United Bank of India Credit Cards

United Bank of India was formed in the year 1950 as the United Bank of India Ltd. and was nationalized in the year 1969. Today, they are one of the leading banks in India with 174 branches and 35 Regional Offices. The bank works actively towards the development of the rural and semi – urban sectors, which has gained them the position of the lead bank in 30 Indian districts.

The United Bank of India offers a wide range of financial products and services to their customers. The credit cards offered by them come under the MSME section and are given to customers, who are a part of the small enterprises. Through these credit cards, customers can avail loans at flexible tenures and enjoy various other benefits.

Why Choose United Bank of India Credit Cards?

The credit cards offered by United Bank of India are designed to benefit people from various sectors. From rickshaw owners, clay modellers, fishermen to urban sector customers, these cards are made to benefit one and all. The cards provide loans and credit to entrepreneurs and professionals, which they can use to purchase raw materials and equipment required to carry out their creative activities. These cards have very affordable interest rates, flexible repayment periods and they provide a high credit amount.

Features and Benefits of United Bank of India Credit Cards:

• Flexible Repayment Period – People who borrow money using their United Bank of India credit cards do not have to worry about their EMIs as these cards have flexible repayment periods
• High Loan Amount – United Bank of India credit cards offer high loan amount to the cardholders, which they can use to invest in their businesses
• Minimum Security – When cardholders apply for loans under the various United Bank of India credit card schemes, they have to provide minimum security and most of the cards do not require a collateral security
• Affordable Rates of Interest – The United Bank of India credit cards have competitive rates of interest that are very affordable for borrowers
• Loan Type – With United Bank of India Credit Cards, borrowers can opt for term loan or cash credit or both depending on their requirements
• Purpose – Cardholders can use the loans for working capital and for purchasing equipment and raw materials required for their businesses
• Insurance Coverage – United Bank of India provides insurance coverage to its cardholders. Through the Artisans Credit Card, the cardholders avail an insurance coverage provided that they are registered with the Development Commissioner of Handicrafts

United Bank of India Fees and Charges: