Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 48 Thiruvananthapuram Credit Cards
    Card
    1st Year Fee
    Rewards
    Joining Perks
    3000
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher Ad
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    0
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Fee Details
    0
    Response Time : Within 30 minutes
    Rs.500 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    0
    Response Time : Within 30 minutes
    Rs.1000 Amazon Voucher
    What you'll love
    Documents
    You'll also love
    Fee details
    0
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Fee Details
    0
    Response Time : Within 30 minutes
    Rs.500 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    0
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher
    What you'll love
    Documents
    You'll also love
    Fee details
    0
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    9999
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    0
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    10000
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    0
    Response Time : Within 30 minutes
    Rs.500 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Fee Details
    Loading your search...
    Close

    Compare, check your eligibility and apply for credit cards online.

  • Thiruvananthapuram Credit Cards is Rated as "Excellent!" by 116 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Thiruvananthapuram Credit Cards

    Looking for a Credit Card in Trivandrum? Compare various Credit Card offers online at BankBazaar.com for Trivandrum city

    Trivandrum, is the capital of the state of Kerala and one of the most important cities in the South of India. It was termed the Evergreen City of India by Mahatma Gandhi and its not difficult to understand why. It is after all one of the ten Greenest City in the country, according to recent reports. Also referred to as Thiruvananthapuram, the city is situated on seven hills and located on the sea shore. Thats the reason its historic importance as a trading city is well documented. In fact for more than a thousand years it would be a place for traders all over the world to bring their goods into and out of India. And its significance as a trading city hasnt diminished till date. The city with around 7,50,000 inhabitants has come of age in recent years with the IT sector booming in the region. Trivandrum boasts of 80% of states software exports, which makes it a major IT hub not only in Kerala but the whole of South India. With the industrial development have come major changes in infrastructure that have made the city extremely liveable. It was voted the most liveable city in the state according to a recent survey. It is also ranked as the best city in India for Housing and Transport. Hence clearly there is a lot going for Trivandrum, which is known to be a multicultural city and a major education centre as well.
    If you live in the city you know that you can live out your dreams and reach for the skies. Of course there are several opportunities in front of you in various walks of lives. But if you want to get to your goals at the earliest then you also have the option of getting credit cards. Having a credit card in your hand means you can buy anything you want whenever you want, without having to worry about complete outright payments. If thats something you find tempting too then Trivandrum Credit Card is what you should be looking for. And BankBazaar.com will help you go through various offers with a toothcomb to be able to make the right long term decision. Besides letting you buy things of your choice when you want them, credit cards offer you several other benefits. There are many who have made the most out of them in times of medical emergencies etc. You can also get over the burden of carrying cash with you wherever you go. Its also possible to get rewards on your use of credit cards, which is an added bonus. But its crucial that you are thoughtful when you are looking at Trivandrum Credit Card options. There are different factors that come into play and make a particular credit card the right fit for you. BankBazaar.com keeps you aware of these factors and your options at all times. Importantly, you get everything you want to be able to make the decision online, right at your fingertips.

    Get the BankBazaar advantage when looking for credit cards

    • BankBazaar.com can help you get the best options if you are looking for credit cards in the city. We have a strong network of credit card companies and banks we work with so that you dont have to do the leg work of looking for offers available in the market. Here are some of the major credit card companies we work with
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • CitiBank Credit Cards
      • ICICI Bank Credit Cards
      • IndusInd Bank Credit Cards
    • All you have to do is fill out the form that will establish your eligibility. Once you have done that you will be sent credit card options that you are eligible for. Since they come from the best banks and financial institutions you wont miss out on the offers out there.
    • BankBazaar.com then encourages you to compare these offers based on wide ranging factors like interest rates, finance fees, credit limit, cash advance limit etc. Balance transfer facility is something you might want to look at if you are trying to get rid of your old card. Only when you have compared these offers based on your individual requirements should you make your choice.
    • We then let you make a simple application online and offer you updates along the way so that you know how things are progressing.
    • Your personal information is protected with us and we only send it to your chosen credit card company.
    How to get Trivandrum Credit Card on BankBazaar.com in 3 simple steps?
    • Fill up the e-form to initiate search for card offers
    • Compare card offers from our partner financial institutions
    • Apply for your credit card right from here
    • Privacy: Your application is sent only to the card provider you choose, and is never shared with anyone else.
    • BankBazaar.com will update you on your credit card application status via email & SMS alerts.
    FAQs
    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.

    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history

    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.

    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.

    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.

    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.

    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.

    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.

    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.

    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.

