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  • Varanasi Credit Cards is Rated as "Excellent!" by 30 Users

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    Varanasi Credit Cards

    Looking for a Credit Card in Varanasi? Compare various Credit Card offers online at BankBazaar.com for Varanasi city

    Varanasi is the one of the oldest cities in the country and world which is constantly inhabited by people. This beautiful city is known by various other names such as Kashi, Benaras or Banaras. According to the Rigveda, the city was known as the favorite city of the Hindu deity Lord Shiv and therefore it was known as Shiv ki Nagri. The city of Varanasi is located on the banks of river Ganga in the state of Uttar Pradesh. The city of Banaras is renowned as the spiritual capital of India. It is also rightly known as the city of temples, the holy city of India, the city of learning and so forth. It is one among the seven scared cities of the Hindus. Based on the 2011 census, the city has a huge population of 1,435,113. Varanasi is known for its Panchakarma and authentic ayurvedic treatment. There are a large number of ayurvedic treatment centers and clinics in the city. There are a huge plethora of Hindu temples in the city of Varanasi which are worth visiting. The old city of Banaras exudes an inexplicable beauty of the rich culture of India. The city also includes a number of museums which attract people from far and wide. Some of these popular museums are Sarnath museum, Jantar Mantar, Ramnagar Fort and Bharat Kala Bhavan

    Varanasi is home to a number of beautiful temples. The Kashi Vishwanath Temple is one of the most significant temples in the city. It is visited by millions of people from all over the world every year. The Sankat Mochan Hanuman Temple is another beautiful temple in the city of Banaras. It is located near the Assi River and it is dedicated to Lord Hanuman. The Durga Mandir and the Durga Kund are the other two temples which are dedicated to Goddess Durga. One of the most significant industries in the city of Varanasi is silk weaving. Most people earn their livelihood through the practice of weaving. Banarasi silk sarees are renowned all over the world for its exquisiteness and elegance. These sarees are used as wedding attires by Indian Hindu brides even today. Made from pure and exquisite silk, golden threads and brocades, the Banarasi silk sarees are quite incomparable. Apart from the silk weaving industry, the economy of the city depends on tourism for its growth and development. As the city is visited by millions of people every year, tourism has led to the economic development of the state. Some of the other industries in the city are manufacturers of heavy equipment, copperware, brassware, handicrafts, gold jewelry, rugs, carpets, clay toys and so forth. The education center in Varanasi is worthy of praise. Ever since the ancient times, the city was considered as the seat of learning. There are a large number of schools and colleges in the city. The Banaras Hindu University which is situated in the city is known to be the largest residential universities in entire Asia.

    Get the BankBazaar advantage when looking for credit cards

    • BankBazaar.com can help you get the best options if you are looking for credit cards in the city. We have a strong network of credit card companies and banks we work with so that you dont have to do the leg work of looking for offers available in the market. Here are some of the major credit card companies we work with
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • CitiBank Credit Cards
      • ICICI Bank Credit Cards
      • IndusInd Bank Credit Cards
    • All you have to do is fill out the form that will establish your eligibility. Once you have done that you will be sent credit card options that you are eligible for. Since they come from the best banks and financial institutions you wont miss out on the offers out there.
    • BankBazaar.com then encourages you to compare these offers based on wide ranging factors like interest rates, finance fees, credit limit, cash advance limit etc. Balance transfer facility is something you might want to look at if you are trying to get rid of your old card. Only when you have compared these offers based on your individual requirements should you make your choice.
    • We then let you make a simple application online and offer you updates along the way so that you know how things are progressing.
    • Your personal information is protected with us and we only send it to your chosen credit card company.
    How to get Varanasi Credit Card on BankBazaar.com in 3 simple steps?
    • Fill up the e-form to initiate search for card offers
    • Compare card offers from our partner financial institutions
    • Apply for your credit card right from here
    • Privacy: Your application is sent only to the card provider you choose, and is never shared with anyone else.
    • BankBazaar.com will update you on your credit card application status via email & SMS alerts.
    FAQs
    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.

    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history

    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.

    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.

    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.

