• loading

    We found 57 Visakhapatnam Credit Cards
    Card
    1st Year Fee
    Rewards
    Joining Perks
    0
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    2500
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Fee Details
    9999
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    0
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Fee Details
    10000
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    0
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    0
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Fee Details
    3500
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    1500
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Fee Details
    1000
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Fee Details
    2500
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    You'll also love
    Fee Details
    3000
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    You'll also love
    Fee Details
     Loading your search... Loading your search...
  • Visakhapatnam Credit Cards is Rated as "Great!" by 302 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Visakhapatnam Credit Cards

    Looking for a Credit Card in Visakhapatnam? Compare various Credit Card offers online at BankBazaar.com for Visakhapatnam city

    Visakhapatnam, also known as Vizag, is a port city on the southeast coast of India in the state of Andhra Pradesh. It is often called "The Jewel of the East Coast" and the "City of Destiny". The city is home for various state owned heavy industries and a steel plants. Apart from accommodating various international information technologies and banking firms, the city is a hub for iron ore and other minerals which are exported to China and other countries. The fishing and real estate industry has seen a tremendous growth. The city has a population of over 1 million, is the second largest city in the state of Andhra Pradesh and the third largest city on the east coast of India. Visakhapatnam has been recognised as a Global City of the Future by McKinsey Quarterly.

    Visakhapatnams Current Scenario

    From a small village in the 20th century, Visakhapatnam has grown into an industrial hub. Due to the presence of the Eastern Naval Command, Vizag Steel Plant and Hindustan Petroleum, the city is home to people from around the country and is cosmopolitan. Software and business process outsourcing (BPO) companies have announced plans for development and outsourcing centres in Visakhapatnam, which has contributed to a rise in real-estate prices. National and international IT and banking firms have established offices in the city, including Mahindra Satyam, Wipro, iSOFT, HSBC Sankhya Technologies, iFlex, Sutherland Global Services, Kenexa, E Centric Solutions and OpenWindow Technologies IBM. The City is also well-known for its tourist attractions. Visakhapatnam has a range of tourist attractions including beaches, cliffs, hilltop parks facing the sea, a beach road, a zoological park and wildlife sanctuary, a submarine museum, hill stations, limestone caves, mountain ranges and valleys within a 100-kilometre (62 mi) radius of the city. It is appreciated for its natural beauty and described as the land of destiny.

    Visakhapatnams Economy

    Visakhapatnam is one of the biggest ports in India, and major place for export and Import. Which helped the city to grow and is 10th most developed city in India. Total GDP of Visakhapatnam is USD INR 150800 Crores (26 Billion). Visakhapatnam is ranked 133 in the list of world's most developed cities. Visakhapatnam has a steel plant known as VSP, whose corporate entity RINL (Rashtriya Ispat Nigam Limited) is the second largest state-run steel industry. The plant had revenues of INR144570 million, which is US$2 billion, for 20112012 and has about 17,800 employees. The Visakhapatnam Port is expanding at a cost of INR30 billion, which is US$489, million to increase its capacity to 80 MT per year. Visakhapatnam is a part of the PCPIR (Petroleum, Chemical and Petrochemical Investment Region) proposed between Visakhapatnam and Kakinada. The PCPIR is expected to generate 1.2 million jobs and a projected investment of INR 34 million.

    According to the census of 2011, the city of Visakhapatnam had a population of 1,192, 792. The city is a renowned tourist spot and therefore tourism forms the backbone of the economy of Jammu and Kashmir. The city is visited by people during the summer seasons to avoid the scorching heat and to enjoy the snowfall. Another important industry in Visakhapatnam is the handicraft industry. The city is popular for its beautiful handicrafts, wood carving, dress materials, shawls and so forth. The city is also famous for fresh fruits, dry fruits and spices. The city is considered to the hub from where handicrafts, woolen clothing and fruits are delivered to different parts of the country. There are a large number of retail shops in Visakhapatnam which display some of the most exquisite collections of carpets, shawls, handicrafts and many more. The city also exports spices such as cardamom, cloves, saffron, cinnamon and so forth. The temples in and around the city of Visakhapatnam depict the rich cultural diversity and heritage of the country. Kashmiri music is well known all over the world for its uniqueness. The Sufiana music of Kashmir is also quite popular. There are a number of educational institutes in the city of Visakhapatnam. The National Institute of Technology, Visakhapatnam, is one of the oldest NIT in the country. Apart from NIT, there a number of institutes and colleges in Visakhapatnam that offers courses on various subjects.There are many private and public sector banks which operate in Visakhapatnam. Most of these banks offer credit card facilities to the customers. Visakhapatnam credit cards can also be availed through BankBazaar.com. This unique portal offers the opportunity to compare various credit card products provided by different banks in the country. Customers can easily compare the interest rates, eligibility criteria and other features related to credit cards and choose appropriate products easily on BankBazaar.com

