Axis Bank Credit Cards

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Annual Fee
Reward type
Credit Card
Annual Fee
My Choice Credit Card
 
3.5 / 5.0
by 43 users
Annual Fee:
1st year: 250 + ST
2nd year onwards: 250 + ST
Reward type:
Shopping and Cashback
My Wings Credit Card
 
3.0 / 5.0
by 4 users
Annual Fee:
1st year: 1,200 + ST
2nd year onwards: 500 + ST
Reward type:
Airline
My Zone Credit Card
 
4.0 / 5.0
by 51 users
Annual Fee:
1st year: 500 + ST (waived if spend over 5,000 in 45 days)
2nd year onwards: 500 + ST
Reward type:
Lifestyle
Signature Credit Card
 
4.0 / 5.0
by 7 users
Annual Fee:
Joining Fee: 1500
1st year: 1000 (waived on spends achievement of 2.4 lacs)
Reward type:
Lifestyle
My Wings Credit Card
 
3.0 / 5.0
by 4 users
Annual Fee:
1st year: 1,200 + ST
2nd year onwards: 500 + ST
Reward type:
Airline
My Zone Credit Card
 
4.0 / 5.0
by 51 users
Annual Fee:
1st year: 500 + ST (waived if spend over 5,000 in 45 days)
2nd year onwards: 500 + ST
Reward type:
Lifestyle
Signature Credit Card
 
4.0 / 5.0
by 7 users
Annual Fee:
Joining Fee: 1500
1st year: 1000 (waived on spends achievement of 2.4 lacs)
Reward type:
Lifestyle
My Choice Credit Card
 
3.5 / 5.0
by 43 users
Annual Fee:
1st year: 250 + ST
2nd year onwards: 250 + ST
Reward type:
Shopping and Cashback
My Zone Credit Card
 
4.0 / 5.0
by 51 users
Annual Fee:
1st year: 500 + ST (waived if spend over 5,000 in 45 days)
2nd year onwards: 500 + ST
Reward type:
Lifestyle
My Choice Credit Card
 
3.5 / 5.0
by 43 users
Annual Fee:
1st year: 250 + ST
2nd year onwards: 250 + ST
Reward type:
Shopping and Cashback
Signature Credit Card
 
4.0 / 5.0
by 7 users
Annual Fee:
Joining Fee: 1500
1st year: 1000 (waived on spends achievement of 2.4 lacs)
Reward type:
Lifestyle

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Here are the main highlights of Axis Bank Credit Cards

Axis Bank 4.0 / 5.0 by 419 users  
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Axis Bank Credit Card

Get the best credit cards from Axis Bank through BankBazaar

Explore the benefits and exciting offers on your Axis Bank Credit Card. Get rewarded for using your Credit Card with eDGE Loyalty Rewards and redeem them against choicest products and gift vouchers.

Axis Bank is the third largest private sector bank in India. Axis Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses.

The Bank has a large footprint of 1947 domestic branches (including extension counters) and 11,245 ATMs spread across the country as on 31st March 2013. The Bank also has overseas offices in Singapore, Hong Kong, Shanghai, Colombo, Dubai and Abu Dhabi.

Axis Bank is one of the first new generation private sector banks to have begun operations in 1994. The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India),Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd. The shareholding of Unit Trust of India was subsequently transferred to SUUTI, an entity established in 2003.

With a balance sheet size of Rs.3,40,561 crores as on 31st March 2013, Axis Bank has achieved consistent growth and stable asset quality with a 5 year CAGR (2009-13) of 26% in Total Assets, 24% in Total Deposits, 27% in Total Advances and 37% in Net Profit.

In fact, BankBazaar.com has association with Axis Bank Credit Cards, wherein the users can choose from many of the bank’s credit card types, compare their features and apply for the chosen credit card online. In fact, the online loan platform of Axis Bank’s official website is powered by technology developed by BankBazaar.com, which means that one can apply for the chosen loan via BankBazaar.com.

