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  • Yes Bank Personal Loan Diwali Offers Nov 2018 is Rated as "Excellent!" by 87 Users

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    Yes Bank Personal Loan Diwali Offers Nov 2018

    Diwali Offers on Yes Bank Personal Loan November 2018

    Yes Bank, one of the leading banks in the country, is highly sought after for personal loans due to their speedy processing, affordable repayment options, and hassle-free documentation process. With many years of experience in the field and a dedicated workforce, the bank offers personal loans at very attractive rates to both salaried and self-employed individuals.

    While it may seem like expenses keep popping up during the festive season, a personal loan will help you have a truly stress-free Diwali. Whether you plan to shower your loved ones with their favourite gifts or renovate your house in time for the festival celebrations, you can opt to apply for a Personal Loan from Yes Bank and meet all your expenses in a truly hassle-free manner. So why wait? Keep your worries aside, and get started on the festivities!

    Key Features and Benefits of Yes Bank Personal Loan

    • No collateral, guarantor, or security is required to avail a personal loan from Yes Bank.
    • Tenures are from 12 to 60 months giving you ample time to repay the loan.
    • You can choose the repayment schedule and tenure that best suits you.
    • You can get approval in just 60 seconds.
    • Once the loan is approved, it gets disbursed in just a few hours.
    • Only basic documentation is required and it’s all online.
    • Transfer your existing personal loans to get lower interest rates and additional funds.
    • Loans can be foreclosed after payment of 12 EMIs.
    • The minimum loan amount that can be sanctioned is Rs.1 lakh.
    • The maximum loan amount is Rs.25 lakh.
    • You are eligible for this loan if you have worked in your current company for at least 6 months, and have IT returns of the last 2 years.
    • The minimum interest rate on personal loans is 10.75% p.a.

    Things to Know before Applying for a Personal Loan from Yes Bank

    • Firstly, you can visit BankBazaar.com, an online marketplace that will help you compare between various financial products, and navigate to the ‘Yes Bank Personal Loan’ page on the website.
    • Here, you can view certain important details pertaining to the loan, such as the interest rate, the loan tenure, etc.
    • You can also view what documents are required to have/submit in order to apply for the loan.
    • In addition, you can also click on the ‘Enquire’ tab for more information on the personal loan. You will receive a response within 30 minutes.
    • You can also visit Yes Bank’s official website or meet with a Yes Bank representative to check if they have any offers on personal loans for Diwali.

    Celebrate this Diwali with a Personal Loan from Yes Bank

    From renovating your home to taking that long overdue trip with your loved ones during the holidays, a personal loan offered by Yes Bank can help fulfil your wishes. So, opt for a Yes Bank Personal Loan and make your Diwali a truly memorable affair, for one and all. To make things easier for you, BankBazaar.com helps you compare between various personal loans and also view certain necessary information, such as the interest rate, eligibility criteria, age limits, loan tenure, etc., so you know exactly what to expect. Now, you can go ahead and celebrate Diwali the way you always wanted to.  