    Get the BankBazaar advantage when looking for credit cards

    • BankBazaar.com can help you get the best options if you are looking for credit cards in the city. We have a strong network of credit card companies and banks we work with so that you dont have to do the leg work of looking for offers available in the market. Here are some of the major credit card companies we work with
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • CitiBank Credit Cards
      • ICICI Bank Credit Cards
      • IndusInd Bank Credit Cards
    • All you have to do is fill out the form that will establish your eligibility. Once you have done that you will be sent credit card options that you are eligible for. Since they come from the best banks and financial institutions you wont miss out on the offers out there.
    • BankBazaar.com then encourages you to compare these offers based on wide ranging factors like interest rates, finance fees, credit limit, cash advance limit etc. Balance transfer facility is something you might want to look at if you are trying to get rid of your old card. Only when you have compared these offers based on your individual requirements should you make your choice.
    • We then let you make a simple application online and offer you updates along the way so that you know how things are progressing.
    • Your personal information is protected with us and we only send it to your chosen credit card company.
    How to get Visakhapatnam Credit Card on BankBazaar.com in 3 simple steps?
    • Fill up the e-form to initiate search for card offers
    • Compare card offers from our partner financial institutions
    • Apply for your credit card right from here
    • Privacy: Your application is sent only to the card provider you choose, and is never shared with anyone else.
    • BankBazaar.com will update you on your credit card application status via email & SMS alerts.
    FAQs
    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.

    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history

    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.

    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.

    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.

    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.

    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.

    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.

    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.

    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.

    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:

      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards Charges

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various productsSave on fuel spends
    Check For Latest: Gold Price in Visakhapatnam Or Silver Price in Visakhapatnam