My Choice Credit Card

This card allows you to personalize your card design and choose your benefits. You can now customize features and benefits according to your spending and saving needs, so that you get the best out of every transaction you make.And it’s not just the looks of the card that are customisable. You can even choose the categories you regularly use the card for, and avail benefits on them.Be the craftsman of your own card.
Read in detail about the My Choice Credit Card.

My Wings Credit Card

This card is specially created for those who like to experience life to the fullest.With benefits such as free tickets, cash back on domestic travel, hotel & holiday vouchers, etc.The explorer inside you gives the privilege to travel beyond the flight of imagination. This offers two complimentary air tickets on joining and exciting cash back offers on flight tickets, hotel bookings, bus and rail bookings.
Read in detail about the My Wings Credit Card.

My Zone Credit Card

This card offers you benefits that allow you to enjoy your entertainment experiences even more.It provides exciting offers on movie tickets, dining, shopping, etc., an ideal credit card for fun loving people. Its a card that allows you to have unlimited fun while you are out with your friends.
Read in detail about the My Zone Credit Card.

Signature Credit Card

This card offers you to enjoy some of the best-in-class privileges in travel & living, dining and lifestyle.Its a is EMV certified Chip embedded Card, which gives you the highest levels of security and reduces the possibility of counterfeit or skimming as against a normal magnetic stripe credit card.This card offers complimentary insurance cover of Rs. 2.55 crore on air accident, credit shield and lost card liability.
Read in detail about the Signature Credit Card.

News about Axis Bank Credit Card

  • Book on Tigerair with Axis Cards
    and Get Air Tickets Free

    Customers of Axis Bank who book their tickets from 17th December 2014 to 4th January 2015 using their Axis credit or debit cards can fly out to Singapore for free on a round trip offer. Card holders flying to Singapore will only have to pay for their return ticket, while the onward flight to Singapore will be complimentary, the bank said in a release. Customers can take advantage of this offer during two travel windows from 19 January 2015 to 31 March 2015 and from 6 July 2015 to 24 October 2015, provided they book during the promotion. The bank promised that more offers will be on the cards for air travelers in the future. Axis offers a range of credit and debit cards powered by Edge loyalty points, each of which comes with a list of unique features and benefits.

    29th December 2014

  • Axis Bank Aims to Double their
    Credit Cards in 3 years

    Axis Bank Credit Card will soon be a lot more frequent with customers if all goes as planned in the next three years. Jairam Sridharan, President - retail lending and payments, Axis Bank, said that they are expecting that credit card swipes will breach the 1,000 crores mark and will grow two to three times in the near future.

    In a chit chat with media persons in Chennai, Jairam further revealed that in terms of the retail lending portfolio, they expect the credit card spends to only go upwards and with 1.5 million credit cards already in the kitty, the company is looking to reach 3 million credit cards in the next three years.

    Speaking on the 1,000 crore figure reached by the credit card spends, he said that this is the highest in the industry and is a whopping 84 per cent increase from the usual credit card spending.

    Also thanks to the reduce in frauds or default in credit card payments, the credit card industry is finally looking at the bright side and this is also attributed to one of the reasons for the credit cards coming close to the all-time historic levels of 1,000 crores. In fact the data reveals that the frauds, misuse, default in payment or discontinuing the card has come down by half which was at close to 9 percent.

    8th December 2014

  • To pay in EMI or not to pay in EMI

    You have one big swipe and struggling to pay the money, fear not – go for EMIs. So what to do the next time you get a call from the credit card company pushing you for EMIs?

    In short like any EMI, you can pay in monthly instalments, the outstanding amount on your credit card, just like a loan along with monthly interest.

    The Interest rates and charges

    In short, it depends from bank to bank. ICICI Bank interest rate for credit card EMI is at 13 per cent which reduces every quarter from three, six, nine and 12-month onwards. For EMIs above 18 to 24-month, the interest rate is at 15 percent on reducing basis. For outstanding balances you have to 3.4 per cent per month and as high as 44 per cent for unpaid balances. You can also convert it into a loan. Axis Bank does the same with a processing fee at 1.5 per cent of the balance amount or Rs.150, whichever is higher. SBI charges processing fee of 2 per cent with a minimum of Rs.199 and a maximum of Rs.1,000. Education cess and service tax also apply.

