Fees & Charges
Promised Interest Rate
"I have a life insurance policy with LIC and it was taken almost now 10 years through an agent. The tenure period is 21 years and its a JEEVAN ANAND. The benefits are quite good. I never contacted the customer service, I go through with an agent. I make the premium through online every quarter."
I have a life insurance policy with LIC and it was taken almost now 10 years through an agent. The tenure period is 21 years and its a JEEVAN ANAND. The benefits are quite good. I never contacted the customer service, I go through with an agent. I make the premium through online every quarter.
I do have a HSBC credit card and they are great in service and the offers. But the accessibility is bit less but still online banking and the customer service support is good. The credit limit was good amount. It is a life time free credit card. I am having HSBC Gold card and its almost 10 years.
I am having Coral card and using it almost 5 years, Still am not sure about the benefits. It was fine for the basic purpose. The credit limit needs to be better. There is no annual fee. I have contacted the helpline number and it takes bit longer to connect with the representative. There is no hidden charges so far.
I do have a personal saving account in HSBC and using it almost for 10 years. It is a zero balance account. I had a good experience and the customer service is excellent. Am not quite sure which is around 4% interest rate for the saving account. The online facilities are good.
I have been with ICICI BANK for 5years, am really happy with ICICI transactions. They need to improve the customer service, I don't know the interest rate. It is not an international debit card and the daily withdrawal was okay. Mobile banking is more secured and getting OTP for every transactions.
I am happy with the bankbazaar.com process and it was my first time. I came to know through online. I have checked the credit score and it was helpful. I have installed mobile app, the customer service and response was immediate and I never had any issues
I have applied the personal loan from HDFC Bank through online portal. The process was lengthy and email was not clear which am not expected. The rate of interest and the processing fee was okay. The process was not long and it was moderate. I can do the foreclosure and part payment anytime.
I have federal bank account for long time , since its a salary account I no need to maintain the account. The mobile application is good to add the beneficiary and to do the fund transaction. They are providing some interest for the balance maintenance.
The bank experience is good with Canara Bank, the branch staff used to respond well to me. I am holding my saving account with Canara around 10 years, in my experience I have seen lots of improvement with the bank. Its all appreciable and good.
I done the balance transfer from IOB because of the service issue, they gave me the interest of 11% after a year they only came down to 10% but at the time all banks were issuing the interest around 8.5% on existing home loan, hence I switch over to Canara bank .
Canara Bank taken two weeks of time to approve the housing loan. I have taken loan amount of Rs. 13 lakhs, I done the balance transfer from Indian overseas bank to Cananra bank. There is no processing fee and I got the best interest with Canara bank.
Bank Bazaar is a good site to compare all the personal loan, credit card and other financial products in one market place, the customer executives are also prompt and polite on the calls. I am very happy with Bank bazaar, in future I would like go head with them for the financial need need. But it would be great if they analyze the exact interest.
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