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  • Yes Bank Personal Loan Diwali Offers Oct 2017 is Rated as "Excellent!" by 78 Users

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    Yes Bank Personal Loan Diwali Offers Oct 2017

    Diwali Offers on Yes Bank Personal Loan October 2017

    Yes Bank, one of the leading banks in the country, is highly sought after for personal loans due to their speedy processing, affordable repayment options, and hassle-free documentation process. With many years of experience in the field and a dedicated workforce, the bank offers personal loans at very attractive rates to both salaried and self-employed individuals.

    While it may seem like expenses keep popping up during the festive season, a personal loan will help you have a truly stress-free Diwali. Whether you plan to shower your loved ones with their favourite gifts or renovate your house in time for the festival celebrations, you can opt to apply for a Personal Loan from Yes Bank and meet all your expenses in a truly hassle-free manner. So why wait? Keep your worries aside, and get started on the festivities!

    Key Features and Benefits of Yes Bank Personal Loan

    • No collateral, guarantor, or security is required to avail a personal loan from Yes Bank.
    • Loans can be foreclosed after payment of 12 EMIs.
    • The minimum loan amount that can be sanctioned is Rs.2 lakhs.
    • The maximum loan amount is Rs.20 lakhs.
    • You are eligible for this loan if you have worked in your current company for at least 6 months, and have an overall work experience of 2 years.
    • Applicant should have also held a salary account with Yes Bank for a minimum of 6 months.
    • A minimum monthly salary of Rs.25,000 should be earned by the applicant.
    • The minimum interest rate on personal loans is 14% p.a.

    Things to Know before Applying for a Personal Loan from Yes Bank

    • Firstly, you can visit BankBazaar.com, an online marketplace that will help you compare between various financial products, and navigate to the ‘Yes Bank Personal Loan’ page on the website.
    • Here, you can view certain important details pertaining to the loan, such as the interest rate, the loan tenure, etc.
    • You can also view what documents are required to have/submit in order to apply for the loan.
    • In addition, you can also click on the ‘Enquire’ tab for more information on the personal loan. You will receive a response within 30 minutes.
    • You can also visit Yes Bank’s official website or meet with a Yes Bank representative to check if they have any offers on personal loans for Diwali.

    Celebrate this Diwali with a Personal Loan from Yes Bank

    From renovating your home to taking that long overdue trip with your loved ones during the holidays, a personal loan offered by Yes Bank can help fulfil your wishes. So, opt for a Yes Bank Personal Loan and make your Diwali a truly memorable affair, for one and all. To make things easier for you, BankBazaar.com helps you compare between various personal loans and also view certain necessary information, such as the interest rate, eligibility criteria, age limits, loan tenure, etc., so you know exactly what to expect. Now, you can go ahead and celebrate Diwali the way you always wanted to.  

