Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 58 Vadodara Credit Cards
    Card
    1st Year Fee
    Rewards
    Joining Perks
    0
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Ad Paperless approval available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    2999
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Ad Paperless approval available
    What you'll love
    Documents
    You'll also love
    Fee Details
    499
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Fee Details
    3500
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    499
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    You'll also love
    Fee Details
    1499
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    1000
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    750
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    0
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Fee Details
    3000
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    You'll also love
    Fee Details
    1000
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Fee Details
    3500
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
     Loading your search... Loading your search...
  • Vadodara Credit Cards is Rated as "Excellent!" by 341 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Vadodara Credit Cards

    Looking for a Credit Card in Vadodara? Compare various Credit Card offers online at BankBazaar.com for Vadodara city

    Are you looking for a credit card in Vadodara? Well, with Bankbazaar at your service you are not very far from it. The best and the most important banks and NBFCs in the country collaborate with us and we ensure that we search out for our patrons only the best credit card offers in the arena. The state-of-the-art finance tools that our site includes are geared to

    • Help you gauge your exact credit card requirements
    • Get offers for the most attractive low-rate credit cards
    • Evaluate and compare different credit card features
    • Choose one responsibly
    At Bankbazaar, we further provide you with 100% support to get instant e-approval for your credit card. Vadodara or Baroda is an important city in Gujarat, the Indian state. It is situated towards the south-east corner of Ahmedabad - another significant metropolis in the state - on the banks of River Vishwamitri. The emergence of the name of Vadodara is quite an interesting story. Almost 2000 years ago, a little township known by the name of "Ankottaka existed on the Vishwamitri river bank, towards its west. During the 600 A.D. ruthless floods occurring in the river vicinity forced the population of the region to shift to the eastern bank of it, to a small village called "Vatpatrak", meaning the Banyan tree leaf. With time, the name evolved to Baroda and then Vadodara, replacing Ankottaka as the central town.
    Incidentally, Vadodara is one place in India which has had a number of interesting names to its credit like Chandanvati, Ankottaka, Virakshetra,, Baroda and finally Vadodara. 2011 census records the population count of Vadodara to be around 1,666,703 with an average literacy rate of 81.21%. The citys geographical area is spread over148.95 km2 in total, occupied mainly by Gujaratis and followed by a cosmopolitan crowd from all over the nation. Gujarati is the everyday language spoken here, closely seconded by Hindi, Marathi and English. Almost all important festivals and events are celebrated in Vadodara with great enthusiasm. Hinduism, Islam and the Jewish religion are the main faiths followed. Some interesting facts about Vadodara are as follows
    • Due to its rich cultural heritage, Vadodara is also popularly known as the Sanskrit Nagar or the Kala Nagari
    • The place is well-connected by train, bus and air
    • Apart from being an educational/cultural hub, Vadodara scores highly as one of Indias premium commercial centers
    • It is the 20th largest city in India
    • It is the 3rd biggest city in Gujarat
    • Vadodara's GDP growth rate in the phase between 2001-2002 and 2006-2007 has been 9.8 %, which is greater than India's standard rate of 8 %
    Experts suggest that the Sardar Sarovar Project (SSP) has assisted in enhancing productivity in Vadodara and its peripheries Vadodara hosts the International Marathon every year and it has earned many accolades time and again for being a remarkable Indian non-metro city to host a marathon of such huge status Above 15 renowned Indian Cricketers have said that they took part in their dream (childhood) cricket matches at the famous Moti Baug at Vadodara, one of the oldest names in Asian cricket grounds Vadodaras economy is mostly focused on compounds & fertilizers, medicines, fisheries, fiber weaves, dairy and machine gears. Some significant crops harvested in Vadodara are rice, wheat, grams, yellow peas, yarn and sugarcane. The city and its vicinity is also home to major corporate names like GSFC, GACL, GIPCL, ONGC, General Motors, Panasonic and L&T. More than 120 public schools and 100 odd private schools exist in Vadodara and it also houses many important educational institutes of the nation. A noted name amongst them is the MS University. Bankbazaar can guide you in your endeavor to get a reliable Vadodara credit card. Just tell us a few details about yourself (fill up our e-form) and we ensure that we will find out the best card offers for you. The most respectable credit card providers in India like HSBC, CitiBank, SBI, PNB, UBI, Axis Bank etc. collaborate with us and our Card Search tool is equipped to find out the most attractive low-rate cards from them that suit your eligibility. Check your Eligibility Now!

