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Axis Bank Credit Cards

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Axis Bank 4.0 / 5.0 by 520 users  
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Axis Bank Credit Card

Get the best credit cards from Axis Bank through BankBazaar

Explore the benefits and exciting offers on your Axis Bank Credit Card. Get rewarded for using your Credit Card with eDGE Loyalty Rewards and redeem them against choicest products and gift vouchers.

Axis Bank is the third largest private sector bank in India. Axis Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses.

The Bank has a large footprint of 1947 domestic branches (including extension counters) and 11,245 ATMs spread across the country as on 31st March 2013. The Bank also has overseas offices in Singapore, Hong Kong, Shanghai, Colombo, Dubai and Abu Dhabi.

Axis Bank is one of the first new generation private sector banks to have begun operations in 1994. The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India),Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd. The shareholding of Unit Trust of India was subsequently transferred to SUUTI, an entity established in 2003.

With a balance sheet size of Rs.3,40,561 crores as on 31st March 2013, Axis Bank has achieved consistent growth and stable asset quality with a 5 year CAGR (2009-13) of 26% in Total Assets, 24% in Total Deposits, 27% in Total Advances and 37% in Net Profit.

In fact, BankBazaar.com has association with Axis Bank Credit Cards, wherein the users can choose from many of the bank’s credit card types, compare their features and apply for the chosen credit card online. In fact, the online loan platform of Axis Bank’s official website is powered by technology developed by BankBazaar.com, which means that one can apply for the chosen loan via BankBazaar.com.

FAQ’s for Axis Bank Credit Cards

  1. What are the different types of credit cards offered by Axis Bank?
  2. Axis Bank offers a wide choice of credit cards specially designed to suit individual needs. They come under four major categories.

    • Premium Cards
    • MY Cards
    • Co-branded Cards
    • Other Cards

    Some of the popular credit cards offered by Axis Bank include Platinum Credit Card, Signature Credit Card with travel benefits, MY Business Credit Card and Miles & More Credit Card.

  3. How do I apply for an Axis Bank credit card?
  4. You can check for eligibility and apply online at the Axis Bank website. Alternatively, you can apply through the BankBazaar portal. BankBazaar.com also helps you choose the right credit card based on the purpose and usage of the card.

  5. What are some of the benefits offered by Axis Bank credit cards?
  6. Cardholders get exclusive privileges and offers based on their credit card type. However, here are some of the benefits that are common to all cardholders.

    • Option to convert purchases to EMI
    • Zero lost card liability up to credit limit
    • EMV certified chip credit cards for additional security
    • Complimentary insurance cover with premium cards
    • Loyalty Reward Program
    • Cashback offers on selected spending categories
    • 24/7 customer assistance for all cardholders

  7. What are the documents required for completing the application process?
  8. The documents required usually vary on a case to case basis. However, the following documents are mandatory for completing the application process.

    • Photocopy of PAN card and Form 60
    • Copy of income proof – Latest payslips or Form 16 or IT return copy
    • ID proof and proof of residence

  9. Can I apply for an Axis Bank Credit Card?
  10. If you are a resident of India in the age bracket of 18 to 70 years, you satisfy the primary eligibility criteria. However, for different cards, the minimum required net income varies. Please check with the bank about the income criteria for respective credit cards before applying.

  11. How can I convert my purchases to EMI?
  12. Whenever you make a transaction of Rs. 2,500 and above, you can convert it to EMI’s with tenures at 3, 6, 9 or 12 months with low interest rates. You can use the Net Banking facility or the customer care service to convert the payments to EMI.

  13. Can I have a supplementary Axis Bank credit card?
  14. Supplementary or add-on card is an additional card that is offered against your existing Axis Bank credit card with all the features of the parent card. You can apply for up to 4 add-on cards by contacting any Axis Bank branch.

  15. What is “Zero Lost Card Liability”?
  16. If your Axis Bank credit card is misplaced or stolen, you will be free from any fraudulent purchase transaction charges up to the insured amount from the moment you report the loss to Axis Bank customer care or the VISA Global service helpline.

