This Page is BLOCKED as it is using Iframes.
You need health cover regardless of what you take two at a time - pills or stairs.

HDFC ERGO Health Insurance

HDFC ERGO Health Insurance
 4.0 / 5.0   by 96 users
Used this product? Write a review >>

Cashless Treatment

Customer Service

Medical Coverage

Claim Experience

HDFC ERGO General Insurance Company Ltd. is a 74:26 joint venture between HDFC Ltd., India?s premier Housing Finance Institution and ERGO International AG, the primary insurance entity of Munich Re Group. HDFC ERGO offers complete range of general insurance products ranging from Motor, Health, Travel, Home and Personal Accident in the retail space and customized products like Property, Marine and Liability Insurance in the corporate space. HDFC ERGO is the 4th largest private sector general insurance company in India.


HDFC ERGO Health Insurance at a Glance

01
02
03
Coverage for your most loved ones

Total members covered

Coverage for a maximum of 4 family members with up to 2 adults and 2 children

You get a choice of coverage tenure

Pre and Post Hospitalization cover

Medical expenses covered for 60 days before your hospitalization and 90 days for post hospitalization for related medical expenses

The next best thing to having a doc in the family

Health Check-ups

Health Check-up expenses reimbursed on completion of 4 claimless years


Critical Factors of the Plan

01
02
03
04
Not a paisa goes from your own pocket!

Co-Pay

No Co-pay

You?re covered for any future medical expenses

Life long renewable

Plans are lifelong renewable and covers you for your entire lifetime.

Get essential cover for existing ailments

Pre-existing Diseases

Any pre-existing condition will be covered after a waiting period of 4 year

Hospital room rent determines your treatment bill

Room Rent

No Sub-limits on hospital room rents


Additional Features of HDFC ERGO Health Insurance

01
02
Good health offers multiple rewards

5% bonus on Sum Insured for every claim-free year

The world is your healthcare oyster

A network of more than 4800+ hospitals to choose from to avail cashless services


Overview

HDFC ERGO General Insurance

The HDFC ERGO General Insurance Company is the progeny of two immensely respected and influential insurance concerns. HDFC Ltd, is one of India’s premier housing finance institution (74% stake) while ERGO International AG (26% stake) is the insurance wing of the Munich Re Group. The company offers a complete suite of insurance products ranging from motor, health, travel, home and personal accident in the retail space, alongside such products for the corporate sphere such as property, marine and liability insurance. HDFC ERGO General Insurance prides itself at being the 4th biggest private sector general insurance company in India, with 1700+ employees working in 104 branches across 87 cities in India. The company is ISO certified and sports the ‘iAAA’ rating as awarded by the ICRA, which points to the company’s flawless record for a high rate of claim settlements. HDFC ERGO General Insurance is indeed, a front runner when it comes to insurance choices in India.

Health Insurance from HDFC ERGO

The company markets the following health insurance products- Health Suraksha, Health Suraksha Gold, Health Suraksha Regain, Health Suraksha Top Up, Critical Illness and Critical Illness Platinum.

HDFC ERGO’s Health Suraksha Plan

Key Features

  • Affordable rates.
  • Can be purchased and renewed online.
  • Basic Sum Insured per Policy Year- Rs. 2 lakhs, Rs. 3 lakhs, Rs. 4 lakhs or Rs. 5 lakhs.
  • Cashless hospitalization at 4800+ hospitals across India.
  • Choose between Individual or Family Floater Health Insurance plans.
  • Policy tenures range from 1- 2 years.
  • Cumulative Bonus upon completion of every claimless year.
  • When 4 claimless years are completed, get reimbursement on health check-up expenses.
  • Save tax under Section 80(D) of the Income Tax Act.
  • For applicants under 45 years of age, health check-up is not compulsory.
  • Hassle free claims process, limited documentation and fast settlement times.
  • Zero sub-limits on hospital room rents and expenses, doctor fees etc.

