Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 62 Visakhapatnam Credit Cards

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    Rs.750 Amazon voucher free Ad Paperless approval option available
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  • Visakhapatnam Credit Cards Reviews

    • HDFC Bank Credit Card
      "Not so Convenient"
      0.5 3.0/5 "Satisfactory"
      I do use credit card with HDFC bank. It is a chargeable card. I did not receive any reward points or cash back offers on my card. The bank offered better credit limit if they enhance it in the future it will be ok if not also no issues as it is satisfactory. But whenever I reach the bank on queries they used to say that they are facing technical issue so it is not much convenient.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jun 15, 2017
    • SBI Cards Credit Card
      "Its a brand, everyone cant afford it"
      0.5 3.0/5 "Satisfactory"
      I am holding the SBI credit card from the last two years of time. The offers are not good one with them and the customer service is also not responding in a proper way. Credit limit value is around 60000 Rupees, which is very less one though I regularaly used to make the payment.. Till now they have not increased the credit limit.
      Was this review helpful? 1
      , visakhapatnam
      Reviewed on Jun 08, 2017
    • HDFC Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      The annual fee on my HDFC credit card is 1000 rupees. I am using this credit card frequently. I am getting reward points and cash back offers on my card for every usage. But the credit limit what they offered is very low. They told me that they would increase the credit limit up to 60000 after nine months of time.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jun 03, 2017
    • ICICI Bank Credit Card
      "Not Satisfactory"
      0.5 3.5/5 "Pretty good"
      Many times, I had applied for the credit card and loans with ICICI bank. They had not approved my application at any instance. My credit card application been closed by the bank. When I applied for the card, I got a call from the bank and they told me that as I do not have an account with them, also they cannot process the application too.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jun 03, 2017
    • HDFC Bank Credit Card
      "Average "
      0.5 3.5/5 "Pretty good"
      I hold HDFC bank money back credit card for about last 1.5 years. Response was good all the time and I have not contacted them because I have not faced any issues with them. Credit limit value could be a bit more means that would be really helpful they have just offered 25000 rupees.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 18, 2017
    • ICICI Bank Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      I am holding an ICICI coral card for about past 5 months. I get benefits like reward points,cash back offers and fuel surcharge waiver in this card. But I don't use the reward points. I am happy with the credit limit, but still they can extend my credit limit. Overall it is good card to use.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 15, 2017
    • ICICI Bank Credit Card
      "Average Service"
      0.5 2.5/5 "Just OK"
      It has been one and a half years when I received credit card from ICICI bank but hardly I used this card for one or two times. The credit limit is very low so there is no much usage on the card. I do not have any idea about the reward points and other offers.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 13, 2017
    • HDFC Bank Credit Card
      "Good Bank"
      0.5 5.0/5 "Blown Away!"
      HDFC bank is the best one for credit cards. I received jumbo loans, instant loans from the bank based on my credit card. Also EMI conversions are very easy and comfortable with HDFC. The bank offered sufficient credit limit. I used to get reward points and cash bank offers from the bank and those reward points are easily redeemable.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 13, 2017
    • SBI Cards Credit Card
      "Very Convenient"
      0.5 4.0/5 "Great!"
      I use SBI credit card. The credit limit is pretty good. It is a chargeable card, the yearly fee is around 500 rupees but it could be waived off depends on usage. I am getting reward points from the bank also those reward points can be redeemed in just a single call or through online.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 13, 2017
    • Bank Bazaar Customer Support
      "Credit card processing"
      0.5 4.0/5 "Great!"
      Processing is very simple, very few documents are required, good service, easy approach. The way you receive information is good, good clarification, Good patience that the executives have,. Very .nice app for upload the documents and totally it is a very good service provided by them.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 02, 2017
    • Bank Bazaar Customer Support
      "Take it easy"
      0.5 4.5/5 "Excellent!"
      BankBazaar came up with a revolutionary interface for all those person needs loan or card and in the comfort of Home in a Hassle free way. We got to know they have lots to give it to us with there technology and personalized interest for customers, wish them all the success and many more to go.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 26, 2017
    • andhra Bank Credit Card
      "Charges has to be waived off"
      0.5 4.0/5 "Great!"
      Andhra Bank is also good in credit card experience but there was no much benefits with this card. They used to take some maintenance charges and annual charges on credit card bills, if I am not using my card for some particular limit. HDFC is best in credit card experience compared to Andhra Bank.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 26, 2017
    • HDFC Bank Credit Card
      "Good to use"
      0.5 5.0/5 "Blown Away!"
      I am holding my credit card more than six years, hence I got jumbo loan and insta loan through my credit card transaction. I could avail these loans through netbanking or phone banking services without any documents, and the money gets credited immediately on the account. I used to receive so many offers from HDFC credit card and I redeem my reward points into voucher.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 26, 2017
    • Axis Bank Credit Card
      "Need to improve"
      0.5 3.0/5 "Satisfactory"
      Axis bank credit card provides the response not in a good way and rest of the aspects are good with them. From 2012 onwards , I am holding this credit card and the credit limit value is according to the current market trends. Rather than customer service, in every other aspect it is good.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 25, 2017
    • SBI Cards Credit Card
      "Felt better and user friendly"
      0.5 4.0/5 "Great!"
      I would like to say SBI credit card is the best one to mention and I have felt its better for the transaction. I have received the polite response and I am using this credit card from the last five years of time and the online services has to be get improved.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 25, 2017
    • Axis Bank Credit Card
      "Hassle free banking"
      0.5 4.0/5 "Great!"
      The offers at Axis bank are decent. They are clear in what they provide and the customer support is always reachable which helps in sorting out the queries. I hold a credit card and the charges are normal when compared to other banks and i get a lot of cash back on it.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 24, 2017
    • HDFC Bank Credit Card
      "Good benefits"
      0.5 4.0/5 "Great!"
      HDFC Bank has also offered me a credit card and they provide me with the best of services and offers on it. My card is accepted all over online at various portals and also offline as well. The transactions are smooth as there has never been any technical issues.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 24, 2017
    • SBI Cards Credit Card
      "Useful card"
      0.5 4.0/5 "Great!"
      Good to use State bank of India platinum credit card, because they are giving more benefits like movie tickets, every 100 I spend, I get 2 points as a reward points in which I can redeem the points, there is fuel surcharge waiver in this card. I am using this card for around 1 year. Easy to do the payments through sbi net banking. Over all, I can say it is useful card to get any kind of electronic items.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 10, 2017
    • SBI Cards Credit Card
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      In SBI credit card, I am getting back to back offers. The annual fee of my credit card is five thousand rupees but I am not getting any special benefits on my card like discounts. Also, I am not at all satisfied with SBI cards. I am planning to close my credit card.
      Was this review helpful? 1
      , visakhapatnam
      Reviewed on Apr 04, 2017
    • HDFC Bank Credit Card
      "Comfortable to use"
      0.5 5.0/5 "Blown Away!"
      HDFC bank is good in terms of credit card. I am using credit card with one more bank, so when compared with other bank, HDFC is best and there is no annual fees for my card. It is life time free and I am getting reward points and cash back offers on my usage. I mostly use this card for shopping purpose.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 04, 2017
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    Visakhapatnam Credit Cards is Rated as "Great!" by 201 Users

