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Explore the benefits and exciting offers on your Axis Bank Credit Card. Get rewarded for using your Credit Card with eDGE Loyalty Rewards and redeem them against choicest products and gift vouchers.
Axis Bank is the third largest private sector bank in India. Axis Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses.
The Bank has a large footprint of 1947 domestic branches (including extension counters) and 11,245 ATMs spread across the country as on 31st March 2013. The Bank also has overseas offices in Singapore, Hong Kong, Shanghai, Colombo, Dubai and Abu Dhabi.
Axis Bank is one of the first new generation private sector banks to have begun operations in 1994. The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India),Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd. The shareholding of Unit Trust of India was subsequently transferred to SUUTI, an entity established in 2003.
With a balance sheet size of Rs.3,40,561 crores as on 31st March 2013, Axis Bank has achieved consistent growth and stable asset quality with a 5 year CAGR (2009-13) of 26% in Total Assets, 24% in Total Deposits, 27% in Total Advances and 37% in Net Profit.
In fact, BankBazaar.com has association with Axis Bank Credit Cards, wherein the users can choose from many of the bank’s credit card types, compare their features and apply for the chosen credit card online. In fact, the online loan platform of Axis Bank’s official website is powered by technology developed by BankBazaar.com, which means that one can apply for the chosen loan via BankBazaar.com.
Axis Bank offers a wide choice of credit cards specially designed to suit individual needs. They come under four major categories.
Some of the popular credit cards offered by Axis Bank include Platinum Credit Card, Signature Credit Card with travel benefits, MY Business Credit Card and Miles & More Credit Card.
You can check for eligibility and apply online at the Axis Bank website. Alternatively, you can apply through the BankBazaar portal. BankBazaar.com also helps you choose the right credit card based on the purpose and usage of the card.
Cardholders get exclusive privileges and offers based on their credit card type. However, here are some of the benefits that are common to all cardholders.
The documents required usually vary on a case to case basis. However, the following documents are mandatory for completing the application process.
If you are a resident of India in the age bracket of 18 to 70 years, you satisfy the primary eligibility criteria. However, for different cards, the minimum required net income varies. Please check with the bank about the income criteria for respective credit cards before applying.
Whenever you make a transaction of Rs. 2,500 and above, you can convert it to EMI’s with tenures at 3, 6, 9 or 12 months with low interest rates. You can use the Net Banking facility or the customer care service to convert the payments to EMI.
Supplementary or add-on card is an additional card that is offered against your existing Axis Bank credit card with all the features of the parent card. You can apply for up to 4 add-on cards by contacting any Axis Bank branch.
If your Axis Bank credit card is misplaced or stolen, you will be free from any fraudulent purchase transaction charges up to the insured amount from the moment you report the loss to Axis Bank customer care or the VISA Global service helpline.
All credit cards offered by Axis Bank come with this option.
Yes. You can use your Axis Bank Signature credit cards to withdraw cash up to 30% of the prescribed credit limit from all the ATM’s that display the Visa sign.
You can pay the bills by many easy ways like Net Banking, NEFT transfer, Electronic Clearing Service (ECS), auto debit, cheque or by cash.
Axis Bank Miles & More credit card. You stand to earn unlimited miles that never expire and use your miles to avail exciting offers on flight tickets and upgrades, hotels and car rentals.
With Axis Bank’s eDGE rewards program, you can spend your reward points for purchasing over 500 chosen reward items.
Axis Bank’s MY Wings credit card that comes with benefits like 20% cashback on domestic flights, Rs.25 off on IRCTC booking, Rs.100 cashback on domestic bus tickets and Rs.400 off on domestic car rentals would be the perfect choice.
Platinum cardholders get to enjoy exclusive privileges like 25% cash back on movie tickets, global emergency assistance, fuel surcharge waiver and eDGE loyalty rewards.
Axis Bank card holders have a reason to rejoice. Indian e-retail giant Flipkart is offering an additional discount of 10%, on the already discounted products, when you shop through an Axis Bank credit or debit card. This offer is valid on the ‘big app shopping day’ hosted by the website, and on products like mobiles, TVs, tablets and clothes.
Axis Bank credit cards are known for the multiple benefits offered. With the ‘MY choice credit card’ you can personalise your card design, and choose the benefits according to your spending habits. Choose 5% cash back on two of your favourite spending categories, enjoy the ‘benefits of ‘eDGE Loyalty Rewards Program, convert purchases to EMI – the ‘My choice credit card’ has it all.
To know more about the most lucrative credit card benefits or for a comparative study of all credit cards, refer to bankbazaar.com.
24th March 2015
The e-tailing wars are heating up in India with both Amazon and Snapdeal offering the premier iPhone 6 phone from Apple at attractively discounted prices. The 16GB variant, currently available at approx. Rs. 51,000 elsewhere, will be available for just Rs. 46,000 on Amazon and Snapdeal. And, if you are an Axis Bank Credit/Debit Card holder, an additional discount of 10% will be applicable alongside this feature discount. Aside from Axis Bank, HDFC debit card holders are eligible for an additional 5% cash-back if they purchase the spanking new iPhone 6 off Amazon or Snapdeal. The Union budget may have raised the price of this iconic product by Rs. 2,500, but these competing e-tailers are doing their bit to keep the target audience interested.
19th March 2015
As part of its strategy to carve a niche in the premium apparel segment, Armani Jeans is now planning to offer its customers the option to “Pay in Parts”. Customers can pay in three or six parts at zero interest when they purchase any Armani Jeans products like denims, shirts and bags. Currently, the “Pay in parts” scheme can be availed by the credit card users of ICICI Bank, HDFC Bank, Standard Chartered, Axis and Citibank.
After the instalment concept worked wonders for iPhones in India, experts think that the concept of EMI for high-end apparels will also work well. Armani’s products in India are priced between Rs. 10,500 to Rs. 24,000. Armani Jeans is testing the waters and will probably extend the scheme to Giorgio Armani and Emporio Armani products in the future. This move is expected to change the purchasing pattern in the luxury apparel segment in India which is currently valued at Rs. 3,150 crore.
13th March 2015
In a bid to attract customers from the top rung of the society, Axis bank, India’s third largest private sector bank has launched a new banking service named Burgundy. This service will provide a bucket of facilities to customers from availing no limit credit cards to owning a multi-currency foreign exchange card, amongst other privileges. Customers with a net value of at least Rs 30 lakhs qualify for this scheme and Axis Bank already has a customer base of around 40,000 accounts meeting the required criteria. The affluent section of the society is expected to increase by 12% - 15% and Axis Bank would be looking to tap into its full potential.
Burgundy customers can also additionally enjoy wealth management and other preferential services with the bank promising a hassle free experience. Axis Bank would be combining two of its premium banking services, Axis Wealth and Axis Privee under Burgandy. Adding colour to this new venture would be Axis Bank’s father-daughter ambassador duo of Prakash Padukone and Deepika Padukone with their endorsements.
24th February 2015