  17. Which Axis Bank credit card offers the EMI option?
  18. All credit cards offered by Axis Bank come with this option.

  19. Can I use my credit card to withdraw cash from the ATM?
  20. Yes. You can use your Axis Bank Signature credit cards to withdraw cash up to 30% of the prescribed credit limit from all the ATM’s that display the Visa sign.

  21. How do I pay my Axis Bank credit card bills?
  22. You can pay the bills by many easy ways like Net Banking, NEFT transfer, Electronic Clearing Service (ECS), auto debit, cheque or by cash.

  23. For a frequent air traveller like me, what would be the most suitable Axis Bank credit card?
  24. Axis Bank Miles & More credit card. You stand to earn unlimited miles that never expire and use your miles to avail exciting offers on flight tickets and upgrades, hotels and car rentals.

  25. How do I use the reward points that I get on each credit card transaction?
  26. With Axis Bank’s eDGE rewards program, you can spend your reward points for purchasing over 500 chosen reward items.

  27. I travel a lot within India. Which credit card would be apt for me?
  28. Axis Bank’s MY Wings credit card that comes with benefits like 20% cashback on domestic flights, Rs.25 off on IRCTC booking, Rs.100 cashback on domestic bus tickets and Rs.400 off on domestic car rentals would be the perfect choice.

  29. What are some of the benefits of Axis Bank Platinum credit card?
  30. Platinum cardholders get to enjoy exclusive privileges like 25% cash back on movie tickets, global emergency assistance, fuel surcharge waiver and eDGE loyalty rewards.

News About Axis Bank Credit Card

  • Flipkart offers additional app discounts to Axis Bank card holders

    Axis Bank card holders have a reason to rejoice. Indian e-retail giant Flipkart is offering an additional discount of 10%, on the already discounted products, when you shop through an Axis Bank credit or debit card. This offer is valid on the ‘big app shopping day’ hosted by the website, and on products like mobiles, TVs, tablets and clothes.

    Axis Bank credit cards are known for the multiple benefits offered. With the ‘MY choice credit card’ you can personalise your card design, and choose the benefits according to your spending habits. Choose 5% cash back on two of your favourite spending categories, enjoy the ‘benefits of ‘eDGE Loyalty Rewards Program, convert purchases to EMI – the ‘My choice credit card’ has it all.

    To know more about the most lucrative credit card benefits or for a comparative study of all credit cards, refer to bankbazaar.com.

    24th March 2015

  • Axis Bank Credit Card Owners Get Discount Plus 10% OFF on iPhone 6

    The e-tailing wars are heating up in India with both Amazon and Snapdeal offering the premier iPhone 6 phone from Apple at attractively discounted prices. The 16GB variant, currently available at approx. Rs. 51,000 elsewhere, will be available for just Rs. 46,000 on Amazon and Snapdeal. And, if you are an Axis Bank Credit/Debit Card holder, an additional discount of 10% will be applicable alongside this feature discount. Aside from Axis Bank, HDFC debit card holders are eligible for an additional 5% cash-back if they purchase the spanking new iPhone 6 off Amazon or Snapdeal. The Union budget may have raised the price of this iconic product by Rs. 2,500, but these competing e-tailers are doing their bit to keep the target audience interested.

    19th March 2015

  • Armani to Experiment with EMIs via Credit Cards

    As part of its strategy to carve a niche in the premium apparel segment, Armani Jeans is now planning to offer its customers the option to “Pay in Parts”. Customers can pay in three or six parts at zero interest when they purchase any Armani Jeans products like denims, shirts and bags. Currently, the “Pay in parts” scheme can be availed by the credit card users of ICICI Bank, HDFC Bank, Standard Chartered, Axis and Citibank.

    After the instalment concept worked wonders for iPhones in India, experts think that the concept of EMI for high-end apparels will also work well. Armani’s products in India are priced between Rs. 10,500 to Rs. 24,000. Armani Jeans is testing the waters and will probably extend the scheme to Giorgio Armani and Emporio Armani products in the future. This move is expected to change the purchasing pattern in the luxury apparel segment in India which is currently valued at Rs. 3,150 crore.

