Punjab National Bank Personal Loan

Punjab National Bank Personal Loan
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Fees & Charges

Promised Interest Rate

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Punjab National Bank (PNB) is an Indian financial services company based in New Delhi, India. Founded in 1895, the bank has over 5,800 branches and over 6,000 ATM's across 764 cities. Bank serves over 80 million customers. PNB is the 3rd largest bank in india with assets 4.97 trillion. Punjab National Bank offer many credit schemes to customer like Personal Loan, Two Wheeler Loan, Car Loan, Home Loan, Loan against property. Punjab National Bank offer loan with Minimal processing fee with minimal documentation


You’re probably eligible for an Punjab National Bank Personal Loan if you are

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Punjab National Bank Personal Loan Minimum Age

At least 21 years old

Punjab National Bank Personal Loan Maximum Age

Less than 58 years old

Punjab National Bank Personal Loan Eligible Employment Type

Salaried / Self – Employed
with regular income

Punjab National Bank Personal Loan Minimum Income

Earn more than the minimum
income required


Your Punjab National Bank Personal Loan amount eligibility is based on these factors

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Punjab National Bank Personal Loan Minimum Salary

Minimum income required
Rs.15,000 per month

Punjab National Bank Personal Loan Maximum Loan Funded

Maximum allowed personal loan is Rs. 5 lakhs

Punjab National Bank Personal Loan EMI

EMIs of other loans lower
your eligibility


Increase your eligible Punjab National Bank Personal Loan amount by these steps

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Punjab National Bank Personal Loan Payoff Outstanding Credit Card Bills

Pay off your credit card bills

“Punjab

Choose longer tenure loan up to 60 years


Documentation needed to apply for an Punjab National Bank Personal Loan

  • 1. Signed application form with photograph
  • 2.

    Proof of identity: Passport/voter ID card/driving license

    Proof of address: Ration card/telephone or electricity bill/rental agreement/passport

  • 3. Processing fee cheque
  • 4. Last 3 months bank statement/6 months bank passbook
  • 5. Documentation for salaried applicants:

    Latest salary slip

    Current dated salary certificate with the latest Form 16

  • 6. Documentation for self-employed applicants:

    Latest Bank statement

    Latest ITR or Form 16


Punjab National Bank Personal Loan Interest RatesUpdated on 21 Aug 2014

Punjab National Bank Personal Loan Details
Interest Rate (Monthly reducing balance) 16.50%
Processing Fees 1.80% of loan amount
Loan Tenure 1 year to 5 years
Pre-closure Charges -
Guarantor Requirement Guarantor required

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News about Punjab National Bank Personal Loan

  • Golden rules for personal loans!

    Personal loan being a very popular financial instrument for riding a short term financial crunch, many people go for it without too much introspection. However, it is true that personal loans are a real help in emergencies, as one can avail it without any collateral as security, depending on one’s financial health and past payment credit history.Read more

    6th March 2014

  • Personal loan waivers and benefits!

    The growing competition among financiers to tap the financial affluence in the country by providing more and more personal loans has been a boon to the customer who now enjoys a host of additional benefits that are being offered by the banks and financing institutions. There are several wonderful schemes on offer which make the experience of availing a personal loan all the more pleasant. The wide range of innovative features that are attached to a simple personal loan to make it appear irresistible is a direct product of the competitiveness that exists in the market today among financiers of all categories.Read more

    18th December 2014

  • Personal loan options for entrepreneurs!

    Personal loans are by far one of the most popular financial instruments used by many entrepreneurs to fill their short term financial requirements. There can be a limit to the amount an entrepreneur can avail as personal loan.Read more

    25th February 2014


Punjab National Bank Personal Loan Reviews

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