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    Looking for a Credit Card in Visakhapatnam? Compare various Credit Card offers online at BankBazaar.com for Visakhapatnam city

    Visakhapatnam, also known as Vizag, is a port city on the southeast coast of India in the state of Andhra Pradesh. It is often called "The Jewel of the East Coast" and the "City of Destiny". The city is home for various state owned heavy industries and a steel plants. Apart from accommodating various international information technologies and banking firms, the city is a hub for iron ore and other minerals which are exported to China and other countries. The fishing and real estate industry has seen a tremendous growth. The city has a population of over 1 million, is the second largest city in the state of Andhra Pradesh and the third largest city on the east coast of India. Visakhapatnam has been recognised as a Global City of the Future by McKinsey Quarterly.

    Visakhapatnams Current Scenario

    From a small village in the 20th century, Visakhapatnam has grown into an industrial hub. Due to the presence of the Eastern Naval Command, Vizag Steel Plant and Hindustan Petroleum, the city is home to people from around the country and is cosmopolitan. Software and business process outsourcing (BPO) companies have announced plans for development and outsourcing centres in Visakhapatnam, which has contributed to a rise in real-estate prices. National and international IT and banking firms have established offices in the city, including Mahindra Satyam, Wipro, iSOFT, HSBC Sankhya Technologies, iFlex, Sutherland Global Services, Kenexa, E Centric Solutions and OpenWindow Technologies IBM. The City is also well-known for its tourist attractions. Visakhapatnam has a range of tourist attractions including beaches, cliffs, hilltop parks facing the sea, a beach road, a zoological park and wildlife sanctuary, a submarine museum, hill stations, limestone caves, mountain ranges and valleys within a 100-kilometre (62 mi) radius of the city. It is appreciated for its natural beauty and described as the land of destiny.

