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    Visakhapatnam Credit Cards

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    499
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    3000
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    1000
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    2500
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    10000
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    Response Time Within 30 minutes
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    Visakhapatnam Credit Cards Reviews

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    Looking for a Credit Card in Visakhapatnam? Compare various Credit Card offers online at BankBazaar.com for Visakhapatnam city

    Visakhapatnam, also known as Vizag, is a port city on the southeast coast of India in the state of Andhra Pradesh. It is often called "The Jewel of the East Coast" and the "City of Destiny". The city is home for various state owned heavy industries and a steel plants. Apart from accommodating various international information technologies and banking firms, the city is a hub for iron ore and other minerals which are exported to China and other countries. The fishing and real estate industry has seen a tremendous growth. The city has a population of over 1 million, is the second largest city in the state of Andhra Pradesh and the third largest city on the east coast of India. Visakhapatnam has been recognised as a Global City of the Future by McKinsey Quarterly.

    Visakhapatnams Current Scenario

    From a small village in the 20th century, Visakhapatnam has grown into an industrial hub. Due to the presence of the Eastern Naval Command, Vizag Steel Plant and Hindustan Petroleum, the city is home to people from around the country and is cosmopolitan. Software and business process outsourcing (BPO) companies have announced plans for development and outsourcing centres in Visakhapatnam, which has contributed to a rise in real-estate prices. National and international IT and banking firms have established offices in the city, including Mahindra Satyam, Wipro, iSOFT, HSBC Sankhya Technologies, iFlex, Sutherland Global Services, Kenexa, E Centric Solutions and OpenWindow Technologies IBM. The City is also well-known for its tourist attractions. Visakhapatnam has a range of tourist attractions including beaches, cliffs, hilltop parks facing the sea, a beach road, a zoological park and wildlife sanctuary, a submarine museum, hill stations, limestone caves, mountain ranges and valleys within a 100-kilometre (62 mi) radius of the city. It is appreciated for its natural beauty and described as the land of destiny.

    Visakhapatnams Economy

    Visakhapatnam is one of the biggest ports in India, and major place for export and Import. Which helped the city to grow and is 10th most developed city in India. Total GDP of Visakhapatnam is USD INR 150800 Crores (26 Billion). Visakhapatnam is ranked 133 in the list of world's most developed cities. Visakhapatnam has a steel plant known as VSP, whose corporate entity RINL (Rashtriya Ispat Nigam Limited) is the second largest state-run steel industry. The plant had revenues of INR144570 million, which is US$2 billion, for 20112012 and has about 17,800 employees. The Visakhapatnam Port is expanding at a cost of INR30 billion, which is US$489, million to increase its capacity to 80 MT per year. Visakhapatnam is a part of the PCPIR (Petroleum, Chemical and Petrochemical Investment Region) proposed between Visakhapatnam and Kakinada. The PCPIR is expected to generate 1.2 million jobs and a projected investment of INR 34 million.

    According to the census of 2011, the city of Visakhapatnam had a population of 1,192, 792. The city is a renowned tourist spot and therefore tourism forms the backbone of the economy of Jammu and Kashmir. The city is visited by people during the summer seasons to avoid the scorching heat and to enjoy the snowfall. Another important industry in Visakhapatnam is the handicraft industry. The city is popular for its beautiful handicrafts, wood carving, dress materials, shawls and so forth. The city is also famous for fresh fruits, dry fruits and spices. The city is considered to the hub from where handicrafts, woolen clothing and fruits are delivered to different parts of the country. There are a large number of retail shops in Visakhapatnam which display some of the most exquisite collections of carpets, shawls, handicrafts and many more. The city also exports spices such as cardamom, cloves, saffron, cinnamon and so forth. The temples in and around the city of Visakhapatnam depict the rich cultural diversity and heritage of the country. Kashmiri music is well known all over the world for its uniqueness. The Sufiana music of Kashmir is also quite popular. There are a number of educational institutes in the city of Visakhapatnam. The National Institute of Technology, Visakhapatnam, is one of the oldest NIT in the country. Apart from NIT, there a number of institutes and colleges in Visakhapatnam that offers courses on various subjects.There are many private and public sector banks which operate in Visakhapatnam. Most of these banks offer credit card facilities to the customers. Visakhapatnam credit cards can also be availed through BankBazaar.com. This unique portal offers the opportunity to compare various credit card products provided by different banks in the country. Customers can easily compare the interest rates, eligibility criteria and other features related to credit cards and choose appropriate products easily on BankBazaar.com

    Get the BankBazaar advantage when looking for credit cards

    • BankBazaar.com can help you get the best options if you are looking for credit cards in the city. We have a strong network of credit card companies and banks we work with so that you dont have to do the leg work of looking for offers available in the market. Here are some of the major credit card companies we work with
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • CitiBank Credit Cards
      • ICICI Bank Credit Cards
      • IndusInd Bank Credit Cards
    • All you have to do is fill out the form that will establish your eligibility. Once you have done that you will be sent credit card options that you are eligible for. Since they come from the best banks and financial institutions you wont miss out on the offers out there.
    • BankBazaar.com then encourages you to compare these offers based on wide ranging factors like interest rates, finance fees, credit limit, cash advance limit etc. Balance transfer facility is something you might want to look at if you are trying to get rid of your old card. Only when you have compared these offers based on your individual requirements should you make your choice.
    • We then let you make a simple application online and offer you updates along the way so that you know how things are progressing.
    • Your personal information is protected with us and we only send it to your chosen credit card company.
    How to get Visakhapatnam Credit Card on BankBazaar.com in 3 simple steps?
    • Fill up the e-form to initiate search for card offers
    • Compare card offers from our partner financial institutions
    • Apply for your credit card right from here
    • Privacy: Your application is sent only to the card provider you choose, and is never shared with anyone else.
    • BankBazaar.com will update you on your credit card application status via email & SMS alerts.
    FAQs
    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.

    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history

    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.

    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.

    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.

    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.

    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.

    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.

    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.

    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.

    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:

      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards Charges

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various productsSave on fuel spends
    Check For Latest: Gold Price in Visakhapatnam Or Silver Price in Visakhapatnam
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