Exclusions- Incidents Not Covered by the Policy

  • Claims raised for illnesses or injuries that were caused due to the use of drugs or alcohol.
  • Pre-existing conditions aren’t covered until the policy is in force for the duration of 48 months continuously.
  • Attempted suicide, death or wounds due to self-inflicted injuries.
  • War, armed conflicts, terrorist activities, radioactivity and other man-made conditions.
  • Inoculation and immunizations measures taken as preventive options, including vaccinations.
  • A waiting period of 30 days for claims, and a waiting period of 2 years for particular diseases and treatments like surgery on tonsils, internal tumours, cysts, sinuses etc.
  • Cosmetic or plastic surgeries (unless recommended as a medically crucial treatment).
  • Acquired Immune Deficiency Syndrome (AIDS) and related diseases.
  • Requirement of hospitalization due to injury or illness caused by a criminal act.

HDFC ERGO’s Health Suraksha Gold

Key Features

  • No age limit at entry with lifelong renewability.
  • Very affordable cost for robust health insurance coverage.
  • Choose between Individual or Family Floater Health Insurance plans.
  • Sum Insured Individual: Rs. 2 lakhs, Rs. 3 lakhs, Rs. 4 lakhs, Rs. 5 lakhs, Rs. 7.5 lakhs and Rs. 10 lakhs. Family Floater: Rs. 3 lakhs, Rs. 4 lakhs, Rs. 5 lakhs, Rs. 7.5 lakhs or Rs. 10 lakhs.
  • Avail 10% discount for a 2 year tenure and a discount of 10% if 2 or more members are covered under the Health Suraksha individual sum insured plan.
  • Cashless hospitalization at 4800+ hospitals across India.
  • Save tax under Section 80(D) of the Income Tax Act.
  • Hassle free claims process, limited documentation and fast settlement times.
  • Covers inpatient hospitalization expenses under Ayurveda, Unani, Sidha & Homeopathy without any sub limit as part of AYUSH Cover.
  • At 4+ years from inception of the policy, full maternity benefit alongside new born baby cover.
  • If hospitalization has exceeded 10 continuous days then convalescence benefit is also provided.
  • Zero sub-limits on any disease, room rent, hospitalization charges, doctor’s fee etc.
  • Upon diagnosis of a critical illness, avail our option for E-opinions.

Exclusions- Incidents Not Covered by the Policy

  • Any hospitalization and treatments within 30 days from inception of the policy. Accidental injuries not included.
  • Initial 4 years waiting period before the maternity benefits kick in.
  • For the first 48 months, pre-existing conditions will not be covered. Also, specific illnesses and treatments might require 24 months as a waiting period before the policy will be applicable.
  • Acquired Immune Deficiency Syndrome (AIDS) and related diseases.
  • Claims raised for illnesses or injuries that were caused due to the use of drugs or alcohol.
  • Hospitalization resulting from terrorist activities, war, radioactive war, nuclear, chemical and biological weapons and warfare.
  • Pregnancy, dental and external aids, unless covered under specific plans.
  • Insanity, mental disorders, cosmetic surgeries, weight control treatments.

HDFC ERGO’s Health Suraksha Regain

Key Features

  • No age limit at entry with lifelong renewability.
  • Very affordable cost for robust health insurance coverage.
  • Choose between Individual or Family Floater Health Insurance plans.
  • Sum Insured- Rs. 3 lakhs, Rs. 4 lakhs, Rs. 5 lakhs, Rs. 7.5 lakhs and Rs. 10 lakhs.
  • Avail 10% discount for a 2 year tenure and a discount of 10% if 2 or more members are covered under the Health Suraksha individual sum insured plan.
  • Cumulative Bonus at 10% for every claim free year, up to 100% of the sum insured.
  • Cashless hospitalization at 4800+ hospitals across India.
  • Save tax under Section 80(D) of the Income Tax Act.
  • Hassle free claims process, limited documentation and fast settlement times.
  • Covers inpatient hospitalization expenses under Ayurveda, Unani, Siddha, and Homeopathy without any sub limit as part of AYUSH Cover.
  • REGAIN Benefit- Ensures automatic availability of sum insured upon its exhaustion.
  • Zero sub-limits on any disease, room rent, hospitalization charges, doctor’s fee etc.

