The two credit cards offered by United Bank of India come loaded with lifestyle benefits. Both these cards – the United Pragati Card and the United Suvidha Card offer privileges like cashback on spends, comprehensive insurance coverage, concierge services and many more.
The top 2 credit cards offered by United Bank of India are listed below along with their annual fee and the category on which they provide the maximum benefits.
|United Bank of India Credit Card||Variants||Best For|
|United Pragati Card||Rs.500||Lifestyle|
|United Suvidha Card||Rs.500||Lifestyle|
United Bank of India was formed in the year 1950 as the United Bank of India Ltd. and was nationalized in the year 1969. The United Bank of India in 2020 merged with the Punjab National Bank.
The United Bank of India offers a wide range of financial products and services to their customers. The credit cards offered by them come under the MSME section and are given to customers, who are a part of the small enterprises. Through these credit cards, customers can avail loans at flexible tenures and enjoy various other benefits.
|Cashback Benefits||Get cashback on a wide range of expenses with your credit card.|
|Insurance Benefits||Avail comprehensive insurance policies with the credit card.|
|Offers||Get a wide range of offers on your credit card.|
|Concierge Benefits||Complimentary access to 24x7 concierge benefits with the credit card.|
For United Pragati Credit Card:
For United Suvidha Credit Card:
For Salaried Individuals:
|Type of Charge||Fee|
|Replacement of lost/ or damaged card -||Rs.500|
|Late Payment Fee||Rs.590|
|Cheque Return Charges||Rs.260|
|Dishonour of ECS/Auto Debit||Rs.100|
|Cash Withdrawal Charges||2.5% of the cash withdrawn or Rs.300 (higher amount will be taken)|
To apply for the United Bank of India credit cards, you will have to visit the nearest branch of the bank. You have to fill in the application form and provide the required documents.
Yes, you will get the option of choosing both cash credit and term loans under the United Bank of India Credit Card Schemes.
Yes, there is a credit limit on United Bank of India Credit Cards. This limit is not the same for all the cards.
The repayment period for term loans taken under the United Bank of India credit cards varies depending on the card chosen by the borrower.
Yes, United Bank of India provides a passbook along with its credit cards.
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