    13th March 2015

  • Axis Bank’s ‘Burgundy’ set to entice the affluent sections.

    In a bid to attract customers from the top rung of the society, Axis bank, India’s third largest private sector bank has launched a new banking service named Burgundy. This service will provide a bucket of facilities to customers from availing no limit credit cards to owning a multi-currency foreign exchange card, amongst other privileges. Customers with a net value of at least Rs 30 lakhs qualify for this scheme and Axis Bank already has a customer base of around 40,000 accounts meeting the required criteria. The affluent section of the society is expected to increase by 12% - 15% and Axis Bank would be looking to tap into its full potential.

    Burgundy customers can also additionally enjoy wealth management and other preferential services with the bank promising a hassle free experience. Axis Bank would be combining two of its premium banking services, Axis Wealth and Axis Privee under Burgandy. Adding colour to this new venture would be Axis Bank’s father-daughter ambassador duo of Prakash Padukone and Deepika Padukone with their endorsements.

    24th February 2015

Axis Bank Credit Cards Reviews

Axis Bank   Credit Card Reviews
82 % of our customers would recommend this bank. (441 out of 536) Read More Reviews Write Review
Customer Reviews
Page 1 of 26 1 2 3 4 5
  • Validated User
    (0)

    The First and foremost thing about Axis bank credit card is , the annual fee charged by them was rs 250. I used to get 5% off on shopping at big bazaar and at petrol pump. Its been a year now since I am holding this card. It was quite some time back I have placed a request for redemption of bonus points earlier it took about 10 days of time for the bonus points to get redeemed. They have variety of products and I choose the best out of it.

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    nanda took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    I hold a Titanium card with Axis Bank and I felt the service provided was good.I feel there is no specific benefits availed through this particular card.I mostly get update about the card through SMS.The credit limit offered is nearly 73000Rs and they give a option in revision in the card for the customer for every 6months.I get regular reward points offered through this card and I have not claimed them as of now.They do collect a annual fee of 100Rs which is little less comparatively .

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    sreekumar took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    I am holding a Signature credit card from Axis Bank. This was requested to take by the Bank along with the home loan I have taken from this Bank. As I am in the marketing and sales field travelling is the major part as every time I don't have to carry cash in my hands. I do get reward points whenever I use this card through which I can buy some gifts and can redeem it even after a year.

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    haarneet took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (1)

    Axis bank credit card is really good. The reward points are very attractive and they were providing good discounts for the purchases. I would like to close this card as annual fee is very much applicable on this card. No matter how much ever I spend on this card the annual fee is still chargable . The name of the card is my zone.

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    anand took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (1)

    My salary account is with Axis bank so I thought to tag with same bank for all the products thus the reason availed My choice credit card. Last month I did transaction of 14thousand and the executive of Axis bank contacted and offered for EMI option but I was not interested and not sure about the interest rate. Executive informed that I have to pay rs500 for annual fee but I think it is high than other banks. Axis bank is offering free lounge in air ports and 10% of discounts in restaurants but I rarely use such things. Satisfied with the credit limit.

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    sandeep took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (3)

    This is a basic credit card and took it a month ago where offers are not great. I hold and took this Axis bank titanium credit card only for the reason of life time free as we can use it for a long time. I did not pay any joining fee to get this credit card. Normally I will never recommend credit cards to people.

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    ravi took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    Using the My Zone credit card of Axis bank for one year but still they are charging extra while dropping cash. As well they informed that, 5% of cash back is available on this credit card but till date I never get anything and nowhere on the statement I found about cash back. I advise Axis bank to meet customer needs and someone should be there to support the customers at any cost.

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    shravana took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (3)

    I hold a platinum credit card with Axis Bank and I am very satisfied with the service provided. The credit limit of the card is 41000 and I mostly use this card for shopping purpose.I have got 6000 reward points through this card and I have not redeemed it yet and I get cash back for movie ticket. I get all my statements through mail and the customer service is really good and helpful because every time I call them I get a good response.

