Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 59 Vijayawada Credit Cards
    Card
    1st Year Fee
    Rewards
    Joining Perks
    0
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Ad Paperless approval available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    2999
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Ad Paperless approval available
    What you'll love
    Documents
    You'll also love
    Fee Details
    499
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    3500
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    499
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    You'll also love
    Fee Details
    1000
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    750
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    0
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Fee Details
    3000
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    You'll also love
    Fee Details
    1000
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Fee Details
    3500
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    899
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free
    What you'll love
    Documents
    You'll also love
    Fee Details
     Loading your search... Loading your search...
  • Vijayawada Credit Cards is Rated as "Excellent!" by 170 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Vijayawada Credit Cards

    Looking for a Credit Card in Vijayawada ? Compare various Credit Card offers online at BankBazaar.com for Vijayawada city

    Vijayawada is a commercial city in the Krishna district of Andhra Pradesh, and the third largest after Hyderabad and Visakhapatnam. The city is also popularly known by its historic name Bezawada and is located on the banks of the river Krishna. It is one of the busiest railway junctions in India and the second biggest bus terminus in Asia. This City is the commercial capital of the State and is politically active, socially dominant, and agriculturally rich and is an industrial transportation hub.

    History of Vijayawada

    Formerly Vijayawada was known as Bezawada, in the 5th and 6th Centuries it was an important centre of Vishnukundin rulers. It was taken by Badami Chalukyas became the headquarters of Eastern Chalukya. According to Vishnu Puranam Vijayawada was ruled by Madhava Varma , the ancestor of Vizianagaram Poosapati Kings. There are five rock-cut cave-temples built in the 7th century during the rule of Eastern Chalukya. There are many tales behind the origin of the name Vijayawada. Goddesses Durga killed the demon and relaxed in this place for some time. As she was victorious (Vijaya), the place got the name as Vijayawada (Vijaya: victory and Wada: city/place/location) which literally means "City of Victory". A tale behind its acquiring the name "Bezawada" is that Goddesses Krishnaveni (River Krishna) requested Arjuna to make a passage for her to merge into the Bay of Bengal. Hence Arjuna made a hole (bejjam) through the mountains and the place came to be known as Bejjamwada which later changed to Bezawada.

    Economy of Vijayawada The GDP of Vijayawada for 2008 was estimated at INR 5526 crores, INR 18,000 (US $3 billion) crore in 2010. The GDP is projected to grow to (US $17 billion) INR 1, 02, 000 crore by the year 2025. The region around the city has fertile soil and irrigation is supported by the river Krishna and its canals. Major crops include sugarcane, rice and mango. Vijayawada is famous for automobile body building, garment, iron and hardware small scale industries. The Jawahar Lal Nehru Auto Nagar Industrial Estate in Vijayawada is one of the largest hubs of automobile industry of Asia. There are about 3000 automobile accessory units in and around the city. Apart from workers of the city, people from other parts of the state come to work in the industrial estate. An estimate of nearly INR 10 crores of garment business takes place in the Vastralatha building alone in One Town daily. The city has many wholesale businesses. They include garments, iron market, pulses, cereals, and other edible products, fancy markets, fertilizers, mango exports, pharmacy and metal.

    Get the BankBazaar advantage when looking for credit cards

    • BankBazaar.com can help you get the best options if you are looking for credit cards in the city. We have a strong network of credit card companies and banks we work with so that you dont have to do the leg work of looking for offers available in the market. Here are some of the major credit card companies we work with
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • CitiBank Credit Cards
      • ICICI Bank Credit Cards
      • IndusInd Bank Credit Cards
    • All you have to do is fill out the form that will establish your eligibility. Once you have done that you will be sent credit card options that you are eligible for. Since they come from the best banks and financial institutions you wont miss out on the offers out there.
    • BankBazaar.com then encourages you to compare these offers based on wide ranging factors like interest rates, finance fees, credit limit, cash advance limit etc. Balance transfer facility is something you might want to look at if you are trying to get rid of your old card. Only when you have compared these offers based on your individual requirements should you make your choice.
    • We then let you make a simple application online and offer you updates along the way so that you know how things are progressing.
    • Your personal information is protected with us and we only send it to your chosen credit card company.
    How to get Vijayawada Credit Card on BankBazaar.com in 3 simple steps?
    • Fill up the e-form to initiate search for card offers
    • Compare card offers from our partner financial institutions
    • Apply for your credit card right from here
    • Privacy: Your application is sent only to the card provider you choose, and is never shared with anyone else.
    • BankBazaar.com will update you on your credit card application status via email & SMS alerts.
    FAQs
    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.

