Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Yes Bank Personal Loan Diwali Offers Oct 2017 is Rated as "Excellent!" by 52 Users

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    Yes Bank Personal Loan Diwali Offers Oct 2017

    Diwali Offers on Yes Bank Personal Loan October 2017

    Yes Bank, one of the leading banks in the country, is highly sought after for personal loans due to their speedy processing, affordable repayment options, and hassle-free documentation process. With many years of experience in the field and a dedicated workforce, the bank offers personal loans at very attractive rates to both salaried and self-employed individuals.

    While it may seem like expenses keep popping up during the festive season, a personal loan will help you have a truly stress-free Diwali. Whether you plan to shower your loved ones with their favourite gifts or renovate your house in time for the festival celebrations, you can opt to apply for a Personal Loan from Yes Bank and meet all your expenses in a truly hassle-free manner. So why wait? Keep your worries aside, and get started on the festivities!

    Key Features and Benefits of Yes Bank Personal Loan

    • No collateral, guarantor, or security is required to avail a personal loan from Yes Bank.
    • Loans can be foreclosed after payment of 12 EMIs.
    • The minimum loan amount that can be sanctioned is Rs.2 lakhs.
    • The maximum loan amount is Rs.20 lakhs.
    • You are eligible for this loan if you have worked in your current company for at least 6 months, and have an overall work experience of 2 years.
    • Applicant should have also held a salary account with Yes Bank for a minimum of 6 months.
    • A minimum monthly salary of Rs.25,000 should be earned by the applicant.
    • The minimum interest rate on personal loans is 14% p.a.

    Things to Know before Applying for a Personal Loan from Yes Bank

    • Firstly, you can visit BankBazaar.com, an online marketplace that will help you compare between various financial products, and navigate to the ‘Yes Bank Personal Loan’ page on the website.
    • Here, you can view certain important details pertaining to the loan, such as the interest rate, the loan tenure, etc.
    • You can also view what documents are required to have/submit in order to apply for the loan.
    • In addition, you can also click on the ‘Enquire’ tab for more information on the personal loan. You will receive a response within 30 minutes.
    • You can also visit Yes Bank’s official website or meet with a Yes Bank representative to check if they have any offers on personal loans for Diwali.

    Celebrate this Diwali with a Personal Loan from Yes Bank

    From renovating your home to taking that long overdue trip with your loved ones during the holidays, a personal loan offered by Yes Bank can help fulfil your wishes. So, opt for a Yes Bank Personal Loan and make your Diwali a truly memorable affair, for one and all. To make things easier for you, BankBazaar.com helps you compare between various personal loans and also view certain necessary information, such as the interest rate, eligibility criteria, age limits, loan tenure, etc., so you know exactly what to expect. Now, you can go ahead and celebrate Diwali the way you always wanted to.  

