Axis Bank Credit Cards

Filter
 
     Credit Card
Annual Fee
Reward type
Credit Card
Annual Fee
My Choice Credit Card
 
3.5 / 5.0
by 36 users
Annual Fee:
1st year: 250 + ST
2nd year onwards: 250 + ST
Reward type:
Shopping and Cashback
My Wings Credit Card
 
3.5 / 5.0
by 3 users
Annual Fee:
1st year: 1,200 + ST
2nd year onwards: 500 + ST
Reward type:
Airline
My Zone Credit Card
 
4.0 / 5.0
by 41 users
Annual Fee:
1st year: 500 + ST (waived if spend over 5,000 in 45 days)
2nd year onwards: 500 + ST
Reward type:
Lifestyle
Signature Credit Card
 
4.0 / 5.0
by 7 users
Annual Fee:
Joining Fee: 1500
1st year: 1000 (waived on spends achievement of 2.4 lacs)
Reward type:
Lifestyle
My Wings Credit Card
 
3.5 / 5.0
by 3 users
Annual Fee:
1st year: 1,200 + ST
2nd year onwards: 500 + ST
Reward type:
Airline
My Zone Credit Card
 
4.0 / 5.0
by 41 users
Annual Fee:
1st year: 500 + ST (waived if spend over 5,000 in 45 days)
2nd year onwards: 500 + ST
Reward type:
Lifestyle
Signature Credit Card
 
4.0 / 5.0
by 7 users
Annual Fee:
Joining Fee: 1500
1st year: 1000 (waived on spends achievement of 2.4 lacs)
Reward type:
Lifestyle
My Choice Credit Card
 
3.5 / 5.0
by 36 users
Annual Fee:
1st year: 250 + ST
2nd year onwards: 250 + ST
Reward type:
Shopping and Cashback
My Choice Credit Card
 
3.5 / 5.0
by 36 users
Annual Fee:
1st year: 250 + ST
2nd year onwards: 250 + ST
Reward type:
Shopping and Cashback
My Zone Credit Card
 
4.0 / 5.0
by 41 users
Annual Fee:
1st year: 500 + ST (waived if spend over 5,000 in 45 days)
2nd year onwards: 500 + ST
Reward type:
Lifestyle
Signature Credit Card
 
4.0 / 5.0
by 7 users
Annual Fee:
Joining Fee: 1500
1st year: 1000 (waived on spends achievement of 2.4 lacs)
Reward type:
Lifestyle

*Check eligibility to see cards you are eligible for

Here are the main highlights of Axis Bank Credit Cards

Axis Bank 4.0 / 5.0 by 370 users  
Used this product? Write a review »
Axis Bank Credit Card

Get the best credit cards from Axis Bank through BankBazaar

Explore the benefits and exciting offers on your Axis Bank Credit Card. Get rewarded for using your Credit Card with eDGE Loyalty Rewards and redeem them against choicest products and gift vouchers.

Axis Bank is the third largest private sector bank in India. Axis Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses.

The Bank has a large footprint of 1947 domestic branches (including extension counters) and 11,245 ATMs spread across the country as on 31st March 2013. The Bank also has overseas offices in Singapore, Hong Kong, Shanghai, Colombo, Dubai and Abu Dhabi.

Axis Bank is one of the first new generation private sector banks to have begun operations in 1994. The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India),Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd. The shareholding of Unit Trust of India was subsequently transferred to SUUTI, an entity established in 2003.

With a balance sheet size of Rs.3,40,561 crores as on 31st March 2013, Axis Bank has achieved consistent growth and stable asset quality with a 5 year CAGR (2009-13) of 26% in Total Assets, 24% in Total Deposits, 27% in Total Advances and 37% in Net Profit.

In fact, BankBazaar.com has association with Axis Bank Credit Cards, wherein the users can choose from many of the bank’s credit card types, compare their features and apply for the chosen credit card online. In fact, the online loan platform of Axis Bank’s official website is powered by technology developed by BankBazaar.com, which means that one can apply for the chosen loan via BankBazaar.com.

My Choice Credit Card

This card allows you to personalize your card design and choose your benefits. You can now customize features and benefits according to your spending and saving needs, so that you get the best out of every transaction you make.And it’s not just the looks of the card that are customisable. You can even choose the categories you regularly use the card for, and avail benefits on them.Be the craftsman of your own card.
Read in detail about the My Choice Credit Card.

