ICICI Bank Home Loan Eligibility:

• You must be at least 21 years of age on sanction of the loan
  
• The loan must terminate before or at 65 years of age or age of retirement, whichever is earlier.
• You must be salaried or self-employed with a regular source of income
• Minimum age of co-applicant should be 18 years

How to enhance your eligibility

• If your spouse is an earning member, you can make him/ her the co-applicant. Their income will be considered to enhance the eligibility.
• In case of co-owners, they must necessarily be co-applicants

How is your ICICI Bank home loan eligibility determined?
Based on the following aspects ICICI Bank will determine your loan eligibility:

• Your monthly income
• Property cost (you can get 80% of the property value)
• Other EMI’s which you are paying for any other loan

Fill the form above to check your actual home loan amount eligibility.

ICICI Bank Home Loan documentation for Salaried:

• Application form with photograph duly signed by all applicants
• Identity, residence and age proof
• Last 3 months Salary-slips, Form 16 / Income Tax Returns and Last 6 months bank statements.
• Processing fee cheque

ICICI Bank Home Loan documentation for Self Employed and others:

• Application form with photograph duly signed by all applicants
• Identity, residence and age proof
• Education qualification certificate and proof of business existence
• Last 3 years Income Tax Returns with computation of Income
• Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
• Last 6 months bank statements
• Processing fee cheque