    Get the BankBazaar advantage when looking for credit cards

    • BankBazaar.com can help you get the best options if you are looking for credit cards in the city. We have a strong network of credit card companies and banks we work with so that you dont have to do the leg work of looking for offers available in the market. Here are some of the major credit card companies we work with
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • CitiBank Credit Cards
      • ICICI Bank Credit Cards
      • IndusInd Bank Credit Cards
    • All you have to do is fill out the form that will establish your eligibility. Once you have done that you will be sent credit card options that you are eligible for. Since they come from the best banks and financial institutions you wont miss out on the offers out there.
    • BankBazaar.com then encourages you to compare these offers based on wide ranging factors like interest rates, finance fees, credit limit, cash advance limit etc. Balance transfer facility is something you might want to look at if you are trying to get rid of your old card. Only when you have compared these offers based on your individual requirements should you make your choice.
    • We then let you make a simple application online and offer you updates along the way so that you know how things are progressing.
    • Your personal information is protected with us and we only send it to your chosen credit card company.
    • Taking your pick at Vadodara Credit Card from the Bankbazaar portal can also help you to get:
      • The most excellent credit card offers
      • Cards @ low finance/interest charges
      • Instant e-approval
      • Exciting Rewards Programs that collaborate with major airline/hotel/shopping centers for redemption
    How to get Vadodara Credit Card on BankBazaar.com in 3 simple steps?
    • Fill up the e-form to initiate search for card offers
    • Compare card offers from our partner financial institutions
    • Apply for your credit card right from here
    • Privacy: Your application is sent only to the card provider you choose, and is never shared with anyone else.
    • BankBazaar.com will update you on your credit card application status via email & SMS alerts.
    FAQs
    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.

    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history

    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.

    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.

    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.

    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.

    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.

    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.

    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.

    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.

    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:

      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards Charges

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various products

    Vadodara Credit Cards Reviews

    • HDFC Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have my credit card with HDFC bank which was taken 2 months back. The credit limit was 25,000 and they have offered snap deal International card. The customer service and responses was up to the mark. I have no idea about the interest rate and charges.
      Was this review helpful? 0
      , vadodara
      Reviewed on Dec 09, 2017
    • Bank Bazaar Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      Form the bank bazaar side the customer service was good and well handled . I received call within a days time and everything was explained to me by the executive . The Website of bank bazaar was easy to use and very user friendly . Over it was a good experience with Bank Bazaar i had .
      Was this review helpful? 0
      , vadodara
      Reviewed on Dec 08, 2017
    • Kotak Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with KOTAK Bank credit card i use . The customer service was good , delivered from their side . The bank gave a credit limit of 1Lakh ,and i am happy the credit limit provided to me . Bank gave me a Balance transfer option there on the card and Cash withdraw option from the given limit . It is a Platinum card i am using . Happy with the service .
      Was this review helpful? 0
      , vadodara
      Reviewed on Dec 08, 2017
    • ICICI Bank Credit Card
      "Good banking"
      0.5 5.0/5 "Blown Away!"
      I am using ICICI bank credit card.The limit on the card is sufficient to use.The customer service respond on time,Its hassle free.Net banking is convenient to make payment.I get statements on time.The phone banking service give prompt response.
      Was this review helpful? 0
      , vadodara
      Reviewed on Dec 05, 2017
    • Axis Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with Axis bank.It has a good limit of 1.05 lakhs.Its a zero fees card.customer service respond on time.Net banking is user friendly and easy to navigate.I do get alerts on time when i make purchase. In all it was a good service provided by AXIS.
      Was this review helpful? 0
      , vadodara
      Reviewed on Dec 05, 2017
    • Bank Bazaar Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is the good options for the customers to choose the right product and bank to improve the service as per customers needs.I get to check my credit score and Information is prompt.I find the website to be informative.I would definitely recommend the site.
      Was this review helpful? 0
      , vadodara
      Reviewed on Dec 05, 2017
    • Kotak Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with Kotak Mahindra bank.The limit on the card is 50,000,i need not pay an annual fees to hold this card.I get a good offers for shopping and i get lot of benefits using the card.The net banking facility is fine.The payment is done online.
      Was this review helpful? 0
      , vadodara
      Reviewed on Dec 05, 2017
    • Bank Bazaar Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with bankbazaar so far, i often get mails from bankbazaar regarding any offers. I know bankbazaar.com from last 2-3 years. Customer service from bankbazaar was good and their response was prompt. I am using the bankbazaar website, i find it easy to access and is user friendly. I also check my credit score in this website.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 30, 2017
    • RBL Bank Credit Card
      "Good card to use"
      0.5 3.5/5 "Pretty good"
      I am very comfortable using the RBL credit card and i find it very convenient to use. I am using this credit card from last 1 year and the annual fees will be waived off based on the number of transactions. I make my payments through NEFT. I get offers like buy 1 get 1 movie tickets every month and there is a option for EMI conversion in this credit card. I am also satisfied with the credit limit.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 30, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 3.5/5 "Pretty good"
      I have a credit card with HDFC bank from last 1.5 years, the credit card services provided by HDFC bank is good. I did not find much offers in this credit card and there is no EMI conversion option in this credit card. If the limit crosses certain amount, annual fees will be waived off. There is no transaction issues in this card and i use this card for general purpose.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 30, 2017
    • Kotak Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I have applied for the credit card through online portal, my credit card application was approved with Kotak Mahindra Bank. The process was quite long, it took 1 month to receive my credit card. It was overall a good experience. I have a credit limit of Rs 1.12 lakhs which is sufficient. Annual fees will be waived off based on the number of transactions. Offers like cash back and reward points are good in this credit card. I use this credit card for general purpose.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 30, 2017
    • Bank Bazaar Credit Card
      "Excellent service "
      0.5 5.0/5 "Blown Away!"
      I satisfied with ur services. You supporting system is very good, I suggest my friends for your services . I hope you give ur best services in future. I always with you.... customer care is very helpful. Comparison for products is very profitable for customer
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 27, 2017
    • Bank Bazaar Credit Card
      "Excellent customer service "
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar.,services provided by bankbazaar is good when compared to all other sources in the market. It was a good experience with bankbazaar so far. Customer service was good and their response was prompt. The bankbazaar website is easy to navigate and is user friendly.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 26, 2017
    • Bank Bazaar Credit Card
      "Better service"
      0.5 5.0/5 "Blown Away!"
      It was a very good experience with bankbazaar so far, they provide good services when compared to all other banking websites. I came to know about bankbazaar.com through google. Customer service from bankbazaar was good and their response was prompt. The website is easy to navigate and it is user friendly.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 21, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I hold a credit card with SBI from last 4 months, the services provided by SBI credit card is good when compared to all other credit cards. I also got Rs 5000 voucher as a welcome gift. This is an annual fee credit card which has to be paid every year. Credit limit on this credit card is 1 lakh which is more than sufficient. There is no transaction issues in this credit card. I get offers like cash back and reward points in this credit card.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 21, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 3.5/5 "Pretty good"
      I have applied for the credit card through online portal, my credit card application was approved with Kotak Mahindra Bank. It was overall a good experience. I have a credit limit of Rs 15000 which is sufficient for me. This credit card is for free of cost for the first year and from 2nd year onwards, annual fee of Rs 750 is applicable. I got my credit card within 2 weeks which is normal time. Customer service was good and they responded on time, they provided door step service to collect the documents. The process was very smooth and i use this credit card mainly for shopping.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 21, 2017
    • Bank Bazaar Credit Card
      "Future of bank bazaar application. "
      0.5 5.0/5 "Blown Away!"
      It is a very good application it works very fast, it is very easy application for credit card to apply, loan apply,credit score apply,easy get insurance. It is very nice application. Many functions are in this application. It is so good application and that is why I use this application.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 19, 2017
    • RBL Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      RBL provides very good services on credit card when compared to all other credit cards. I am using this credit card from last 1 year. They did not charge any annual fee at the time of getting this credit card, this credit card is very convenient to use. Offers like cash back and reward points are also good in this credit card. I use this card for shopping and i find the credit limit is sufficient.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 15, 2017
    • Axis Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I am holding platinum credit card for 7 years. Axis providing ood reward points and cash back offres. I get 5% cash back offer on the shopping malls. It used for fuel filling, online shopping, billing. The credit limit was happy and they don't charge annual fee.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 15, 2017
    • HDFC Bank Credit Card
      "Better"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with HDFC Bank. I am using the card for 8 years, its a Visa Platinum credit card. The credit limit was satisfactory. The reward points and cash back offers are good. I can redeem the reward points into money. It is a lifetime free credit card. I pay the premium through Net banking. The charges are nominal.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 15, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.