My Wings Credit Card

This card is specially created for those who like to experience life to the fullest.With benefits such as free tickets, cash back on domestic travel, hotel & holiday vouchers, etc.The explorer inside you gives the privilege to travel beyond the flight of imagination. This offers two complimentary air tickets on joining and exciting cash back offers on flight tickets, hotel bookings, bus and rail bookings.
Read in detail about the My Wings Credit Card.

My Zone Credit Card

This card offers you benefits that allow you to enjoy your entertainment experiences even more.It provides exciting offers on movie tickets, dining, shopping, etc., an ideal credit card for fun loving people. Its a card that allows you to have unlimited fun while you are out with your friends.
Read in detail about the My Zone Credit Card.

Signature Credit Card

This card offers you to enjoy some of the best-in-class privileges in travel & living, dining and lifestyle.Its a is EMV certified Chip embedded Card, which gives you the highest levels of security and reduces the possibility of counterfeit or skimming as against a normal magnetic stripe credit card.This card offers complimentary insurance cover of Rs. 2.55 crore on air accident, credit shield and lost card liability.
Read in detail about the Signature Credit Card.

News about Axis Bank Credit Card

  • Axis Bank Aims to Double their
    Credit Cards in 3 years

    Axis Bank Credit Card will soon be a lot more frequent with customers if all goes as planned in the next three years. Jairam Sridharan, President - retail lending and payments, Axis Bank, said that they are expecting that credit card swipes will breach the 1,000 crores mark and will grow two to three times in the near future.

    In a chit chat with media persons in Chennai, Jairam further revealed that in terms of the retail lending portfolio, they expect the credit card spends to only go upwards and with 1.5 million credit cards already in the kitty, the company is looking to reach 3 million credit cards in the next three years.

    Speaking on the 1,000 crore figure reached by the credit card spends, he said that this is the highest in the industry and is a whopping 84 per cent increase from the usual credit card spending.

    Also thanks to the reduce in frauds or default in credit card payments, the credit card industry is finally looking at the bright side and this is also attributed to one of the reasons for the credit cards coming close to the all-time historic levels of 1,000 crores. In fact the data reveals that the frauds, misuse, default in payment or discontinuing the card has come down by half which was at close to 9 percent.

    8th December 2014

  • To pay in EMI or not to pay in EMI

    You have one big swipe and struggling to pay the money, fear not – go for EMIs. So what to do the next time you get a call from the credit card company pushing you for EMIs?

    In short like any EMI, you can pay in monthly instalments, the outstanding amount on your credit card, just like a loan along with monthly interest.

    The Interest rates and charges

    In short, it depends from bank to bank. ICICI Bank interest rate for credit card EMI is at 13 per cent which reduces every quarter from three, six, nine and 12-month onwards. For EMIs above 18 to 24-month, the interest rate is at 15 percent on reducing basis. For outstanding balances you have to 3.4 per cent per month and as high as 44 per cent for unpaid balances. You can also convert it into a loan. Axis Bank does the same with a processing fee at 1.5 per cent of the balance amount or Rs.150, whichever is higher. SBI charges processing fee of 2 per cent with a minimum of Rs.199 and a maximum of Rs.1,000. Education cess and service tax also apply.

    So how is it beneficial?

    For example, you make a purchase of Rs.50,000 on your SBI Gold Credit Card. With the six-month EMI you pay Rs.8,554, with the total amount coming to Rs.51,825 (including Rs.500 processing fee). If you don’t want the EMI and you want to pay Rs.10,000 for five months, the total payment comes to Rs.53,850 as this includes the 20-50 day interest-free period, higher than the EMI amount.

    5th December 2014

  • Axis Bank Jumps Back
    into the Unsecured Loans
    Game to Boost Margins

    One of India’s leading private sector banks, Axis Bank is responding to the country’s recently emergent and stable economy by stepping a little way out of its comfort zone and incrementing its unsecured loans portfolio, thereby improving yields on advances. The preferred target segments include credit cards and personal loans that will be backed by its enviable Rs.2.42 lakh crore lending portfolio. At the end of September 2014, the bank boasted of Rs.94,300 crore worth of retail advances, of which a paltry 18% amounted to unsecured lending.