Exclusions- Incidents Not Covered by the Policy

  • Any hospitalization and treatments within 30 days from inception of the policy. Accidental injuries not included.
  • For the first 48 months, pre-existing conditions will not be covered.
  • Acquired Immune Deficiency Syndrome (AIDS) and related diseases.
  • Claims raised for illnesses or injuries that were caused due to the use of drugs or alcohol.
  • Hospitalization resulting from terrorist activities, war, radioactive war, nuclear, chemical and biological weapons and warfare.
  • Pregnancy, dental and external aids, unless covered under specific plans.
  • Insanity, mental disorders, cosmetic surgeries, weight control treatments.

HDFC ERGO’s Health Suraksha Top Up Plus

Key Features

  • A supplement for your existing Mediclaim policy, that helps insure you for a larger sum insured limit at a lower cost.
  • Sum Insured- Rs.2 lakhs, Rs.3 lakhs, Rs.4 lakhs, Rs.5 lakhs, Rs.7.5 lakhs and Rs.10 lakhs.
  • Deductible- Rs.1 lakh, Rs.2 lakhs, Rs.3 lakhs, Rs.4 lakhs and Rs.5 lakhs.
  • When the deductible as per this policy is exhausted, a top-up cover is initiated.
  • No exit age- stay covered for life! Children covered from 91 days onwards.
  • No pre policy check-ups for individuals under the age of 55 years.
  • Choose between 1 & 2 years policy tenure for Individual or Family Floater plans.
  • Save tax under Section 80(D) of the Income Tax Act, which is over and above 80C.

Exclusions- Incidents Not Covered by the Policy-

  • No payments unless the medical expenses exceed the deductible.
  • For the first 48 months, pre-existing conditions will not be covered. Also, specific illnesses and treatments might require 24 months as a waiting period before the policy will be applicable.
  • A waiting period of 30 days applies to all claims.

HDFC ERGO’s Health Critical Illness Insurance

Key Features

  • Provides a lump sum benefit that can be used for- Hospitalization costs, care & treatment, recuperation aids, to pay off debts, compensate for lost income due to decreasing earning ability, and fund a complete change of lifestyle.
  • Save tax under Section 80(D) of the Income Tax Act.
  • 8 Critical Illnesses covered under the plan-
    • Heart Attack (Myocardial Infarction)
    • Coronary Artery Bypass Surgery
    • Stroke
    • Cancer
    • Kidney Failure
    • Major Organ Transplantation
    • Multiple Sclerosis
    • Paralysis

Exclusions- Incidents Not Covered by the Policy

  • 90 days waiting period applies to all claims.
  • Claims raised for illnesses or injuries that were caused due to the use of drugs or alcohol.
  • Attempted suicide, death or wounds due to self-inflicted injuries, criminal or unlawful acts.
  • Acquired Immune Deficiency Syndrome (AIDS) and related diseases.
  • War, invasion, acts propagated by foreign enemies, activities consistent with war.
  • Treatments arising from pregnancy (including voluntary termination), miscarriage, maternity or birth (including caesarean section).
  • Participation in such activities as racing, diving, aviation, scuba diving, parachuting, hang gliding, mountain climbing or activities pertaining to naval, military or air force operations.