    Visakhapatnam Credit Cards Reviews

    • SBI Cards Credit Card
      "Need to improve the offers and rewards points"
      0.5 4.0/5 "Great!"
      I'm getting offers on online purchase. If i purchase any Groceries or mobile, i will get some discounts on that. I got the cashback twice by using this card. I'm using this card from 2015. The credit limit is very less in this card. They have given me only 85000. Offers also not general. Compared to other credit cards, I'm getting very less number of offers. Need to offer more rewards points
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jun 14, 2018
    • Bank Bazaar Credit Card
      "Good Website "
      0.5 4.0/5 "Great!"
      We can search different products like car loan and insurance products. I'm using this bankbazaar for last 2 years. Whenever i need i will open the bankbazaar. I'm not regular user of this website. I came to bankbazaar through online. I don't feel much improvement is required as almost everything is good here.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jun 14, 2018
    • HDFC Bank Credit Card
      "Need to improve the Customer care"
      0.5 3.0/5 "Satisfactory"
      The customer care is not responding. They did not attend the call at all. IVR is keep on going. I have been using this card for 1 month. At present I'm getting any offers in this credit card. They have offered me a credit limit of more than 1 lakh. I'm yet to use the card much.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jun 14, 2018
    • HDFC Bank Credit Card
      "Average card to use"
      0.5 5.0/5 "Blown Away!"
      Using the Hdfc bank money back credit card for more than a year. I use this card for purchases, online shopping, fuel and for other usages. The customer support service and the response is good from he HDFC bank. The credit limit value is low with this card.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 18, 2018
    • Bank Bazaar Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      BANK BAZAAR is a good platform for all the financial products s. The customer service and responses was really good. The website has many good options on banks and interest rate. The web portal's a accuracy and speed is good.My overall experience was satisfactory.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 17, 2018
    • HDFC Bank Credit Card
      "Good"
      0.5 3.5/5 "Pretty good"
      My credit card was taken with HDFC bank. The credit limit was 34,000 which is satisfactory and i hold diner's reward card for which i ma getting reward points as benefits .The customer service and responses was good.My overall experience was good
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 17, 2018
    • Bank Bazaar Credit Card
      "BEST"
      0.5 4.5/5 "Excellent!"
      From since 2 month i am using this website, i can avail a very good customer service from them. For my product i got a very good follow ups in mail and also through the calls from them. As i have availed the customer service in this website i can very well say that the very good and easy site to handle.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 10, 2018
    • HDFC Bank Credit Card
      "GOOD"
      0.5 3.5/5 "Pretty good"
      The service that they are providing to their customers to make them is good, and i am happy in using this service. When it comes to the credit card it is chargeable one. Since 1 month i am using this card, and it is easy to access. I am getting offers in this card like cash back and getting reward points too.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 10, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The ICICI bank platinum chip credit card is good to use and I use this card for shopping , online purchases and for other usages. The credit limit value is good with this ICICI bank platinum chip credit card and I am satisfied with it. I would say, it is a good card to use.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 20, 2018
    • Bank Bazaar Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have got the credit card only via bank bazaar. I know bank bazaar for more than a year. The customer support service is good with he bank bazaar . I use the bank bazaar mobile application while applying for he credit card which is easy to use and user friendly.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 20, 2018
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The credit card service is good with the HDFC bank . The customer support service and the response is good with the HDFC bank. I have got HDFC BANK DINERS REWARDZ CREDIT CARD in 10days of time. The credit limit value is good with this card and I am satisfied with it.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 20, 2018
    • SBI Cards Credit Card
      "best experience"
      0.5 5.0/5 "Blown Away!"
      I had taken a credit card from the top most public sector bank STATE BANK OF INDIA. It is very easy to use the card in online and offline transactions. It is not a life time free card but the annual charges are reasonable by comparing with other cards.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 17, 2018
    • Axis Bank Credit Card
      "better experience"
      0.5 5.0/5 "Blown Away!"
      I had taken a credit card from the top most sector bank AXIS BANK through online partner. I am totally satisfied by their credit limit which is Rs. 40,000. The customer support is good and well responsive. They are providing a best rewards points in the market.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 17, 2018
    • Bank Bazaar Credit Card
      "best experience"
      0.5 5.0/5 "Blown Away!"
      I had taken a credit card from the top most private sector bank HDFC BANK through Bank bazaar. I can recommend their services for my relatives. The website is good and user friendly tp check my loan quotation. They followups my credit card application until i get my credit card approval. The application process is very simple and easy.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 17, 2018
    • HDFC Bank Credit Card
      "good experience"
      0.5 5.0/5 "Blown Away!"
      I had taken a credit card from the top most private sector bank HDFC BANK. I can say the application process is very simple and they easy they can easily approved my credit card application. I didn't faced any un necessary verification's and audits.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 17, 2018
    • ICICI Bank Credit Card
      "Beginer card to use"
      0.5 4.0/5 "Great!"
      I have used the ICICI BANK PLATINUM CHIP Master credit card around a year ago and i have used it for the past 3 years. The customer support service is good with the ICICI bank and they give good response to the customers. The credit limit value is good with this card.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 17, 2018
    • SBI Cards Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      The credit card service is good with the State bank of India. The benefits and the offers are very good with the Sbi prime credit card. The airport lounging facility is good with this SBI prime credit cad. The annual fee of Rs, 3500 need to be paid , but it will get waived off after using this card for more than the limit. The hidden charges are there but still they can avoid it.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 17, 2018
    • Bank Bazaar Credit Card
      "Very good service"
      0.5 4.0/5 "Great!"
      The bank bazaar executives always maintains the communication between the customers. the customer support service and the response is excellent with the bank bazaar. I know bank bazaar for more than 2 years, I use the bank bazaar mobile application and the website both are easy to use.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 17, 2018
    • HDFC Bank Credit Card
      "False benefit card"
      0.5 1.0/5 "Really Bad"
      The benefits which the HDFC bank has promised was not available in this HDFC REGALIA FIRST CREDIT CARD. The transparency is not seen in the process . The information which they have given was false, The customer support service and the response need to be improved with the HDFC bank.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 17, 2018
    • HDFC Bank Credit Card
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a credit card. There are cash back offers and there are rewards as well. I got 75K as the credit limit. The customer services and response is good. There are no hassles in the process. There are no hidden charges on the card.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Mar 29, 2018
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.