    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.

    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.

    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.

    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.

    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.

    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:

      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards Charges

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various productsSave on fuel spends

    Varanasi Credit Cards Reviews

    • SBI Cards Credit Card
      "Satisfied "
      0.5 5.0/5 "Blown Away!"
      The offers are good on the credit card of State Bank of India. There are no charges and my card is accepted online and offline and there are no technical issues faced. The online transactions are clear and the payments can also be done online with ease.
      Was this review helpful? 0
      , varanasi
      Reviewed on Sep 23, 2017
    • HDFC Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a credit card and the offers are good. I am satisfied with the deals I have on my card and there are no charges too. The card can be accessed every where and there are other benefits on it. The facilities like EMI and loan is good.
      Was this review helpful? 0
      , varanasi
      Reviewed on Sep 23, 2017
    • ICICI Bank Credit Card
      "Hassle free"
      0.5 5.0/5 "Blown Away!"
      Excellent experience with ICICI it is hassle free too, no processing fee was charged , also interest rate charged was too low also they provide excellent customer services .Good for banking, easy to approach for any type of loans or other services. Over all its excellent.
      Was this review helpful? 0
      , varanasi
      Reviewed on Sep 14, 2017
    • HDFC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      As said earlier the services are good with HDFC bank they give good credit card limit and also extendable .NO transaction fee and processing fee charged good to hold HDFC bank credit card as it is very much beneficial.
      Was this review helpful? 0
      , varanasi
      Reviewed on Sep 14, 2017
    • SBI Cards Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card and its working in good way like they used to provide the cashback and discounts too like around 10%. I would like to say that the response towards the customer is really fine one with the SBI credit card, which I have experienced.
      Was this review helpful? 0
      , varanasi
      Reviewed on Aug 28, 2017
    • HDFC Bank Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I am having the HDFC bank credit card and am using it from the last one year of time. Its an excellent one because it has more benefits and the credit limit value is around 1.25 lakh Rupees. Customer service is good one with the HDFC bank credit card.
      Was this review helpful? 0
      , varanasi
      Reviewed on Aug 28, 2017
    • ICICI Bank Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      Everything is okay with the ICICI bank credit card and the credit limit value is around 1.25 lakh Rupees, also am really okay with them. I would like to say that the response is an excellent one with them and I used to get discount like 8% to 10%.
      Was this review helpful? 0
      , varanasi
      Reviewed on Aug 28, 2017
    • Axis Bank Credit Card
      "Very Good"
      0.5 4.0/5 "Great!"
      I am having the credit card with the Axis bank and the credit limit value is around 88000 Rupees, also which is good one. Customer service is also a good one and their responsiveness is an average one. I am using this credit card from the last two years of time. Rate of interest is really huge one with the Axis bank credit card.
      Was this review helpful? 0
      , varanasi
      Reviewed on Aug 28, 2017
    • HDFC Bank Credit Card
      "Good Card to use"
      0.5 4.5/5 "Excellent!"
      Just around for past 2 months I am holding HDFC bank money back card. The reward points and the cash back offers are available with this card. The reward points can be redeemed as cash, but so far I never got the cash back in the reward points. The rate of interest is high when compared with other card. The limit of the card is average and I am satisfied with the limit.
      Was this review helpful? 0
      , varanasi
      Reviewed on Aug 14, 2017
    • HDFC Bank Credit Card
      "Not Satisfactory"
      0.5 2.0/5 "Expected more"
      I am not happy with the HDFC Bank credit card as they do not send me my bills on time. Because of the delay, I end up paying my bills late and there is a late payment fee taken as well. The bank does not accept their fault. It is really not up to the mark.
