Axis Bank Credit Cards

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Annual Fee
Reward type
Credit Card
Annual Fee
My Choice Credit Card
 
3.5 / 5.0
by 31 users
Annual Fee:
1st year: 250 + ST
2nd year onwards: 250 + ST
Reward type:
Shopping and Cashback
My Wings Credit Card
 
3.5 / 5.0
by 3 users
Annual Fee:
1st year: 1,200 + ST
2nd year onwards: 500 + ST
Reward type:
Airline
My Zone Credit Card
 
4.0 / 5.0
by 34 users
Annual Fee:
1st year: 500 + ST (waived if spend over 5,000 in 45 days)
2nd year onwards: 500 + ST
Reward type:
Lifestyle
Signature Credit Card
 
4.0 / 5.0
by 6 users
Annual Fee:
Joining Fee: 1500
1st year: 1000 (waived on spends achievement of 2.4 lacs)
Reward type:
Lifestyle
My Wings Credit Card
 
3.5 / 5.0
by 3 users
Annual Fee:
1st year: 1,200 + ST
2nd year onwards: 500 + ST
Reward type:
Airline
My Zone Credit Card
 
4.0 / 5.0
by 34 users
Annual Fee:
1st year: 500 + ST (waived if spend over 5,000 in 45 days)
2nd year onwards: 500 + ST
Reward type:
Lifestyle
Signature Credit Card
 
4.0 / 5.0
by 6 users
Annual Fee:
Joining Fee: 1500
1st year: 1000 (waived on spends achievement of 2.4 lacs)
Reward type:
Lifestyle
My Choice Credit Card
 
3.5 / 5.0
by 31 users
Annual Fee:
1st year: 250 + ST
2nd year onwards: 250 + ST
Reward type:
Shopping and Cashback
My Choice Credit Card
 
3.5 / 5.0
by 31 users
Annual Fee:
1st year: 250 + ST
2nd year onwards: 250 + ST
Reward type:
Shopping and Cashback
My Zone Credit Card
 
4.0 / 5.0
by 34 users
Annual Fee:
1st year: 500 + ST (waived if spend over 5,000 in 45 days)
2nd year onwards: 500 + ST
Reward type:
Lifestyle
Signature Credit Card
 
4.0 / 5.0
by 6 users
Annual Fee:
Joining Fee: 1500
1st year: 1000 (waived on spends achievement of 2.4 lacs)
Reward type:
Lifestyle

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Here are the main highlights of Axis Bank Credit Cards

Axis Bank 4.0 / 5.0 by 332 users  
Used this product? Write a review »
Axis Bank Credit Card

Get the best credit cards from Axis Bank through BankBazaar

Explore the benefits and exciting offers on your Axis Bank Credit Card. Get rewarded for using your Credit Card with eDGE Loyalty Rewards and redeem them against choicest products and gift vouchers.

Axis Bank is the third largest private sector bank in India. Axis Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses.

The Bank has a large footprint of 1947 domestic branches (including extension counters) and 11,245 ATMs spread across the country as on 31st March 2013. The Bank also has overseas offices in Singapore, Hong Kong, Shanghai, Colombo, Dubai and Abu Dhabi.

Axis Bank is one of the first new generation private sector banks to have begun operations in 1994. The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India),Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd. The shareholding of Unit Trust of India was subsequently transferred to SUUTI, an entity established in 2003.

With a balance sheet size of Rs.3,40,561 crores as on 31st March 2013, Axis Bank has achieved consistent growth and stable asset quality with a 5 year CAGR (2009-13) of 26% in Total Assets, 24% in Total Deposits, 27% in Total Advances and 37% in Net Profit.

In fact, BankBazaar.com has association with Axis Bank Credit Cards, wherein the users can choose from many of the bank’s credit card types, compare their features and apply for the chosen credit card online. In fact, the online loan platform of Axis Bank’s official website is powered by technology developed by BankBazaar.com, which means that one can apply for the chosen loan via BankBazaar.com.

My Choice Credit Card

This card allows you to personalize your card design and choose your benefits. You can now customize features and benefits according to your spending and saving needs, so that you get the best out of every transaction you make.And it’s not just the looks of the card that are customisable. You can even choose the categories you regularly use the card for, and avail benefits on them.Be the craftsman of your own card.
Read in detail about the My Choice Credit Card.

My Wings Credit Card

This card is specially created for those who like to experience life to the fullest.With benefits such as free tickets, cash back on domestic travel, hotel & holiday vouchers, etc.The explorer inside you gives the privilege to travel beyond the flight of imagination. This offers two complimentary air tickets on joining and exciting cash back offers on flight tickets, hotel bookings, bus and rail bookings.
Read in detail about the My Wings Credit Card.

