Axis Bank Credit Cards

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Annual Fee
Reward type
Credit Card
Annual Fee
My Choice Credit Card
 
4.0 / 5.0
by 1 users
Annual Fee:
1st year: 250 + ST
2nd year onwards: 250 + ST
Reward type:
Shopping and Cashback
My Wings Credit Card
Annual Fee:
1st year: 1,200 + ST
2nd year onwards: 500 + ST
Reward type:
Airline
My Zone Credit Card
Annual Fee:
1st year: 500 + ST (waived if spend over 5,000 in 45 days)
2nd year onwards: 500 + ST
Reward type:
Lifestyle
Signature Credit Card
Annual Fee:
Nil (Limited Period Offer)
Reward type:
Lifestyle
My Wings Credit Card
Annual Fee:
1st year: 1,200 + ST
2nd year onwards: 500 + ST
Reward type:
Airline
My Zone Credit Card
Annual Fee:
1st year: 500 + ST (waived if spend over 5,000 in 45 days)
2nd year onwards: 500 + ST
Reward type:
Lifestyle
Signature Credit Card
Annual Fee:
Nil (Limited Period Offer)
Reward type:
Lifestyle
My Choice Credit Card
 
4.0 / 5.0
by 1 users
Annual Fee:
1st year: 250 + ST
2nd year onwards: 250 + ST
Reward type:
Shopping and Cashback

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Here are the main highlights of Axis Bank Credit Cards

Axis Bank 4.0 / 5.0 by 55 users  
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Axis Bank Credit Card

Get the best credit cards from Axis Bank through BankBazaar

Explore the benefits and exciting offers on your Axis Bank Credit Card. Get rewarded for using your Credit Card with eDGE Loyalty Rewards and redeem them against choicest products and gift vouchers.

Axis Bank is the third largest private sector bank in India. Axis Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses.

The Bank has a large footprint of 1947 domestic branches (including extension counters) and 11,245 ATMs spread across the country as on 31st March 2013. The Bank also has overseas offices in Singapore, Hong Kong, Shanghai, Colombo, Dubai and Abu Dhabi.

Axis Bank is one of the first new generation private sector banks to have begun operations in 1994. The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India),Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd. The shareholding of Unit Trust of India was subsequently transferred to SUUTI, an entity established in 2003.

With a balance sheet size of Rs.3,40,561 crores as on 31st March 2013, Axis Bank has achieved consistent growth and stable asset quality with a 5 year CAGR (2009-13) of 26% in Total Assets, 24% in Total Deposits, 27% in Total Advances and 37% in Net Profit.

In fact, BankBazaar.com has association with Axis Bank Credit Cards, wherein the users can choose from many of the bank’s credit card types, compare their features and apply for the chosen credit card online. In fact, the online loan platform of Axis Bank’s official website is powered by technology developed by BankBazaar.com, which means that one can apply for the chosen loan via BankBazaar.com.

My Choice Credit Card

This card allows you to personalize your card design and choose your benefits. You can now customize features and benefits according to your spending and saving needs, so that you get the best out of every transaction you make.And it’s not just the looks of the card that are customisable. You can even choose the categories you regularly use the card for, and avail benefits on them.Be the craftsman of your own card.
Read in detail about the My Choice Credit Card.

My Wings Credit Card

This card is specially created for those who like to experience life to the fullest.With benefits such as free tickets, cash back on domestic travel, hotel & holiday vouchers, etc.The explorer inside you gives the privilege to travel beyond the flight of imagination. This offers two complimentary air tickets on joining and exciting cash back offers on flight tickets, hotel bookings, bus and rail bookings.
Read in detail about the My Wings Credit Card.

My Zone Credit Card

This card offers you benefits that allow you to enjoy your entertainment experiences even more.It provides exciting offers on movie tickets, dining, shopping, etc., an ideal credit card for fun loving people. Its a card that allows you to have unlimited fun while you are out with your friends.
Read in detail about the My Zone Credit Card.

Signature Credit Card

This card offers you to enjoy some of the best-in-class privileges in travel & living, dining and lifestyle.Its a is EMV certified Chip embedded Card, which gives you the highest levels of security and reduces the possibility of counterfeit or skimming as against a normal magnetic stripe credit card.This card offers complimentary insurance cover of Rs. 2.55 crore on air accident, credit shield and lost card liability.
Read in detail about the Signature Credit Card.

Axis Bank   Credit Card Reviews
84 % of our customers would recommend this bank. (46 out of 55) Read More Reviews Write Review
Customer Reviews
Page 1 of 3 1 2 3
  • Good Offers
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    SANKET PRADEEP KUMAR SHAH, surat
    Recommend Recommended by user
    Validated User

    Axis Bank credit card they are providing lot of offers and benefit through on-line shopping and they provide coupon code and reward points on petrol bunks and EMI options they send it when i make a maximum transaction and the overall service is good.

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  • Very good
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    DARAKSHAN NAZ, bangalore
    Recommend Recommended by user
    Validated User

    I have my choice credit card with AXIS bank for more than 1 year and i can use this card almost everywhere. I use this card for my travelling, super markets where i get some amount of cash back. I do get some reward points in booking tickets etc. Credit limit is quite fine.

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  • Validated User

    Holding a credit card of AXIS bank for the past one and a half years was very convenient. It is very easy to reach the customer service over the phone and there is no long que's. Response is too good and the rate of interest is fine affordable. Reward points program is an added advantage. Most exciting part is 2500 reward points automatically added to the card on my birthday every year. I feel very secured paying bills online and alerts on debits & credits are instant. Some of my friends have already got AXIS bank credit card on my suggestion.