    Visakhapatnams Economy

    Visakhapatnam is one of the biggest ports in India, and major place for export and Import. Which helped the city to grow and is 10th most developed city in India. Total GDP of Visakhapatnam is USD INR 150800 Crores (26 Billion). Visakhapatnam is ranked 133 in the list of world's most developed cities. Visakhapatnam has a steel plant known as VSP, whose corporate entity RINL (Rashtriya Ispat Nigam Limited) is the second largest state-run steel industry. The plant had revenues of INR144570 million, which is US$2 billion, for 20112012 and has about 17,800 employees. The Visakhapatnam Port is expanding at a cost of INR30 billion, which is US$489, million to increase its capacity to 80 MT per year. Visakhapatnam is a part of the PCPIR (Petroleum, Chemical and Petrochemical Investment Region) proposed between Visakhapatnam and Kakinada. The PCPIR is expected to generate 1.2 million jobs and a projected investment of INR 34 million.

    According to the census of 2011, the city of Visakhapatnam had a population of 1,192, 792. The city is a renowned tourist spot and therefore tourism forms the backbone of the economy of Jammu and Kashmir. The city is visited by people during the summer seasons to avoid the scorching heat and to enjoy the snowfall. Another important industry in Visakhapatnam is the handicraft industry. The city is popular for its beautiful handicrafts, wood carving, dress materials, shawls and so forth. The city is also famous for fresh fruits, dry fruits and spices. The city is considered to the hub from where handicrafts, woolen clothing and fruits are delivered to different parts of the country. There are a large number of retail shops in Visakhapatnam which display some of the most exquisite collections of carpets, shawls, handicrafts and many more. The city also exports spices such as cardamom, cloves, saffron, cinnamon and so forth. The temples in and around the city of Visakhapatnam depict the rich cultural diversity and heritage of the country. Kashmiri music is well known all over the world for its uniqueness. The Sufiana music of Kashmir is also quite popular. There are a number of educational institutes in the city of Visakhapatnam. The National Institute of Technology, Visakhapatnam, is one of the oldest NIT in the country. Apart from NIT, there a number of institutes and colleges in Visakhapatnam that offers courses on various subjects.There are many private and public sector banks which operate in Visakhapatnam. Most of these banks offer credit card facilities to the customers. Visakhapatnam credit cards can also be availed through BankBazaar.com. This unique portal offers the opportunity to compare various credit card products provided by different banks in the country. Customers can easily compare the interest rates, eligibility criteria and other features related to credit cards and choose appropriate products easily on BankBazaar.com

    Get the BankBazaar advantage when looking for credit cards

    • BankBazaar.com can help you get the best options if you are looking for credit cards in the city. We have a strong network of credit card companies and banks we work with so that you dont have to do the leg work of looking for offers available in the market. Here are some of the major credit card companies we work with
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • CitiBank Credit Cards
      • ICICI Bank Credit Cards
      • IndusInd Bank Credit Cards
    • All you have to do is fill out the form that will establish your eligibility. Once you have done that you will be sent credit card options that you are eligible for. Since they come from the best banks and financial institutions you wont miss out on the offers out there.
    • BankBazaar.com then encourages you to compare these offers based on wide ranging factors like interest rates, finance fees, credit limit, cash advance limit etc. Balance transfer facility is something you might want to look at if you are trying to get rid of your old card. Only when you have compared these offers based on your individual requirements should you make your choice.
    • We then let you make a simple application online and offer you updates along the way so that you know how things are progressing.
    • Your personal information is protected with us and we only send it to your chosen credit card company.
    How to get Visakhapatnam Credit Card on BankBazaar.com in 3 simple steps?
    • Fill up the e-form to initiate search for card offers
    • Compare card offers from our partner financial institutions
    • Apply for your credit card right from here
    • Privacy: Your application is sent only to the card provider you choose, and is never shared with anyone else.
    • BankBazaar.com will update you on your credit card application status via email & SMS alerts.
    FAQs
    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.

    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history

    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.

    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.

    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.

    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.

    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.

    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.

    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.

    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.

    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:

      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards Charges

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various productsSave on fuel spends
    Check For Latest: Gold Price in Visakhapatnam Or Silver Price in Visakhapatnam
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