HDFC ERGO’s Health Critical Illness Platinum

Key Features

  • Provides a lump sum benefit that can be used for- Hospitalization costs, care & treatment, recuperation aids, to pay off debts, compensate for lost income due to decreasing earning ability, and fund a complete change of lifestyle.
  • Save tax under Section 80(D) of the Income Tax Act.
  • 15 Critical Illnesses covered under the plan-
    • Heart Attack (Myocardial Infraction)
    • Coronary artery Bypass Surgery
    • Stroke
    • Cancer
    • Kidney failure
    • Major organ transplantation
    • Multiple Sclerosis
    • Paralysis
    • Aorta Graft Surgery
    • Primary Pulmonary Arterial Hypertension
    • Heart Valve Replacement
    • Benign Brain Tumour
    • Parkinson's disease
    • Alzheimer's disease
    • End Stage Liver disease

Exclusions- Incidents Not Covered by the Policy

  • 90 days waiting period applies to all claims.
  • Claims raised for illnesses or injuries that were caused due to the use of drugs or alcohol.
  • Attempted suicide, death or wounds due to self-inflicted injuries, criminal or unlawful acts.
  • Acquired Immune Deficiency Syndrome (AIDS) and related diseases.
  • War, invasion, acts propagated by foreign enemies, activities consistent with war.
  • Treatments arising from pregnancy (including voluntary termination), miscarriage, maternity or birth (including caesarean section).
  • Participation in such activities as racing, diving, aviation, scuba diving, parachuting, hang gliding, mountain climbing or activities pertaining to naval, military or air force operations.

In Summation- HDFC ERGO Health Insurance brings the best of many worlds to its patrons in India- simplicity, scalability, reliability and a robust customer support ecosystem. Why look elsewhere when all this is available at just the click of a button? Check out HDFC ERGO Health Insurance today!

HDFC Ergo Health Insurance FAQs

  1. Why choose health insurance plans (Health Suraksha) from HDFC Ergo?
  2. ‘Health Suraksha’ plan provides extensive health coverage at competitive prices. This plan is not only limited to hospitalization expenses but also includes pre and post hospitalization care, domiciliary treatment, ‘Ayush’ benefits, day care procedures, emergency ambulance facilities, and organ donor charges, among other benefits.


  3. What are the types of health insurance plans available from HDFC Ergo?
  4. There are 4 different plans under Health Suraksha basic policy – 1 Adult; 2 Adults; 2 Adults and 1 Child; 2 Adults and 2 Children. The coverage ranges from ? 3 lakhs- 4 lakhs. Individuals within ages 3 months – 65 years can avail these plans. Other HDFC Ergo health insurance policies include Health Suraksha Gold, Health Suraksha Regain, Health Suraksha Gold Regain, Critical Illness, and Critical Illness Platinum.


  5. What tax benefits will I get?
  6. Tax exemptions are available for all HDFC Ergo health insurance policyholders. Exemption benefits on payment of premium regularly throughout the policy tenure, may be availed up to a maximum of ? 15,000 of the overall premium paid according to Section 80D. Senior citizens receive more benefits at ? 20,000.


  7. What do you mean by Pre and Post-Hospitalization charges?
  8. Pre hospitalization expenses are the health care expenses incurred during a specified period of time (60 days for this company) before the actual hospitalization of a policyholder. Similarly, post-hospitalization expenses are the expenses incurred during a specified number of days (90 days) after actual hospitalization is over.


  9. What do you mean by day care procedures?
  10. Due to immense advancements in healthcare technologies, some surgeries/medical procedures can be completed within a day, eliminating the need for hospitalization.


  11. What do you mean by Domiciliary Hospitalization expenses?
  12. These are the expenses incurred for medical treatments that a patient undergoes at home at the advice of a medical practitioner due to inability to move to a hospital.


  13. What are Ayush benefits?
  14. Ayush refers to Ayurveda, Unani, Sidha, and Homeopathy, and policy holders can demand reimbursement for the treatments named above, when they are explicitly covered by the plan.


  15. What are organ donor expenses?
  16. These are the expenses of donating an organ to an insured individual for organ transplant procedures.


  17. I read about Cumulative Bonus. What is it?
  18. Cumulative Bonus refers to the bonus awarded from the insurer after completion of a claim-free year, subject to a maximum cap. HDFC Ergo health insurance plans provide 5% cumulative bonus up to a maximum of 20%.


