Fees & Charges
Promised Interest Rate
"Tata capital process for the personal loan was delayed. They kept collecting the documents on and off. The rate of interest is of 11.49% with a zero processing fee. There was a fee taken for insurance. They need to work on the services in the process."
The experience at Bankbazaar has been good and there were no hassles in communicating with the team. The customer support team were prompt in contacting me on time and there has been no issues. It would have been better if there was a call after the disbursement of my loan as well.
Tata capital process for the personal loan was delayed. They kept collecting the documents on and off. The rate of interest is of 11.49% with a zero processing fee. There was a fee taken for insurance. They need to work on the services in the process.
I had taken insta loan 3 years back and loan amount was 50K which was completed. The interest rates are moderate. The loan was disbursed immediate, I spoke to the customer service and they have guided me. It was done in 3 steps and without any documents. I made the payment via HDFC net banking.
I just took Axis Bank credit card 2 months back with the limit of 25K, credit limit is very less compared to others. Am using the card only for shopping purpose but best thing is it is a life time free credit card. The customer service is good, They are putting too much of interest for the flexi pay.
I have been using SBI platinum card for 4years, the charges are high for converting EMI and I would suggest them to reduce. The credit limit is 50K and annual charge is 3000 rupees for a year, mostly I make the payment through HDFC net banking. SBI app is good. It has air lounge access for International and domestic.
I use a HDFC Regalia First credit card for last 2 years. I am getting good reward points on my transactions. They have offered a good credit limit of 97K. It is an annual fee card and don't know the exact details of the card. Using the card for multi purpose. There were no additional charges.
My experience with HDFC BANK is 7 years, It was easy to do all my transaction with HDFC Bank and am more comfortable. It is a zero balance account. I have contacted the customer service and they are responding properly. I don't know the interest rate for the saving. Mobile banking is very easier than net banking.
I got a very good service and bankbazaar.com was superb. My first time experience and have known through online. The website is easy to access, their mobile site is very easy to access. The platform is easy to compare with multiple banks and go with better option and i did check my credit score here.
I had a good experience during my personal with HDFC Bank. They have taken 3 to 4 days for the process and executive collected the documents. The rate of interest was okay and its not a problem comparing to others but the processing fee was too much its 2%,. The loan duration is 60 years. I asked the executive, is there any charges for Partial payment but he did not responded me said to complete one year but have seen on the website, it charges 2%extra and can be done anytime.
Based on the RBI guidelines they are providing the credit interest on my salary account. I am using Bank of Baroda netbanking its good it has the all the options. I don't want to visit to the bank often, I have zero balance maintenance account its good.
They are very transparent in the communication, they disclosed all the terms and condition before purchasing the card. I have ICICI platinum credit card, it doesn't have any charges on yearly basis. There are so many offers available, but I didn't use it.
When I applied credit card, I got the response on time without any hassles. I got the card to the address, the Bank Bazaar people initiated the process without going anywhere. It would great if they provides clear information about the terms and condition.
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