges (Non-Refundable) Up to 2.25% of loan amount plus Service Tax
    Prepayment Charges The lower of the two amounts given below: 1) 5% of principal outstanding or 2) Interest outstanding for the unexpired period of the loan.
    Charges for late payment 2% per month
    Duplicate No Objection Certificate/ No Due Certificate Rs. 500/- per NOC (inclusive of service tax) Rs 200/- per NOC (inclusive of service tax)

    * Current Service Tax applicable is 12.36%.

    ICICI Bank Personal Loan Eligibility

    ICICI Bank offers personal loans to all applicants fulfilling the basic eligibility criteria.

    Eligibility Criteria for Salaried Individuals

    If the applicant is a salaried individual then the following eligibility criteria will apply.


    • The person applying for a personal loan from ICICI Bank must be of a minimum age of 23 years and a maximum age of 58 years.
    • The person must have a monthly income of Rs.17,500 or more.
    • If the person resides in Delhi or Mumbai then they must have a minimum monthly income of Rs.25,000 per month.
    • If the person is a resident of Bangalore, Chennai, Hyderabad, Kolkata or Pune then they must have a minimum monthly income of Rs. 20,000 per month.
    • The applicant must have a total of 2 or more years of work experience.
    • They should also have a minimum of 1 year of work experience with the current employer.

    Age 23 years - 58 years
    Minimum Income Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata)
    Total years in job/profession 2 Years
    Years in current residence 1 Year

    Eligibility Criteria for Self Employed Individuals and Working Professionals:

    If the applicant is self-employed then the eligibility criteria for an ICICI personal loan will be as follows:


    • The minimum age for self-employed individuals is 28 years old and the maximum age is 65 years.
    • In case the applicant is a doctor then the minimum age is 25 years.
    • The minimum turnover of the business of the applicant must be, as per audited financial statements, Rs. 40 lakhs in case of non- professionals and Rs. 15 lakhs in case of professionals.
    • The minimum profit after tax should be Rs. 2 lakhs for self-employed individuals and proprietors while for non-professionals it has to be a minimum of Rs.1 lakh.
    • The person applying for the loan has to have been in the current business for a minimum of 5 years. In the case of doctors, they need to have been in business for at least 3 years.
    • The applicant also needs to have had a relationship with ICICI Bank for a minimum of 1 year. This could be in the form of a savings or current account or even in the form of a loan that is still being paid or was completed within the preceding 36 months.

    Age 28 years (self employed individuals) and 25 years (for doctors); Maximum age - 65 years
    Minimum Turnover Rs. 40 Lakhs for non-professionals; Rs. 15 Lakhs for professionals; as per audited financials
    Minimum Profit After Tax Rs. 2 Lakhs for Proprietorship Firm/Self employed Individuals and Rs. 1 Lakhs for non-professionals as per audited financials
    Business Stability In current business for at least 5 years and minimum 3 years for doctors

    How to calculate EMI for ICICI Bank Personal Loan?

    BankBazaar.com offers users a unique tool to calculate your EMI for all loans. This helps you to understand how much a loan would cost you, and plan your budgets accordingly before applying for a loan.

    With BankBazaar’s loan calculator tool, all you need to do is to enter the amount you wish to apply and the preferred tenure. The Personal Loan Calculator then calculates the EMI based on the applicable rate of interest and displays your EMI liability for the loan.

    ICICI Personal Loan FAQs

    1. How can I apply for ICICI Bank Personal Loan online?

    2. All you need to do is to simply enter your personal and financial details on our site. It takes only 2-3 minutes. Our loan calculator tool automatically checks for your loan eligibility based on the details you provided and as per the bank’s norms and offers personalized loan offers as per your financial credentials. You can choose the best suited plan and apply for a loan instantly with a click.

    3. What is the minimum and maximum amount of personal loan that I can get with ICICI Bank?

    4. ICICI Bank offers one of the highest quanta of loan amounts for personal loan applicants. Salaried individuals can avail a loan of up Rs. 15 lakhs while self employed professionals can get a personal loan of up to Rs. 40 lakhs. ICICI Bank offers personal loan according to the financial overview for each individual applicant.

