Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Yes Bank Personal Loan Diwali Offers Nov 2018 is Rated as "Excellent!" by 98 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Yes Bank Personal Loan Diwali Offers Nov 2018

    Diwali Offers on Yes Bank Personal Loan November 2018

    Yes Bank, one of the leading banks in the country, is highly sought after for personal loans due to their speedy processing, affordable repayment options, and hassle-free documentation process. With many years of experience in the field and a dedicated workforce, the bank offers personal loans at very attractive rates to both salaried and self-employed individuals.

    While it may seem like expenses keep popping up during the festive season, a personal loan will help you have a truly stress-free Diwali. Whether you plan to shower your loved ones with their favourite gifts or renovate your house in time for the festival celebrations, you can opt to apply for a Personal Loan from Yes Bank and meet all your expenses in a truly hassle-free manner. So why wait? Keep your worries aside, and get started on the festivities!

    Key Features and Benefits of Yes Bank Personal Loan

    • No collateral, guarantor, or security is required to avail a personal loan from Yes Bank.
    • Tenures are from 12 to 60 months giving you ample time to repay the loan.
    • You can choose the repayment schedule and tenure that best suits you.
    • You can get approval in just 60 seconds.
    • Once the loan is approved, it gets disbursed in just a few hours.
    • Only basic documentation is required and it’s all online.
    • Transfer your existing personal loans to get lower interest rates and additional funds.
    • Loans can be foreclosed after payment of 12 EMIs.
    • The minimum loan amount that can be sanctioned is Rs.1 lakh.
    • The maximum loan amount is Rs.25 lakh.
    • You are eligible for this loan if you have worked in your current company for at least 6 months, and have IT returns of the last 2 years.
    • The minimum interest rate on personal loans is 10.75% p.a.

    Things to Know before Applying for a Personal Loan from Yes Bank

    • Firstly, you can visit BankBazaar.com, an online marketplace that will help you compare between various financial products, and navigate to the ‘Yes Bank Personal Loan’ page on the website.
    • Here, you can view certain important details pertaining to the loan, such as the interest rate, the loan tenure, etc.
    • You can also view what documents are required to have/submit in order to apply for the loan.
    • In addition, you can also click on the ‘Enquire’ tab for more information on the personal loan. You will receive a response within 30 minutes.
    • You can also visit Yes Bank’s official website or meet with a Yes Bank representative to check if they have any offers on personal loans for Diwali.

    Celebrate this Diwali with a Personal Loan from Yes Bank

    From renovating your home to taking that long overdue trip with your loved ones during the holidays, a personal loan offered by Yes Bank can help fulfil your wishes. So, opt for a Yes Bank Personal Loan and make your Diwali a truly memorable affair, for one and all. To make things easier for you, BankBazaar.com helps you compare between various personal loans and also view certain necessary information, such as the interest rate, eligibility criteria, age limits, loan tenure, etc., so you know exactly what to expect. Now, you can go ahead and celebrate Diwali the way you always wanted to.