    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history

    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.

    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.

    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.

    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.

    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.

    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.

    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.

    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.

    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:

      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards Charges

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various products
    Check For Latest: Gold Price in Vijayawada Or Silver Price in Vijayawada

    Vijayawada Credit Cards Reviews

    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      HDFC Bank offered me a credit card and the deals on the card is good. There are no hassles while I use my card and it is secured too. The online banking is clear as I can view all my transactions. There are offers like the cash back deals and discounts.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Oct 14, 2017
    • andhra Bank Credit Card
      "Looking for better and better feature"
      0.5 3.0/5 "Satisfactory"
      Andhra Bank credit card limit is low and also its not good. But my credit card details mentioned in ITR file but my card limit is very low. I am using this Andhra Bank credit card nearly eight years but still I am not satisfied with the offer and limit.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Oct 14, 2017
    • Kotak Credit Card
      "Good for all"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra giving points for air tickets, I am using Royale signature credit card it has an annual fee around Rs.499. They giving some shopping voucher for that annual fee. Credit limit is very excellent in Kotak Mahindra even offers is good.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Oct 14, 2017
    • ICICI Bank Credit Card
      "Its Good for fuel"
      0.5 5.0/5 "Blown Away!"
      Reward points is good in ICICI credit card, they gave me HP coral credit card, they giving surcharges on petrol and diesel filling and also they providing good pay back points. I convert the point into cash but the credit limit is low, I would like to enhance it.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Oct 14, 2017
    • SBI Cards Credit Card
      "Good for flight ticket"
      0.5 5.0/5 "Blown Away!"
      I am using SBI advantage Air India signature card, whenever I do any transaction they are giving good points its really great to redeem the points into Air India tickets. So far I have accumulated 4 lakhs miles its really good for the travelers.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Oct 14, 2017
    • ICICI Bank Credit Card
      "Good for transaction"
      0.5 5.0/5 "Blown Away!"
      Holding ICICI credit card around eight years but they are high on interest rate. I am getting credit card points for transaction, long back I have redeemed the points. I am quite satisfied with ICICI offers and the credit limit is also good..
      Was this review helpful? 0
      , vijayawada
      Reviewed on Oct 13, 2017
    • Citibank Credit Card
      "Its Convenient to use"
      0.5 5.0/5 "Blown Away!"
      CITI service is very excellent but their interest rate was high for the loan products. I am using CITI credit card for 20 years, it gives customer delight always. I am very much happy about it and they are giving value preparation. Moreover I am holding life time free credit card.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Oct 13, 2017
    • review Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      My SBI credit card was taken 2 years back .They have offered platinum card and the limit was 85,000 which was satisfactory . I am not using 24/7 helpline number. Their customer service and responses was up to the mark so I would like to rate 4 out of 5 overall.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Sep 26, 2017
    • HDFC Bank Credit Card
      "Good experience"
      0.5 4.0/5 "Great!"
      I have my credit card with HDFC bank which was taken 4 years back .Their customer service and responses was good .They have offered titanium card and the credit limit was 38,000 .I don't have 24/7 helpline number and In case of late payment the charges are really high. My overall experience was good.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Sep 26, 2017
    • SBI Cards Credit Card
      "Convenient Credit "
      0.5 5.0/5 "Blown Away!"