    Personal Loan Reviews

    • YES Bank Personal Loan
      "Go head with YES loan product"
      0.5 5.0/5 "Blown Away!"
      YES Bank personal process was very quick, within three working days they sanctioned the loan amount, even the interest rate was also reasonable. I availed the loan for Rs. 3 lakhs for the tenure period around 36 months, they do have part payment and foreclosure option.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
    • YES Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with YES bank 2 months back. The loan amount was 24 lakhs and the interest rate was 11.5% which was satisfactory . I had a very smooth and hassle free loan process here and they have taken 2 -3 days of time since the loan amount was high . The processing fee was 2000 here. The customer service and responses was up to the mark. My overall experience was good and Its recommendable.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • YES Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had received a good service from YES bank for my personal loan service. I got the loan amount of 3.8k interest what they offered is low when compared to others in the market which is 11.99% it was about twelve months I have taken the loan service from YES bank but they wont negotiate with their interest rate it was totally a good experience with YES bank on my personal loan service.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Nov 06, 2017
    • YES Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      The customer support is average with YES bank. Yes bank has disbursed my personal loan amount in 3 weeks time. They took longer than normal time. The rate of interest and the additional charges are high with yes bank. The service is good from YES bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 28, 2017
    • YES Bank Personal Loan
      "Smooth all the way"
      0.5 5.0/5 "Blown Away!"
      I found the procedures in YES bank to be very smooth. All the process for the Personal Loan got over within 7 days, and had my money in the account. This too happened only because the local branch is some 20 km away, otherwise the whole process would have got over within 2-3 days. The Bank executive were the one who came in to house for all the check ups. This felt they were very professional to me.
      Was this review helpful? 0
      , ponda
      Reviewed on Oct 10, 2017
    • YES Bank Personal Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      I am a employee of YES bank, I directly process with them for the personal loan. They give some benefits for their staff. Interest rate is not much attractive because other banks is offering less interest than YES Bank. But I am fine with their service.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 05, 2017
    • YES Bank Personal Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I took this personal loan from the YES BANK in the year 2007 . The amount was of rupees 50,000 . It was for four years the loan period , and the rate of interest was 11% the processing fee was there I don't remember how much . The customer service was really good from the bank side . I liked the experience fully .
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 04, 2017
    • YES Bank Personal Loan
      "Process is good"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with YES Bank and the interest rate was excellent than all the other banks. I have got a rate of around 10.89% and the processing charges is normal. The customer services are also good and the team was very much responsive in the process.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 26, 2017
    • YES Bank Personal Loan
      "Good services"
      0.5 4.0/5 "Great!"
      YES Bank has also done a good job for me when I had applied for a personal loan. There were a number of calls and after checking my information I was told that due to the salary norms they could not proceed ahead. The response and services was on time.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 25, 2017
    • YES Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The Yes bank took around 20days to disburse my personal loan amount. The customer service is good with Yes bank. The required loan amount was not disbursed I have just asked for Rs.1lakh . The rate of interest is nominal with YES bank but I am not satisfied with the loan amount.
      Was this review helpful? 0
      , kanpur
      Reviewed on Sep 20, 2017
    • YES Bank Personal Loan
      "Good Manner"
      0.5 5.0/5 "Blown Away!"
      In the month of January, I got the personal loan from Yes bank. I do not have any kind of banking relationship with the bank but then they provided the loan. They quoted the interest rate of 14.5% and I have no idea whether it is nominal or higher than the other banks. But they done with the loan process in a good manner.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 23, 2017
    • YES Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My personal loan process just took 48 hours. They have disbursed the loan within 48 hours of time. The customer service is very good with Yes bank,. The service which was given by Yes bank was very good. The rate of interest was nominal with Yes bank.
      Was this review helpful? 0
      , jodhpur
      Reviewed on Aug 22, 2017
    • YES Bank Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I got an fine deal with YES bank. They offered me 13.35% rate of interest for the personal loan. Processing charges charged by them for one time and the process took within a week the loan amount I have opted for 4.95 lakhs I have taken this loan in 2016 and the tenured is for 5 years.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 13, 2017
    • YES Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I got a very good deal from YES bank. They offered me 13.25% rate of interest for the personal loan. I totally value YES Bank because of its brand name, and its only because of which I told say yes for personal loan, I was offered a good interest when I was in requirement. So, I would like to recommend Yes bank to every one for their financial need my loan got approved on time when required overall it was a great experience.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 30, 2017
    • YES Bank Personal Loan
      "Overall good. High on ROI"
      0.5 5.0/5 "Blown Away!"
      The process was good at YES Bank. The customer services and response was on time and they collected the paper work too. The rate on interest was on the higher side. I got a rate around 15.49% and the processing charges was high too. Else I got the personal loan on time and as needed.
      Was this review helpful? 0
      , pondicherry
      Reviewed on Jun 25, 2017
    • YES Bank Personal Loan
      "Say Yes for credit "
      0.5 5.0/5 "Blown Away!"
      I got the personal loan with the Yes bank and the interest rate is around 11.4% and the loan amount got disbursed to my account with in three days of time. Processing charges are nil with them and partial payment can be done after six months of time.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 25, 2017
    • YES Bank Personal Loan
      "Good Experience "
      0.5 4.5/5 "Excellent!"
      Yes Bank totally value his name and say yes for personal loan on good interest when I was in requirement so I would like to recommend Yes bank to every one for their financial need staff person are very helpful and very supportive and the service timings are also very less so overall it was great experience
      Was this review helpful? 0
      , surat
      Reviewed on Apr 13, 2017
    • YES Bank Personal Loan
      "Best Interest Rate"
      0.5 2.0/5 "Expected more"
      I had taken many loans from other banks they complete their process within two days, But YES Bank had taken 10 days to collect the documents, now the disbursement is underprocess. Their loan process is not upto the mark, I accept this loan because of the interest rate, as they had offered me the best interest rate of 11.29% and with a very less processing fee.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 24, 2017
    • YES Bank Personal Loan
      "Good services"
      0.5 4.0/5 "Great!"
      YES Bank was good not excellent. I had taken my personal loan from them and the process was overall good. The services and response was good and and time. They were also normal on the rate of interest and processing charges and even after loan services is smooth.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 22, 2017
    • YES Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Its been 8 months when I have taken a personal loan with the YES bank. They have processed my request in a good manner. They have taken around 10 days for my loan disbursement. The common rate of interest was 17.99% but they offered 16.99% for corporate employees. After the disbursement they have given prompt followup for my EMI due dates. They are giving proper reminders on EMI before the due dates.
      Was this review helpful? 1
      , bangalore
      Reviewed on Feb 17, 2017
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