My Zone Credit Card

This card offers you benefits that allow you to enjoy your entertainment experiences even more.It provides exciting offers on movie tickets, dining, shopping, etc., an ideal credit card for fun loving people. Its a card that allows you to have unlimited fun while you are out with your friends.
Read in detail about the My Zone Credit Card.

Signature Credit Card

This card offers you to enjoy some of the best-in-class privileges in travel & living, dining and lifestyle.Its a is EMV certified Chip embedded Card, which gives you the highest levels of security and reduces the possibility of counterfeit or skimming as against a normal magnetic stripe credit card.This card offers complimentary insurance cover of Rs. 2.55 crore on air accident, credit shield and lost card liability.
Read in detail about the Signature Credit Card.

News about Axis Bank Credit Card

  • How to maintain a good
    Credit History?

    You must be aware of loan and credit card applications getting rejected due to bad credit history or a lesser credit score. But have you ever wondered as to what contributes to building your credit score? What are the ways that can help you in establishing and maintaining a worthy credit report? We always think that just repaying your loans in time leads to a good credit score. And are unaware that there can be lot of other reasons also that impact our credit history. Let us read through all the factors that affect our credit history and tips to maintain a healthy credit record. Read more

    23rd July 2014

  • Should you consider increasing your
    credit limit?

    Aham wanted to enhance his credit card limit as he was finding it pretty difficult to cope up with the expenses. After a few weeks of planning, he finally asked the bank to enhance the credit card limit so that he could make a few big purchases. The thing which he did right here was that he consistently paid attention towards his spending limit to check if he’s on the right track or not. Read more

    21st April 2014

  • Benefit from credit card
    reward points

    Rachita wanted to introduce her father to the marvels of a Smartphone by buying him one. The most affordable price she could get one cost Rs. 7,500. She decided to purchase the phone by redeeming the credit card points she had redeemed over the last two years. Rachita was not a compulsive shopper but preferred swiping her card to pay as much as possible. Read more

    24th May 2014

  • Credit myths that deter
    money management

    Abhishek loves owning the latest gadgets and makes most of his purchases through his credit card. However, assumptions and myths surrounding credit cards made his life tough. Due to the wrong information he got about the use of credit cards, Abhishek ended up losing a lot of money as late payment fee or penalty. Read more

    26th May 2014

  • Do you have more than one
    credit card?

    Abhishek had started earning well in his early twenties and decided to acquire 2 or 3 credit cards for his varied needs! He was discouraged by a lot of people because keeping more than one card was considered suicidal due to the additional charges associated with credit cards. Read more

    18th April 2014


Axis Bank   Credit Card Reviews
88 % of our customers would recommend this bank. (306 out of 348) Read More Reviews Write Review
Customer Reviews
Page 1 of 17 1 2 3 4 5
  • Validated User
    (0)

    AXIS bank Platinum credit card is very good. Banking services are quite good. I had easily availed this card as I was holding a salary account at that time. This is my first & only credit card I am holding. I am pretty much satisfied with the credit limit and there are no fuel surcharge at all. Payment options are OK and no annual fee if I spend certain amount.

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    rahul took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    I use Axis bank Master credit card for purchasing and I doing on time payment so they are not charging anything extra. Customer service is good but still they have to improve on it. I am existing customer of Axis bank so I have good experience. Offers are very good in the credit card.

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    chandra took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    The credit card which I got from Axis bank was very good. I got this card because of their excellent services which was provided when I availed a personal loan. The offers they provide is also very good. I have nothing to say negative about the bank or their services.

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    ganesh took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (1)

    I am more than satisfied with services of Axis bank as I have a My Zone credit card which I appled while I opened a salary account wth them. I would say that the response and the services they provide are very good. The best thing about them is that even my debit card does not have any transaction limit or charges.

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    kumaresh took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    AXIS bank credit card is a very good card which provides discounts in filling fuels, shopping and certain cash back offers are also provided. Reward points gets accumulated and redeeming facility is also good.

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    vinod took a Credit Card from AXIS BANK Reviewed on
  • (0)

    I have been using Axis Bank Silver Credit card since 2008. Later Axis bank have upgraded this card to Platinum Credit card and increased credit limit to 40000 from 15000. One negative point is that they have charged me 500/- for over limit usage which was used by me after confirming the avail limit on their mobile application.