    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:

      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards come with great features and benefits

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various productsSave on fuel spends

    Thiruvananthapuram Credit Cards Reviews

    • Axis Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I have been holding the Neo card for the last one year and have not been using the card much, the services which they had been providing so far had been very good. The banking services had been very good and there has not been any issues faced so far. There has been reward points and cash back offers which i had been getting through this card where i am yet to use those offers.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jul 26, 2018
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had been holding the Money Back card from them and i had been using this card more. There has been more offers available with the card with online portals and there has been cash back and reward points offers also with the card. They had provided me with a very good credit limit and i had been using the card for shopping and all other purchases.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jul 26, 2018
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I would like to State Bank of India credit card is best because of their wonderful reward points scheme. Response is good one with the State Bank of India credit card. Everything is better one with the SBI credit card.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jun 27, 2018
    • HDFC Bank Credit Card
      "Titanium HDFC card"
      0.5 4.0/5 "Great!"
      I hold a Titanium credit card with HDFC bank. I am satisfied with my limit.I have received reward points wit my credit card. They have good offers. I have redeemed the points. The customer service and response is good. Good for purchases.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on May 17, 2018
    • HDFC Bank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      My credit card was taken with HDFC bank3 years back. They have offered money back card and the credit limit was 60,000 which is satisfactory . The customer service and responses was very good. Its a life time free card . The charges are very nominal in case of late payment.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on May 09, 2018
    • ICICI Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      My credit card was taken with ICICI bank 1 year back. They have offered platinum card and the credit limit was 20,000 which is not satisfactory . The benefits are pay back points. And there is no annul fee. Their customer service and responses was good.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on May 09, 2018
    • American Express Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have taken a credit card with American Express bank.The limit on the card is 25,000. I need not pay any charges to the card.The card was sent within 15 days of time.The card type is Gold card.I am totally happy with card features.I submitted documents @ the door steps but i dint get the welcome points till now as promised.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Mar 26, 2018
    • Axis Bank Credit Card
      "Better card"
      0.5 3.0/5 "Satisfactory"
      I am using a credit card with Axis Bank for one year. I got a Neo Credit card with the limit value of 28,000 which was not satisfactory to me. I would appreciate if they can increase my credit limit. It is a life time free credit card. I am using this card for my transaction and other purchase.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Jan 16, 2018
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with HDFC bank from last 4 years, the credit card services provided by HDFC is good when compared to other credit cards. There are no much offers in this credit card. An annual fee of Rs 500 has to be paid every year for this credit card and this will be waived off based on the number of transactions. I use this credit card for general purpose and i am fine with the credit limit.
      Was this review helpful? 1
      , thiruvananthapuram
      Reviewed on Dec 07, 2017
    • HDFC Bank Credit Card
      "Excellent banking"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card of HDFC bank with limit of 35,000,i am happy with the limit.I get offers for shopping online as well as offline.Net banking is quite easy and comfortable to make payments.The phone banking service is really good and they always respond on time.
      Was this review helpful? 1
      , thiruvananthapuram
      Reviewed on Dec 07, 2017
    • Axis Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I had a platinum card with AXIS ,the service was very good also the credit limit they offered me was high when compared to HDFC charges are fine ,even the customer service was good offers are nice it was wonderful experience that I received from AXIS bank on my credit card service.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Nov 06, 2017
    • HDFC Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I am using HDFC platinum credit card for the past three years but I am disappointed that they have never increased my credit limit till now but the offers are fine customer service is good it was a good experience with HDFC which I received on my credit card.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Nov 06, 2017
    • HDFC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I am using HDFC platinum credit for the past three years but I am disappointed that they have never increased with my credit limit till now but the offers are fine customer service is good it was a good experience with HDFC for my credit card service.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Nov 06, 2017
    • review Credit Card
      "Best for shopping in Fbb stores and Big Bazaar"
      0.5 4.0/5 "Great!"
      I received the card with a good credit limit. My application approved immediately because I have a ICICI Instant platinum credit card and good credit score about 850. I enjoyed 10 % instant discount on this Fbb StyleUp Sbi Card in Fbb store.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Nov 04, 2017
    • HDFC Bank Credit Card
      "Average service"
      0.5 3.5/5 "Pretty good"
      It was a good customer service from HDFC for my credit card service but I never get any offers from HDFC but they use to provide me with cash back offers ,I never get any queries with HDFC credit card service ,I like to say the service was average with HDFC for my credit card service.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Oct 31, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using HDFC credit card from last 7 years, the services provided by HDFC credit card is good when compared to all other credit cards. I get good offers like cash back and reward points. I use this card for shopping, booking tickets and for dining. In this credit card i also get credit loans with low rate of interest.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Oct 16, 2017
    • Axis Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using Axis Bank credit card from past 5 years, i found this card very useful as there is no annual fee charged. I also get reward points when i go for shopping. Satisfied with the credit limit and also I get a cash back when i go for online purchase. The services are very good when compared to other banks.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Oct 05, 2017
    • HDFC Bank Credit Card
      "Very good experience"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with HDFC Bank and the banking services are good. There are regular offers I get online and there are discounts as well. The customer support team is good and they are clear in what they communicate. The statements are also clear.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Oct 05, 2017
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      I use the SBI simply save credit card for past 3 years. I use this card for bill payments, petrol usage, grocery usage and for other usages. The credit limit is only Rs.25000 which is not sufficient but still I am satisfied with the limit. I pay the annual fee Rs.500.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Sep 08, 2017
    • HDFC Bank Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      Holding this HDFC bank platinum times credit card from the time I hold my salaried account. I use this card for purchases, shopping, stationary, petrol, grocery,house hold item purchases etc. I am satisfied with the credit limit. This card doesn't have any annual fee.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Sep 07, 2017
    Common Loader Icon

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.