    Personal Loan Reviews

    • YES Bank Personal Loan
      "Good. Can work on the ROI"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with YES Bank. The process was good and the documentation was taken on time. The rate of interest and processing charges is on the higher side. They need to improve on that. Else the whole process is fine and there are no hassles.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 12, 2019
    • YES Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The experience with this Personal loan has been quite good and the loan amount which they had provided has been sufficient as well. The interest rate with them has been around 15% and there has not been any sort of charges with them as well. The customer support of them has also been helpful and has responsive as well.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 11, 2019
    • YES Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using personal loan from Yes bank recently,in initial time i face some issue but now it okay, the loan amount they have given me was sufficient, and the rate of interest and processing fee they have charged me is high compare to other bank, there is many rules and regulation , in that too i felt there was some issue, the overall service rendered by the bank is really good.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 02, 2019
    • YES Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with Yes bank, there service was good, the loan amount they have charged me was sufficient, and the rate of interest they have charged me was up to 10.75% it is lower compare to other bank and the processing fee they have charged me was nominal,and there was no hidden charges,and i took loan for five years of tenure period.
      Was this review helpful? 3
      , mumbai
      Reviewed on Dec 30, 2018
    • YES Bank Personal Loan
      "Good in all"
      0.5 5.0/5 "Blown Away!"
      I have also taken a personal loan with YES Bank. The process was good and as expected I got the loan amount too as needed. They also had a good deal on the interest rate and processing charges. The documentation was also taken on time. In all good.
      Was this review helpful? 1
      , mumbai
      Reviewed on Dec 16, 2018
    • YES Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with YES BANK, the loan amount they have given me was sufficient , the rate of interest they have charged me was up to 11.39% , it is nominal and the processing fee is also nominal, this bank is far better than other bank comparison, there is no delay in getting my loan amount.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Dec 11, 2018
    • YES Bank Personal Loan
      "Customer support should be improved"
      0.5 4.0/5 "Great!"
      I took the loan where I salary getting credited, from Yes bank I have taken personal loan before two years, they don't have any customer support after the post process initially they were coordinated. I am happy with the interest part on my personal loan.
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 10, 2018
    • YES Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The experience i had with this loan has been good, where the loan amount which they had provided has been sufficient. The interest rate with them has been nominal when compared with the market rate. There has not been any sort of additional charges which they had made and there has not been any hassle faced with them so far.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 07, 2018
    • YES Bank Personal Loan
      "Very Good bank for personal loan"
      0.5 5.0/5 "Blown Away!"
      I have got my personal loan from yes bank 2 years back. Within 3 days i have got my loan. After the documentation and verification i have received the loan in 5 days. They have offered me a interest rate of 11% and thats the lowest interest rate they can offer for personal loan. I'm not sure about processing fee. I have been paying the EMI of Rs. 11000 approximately. I have chosen the tenure period of 5 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2018
    • YES Bank Personal Loan
      "I have interest this bank"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with Yes bank,they have given me low loan amount, and even they have taken loan insurance charges as well and the rate of interest they have charged me up to 11.5% it was nominal and there processing fee was bit high they have charged.
      Was this review helpful? 2
      , bangalore
      Reviewed on Nov 23, 2018
    • YES Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my personal loan with Yes bank,they have given me low loan amount, and even they have taken loan insurance charges as well and the rate of interest they have charged me up to 11.5% it was nominal and there processing fee was bit high they have charged.
      Was this review helpful? 2
      , mumbai
      Reviewed on Nov 16, 2018
    • YES Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with YES BANK. I have a good experience where the documentation process is very good. I am satisfied with the loan amount . The rate of interest is very lower, duration is for 5 years to repay the loan also the processing fee is there.
      Was this review helpful? 2
      , mumbai
      Reviewed on Nov 14, 2018
    • YES Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with YES BANK , I have a good experience where the documentation process is very good but the loan amount what they have a given is satisfactory with this bank. The rate of interest and processing fee what they have been charge was very nominal .
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 13, 2018
    • YES Bank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I am using the service of the YES BANK from past one year. I have a good experience where the documentation process is very good but the loan amount what they have a given is lower which is one lakhs three thousand rupees. The rate of interest is very lower, duration is for 5 years to repay the loan also the processing fee is there.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Nov 11, 2018
    • YES Bank Personal Loan
      "Better"
      0.5 4.0/5 "Great!"
      The interest rate is very less compared to other banks. And they are providing the amount whatever I required, They have deducted for some policies like insurance and processing charges, The customer service and response is good, Part payment and pre closure can be done after one year and they charge 4%. Documents are collected at doorstep by the executive.
      Was this review helpful? 1
      , pune
      Reviewed on Nov 08, 2018
    • YES Bank Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have transferred the person loan from the AXIS BANK to the YES BANK. The rate of interest is 11% in this bank so i have transferred to this bank. I am using it from past few months i am satisfied with the services of this bank. The customer service is good.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Nov 04, 2018
    • YES Bank Personal Loan
      "Good Financial service"
      0.5 4.0/5 "Great!"
      Got my personal form Yes bank , as the rate of interest is high of 21% . Making the payments through Ecs. Got approved as instant approval process and there is high processing fees for the personal loan. Their customer service and response is good regarding personal loan.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Nov 02, 2018
    • YES Bank Personal Loan
      "Good Financial service"
      0.5 4.5/5 "Excellent!"
      I have taken personal loan from Yes bank , Am satisfied with the rate of interest which is nominal but had to go with it based on my situation . Where there is no processing fees They instantly approved They gave the tenure period of 5year and made the payments through ecs .
      Was this review helpful? 1
      , hyderabad
      Reviewed on Nov 02, 2018
    • YES Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan with YES Bank. It has not been a up to the mark experience. A average process as the documentation was not taken on time and the rate of interest and processing charges is also not satisfactory. They need to improve on that.
      Was this review helpful? 5
      , hyderabad
      Reviewed on Sep 22, 2018
    • YES Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      MY personal loan was taken with taken with YES BANK , they offered me sufficient loan amount with this bank . Rate of interest is 7.49% and tenure period is 60month . Customer support is good with this bank . They offered 2% of processing fee on principal amount and they gave preclosure option too .
      Was this review helpful? 1
      , hyderabad
      Reviewed on Sep 17, 2018
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