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    nitin took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    AXIS bank My Choice credit card is absolutely fantastic. Firstly I have availed this card just because to buy a mobile and go for an EMI option. I get cash back on fuel and both online & off line shopping. The credit limit of the card is more than enough to fulfill my needs. There are no processing fee at all and the annual fee is very reasonable. I prefer paying the bill online.

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    tejas took a Credit Card from AXIS BANK Reviewed on
  • (1)

    I am at present holding Axis Bank Titanum Credit Card. In first I was afraid to use credit card due to various rumors about it's billing and charges. But I am using this from last few year and I am happy with it. It gives good facility for purchasing goods with upper limit of Rs. 40,000-00 at present. Transaction through AXIS bank credit card is very good. Service from the bank side is excellent and my inner fear for using credit card goes away. It has given me freedom to use it anywhere without hard cash and gives sufficient time to repay or gives easy installment to repay the amount. Now a days it is good to bring soft cash instead of hard cash. I surely suggest use of credit card.

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    joshi took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    Initial stage of AXIS bank credit card was pretty useful and faster. Later part, incase of any queries, there would be no response which keeps me feel unhappy. I had sent two emails inspite of that, its almost 1 month, haven't received any response.

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    dhanush took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    Annual charge is nil on my gold credit card and I donâ??t use the credit card often. Cash back offer is available and there are no fuel sur charges. If I speak about payment cycle, I am not much convenient about it as bill generation date is 10th and I have to pay 31st of every month. If Axis bank extend the payment date either on 3rd or 4th it would be good and easy to make.

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    chandan took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (1)

    It was a very good experience from axis bank for my visa credit card where their services are excellent. I havent gone through much on this visa credit card . They used to send some promotional mails and sms for all kinds of updations . I am using this card only for my emergency purpose.

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    jayaraj took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (1)

    Customer service was quite good from axis bank. It would be nice if they initiate some new offers to attract the customers. So far I havent got any interest in availing the current offers in my visa credit card.Same as what other banks providing axis bank providing. I used to get the reward point for all my transactions. Online banking needs to be improved.

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    jitendra took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (1)

    Before 1 year, I did get My choice credit card from AXIS bank. From the initial disbursement of credit card till now, services are brilliant. Offers like cash back, discounts are provided during shopping etc. Even the interest rate and charges are quite reasonable.

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    avinash took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    I am really satisfied with the services of Axis bank as I have a Credit card with them.The customer support is very good. This card is easy for usage and accessible as well. I was charged with a annual fee of Rs.250 which I feel is very reasonable.On the whole I feel very good to be a valuable customer of Axis bank.

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    nawal took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (1)

    I would suggest axis bank may initiate some promotional offers . Currently they are not having much offers when compared with other banks. Reward points are very similar as other banks. I never used to get any updates for my titanium credit card . Charges also quite high

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    arun took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    I have been holding a Visa Platinum credit card of AXIS bank for the past 11 months. The credit card services are good and very useful for me. They are very good in customer service as well. They recently increased my credit limit to my satisfactory level and they charge a very reasonable annual fee & processing fee. They voluntarily called me and converted my recent transaction into an EMI.

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    abdul took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    Most assuredly, I would say this is the best card that I am holding because. Every month, I used to timely reminders about my payment due date apart from that on a daily basis I get reminders until the payment due date. Which in turn, helps me to avoid the late fee and other miscellaneous charges. One of the finest feature of this card is they have Age Loyalty points, where in I transact more than rs 5000 at any merchant outlets. They would provide certain points which I accumulate, redeem and purchase any product which they have tie up with .

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    samrat took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    I had a very good experience with Axis bank my zone platinum credit card. I am having it for past 6 months and am completely satisfied. Benefits like reward points i get for shopping as well as EMI facilities, Cash back facilities. I am pretty much happy by using this card and overall satisfied.

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    vivek took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    I availed this titanium credit card from axis bank when I got my home loan from them. Its an bundle offer. Normal offers like other banks and even the promotional offers also. Whenever I am doing my transactions I used to get some points where I can avail for my normal purchase. since I am a prompt payer I wont get any charges

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    siddharth took a Credit Card from AXIS BANK Reviewed on
  • Validated User
    (0)

    Annual fee and charge is less as yearly Rs.250 have to make. I am getting cash back offers while we do swipe Platinum credit card for grocery purpose and too cash back offer for fuel filling. Billing cycle is below 45 days and credit limit on my card is 80,000. I am getting mail updates regularly and monthly statements timely.

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    rajesh took a Credit Card from AXIS BANK Reviewed on
Customer Reviews
Page 1 of 17 1 2 3 4 5
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