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    saravanakumar took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (2)

    I hold a My Zone credit card with Axis Bank and I am very happy with the service provided by Axis . The credit limit of the card is 1.3 lakh which is a good credit limit and I mostly use this card for fuel filling ,ticket booking ,grocery ,recharge ,bill payment etc. I get many reward points for the purchases I make but I am not interested in redeeming the points because I donâ??t like the options provided. I wish to have a cash back options for the purchases. They collect a annual fee of 400rs and I am really impressed with the mobile application of Axis Bank because its very fast in service and easy to access as well.

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    ranjith took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (3)

    I hold My Zone Credit card with Axis bank and I am very happy with the service provided by Axis in the process of availing this card.I got a good credit limit in this particular card and I get cash back for all dinning and fuel filling I make through this card. I have redeemed 1500rs through my reward points and I am happy about the same.I didnâ??t face any difficulties with the customer service provided.

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    syuvaraj took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (2)

    I hold a my choice card with Axis Bank and I have taken a choice for shopping and dinning in this card. I get a amount of cash back for every shopping or dinning I use this with particular card. A kind of Internet fraudulent happened in this card because of that Rs 9000 was missing in the account. I raised a dispute about the same and the Issue got resolved after 3 months and I paid the missing amount in my bill for that particular month which was reimbursed later. I felt the response and follow up from Axis was very late

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    kirthika took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (2)

    Getting Axis Credit Card is really good because they have many offers now.They were quick and fast in processing it,within 10 days I got my card,because I got this credit card with the help of my friend,he only collected the documents and submitted to the respective place.I got confirmation email by that evening itself which was quite nice.They give reward points as well as cash back options also,its nice to get cash back because it will provide more benefits in shopping options.Before 1 year there was no offer but after 1 year they improved a lot in giving offers.

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    ganesh took a Credit Card from AXIS BANK Reviewed on
  • (2)

    for movie tickets 25% disc and getting points when money spends , very useful shopping on website offers will be more emi conversion also easy , using points i have ordered three or four items , spending amount and getting cash back is helpfull

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    guru took a Credit Card from AXIS BANK Reviewed on
  • (2)

    I am using my credit card for the past 6 months and i am learning to use it....axis have best 24/7 customer support...and get loyal refunds without even complaining.. i even get fast update thro mail or sms daily... but still i cant understand its working..

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    d.kumar took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (3)

    Axis Bank Credit Card is really good to have,I got it before a week only,they processed it within a week.They didnt ask me for hard copies of the documents in-order to save papers they took soft copy alone.I got some benefits like if I am spending some amount in weekends with this card means I will be getting 5 times rewards than usual.Customer service explained me everything and processed me quickly.They charged only 500RS,if I spend 5000RS within a month even that 500 RS will be canceled.

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    raghavendra took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (2)

    I have received the credit card from Axis bank but till date did not receive the pin number. Offered this card along with personal loan. Executive of Axis bank informed that the annual charge would be waived off but no idea about the limit that I have cross to get waiver. I think the cash limit is 40thousand on this platinum credit card.

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    navin took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (4)

    Axis bank credit card intial process was good ,the communication is very good. I am getting benefits like cash back on movie tickets. The name of the card is my wings card. I have been holding this card for the past 7 months. The interest rate offered by them was high and processing fee is also high.

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    dhandapani took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (3)

    I am holding a My Zone credit card from Axis Bank. I have closed this credit cards as I have used the card much and also to reduce my expenses. I was getting some discounts for the traveling ,movie ticketing and also for shopping and I get some points for this. Its a life time free card and the limit offered for the card is less.

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    chirag took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (3)

    Axis is good for Credit Card option.They are very quick in responding and they explained all the information to customers clearly.Main advantage is I no need to carry any cash I can just use this card for emergency purpose.They donâ??t have any special offers only thing is they have to improve themselves by giving different offers for customers.

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    yusuf took a Credit Card from AXIS BANK Reviewed on
  • (6)

    This Credit card provides a lot of offer and cash back and the best part is the loyalty points where i can redeem for movies gifts and lots more but a bit bitter part is the tax amount its a little higher than rest of them but apart from that its a great card to have

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    avinash took a Credit Card from AXIS BANK Reviewed on
Customer Reviews
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4.5 16
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