    Personal Loan Reviews

    • YES Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with YES BANK. I have a good experience where the documentation process is very good. I am satisfied with the loan amount . The rate of interest is very lower, duration is for 5 years to repay the loan also the processing fee is there.
      Was this review helpful? 1
      , mumbai
      Reviewed on Nov 14, 2018
    • YES Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with YES BANK , I have a good experience where the documentation process is very good but the loan amount what they have a given is satisfactory with this bank. The rate of interest and processing fee what they have been charge was very nominal .
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 13, 2018
    • YES Bank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I am using the service of the YES BANK from past one year. I have a good experience where the documentation process is very good but the loan amount what they have a given is lower which is one lakhs three thousand rupees. The rate of interest is very lower, duration is for 5 years to repay the loan also the processing fee is there.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Nov 11, 2018
    • YES Bank Personal Loan
      "Better"
      0.5 4.0/5 "Great!"
      The interest rate is very less compared to other banks. And they are providing the amount whatever I required, They have deducted for some policies like insurance and processing charges, The customer service and response is good, Part payment and pre closure can be done after one year and they charge 4%. Documents are collected at doorstep by the executive.
      Was this review helpful? 1
      , pune
      Reviewed on Nov 08, 2018
    • YES Bank Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have transferred the person loan from the AXIS BANK to the YES BANK. The rate of interest is 11% in this bank so i have transferred to this bank. I am using it from past few months i am satisfied with the services of this bank. The customer service is good.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Nov 04, 2018
    • YES Bank Personal Loan
      "Good Financial service"
      0.5 4.0/5 "Great!"
      Got my personal form Yes bank , as the rate of interest is high of 21% . Making the payments through Ecs. Got approved as instant approval process and there is high processing fees for the personal loan. Their customer service and response is good regarding personal loan.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Nov 02, 2018
    • YES Bank Personal Loan
      "Good Financial service"
      0.5 4.5/5 "Excellent!"
      I have taken personal loan from Yes bank , Am satisfied with the rate of interest which is nominal but had to go with it based on my situation . Where there is no processing fees They instantly approved They gave the tenure period of 5year and made the payments through ecs .
      Was this review helpful? 1
      , hyderabad
      Reviewed on Nov 02, 2018
    • YES Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan with YES Bank. It has not been a up to the mark experience. A average process as the documentation was not taken on time and the rate of interest and processing charges is also not satisfactory. They need to improve on that.
      Was this review helpful? 5
      , hyderabad
      Reviewed on Sep 22, 2018
    • YES Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      MY personal loan was taken with taken with YES BANK , they offered me sufficient loan amount with this bank . Rate of interest is 7.49% and tenure period is 60month . Customer support is good with this bank . They offered 2% of processing fee on principal amount and they gave preclosure option too .
      Was this review helpful? 1
      , hyderabad
      Reviewed on Sep 17, 2018
    • YES Bank Personal Loan
      "Satisfactory"
      0.5 3.5/5 "Pretty good"
      My personal loan was years back. The loan amount was 2 lakhs and the interest rate was very high . The tenure period was 36 months . Their customer service and responses was very good. I am satisfied with the documentation and exective wer every helfull.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 12, 2018
    • YES Bank Personal Loan
      "Good service "
      0.5 4.0/5 "Great!"
      Got my personal form Yes bank , as the rate of interest is nominal one . Making the payments through ECS they gave the tenure period of 3 years . Got approved as instant approval process and there is high processing fees for the personal loan. Their customer service and response is good regarding personal loan.
      Was this review helpful? 3
      , mumbai
      Reviewed on Aug 22, 2018
    • YES Bank Personal Loan
      "BEST"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan with YES BANK . I have not face any inconvenience at the time of documentation so far my experience is good with this bank . Interest rate is 10% and it is up to the mark. Tenure period is 4year and i use to pay 3000 of EMI and there is processing fee of rs 1500 charged by this bank . My loan amount is up to the mark. There is no charge for preclosere .
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 17, 2018
    • YES Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken a personal loan earlier with YES Bank and the process to get the loan was good. I have closed this loan too and the process was easy after the closure of the loan. The rate of interest and processing charges is nominal and overall good experience.
      Was this review helpful? 2
      , chennai
      Reviewed on Aug 14, 2018
    • YES Bank Personal Loan
      "Overall good"
      0.5 4.0/5 "Great!"
      I earlier had my personal loan with YES Bank and the process was easy and smooth. The customer services and response is good. The after loan services are good and there were no issues. The rate of interest and charges is normal and in all no issues.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Aug 13, 2018
    • YES Bank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from the Yes Bank for 3 LACS, they offered the loan at a nominal interest rate. The loan was sanctioned and disbursed with in3-4 days. The customer support was also very good. It has been a hassle free personal loan experience with the Yes Bank.
      Was this review helpful? 8
      , kochi
      Reviewed on Aug 04, 2018
    • YES Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I've take a personal loan from the Yes bank for 2 lakhs. It was not good, the associate told me 13.29% but the bank is charging 14 %. I am paying an EMI of 9803 for 24 Months. There were also hidden charges too when it comes to the YES bank with respect to personal loan.
      Was this review helpful? 4
      , delhi
      Reviewed on Jul 14, 2018
    • YES Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Yes bank and my loan experience was good, the loan amount was for Rs 3.25 lakhs with nominal interest rate when compared to other banks. 2% charges are applicable for preclosure of the loan. Customer service was fine and the tenure for this loan is 3.5 years.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jul 03, 2018
    • YES Bank Personal Loan
      "ROI is high"
      0.5 4.0/5 "Great!"
      Interms of ROI is too high compared other banks. I found the customer care service which was helpful. I have applied around 5 lakhs how ever i they have approved the same. I already paid around 1.3 lakhs. I'm paying the EMI amount of 11400 every month through ECS. I have opted the loan for 5 years.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Jun 21, 2018
    • YES Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Its instant loan approval process which i took from Yes bank for personal loan . The approval was so quick as the amount reflected in my bank account in just 3 days The rate of interest is promising one . They gave tenure period of 2 years There is some processing fees as it is high . Overall their service and response is good.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jun 19, 2018
    • YES Bank Personal Loan
      "Quick Process"
      0.5 4.0/5 "Great!"
      My loan got approved very fast. The Loan was approved in 4 days itself. The people visited my place to collect the documents. Their customer is very helpful. Overall, I'm very much delighted with the personal loan experience which I had with YES Bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 06, 2018
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