    Personal Loan Reviews

    • YES Bank Personal Loan
      "Satisfactory"
      0.5 3.5/5 "Pretty good"
      My personal loan was years back. The loan amount was 2 lakhs and the interest rate was very high . The tenure period was 36 months . Their customer service and responses was very good. I am satisfied with the documentation and exective wer every helfull.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 12, 2018
    • YES Bank Personal Loan
      "Good service "
      0.5 4.0/5 "Great!"
      Got my personal form Yes bank , as the rate of interest is nominal one . Making the payments through ECS they gave the tenure period of 3 years . Got approved as instant approval process and there is high processing fees for the personal loan. Their customer service and response is good regarding personal loan.
      Was this review helpful? 3
      , mumbai
      Reviewed on Aug 22, 2018
    • YES Bank Personal Loan
      "BEST"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan with YES BANK . I have not face any inconvenience at the time of documentation so far my experience is good with this bank . Interest rate is 10% and it is up to the mark. Tenure period is 4year and i use to pay 3000 of EMI and there is processing fee of rs 1500 charged by this bank . My loan amount is up to the mark. There is no charge for preclosere .
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 17, 2018
    • YES Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken a personal loan earlier with YES Bank and the process to get the loan was good. I have closed this loan too and the process was easy after the closure of the loan. The rate of interest and processing charges is nominal and overall good experience.
      Was this review helpful? 2
      , chennai
      Reviewed on Aug 14, 2018
    • YES Bank Personal Loan
      "Overall good"
      0.5 4.0/5 "Great!"
      I earlier had my personal loan with YES Bank and the process was easy and smooth. The customer services and response is good. The after loan services are good and there were no issues. The rate of interest and charges is normal and in all no issues.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Aug 13, 2018
    • YES Bank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from the Yes Bank for 3 LACS, they offered the loan at a nominal interest rate. The loan was sanctioned and disbursed with in3-4 days. The customer support was also very good. It has been a hassle free personal loan experience with the Yes Bank.
      Was this review helpful? 7
      , kochi
      Reviewed on Aug 04, 2018
    • YES Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I've take a personal loan from the Yes bank for 2 lakhs. It was not good, the associate told me 13.29% but the bank is charging 14 %. I am paying an EMI of 9803 for 24 Months. There were also hidden charges too when it comes to the YES bank with respect to personal loan.
      Was this review helpful? 4
      , delhi
      Reviewed on Jul 14, 2018
    • YES Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Yes bank and my loan experience was good, the loan amount was for Rs 3.25 lakhs with nominal interest rate when compared to other banks. 2% charges are applicable for preclosure of the loan. Customer service was fine and the tenure for this loan is 3.5 years.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jul 03, 2018
    • YES Bank Personal Loan
      "ROI is high"
      0.5 4.0/5 "Great!"
      Interms of ROI is too high compared other banks. I found the customer care service which was helpful. I have applied around 5 lakhs how ever i they have approved the same. I already paid around 1.3 lakhs. I'm paying the EMI amount of 11400 every month through ECS. I have opted the loan for 5 years.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Jun 21, 2018
    • YES Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Its instant loan approval process which i took from Yes bank for personal loan . The approval was so quick as the amount reflected in my bank account in just 3 days The rate of interest is promising one . They gave tenure period of 2 years There is some processing fees as it is high . Overall their service and response is good.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jun 19, 2018
    • YES Bank Personal Loan
      "Quick Process"
      0.5 4.0/5 "Great!"
      My loan got approved very fast. The Loan was approved in 4 days itself. The people visited my place to collect the documents. Their customer is very helpful. Overall, I'm very much delighted with the personal loan experience which I had with YES Bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 06, 2018
    • YES Bank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from Yes bank and the experience was good, the rate of interest of 11% was nominal when compared to all other banks. The process was smooth and i received my loan amount on time. I am happy with the customer service and the tenure period for this loan is 60 months.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 30, 2018
    • YES Bank Personal Loan
      "Good. No hassles"
      0.5 3.5/5 "Pretty good"
      I have taken a personal loan from YES bank. The customer services and response is good and the process has also been smooth. The rate of interest and processing charges is normal and in all it has been a good experience. The after loan services are good too.
      Was this review helpful? 1
      , new delhi
      Reviewed on May 27, 2018
    • YES Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The yes bank personal loan service is very good and I have got the loan around a month ago. They have disbursed the loan amount within a week time. The required loan amount has been given and I am satisfied with it. The rate of interest an the charges were average.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 11, 2018
    • YES Bank Personal Loan
      "GOOD CARD"
      0.5 5.0/5 "Blown Away!"
      For more than 2 years I am a customer of the said bank.I am proud to be a customer of this bank, the reason being, they respond quickly. The rate of interest for my PERSONAL LOAN is 14%when comes to the payment i pay through online which is more convenient.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 02, 2018
    • YES Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      The rate of interest and charges was fine with Yes bank Personal loan service compared to others in the market. They added Insurance service during the process without my knowledge. The documents process was good with Yes bank. The customer support was prompt with Yes bank personal service. Overall, I am very much happy with YES Bank service.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 04, 2018
    • YES Bank Personal Loan
      "affordable rate of interest"
      0.5 5.0/5 "Blown Away!"
      I had applied and got a personal loan from the Yes bank. The rate of interest which is 11.49% which is very affordable by comparing with the maker base rate. They sanctioned my promised principle loan amount. But they took nearly more than one week to approve my personal application.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 06, 2018
    • YES Bank Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      My existing loan was running with HDFC, I thougt their rate of interest is not upto the mark. Therefore I went to YES bank, they processed my loan with better interest. My loan amount was 6.25 lakhs for the tenure 5 years. YES bank gave me 11.49% of interest its best compared to HDFC.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 15, 2018
    • YES Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      Rate of interest for the Yes bank personal loan was nominal one. Customer service is good one for me with them. Response is fine one for me with them. I am really okay with the Yes bank and everything is better one with the Yes bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 15, 2018
    • YES Bank Personal Loan
      "Worst bank with corrupted people working there"
      0.5 0.5/5 "Unacceptable"
      I applied for personal loan. Asked me to preclose my salary loan which was running with 0% interest and asked for money to approve it what I refused. After 2 weeks of negotiations, they rejected it. Not recommened at all. All corrupted people working there. Need to take some action against bhubaneswar Personal department.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Feb 11, 2018
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