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  • Validated User

    Holding a credit card of AXIS bank is good enough to fulfill my needs. Credit card services are really excellent however the mobile application is very poor. I get 5% cash back on purchased at the supermarket and at fuel stations. Reward points program is the best feature on the card. I also have an option to withdraw cash. Customer service of credit card division is extremely good and the rate of interest, charges fine affordable.

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  • Good credit card
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    SOMASUNDARAM SUBRAMANIAN, chennai
    Recommend Recommended by user
    Validated User

    As a credit card holder of Axis bank I am happy with the credit limit is low when compared with other Banks, though I have an addon card I hardly use it, its good, annual fee is not chargable only for the first year thereafter its chargable my suggestion would be if they can provide an option to convert the whole transaction in to emi it will be really good.

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  • Validated User

    As I am the credit card holder of Axis bank service was good to me. Payment mode was very easy . Good on-line banking.. Needs improvement in customer service people to understand the customer needs in an accurate manner and the provide the solution. Needs improvement on follow-ups in terms of credit card only.. Otherwise it was a very good service ...

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  • Fantastic
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    MOHAMMED RASHEED, hyderabad
    Recommend Recommended by user
    Validated User

    It was really great holding a credit card of AXIS bank for the past one year. AXIS bank is overall excellent in providing good service to the customers compared to other banks in the market. Customer service and response is very good. They always give instant response and frequently keep updating the customers on the offers & discount. SMS & email alerts are instant and I don't find a different in the rate of interest as it is similar to other banks.

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  • Good
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    SOUVIK MONDAL, kolkata
    Recommend Recommended by user
    Validated User
    (0)

    Axis Bank Credit card they provide lot of benefits to the customer like when ever i make a transaction for more than 2,500 i get the call from the customer service executive and they guide me in converting the amount into EMI, i would say the overall service is good.

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  • Validated User
    (0)

    I have credit card with many banks including this AXIS bank for more than 2 years. In this bank everything is transparent and I haven’t faced any discrepancies with it. I feel good about the transactions and even am happy about the CC limit and cash back points. Overall i feel quite good and cool.

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  • Validated User
    (1)

    It was very interesting to hold a credit card of AXIS bank for the past six months. It is very useful on an emergency situation. Cash bank offers and EMI option are very good. I feel the rate of interest is quite high comparatively to other banks. I have already recommended the bank to some people.

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  • Average service
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    BHIMA SHANKARA RAO NANGI, hyderabad
    Recommend Recommended by user
    Validated User
    (0)

    I hold AXIS bank Credit card and experience with it is good. I had an issue with AXIS where online transaction had happened without my notice but later I approached the branch and the issue was solved. I feel there must be a separate on line login and password as it would be more helpful for the customers. There can be negotiation on interest rate and processing fee.

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  • Needs improvement!
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    VIJAYAKUMAR GANESAN, chennai
    Recommend Recommended by user
    Validated User
    (0)

    I have been holding a AXIS bank credit card which I used only once. I had to cancel the card since the EMI conversion is quite difficult. For converting the purchase into an EMI, I must visit the branch with some documents as there is no option to do it online.

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  • Validated User

    I got the regular use credit card from Axis before 4 years and there are not much benefits in this card. Credit limit is quite less though it is 4 years, limit had not been increased more than 50000 and the offers too is based on the payments i do. It could be better if there is more limit provided.

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  • Very Good
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    ABHILASH SASIDHARAN, gwalior
    Recommend Recommended by user
    Validated User
    (1)

    I am satisfied with the overall service of Axis bank credit card i would say that it was benefited for me in on-line shopping on the electronic shops and in petrol bunks with less interest rate and I get lot of reward points , little disappointed with the customer response.

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  • Validated User
    (2)

    Around 2.5 years, I hold savings account with AXIS bank. I can say all the services are so amazing and one thing which is too good is whenever I go to nearby ATM either it is AXIS or other ATM's, I do get a message about the nearby ATM's which is added advantage. Time to time I get updated by everything. Overall is wonderful.

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  • Validated User

    I hold credit card of AXIS and i got it before 3 years. Previously, they were doing their services well, but nowadays there is no proper response from them. My card was blocked and i had emailed them 2-3 times but there is no response still. I hold titanium credit card and i do avail cash back points too.

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  • Quite ok
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    SHAIK MOHAMMED SALEEM, hyderabad
    Recommend Recommended by user
    Validated User
    (0)

    For more than 6-7 months, I hold my credit card with Axis bank. They provide offers in electronics and I get 5% cash back and it was thrice I availed this benefit. Credit limit is around 21000 it is quite ok it could be better if it can be enhanced.

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  • Validated User

    Last on year I have been holding a credit card with AXIS bank. It was very useful on my emergency situation. I am quite satisfied with the reward points program on the card however I didn't get any additional benefits or compliments. Rate of interest, fees & charges are quite higher than other banks. Customer service is very satisfied.

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  • Very Good
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    SUDHAKAR REDDY KOTA, mumbai
    Recommend Recommended by user
    Validated User
    (0)

    Axis Bank Credit card the overall service is good and one added advantage is that I get the option of balance transfer with low interest rate and I get option of converting my transaction amount into 0% EMI, the overall service is good when compared with other banks.

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  • (2)

    Axis Bank Credit card the document processing was quick when compared to other banks, I was little disappointed with the delay in response when I call to the phone banking officer, other than that the benefits and the reward points are good.

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Customer Reviews
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