  19. What are pre-existing diseases?
  20. Pre-existing diseases refer to any condition, injury, or ailment suffered by the insured during the 48 months before buying the policy from HDFC Ergo health insurance.


  21. What are injuries?
  22. Injuries are physical, accidental, external bodily harm that occur suddenly, and have no relation to ailments suffered in the past.


  23. Why should I get a Health Card from HDFC Ergo health insurance?
  24. Health cards contain contact details of your insurer’s TPA. You can call on the numbers provided in case of emergencies, or for any kind of assistance from the insurance provider. This card is also required when getting hospitalized, so that the relevant hospital authorities may identify you and your association with the insurance firm, and initiate further processing.


  25. Who or what is a TPA?
  26. TPA stands for Third Party Administrators. In case of HDFC Ergo Health Suraksha policy, FHPL (Family Health Plan) is the TPA for policies issued before 1st April 2012, and HCS for policies after that. HCS is HDFC’s in-house claims section.


  27. What are some of the network hospitals associated with HDFC Ergo health insurance?
  28. Following are some of the network hospitals associated with HDFC Ergo health insurance-

CITY NAME OF HOSPITAL
DELHI AASTHA HOSPITAL
MUMBAI AASHIRWAD HOSPITAL
KOLKATA ADITYA HOSPITAL
BANGALORE ABHAYA EYE HOSPITAL
CHENNAI A C HOSPITAL

News about HDFC ERGO Health Insurance


HDFC ERGO Health Insurance Reviews

HDFC ERGO   Health Insurance Reviews
82 % of our customers would recommend this Insurance Company. (79 out of 96) Write Review
Customer Reviews
Page 1 of 5 1 2 3 4 5
  • Validated User
    (0)

    I am holding a health insurance from HDFC Ergo general insurance. The insurance was given to me along with the loan which I have taken. It is for 24 months and its a one time payment. I had to renew the payments if I wish to continue. It covers all the accidents and also the hospitalized conditions.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Cashless Treatment
    Customer Service
    Medical Coverage
    Claim Experience
    's wiser about Health Insurance from HDFC ERGO GENERAL INSURANCE Reviewed on
  • Validated User
    (0)

    I am holding a health insurance from HDFC Ergo. I have taken this insurance for my health check ups, for every 4 years I will be getting rs4000 for my health check ups and also the plan covers the accidental and all hospitalized conditions and I think only 80% will be covered and the remaining to be put from my hand.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Cashless Treatment
    Customer Service
    Medical Coverage
    Claim Experience
    's wiser about Health Insurance from HDFC ERGO GENERAL INSURANCE Reviewed on
  • Validated User
    (0)

    HDFC Ergo has tie up with many hospitals so customer will be benefits well. For security reasons I took this health insurance but so far never gone through the documents so have no clear idea about the benefits. Monthly I am paying rs1800 for premium and cashless treatment is also available. Coverage amount is around 6lakhs per head.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Cashless Treatment
    Customer Service
    Medical Coverage
    Claim Experience
    's wiser about Health Insurance from HDFC ERGO GENERAL INSURANCE Reviewed on
  • Validated User
    (0)

    HDFC ERGO medical policy is really good, the only thing is we have to follow up with them on a daily basis. If I am admitted in the hospital I would get rs 1000 for cash less hospitalization. I can get hospitalized which ever hospital I want. I am holding this policy for the past 5 years.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Cashless Treatment
    Customer Service
    Medical Coverage
    Claim Experience
    's wiser about Health Insurance from HDFC ERGO GENERAL INSURANCE Reviewed on
  • (0)