      Was this review helpful? 0
      , varanasi
      Reviewed on Jun 20, 2017
    • Bank Bazaar Credit Card
      "good ............................... mast "
      0.5 5.0/5 "Blown Away!"
      You guys gave regular follow ups and response for my credit card request, Bank Bazaar service was fabulous they showed many offers of banks, Bank Bazaar has complete market updates of financial products, Over all I am happy about the service and response of Bank Bazaar.
      Was this review helpful? 0
      , varanasi
      Reviewed on Dec 17, 2016
    • Bank Bazaar Credit Card
      "User friendly Portal "
      0.5 5.0/5 "Blown Away!"
      Very easy to use the application and user friendly web page & hassle free application . It was very easy to navigate and it was quite simple to to fill the application form. It is very easy for the apply of credit card and it is very easy to check the eliigbility.
      Was this review helpful? 0
      , varanasi
      Reviewed on Dec 03, 2016
    • Axis Bank Credit Card
      "My credit card"
      0.5 1.0/5 "Really Bad"
      Axis bank has offered me a Neo credit card this was offered based on my salary account They had called me many times and they had provided this particular offer to me. However I had not given my consent to it the reason why because the charges are too high and I dislike using my credit card.
      Was this review helpful? 3
      , varanasi
      Reviewed on Nov 24, 2016
    • Bank Bazaar Credit Card
      "THANK YOU"
      0.5 5.0/5 "Blown Away!"
      application is awseome and gud .very quick in their process and waiting for further steps. if any need credit card can go for this application ,.i got that support through this site.so I inform all of them to use this site and make your needs fulfill with no lag or delays....thanks bankbazzar.com..thanks alot
      Was this review helpful? 0
      , varanasi
      Reviewed on Nov 17, 2016
    • Bank Bazaar Credit Card
      "SUPPORT SITE FOR DOING YOUR BASIC WORKS "
      0.5 5.0/5 "Blown Away!"
      SUPPORT SITE FOR DOING YOUR BASIC WORKS IT IS HELPFUL FOR SAVE YOUR TIME & HELPFUL FOR YOUR BASIC NEEDS I AM HAPPY TO SEE THIS IT IS TOO MUCH HELPFUL FOR ME & OTHERS ALSO THANK YOU SO MUCH BANKBAZAR.COM IT IS GOOD SITE FOR SOLUTIONS OF BANKING EVEN IN TERMS OF BANKING OR FINANCE
      Was this review helpful? 1
      , varanasi
      Reviewed on Nov 17, 2016
    • HDFC Bank Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I hold a visa credit card from the HDFC bank. It was just 6 months back I bought this credit card. As deals I would avail 5% discount in shopping. I get a great credit limit of 1 lakh. I do not have any negatives to comment about this bank as the services I received was excellent.
      Was this review helpful? 1
      , varanasi
      Reviewed on Jul 08, 2016
    • HDFC Bank Credit Card
      "Better"
      0.5 3.0/5 "Satisfactory"
      I do have the credit card with the HDFC bank and I do have it from the last two years of time. The services are really good with them and the offers are plenty with them like I can get the discounts in online shopping of ebay and I never liked it.
      Was this review helpful? 0
      , varanasi
      Reviewed on Dec 14, 2015
    • Bank Bazaar Credit Card
      "Amazing Platform and hassle free processing"
      0.5 4.5/5 "Excellent!"
      Before logging on the website as general user I had preconceived notion that it will be a waste of time but the manner and approach of collecting information and providing available options got me mesmerized and spell bound. Kudos to the website developer and concept builder. Hope that their actions are as good as their claims.
      Was this review helpful? 0
      , varanasi
      Reviewed on Nov 07, 2015
    • HDFC Bank Credit Card
      "Customers feedback "
      0.5 4.0/5 "Great!"
      Service offered by HDFC bank for the credit card is very good. I am very much satisfied with them as I am, getting my statement on time form them also online I am able to view my unbilled transactions where I can track my transactions. I am holding this card for 6 months and I am getting SMS for every single transaction that I make.
      Was this review helpful? 0
      , varanasi
      Reviewed on Oct 23, 2015
    • ICICI Bank Credit Card
      "Very Good"
      0.5 5.0/5 "Blown Away!"
      ICICI bank is very cool in processing my credit card. One of my friend has recommended me about this card. I am using a platinum chip master credit card for almost six years which is very useful to me. Per year I am paying annual fee of rupees 630.
      Was this review helpful? 0
      , varanasi
      Reviewed on Sep 21, 2015
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