    So how is it beneficial?

    For example, you make a purchase of Rs.50,000 on your SBI Gold Credit Card. With the six-month EMI you pay Rs.8,554, with the total amount coming to Rs.51,825 (including Rs.500 processing fee). If you don’t want the EMI and you want to pay Rs.10,000 for five months, the total payment comes to Rs.53,850 as this includes the 20-50 day interest-free period, higher than the EMI amount.

    5th December 2014


Axis Bank   Credit Card Reviews
85 % of our customers would recommend this bank. (369 out of 435) Read More Reviews Write Review
Customer Reviews
Page 1 of 21 1 2 3 4 5
  • Validated User
    (1)

    Whenever we go restaurants they are providing 15% of discount in bill and secondly four movie tickets free in a month. Every year I am paying rupees 499 for annual charge. Payment date is 23rd and before five days Axis bank is sending reminder. Monthly statements are regular and overall I am satisfied with visa platinum credit card.

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    shyamal took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (1)

    From AXIS bank my choice credit card, I could avail 5% cash back in all groceries and in paying utility bills. Annual fees is 250 and it would be better if they convert as life time free card. However, quite satisfied with their offers.

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    mante took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    I am having a My Choice credit card from Axis bank. The benefits were good initially but now there is only cash back of Rs.1000 per year and Rs.400 on fuel surcharge . Initially there is no service tax or any surcharge on fuel at all. The annual fees is Rs.200 which I feel it must be waived off. Overall the customer support is good.

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    ravindra took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    For these 2 years, am using My zone credit card with AXIS. They provide 25% cash back in movie tickets,in few places I get 5-10% cash back in shopping. Its a paid card annually.

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    suresh took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (1)

    My choice Credit card services with AXIS is quite excellent. Down the line, am using the credit card mostly and I had spent more than 75000. I do get discounts in dinings, restaurants as well as shopping.

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    subodh took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    I am holding a credit card of Axis bank they are offering 5% discounts on super market as well as on IRCTC transactions.. Apart from that there are a lot of other features as well. Credit limit offered by them is really good. This is a my choice credit . Bonus points options are a bit confusing one.

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    tejas took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    Drawback in AXIS bank credit card is the offers which they don't provide. Even reward point system and their redeeming facility is not much great. Even credit limit is 30000 which is not enhanced for the past 6 years.

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    senthil took a Credit Card from AXIS BANK Reviewed on
  • (3)

    "Good Bank With Great Card", yes, that's what I say to my friends. I got this card through my salary account and I must say It has become my neceesity. Further, I recently even got my huge payment converted into EMI and interest was very nominal. No extra fees and wrong charges. Keep up the good work Team Axis

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    daniel took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (1)

    The My Zone which I have through my salary account. The reward points programme is more or else like other banks. Time to time I get the offers through emails and messages but i do not avail the offers. I am having this card for more than 2 years now. There is a clause that if I spend Rs.25000 per annum on the card they waive off the annual fees of Rs.500. The rate of interest they charge for Emi conversion is more which can be reduced.

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    prasanna took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (4)

    The relationship with AXIS bank in terms of credit card is quite friendly. Its my zone credit card where they provide 25% cash back in movie tickets, reward points in each purchase and shopping. Its a paid card for 500 annually.

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    indrajit took a Credit Card from AXIS BANK Reviewed on
  • (1)

    My first Visa Platinum my zone credit card from AXIS Bank and I am happy with the customer service team as they respond well to my queries and complaints. I m enjoying movie cash back offer every weekend, Great Service and Credit Limit Thanks to AXIS

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    deepak took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (1)

    Its my zone credit card I have with AXIS bank since 2013. On line shopping, I get reward points which gets accumulated and gets added to edge royalty and would avail cash back. Its life time free card.

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    biswajit took a Credit Card from AXIS BANK Reviewed on
Customer Reviews
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