    HDFC Ergo was really good, criteria were very simple and easy to understand. I like them very much . I am getting lot of benefits like one short payment in case of accidents they will provide coverage every week. I am getting a cover for 50 lakes for medical insurance and it is good.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Cashless Treatment
    Customer Service
    Medical Coverage
    Claim Experience
    's wiser about Health Insurance from HDFC ERGO GENERAL INSURANCE Reviewed on
  • Validated User
    (0)

    HDFC Ergo was really good, criteria were very simple and easy to understand. I like them very much . I am getting lot of benefits like one short payment in case of accidents they will provide coverage every week. I am getting a cover for 50 lakhs for medical insurance and it is really good.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Cashless Treatment
    Customer Service
    Medical Coverage
    Claim Experience
    's wiser about Health Insurance from HDFC ERGO GENERAL INSURANCE Reviewed on
  • Validated User
    (0)

    I opted for yearly premium and till date not yet claimed anything from HDFC Ergo. Though I never claimed they keep on increasing the limit of coverage. When I started with HDFC the limit was 3lakhs but now they increased to the level of 15lakh. Pretty satisfied with customer service but when I went to one of the listed hospitals they informed that no facilities available from HDFC Ergo. Suggesting HDFC to inform clearly about the listed hospitals.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Cashless Treatment
    Customer Service
    Medical Coverage
    Claim Experience
    's wiser about Health Insurance from HDFC ERGO GENERAL INSURANCE Reviewed on
  • Validated User
    (0)

    I am holding a health insurance from HDFC Ergo. The plan is for 2 years and it covers all the hospitalized & medical expenses with OPD. Every year I have to renew the insurance and it is annually once I make my payment online. Overall good services provided by the company.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Cashless Treatment
    Customer Service
    Medical Coverage
    Claim Experience
    's wiser about Health Insurance from HDFC ERGO GENERAL INSURANCE Reviewed on
  • (0)

    I am holding a health insurance from HDFC Ergo. The plan name is Sarva Suraksha and it is used for day to day medical expenses. Every year I renew the insurance and I pay 8000 annually as premium. If I take this insurance at the age of 28 years then there will be no incremental charges and also I get non claim bonus.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Cashless Treatment
    Customer Service
    Medical Coverage
    Claim Experience
    's wiser about Health Insurance from HDFC ERGO GENERAL INSURANCE Reviewed on
  • Validated User
    (0)

    Actually I did not utilize the services from HDFC Ergo on health insurance but whatever they are processing, satisfied with it. If any of one hospitalized, HDFC is giving rupees 4000 per day and also they are reimbursing extra charges that we pay to hospital. If customers admitted in their listed hospital, cashless benefits are available and if not customer can claim for reimbursement by showing all bills.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Cashless Treatment
    Customer Service
    Medical Coverage
    Claim Experience
    's wiser about Health Insurance from HDFC ERGO GENERAL INSURANCE Reviewed on
  • Validated User
    (0)

    I am holding a health insurance from HDFC. It is a 7 years plan and for every year I have to pay 50000. It covers only partial amount as it covers accidents and hospitalized conditions. The policy is provided by the company and I use it for my health check up. It would be nice if there is a dedicated executive alloted and also the information provided to be genuine as the details explained by them while taking policy is different from what they give in papers. In addition there is a huge amount of loss if we try to foreclose it after 3 years.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Cashless Treatment
    Customer Service
    Medical Coverage
    Claim Experience
    's wiser about Health Insurance from HDFC ERGO GENERAL INSURANCE Reviewed on
  • Validated User
    (0)

    I am holding Health insurance from HDFC. It covers all the medical expense covered and the entire amount will be covered. It covers all the hospitalized conditions, the ambulance charges and also the medical billing as well. I make my premium once in 2 years. After 2 years its upto our wish to renew it.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Cashless Treatment
    Customer Service
    Medical Coverage
    Claim Experience
    's wiser about Health Insurance from HDFC ERGO GENERAL INSURANCE Reviewed on
  • Validated User
    (0)