    5. What is the maximum tenure for which I can avail a personal loan with ICICI Bank?

    6. ICICI Bank offers personal loans with a tenure period ranging between 12 to 48 months and in some cases it can be extended for up to 60 months.

    7. Is BankBazaar.com Personal Loan Tool Free?

    8. Yes BankBazaar.com loan calculator tool is completely FREE and we are not charging any fee for the services we provide.

    9. Can I track my loan application?

    10. BankBazaar.com offers all loan applicants, an active tracking tool through both email and SMS. You will receive daily updates of your loan application.

    11. Can I know the EMI amount for my personal loan in advance?

    12. Yes BankBazaar.com has developed a unique EMI calculator tool that offers EMI breakup for all loans by entering the loan amount, tenure and rate of interest. You can compare the EMI for different loan amounts and tenures with our tool and finalize the best suited plan for your budgets before applying.

    13. Is my data safe with BankBazaar.com?

    14. Absolutely yes. BankBazaar.com does not share data with any third party other than the financial institution. All data is sent in electronic form with high level of encryption making it safe and secure at all times.

    15. After applying online with BankBazaar.com, when will I get the loan amount and how long it will take?

    16. BankBazaar.com instantly submits your personal loan application at your nearest ICICI bank branch in an electronic format. A representative from the bank will get in touch with you soon to collect documents like salary certificate, identity proof etc. On submitting these, the bank initiates verification process and checks your CIBIL score and disburses the loan if all are fine. The process may take 48-72 hours.


    News About ICICI Bank Personal Loan

    • ICICI & Alibaba Team Up To Finance Small Business

      Indian banking giant ICICI has teamed up with Alibaba to provide funding solutions for small businesses. The plan is to extend services like loans, finance management solutions, forex solutions, etc. to entrepreneurs who are already members of Alibaba’s marketplace. The services extended to them will also include letters of credit, accounts and help with logistics.


      The plan is to provide these facilities to attract more young Indian businessmen to the platform offered by Alibaba. To make personal finance for small traders the bank has also worked out schemes that offer discounts on charges and interest rates on loans that are more attractive.

      24th June 2015

    • ICICI Bank christens Tap-n-Pay

      Tap-n-Pay is a payment service introduced by ICICI Bank in collaboration with Tech Mahindra. This service is based on near-field communication (NFC) enabling customers to make payments without using cash. You have to merely tap a NFC-enabled phone or a tag to the cash counter. This service is provided only to the closed groups. The user will have the customer for the service before enrolling then for using it.


      This reduces the dependency on cash. The service is not limited to ICICI customers, customer having any bank account can avail the NFC tag or can configure it to their mobile phones. Rajeev Sabharwal, Executive Director of ICICI Bank, said that the customer doesn’t have to visit any branch to register nor is there any documentation required.

      23rd April 2015

    • ICICI Bank Decides to Restart its Special Asset Management Group to Recover its Bad Debt

      India’s largest private-sector bank ICICI Bank is going to restart its Special Asset Management Group by April, which was shut down a decade ago. The main reason for reviving this unit is to initiate a drive to recover its bad debts. Given that the bank’s bad debts soared in the fourth quarter, Chanda Kochhar, the Chief Executive Officer of the bank decided to restart this special unit. In this venture, ICICI Bank joins State Bank of India, the largest public sector bank in India. SBI also has a similar unit dedicated to recover badloans. By reviving this unit, ICICI Bank is expected to improve its asset quality.

      13th March 2015

    • ICICI Bank launches “Touch n Remit” for Bahrain NRIs.

      India's largest private sector bank, ICICI Bank has tied up with SADAD Electronic Payments WLL to provide instant money transfer service to the NRIs based in Bahrain. The bank has launched a service called ‘Touch n Remit’ to help NRIs in Bahrain to transfer money to India instantly from the bank’s kiosks located in Bahrain.


      ‘Touch n Remit’ is a 24X7 remittance service, available round-the-clock and 365 days a year to all NRIs in Bahrain. By using this service, funds can be transferred at any time by anyone, including non-ICICI Bank customers to over 100 banks in India. To get this service, remitters have to go through a one-time registration formality for themselves and the named beneficiary by visiting the ICICI Bank Bahrain branch. After registration, they can visit designated SADAD kiosks with cash and initiate money transfers. Remitters can also track their money transfer status by calling ICICI Bank’s toll free number in Bahrain which is 80004877 or SADAD toll free number which is 80008338. The service is launched to provide enhanced convenience for its users.

