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Punjab National Bank Personal Loans

Avail Fast & Easy Personal Loans from Punjab National Bank.

Punjab National Bank Personal Loan Interest Rates

Get the Best Punjab National Bank Personal Loans at low interest rates.

Punjab National Bank Personal Loan Comparison

Compare interest rates & calculate EMI for Punjab National Bank personal loans.
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Punjab National Bank Personal Loan

salaried self employed

Compare Punjab National Bank Personal Loan with other banks & check your loan eligibility

We've identified the lowest interest rate quotes for your profile with great savings.

Rates & special offers displayed below are accurate & applicable ONLY for applications made on BankBazaar.com

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Punjab National Bank Personal Loan Overview

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Punjab National Bank Personal Loan Punjab National Bank Personal Loans for urgent cash needs.

Punjab National Bank Personal Loans are absolutely hassle free with minimum documentation you can now secure a Loan for an amount of Up to 15 Lacs with Punjab National Bank.

Fill the form above and check your personal loan eligibility instantly.

Benefits of Punjab National Bank Personal Loans:
  • Flexible Repayment options, ranging from 12 to 60 months.
  • No security or collateral is required to get a Punjab National Bank personal loan
  • Minimal documentation and quick approvals
  • Repayment through easy EMI’s

Get more information on Punjab National Bank Home Loans and Punjab National Bank Car Loans.

Punjab National Bank Personal Loan Facts:
  • Take a personal loan only when you cannot borrow from friends & family.
  • Always compare personal loan offers from various banks.
  • Check your eligibility Compare interest rates, Processing fees, prepayment charges & Calculate EMI before signing the personal loan agreement.
  • Make sure you don’t default your payments which can impact your CIBIL credit score. A CIBIL credit score above 800 will help you get quick approvals for personal loan, home loan or car loan. A score of 100 will result in immediate personal loan rejection.

Punjab National Bank Personal Loan FAQs

  1. How much loan can I get?
    Punjab National Bank offers loans upto 15 lakhs.

  2. How do I repay my Personal loan?
    You can repay your loan amount through Easy EMI repayments through cheques or ECS.

  3. What security do I need to provide to get the Punjab National Bank personal loan?
    There is no security or collateral required to get a Punjab National Bank personal loan.

  4. What are the loan tenure options?
    You can repay your loan over a period of 12 to 60 months.

  5. How long will it take for me to get my loan?
    Once you submit your application form and supporting documents, Punjab National Bank shall give approval within 5 working days provided everything is in order. All loan approvals are at the sole discretion of the Punjab National Bank.

  6. Is there any pre-closure charge for Punjab National Bank Personal Loan?
    No, there is no pre-closure fees.

  7. What is the loan processing fees?
    Punjab National Bank charges 1.8% as loan processing fees.

Punjab National Bank Personal Loan Eligibility & Documentation

Punjab National Bank Personal Loan Eligibility:

  • Aged above 21 years.
  • Salaried individual
  • Good repayment capacity with fixed & stable income source
  • Work for a stable company

How is your Punjab National Bank Personal loan eligibility determined?
Based on the following aspects Punjab National Bank will determine your loan eligibility:

  • Your monthly income
  • Total experience
  • Other EMI’s which you are paying for any other loan

Fill the form above to check your actual personal loan amount eligibility.

Punjab National Bank Personal Loan documentation:

  • Any One-Govt. I Card/ Passport Copy/ Voters ID card/ Driving Licence/Copy of PAN Card
  • Ration card or passport or latest electricity bill or latest telephone bill or latest credit card bill bank statements, last 6 months bank statements
  • Birth Certificate or 10th Class Passing Certificate
  • Salary slips for last 3 months, Salary Certificate/ Form 16

Punjab National Bank Personal Loan Interest RatesUpdated on 23 April 2014

Details of Punjab National Bank Personal Loan

PNB Personal Loan Interest Rate.(Monthly reducing balance)
16% to 16.25% floating. Check Customized Interest Rates Now!
Processing Fees
1.8% of loan amount
PNB Personal Loan Tenure
1 year to 5 years
PNB Personal Loan Amount
Upto 15,00,000
Pre-closure Charges
Guarantor Requirement
No guarantor required

Personal Loan Articles

  • Document Checklist for Personal Loans!!!
    A personal loan is by nature an unsecured credit that is provided to an individual based on his personal capability of repayment. The process is extremely simple and fast provided that the requisite documents are in order when applying for the loan.
  • What happens after a personal loan is disbursed?
    The ease and simplicity associated with the personal loan along with no restrictions on the end usage makes it extremely popular option to raise funds when there is an urgent need. There are many doubts in the minds of applicants regarding the post disbursal procedure involved in a personal loan
  • When should one apply for a personal loan?
    One should opt for a personal loan only when all other means of availing funds have been exhausted and the need is pressing and situational. Taking a personal loan when the need is not justifiable or other means are available creates tremendous amount financial complications at a later stage.
  • Have more questions on loans? Ask us now!

Personal Loan Forum

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