      I generally get more discounts on Big Bazaar because I hold Fbb credit card from SBI. I used to get 10% discount on clothing at FBB, and also I am getting some reward points its good, if I spent Rs.100, I would receive 1 point. Credit card is really satisfied.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Sep 14, 2017
    • HDFC Bank Credit Card
      "Charges should be reduced"
      0.5 4.0/5 "Great!"
      I have closed my HDFC credit card because they have charged me very high amount on the bill, their monthly interest rate and late payment fee was very high. Finally I settled the pending amount and closed the card. I received some knowledge regarding it.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Sep 14, 2017
    • Axis Bank Credit Card
      "Its Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have AXIS my zone card, I am getting reward points for some transaction and discounts on recharges. Some time I get the cash back offer in amazon and flipkart. Credit limit is sufficient for me, but its normal as other credit card. I am fine with that.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Sep 12, 2017
    • HDFC Bank Credit Card
      "AVERAGE"
      0.5 3.0/5 "Satisfactory"
      The offers are good at HDFC Bank on my credit card. There are a lot of features on the card such as cash back deals and the rewards too. The statements are also on time and I am given a convenient billing cycle. The credit limit they have offered is 55000 rupees.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Aug 04, 2017
    • ICICI Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I availed credit card from ICICI bank. This is life time free credit card. I am very convenient with the bank in using the card. I have reward points and cash back offers on my card. Till date, I do not have any kind of issues with the bank at any point of time and the credit limit they have offered is 29k initially they have offered 25k now they have enhanced it
      Was this review helpful? 0
      , vijayawada
      Reviewed on Aug 04, 2017
    • Axis Bank Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      I hold a axis bank credit card very recently. I got this card to increase my Cibil score but I don't use this card much. The reward points and the cash back offers are available with this card but I never used it so far. I am not satisfied with the credit limit, it would be great if they can increase the credit limit. This card has an annual fee of Rs.500 yearly.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Aug 04, 2017
    • Axis Bank Credit Card
      "PATHETIC SERVICE"
      0.5 0.5/5 "Unacceptable"
      ONE YEAR BEFORE I HAD ASKED FOR THE BANK AND CUSTOMER CARE EXECUTIVES FOR THE CHANGE OF BILLING DATE.MORE THAN 10 TIMES VISITED TO MAIN BRANCH AND CUSTOMER CARE TEAM ALSO NOT PROVIDING INFORMATION. IT'S EFFECTING YOUR BRAND IMAGE AND LOOSING HOPE DAY BY DAY. VERY STRANGE.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Jul 22, 2017
    • HDFC Bank Credit Card
      "Friendly services"
      0.5 4.0/5 "Great!"
      HDFC Bank provides friendly services and there are charges taken for my credit card. There was no waiver given for the fee.The offers are good and the credit limit as well. There had never been any issues in the bank statements and I also get intimated instantly.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Jun 01, 2017
    • HDFC Bank Credit Card
      "Not Good"
      0.5 2.0/5 "Expected more"
      Last year I applied for a credit card twice with HDFC bank. And both the times my application got rejected. The reason behind that is the HDFC guy misused my documents it seem so due to which, my credit score got impacted. Hence I highlighted this to the bank, but still the issue is persisting, yet to fix it completely.
      Was this review helpful? 0
      , vijayawada
      Reviewed on May 18, 2017
    • ICICI Bank Credit Card
      "Better Service"
      0.5 3.0/5 "Satisfactory"
      Credit limit is quite satisfactory with ICICI credit card. I availed a credit card from them with life time free offer. Interest rate is higher than other banks. I do not have any idea about reward points and cash back offers. The service is better.
      Was this review helpful? 0
      , vijayawada
      Reviewed on May 10, 2017
    • SBI Cards Credit Card
      "Need improvement"
      0.5 2.0/5 "Expected more"
      As of now, I am having credit card with the SBI and am holding it from the last one year of time. Services are kind of okay according to my aspects regarding their response time , which is very late. From the last six months of time, they are under the process of increasing the credit limit. They have not provided me with any clarity in providing the information.
      Was this review helpful? 1
      , vijayawada
      Reviewed on Apr 24, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.