      13th March 2015

    • What works for a personal loan and what doesn't?

      Everyone of us think about personal loans whenever there is a sudden or short term financial requirement As part of an unsecured loan, personal loans are a great financial tool when faced with financial dilemma including overdue credit card woes to meeting personal financial difficulties, or occasions like wedding. Read more

      25th February 2014

    • What is the right time to prepay your personal loan!

      The personal loan has become a popular tool that is used by many people to raise additional cash when in tight corner or when there is an urgent requirement of money at a short notice. However in most cases the situation does ease off after some time and the burrowers are in comfortable position pay back the loan availed by them. That is the time when most people land up in a dilemma about prepaying their outstanding loans. There are several issues associated with prepaying personal loan before its complete tenure. Read more

      25th December 2013

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    ICICI Bank Personal Loan Reviews

  • Page 1 of 50 1 2 3 4 5
    • Personal Loan
      "Good service.."
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      The process was very fast with ICICI Bank and they offered personal loan with 16 to 17% rate of interest its fine but processing charges charged by them 7k it would be better if they reduce the processing charge other wise I am satisfied with their service.
      Was this review helpful? 0
      , kottayam
      Reviewed on Aug 31, 2015
    • Personal Loan
      "Smooth process..."
      ICICI BANK
      0.5 4.0/5 "Great!"
      Have taken the personal loan when I was in emergency and as on my knowledge ICICI bank has sanctioned the loan in three days to my account. Processing charge was 8 thousand and rate of interest is near about 11.99%. I did not pay anything for the insurance.
      Was this review helpful? 1
      , chennai
      Reviewed on Aug 31, 2015
    • Personal Loan
      "Excellent service.."
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      I had a very good experience with ICICI Bank they offered Personal loan with 14.25%. When I applied for the personal loan, process also done by the same day.â??I am very much satisfied with their customer service and please keep up the good service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 31, 2015
    • Personal Loan
      "Healthy bank"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      I had experience with ICICI bank since I took my Personal loan from them. I got 50k for the tenure of two years where I already completed with them. I am not sure about their customer service, but over all they are good in their processing. I will recommend about this bank to others also.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 29, 2015
    • Personal Loan
      "Good "
      ICICI BANK
      0.5 3.0/5 "Satisfactory"
      I have taken the personal loan for 1 lakh Rupees with the ICICI bank. The services are not so good and the rate of interest is 18% and am okay with that and its the minimum one while I compare with other banks. Within 3 days of time I have got the loan in my account to be disbursed. I am having the salary account , so I got priority.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 29, 2015
    • Personal Loan
      "Quick Processing!"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      The processing time is really fast with ICICI bank and I got the personal loan amount disbursed within 7 days. Due to the loan disbursement, my CIBIL score got increased. They collected only minimal documents for the loan procedure and the documentation is hassle free. Loan statements are sent through email after disbursement. It would be better if they provide a user manual along with that, so that it will be easy for the applicant to understand the details.
      Was this review helpful? 1
      , kolkata
      Reviewed on Aug 29, 2015
    • Personal Loan
      "Good Experience..."
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      ICICI bank is really good. It was easy for me to avail a personal loan from them. They asked for limited documents since I had a salary account with them. No processing fee was charged. Overall, it was a good experience.
      Was this review helpful? 1
      , madurai
      Reviewed on Aug 29, 2015
    • Personal Loan
      "Good.."
      ICICI BANK
      0.5 4.0/5 "Great!"
      I got the Personal loan with ICICI Bank their responsiveness was good but the process was very slow compare to other banks other wise every thing fine. I am not satisfied with rate of interest offered by them was 14.49% its high and it would be great, if they change my due date as on 5th to 15th.
      Was this review helpful? 0
      , rupnagar
      Reviewed on Aug 28, 2015
    • Personal Loan
      "Good service.."
      ICICI BANK
      0.5 4.0/5 "Great!"
      I am happy with ICICI Bank they offered Personal loan with13% rate of interest and getting loan with ICICI bank its really easy when I compare to other bank and only suggestion which is communication it would be more better if they improved their languages like (English and Hindi) other wise every thing was fine.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Aug 28, 2015