    However, in light of recent economic events and The Organization for Economic Cooperation and Development (OECD)’s assessment that India would grow by 6.6% through the 2015-16 fiscal year, Axis Bank sees a golden opportunity to scale up its credit card consumer base numbering about 1 million currently, to a more competitive number. It must be noted that most lenders had abandoned the unsecured lending business post the 2008 global economic crisis- a situation that Axis Bank is just coming out of after reporting over 4.5 times improvement in its lending business to currently stand at Rs.94,300 crore as compared to Rs.20,800 crore in March 2010.

    20th November 2014


Axis Bank   Credit Card Reviews
86 % of our customers would recommend this bank. (331 out of 386) Read More Reviews Write Review
Customer Reviews
Page 1 of 19 1 2 3 4 5
  • Validated User
    (0)

    When I availed the Titanium credit card from Axis bank the services was not so good as there were lot of issues. They did not provide the information clearly and the customer support is not so helpful. The offers are like a normal credit card but they have EMI offer constantly.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    anubhavjain took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    My relationship with my zone AXIS bank credit card is good. I don't get much offers and get only reward points. At present, even am not aware of those which is quite disappointing. Its life time free card. It would be better if they could intimate about the offers.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    rajni took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    Its quite good from axis bank when I availed my zone credit card . As per my requirement I got my credit card . They do have cash backs on movie ticket purchase and reward points for all transactions. Redeeming reward points in online portal was not possible sometimes. Their reward points value also very less . For 1000 points I used to get Rs.100. Fees was normal compared with others

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    sridhar took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (1)

    Credit card services of AXIS bank is very good. Its My choice credit card I have and I use it for transactions. I haven't much availed those offers however not aware of it. Annually, there is some fees charged. Overall wonderful.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    tirumala took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    I am having my visa credit card from axis bank where if I buy something I used to get some cash backs and reward points. They are having the promotional offers however I havent availed any other offers so far. Charges are quite nominal when compared with other banks . Overall they are good

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    madhu took a Credit Card from AXIS BANK Reviewed on
  • Quite ok
    https://cdn1.bankbazaar.com/images/customer_review/default-unknown-person.png
    , mumbai
    Recommend Recommended by user
    Validated User
    (0)

    AXIS bank credit cardservices is quite ok however it needs to get improvised in terms of offers etc. Response and follow up is not much good from customer service team. While shopping, I get some cash back offers. If they could enhance credit limit as well as the on line facilities if its user friendly, it would be fine.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    venkatasatya took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    I am having my cash back credit card from axis bank where if I buy something in online or retail I used to get some cash backs . They are having the promotional offers however I havent availed any other offers so far. I am not sure about the points how much I got . Overall they are good

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    ankit took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (3)

    The Corporate Platinum credit card which I have with Axis bank is really good. As I donâ??t use the card so often I am not very sure of the offers on the card. As it is a Corporate card there is no annual fees. But overall the services are really good

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    kiran took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (1)

    Overall experience with AXIS bank credit card is pretty good. The credit limit provided is quite decent however in terms of customer service, response is pretty much faster. But in terms of cash back, reward points if they could upgrade it, it would be fine.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    devendra took a Credit Card from AXIS BANK Reviewed on
  • (1)

    Blocked my money from the savings accounts. They kept the money with them n neither release nor cut the amount of unpaid, instead keeping money with them they charge panelty on too. From every angle customer bears why??? Who is answerable, no one. They just said both are different departments. If they are different then how n why they keep money from my saving account. If they kept money then they again charge us extra panelty.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    gurmeet took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    I am holding a credit card with Axis bank. I had some issues with them during the initial stages with regards to password, and I was a bit upset about it. I have to contact their servicing team to unlock it and it was especially for retail transactions. It took 10 to 15 minutes for them to unlock it and from then everything is fine and overall its been great.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    srinivasa took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (4)

    With AXIS bank, its Titanium Master credit card for 4 years. This card was given while availing car loan. I am not sure about the benefits of this card as no one had called regarding this. Generally, I use for getting groceries.

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    arindom took a Credit Card from AXIS BANK Reviewed on
Customer Reviews
Page 1 of 19 1 2 3 4 5
Thank you for the feedback.
Make a suggestion or report a bug
  • Like us? Spread the word
  • Broadcast your feedback via Facebook Twitter
  • or Cancel
  • View our privacy policy

reTH65gcmBgCJ7k - pingdom check string.