    I am having a accidental insurance coverage with HDFC Ergo. The customer service provided by them is good. The plan is for 5 years and it is exclusively for accidental conditions and I had to renew the insurance every year and I make my payments through online.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Cashless Treatment
    Customer Service
    Medical Coverage
    Claim Experience
    's wiser about Health Insurance from HDFC ERGO GENERAL INSURANCE Reviewed on
  • Validated User
    (0)

    I am holding a health insurance from HDFC Ergo. The plan name is Sarva Suraksha and it is used for day to day medical expenses. Every year I renew the insurance and I pay 8000 annually as premium. If I take this insurance at the age of 28 years then there will be no incremental charges and also I get non claim bonus.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Cashless Treatment
    Customer Service
    Medical Coverage
    Claim Experience
    's wiser about Health Insurance from HDFC ERGO GENERAL INSURANCE Reviewed on
  • Validated User
    (0)

    HDFC ergo Medical insurance is really good. Initially they have charged me an EMI amount of rs 500 for this insurance. Later I have asked them to increase the amount however they have failed to increase the amount this insurance was taken for a period of 2 years. Within a span of 2 or 3 weeks I have got all the documents pertaining to this loan. They have got list of hospitals where we can get the claim.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Cashless Treatment
    Customer Service
    Medical Coverage
    Claim Experience
    's wiser about Health Insurance from HDFC ERGO GENERAL INSURANCE Reviewed on
  • Validated User
    (0)

    This health insurance came along with credit card and the insurance amount is good. HDFC Ergo is covering most of the hospitals and the premium is very low than other banks where the coverage is high. The coverage is around 3lakhs. So far experience is good.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Cashless Treatment
    Customer Service
    Medical Coverage
    Claim Experience
    's wiser about Health Insurance from HDFC ERGO GENERAL INSURANCE Reviewed on
  • (0)

    Its very nice to get health insurance from you I have feel it's very easy and quick way to get insurance through this I hope everyone get benefit throughol this .the customer care services are also good I found a lot of information from this service

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Cashless Treatment
    Customer Service
    Medical Coverage
    Claim Experience
    's wiser about Health Insurance from HDFC ERGO GENERAL INSURANCE Reviewed on
  • Validated User
    (0)

    I am holding a Health insurance from HDFC Ergo and its good. It covers all the accidents and hospitalized conditions and it is fully covered in this plan. It would be nice if the customer executives concentrate on the documentation process as there was a mismatch in the details. In case of renewal of insurance we have to call the customer service executives.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Cashless Treatment
    Customer Service
    Medical Coverage
    Claim Experience
    's wiser about Health Insurance from HDFC ERGO GENERAL INSURANCE Reviewed on
  • Validated User
    (0)

    I am having a health insurance from HDFC Ergo. The plan is for 5 years. After 5 years I will be getting the lumpsum amount. The policy covers all the accidents and medical conditions. I make payments on a yearly basis and it is through online. I donâ??t get a proper response through emails as I have to visit the branch for all the queries and I have to submit a written letter. It would be great if the number of branches gets increased as there are only limited branches.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Cashless Treatment
    Customer Service
    Medical Coverage
    Claim Experience
    's wiser about Health Insurance from HDFC ERGO GENERAL INSURANCE Reviewed on
  • Validated User
    (0)

    HDFC Ergo is approving the reimbursement as soon as earlier on genuine time. Utterly satisfied with services of HDFC as cashless benefits are good. Reimbursement will come in a week time if we clear all the documents. Health insurance is mandatory and it would be good for us.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Cashless Treatment
    Customer Service
    Medical Coverage
    Claim Experience
    's wiser about Health Insurance from HDFC ERGO GENERAL INSURANCE Reviewed on
Customer Reviews
Page 1 of 5 1 2 3 4 5
Thank you for the feedback.
Make a suggestion or report a bug
  • Like us? Spread the word
  • Broadcast your feedback via Facebook Twitter
  • or Cancel
  • View our privacy policy

reTH65gcmBgCJ7k - pingdom check string.