    • Personal Loan
      "Make It Simple "
      ICICI BANK
      0.5 1.0/5 "Really Bad"
      Since I am holding my salary account with ICICI bank I have taken my personal loan from them. I am not quite happy with their services, they have collected so many documents to process my application. They gave me an option to do my pre closing only after completing my six EMI which I was not happy with that. It would be great if they treat their customer in a better ways.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 28, 2015
    • Personal Loan
      "Good service.."
      ICICI BANK
      0.5 3.0/5 "Satisfactory"
      ICICI Bank offered Personal loan with 18% rate of interest but I am not satisfied with that and the processing charges was too high its 2.5% when I compare to other bank. Insurance amount is 2200rs it would be great, if they make it has an optional other wise process was good not bad.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 28, 2015
    • Personal Loan
      "Better!!!"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      I availed a personal loan with Icici bank. I availed this before a year. Icici is very good for banking. Everything was very helpful. I have never visited the bank now I am just paying my Emi. Interest rate, what they offered me was around 16% I am satisfied with that. The disbursal took 3 to 4 days. Over all it was good experience with Icici bank.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 28, 2015
    • Personal Loan
      "Good.."
      ICICI BANK
      0.5 3.0/5 "Satisfactory"
      I got the Personal loan from ICICI Bank and the rate of interest offered by them was 17% but I am not satisfied with their rate of interest and the processing charges charged by them was around 5000rs. If they reduce the interest rate, it would be great help to middle class people other wise the process was very fast I am really satisfied with their service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 28, 2015
    • Personal Loan
      "Good.."
      ICICI BANK
      0.5 4.0/5 "Great!"
      Each and every Personal loan process was done by the ICICI Bank was excellent and I am satisfied with their responsiveness but only thing which is customer service some times they respond some times not. I am fine with rate of interest 16% its normal when I compare to other bank is good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 27, 2015
    • Personal Loan
      "Excellent"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      I got the Personal loan from ICICI Bank and the Loan process was really very fast when compared with other bank. I am fully satisfied with rate of interest its 11.25% and Processing charges are charged by them was 1050rs normal. Overall it was excellent.
      Was this review helpful? 0
      , goa
      Reviewed on Aug 27, 2015
    • Personal Loan
      "Excellent.."
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      ICICI Bank offered Personal with 13% rate of interest it quiet similar and I am happy with that. I am not satisfied with processing charges 2% its too higher when I compare to HDFC and CITY Bank there is no processing charges its free other wise service was excellent.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 27, 2015
    • Personal Loan
      "Quick Processing!"
      ICICI BANK
      0.5 4.0/5 "Great!"
      I am happy with the quick processing time of ICICI bank and I got the loan amount disbursed within 7 days. I applied for a personal loan and the customer service is very good with them. They executive came to my place and collect the documents and they collected only minimal documents for the loan process.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 27, 2015
    • Personal Loan
      "Excellent"
      ICICI BANK
      0.5 5.0/5 "Blown Away!"
      I have got the call immediately with the ICICI bank for the personal loan application which I have submitted. The services are better and the rate of interest is okay with them and they have charged around 3% as the processing charges and which is fixed and there is no worry about that.
      Was this review helpful? 0
      , aurangabad
      Reviewed on Aug 27, 2015
    • Personal Loan
      "Will recommend but the have to reduced the charges "
      ICICI BANK
      0.5 4.0/5 "Great!"
      Interest rate and processing fee are very high in icici bank for the personal loan which has to be reduced . With the minimal documentation they disbursed the loan within 4 days.They are very cooperative with the customers.When ever need a loan statement they have given without any charges.
      Was this review helpful? 1
      , kolkata
      Reviewed on Aug 27, 2015
    • Personal Loan
      "Good but not wonderful.."
      ICICI BANK
      0.5 3.5/5 "Pretty good"
      Interest rate is somewhat high for the personal loan in the ICICI bank. Entire loan process was quick but insurance policy was not told to be in prior. Without my knowledge ICICI bank issued an insurance where I came to know it only at an end. Because of this insurance paying extra premium.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 27, 2015
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